Bank of America, N.A. Mortgage Lending & HMDA Data, 2006

In 2006, Bank of America, N.A. of Calabasas, CA reported 1,017,362 mortgage applications totaling $225.1 billion, up 18% from 2005. The average application was for $221,244, and applicants reported an average income of $87,870. 42% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (35,290), Washington-Arlington-Alexandria, DC-VA-MD-WV (24,150) and Atlanta-Sandy Springs-Marietta, GA (23,392) (applications in parentheses).

Mortgage Company & Address Bank of America, N.A.
4500 Park Granada
Calabasas, CA 91302
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,017,362
Total Mortgage Loan Application Amount $225,085,987,000
Average Mortgage Loan Application Amount $221,244
Highest Mortgage Loan Application Amount $50,000,000
Average Applicant Income $87,870
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of America, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bank of America, N.A. by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 35,290 $ 14,107,309,000 $ 399,753 $ 102,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 24,150 $ 7,229,887,000 $ 299,374 $ 79,473
Atlanta-Sandy Springs-Marietta, GA 23,392 $ 4,025,161,000 $ 172,074 $ 77,000
Houston-Sugar Land-Baytown, TX 22,516 $ 2,814,036,000 $ 124,979 $ 84,000
Chicago-Naperville-Joliet, IL 19,997 $ 4,964,500,000 $ 248,262 $ 85,000
Tampa-St. Petersburg-Clearwater, FL 19,125 $ 3,330,194,000 $ 174,127 $ 86,000
Riverside-San Bernardino-Ontario, CA 18,548 $ 5,003,186,000 $ 269,742 $ 87,000
Dallas-Plano-Irving, TX 17,941 $ 2,646,146,000 $ 147,491 $ 90,000
Phoenix-Mesa-Scottsdale, AZ 17,804 $ 3,948,122,000 $ 221,754 $ 78,000
New York-White Plains-Wayne, NY-NJ 17,246 $ 6,037,264,000 $ 350,067 $ 101,357
Oakland-Fremont-Hayward, CA 15,490 $ 6,708,355,000 $ 433,076 $ 83,000
Charlotte-Gastonia-Concord, NC-SC 13,352 $ 2,029,016,000 $ 151,963 $ 88,074
Santa Ana-Anaheim-Irvine, CA 13,311 $ 6,349,070,000 $ 476,979 $ 99,000
Seattle-Bellevue-Everett, WA 13,086 $ 3,728,679,000 $ 284,936 $ 85,000
San Diego-Carlsbad-San Marcos, CA 11,959 $ 4,835,106,000 $ 404,306 $ 86,000
Baltimore-Towson, MD 11,769 $ 2,658,519,000 $ 225,891 $ 78,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 10,942 $ 2,308,240,000 $ 210,952 $ 97,000
Orlando-Kissimmee, FL 10,784 $ 2,040,683,000 $ 189,232 $ 88,000
Miami-Miami Beach-Kendall, FL 10,617 $ 2,484,321,000 $ 233,994 $ 109,000
Sacramento--Arden-Arcade--Roseville, CA 10,479 $ 3,266,049,000 $ 311,675 $ 92,000
San Jose-Sunnyvale-Santa Clara, CA 10,308 $ 5,290,689,000 $ 513,260 $ 99,000
San Francisco-San Mateo-Redwood City, CA 10,044 $ 5,707,962,000 $ 568,295 $ 128,000
Las Vegas-Paradise, NV 9,185 $ 2,138,873,000 $ 232,865 $ 98,000
Kansas City, MO-KS 8,516 $ 1,097,550,000 $ 128,880 $ 69,606
Nassau-Suffolk, NY 8,360 $ 2,440,209,000 $ 291,891 $ 101,000
St. Louis, MO-IL 8,192 $ 1,234,415,000 $ 150,685 $ 79,732
Fort Worth-Arlington, TX 8,037 $ 895,962,000 $ 111,479 $ 78,000
Edison, NJ 7,981 $ 1,776,097,000 $ 222,540 $ 94,000
Austin-Round Rock, TX 7,444 $ 1,161,672,000 $ 156,054 $ 102,000
Portland-Vancouver-Beaverton, OR-WA 7,241 $ 1,550,918,000 $ 214,185 $ 74,808
West Palm Beach-Boca Raton-Boynton Beach, FL 7,197 $ 1,821,361,000 $ 253,072 $ 114,000
