Bank of England Mortgage Lending & HMDA Data, 2010
In 2010, Bank of England of England, AR reported 13,008 mortgage applications totaling $2.4 billion, up 247% from 2009. The average application was for $186,732, and applicants reported an average income of $78,166. 27% of its applications resulted in an originated loan and 38% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (935), Little Rock-North Little Rock-Conway, AR (903) and Jacksonville, FL (766) (applications in parentheses).
| Mortgage Company & Address | Bank of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 13,008 |
| Total Mortgage Loan Application Amount | $2,429,015,000 |
| Average Mortgage Loan Application Amount | $186,732 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $78,166 |
| Highest Applicant Income | $6,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tampa-St. Petersburg-Clearwater, FL | 935 | $ 176,401,000 | $ 188,664 | $ 75,000 |
| Little Rock-North Little Rock-Conway, AR | 903 | $ 127,611,000 | $ 141,318 | $ 69,000 |
| Jacksonville, FL | 766 | $ 161,674,000 | $ 211,062 | $ 82,000 |
| Orlando-Kissimmee-Sanford, FL | 745 | $ 155,708,000 | $ 209,004 | $ 74,000 |
| Atlanta-Sandy Springs-Marietta, GA | 410 | $ 84,287,000 | $ 205,578 | $ 103,000 |
| Cincinnati-Middletown, OH-KY-IN | 297 | $ 50,788,000 | $ 171,003 | $ 82,821 |
| Cleveland-Elyria-Mentor, OH | 290 | $ 47,165,000 | $ 162,637 | $ 75,000 |
| Palm Bay-Melbourne-Titusville, FL | 263 | $ 44,876,000 | $ 170,631 | $ 66,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 262 | $ 48,050,000 | $ 183,396 | $ 86,000 |
| Denver-Aurora-Broomfield, CO | 241 | $ 48,556,000 | $ 201,477 | $ 64,000 |
| Pittsburgh, PA | 197 | $ 30,511,000 | $ 154,878 | $ 81,000 |
| Boston-Quincy, MA | 182 | $ 50,537,000 | $ 277,675 | $ 111,000 |
| Lakeland-Winter Haven, FL | 166 | $ 26,886,000 | $ 161,963 | $ 67,000 |
| Louisville-Jefferson County, KY-IN | 159 | $ 24,357,000 | $ 153,188 | $ 78,119 |
| Hartford-West Hartford-East Hartford, CT | 154 | $ 35,379,000 | $ 229,733 | $ 93,000 |
| Ocala, FL | 152 | $ 24,734,000 | $ 162,723 | $ 59,000 |
| Pensacola-Ferry Pass-Brent, FL | 135 | $ 22,709,000 | $ 168,214 | $ 72,000 |
| New Haven-Milford, CT | 130 | $ 29,072,000 | $ 223,630 | $ 94,000 |
| Columbus, OH | 124 | $ 22,963,000 | $ 185,185 | $ 84,000 |
| Cambridge-Newton-Framingham, MA | 123 | $ 38,700,000 | $ 314,634 | $ 109,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 122 | $ 18,282,000 | $ 149,852 | $ 83,836 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 118 | $ 21,012,000 | $ 178,067 | $ 66,000 |
| Peabody, MA | 118 | $ 24,533,000 | $ 207,906 | $ 58,000 |
