Bank of America NA Mortgage Lending & HMDA Data, 2022
In 2022, Bank of America NA of Westlake Village, CA reported 348,961 mortgage applications totaling $103.7 billion, down 5% from 2021. The average application was for $297,125, and applicants reported an average income of $173,701. 35% of its applications resulted in an originated loan and 41% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (16,008), Atlanta-Sandy Springs-Roswell, GA (11,312) and New York-Jersey City-White Plains, NY-NJ (10,826) (applications in parentheses).
| Mortgage Company & Address | Bank of America NA 31303 Agoura Rd Ca6-917-01-20 Westlake Village, CA 91361 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 348,961 |
| Total Mortgage Loan Application Amount | $103,685,365,000 |
| Average Mortgage Loan Application Amount | $297,125 |
| Highest Mortgage Loan Application Amount | $97,255,000 |
| Average Applicant Income | $173,701 |
| Highest Applicant Income | $9,840,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of America NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 16,008 | $ 8,064,485,000 | $ 503,778 | $ 220,000 |
| Outside any metro area | 12,558 | $ 3,991,060,000 | $ 317,810 | $ 175,141 |
| Atlanta-Sandy Springs-Roswell, GA | 11,312 | $ 2,065,860,000 | $ 182,625 | $ 143,000 |
| New York-Jersey City-White Plains, NY-NJ | 10,826 | $ 5,860,440,000 | $ 541,330 | $ 266,721 |
| Phoenix-Mesa-Scottsdale, AZ | 8,776 | $ 1,976,560,000 | $ 225,223 | $ 148,000 |
| Dallas-Plano-Irving, TX | 8,557 | $ 1,997,225,000 | $ 233,402 | $ 169,000 |
| Riverside-San Bernardino-Ontario, CA | 8,017 | $ 1,598,765,000 | $ 199,421 | $ 140,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 8,000 | $ 2,139,210,000 | $ 267,401 | $ 182,602 |
| Houston-The Woodlands-Sugar Land, TX | 7,958 | $ 1,558,760,000 | $ 195,873 | $ 150,000 |
| Charlotte-Concord-Gastonia, NC-SC | 7,948 | $ 1,666,170,000 | $ 209,633 | $ 157,336 |
| Oakland-Hayward-Berkeley, CA | 7,429 | $ 3,838,455,000 | $ 516,685 | $ 238,000 |
| Anaheim-Santa Ana-Irvine, CA | 6,918 | $ 3,455,770,000 | $ 499,533 | $ 243,000 |
| Chicago-Naperville, IL | 6,823 | $ 1,662,715,000 | $ 243,692 | $ 151,000 |
| Tampa-St. Petersburg-Clearwater, FL | 6,631 | $ 1,197,685,000 | $ 180,619 | $ 142,000 |
| Seattle-Bellevue-Everett, WA | 6,470 | $ 2,658,950,000 | $ 410,965 | $ 213,000 |
| New York-Newark, NY | 6,282 | $ 1,463,780,000 | $ 233,011 | $ 180,754 |
| San Jose-Sunnyvale-Santa Clara, CA | 5,793 | $ 4,280,545,000 | $ 738,916 | $ 292,000 |
| Miami-Miami Beach-Kendall, FL | 5,222 | $ 1,909,960,000 | $ 365,752 | $ 190,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5,193 | $ 1,122,125,000 | $ 216,084 | $ 153,000 |
| San Diego-Carlsbad, CA | 5,159 | $ 2,160,305,000 | $ 418,744 | $ 223,000 |
| Orlando-Kissimmee-Sanford, FL | 4,919 | $ 1,062,455,000 | $ 215,990 | $ 130,000 |
| Baltimore-Columbia-Towson, MD | 4,505 | $ 767,905,000 | $ 170,456 | $ 145,000 |
| Cambridge-Newton-Framingham, MA | 4,350 | $ 1,356,080,000 | $ 311,742 | $ 211,000 |
| Las Vegas-Henderson-Paradise, NV | 4,344 | $ 869,570,000 | $ 200,177 | $ 134,000 |
| Nassau County-Suffolk County, NY | 4,269 | $ 2,182,385,000 | $ 511,216 | $ 259,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 4,233 | $ 1,785,645,000 | $ 421,839 | $ 205,000 |
| Newark, NJ-PA | 4,095 | $ 988,355,000 | $ 241,356 | $ 196,047 |
| Sacramento--Roseville--Arden-Arcade, CA | 3,720 | $ 946,220,000 | $ 254,360 | $ 167,000 |
| Boston, MA | 3,606 | $ 1,225,980,000 | $ 339,983 | $ 228,000 |
| San Francisco-Redwood City-South San Francisco, CA | 3,596 | $ 2,786,160,000 | $ 774,794 | $ 305,000 |
| Austin-Round Rock, TX | 3,389 | $ 1,136,435,000 | $ 335,330 | $ 211,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 3,333 | $ 838,505,000 | $ 251,576 | $ 162,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2,883 | $ 719,785,000 | $ 249,665 | $ 176,000 |
| St. Louis, MO-IL | 2,860 | $ 447,050,000 | $ 156,311 | $ 125,700 |
| Warren-Troy-Farmington Hills, MI | 2,759 | $ 470,805,000 | $ 170,643 | $ 130,000 |
| Jacksonville, FL | 2,742 | $ 627,470,000 | $ 228,836 | $ 154,000 |