Jacksonville, FL 7,171 $ 1,385,313,000 $ 193,182 $ 88,000
San Antonio, TX 6,779 $ 733,543,000 $ 108,208 $ 80,000
Philadelphia, PA 6,752 $ 1,375,094,000 $ 203,657 $ 78,000
Newark-Union, NJ-PA 6,705 $ 1,657,594,000 $ 247,217 $ 87,821
Boston-Quincy, MA 6,700 $ 1,726,292,000 $ 257,655 $ 100,000
Providence-New Bedford-Fall River, RI-MA 6,285 $ 1,187,561,000 $ 188,951 $ 78,373
Bethesda-Gaithersburg-Frederick, MD 6,249 $ 2,004,562,000 $ 320,781 $ 81,000
Virginia Beach-Norfolk-Newport News, VA-NC 6,107 $ 1,187,845,000 $ 194,505 $ 82,658
Minneapolis-St. Paul-Bloomington, MN-WI 5,884 $ 1,378,721,000 $ 234,316 $ 54,745
Denver-Aurora, CO 5,545 $ 1,309,172,000 $ 236,099 $ 68,000
Sarasota-Bradenton-Venice, FL 5,140 $ 1,130,706,000 $ 219,981 $ 98,000
Nashville-Davidson--Murfreesboro, TN 4,937 $ 805,761,000 $ 163,208 $ 88,000
Richmond, VA 4,843 $ 833,615,000 $ 172,127 $ 83,000
Charleston-North Charleston, SC 4,827 $ 1,127,828,000 $ 233,649 $ 141,000
Cambridge-Newton-Framingham, MA 4,783 $ 1,323,440,000 $ 276,696 $ 101,000
Raleigh-Cary, NC 4,599 $ 763,345,000 $ 165,980 $ 76,000
Cape Coral-Fort Myers, FL 4,221 $ 967,805,000 $ 229,283 $ 111,000
Hartford-West Hartford-East Hartford, CT 4,164 $ 651,033,000 $ 156,347 $ 85,000
Albuquerque, NM 4,067 $ 594,652,000 $ 146,213 $ 67,000
Columbia, SC 4,041 $ 536,680,000 $ 132,808 $ 92,000
Bakersfield, CA 3,479 $ 609,373,000 $ 175,157 $ 77,000
Oxnard-Thousand Oaks-Ventura, CA 3,392 $ 1,512,283,000 $ 445,838 $ 87,000
Oklahoma City, OK 3,358 $ 378,454,000 $ 112,702 $ 76,000
Tucson, AZ 3,251 $ 563,046,000 $ 173,191 $ 76,000
Bridgeport-Stamford-Norwalk, CT 3,245 $ 1,307,161,000 $ 402,823 $ 115,000
Fresno, CA 2,989 $ 565,290,000 $ 189,123 $ 67,000
Stockton, CA 2,948 $ 800,295,000 $ 271,470 $ 65,000
New Haven-Milford, CT 2,937 $ 470,063,000 $ 160,048 $ 91,000
Tacoma, WA 2,928 $ 581,073,000 $ 198,453 $ 72,000
Lakeland, FL 2,927 $ 418,987,000 $ 143,145 $ 79,000
Camden, NJ 2,845 $ 390,552,000 $ 137,276 $ 71,000
Myrtle Beach-Conway-North Myrtle Beach, SC 2,836 $ 542,745,000 $ 191,376 $ 157,000
Deltona-Daytona Beach-Ormond Beach, FL 2,825 $ 457,314,000 $ 161,881 $ 87,000
Port St. Lucie-Fort Pierce, FL 2,754 $ 535,710,000 $ 194,520 $ 104,000
Greensboro-High Point, NC 2,706 $ 312,443,000 $ 115,463 $ 67,000
Palm Bay-Melbourne-Titusville, FL 2,687 $ 470,714,000 $ 175,181 $ 97,000
Tulsa, OK 2,595 $ 270,909,000 $ 104,396 $ 108,000
Memphis, TN-MS-AR 2,591 $ 320,295,000 $ 123,618 $ 66,271
Worcester, MA 2,493 $ 436,670,000 $ 175,158 $ 76,000
Warren-Troy-Farmington Hills, MI 2,406 $ 508,385,000 $ 211,298 $ 65,000
Springfield, MA 2,374 $ 314,502,000 $ 132,477 $ 63,000
El Paso, TX 2,301 $ 196,458,000 $ 85,379 $ 66,000
Vallejo-Fairfield, CA 2,261 $ 712,038,000 $ 314,921 $ 71,000
Santa Rosa-Petaluma, CA 2,254 $ 932,103,000 $ 413,532 $ 100,000
Essex County, MA 2,249 $ 559,071,000 $ 248,586 $ 79,000
Reno-Sparks, NV 2,228 $ 670,711,000 $ 301,037 $ 94,000
Greenville, SC 2,189 $ 291,912,000 $ 133,354 $ 87,000
Honolulu, HI 2,166 $ 726,356,000 $ 335,344 $ 106,000
Lake County-Kenosha County, IL-WI 2,162 $ 681,232,000 $ 315,093 $ 103,326
Wichita, KS 2,109 $ 197,531,000 $ 93,660 $ 73,000
Wilmington, NC 2,094 $ 434,867,000 $ 207,672 $ 113,000