| Gainesville, FL | 105 | $ 18,488,000 | $ 176,076 | $ 73,000 |
| Asheville, NC | 98 | $ 17,794,000 | $ 181,571 | $ 64,000 |
| Philadelphia, PA | 96 | $ 21,281,000 | $ 221,677 | $ 108,000 |
| Columbia, SC | 92 | $ 14,005,000 | $ 152,228 | $ 62,000 |
| Harrisburg-Carlisle, PA | 90 | $ 14,791,000 | $ 164,344 | $ 71,000 |
| Memphis, TN-MS-AR | 88 | $ 13,676,000 | $ 155,409 | $ 68,386 |
| Tallahassee, FL | 85 | $ 15,386,000 | $ 181,011 | $ 77,000 |
| Salt Lake City, UT | 84 | $ 18,159,000 | $ 216,178 | $ 73,000 |
| Charleston-North Charleston-Summerville, SC | 80 | $ 19,581,000 | $ 244,762 | $ 79,000 |
| Raleigh-Cary, NC | 79 | $ 15,171,000 | $ 192,037 | $ 75,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 74 | $ 18,048,000 | $ 243,891 | $ 85,567 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 72 | $ 13,307,000 | $ 184,819 | $ 71,625 |
| Palm Coast, FL | 70 | $ 13,357,000 | $ 190,814 | $ 60,000 |
| Fargo, ND-MN | 68 | $ 9,088,000 | $ 133,647 | $ 59,588 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 66 | $ 34,912,000 | $ 528,969 | $ 190,757 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 62 | $ 12,525,000 | $ 202,016 | $ 66,903 |
| Hot Springs, AR | 59 | $ 8,438,000 | $ 143,016 | $ 124,000 |
| Crestview-Fort Walton Beach-Destin, FL | 58 | $ 10,841,000 | $ 186,913 | $ 72,000 |
| New Orleans-Metairie-Kenner, LA | 58 | $ 9,781,000 | $ 168,637 | $ 85,000 |
| Houston-Sugar Land-Baytown, TX | 55 | $ 18,129,000 | $ 329,618 | $ 178,000 |
| Bridgeport-Stamford-Norwalk, CT | 53 | $ 20,003,000 | $ 377,415 | $ 151,000 |
| Greenville-Mauldin-Easley, SC | 50 | $ 9,769,000 | $ 195,380 | $ 74,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 49 | $ 9,277,000 | $ 189,326 | $ 76,000 |
| Akron, OH | 48 | $ 7,901,000 | $ 164,604 | $ 70,000 |
| Dayton, OH | 47 | $ 6,481,000 | $ 137,893 | $ 64,000 |
| Knoxville, TN | 46 | $ 6,756,000 | $ 146,869 | $ 52,000 |
| Seattle-Bellevue-Everett, WA | 46 | $ 13,665,000 | $ 297,065 | $ 114,000 |
| Augusta-Richmond County, GA-SC | 44 | $ 6,599,000 | $ 149,977 | $ 59,909 |
| Colorado Springs, CO | 44 | $ 8,817,000 | $ 200,386 | $ 69,000 |
| Baton Rouge, LA | 43 | $ 7,215,000 | $ 167,790 | $ 89,000 |
| Youngstown-Warren-Boardman, OH-PA | 43 | $ 5,134,000 | $ 119,395 | $ 59,395 |
| Indianapolis-Carmel, IN | 40 | $ 5,911,000 | $ 147,775 | $ 93,000 |
| Pine Bluff, AR | 38 | $ 4,002,000 | $ 105,315 | $ 62,000 |
| Provo-Orem, UT | 38 | $ 7,542,000 | $ 198,473 | $ 84,000 |
| Richmond, VA | 38 | $ 8,328,000 | $ 219,157 | $ 74,000 |