| Fort Worth-Arlington, TX | 2,740 | $ 479,970,000 | $ 175,171 | $ 144,000 |
| Raleigh, NC | 2,652 | $ 659,030,000 | $ 248,503 | $ 160,000 |
| Denver-Aurora-Lakewood, CO | 2,527 | $ 893,610,000 | $ 353,624 | $ 199,000 |
| North Port-Sarasota-Bradenton, FL | 2,337 | $ 529,695,000 | $ 226,655 | $ 152,000 |
| Bridgeport-Stamford-Norwalk, CT | 2,324 | $ 1,120,660,000 | $ 482,211 | $ 278,000 |
| Washington-Baltimore-Arlington, DC | 2,250 | $ 575,340,000 | $ 255,706 | $ 186,000 |
| Providence-Warwick, RI-MA | 2,212 | $ 463,180,000 | $ 209,394 | $ 147,825 |
| Kansas City, MO-KS | 2,153 | $ 333,505,000 | $ 154,902 | $ 133,651 |
| San Antonio-New Braunfels, TX | 2,114 | $ 352,610,000 | $ 166,797 | $ 127,000 |
| Montgomery County-Bucks County-Chester County, PA | 1,950 | $ 525,330,000 | $ 269,400 | $ 191,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,930 | $ 300,230,000 | $ 155,559 | $ 124,713 |
| Hartford-West Hartford-East Hartford, CT | 1,920 | $ 303,930,000 | $ 158,296 | $ 141,000 |
| Richmond, VA | 1,710 | $ 282,960,000 | $ 165,473 | $ 134,000 |
| Camden, NJ | 1,666 | $ 243,570,000 | $ 146,200 | $ 134,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,572 | $ 229,280,000 | $ 145,852 | $ 111,000 |
| Philadelphia, PA | 1,572 | $ 333,200,000 | $ 211,959 | $ 128,000 |
| Charleston-North Charleston, SC | 1,563 | $ 416,745,000 | $ 266,631 | $ 178,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1,547 | $ 570,835,000 | $ 368,994 | $ 196,000 |
| Detroit-Dearborn-Livonia, MI | 1,539 | $ 166,635,000 | $ 108,274 | $ 96,000 |
| Cape Coral-Fort Myers, FL | 1,531 | $ 319,495,000 | $ 208,683 | $ 132,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,469 | $ 357,225,000 | $ 243,175 | $ 156,965 |
| Tucson, AZ | 1,397 | $ 198,115,000 | $ 141,814 | $ 117,000 |
| Stockton-Lodi, CA | 1,365 | $ 328,545,000 | $ 240,692 | $ 146,000 |
| New Haven-Milford, CT | 1,312 | $ 207,180,000 | $ 157,911 | $ 144,000 |
| Port St. Lucie, FL | 1,307 | $ 238,835,000 | $ 182,735 | $ 122,000 |
| Greenville-Anderson-Mauldin, SC | 1,281 | $ 186,505,000 | $ 145,593 | $ 118,000 |
| Tacoma-Lakewood, WA | 1,266 | $ 261,450,000 | $ 206,516 | $ 154,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1,207 | $ 198,615,000 | $ 164,552 | $ 110,072 |
| Worcester, MA-CT | 1,145 | $ 201,005,000 | $ 175,550 | $ 145,556 |
| Palm Bay-Melbourne-Titusville, FL | 1,094 | $ 172,620,000 | $ 157,787 | $ 126,000 |
| Naples-Immokalee-Marco Island, FL | 1,093 | $ 586,495,000 | $ 536,591 | $ 275,000 |
| Columbia, SC | 1,051 | $ 140,285,000 | $ 133,477 | $ 109,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1,049 | $ 143,325,000 | $ 136,630 | $ 110,000 |
| Fresno, CA | 1,034 | $ 157,840,000 | $ 152,649 | $ 125,000 |
| Memphis, TN-MS-AR | 1,018 | $ 112,930,000 | $ 110,933 | $ 119,677 |
| Lakeland-Winter Haven, FL | 978 | $ 117,370,000 | $ 120,010 | $ 97,000 |
| Bakersfield, CA | 905 | $ 117,555,000 | $ 129,895 | $ 105,000 |
| Reno, NV | 871 | $ 246,005,000 | $ 282,439 | $ 179,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 855 | $ 119,125,000 | $ 139,327 | $ 128,230 |
| Indianapolis-Carmel-Anderson, IN | 833 | $ 132,935,000 | $ 159,585 | $ 138,000 |
| Greensboro-High Point, NC | 812 | $ 105,100,000 | $ 129,433 | $ 112,000 |
| Albuquerque, NM | 798 | $ 111,190,000 | $ 139,335 | $ 105,000 |
| Oklahoma City, OK | 781 | $ 131,295,000 | $ 168,111 | $ 113,000 |
| Wilmington, DE-MD-NJ | 780 | $ 140,650,000 | $ 180,320 | $ 142,234 |
| Durham-Chapel Hill, NC | 775 | $ 171,275,000 | $ 221,000 | $ 157,000 |
| Lake County-Kenosha County, IL-WI | 758 | $ 191,400,000 | $ 252,506 | $ 185,519 |
| Columbus, OH | 757 | $ 138,695,000 | $ 183,216 | $ 141,000 |
| Pittsburgh, PA | 755 | $ 129,795,000 | $ 171,913 | $ 133,000 |
| Savannah, GA | 745 | $ 108,765,000 | $ 145,993 | $ 119,000 |
| Trenton, NJ | 696 | $ 162,560,000 | $ 233,563 | $ 168,000 |
| Cincinnati, OH-KY-IN | 689 | $ 114,175,000 | $ 165,711 | $ 141,076 |
| Asheville, NC | 681 | $ 146,685,000 | $ 215,396 | $ 132,000 |
| Tulsa, OK | 678 | $ 96,060,000 | $ 141,681 | $ 112,000 |
