In 2019, Bank of America NA of Westlake Village, CA reported 466,552 mortgage applications totaling $142.7 billion, up 1% from 2018. The average application was for $305,755, and applicants reported an average income of $162,061. 46% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (26,706), New York-Jersey City-White Plains, NY-NJ (15,772) and Oakland-Hayward-Berkeley, CA (14,476) (applications in parentheses).
| Mortgage Company & Address | Bank of America NA 31303 Agoura Rd Ca6-917-01-20 Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 466,552 |
| Total Mortgage Loan Application Amount | $142,650,690,000 |
| Average Mortgage Loan Application Amount | $305,755 |
| Highest Mortgage Loan Application Amount | $91,905,000 |
| Average Applicant Income | $162,061 |
| Highest Applicant Income | $9,967,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of America NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 26,706 | $ 14,218,070,000 | $ 532,392 | $ 227,000 |
| New York-Jersey City-White Plains, NY-NJ | 15,772 | $ 8,784,555,000 | $ 556,971 | $ 274,438 |
| Outside any metro area | 15,058 | $ 3,932,600,000 | $ 261,163 | $ 164,437 |
| Oakland-Hayward-Berkeley, CA | 14,476 | $ 7,773,860,000 | $ 537,017 | $ 210,000 |
| Atlanta-Sandy Springs-Roswell, GA | 13,610 | $ 2,406,805,000 | $ 176,840 | $ 127,000 |
| Anaheim-Santa Ana-Irvine, CA | 12,856 | $ 6,839,240,000 | $ 531,988 | $ 232,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 12,277 | $ 8,727,805,000 | $ 710,906 | $ 244,000 |
| Phoenix-Mesa-Scottsdale, AZ | 11,197 | $ 2,631,765,000 | $ 235,041 | $ 128,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 11,021 | $ 3,097,315,000 | $ 281,037 | $ 160,663 |
| Seattle-Bellevue-Everett, WA | 10,986 | $ 4,661,530,000 | $ 424,315 | $ 179,000 |
| Houston-The Woodlands-Sugar Land, TX | 10,056 | $ 1,997,650,000 | $ 198,652 | $ 141,000 |
| Chicago-Naperville, IL | 9,859 | $ 2,505,915,000 | $ 254,175 | $ 151,000 |
| Dallas-Plano-Irving, TX | 9,799 | $ 2,155,265,000 | $ 219,947 | $ 151,000 |
| Riverside-San Bernardino-Ontario, CA | 9,799 | $ 2,065,305,000 | $ 210,766 | $ 129,000 |
| Charlotte-Concord-Gastonia, NC-SC | 9,646 | $ 2,084,920,000 | $ 216,143 | $ 131,684 |
| New York-Newark, NY | 8,920 | $ 2,251,540,000 | $ 252,414 | $ 171,399 |
| Tampa-St. Petersburg-Clearwater, FL | 8,576 | $ 1,330,650,000 | $ 155,159 | $ 110,000 |
| San Diego-Carlsbad, CA | 8,254 | $ 4,122,100,000 | $ 499,406 | $ 208,000 |
| Cambridge-Newton-Framingham, MA | 7,132 | $ 2,302,600,000 | $ 322,854 | $ 184,000 |
| San Francisco-Redwood City-South San Francisco, CA | 6,843 | $ 5,372,035,000 | $ 785,040 | $ 283,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6,473 | $ 1,204,285,000 | $ 186,047 | $ 133,000 |
| Nassau County-Suffolk County, NY | 6,369 | $ 2,764,595,000 | $ 434,070 | $ 242,000 |
| Newark, NJ-PA | 6,277 | $ 1,824,510,000 | $ 290,665 | $ 189,182 |
| Baltimore-Columbia-Towson, MD | 6,183 | $ 1,259,225,000 | $ 203,659 | $ 130,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 5,782 | $ 1,424,020,000 | $ 246,285 | $ 144,000 |
| Orlando-Kissimmee-Sanford, FL | 5,530 | $ 965,080,000 | $ 174,517 | $ 117,000 |
| Las Vegas-Henderson-Paradise, NV | 5,482 | $ 1,090,050,000 | $ 198,841 | $ 115,000 |
| Miami-Miami Beach-Kendall, FL | 5,396 | $ 1,403,770,000 | $ 260,150 | $ 159,000 |
| Boston, MA | 5,244 | $ 1,899,160,000 | $ 362,158 | $ 205,000 |
| Warren-Troy-Farmington Hills, MI | 5,206 | $ 895,330,000 | $ 171,980 | $ 123,000 |
| St. Louis, MO-IL | 4,942 | $ 760,870,000 | $ 153,959 | $ 116,608 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4,884 | $ 1,237,410,000 | $ 253,359 | $ 166,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 4,718 | $ 1,214,900,000 | $ 257,503 | $ 145,973 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3,963 | $ 854,595,000 | $ 215,643 | $ 129,000 |
| Fort Worth-Arlington, TX | 3,546 | $ 610,850,000 | $ 172,264 | $ 132,000 |
| Kansas City, MO-KS | 3,366 | $ 516,360,000 | $ 153,404 | $ 110,483 |
| Austin-Round Rock, TX | 3,214 | $ 955,950,000 | $ 297,433 | $ 169,000 |