| Danville, VA | 35 | $ 3,806,000 | $ 108,742 | $ 50,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 35 | $ 6,973,000 | $ 199,228 | $ 88,400 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 34 | $ 6,641,000 | $ 195,323 | $ 62,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 31 | $ 6,360,000 | $ 205,161 | $ 79,000 |
| Canton-Massillon, OH | 31 | $ 3,907,000 | $ 126,032 | $ 59,000 |
| Durham-Chapel Hill, NC | 31 | $ 8,770,000 | $ 282,903 | $ 97,000 |
| Chicago-Joliet-Naperville, IL | 30 | $ 5,723,000 | $ 190,766 | $ 102,000 |
| Providence-New Bedford-Fall River, RI-MA | 29 | $ 7,136,000 | $ 246,068 | $ 123,793 |
| Jackson, MS | 28 | $ 4,563,000 | $ 162,964 | $ 72,000 |
| Jonesboro, AR | 28 | $ 3,609,000 | $ 128,892 | $ 76,000 |
| Norwich-New London, CT | 28 | $ 6,754,000 | $ 241,214 | $ 79,000 |
| Worcester, MA | 28 | $ 6,915,000 | $ 246,964 | $ 96,000 |
| Fort Smith, AR-OK | 27 | $ 3,161,000 | $ 117,074 | $ 65,000 |
| Greensboro-High Point, NC | 27 | $ 3,586,000 | $ 132,814 | $ 52,000 |
| Phoenix-Mesa-Glendale, AZ | 26 | $ 5,746,000 | $ 221,000 | $ 87,000 |
| Greeley, CO | 25 | $ 5,868,000 | $ 234,720 | $ 76,000 |
| Lancaster, PA | 25 | $ 3,949,000 | $ 157,960 | $ 55,000 |
| Toledo, OH | 25 | $ 3,444,000 | $ 137,760 | $ 59,000 |
| Ogden-Clearfield, UT | 24 | $ 4,629,000 | $ 192,875 | $ 72,000 |
| Winston-Salem, NC | 24 | $ 3,388,000 | $ 141,166 | $ 61,000 |
| Springfield, MA | 22 | $ 4,584,000 | $ 208,363 | $ 92,000 |
| New York-White Plains-Wayne, NY-NJ | 21 | $ 7,639,000 | $ 363,761 | $ 109,142 |
| Spartanburg, SC | 21 | $ 3,515,000 | $ 167,380 | $ 61,000 |
| York-Hanover, PA | 21 | $ 3,218,000 | $ 153,238 | $ 88,000 |
| Barnstable Town, MA | 20 | $ 5,065,000 | $ 253,250 | $ 118,000 |
| Birmingham-Hoover, AL | 20 | $ 3,658,000 | $ 182,900 | $ 70,000 |
| Kansas City, MO-KS | 20 | $ 3,445,000 | $ 172,250 | $ 73,000 |
| Chattanooga, TN-GA | 19 | $ 2,432,000 | $ 128,000 | $ 52,000 |
| Dallas-Plano-Irving, TX | 19 | $ 4,119,000 | $ 216,789 | $ 141,000 |
| Los Angeles-Long Beach-Glendale, CA | 19 | $ 7,615,000 | $ 400,789 | $ 105,000 |
| Wilmington, NC | 19 | $ 3,311,000 | $ 174,263 | $ 63,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 18 | $ 4,743,000 | $ 263,500 | $ 113,000 |
| Lafayette, LA | 18 | $ 3,021,000 | $ 167,833 | $ 74,000 |
| Pascagoula, MS | 18 | $ 2,790,000 | $ 155,000 | $ 64,000 |
| Warren-Troy-Farmington Hills, MI | 18 | $ 3,491,000 | $ 193,944 | $ 83,000 |
| Albuquerque, NM | 17 | $ 3,009,000 | $ 177,000 | $ 64,000 |
| Greenville, NC | 17 | $ 2,557,000 | $ 150,411 | $ 53,000 |
| Lynchburg, VA | 17 | $ 3,251,000 | $ 191,235 | $ 64,000 |
| Anderson, SC | 16 | $ 3,654,000 | $ 228,375 | $ 81,000 |
| Nassau-Suffolk, NY | 16 | $ 5,954,000 | $ 372,125 | $ 123,000 |
| Shreveport-Bossier City, LA | 16 | $ 2,354,000 | $ 147,125 | $ 67,000 |