| Cleveland-Elyria, OH | 676 | $ 88,490,000 | $ 130,902 | $ 119,000 |
| Vallejo-Fairfield, CA | 675 | $ 132,865,000 | $ 196,837 | $ 141,000 |
| Rockingham County-Strafford County, NH | 650 | $ 139,300,000 | $ 214,307 | $ 172,000 |
| San Rafael, CA | 639 | $ 445,465,000 | $ 697,128 | $ 336,000 |
| Modesto, CA | 638 | $ 96,740,000 | $ 151,630 | $ 118,000 |
| Ocala, FL | 638 | $ 78,160,000 | $ 122,507 | $ 94,000 |
| Portland-South Portland, ME | 636 | $ 136,680,000 | $ 214,905 | $ 157,000 |
| Salinas, CA | 617 | $ 301,935,000 | $ 489,359 | $ 186,000 |
| Visalia-Porterville, CA | 606 | $ 77,040,000 | $ 127,128 | $ 91,000 |
| Augusta-Richmond County, GA-SC | 593 | $ 75,035,000 | $ 126,534 | $ 101,099 |
| Knoxville, TN | 588 | $ 102,030,000 | $ 173,520 | $ 126,000 |
| Rochester, NY | 584 | $ 71,980,000 | $ 123,253 | $ 118,000 |
| Winston-Salem, NC | 581 | $ 74,275,000 | $ 127,839 | $ 107,000 |
| Barnstable Town, MA | 578 | $ 230,440,000 | $ 398,685 | $ 266,000 |
| Elgin, IL | 577 | $ 85,695,000 | $ 148,518 | $ 136,000 |
| El Paso, TX | 565 | $ 53,785,000 | $ 95,194 | $ 101,000 |
| Springfield, MA | 555 | $ 74,005,000 | $ 133,342 | $ 118,000 |
| Albany-Schenectady-Troy, NY | 551 | $ 139,445,000 | $ 253,076 | $ 142,000 |
| Santa Rosa, CA | 550 | $ 195,200,000 | $ 354,909 | $ 236,000 |
| Little Rock-North Little Rock-Conway, AR | 547 | $ 63,065,000 | $ 115,292 | $ 110,000 |
| Santa Maria-Santa Barbara, CA | 534 | $ 293,970,000 | $ 550,505 | $ 235,000 |
| Salisbury, MD-DE | 530 | $ 135,010,000 | $ 254,735 | $ 169,249 |
| McAllen-Edinburg-Mission, TX | 488 | $ 48,020,000 | $ 98,401 | $ 89,000 |
| Pensacola-Ferry Pass-Brent, FL | 482 | $ 72,710,000 | $ 150,850 | $ 136,000 |
| Chattanooga, TN-GA | 479 | $ 79,395,000 | $ 165,751 | $ 123,446 |
| Hilton Head Island-Bluffton-Beaufort, SC | 475 | $ 131,705,000 | $ 277,273 | $ 167,000 |
| Atlantic City-Hammonton, NJ | 464 | $ 76,420,000 | $ 164,698 | $ 160,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 463 | $ 87,165,000 | $ 188,261 | $ 150,000 |
| Spartanburg, SC | 461 | $ 53,515,000 | $ 116,084 | $ 88,000 |
| Wilmington, NC | 458 | $ 84,770,000 | $ 185,087 | $ 157,000 |
| Punta Gorda, FL | 450 | $ 80,820,000 | $ 179,600 | $ 116,000 |
| Manchester-Nashua, NH | 442 | $ 69,830,000 | $ 157,986 | $ 150,000 |
| Santa Cruz-Watsonville, CA | 422 | $ 183,750,000 | $ 435,426 | $ 235,000 |
| Wichita, KS | 417 | $ 44,395,000 | $ 106,462 | $ 95,000 |
| Salt Lake City, UT | 402 | $ 146,690,000 | $ 364,900 | $ 195,000 |
| Bremerton-Silverdale, WA | 383 | $ 101,665,000 | $ 265,443 | $ 186,000 |
| Fayetteville, NC | 378 | $ 36,030,000 | $ 95,317 | $ 100,000 |
| New Orleans-Metairie, LA | 372 | $ 86,550,000 | $ 232,661 | $ 168,000 |
| Spokane-Spokane Valley, WA | 371 | $ 58,285,000 | $ 157,102 | $ 121,000 |
| Homosassa Springs, FL | 368 | $ 46,830,000 | $ 127,255 | $ 86,000 |
| Sebastian-Vero Beach, FL | 352 | $ 83,470,000 | $ 237,130 | $ 160,000 |
| Colorado Springs, CO | 345 | $ 73,585,000 | $ 213,289 | $ 143,000 |
| Gainesville, FL | 345 | $ 53,515,000 | $ 155,115 | $ 144,000 |
| Grand Rapids-Wyoming, MI | 342 | $ 63,160,000 | $ 184,678 | $ 138,000 |
| Crestview-Fort Walton Beach-Destin, FL | 337 | $ 128,135,000 | $ 380,222 | $ 232,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 335 | $ 112,875,000 | $ 336,940 | $ 189,000 |
| Gainesville, GA | 333 | $ 46,155,000 | $ 138,603 | $ 123,000 |
| Charlottesville, VA | 332 | $ 78,840,000 | $ 237,469 | $ 181,000 |
| Syracuse, NY | 329 | $ 39,495,000 | $ 120,045 | $ 123,000 |
| Bend-Redmond, OR | 318 | $ 117,600,000 | $ 369,811 | $ 190,000 |
| Hickory-Lenoir-Morganton, NC | 313 | $ 50,455,000 | $ 161,198 | $ 116,000 |
| Ann Arbor, MI | 310 | $ 85,220,000 | $ 274,903 | $ 201,000 |
| Killeen-Temple, TX | 310 | $ 35,410,000 | $ 114,225 | $ 107,000 |
| Birmingham-Hoover, AL | 296 | $ 53,330,000 | $ 180,168 | $ 138,000 |
| Merced, CA | 296 | $ 45,040,000 | $ 152,162 | $ 106,000 |
| Clarksville, TN-KY | 293 | $ 30,545,000 | $ 104,249 | $ 88,699 |
| Corpus Christi, TX | 287 | $ 37,405,000 | $ 130,331 | $ 117,000 |