| North Port-Sarasota-Bradenton, FL | 3,148 | $ 605,800,000 | $ 192,439 | $ 115,000 |
| Washington-Baltimore-Arlington, DC | 3,066 | $ 991,550,000 | $ 323,401 | $ 173,000 |
| Providence-Warwick, RI-MA | 2,910 | $ 531,190,000 | $ 182,539 | $ 133,261 |
| Montgomery County-Bucks County-Chester County, PA | 2,870 | $ 773,190,000 | $ 269,404 | $ 179,000 |
| Jacksonville, FL | 2,850 | $ 554,785,000 | $ 194,661 | $ 121,000 |
| Bridgeport-Stamford-Norwalk, CT | 2,800 | $ 1,531,690,000 | $ 547,032 | $ 289,000 |
| Denver-Aurora-Lakewood, CO | 2,651 | $ 986,135,000 | $ 371,986 | $ 192,000 |
| Raleigh, NC | 2,604 | $ 545,090,000 | $ 209,327 | $ 131,000 |
| Hartford-West Hartford-East Hartford, CT | 2,450 | $ 370,590,000 | $ 151,261 | $ 126,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2,436 | $ 955,450,000 | $ 392,220 | $ 189,000 |
| San Antonio-New Braunfels, TX | 2,414 | $ 349,670,000 | $ 144,850 | $ 108,000 |
| Detroit-Dearborn-Livonia, MI | 2,285 | $ 267,245,000 | $ 116,956 | $ 95,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2,252 | $ 428,340,000 | $ 190,204 | $ 116,415 |
| Philadelphia, PA | 2,052 | $ 475,250,000 | $ 231,603 | $ 136,000 |
| Richmond, VA | 1,972 | $ 348,000,000 | $ 176,470 | $ 113,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,967 | $ 548,145,000 | $ 278,670 | $ 144,707 |
| Camden, NJ | 1,953 | $ 289,405,000 | $ 148,184 | $ 113,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,908 | $ 237,760,000 | $ 124,612 | $ 88,000 |
| Greenville-Anderson-Mauldin, SC | 1,852 | $ 244,740,000 | $ 132,149 | $ 95,000 |
| Charleston-North Charleston, SC | 1,786 | $ 446,350,000 | $ 249,916 | $ 141,000 |
| Tacoma-Lakewood, WA | 1,702 | $ 348,030,000 | $ 204,482 | $ 124,000 |
| Cape Coral-Fort Myers, FL | 1,676 | $ 277,130,000 | $ 165,352 | $ 123,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1,619 | $ 177,625,000 | $ 109,712 | $ 85,000 |
| Stockton-Lodi, CA | 1,608 | $ 365,160,000 | $ 227,089 | $ 114,000 |
| Tucson, AZ | 1,566 | $ 223,910,000 | $ 142,982 | $ 103,000 |
| Worcester, MA-CT | 1,523 | $ 268,925,000 | $ 176,575 | $ 131,741 |
| Port St. Lucie, FL | 1,424 | $ 208,980,000 | $ 146,755 | $ 111,000 |
| Palm Bay-Melbourne-Titusville, FL | 1,419 | $ 189,605,000 | $ 133,618 | $ 94,000 |
| Columbia, SC | 1,366 | $ 173,000,000 | $ 126,647 | $ 102,000 |
| Reno, NV | 1,267 | $ 286,515,000 | $ 226,136 | $ 143,000 |
| New Haven-Milford, CT | 1,224 | $ 202,020,000 | $ 165,049 | $ 132,000 |
| Albuquerque, NM | 1,217 | $ 172,325,000 | $ 141,598 | $ 101,000 |
| Portland-South Portland, ME | 1,170 | $ 233,590,000 | $ 199,649 | $ 142,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1,149 | $ 163,935,000 | $ 142,676 | $ 110,020 |
| Naples-Immokalee-Marco Island, FL | 1,135 | $ 390,255,000 | $ 343,837 | $ 204,000 |
| Fresno, CA | 1,122 | $ 180,930,000 | $ 161,256 | $ 113,000 |
| Bakersfield, CA | 1,114 | $ 153,500,000 | $ 137,791 | $ 92,000 |
| Memphis, TN-MS-AR | 1,094 | $ 136,810,000 | $ 125,054 | $ 107,989 |
| San Rafael, CA | 1,055 | $ 783,855,000 | $ 742,990 | $ 332,000 |
| Lake County-Kenosha County, IL-WI | 1,052 | $ 273,120,000 | $ 259,619 | $ 174,906 |
| Vallejo-Fairfield, CA | 1,014 | $ 231,850,000 | $ 228,648 | $ 120,000 |
| Greensboro-High Point, NC | 1,009 | $ 124,695,000 | $ 123,582 | $ 93,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 980 | $ 132,490,000 | $ 135,193 | $ 115,010 |
| Trenton, NJ | 972 | $ 256,600,000 | $ 263,991 | $ 188,000 |
| Rockingham County-Strafford County, NH | 946 | $ 181,700,000 | $ 192,071 | $ 150,000 |
| Durham-Chapel Hill, NC | 924 | $ 192,640,000 | $ 208,484 | $ 136,000 |
| Springfield, MA | 922 | $ 119,470,000 | $ 129,577 | $ 104,000 |
| Indianapolis-Carmel-Anderson, IN | 914 | $ 184,530,000 | $ 201,892 | $ 132,000 |
| Modesto, CA | 893 | $ 124,205,000 | $ 139,087 | $ 98,000 |
| Pittsburgh, PA | 892 | $ 188,900,000 | $ 211,771 | $ 130,000 |
| Santa Rosa, CA | 862 | $ 308,900,000 | $ 358,352 | $ 185,000 |
| Lakeland-Winter Haven, FL | 859 | $ 91,635,000 | $ 106,676 | $ 80,000 |
| Oklahoma City, OK | 859 | $ 128,795,000 | $ 149,935 | $ 109,000 |