Milwaukee-Waukesha-West Allis, WI 2,048 $ 394,550,000 $ 192,651 $ 74,000
Des Moines-West Des Moines, IA 2,036 $ 248,660,000 $ 122,131 $ 60,000
Modesto, CA 2,028 $ 509,015,000 $ 250,993 $ 67,000
Little Rock-North Little Rock, AR 1,965 $ 224,216,000 $ 114,104 $ 72,000
Naples-Marco Island, FL 1,964 $ 731,286,000 $ 372,345 $ 172,000
Pittsburgh, PA 1,815 $ 237,851,000 $ 131,047 $ 69,000
Savannah, GA 1,749 $ 278,506,000 $ 159,237 $ 86,000
Salt Lake City, UT 1,718 $ 470,703,000 $ 273,983 $ 89,000
Allentown-Bethlehem-Easton, PA-NJ 1,709 $ 256,013,000 $ 149,802 $ 74,124
Durham, NC 1,685 $ 300,332,000 $ 178,238 $ 93,000
McAllen-Edinburg-Mission, TX 1,660 $ 121,609,000 $ 73,258 $ 57,000
Ocala, FL 1,646 $ 217,493,000 $ 132,134 $ 85,000
Corpus Christi, TX 1,618 $ 180,804,000 $ 111,745 $ 111,000
Rochester, NY 1,604 $ 154,957,000 $ 96,606 $ 81,000
Winston-Salem, NC 1,603 $ 200,285,000 $ 124,943 $ 69,000
Portland-South Portland-Biddeford, ME 1,555 $ 287,714,000 $ 185,025 $ 99,000
Salinas, CA 1,550 $ 706,868,000 $ 456,043 $ 102,000
Boise City-Nampa, ID 1,513 $ 219,129,000 $ 144,830 $ 62,000
Green Bay, WI 1,487 $ 213,198,000 $ 143,374 $ 69,000
Albany-Schenectady-Troy, NY 1,481 $ 187,645,000 $ 126,701 $ 82,000
Buffalo-Niagara Falls, NY 1,467 $ 123,164,000 $ 83,956 $ 74,000
Augusta-Richmond County, GA-SC 1,454 $ 166,367,000 $ 114,420 $ 77,994
Visalia-Porterville, CA 1,413 $ 222,786,000 $ 157,668 $ 59,000
Indianapolis-Carmel, IN 1,403 $ 230,385,000 $ 164,208 $ 61,000
Poughkeepsie-Newburgh-Middletown, NY 1,393 $ 271,698,000 $ 195,045 $ 77,000
Detroit-Livonia-Dearborn, MI 1,389 $ 191,382,000 $ 137,784 $ 48,000
Cincinnati-Middletown, OH-KY-IN 1,359 $ 230,593,000 $ 169,678 $ 57,217
Santa Cruz-Watsonville, CA 1,352 $ 677,783,000 $ 501,318 $ 98,000
Columbus, OH 1,333 $ 257,855,000 $ 193,439 $ 46,000
Atlantic City, NJ 1,319 $ 204,605,000 $ 155,121 $ 75,000
Santa Barbara-Santa Maria, CA 1,284 $ 658,255,000 $ 512,659 $ 112,000
Gainesville, FL 1,281 $ 190,664,000 $ 148,839 $ 98,000
Springfield, MO 1,281 $ 139,273,000 $ 108,722 $ 65,000
Fayetteville-Springdale-Rogers, AR-MO 1,279 $ 174,450,000 $ 136,395 $ 88,742
Asheville, NC 1,232 $ 224,365,000 $ 182,114 $ 107,000
Punta Gorda, FL 1,185 $ 212,502,000 $ 179,326 $ 107,000
Spokane, WA 1,185 $ 157,895,000 $ 133,244 $ 68,000
Rockingham County-Strafford County, NH 1,140 $ 216,674,000 $ 190,064 $ 84,000
Pensacola-Ferry Pass-Brent, FL 1,120 $ 181,311,000 $ 161,884 $ 98,000
Louisville-Jefferson County, KY-IN 1,044 $ 172,989,000 $ 165,698 $ 68,634
Tallahassee, FL 1,030 $ 178,103,000 $ 172,915 $ 89,000
Merced, CA 1,026 $ 224,951,000 $ 219,250 $ 68,000
Wilmington, DE-MD-NJ 1,023 $ 208,315,000 $ 203,631 $ 59,341
Barnstable Town, MA 1,013 $ 306,841,000 $ 302,903 $ 139,000
Roanoke, VA 1,009 $ 159,945,000 $ 158,518 $ 79,000
Cleveland-Elyria-Mentor, OH 1,008 $ 194,407,000 $ 192,864 $ 54,000
Spartanburg, SC 1,003 $ 114,581,000 $ 114,238 $ 76,000
Charlottesville, VA 989 $ 245,966,000 $ 248,701 $ 128,000
Scranton--Wilkes-Barre, PA 987 $ 91,764,000 $ 92,972 $ 55,000
Provo-Orem, UT 979 $ 176,756,000 $ 180,547 $ 72,000
Trenton-Ewing, NJ 979 $ 205,903,000 $ 210,319 $ 85,000
Syracuse, NY 978 $ 73,662,000 $ 75,319 $ 73,000