| Louisville/Jefferson County, KY-IN | 287 | $ 58,155,000 | $ 202,630 | $ 142,926 |
| Olympia-Tumwater, WA | 287 | $ 59,835,000 | $ 208,484 | $ 182,000 |
| Tallahassee, FL | 283 | $ 42,385,000 | $ 149,770 | $ 122,000 |
| Boise City, ID | 280 | $ 81,570,000 | $ 291,321 | $ 162,000 |
| Salem, OR | 274 | $ 43,850,000 | $ 160,036 | $ 117,000 |
| Norwich-New London, CT | 262 | $ 46,970,000 | $ 179,274 | $ 156,000 |
| Des Moines-West Des Moines, IA | 255 | $ 40,415,000 | $ 158,490 | $ 120,000 |
| Prescott Valley-Prescott, AZ | 254 | $ 52,200,000 | $ 205,511 | $ 129,000 |
| Gary, IN | 241 | $ 28,765,000 | $ 119,356 | $ 120,000 |
| Chico, CA | 236 | $ 52,090,000 | $ 220,720 | $ 126,000 |
| Springfield, MO | 235 | $ 27,635,000 | $ 117,595 | $ 90,000 |
| Boulder, CO | 230 | $ 126,450,000 | $ 549,782 | $ 284,000 |
| Ocean City, NJ | 229 | $ 88,135,000 | $ 384,868 | $ 224,000 |
| Milwaukee-Waukesha-West Allis, WI | 220 | $ 39,950,000 | $ 181,590 | $ 153,000 |
| Fort Collins, CO | 218 | $ 87,690,000 | $ 402,247 | $ 185,000 |
| Kennewick-Richland, WA | 215 | $ 35,855,000 | $ 166,767 | $ 119,000 |
| Napa, CA | 214 | $ 128,200,000 | $ 599,065 | $ 294,000 |
| Santa Fe, NM | 211 | $ 78,235,000 | $ 370,781 | $ 194,000 |
| Brownsville-Harlingen, TX | 204 | $ 18,860,000 | $ 92,450 | $ 89,000 |
| Provo-Orem, UT | 198 | $ 66,230,000 | $ 334,494 | $ 278,000 |
| Baton Rouge, LA | 197 | $ 39,075,000 | $ 198,350 | $ 145,000 |
| Yuba City, CA | 194 | $ 30,380,000 | $ 156,597 | $ 107,000 |
| Macon-Bibb County, GA | 193 | $ 28,325,000 | $ 146,761 | $ 152,000 |
| The Villages, FL | 193 | $ 35,965,000 | $ 186,347 | $ 108,000 |
| Waco, TX | 192 | $ 24,630,000 | $ 128,281 | $ 111,000 |
| Bellingham, WA | 189 | $ 42,505,000 | $ 224,894 | $ 146,000 |
| Athens-Clarke County, GA | 183 | $ 24,815,000 | $ 135,601 | $ 114,000 |
| Kingston, NY | 179 | $ 42,885,000 | $ 239,581 | $ 195,000 |
| Madera, CA | 175 | $ 23,585,000 | $ 134,771 | $ 107,000 |
| Burlington, NC | 173 | $ 20,485,000 | $ 118,410 | $ 109,000 |
| East Stroudsburg, PA | 172 | $ 23,940,000 | $ 139,186 | $ 147,000 |
| Redding, CA | 171 | $ 25,905,000 | $ 151,491 | $ 126,000 |
| Ogden-Clearfield, UT | 170 | $ 40,220,000 | $ 236,588 | $ 149,000 |
| Eugene, OR | 166 | $ 38,650,000 | $ 232,831 | $ 169,000 |
| Lansing-East Lansing, MI | 166 | $ 18,580,000 | $ 111,927 | $ 106,000 |
| Urban Honolulu, HI | 165 | $ 127,525,000 | $ 772,878 | $ 236,000 |
| Greeley, CO | 164 | $ 27,610,000 | $ 168,353 | $ 130,000 |
| Hagerstown-Martinsburg, MD-WV | 164 | $ 17,830,000 | $ 108,719 | $ 114,317 |
| Coeur D'Alene, ID | 163 | $ 41,035,000 | $ 251,748 | $ 135,000 |
| Huntsville, AL | 162 | $ 30,410,000 | $ 187,716 | $ 150,000 |
| Lexington-Fayette, KY | 153 | $ 36,215,000 | $ 236,699 | $ 132,000 |
| Omaha-Council Bluffs, NE-IA | 152 | $ 26,020,000 | $ 171,184 | $ 170,625 |
| Valdosta, GA | 151 | $ 13,655,000 | $ 90,430 | $ 85,000 |
| Vineland-Bridgeton, NJ | 151 | $ 11,925,000 | $ 78,973 | $ 82,000 |
| York-Hanover, PA | 150 | $ 18,600,000 | $ 124,000 | $ 134,000 |
| Flagstaff, AZ | 149 | $ 48,845,000 | $ 327,818 | $ 227,000 |
| Lake Havasu City-Kingman, AZ | 149 | $ 26,785,000 | $ 179,765 | $ 107,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 148 | $ 17,750,000 | $ 119,932 | $ 100,000 |
| Laredo, TX | 147 | $ 14,615,000 | $ 99,421 | $ 86,000 |
| Lynchburg, VA | 147 | $ 18,865,000 | $ 128,333 | $ 105,000 |
| Akron, OH | 146 | $ 19,050,000 | $ 130,479 | $ 138,000 |
| Lubbock, TX | 143 | $ 19,025,000 | $ 133,041 | $ 126,000 |
| Jacksonville, NC | 141 | $ 17,145,000 | $ 121,595 | $ 103,000 |
| Las Cruces, NM | 141 | $ 17,435,000 | $ 123,652 | $ 99,000 |
| Lancaster, PA | 137 | $ 24,095,000 | $ 175,875 | $ 161,000 |
| Tyler, TX | 136 | $ 19,120,000 | $ 140,588 | $ 144,000 |
| Harrisburg-Carlisle, PA | 135 | $ 21,915,000 | $ 162,333 | $ 130,000 |
| Columbus, GA-AL | 134 | $ 16,160,000 | $ 120,597 | $ 102,402 |
| El Centro, CA | 132 | $ 13,510,000 | $ 102,348 | $ 109,000 |
| Greenville, NC | 132 | $ 13,200,000 | $ 100,000 | $ 96,000 |
| Mount Vernon-Anacortes, WA | 132 | $ 23,910,000 | $ 181,136 | $ 110,000 |