| Savannah, GA | 829 | $ 109,985,000 | $ 132,671 | $ 106,000 |
| Rochester, NY | 824 | $ 93,920,000 | $ 113,980 | $ 97,000 |
| Albany-Schenectady-Troy, NY | 820 | $ 113,060,000 | $ 137,878 | $ 120,000 |
| Columbus, OH | 817 | $ 189,365,000 | $ 231,780 | $ 142,000 |
| Asheville, NC | 808 | $ 152,300,000 | $ 188,490 | $ 114,000 |
| Augusta-Richmond County, GA-SC | 773 | $ 81,835,000 | $ 105,866 | $ 84,349 |
| Spokane-Spokane Valley, WA | 772 | $ 113,800,000 | $ 147,409 | $ 102,000 |
| Little Rock-North Little Rock-Conway, AR | 771 | $ 110,585,000 | $ 143,430 | $ 110,000 |
| Salinas, CA | 769 | $ 310,085,000 | $ 403,231 | $ 204,000 |
| Barnstable Town, MA | 762 | $ 237,710,000 | $ 311,955 | $ 226,000 |
| Wichita, KS | 756 | $ 71,330,000 | $ 94,351 | $ 89,000 |
| Wilmington, DE-MD-NJ | 745 | $ 131,215,000 | $ 176,127 | $ 115,715 |
| Cincinnati, OH-KY-IN | 713 | $ 144,345,000 | $ 202,447 | $ 129,054 |
| Santa Maria-Santa Barbara, CA | 710 | $ 482,320,000 | $ 679,323 | $ 291,000 |
| Winston-Salem, NC | 682 | $ 91,390,000 | $ 134,002 | $ 92,000 |
| Ocala, FL | 681 | $ 68,725,000 | $ 100,917 | $ 71,000 |
| Manchester-Nashua, NH | 672 | $ 127,500,000 | $ 189,732 | $ 139,000 |
| Atlantic City-Hammonton, NJ | 666 | $ 109,910,000 | $ 165,030 | $ 134,000 |
| Tulsa, OK | 644 | $ 85,960,000 | $ 133,478 | $ 106,000 |
| Cleveland-Elyria, OH | 634 | $ 113,210,000 | $ 178,564 | $ 133,000 |
| Elgin, IL | 633 | $ 99,375,000 | $ 156,990 | $ 123,000 |
| Santa Cruz-Watsonville, CA | 616 | $ 256,730,000 | $ 416,769 | $ 202,000 |
| Ann Arbor, MI | 613 | $ 145,055,000 | $ 236,631 | $ 147,000 |
| Salisbury, MD-DE | 611 | $ 152,615,000 | $ 249,779 | $ 178,055 |
| Punta Gorda, FL | 603 | $ 82,635,000 | $ 137,039 | $ 91,000 |
| Knoxville, TN | 593 | $ 102,195,000 | $ 172,335 | $ 108,000 |
| Grand Rapids-Wyoming, MI | 589 | $ 105,765,000 | $ 179,567 | $ 113,000 |
| McAllen-Edinburg-Mission, TX | 580 | $ 46,280,000 | $ 79,793 | $ 78,000 |
| Visalia-Porterville, CA | 574 | $ 62,000,000 | $ 108,013 | $ 83,000 |
| El Paso, TX | 553 | $ 56,395,000 | $ 101,980 | $ 88,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 539 | $ 138,275,000 | $ 256,539 | $ 164,000 |
| Bremerton-Silverdale, WA | 530 | $ 128,630,000 | $ 242,698 | $ 147,000 |
| Chattanooga, TN-GA | 512 | $ 75,580,000 | $ 147,617 | $ 106,152 |
| Spartanburg, SC | 509 | $ 56,885,000 | $ 111,758 | $ 83,000 |
| Wilmington, NC | 496 | $ 106,690,000 | $ 215,100 | $ 115,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 492 | $ 82,130,000 | $ 166,930 | $ 120,000 |
| New Orleans-Metairie, LA | 454 | $ 147,690,000 | $ 325,308 | $ 158,000 |
| Pensacola-Ferry Pass-Brent, FL | 447 | $ 60,665,000 | $ 135,715 | $ 106,000 |
| Sebastian-Vero Beach, FL | 446 | $ 93,780,000 | $ 210,269 | $ 133,000 |
| Salt Lake City, UT | 439 | $ 130,305,000 | $ 296,822 | $ 193,000 |
| Prescott Valley-Prescott, AZ | 437 | $ 83,755,000 | $ 191,659 | $ 95,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 428 | $ 150,700,000 | $ 352,102 | $ 188,000 |
| Syracuse, NY | 420 | $ 44,320,000 | $ 105,523 | $ 102,000 |
| Crestview-Fort Walton Beach-Destin, FL | 419 | $ 149,405,000 | $ 356,575 | $ 212,000 |
| Salem, OR | 419 | $ 77,415,000 | $ 184,761 | $ 99,000 |
| Charlottesville, VA | 418 | $ 115,880,000 | $ 277,224 | $ 149,000 |
| Ocean City, NJ | 417 | $ 154,395,000 | $ 370,251 | $ 243,000 |
| Coeur D'Alene, ID | 409 | $ 102,745,000 | $ 251,210 | $ 112,000 |
| Napa, CA | 407 | $ 157,575,000 | $ 387,162 | $ 190,000 |
| Springfield, MO | 402 | $ 41,660,000 | $ 103,631 | $ 85,000 |
| Bend-Redmond, OR | 399 | $ 113,915,000 | $ 285,501 | $ 164,000 |
| Des Moines-West Des Moines, IA | 389 | $ 53,905,000 | $ 138,573 | $ 98,000 |
| Gainesville, FL | 381 | $ 101,165,000 | $ 265,524 | $ 112,000 |
| Fayetteville, NC | 378 | $ 34,770,000 | $ 91,984 | $ 99,000 |
| Birmingham-Hoover, AL | 376 | $ 76,790,000 | $ 204,228 | $ 127,000 |
| Merced, CA | 364 | $ 49,140,000 | $ 135,000 | $ 77,000 |
| Homosassa Springs, FL | 357 | $ 36,075,000 | $ 101,050 | $ 72,000 |
| Kennewick-Richland, WA | 357 | $ 57,895,000 | $ 162,170 | $ 109,000 |