San Luis Obispo-Paso Robles, CA 926 $ 384,015,000 $ 414,703 $ 113,000
Colorado Springs, CO 923 $ 210,895,000 $ 228,488 $ 52,000
Manchester-Nashua, NH 909 $ 156,461,000 $ 172,124 $ 74,000
Killeen-Temple-Fort Hood, TX 906 $ 80,065,000 $ 88,371 $ 78,000
Prescott, AZ 886 $ 195,397,000 $ 220,538 $ 104,000
Ocean City, NJ 826 $ 299,769,000 $ 362,916 $ 126,000
Yuba City, CA 815 $ 165,476,000 $ 203,038 $ 67,000
Napa, CA 800 $ 362,715,000 $ 453,393 $ 114,000
Bremerton-Silverdale, WA 786 $ 164,654,000 $ 209,483 $ 89,000
Chattanooga, TN-GA 786 $ 98,233,000 $ 124,978 $ 76,760
Knoxville, TN 780 $ 114,128,000 $ 146,317 $ 67,000
Redding, CA 774 $ 161,543,000 $ 208,711 $ 92,000
Kennewick-Richland-Pasco, WA 770 $ 84,543,000 $ 109,796 $ 71,000
Fayetteville, NC 769 $ 66,949,000 $ 87,059 $ 83,000
Norwich-New London, CT 748 $ 135,575,000 $ 181,250 $ 93,000
Chico, CA 741 $ 160,909,000 $ 217,151 $ 82,000
Salem, OR 734 $ 105,565,000 $ 143,821 $ 57,000
Gary, IN 725 $ 97,673,000 $ 134,721 $ 62,000
Greenville, NC 723 $ 82,241,000 $ 113,749 $ 81,000
Lynchburg, VA 723 $ 99,982,000 $ 138,287 $ 71,000
Boulder, CO 712 $ 230,732,000 $ 324,061 $ 74,000
Santa Fe, NM 710 $ 202,592,000 $ 285,340 $ 114,000
Olympia, WA 686 $ 137,197,000 $ 199,995 $ 69,000
Tyler, TX 682 $ 75,693,000 $ 110,986 $ 90,000
Sebastian-Vero Beach, FL 675 $ 146,234,000 $ 216,642 $ 126,000
Birmingham-Hoover, AL 648 $ 110,869,000 $ 171,094 $ 38,000
York-Hanover, PA 645 $ 90,365,000 $ 140,100 $ 58,000
Appleton, WI 644 $ 85,898,000 $ 133,381 $ 69,000
Bend, OR 643 $ 177,705,000 $ 276,368 $ 93,000
New Orleans-Metairie-Kenner, LA 637 $ 146,445,000 $ 229,897 $ 60,000
Hickory-Lenoir-Morganton, NC 632 $ 76,499,000 $ 121,042 $ 75,000
Anderson, SC 623 $ 84,998,000 $ 136,433 $ 81,000
Omaha-Council Bluffs, NE-IA 611 $ 99,999,000 $ 163,664 $ 66,171
Yakima, WA 606 $ 57,468,000 $ 94,831 $ 52,000
Utica-Rome, NY 599 $ 39,411,000 $ 65,794 $ 60,000
Madison, WI 566 $ 106,566,000 $ 188,279 $ 68,000
Fort Walton Beach-Crestview-Destin, FL 559 $ 136,073,000 $ 243,422 $ 152,000
Topeka, KS 555 $ 46,079,000 $ 83,025 $ 65,000
Gainesville, GA 551 $ 92,645,000 $ 168,139 $ 68,000
Lubbock, TX 541 $ 47,092,000 $ 87,046 $ 82,000
Reading, PA 540 $ 53,288,000 $ 98,681 $ 52,000
Madera, CA 536 $ 115,062,000 $ 214,667 $ 70,000
Ogden-Clearfield, UT 535 $ 90,886,000 $ 169,880 $ 52,000
Amarillo, TX 525 $ 44,876,000 $ 85,478 $ 91,000
Clarksville, TN-KY 524 $ 41,178,000 $ 78,583 $ 57,931
Baton Rouge, LA 517 $ 102,542,000 $ 198,340 $ 71,000
Macon, GA 517 $ 52,333,000 $ 101,224 $ 71,000
Brunswick, GA 513 $ 101,339,000 $ 197,541 $ 97,000
Jacksonville, NC 510 $ 75,324,000 $ 147,694 $ 96,000
Bellingham, WA 507 $ 111,188,000 $ 219,305 $ 80,000
Yuma, AZ 499 $ 94,505,000 $ 189,388 $ 75,000
Fort Collins-Loveland, CO 493 $ 101,116,000 $ 205,103 $ 67,000
Coeur D'Alene, ID 490 $ 109,390,000 $ 223,244 $ 81,000
Hagerstown-Martinsburg, MD-WV 490 $ 90,378,000 $ 184,444 $ 53,304
Columbia, MO 481 $ 66,082,000 $ 137,384 $ 62,000
Waco, TX 473 $ 37,842,000 $ 80,004 $ 71,000
Burlington, NC 459 $ 45,535,000 $ 99,204 $ 53,000
Hot Springs, AR 455 $ 45,269,000 $ 99,492 $ 77,000
Brownsville-Harlingen, TX 453 $ 37,312,000 $ 82,366 $ 77,000
Athens-Clarke County, GA 446 $ 69,432,000 $ 155,677 $ 76,000