| Austin-Round Rock-San Marcos, TX | 15 | $ 2,388,000 | $ 159,200 | $ 72,000 |
| Reading, PA | 15 | $ 2,924,000 | $ 194,933 | $ 86,000 |
| Wichita, KS | 15 | $ 1,972,000 | $ 131,466 | $ 62,000 |
| Boulder, CO | 14 | $ 5,107,000 | $ 364,785 | $ 107,000 |
| Charleston, WV | 14 | $ 2,532,000 | $ 180,857 | $ 70,000 |
| Hickory-Lenoir-Morganton, NC | 14 | $ 1,925,000 | $ 137,500 | $ 56,000 |
| Kingsport-Bristol-Bristol, TN-VA | 14 | $ 1,605,000 | $ 114,642 | $ 53,000 |
| Las Vegas-Paradise, NV | 14 | $ 3,149,000 | $ 224,928 | $ 93,000 |
| Scranton--Wilkes-Barre, PA | 14 | $ 1,864,000 | $ 133,142 | $ 53,000 |
| Columbus, GA-AL | 13 | $ 4,689,000 | $ 360,692 | $ 203,692 |
| Lexington-Fayette, KY | 13 | $ 2,091,000 | $ 160,846 | $ 49,000 |
| Milwaukee-Waukesha-West Allis, WI | 13 | $ 2,185,000 | $ 168,076 | $ 83,000 |
| Omaha-Council Bluffs, NE-IA | 13 | $ 1,955,000 | $ 150,384 | $ 71,153 |
| St. George, UT | 13 | $ 2,967,000 | $ 228,230 | $ 62,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 13 | $ 2,412,000 | $ 185,538 | $ 104,000 |
| Clarksville, TN-KY | 12 | $ 2,136,000 | $ 178,000 | $ 55,250 |
| Miami-Miami Beach-Kendall, FL | 12 | $ 2,635,000 | $ 219,583 | $ 131,000 |
| Naples-Marco Island, FL | 12 | $ 3,543,000 | $ 295,250 | $ 212,000 |
| Sumter, SC | 12 | $ 1,554,000 | $ 129,500 | $ 53,000 |
| Tacoma, WA | 12 | $ 2,296,000 | $ 191,333 | $ 99,000 |
| Gulfport-Biloxi, MS | 11 | $ 1,817,000 | $ 165,181 | $ 62,000 |
| Houma-Bayou Cane-Thibodaux, LA | 11 | $ 1,603,000 | $ 145,727 | $ 79,000 |
| Johnson City, TN | 11 | $ 1,333,000 | $ 121,181 | $ 55,000 |
| Santa Ana-Anaheim-Irvine, CA | 11 | $ 4,121,000 | $ 374,636 | $ 133,000 |
| St. Louis, MO-IL | 11 | $ 1,826,000 | $ 166,000 | $ 59,000 |
| Hagerstown-Martinsburg, MD-WV | 10 | $ 2,045,000 | $ 204,500 | $ 71,000 |
| Rockingham County-Strafford County, NH | 10 | $ 1,908,000 | $ 190,800 | $ 94,000 |
| Albany-Schenectady-Troy, NY | 9 | $ 1,716,000 | $ 190,666 | $ 99,000 |
| Burlington, NC | 9 | $ 1,431,000 | $ 159,000 | $ 58,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 1,874,000 | $ 208,222 | $ 104,000 |
| Fayetteville, NC | 9 | $ 1,243,000 | $ 138,111 | $ 68,000 |
| Florence, SC | 9 | $ 1,443,000 | $ 160,333 | $ 46,000 |
| North Port-Bradenton-Sarasota, FL | 9 | $ 1,225,000 | $ 136,111 | $ 51,000 |
| San Diego-Carlsbad-San Marcos, CA | 9 | $ 5,216,000 | $ 579,555 | $ 196,000 |
| Erie, PA | 8 | $ 914,000 | $ 114,250 | $ 60,000 |
| Fort Collins-Loveland, CO | 8 | $ 1,427,000 | $ 178,375 | $ 55,000 |
| Goldsboro, NC | 8 | $ 1,033,000 | $ 129,125 | $ 46,000 |
| Huntington-Ashland, WV-KY-OH | 8 | $ 1,414,000 | $ 176,750 | $ 65,375 |