| Tallahassee, FL | 355 | $ 43,515,000 | $ 122,577 | $ 100,000 |
| Corpus Christi, TX | 340 | $ 42,360,000 | $ 124,588 | $ 107,000 |
| Chico, CA | 338 | $ 63,000,000 | $ 186,390 | $ 118,000 |
| Louisville/Jefferson County, KY-IN | 336 | $ 72,680,000 | $ 216,309 | $ 142,089 |
| Lake Havasu City-Kingman, AZ | 331 | $ 48,525,000 | $ 146,601 | $ 96,000 |
| The Villages, FL | 328 | $ 54,670,000 | $ 166,676 | $ 94,000 |
| Olympia-Tumwater, WA | 327 | $ 60,545,000 | $ 185,152 | $ 111,000 |
| Boulder, CO | 325 | $ 162,835,000 | $ 501,030 | $ 246,000 |
| Gainesville, GA | 318 | $ 47,580,000 | $ 149,622 | $ 90,000 |
| Boise City, ID | 314 | $ 68,770,000 | $ 219,012 | $ 160,000 |
| Norwich-New London, CT | 308 | $ 48,060,000 | $ 156,038 | $ 118,000 |
| Redding, CA | 303 | $ 36,965,000 | $ 121,996 | $ 90,000 |
| Hickory-Lenoir-Morganton, NC | 301 | $ 43,655,000 | $ 145,033 | $ 93,000 |
| Colorado Springs, CO | 293 | $ 63,875,000 | $ 218,003 | $ 143,000 |
| Athens-Clarke County, GA | 292 | $ 37,490,000 | $ 128,390 | $ 87,000 |
| Santa Fe, NM | 284 | $ 72,570,000 | $ 255,528 | $ 137,000 |
| Bellingham, WA | 273 | $ 56,575,000 | $ 207,234 | $ 143,000 |
| Yakima, WA | 267 | $ 25,465,000 | $ 95,374 | $ 76,000 |
| Milwaukee-Waukesha-West Allis, WI | 263 | $ 57,815,000 | $ 219,828 | $ 141,000 |
| Eugene, OR | 261 | $ 59,295,000 | $ 227,183 | $ 136,000 |
| Urban Honolulu, HI | 257 | $ 127,175,000 | $ 494,844 | $ 241,000 |
| Baton Rouge, LA | 253 | $ 53,215,000 | $ 210,335 | $ 139,000 |
| Killeen-Temple, TX | 252 | $ 25,420,000 | $ 100,873 | $ 96,000 |
| Lansing-East Lansing, MI | 248 | $ 34,180,000 | $ 137,822 | $ 105,000 |
| Gary, IN | 226 | $ 32,910,000 | $ 145,619 | $ 102,000 |
| Kingston, NY | 219 | $ 40,675,000 | $ 185,730 | $ 164,000 |
| Flagstaff, AZ | 213 | $ 47,385,000 | $ 222,464 | $ 162,000 |
| Yuba City, CA | 212 | $ 27,760,000 | $ 130,943 | $ 83,000 |
| Greenville, NC | 205 | $ 20,135,000 | $ 98,219 | $ 101,000 |
| Lancaster, PA | 204 | $ 40,160,000 | $ 196,862 | $ 129,000 |
| Akron, OH | 201 | $ 35,335,000 | $ 175,796 | $ 124,000 |
| Provo-Orem, UT | 197 | $ 61,565,000 | $ 312,512 | $ 210,000 |
| Clarksville, TN-KY | 196 | $ 20,190,000 | $ 103,010 | $ 80,918 |
| Waco, TX | 196 | $ 25,210,000 | $ 128,622 | $ 116,000 |
| College Station-Bryan, TX | 193 | $ 31,845,000 | $ 165,000 | $ 120,000 |
| Roanoke, VA | 186 | $ 35,150,000 | $ 188,978 | $ 121,000 |
| Madera, CA | 178 | $ 24,540,000 | $ 137,865 | $ 108,000 |
| Ogden-Clearfield, UT | 178 | $ 43,470,000 | $ 244,213 | $ 159,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 178 | $ 22,810,000 | $ 128,146 | $ 139,000 |
| Macon-Bibb County, GA | 177 | $ 15,555,000 | $ 87,881 | $ 88,000 |
| Mount Vernon-Anacortes, WA | 175 | $ 37,415,000 | $ 213,800 | $ 129,000 |
| Burlington, NC | 170 | $ 18,150,000 | $ 106,764 | $ 71,000 |
| Lynchburg, VA | 170 | $ 26,380,000 | $ 155,176 | $ 102,000 |
| Fort Collins, CO | 167 | $ 44,505,000 | $ 266,497 | $ 168,000 |
| Huntsville, AL | 163 | $ 26,385,000 | $ 161,871 | $ 124,000 |
| Vineland-Bridgeton, NJ | 163 | $ 12,255,000 | $ 75,184 | $ 74,000 |
| Jackson, MS | 161 | $ 22,805,000 | $ 141,645 | $ 84,000 |
| Omaha-Council Bluffs, NE-IA | 159 | $ 27,985,000 | $ 176,006 | $ 146,157 |
| Lubbock, TX | 158 | $ 16,430,000 | $ 103,987 | $ 101,000 |
| Brownsville-Harlingen, TX | 157 | $ 13,425,000 | $ 85,509 | $ 87,000 |
| East Stroudsburg, PA | 154 | $ 20,040,000 | $ 130,129 | $ 108,000 |
| Reading, PA | 154 | $ 25,530,000 | $ 165,779 | $ 120,000 |
| Sebring, FL | 149 | $ 15,775,000 | $ 105,872 | $ 74,000 |
| Monroe, MI | 147 | $ 17,925,000 | $ 121,938 | $ 105,000 |
| Topeka, KS | 145 | $ 10,605,000 | $ 73,137 | $ 69,000 |
| Tyler, TX | 145 | $ 22,755,000 | $ 156,931 | $ 111,000 |
| Jacksonville, NC | 137 | $ 13,585,000 | $ 99,160 | $ 76,000 |
| Utica-Rome, NY | 135 | $ 13,805,000 | $ 102,259 | $ 90,000 |
| Las Cruces, NM | 133 | $ 17,535,000 | $ 131,842 | $ 124,000 |
| California-Lexington Park, MD | 130 | $ 18,370,000 | $ 141,307 | $ 102,000 |
| Hagerstown-Martinsburg, MD-WV | 130 | $ 18,490,000 | $ 142,230 | $ 111,646 |