Laredo, TX 446 $ 44,433,000 $ 99,625 $ 67,000
Bangor, ME 437 $ 48,248,000 $ 110,407 $ 70,000
Eugene-Springfield, OR 435 $ 93,330,000 $ 214,551 $ 53,000
Vineland-Millville-Bridgeton, NJ 428 $ 38,066,000 $ 88,939 $ 65,000
Albany, GA 421 $ 39,468,000 $ 93,748 $ 66,000
Lansing-East Lansing, MI 419 $ 74,888,000 $ 178,730 $ 71,000
El Centro, CA 415 $ 78,816,000 $ 189,918 $ 56,000
College Station-Bryan, TX 414 $ 48,433,000 $ 116,987 $ 95,000
Lancaster, PA 408 $ 57,919,000 $ 141,958 $ 61,000
Las Cruces, NM 397 $ 50,442,000 $ 127,057 $ 84,000
Kingston, NY 394 $ 63,827,000 $ 161,997 $ 80,000
Greeley, CO 391 $ 77,977,000 $ 199,429 $ 48,000
Panama City-Lynn Haven, FL 387 $ 86,548,000 $ 223,638 $ 121,000
Harrisburg-Carlisle, PA 385 $ 47,741,000 $ 124,002 $ 69,000
Joplin, MO 385 $ 34,044,000 $ 88,425 $ 60,000
Ann Arbor, MI 382 $ 94,636,000 $ 247,738 $ 102,000
Valdosta, GA 381 $ 41,430,000 $ 108,740 $ 64,000
Grand Rapids-Wyoming, MI 375 $ 56,724,000 $ 151,264 $ 59,000
Medford, OR 365 $ 87,816,000 $ 240,591 $ 62,000
Dayton, OH 357 $ 43,132,000 $ 120,817 $ 44,000
Blacksburg-Christiansburg-Radford, VA 351 $ 45,324,000 $ 129,128 $ 85,000
Hanford-Corcoran, CA 347 $ 52,492,000 $ 151,273 $ 67,000
Florence, SC 344 $ 34,341,000 $ 99,828 $ 71,000
Beaumont-Port Arthur, TX 343 $ 38,760,000 $ 113,002 $ 76,000
Sumter, SC 340 $ 32,177,000 $ 94,638 $ 74,000
Warner Robins, GA 336 $ 31,432,000 $ 93,547 $ 90,000
Kingsport-Bristol-Bristol, TN-VA 333 $ 34,162,000 $ 102,588 $ 74,243
Akron, OH 332 $ 65,337,000 $ 196,798 $ 41,000
Erie, PA 331 $ 30,840,000 $ 93,172 $ 59,000
Lewiston-Auburn, ME 331 $ 38,166,000 $ 115,305 $ 69,000
Salisbury, MD 321 $ 45,378,000 $ 141,364 $ 84,000
Flagstaff, AZ 316 $ 83,714,000 $ 264,917 $ 125,000
Peoria, IL 315 $ 35,795,000 $ 113,634 $ 53,000
Wenatchee, WA 315 $ 56,592,000 $ 179,657 $ 77,000
Winchester, VA-WV 315 $ 66,123,000 $ 209,914 $ 57,285
Lexington-Fayette, KY 311 $ 69,360,000 $ 223,022 $ 74,000
Champaign-Urbana, IL 309 $ 52,690,000 $ 170,517 $ 75,000
Flint, MI 308 $ 52,308,000 $ 169,831 $ 54,000
Mount Vernon-Anacortes, WA 296 $ 59,547,000 $ 201,172 $ 75,000
Oshkosh-Neenah, WI 296 $ 38,179,000 $ 128,983 $ 59,000
Niles-Benton Harbor, MI 293 $ 54,831,000 $ 187,136 $ 116,000
Burlington-South Burlington, VT 291 $ 54,697,000 $ 187,962 $ 92,000
Longview, WA 291 $ 36,226,000 $ 124,487 $ 64,000
South Bend-Mishawaka, IN-MI 287 $ 34,371,000 $ 119,759 $ 65,993
Johnson City, TN 280 $ 33,884,000 $ 121,014 $ 76,000
Midland, TX 279 $ 21,046,000 $ 75,433 $ 76,000
Anchorage, AK 277 $ 58,980,000 $ 212,924 $ 30,000
Grand Junction, CO 277 $ 50,156,000 $ 181,068 $ 56,000
Rockford, IL 271 $ 31,379,000 $ 115,789 $ 55,000
Fort Wayne, IN 270 $ 37,039,000 $ 137,181 $ 57,000
San Angelo, TX 248 $ 21,836,000 $ 88,048 $ 73,000
Evansville, IN-KY 246 $ 30,663,000 $ 124,646 $ 60,975
Ames, IA 244 $ 25,643,000 $ 105,094 $ 63,000
Lawrence, KS 244 $ 44,867,000 $ 183,881 $ 71,000
Sherman-Denison, TX 237 $ 24,213,000 $ 102,164 $ 92,000
Abilene, TX 236 $ 13,755,000 $ 58,283 $ 72,000
Elkhart-Goshen, IN 234 $ 23,179,000 $ 99,055 $ 49,000
Huntsville, AL 229 $ 33,850,000 $ 147,816 $ 55,000
Jackson, TN 228 $ 23,825,000 $ 104,495 $ 69,000