| Jackson, MS | 129 | $ 22,065,000 | $ 171,046 | $ 122,000 |
| Anchorage, AK | 126 | $ 23,540,000 | $ 186,825 | $ 200,000 |
| Warner Robins, GA | 126 | $ 14,130,000 | $ 112,142 | $ 99,000 |
| Brunswick, GA | 125 | $ 37,715,000 | $ 301,720 | $ 214,000 |
| Dover, DE | 125 | $ 16,425,000 | $ 131,400 | $ 98,000 |
| College Station-Bryan, TX | 121 | $ 21,915,000 | $ 181,115 | $ 158,000 |
| Dayton-Springfield-Kettering, OH | 120 | $ 15,870,000 | $ 132,250 | $ 131,000 |
| Daphne-Fairhope-Foley, AL | 119 | $ 32,415,000 | $ 272,394 | $ 197,000 |
| Roanoke, VA | 119 | $ 24,295,000 | $ 204,159 | $ 156,000 |
| Yakima, WA | 119 | $ 14,455,000 | $ 121,470 | $ 130,000 |
| Amarillo, TX | 115 | $ 13,225,000 | $ 115,000 | $ 92,000 |
| Reading, PA | 113 | $ 14,235,000 | $ 125,973 | $ 111,000 |
| New Bern, NC | 108 | $ 13,050,000 | $ 120,833 | $ 94,000 |
| Hanford-Corcoran, CA | 106 | $ 10,540,000 | $ 99,433 | $ 86,000 |
| Sierra Vista-Douglas, AZ | 104 | $ 9,840,000 | $ 94,615 | $ 84,000 |
| Sebring, FL | 103 | $ 10,615,000 | $ 103,058 | $ 80,000 |
| California-Lexington Park, MD | 102 | $ 13,170,000 | $ 129,117 | $ 121,000 |
| Midland, TX | 102 | $ 20,480,000 | $ 200,784 | $ 125,000 |
| Beaumont-Port Arthur, TX | 100 | $ 16,180,000 | $ 161,800 | $ 108,000 |
| Gulfport-Biloxi-Pascagoula, MS | 100 | $ 14,760,000 | $ 147,600 | $ 137,000 |
| Dalton, GA | 95 | $ 9,045,000 | $ 95,210 | $ 72,000 |
| Panama City, FL | 94 | $ 24,820,000 | $ 264,042 | $ 156,000 |
| Montgomery, AL | 92 | $ 11,820,000 | $ 128,478 | $ 94,000 |
| Mobile, AL | 90 | $ 10,640,000 | $ 118,222 | $ 117,000 |
| Toledo, OH | 90 | $ 13,230,000 | $ 147,000 | $ 134,000 |
| Sherman-Denison, TX | 89 | $ 13,385,000 | $ 150,393 | $ 112,000 |
| Youngstown-Warren-Boardman, OH-PA | 85 | $ 10,075,000 | $ 118,529 | $ 119,564 |
| Flint, MI | 82 | $ 11,300,000 | $ 137,804 | $ 143,000 |
| Rockford, IL | 82 | $ 8,730,000 | $ 106,463 | $ 102,000 |
| Canton-Massillon, OH | 77 | $ 8,005,000 | $ 103,961 | $ 134,000 |
| Madison, WI | 76 | $ 18,040,000 | $ 237,368 | $ 177,000 |
| Columbia, MO | 75 | $ 13,135,000 | $ 175,133 | $ 119,000 |
| Odessa, TX | 73 | $ 9,865,000 | $ 135,136 | $ 98,000 |
| Winchester, VA-WV | 70 | $ 10,910,000 | $ 155,857 | $ 147,585 |
| Burlington-South Burlington, VT | 69 | $ 20,505,000 | $ 297,173 | $ 188,000 |
| Carson City, NV | 69 | $ 9,615,000 | $ 139,347 | $ 143,000 |
| Shreveport-Bossier City, LA | 67 | $ 14,365,000 | $ 214,402 | $ 175,000 |
| Utica-Rome, NY | 67 | $ 7,875,000 | $ 117,537 | $ 87,000 |
| Kingsport-Bristol-Bristol, TN-VA | 66 | $ 8,520,000 | $ 129,090 | $ 110,454 |
| Abilene, TX | 64 | $ 6,750,000 | $ 105,468 | $ 95,000 |
| Kahului-Wailuku-Lahaina, HI | 62 | $ 72,830,000 | $ 1,174,677 | $ 295,000 |
| Lafayette, LA | 62 | $ 8,820,000 | $ 142,258 | $ 120,000 |
| Medford, OR | 62 | $ 14,150,000 | $ 228,225 | $ 151,000 |
| South Bend-Mishawaka, IN-MI | 62 | $ 11,380,000 | $ 183,548 | $ 152,919 |
| Corvallis, OR | 61 | $ 12,525,000 | $ 205,327 | $ 142,000 |
| Florence, SC | 60 | $ 5,680,000 | $ 94,666 | $ 91,000 |
| Jonesboro, AR | 60 | $ 7,280,000 | $ 121,333 | $ 76,000 |
| Billings, MT | 59 | $ 13,455,000 | $ 228,050 | $ 152,000 |
| Topeka, KS | 58 | $ 4,700,000 | $ 81,034 | $ 84,000 |
| Pittsfield, MA | 57 | $ 26,675,000 | $ 467,982 | $ 344,000 |
| Auburn-Opelika, AL | 56 | $ 12,410,000 | $ 221,607 | $ 185,000 |
| Longview, WA | 56 | $ 10,200,000 | $ 182,142 | $ 96,000 |
| Albany, OR | 55 | $ 7,165,000 | $ 130,272 | $ 98,000 |
| Grand Junction, CO | 55 | $ 9,465,000 | $ 172,090 | $ 136,000 |
| Wenatchee, WA | 55 | $ 19,635,000 | $ 357,000 | $ 204,000 |
| Yuma, AZ | 55 | $ 4,365,000 | $ 79,363 | $ 100,000 |
| Cleveland, TN | 54 | $ 5,900,000 | $ 109,259 | $ 124,000 |
| Fort Wayne, IN | 54 | $ 8,150,000 | $ 150,925 | $ 106,000 |
| Harrisonburg, VA | 54 | $ 7,000,000 | $ 129,629 | $ 164,000 |
| Lewiston-Auburn, ME | 54 | $ 7,230,000 | $ 133,888 | $ 98,000 |
| Glens Falls, NY | 53 | $ 14,655,000 | $ 276,509 | $ 219,000 |
| Lawrence, KS | 53 | $ 9,135,000 | $ 172,358 | $ 222,000 |
| Peoria, IL | 51 | $ 6,445,000 | $ 126,372 | $ 115,000 |