| Lexington-Fayette, KY | 130 | $ 31,040,000 | $ 238,769 | $ 163,000 |
| Brunswick, GA | 128 | $ 31,960,000 | $ 249,687 | $ 157,000 |
| Midland, TX | 127 | $ 23,535,000 | $ 185,314 | $ 140,000 |
| Longview, WA | 122 | $ 16,050,000 | $ 131,557 | $ 92,000 |
| York-Hanover, PA | 121 | $ 17,895,000 | $ 147,892 | $ 120,000 |
| Warner Robins, GA | 118 | $ 9,940,000 | $ 84,237 | $ 95,000 |
| Harrisburg-Carlisle, PA | 116 | $ 26,450,000 | $ 228,017 | $ 147,000 |
| Amarillo, TX | 113 | $ 14,805,000 | $ 131,017 | $ 106,000 |
| Columbia, MO | 113 | $ 17,905,000 | $ 158,451 | $ 116,000 |
| Dayton-Springfield-Kettering, OH | 113 | $ 15,675,000 | $ 138,716 | $ 109,000 |
| Greeley, CO | 113 | $ 24,165,000 | $ 213,849 | $ 114,000 |
| Beaumont-Port Arthur, TX | 112 | $ 11,350,000 | $ 101,339 | $ 94,000 |
| Anchorage, AK | 110 | $ 25,570,000 | $ 232,454 | $ 193,000 |
| Toledo, OH | 110 | $ 18,700,000 | $ 170,000 | $ 125,000 |
| Daphne-Fairhope-Foley, AL | 108 | $ 24,280,000 | $ 224,814 | $ 134,000 |
| Sierra Vista-Douglas, AZ | 108 | $ 9,740,000 | $ 90,185 | $ 70,000 |
| Flint, MI | 107 | $ 15,055,000 | $ 140,700 | $ 120,000 |
| Valdosta, GA | 107 | $ 9,675,000 | $ 90,420 | $ 89,000 |
| New Bern, NC | 106 | $ 12,000,000 | $ 113,207 | $ 89,000 |
| Laredo, TX | 105 | $ 8,155,000 | $ 77,666 | $ 75,000 |
| Columbus, GA-AL | 104 | $ 12,290,000 | $ 118,173 | $ 101,067 |
| Madison, WI | 103 | $ 29,665,000 | $ 288,009 | $ 155,000 |
| Dalton, GA | 102 | $ 9,600,000 | $ 94,117 | $ 67,000 |
| Gulfport-Biloxi-Pascagoula, MS | 102 | $ 13,810,000 | $ 135,392 | $ 109,000 |
| Abilene, TX | 100 | $ 11,050,000 | $ 110,500 | $ 95,000 |
| El Centro, CA | 99 | $ 10,995,000 | $ 111,060 | $ 93,000 |
| Odessa, TX | 99 | $ 13,595,000 | $ 137,323 | $ 80,000 |
| Youngstown-Warren-Boardman, OH-PA | 99 | $ 18,035,000 | $ 182,171 | $ 134,505 |
| Carson City, NV | 97 | $ 13,675,000 | $ 140,979 | $ 107,000 |
| Mobile, AL | 93 | $ 10,845,000 | $ 116,612 | $ 95,000 |
| Medford, OR | 92 | $ 20,510,000 | $ 222,934 | $ 117,000 |
| Corvallis, OR | 91 | $ 23,035,000 | $ 253,131 | $ 136,000 |
| Sherman-Denison, TX | 90 | $ 15,370,000 | $ 170,777 | $ 113,000 |
| Lawrence, KS | 88 | $ 12,980,000 | $ 147,500 | $ 116,000 |
| Kahului-Wailuku-Lahaina, HI | 86 | $ 86,930,000 | $ 1,010,813 | $ 287,000 |
| Albany, OR | 83 | $ 11,625,000 | $ 140,060 | $ 88,000 |
| Rockford, IL | 83 | $ 9,295,000 | $ 111,987 | $ 103,000 |
| Glens Falls, NY | 81 | $ 12,965,000 | $ 160,061 | $ 152,000 |
| Canton-Massillon, OH | 79 | $ 10,305,000 | $ 130,443 | $ 119,000 |
| Montgomery, AL | 79 | $ 11,985,000 | $ 151,708 | $ 96,000 |
| Kalamazoo-Portage, MI | 77 | $ 11,955,000 | $ 155,259 | $ 124,000 |
| Dover, DE | 76 | $ 11,360,000 | $ 149,473 | $ 97,000 |
| Grand Junction, CO | 76 | $ 15,460,000 | $ 203,421 | $ 103,000 |
| Niles-Benton Harbor, MI | 74 | $ 28,710,000 | $ 387,972 | $ 327,000 |
| Panama City, FL | 74 | $ 13,500,000 | $ 182,432 | $ 164,000 |
| Hanford-Corcoran, CA | 73 | $ 6,965,000 | $ 95,410 | $ 64,000 |
| Wenatchee, WA | 72 | $ 19,190,000 | $ 266,527 | $ 147,000 |
| Winchester, VA-WV | 72 | $ 12,650,000 | $ 175,694 | $ 135,083 |
| Pittsfield, MA | 71 | $ 23,505,000 | $ 331,056 | $ 235,000 |
| South Bend-Mishawaka, IN-MI | 69 | $ 7,365,000 | $ 106,739 | $ 121,550 |
| Burlington-South Burlington, VT | 68 | $ 17,810,000 | $ 261,911 | $ 184,000 |
| San Angelo, TX | 67 | $ 6,255,000 | $ 93,358 | $ 82,000 |
| Farmington, NM | 65 | $ 7,115,000 | $ 109,461 | $ 82,000 |
| Florence, SC | 65 | $ 6,865,000 | $ 105,615 | $ 80,000 |
| Kingsport-Bristol-Bristol, TN-VA | 64 | $ 9,080,000 | $ 141,875 | $ 98,312 |
| Lafayette, LA | 64 | $ 10,970,000 | $ 171,406 | $ 135,000 |
| Shreveport-Bossier City, LA | 62 | $ 10,250,000 | $ 165,322 | $ 133,000 |
| Blacksburg-Christiansburg-Radford, VA | 61 | $ 11,285,000 | $ 185,000 | $ 106,000 |
| Davenport-Moline-Rock Island, IA-IL | 60 | $ 10,150,000 | $ 169,166 | $ 97,550 |
| Harrisonburg, VA | 60 | $ 7,400,000 | $ 123,333 | $ 88,000 |
| Jackson, MI | 59 | $ 6,375,000 | $ 108,050 | $ 105,000 |
| St. George, UT | 56 | $ 17,170,000 | $ 306,607 | $ 166,000 |