| Johnstown, PA | 8 | $ 1,752,000 | $ 219,000 | $ 109,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 1,866,000 | $ 233,250 | $ 112,500 |
| Mobile, AL | 8 | $ 2,915,000 | $ 364,375 | $ 103,000 |
| Montgomery, AL | 8 | $ 1,311,000 | $ 163,875 | $ 82,000 |
| Newark-Union, NJ-PA | 8 | $ 2,629,000 | $ 328,625 | $ 119,500 |
| Sandusky, OH | 8 | $ 1,101,000 | $ 137,625 | $ 60,000 |
| Bloomington, IN | 7 | $ 1,181,000 | $ 168,714 | $ 87,000 |
| Boise City-Nampa, ID | 7 | $ 1,612,000 | $ 230,285 | $ 86,000 |
| Cleveland, TN | 7 | $ 922,000 | $ 131,714 | $ 43,000 |
| Detroit-Livonia-Dearborn, MI | 7 | $ 954,000 | $ 136,285 | $ 68,000 |
| Edison-New Brunswick, NJ | 7 | $ 1,346,000 | $ 192,285 | $ 78,000 |
| Gainesville, GA | 7 | $ 1,555,000 | $ 222,142 | $ 77,000 |
| Gary, IN | 7 | $ 1,365,000 | $ 195,000 | $ 111,000 |
| Hattiesburg, MS | 7 | $ 1,115,000 | $ 159,285 | $ 98,000 |
| Medford, OR | 7 | $ 1,757,000 | $ 251,000 | $ 64,000 |
| Monroe, LA | 7 | $ 845,000 | $ 120,714 | $ 56,000 |
| Morristown, TN | 7 | $ 856,000 | $ 122,285 | $ 58,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 7 | $ 997,000 | $ 142,428 | $ 43,142 |
| Pueblo, CO | 7 | $ 1,343,000 | $ 191,857 | $ 94,000 |
| Riverside-San Bernardino-Ontario, CA | 7 | $ 1,380,000 | $ 197,142 | $ 53,000 |
| Albany, GA | 6 | $ 1,786,000 | $ 297,666 | $ 94,000 |
| Camden, NJ | 6 | $ 1,436,000 | $ 239,333 | $ 203,000 |
| Fort Worth-Arlington, TX | 6 | $ 2,233,000 | $ 372,166 | $ 197,000 |
| Grand Junction, CO | 6 | $ 1,086,000 | $ 181,000 | $ 41,000 |
| Huntsville, AL | 6 | $ 1,173,000 | $ 195,500 | $ 74,000 |
| Lake Charles, LA | 6 | $ 1,011,000 | $ 168,500 | $ 103,000 |
| Lebanon, PA | 6 | $ 956,000 | $ 159,333 | $ 60,000 |
| Macon, GA | 6 | $ 1,256,000 | $ 209,333 | $ 97,000 |
| Madison, WI | 6 | $ 937,000 | $ 156,166 | $ 76,000 |
| Oklahoma City, OK | 6 | $ 1,678,000 | $ 279,666 | $ 229,000 |
| Olympia, WA | 6 | $ 1,134,000 | $ 189,000 | $ 70,000 |
| Portland-South Portland-Biddeford, ME | 6 | $ 1,174,000 | $ 195,666 | $ 79,000 |
| Rochester, NY | 6 | $ 827,000 | $ 137,833 | $ 69,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 6 | $ 3,298,000 | $ 549,666 | $ 180,000 |
| Savannah, GA | 6 | $ 1,006,000 | $ 167,666 | $ 93,000 |
| Texarkana, Tx-Texarkana, AR | 6 | $ 886,000 | $ 147,666 | $ 71,000 |
| Tucson, AZ | 6 | $ 1,064,000 | $ 177,333 | $ 64,000 |
| Charlottesville, VA | 5 | $ 774,000 | $ 154,800 | $ 65,000 |
| Idaho Falls, ID | 5 | $ 665,000 | $ 133,000 | $ 65,000 |
| Jacksonville, NC | 5 | $ 673,000 | $ 134,600 | $ 38,000 |
| Lansing-East Lansing, MI | 5 | $ 616,000 | $ 123,200 | $ 39,000 |