Jackson, MS 226 $ 43,623,000 $ 193,022 $ 51,000
Racine, WI 225 $ 37,274,000 $ 165,662 $ 67,000
St. Cloud, MN 224 $ 32,010,000 $ 142,901 $ 49,000
Cedar Rapids, IA 223 $ 29,067,000 $ 130,345 $ 45,000
St. Joseph, MO-KS 222 $ 24,121,000 $ 108,653 $ 49,567
Toledo, OH 220 $ 23,789,000 $ 108,131 $ 48,000
St. George, UT 217 $ 47,943,000 $ 220,935 $ 67,000
Danville, VA 206 $ 15,921,000 $ 77,286 $ 58,000
Harrisonburg, VA 205 $ 28,599,000 $ 139,507 $ 69,000
Columbus, GA-AL 199 $ 29,718,000 $ 149,336 $ 62,462
Longview, TX 197 $ 18,088,000 $ 91,817 $ 66,000
Pine Bluff, AR 196 $ 12,359,000 $ 63,056 $ 59,000
Mobile, AL 195 $ 23,934,000 $ 122,738 $ 51,000
Carson City, NV 192 $ 39,892,000 $ 207,770 $ 68,000
Dalton, GA 192 $ 22,684,000 $ 118,145 $ 93,000
Odessa, TX 192 $ 10,172,000 $ 52,979 $ 62,000
Duluth, MN-WI 191 $ 23,992,000 $ 125,612 $ 50,293
Lafayette, IN 191 $ 24,443,000 $ 127,973 $ 59,000
Victoria, TX 191 $ 17,401,000 $ 91,104 $ 85,000
Davenport-Moline-Rock Island, IA-IL 190 $ 21,391,000 $ 112,584 $ 44,731
Kalamazoo-Portage, MI 190 $ 26,583,000 $ 139,910 $ 47,000
Wausau, WI 188 $ 20,209,000 $ 107,494 $ 67,000
Jonesboro, AR 183 $ 17,852,000 $ 97,551 $ 71,000
Youngstown-Warren-Boardman, OH-PA 178 $ 15,879,000 $ 89,207 $ 52,303
Dover, DE 175 $ 31,278,000 $ 178,731 $ 44,000
Sioux City, IA-NE-SD 173 $ 11,833,000 $ 68,398 $ 48,104
Wheeling, WV-OH 173 $ 19,480,000 $ 112,601 $ 70,861
Fargo, ND-MN 172 $ 22,943,000 $ 133,389 $ 51,186
Billings, MT 168 $ 25,001,000 $ 148,815 $ 67,000
Altoona, PA 166 $ 16,023,000 $ 96,524 $ 59,000
Glens Falls, NY 162 $ 33,267,000 $ 205,351 $ 85,000
Shreveport-Bossier City, LA 158 $ 21,434,000 $ 135,658 $ 38,000
Canton-Massillon, OH 150 $ 14,387,000 $ 95,913 $ 23,000
Pittsfield, MA 148 $ 28,431,000 $ 192,101 $ 70,000
Goldsboro, NC 146 $ 10,781,000 $ 73,842 $ 61,000
Rochester, MN 146 $ 24,940,000 $ 170,821 $ 60,000
Fort Smith, AR-OK 145 $ 12,294,000 $ 84,786 $ 62,827
Farmington, NM 139 $ 19,312,000 $ 138,935 $ 82,000
Idaho Falls, ID 139 $ 16,748,000 $ 120,489 $ 82,000
Montgomery, AL 136 $ 22,147,000 $ 162,845 $ 50,000
Lafayette, LA 134 $ 17,338,000 $ 129,388 $ 47,000
Pueblo, CO 134 $ 15,011,000 $ 112,022 $ 37,000
Jackson, MI 131 $ 16,174,000 $ 123,465 $ 44,000
Fond Du Lac, WI 125 $ 16,825,000 $ 134,600 $ 99,000
Hinesville-Fort Stewart, GA 123 $ 8,474,000 $ 68,894 $ 70,000
Waterloo-Cedar Falls, IA 122 $ 13,182,000 $ 108,049 $ 52,000
Wichita Falls, TX 121 $ 8,583,000 $ 70,933 $ 64,000
Binghamton, NY 119 $ 12,218,000 $ 102,672 $ 87,000
Lincoln, NE 119 $ 22,346,000 $ 187,781 $ 30,000
Iowa City, IA 117 $ 18,961,000 $ 162,059 $ 96,000
Gulfport-Biloxi, MS 112 $ 15,519,000 $ 138,562 $ 141,000
Owensboro, KY 111 $ 10,046,000 $ 90,504 $ 59,000
Bloomington-Normal, IL 110 $ 16,079,000 $ 146,172 $ 66,000
Cumberland, MD-WV 110 $ 9,763,000 $ 88,754 $ 57,954
Rocky Mount, NC 109 $ 11,944,000 $ 109,577 $ 64,000
Corvallis, OR 108 $ 21,347,000 $ 197,657 $ 68,000
Cheyenne, WY 105 $ 14,619,000 $ 139,228 $ 35,000
Weirton-Steubenville, WV-OH 101 $ 7,464,000 $ 73,900 $ 49,049
Holland-Grand Haven, MI 97 $ 16,073,000 $ 165,701 $ 55,000
Pascagoula, MS 96 $ 12,307,000 $ 128,197 $ 137,000
Ithaca, NY 92 $ 12,709,000 $ 138,141 $ 108,000
Huntington-Ashland, WV-KY-OH 89 $ 8,772,000 $ 98,561 $ 59,584