| Fort Wayne, IN | 55 | $ 7,945,000 | $ 144,454 | $ 119,000 |
| Yuma, AZ | 55 | $ 5,975,000 | $ 108,636 | $ 97,000 |
| Billings, MT | 53 | $ 10,235,000 | $ 193,113 | $ 138,000 |
| Jonesboro, AR | 53 | $ 7,135,000 | $ 134,622 | $ 97,000 |
| Pueblo, CO | 53 | $ 7,255,000 | $ 136,886 | $ 98,000 |
| Sumter, SC | 53 | $ 5,005,000 | $ 94,433 | $ 82,000 |
| Johnson City, TN | 52 | $ 8,080,000 | $ 155,384 | $ 125,000 |
| Monroe, LA | 52 | $ 8,440,000 | $ 162,307 | $ 111,000 |
| Fort Smith, AR-OK | 51 | $ 4,765,000 | $ 93,431 | $ 111,058 |
| Bangor, ME | 50 | $ 6,220,000 | $ 124,400 | $ 96,000 |
| Charleston, WV | 50 | $ 7,170,000 | $ 143,400 | $ 90,000 |
| Hot Springs, AR | 50 | $ 8,560,000 | $ 171,200 | $ 129,000 |
| Pine Bluff, AR | 50 | $ 2,650,000 | $ 53,000 | $ 67,000 |
| Auburn-Opelika, AL | 48 | $ 8,740,000 | $ 182,083 | $ 153,000 |
| Staunton-Waynesboro, VA | 48 | $ 8,450,000 | $ 176,041 | $ 109,000 |
| Huntington-Ashland, WV-KY-OH | 47 | $ 8,275,000 | $ 176,063 | $ 96,638 |
| Houma-Thibodaux, LA | 45 | $ 5,285,000 | $ 117,444 | $ 98,000 |
| Missoula, MT | 45 | $ 9,675,000 | $ 215,000 | $ 114,000 |
| Green Bay, WI | 42 | $ 7,290,000 | $ 173,571 | $ 146,000 |
| State College, PA | 42 | $ 11,500,000 | $ 273,809 | $ 167,000 |
| Binghamton, NY | 41 | $ 5,205,000 | $ 126,951 | $ 97,000 |
| Grants Pass, OR | 40 | $ 7,960,000 | $ 199,000 | $ 120,000 |
| Longview, TX | 40 | $ 10,650,000 | $ 266,250 | $ 98,000 |
| Jackson, TN | 38 | $ 16,340,000 | $ 430,000 | $ 111,000 |
| Lincoln, NE | 38 | $ 5,180,000 | $ 136,315 | $ 100,000 |
| Joplin, MO | 37 | $ 3,645,000 | $ 98,513 | $ 83,000 |
| Lake Charles, LA | 37 | $ 5,445,000 | $ 147,162 | $ 87,000 |
| Racine, WI | 37 | $ 5,265,000 | $ 142,297 | $ 110,000 |
| Rochester, MN | 37 | $ 6,315,000 | $ 170,675 | $ 147,000 |
| Sioux Falls, SD | 37 | $ 6,575,000 | $ 177,702 | $ 138,000 |
| Tuscaloosa, AL | 37 | $ 6,065,000 | $ 163,918 | $ 202,000 |
| Duluth, MN-WI | 36 | $ 4,840,000 | $ 134,444 | $ 173,166 |
| Morristown, TN | 36 | $ 5,310,000 | $ 147,500 | $ 81,000 |
| Evansville, IN-KY | 35 | $ 4,925,000 | $ 140,714 | $ 119,714 |
| Muskegon, MI | 35 | $ 4,385,000 | $ 125,285 | $ 120,000 |
| Albany, GA | 34 | $ 3,110,000 | $ 91,470 | $ 117,000 |
| Appleton, WI | 34 | $ 5,090,000 | $ 149,705 | $ 111,000 |
| Cleveland, TN | 34 | $ 4,460,000 | $ 131,176 | $ 104,000 |
| Gettysburg, PA | 34 | $ 5,910,000 | $ 173,823 | $ 124,000 |
| Erie, PA | 33 | $ 4,055,000 | $ 122,878 | $ 142,000 |
| Rome, GA | 33 | $ 4,405,000 | $ 133,484 | $ 120,000 |
| Bloomington, IN | 32 | $ 8,400,000 | $ 262,500 | $ 172,000 |
| Cape Girardeau, MO-IL | 32 | $ 3,650,000 | $ 114,062 | $ 113,937 |
| Cedar Rapids, IA | 32 | $ 4,830,000 | $ 150,937 | $ 93,000 |
| Elkhart-Goshen, IN | 32 | $ 2,770,000 | $ 86,562 | $ 148,000 |
| Peoria, IL | 32 | $ 4,230,000 | $ 132,187 | $ 76,000 |
| Idaho Falls, ID | 31 | $ 4,745,000 | $ 153,064 | $ 116,000 |
| Lewiston-Auburn, ME | 31 | $ 2,615,000 | $ 84,354 | $ 63,000 |
| Kankakee, IL | 30 | $ 3,110,000 | $ 103,666 | $ 71,000 |
| Rocky Mount, NC | 29 | $ 3,175,000 | $ 109,482 | $ 87,000 |
| Battle Creek, MI | 27 | $ 3,475,000 | $ 128,703 | $ 75,000 |
| Fargo, ND-MN | 27 | $ 4,655,000 | $ 172,407 | $ 146,703 |
| Logan, UT-ID | 27 | $ 3,795,000 | $ 140,555 | $ 123,000 |
| Champaign-Urbana, IL | 26 | $ 3,970,000 | $ 152,692 | $ 125,000 |
| Michigan City-La Porte, IN | 26 | $ 4,690,000 | $ 180,384 | $ 155,000 |
| Springfield, IL | 26 | $ 3,520,000 | $ 135,384 | $ 89,000 |
| Lebanon, PA | 25 | $ 3,195,000 | $ 127,800 | $ 100,000 |
| Saginaw, MI | 25 | $ 3,455,000 | $ 138,200 | $ 116,000 |
| Hattiesburg, MS | 24 | $ 2,450,000 | $ 102,083 | $ 102,000 |
| Ithaca, NY | 24 | $ 4,260,000 | $ 177,500 | $ 100,000 |
| Morgantown, WV | 24 | $ 4,720,000 | $ 196,666 | $ 160,000 |
| Walla Walla, WA | 24 | $ 2,830,000 | $ 117,916 | $ 75,000 |
| Wichita Falls, TX | 24 | $ 1,990,000 | $ 82,916 | $ 96,000 |
| Lafayette-West Lafayette, IN | 23 | $ 4,395,000 | $ 191,086 | $ 118,000 |
| Casper, WY | 22 | $ 5,550,000 | $ 252,272 | $ 182,000 |
| Cheyenne, WY | 22 | $ 2,970,000 | $ 135,000 | $ 125,000 |