| St. George, UT | 50 | $ 15,840,000 | $ 316,800 | $ 180,000 |
| Staunton-Waynesboro, VA | 50 | $ 7,260,000 | $ 145,200 | $ 130,000 |
| Binghamton, NY | 48 | $ 5,050,000 | $ 105,208 | $ 107,000 |
| Blacksburg-Christiansburg-Radford, VA | 48 | $ 8,700,000 | $ 181,250 | $ 121,000 |
| Duluth, MN-WI | 47 | $ 7,875,000 | $ 167,553 | $ 104,340 |
| Niles-Benton Harbor, MI | 47 | $ 27,485,000 | $ 584,787 | $ 350,000 |
| Lincoln, NE | 46 | $ 8,180,000 | $ 177,826 | $ 162,000 |
| Monroe, LA | 46 | $ 9,350,000 | $ 203,260 | $ 184,000 |
| Monroe, MI | 46 | $ 4,380,000 | $ 95,217 | $ 117,000 |
| Johnson City, TN | 45 | $ 6,395,000 | $ 142,111 | $ 126,000 |
| Missoula, MT | 45 | $ 9,745,000 | $ 216,555 | $ 172,000 |
| Sumter, SC | 43 | $ 3,825,000 | $ 88,953 | $ 78,000 |
| Evansville, IN-KY | 41 | $ 6,025,000 | $ 146,951 | $ 130,439 |
| Hot Springs, AR | 41 | $ 8,815,000 | $ 215,000 | $ 147,000 |
| Fort Smith, AR-OK | 40 | $ 6,370,000 | $ 159,250 | $ 132,000 |
| Kalamazoo-Portage, MI | 40 | $ 6,190,000 | $ 154,750 | $ 148,000 |
| Pueblo, CO | 40 | $ 4,810,000 | $ 120,250 | $ 86,000 |
| Davenport-Moline-Rock Island, IA-IL | 39 | $ 5,265,000 | $ 135,000 | $ 119,307 |
| Jackson, MI | 39 | $ 3,615,000 | $ 92,692 | $ 83,000 |
| Rocky Mount, NC | 39 | $ 3,235,000 | $ 82,948 | $ 92,000 |
| Saginaw, MI | 39 | $ 4,785,000 | $ 122,692 | $ 115,000 |
| Longview, TX | 37 | $ 4,755,000 | $ 128,513 | $ 107,000 |
| Albany, GA | 36 | $ 2,980,000 | $ 82,777 | $ 82,000 |
| Charleston, WV | 36 | $ 4,280,000 | $ 118,888 | $ 90,000 |
| Pine Bluff, AR | 36 | $ 2,650,000 | $ 73,611 | $ 57,000 |
| Rochester, MN | 36 | $ 6,780,000 | $ 188,333 | $ 178,000 |
| Farmington, NM | 35 | $ 4,035,000 | $ 115,285 | $ 82,000 |
| Chambersburg-Waynesboro, PA | 34 | $ 4,300,000 | $ 126,470 | $ 129,000 |
| Michigan City-La Porte, IN | 34 | $ 6,750,000 | $ 198,529 | $ 159,000 |
| Lafayette-West Lafayette, IN | 33 | $ 5,095,000 | $ 154,393 | $ 183,000 |
| State College, PA | 33 | $ 6,635,000 | $ 201,060 | $ 139,000 |
| Bangor, ME | 32 | $ 4,180,000 | $ 130,625 | $ 112,000 |
| Huntington-Ashland, WV-KY-OH | 32 | $ 3,000,000 | $ 93,750 | $ 107,812 |
| Morristown, TN | 32 | $ 6,890,000 | $ 215,312 | $ 111,000 |
| Racine, WI | 32 | $ 5,200,000 | $ 162,500 | $ 129,000 |
| Walla Walla, WA | 31 | $ 3,965,000 | $ 127,903 | $ 131,000 |
| Bloomington, IN | 30 | $ 4,720,000 | $ 157,333 | $ 125,000 |
| Lake Charles, LA | 30 | $ 3,280,000 | $ 109,333 | $ 102,000 |
| Rome, GA | 30 | $ 4,260,000 | $ 142,000 | $ 132,000 |
| San Angelo, TX | 30 | $ 3,420,000 | $ 114,000 | $ 99,000 |
| Tuscaloosa, AL | 30 | $ 3,740,000 | $ 124,666 | $ 187,000 |
| Hinesville, GA | 28 | $ 2,440,000 | $ 87,142 | $ 105,000 |
| Joplin, MO | 28 | $ 3,580,000 | $ 127,857 | $ 129,000 |
| Muskegon, MI | 28 | $ 4,360,000 | $ 155,714 | $ 250,000 |
| Erie, PA | 27 | $ 2,835,000 | $ 105,000 | $ 104,000 |
| Gettysburg, PA | 27 | $ 2,815,000 | $ 104,259 | $ 123,000 |
| Sioux Falls, SD | 27 | $ 3,575,000 | $ 132,407 | $ 124,000 |
| Springfield, OH | 27 | $ 2,755,000 | $ 102,037 | $ 77,000 |
| Battle Creek, MI | 26 | $ 2,420,000 | $ 93,076 | $ 83,000 |
| Bowling Green, KY | 26 | $ 4,970,000 | $ 191,153 | $ 117,000 |
| Houma-Thibodaux, LA | 26 | $ 2,130,000 | $ 81,923 | $ 94,000 |
| Wichita Falls, TX | 26 | $ 2,610,000 | $ 100,384 | $ 111,000 |
| Cape Girardeau, MO-IL | 25 | $ 2,835,000 | $ 113,400 | $ 129,000 |
| Cedar Rapids, IA | 25 | $ 3,305,000 | $ 132,200 | $ 140,000 |
| Logan, UT-ID | 25 | $ 3,675,000 | $ 147,000 | $ 121,600 |
| Elizabethtown-Fort Knox, KY | 24 | $ 1,930,000 | $ 80,416 | $ 109,000 |
| Idaho Falls, ID | 24 | $ 6,620,000 | $ 275,833 | $ 129,000 |
| Champaign-Urbana, IL | 23 | $ 4,465,000 | $ 194,130 | $ 158,000 |
| Cheyenne, WY | 22 | $ 3,610,000 | $ 164,090 | $ 134,000 |
| Dothan, AL | 22 | $ 1,990,000 | $ 90,454 | $ 105,000 |
| Fairbanks, AK | 22 | $ 3,620,000 | $ 164,545 | $ 247,000 |
| Goldsboro, NC | 22 | $ 2,210,000 | $ 100,454 | $ 103,000 |
| Hammond, LA | 21 | $ 2,615,000 | $ 124,523 | $ 118,000 |
| Hattiesburg, MS | 21 | $ 2,675,000 | $ 127,380 | $ 105,000 |
| Lebanon, PA | 21 | $ 2,235,000 | $ 106,428 | $ 89,000 |