Saginaw-Saginaw Township North, MI 88 $ 8,552,000 $ 97,181 $ 43,000
Janesville, WI 86 $ 10,199,000 $ 118,593 $ 48,000
Charleston, WV 85 $ 11,827,000 $ 139,141 $ 102,000
Cleveland, TN 82 $ 11,862,000 $ 144,658 $ 78,000
Lewiston, ID-WA 82 $ 9,278,000 $ 113,146 $ 50,853
State College, PA 82 $ 11,519,000 $ 140,475 $ 58,000
Muskegon-Norton Shores, MI 81 $ 7,187,000 $ 88,728 $ 33,000
Auburn-Opelika, AL 80 $ 13,208,000 $ 165,100 $ 61,000
Sheboygan, WI 79 $ 12,024,000 $ 152,202 $ 63,000
Kankakee-Bradley, IL 76 $ 8,267,000 $ 108,776 $ 46,000
Sioux Falls, SD 76 $ 12,368,000 $ 162,736 $ 23,000
Rome, GA 75 $ 8,795,000 $ 117,266 $ 48,000
Missoula, MT 74 $ 14,918,000 $ 201,594 $ 29,000
Monroe, MI 74 $ 8,967,000 $ 121,175 $ 68,000
Battle Creek, MI 73 $ 8,690,000 $ 119,041 $ 47,000
Bay City, MI 73 $ 6,622,000 $ 90,712 $ 39,000
Bloomington, IN 71 $ 30,892,000 $ 435,098 $ 125,000
Lawton, OK 71 $ 5,511,000 $ 77,619 $ 74,000
Michigan City-La Porte, IN 69 $ 11,814,000 $ 171,217 $ 84,000
Jefferson City, MO 67 $ 6,577,000 $ 98,164 $ 66,000
Grand Forks, ND-MN 66 $ 7,033,000 $ 106,560 $ 38,409
Pocatello, ID 65 $ 5,678,000 $ 87,353 $ 34,000
Eau Claire, WI 64 $ 8,882,000 $ 138,781 $ 74,000
Tuscaloosa, AL 62 $ 23,380,000 $ 377,096 $ 53,000
Danville, IL 61 $ 4,450,000 $ 72,950 $ 48,000
Decatur, IL 60 $ 4,946,000 $ 82,433 $ 70,000
Dothan, AL 60 $ 6,068,000 $ 101,133 $ 92,000
Springfield, IL 60 $ 8,385,000 $ 139,750 $ 74,000
Lebanon, PA 59 $ 6,298,000 $ 106,745 $ 32,000
Logan, UT-ID 59 $ 7,794,000 $ 132,101 $ 36,576
Morristown, TN 57 $ 7,160,000 $ 125,614 $ 59,000
Rapid City, SD 57 $ 11,592,000 $ 203,368 $ 48,000
Elmira, NY 51 $ 4,150,000 $ 81,372 $ 60,000
Hattiesburg, MS 51 $ 8,188,000 $ 160,549 $ 47,000
Monroe, LA 51 $ 5,395,000 $ 105,784 $ 65,000
Texarkana, Tx-Texarkana, AR 50 $ 4,326,000 $ 86,520 $ 95,960
Casper, WY 48 $ 8,082,000 $ 168,375 $ 15,000
Johnstown, PA 48 $ 3,843,000 $ 80,062 $ 48,000
Houma-Bayou Cane-Thibodaux, LA 45 $ 4,744,000 $ 105,422 $ 38,000
Mansfield, OH 45 $ 4,218,000 $ 93,733 $ 55,000
Decatur, AL 44 $ 4,837,000 $ 109,931 $ 65,000
Parkersburg-Marietta-Vienna, WV-OH 43 $ 3,581,000 $ 83,279 $ 41,441
Elizabethtown, KY 42 $ 5,223,000 $ 124,357 $ 39,000
Anderson, IN 40 $ 3,120,000 $ 78,000 $ 54,000
Florence-Muscle Shoals, AL 40 $ 4,190,000 $ 104,750 $ 44,000
Anniston-Oxford, AL 39 $ 4,016,000 $ 102,974 $ 53,000
Bismarck, ND 39 $ 6,260,000 $ 160,512 $ 40,000
Springfield, OH 39 $ 3,437,000 $ 88,128 $ 30,000
Columbus, IN 37 $ 8,016,000 $ 216,648 $ 44,000
La Crosse, WI-MN 36 $ 5,085,000 $ 141,250 $ 56,333
Bowling Green, KY 34 $ 3,604,000 $ 106,000 $ 48,000
Williamsport, PA 34 $ 2,708,000 $ 79,647 $ 36,000
Kokomo, IN 33 $ 2,472,000 $ 74,909 $ 40,000
Morgantown, WV 31 $ 4,073,000 $ 131,387 $ 168,000
Muncie, IN 31 $ 2,090,000 $ 67,419 $ 77,000
Terre Haute, IN 31 $ 3,455,000 $ 111,451 $ 55,000
Lake Charles, LA 29 $ 5,081,000 $ 175,206 $ 75,000
Alexandria, LA 25 $ 4,200,000 $ 168,000 $ 43,000
Great Falls, MT 25 $ 4,027,000 $ 161,080 $ 68,000
Fairbanks, AK 24 $ 3,763,000 $ 156,791 $ 20,000
Dubuque, IA 21 $ 3,884,000 $ 184,952 $ 59,000
Sandusky, OH 21 $ 2,963,000 $ 141,095 $ 29,000
Lima, OH 19 $ 1,853,000 $ 97,526 $ 27,000
Gadsden, AL 18 $ 1,619,000 $ 89,944 $ 78,000