| Dothan, AL | 22 | $ 3,870,000 | $ 175,909 | $ 114,000 |
| Elizabethtown-Fort Knox, KY | 22 | $ 2,200,000 | $ 100,000 | $ 80,000 |
| Elmira, NY | 22 | $ 2,210,000 | $ 100,454 | $ 124,000 |
| Goldsboro, NC | 22 | $ 2,310,000 | $ 105,000 | $ 86,000 |
| Hammond, LA | 22 | $ 2,060,000 | $ 93,636 | $ 109,000 |
| Hinesville, GA | 22 | $ 1,560,000 | $ 70,909 | $ 65,000 |
| Rapid City, SD | 22 | $ 3,000,000 | $ 136,363 | $ 102,000 |
| Chambersburg-Waynesboro, PA | 21 | $ 3,295,000 | $ 156,904 | $ 150,000 |
| Decatur, AL | 21 | $ 2,565,000 | $ 122,142 | $ 91,000 |
| Lawton, OK | 21 | $ 2,675,000 | $ 127,380 | $ 129,000 |
| Sheboygan, WI | 21 | $ 2,815,000 | $ 134,047 | $ 121,000 |
| Bloomington, IL | 20 | $ 2,820,000 | $ 141,000 | $ 138,000 |
| Florence-Muscle Shoals, AL | 20 | $ 2,270,000 | $ 113,500 | $ 79,000 |
| Oshkosh-Neenah, WI | 20 | $ 2,490,000 | $ 124,500 | $ 96,000 |
| Anniston-Oxford-Jacksonville, AL | 19 | $ 2,585,000 | $ 136,052 | $ 92,000 |
| Carbondale-Marion, IL | 19 | $ 1,815,000 | $ 95,526 | $ 136,000 |
| Iowa City, IA | 19 | $ 3,185,000 | $ 167,631 | $ 150,000 |
| St. Cloud, MN | 19 | $ 2,585,000 | $ 136,052 | $ 138,000 |
| Fairbanks, AK | 18 | $ 3,020,000 | $ 167,777 | $ 194,000 |
| Janesville-Beloit, WI | 18 | $ 1,600,000 | $ 88,888 | $ 79,000 |
| Lewiston, ID-WA | 18 | $ 2,710,000 | $ 150,555 | $ 136,000 |
| Texarkana, TX-AR | 18 | $ 1,840,000 | $ 102,222 | $ 129,777 |
| Alexandria, LA | 17 | $ 1,635,000 | $ 96,176 | $ 79,000 |
| Mansfield, OH | 17 | $ 1,795,000 | $ 105,588 | $ 55,000 |
| Muncie, IN | 17 | $ 1,135,000 | $ 66,764 | $ 92,000 |
| Springfield, OH | 17 | $ 1,765,000 | $ 103,823 | $ 115,000 |
| Twin Falls, ID | 17 | $ 2,565,000 | $ 150,882 | $ 86,000 |
| Watertown-Fort Drum, NY | 17 | $ 2,035,000 | $ 119,705 | $ 131,000 |
| Ames, IA | 16 | $ 1,730,000 | $ 108,125 | $ 104,000 |
| Decatur, IL | 16 | $ 1,220,000 | $ 76,250 | $ 92,000 |
| Manhattan, KS | 16 | $ 1,660,000 | $ 103,750 | $ 77,000 |
| Parkersburg-Vienna, WV | 16 | $ 2,310,000 | $ 144,375 | $ 138,000 |
| Victoria, TX | 16 | $ 2,710,000 | $ 169,375 | $ 109,000 |
| Williamsport, PA | 16 | $ 1,840,000 | $ 115,000 | $ 136,000 |
| Altoona, PA | 15 | $ 1,325,000 | $ 88,333 | $ 80,000 |
| Cumberland, MD-WV | 15 | $ 1,515,000 | $ 101,000 | $ 137,333 |
| Great Falls, MT | 15 | $ 3,505,000 | $ 233,666 | $ 122,000 |
| Jefferson City, MO | 15 | $ 1,415,000 | $ 94,333 | $ 79,000 |
| Midland, MI | 15 | $ 2,115,000 | $ 141,000 | $ 112,000 |
| Owensboro, KY | 15 | $ 1,655,000 | $ 110,333 | $ 112,000 |
| Sioux City, IA-NE-SD | 15 | $ 1,735,000 | $ 115,666 | $ 86,733 |
| St. Joseph, MO-KS | 15 | $ 1,135,000 | $ 75,666 | $ 81,533 |
| Wheeling, WV-OH | 15 | $ 1,635,000 | $ 109,000 | $ 114,000 |
| Columbus, IN | 14 | $ 2,520,000 | $ 180,000 | $ 137,000 |
| Eau Claire, WI | 14 | $ 1,990,000 | $ 142,142 | $ 163,000 |
| Gadsden, AL | 13 | $ 945,000 | $ 72,692 | $ 65,000 |
| Waterloo-Cedar Falls, IA | 13 | $ 1,555,000 | $ 119,615 | $ 99,000 |
| Beckley, WV | 12 | $ 2,200,000 | $ 183,333 | $ 291,000 |
| Bowling Green, KY | 12 | $ 1,160,000 | $ 96,666 | $ 78,000 |
| Pocatello, ID | 12 | $ 1,350,000 | $ 112,500 | $ 88,000 |
| Terre Haute, IN | 12 | $ 700,000 | $ 58,333 | $ 61,000 |
| Mankato-North Mankato, MN | 11 | $ 1,765,000 | $ 160,454 | $ 74,000 |
| Grand Forks, ND-MN | 9 | $ 1,335,000 | $ 148,333 | $ 100,666 |
| Kokomo, IN | 9 | $ 795,000 | $ 88,333 | $ 71,000 |
| Wausau, WI | 9 | $ 965,000 | $ 107,222 | $ 229,000 |
| Weirton-Steubenville, WV-OH | 9 | $ 575,000 | $ 63,888 | $ 145,111 |
| Bloomsburg-Berwick, PA | 8 | $ 1,660,000 | $ 207,500 | $ 177,000 |
| Johnstown, PA | 8 | $ 390,000 | $ 48,750 | $ 58,000 |
| Bay City, MI | 7 | $ 585,000 | $ 83,571 | $ 74,000 |
| Enid, OK | 7 | $ 1,315,000 | $ 187,857 | $ 58,000 |
| La Crosse-Onalaska, WI-MN | 7 | $ 1,795,000 | $ 256,428 | $ 209,000 |
| Danville, IL | 6 | $ 400,000 | $ 66,666 | $ 51,000 |
| Lima, OH | 6 | $ 790,000 | $ 131,666 | $ 105,000 |
| Bismarck, ND | 5 | $ 685,000 | $ 137,000 | $ 166,000 |
| Fond Du Lac, WI | 5 | $ 765,000 | $ 153,000 | $ 123,000 |
| Dubuque, IA | 4 | $ 7,590,000 | $ 1,897,500 | $ 108,000 |