| Lawton, OK | 20 | $ 1,760,000 | $ 88,000 | $ 90,000 |
| Victoria, TX | 20 | $ 2,020,000 | $ 101,000 | $ 100,000 |
| Appleton, WI | 19 | $ 2,975,000 | $ 156,578 | $ 113,000 |
| Grants Pass, OR | 19 | $ 5,415,000 | $ 285,000 | $ 132,000 |
| Green Bay, WI | 19 | $ 2,905,000 | $ 152,894 | $ 129,000 |
| Jackson, TN | 19 | $ 1,845,000 | $ 97,105 | $ 76,000 |
| Morgantown, WV | 19 | $ 2,905,000 | $ 152,894 | $ 125,000 |
| Rapid City, SD | 19 | $ 6,055,000 | $ 318,684 | $ 174,000 |
| St. Joseph, MO-KS | 19 | $ 1,675,000 | $ 88,157 | $ 81,000 |
| Weirton-Steubenville, WV-OH | 19 | $ 1,105,000 | $ 58,157 | $ 72,526 |
| Kankakee, IL | 18 | $ 1,550,000 | $ 86,111 | $ 85,000 |
| Mansfield, OH | 18 | $ 1,500,000 | $ 83,333 | $ 92,000 |
| Watertown-Fort Drum, NY | 18 | $ 1,630,000 | $ 90,555 | $ 111,000 |
| Columbus, IN | 17 | $ 3,365,000 | $ 197,941 | $ 119,000 |
| Texarkana, TX-AR | 17 | $ 1,975,000 | $ 116,176 | $ 106,823 |
| Wheeling, WV-OH | 17 | $ 1,665,000 | $ 97,941 | $ 92,411 |
| Anniston-Oxford-Jacksonville, AL | 16 | $ 760,000 | $ 47,500 | $ 54,000 |
| Decatur, AL | 16 | $ 1,780,000 | $ 111,250 | $ 82,000 |
| Fargo, ND-MN | 16 | $ 1,690,000 | $ 105,625 | $ 132,750 |
| Ithaca, NY | 16 | $ 2,930,000 | $ 183,125 | $ 177,000 |
| Manhattan, KS | 16 | $ 1,290,000 | $ 80,625 | $ 104,000 |
| Altoona, PA | 15 | $ 1,835,000 | $ 122,333 | $ 108,000 |
| Ames, IA | 15 | $ 1,915,000 | $ 127,666 | $ 90,000 |
| Muncie, IN | 15 | $ 1,025,000 | $ 68,333 | $ 84,000 |
| Sioux City, IA-NE-SD | 15 | $ 1,145,000 | $ 76,333 | $ 73,600 |
| St. Cloud, MN | 15 | $ 3,025,000 | $ 201,666 | $ 160,000 |
| Oshkosh-Neenah, WI | 14 | $ 1,490,000 | $ 106,428 | $ 149,000 |
| Springfield, IL | 14 | $ 2,400,000 | $ 171,428 | $ 193,000 |
| Bay City, MI | 13 | $ 1,175,000 | $ 90,384 | $ 109,000 |
| Carbondale-Marion, IL | 13 | $ 1,685,000 | $ 129,615 | $ 163,000 |
| Eau Claire, WI | 13 | $ 2,765,000 | $ 212,692 | $ 132,000 |
| Elkhart-Goshen, IN | 13 | $ 915,000 | $ 70,384 | $ 132,000 |
| Gadsden, AL | 13 | $ 1,245,000 | $ 95,769 | $ 80,000 |
| Johnstown, PA | 13 | $ 1,105,000 | $ 85,000 | $ 82,000 |
| Lima, OH | 13 | $ 695,000 | $ 53,461 | $ 84,000 |
| Terre Haute, IN | 13 | $ 1,135,000 | $ 87,307 | $ 86,000 |
| Twin Falls, ID | 13 | $ 2,975,000 | $ 228,846 | $ 245,000 |
| Alexandria, LA | 12 | $ 1,150,000 | $ 95,833 | $ 97,000 |
| Beckley, WV | 12 | $ 1,850,000 | $ 154,166 | $ 144,000 |
| Casper, WY | 12 | $ 2,960,000 | $ 246,666 | $ 147,000 |
| Florence-Muscle Shoals, AL | 12 | $ 1,900,000 | $ 158,333 | $ 97,000 |
| Elmira, NY | 11 | $ 1,375,000 | $ 125,000 | $ 100,000 |
| Great Falls, MT | 11 | $ 1,045,000 | $ 95,000 | $ 105,000 |
| Iowa City, IA | 11 | $ 2,835,000 | $ 257,727 | $ 161,000 |
| Janesville-Beloit, WI | 11 | $ 1,365,000 | $ 124,090 | $ 70,000 |
| Jefferson City, MO | 11 | $ 1,515,000 | $ 137,727 | $ 98,000 |
| Waterloo-Cedar Falls, IA | 11 | $ 1,435,000 | $ 130,454 | $ 132,000 |
| Grand Forks, ND-MN | 10 | $ 1,760,000 | $ 176,000 | $ 151,400 |
| Midland, MI | 10 | $ 2,020,000 | $ 202,000 | $ 137,000 |
| Bloomington, IL | 9 | $ 1,735,000 | $ 192,777 | $ 211,000 |
| Fond Du Lac, WI | 9 | $ 1,055,000 | $ 117,222 | $ 357,000 |
| Sheboygan, WI | 9 | $ 825,000 | $ 91,666 | $ 126,000 |
| Williamsport, PA | 9 | $ 1,595,000 | $ 177,222 | $ 226,000 |
| Owensboro, KY | 8 | $ 1,270,000 | $ 158,750 | $ 190,000 |
| Parkersburg-Vienna, WV | 8 | $ 950,000 | $ 118,750 | $ 84,000 |
| Pocatello, ID | 8 | $ 440,000 | $ 55,000 | $ 67,000 |
| Wausau, WI | 8 | $ 900,000 | $ 112,500 | $ 140,000 |
| Cumberland, MD-WV | 7 | $ 575,000 | $ 82,142 | $ 78,000 |
| Kokomo, IN | 7 | $ 475,000 | $ 67,857 | $ 65,000 |
| Lewiston, ID-WA | 7 | $ 815,000 | $ 116,428 | $ 120,142 |
| Bismarck, ND | 6 | $ 1,150,000 | $ 191,666 | $ 246,000 |
| Bloomsburg-Berwick, PA | 6 | $ 560,000 | $ 93,333 | $ 135,000 |
| Decatur, IL | 6 | $ 580,000 | $ 96,666 | $ 68,000 |
| Dubuque, IA | 6 | $ 840,000 | $ 140,000 | $ 105,000 |
| Enid, OK | 6 | $ 530,000 | $ 88,333 | $ 73,000 |
| Grand Island, NE | 6 | $ 480,000 | $ 80,000 | $ 116,000 |
| La Crosse-Onalaska, WI-MN | 5 | $ 785,000 | $ 157,000 | $ 111,200 |