San Juan-Caguas-Guaynabo, PR 1 $ 10,000 $ 10,000 $ 10,000

Mortgage Loan Application Detail Totals for Bank of America, N.A. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 630,060 $137,951,687,000 $218,000 $39,550,000 $94,000 $9,999,000
Refinancing 307,095 $77,571,069,000 $252,000 $50,000,000 $75,000 $9,999,000
Home Improvement 80,207 $9,563,231,000 $119,000 $34,000,000 $89,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 452,043 $87,151,683,000 $192,000 $12,256,000 $114,000 $9,999,000
Not applicable 192,907 $66,593,943,000 $345,000 $50,000,000 $0 $0
Hispanic 144,290 $23,175,296,000 $160,000 $5,000,000 $75,000 $9,999,000
Black or African American 79,372 $11,665,041,000 $146,000 $4,000,000 $74,000 $9,999,000
Not Provided 78,606 $19,193,851,000 $244,000 $34,000,000 $160,000 $9,999,000
Asian 60,514 $15,482,257,000 $255,000 $4,160,000 $123,000 $9,999,000
Native Hawaiian or Other Pacific Islander 4,914 $1,091,181,000 $222,000 $3,900,000 $104,000 $9,999,000
American Indian or Alaskan Native 4,716 $732,735,000 $155,000 $2,500,000 $87,000 $3,039,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,006,211 $223,525,645,000 $222,000 $50,000,000 $88,000 $9,999,000
FHA-insured (Federal Housing Administration) 7,768 $979,854,000 $126,000 $684,000 $49,000 $5,034,000
VA-guaranteed (Veterans Administration) 3,383 $580,488,000 $171,000 $540,000 $61,000 $279,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 426,770 $88,924,401,000 $208,000 $50,000,000 $118,000 $9,999,000
Loan Purchased By The Institution 192,312 $64,315,992,000 $334,000 $5,982,000 $0 $0
Application Denied By Financial Institution 121,454 $19,450,075,000 $160,000 $15,000,000 $88,000 $9,999,000
Preapproval Approved but not Accepted 99,392 $20,262,318,000 $203,000 $5,000,000 $112,000 $9,999,000
Application Approved But Not Accepted 85,828 $17,501,372,000 $203,000 $22,998,000 $126,000 $9,999,000
Preapproval Denied by Financial Institution 84,094 $13,061,852,000 $155,000 $5,760,000 $65,000 $9,999,000
Application Withdrawn By Applicant 3,874 $856,318,000 $221,000 $34,000,000 $126,000 $9,999,000
File Closed For Incompleteness 3,638 $713,659,000 $196,000 $7,875,000 $99,000 $4,246,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 74,451 $9,464,127,000 $127,000 $5,760,000 $78,000 $9,999,000
Debt-To-Income Ratio 66,473 $11,978,439,000 $180,000 $12,256,000 $56,000 $5,743,000
Collateral 22,649 $3,860,509,000 $170,000 $5,700,000 $120,000 $9,999,000
Other 12,832 $2,402,078,000 $187,000 $5,000,000 $114,000 $5,434,000
Employment History 11,186 $1,626,744,000 $145,000 $1,840,000 $63,000 $7,020,000
Unverifiable Information 8,281 $1,616,508,000 $195,000 $15,000,000 $89,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 6,118 $1,170,602,000 $191,000 $3,281,000 $97,000 $4,992,000
Credit Application Incomplete 3,550 $391,558,000 $110,000 $2,700,000 $92,000 $3,700,000
Mortgage Insurance Denied 8 $1,362,000 $170,000 $339,000 $58,000 $90,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of America, N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bank of America, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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