| Grand Island, NE | 3 | $ 235,000 | $ 78,333 | $ 93,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 121,558 | $55,888,495,000 | $459,000 | $91,905,000 | $187,000 | $8,882,000 |
| Refinancing | 112,716 | $45,978,515,000 | $407,000 | $65,005,000 | $194,000 | $9,926,000 |
| Home Improvement | 101,454 | $9,915,170,000 | $97,000 | $5,005,000 | $119,000 | $7,200,000 |
| Other Purpose | 84,131 | $11,697,135,000 | $139,000 | $28,005,000 | $135,000 | $9,926,000 |
| Cash-out Refinancing | 40,424 | $17,634,250,000 | $436,000 | $19,505,000 | $177,000 | $9,967,000 |
| Not Applicable | 6,269 | $1,537,125,000 | $245,000 | $2,135,000 | $68,000 | $1,893,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 238,859 | $68,017,545,000 | $284,000 | $24,005,000 | $172,000 | $9,926,000 |
| Not Provided | 68,079 | $24,161,165,000 | $354,000 | $38,155,000 | $197,000 | $9,967,000 |
| Asian | 50,503 | $23,163,285,000 | $458,000 | $9,655,000 | $187,000 | $6,370,000 |
| Hispanic | 47,127 | $7,386,915,000 | $156,000 | $3,605,000 | $96,000 | $6,913,000 |
| Black or African American | 27,627 | $3,999,995,000 | $144,000 | $5,435,000 | $97,000 | $8,166,000 |
| Not applicable | 20,430 | $11,423,140,000 | $559,000 | $91,905,000 | $72,000 | $1,893,000 |
| American Indian or Alaskan Native | 1,973 | $319,725,000 | $162,000 | $5,755,000 | $133,000 | $6,800,000 |
| Native Hawaiian or Other Pacific Islander | 390 | $75,830,000 | $194,000 | $1,755,000 | $120,000 | $2,100,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 452,586 | $139,822,620,000 | $308,000 | $91,905,000 | $165,000 | $9,967,000 |
| FHA-insured (Federal Housing Administration) | 12,956 | $2,590,030,000 | $199,000 | $925,000 | $66,000 | $1,893,000 |
| VA-guaranteed (Veterans Administration) | 971 | $233,485,000 | $240,000 | $955,000 | $84,000 | $1,044,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 39 | $4,555,000 | $116,000 | $305,000 | $44,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 214,601 | $84,268,260,000 | $392,000 | $77,165,000 | $193,000 | $9,967,000 |
| Application Denied By Financial Institution | 156,169 | $24,576,355,000 | $157,000 | $44,005,000 | $115,000 | $9,888,000 |
| Application Withdrawn By Applicant | 36,270 | $13,266,905,000 | $365,000 | $91,905,000 | $184,000 | $7,500,000 |
| File Closed For Incompleteness | 21,657 | $6,493,645,000 | $299,000 | $25,205,000 | $191,000 | $8,748,000 |
| Loan Purchased By The Institution | 19,457 | $5,247,735,000 | $269,000 | $2,695,000 | $72,000 | $1,893,000 |
| Application Approved But Not Accepted | 13,470 | $5,779,500,000 | $429,000 | $23,805,000 | $197,000 | $9,967,000 |
| Preapproval Approved but not Accepted | 3,219 | $2,120,065,000 | $658,000 | $9,655,000 | $217,000 | $7,855,000 |
| Preapproval Denied by Financial Institution | 1,709 | $898,225,000 | $525,000 | $8,335,000 | $146,000 | $3,338,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 308,674 | $117,176,110,000 | $379,000 | $91,905,000 | $188,000 | $9,967,000 |
| Debt-To-Income Ratio | 69,678 | $13,159,560,000 | $188,000 | $24,005,000 | $82,000 | $9,355,000 |
| Credit History | 52,242 | $4,528,990,000 | $86,000 | $6,605,000 | $116,000 | $9,500,000 |
| Collateral | 21,522 | $3,542,650,000 | $164,000 | $16,625,000 | $182,000 | $9,404,000 |
| Other | 6,531 | $1,743,015,000 | $266,000 | $44,005,000 | $182,000 | $9,888,000 |
| Unverifiable Information | 5,323 | $1,435,255,000 | $269,000 | $8,335,000 | $192,000 | $6,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,931 | $826,625,000 | $428,000 | $4,125,000 | $164,000 | $1,930,000 |
| Employment History | 446 | $138,320,000 | $310,000 | $4,715,000 | $130,000 | $2,400,000 |
| Credit Application Incomplete | 204 | $99,670,000 | $488,000 | $3,255,000 | $227,000 | $1,842,000 |
| Mortgage Insurance Denied | 1 | $495,000 | $495,000 | $495,000 | $489,000 | $489,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of America NA's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of America NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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