| Mankato-North Mankato, MN | 5 | $ 745,000 | $ 149,000 | $ 111,000 |
Mortgage Loan Application Detail Totals for Bank of America NA in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 143,400 | $18,352,540,000 | $127,000 | $30,005,000 | $148,000 | $9,840,000 |
| Home Purchase | 84,626 | $47,331,645,000 | $559,000 | $97,255,000 | $209,000 | $9,321,000 |
| Other Purpose | 63,694 | $13,222,220,000 | $207,000 | $88,205,000 | $167,000 | $9,600,000 |
| Refinancing | 39,837 | $15,748,890,000 | $395,000 | $60,105,000 | $201,000 | $9,493,000 |
| Cash-out Refinancing | 16,380 | $8,938,560,000 | $545,000 | $90,005,000 | $184,000 | $8,432,000 |
| Not Applicable | 1,024 | $91,510,000 | $89,000 | $1,055,000 | $46,000 | $369,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 180,180 | $50,732,250,000 | $281,000 | $30,005,000 | $190,000 | $9,538,000 |
| Hispanic | 46,033 | $7,468,425,000 | $162,000 | $7,205,000 | $114,000 | $7,912,000 |
| Not Provided | 35,407 | $10,479,330,000 | $295,000 | $78,005,000 | $195,000 | $9,600,000 |
| Asian | 33,355 | $15,468,355,000 | $463,000 | $42,405,000 | $212,000 | $8,401,000 |
| Black or African American | 29,277 | $4,702,895,000 | $160,000 | $18,905,000 | $112,000 | $9,840,000 |
| Not applicable | 9,895 | $10,479,950,000 | $1,059,000 | $97,255,000 | $78,000 | $2,518,000 |
| American Indian or Alaskan Native | 2,100 | $324,800,000 | $154,000 | $5,105,000 | $130,000 | $2,267,000 |
| Native Hawaiian or Other Pacific Islander | 368 | $61,790,000 | $167,000 | $1,135,000 | $130,000 | $786,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 342,601 | $102,164,145,000 | $298,000 | $97,255,000 | $175,000 | $9,840,000 |
| FHA-insured (Federal Housing Administration) | 5,945 | $1,390,555,000 | $233,000 | $1,225,000 | $69,000 | $1,519,000 |
| VA-guaranteed (Veterans Administration) | 400 | $129,360,000 | $323,000 | $1,435,000 | $105,000 | $670,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $1,305,000 | $87,000 | $285,000 | $34,000 | $51,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 144,291 | $23,028,625,000 | $159,000 | $51,485,000 | $133,000 | $9,840,000 |
| Loan Originated | 121,486 | $53,400,845,000 | $439,000 | $90,005,000 | $214,000 | $9,538,000 |
| File Closed For Incompleteness | 30,696 | $6,027,295,000 | $196,000 | $88,205,000 | $187,000 | $9,209,000 |
| Application Withdrawn By Applicant | 27,678 | $8,571,540,000 | $309,000 | $97,255,000 | $195,000 | $9,185,000 |
| Loan Purchased By The Institution | 8,829 | $2,828,845,000 | $320,000 | $2,505,000 | $78,000 | $2,518,000 |
| Preapproval Approved but not Accepted | 6,924 | $5,088,550,000 | $734,000 | $20,005,000 | $217,000 | $8,914,000 |
| Application Approved But Not Accepted | 6,472 | $3,494,980,000 | $540,000 | $78,005,000 | $216,000 | $9,271,000 |
| Preapproval Denied by Financial Institution | 2,585 | $1,244,685,000 | $481,000 | $25,005,000 | $113,000 | $5,439,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 202,085 | $79,412,055,000 | $392,000 | $97,255,000 | $204,000 | $9,538,000 |
| Credit History | 62,454 | $6,446,200,000 | $103,000 | $10,005,000 | $135,000 | $9,840,000 |
| Debt-To-Income Ratio | 55,604 | $11,419,540,000 | $205,000 | $26,005,000 | $89,000 | $5,640,000 |
| Collateral | 16,510 | $3,378,110,000 | $204,000 | $51,485,000 | $234,000 | $9,600,000 |
| Unverifiable Information | 6,032 | $1,110,510,000 | $184,000 | $5,335,000 | $179,000 | $5,400,000 |
| Other | 4,371 | $1,034,725,000 | $236,000 | $22,505,000 | $177,000 | $5,439,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1,514 | $761,260,000 | $502,000 | $5,005,000 | $219,000 | $5,520,000 |
| Employment History | 371 | $111,895,000 | $301,000 | $1,805,000 | $134,000 | $3,225,000 |
| Credit Application Incomplete | 20 | $11,070,000 | $553,000 | $1,505,000 | $245,000 | $732,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of America NA's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of America NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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