| Manchester-Nashua, NH | 5 | $ 1,299,000 | $ 259,800 | $ 104,000 |
| Manhattan, KS | 5 | $ 567,000 | $ 113,400 | $ 41,000 |
| Mankato-North Mankato, MN | 5 | $ 680,000 | $ 136,000 | $ 40,000 |
| Pittsfield, MA | 5 | $ 843,000 | $ 168,600 | $ 50,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 5 | $ 1,992,000 | $ 398,400 | $ 94,000 |
| Springfield, OH | 5 | $ 578,000 | $ 115,600 | $ 45,000 |
| Syracuse, NY | 5 | $ 912,000 | $ 182,400 | $ 78,000 |
| Wheeling, WV-OH | 5 | $ 828,000 | $ 165,600 | $ 85,600 |
| Winchester, VA-WV | 5 | $ 1,011,000 | $ 202,200 | $ 64,200 |
| Alexandria, LA | 4 | $ 628,000 | $ 157,000 | $ 129,000 |
| Buffalo-Niagara Falls, NY | 4 | $ 579,000 | $ 144,750 | $ 51,000 |
| Dothan, AL | 4 | $ 880,000 | $ 220,000 | $ 123,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 683,000 | $ 170,750 | $ 56,000 |
| Green Bay, WI | 4 | $ 811,000 | $ 202,750 | $ 73,000 |
| Honolulu, HI | 4 | $ 1,257,000 | $ 314,250 | $ 118,000 |
| Lawrence, KS | 4 | $ 569,000 | $ 142,250 | $ 53,000 |
| Lima, OH | 4 | $ 603,000 | $ 150,750 | $ 75,000 |
| Logan, UT-ID | 4 | $ 812,000 | $ 203,000 | $ 54,000 |
| Morgantown, WV | 4 | $ 573,000 | $ 143,250 | $ 70,000 |
| Oakland-Fremont-Hayward, CA | 4 | $ 1,198,000 | $ 299,500 | $ 112,000 |
| Owensboro, KY | 4 | $ 460,000 | $ 115,000 | $ 40,000 |
| Rocky Mount, NC | 4 | $ 636,000 | $ 159,000 | $ 44,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 4 | $ 902,000 | $ 225,500 | $ 99,000 |
| Steubenville-Weirton, OH-WV | 4 | $ 677,000 | $ 169,250 | $ 116,000 |
| Tulsa, OK | 4 | $ 800,000 | $ 200,000 | $ 91,000 |
| Waterloo-Cedar Falls, IA | 4 | $ 562,000 | $ 140,500 | $ 48,000 |
| Williamsport, PA | 4 | $ 483,000 | $ 120,750 | $ 34,000 |
| Baltimore-Towson, MD | 3 | $ 930,000 | $ 310,000 | $ 73,000 |
| Bend, OR | 3 | $ 438,000 | $ 146,000 | $ 45,000 |
| Bismarck, ND | 3 | $ 225,000 | $ 75,000 | $ 34,000 |
| Bremerton-Silverdale, WA | 3 | $ 727,000 | $ 242,333 | $ 60,000 |
| Burlington-South Burlington, VT | 3 | $ 746,000 | $ 248,666 | $ 92,000 |
| Coeur D'Alene, ID | 3 | $ 880,000 | $ 293,333 | $ 68,000 |
| Columbia, MO | 3 | $ 813,000 | $ 271,000 | $ 69,000 |
| Farmington, NM | 3 | $ 408,000 | $ 136,000 | $ 66,000 |
| Florence-Muscle Shoals, AL | 3 | $ 584,000 | $ 194,666 | $ 85,000 |
| Janesville, WI | 3 | $ 337,000 | $ 112,333 | $ 24,000 |
| Las Cruces, NM | 3 | $ 374,000 | $ 124,666 | $ 72,000 |
| Lubbock, TX | 3 | $ 346,000 | $ 115,333 | $ 51,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 1,660,000 | $ 553,333 | $ 199,000 |
| Pocatello, ID | 3 | $ 406,000 | $ 135,333 | $ 79,000 |
| Port St. Lucie, FL | 3 | $ 604,000 | $ 201,333 | $ 112,000 |
| Punta Gorda, FL | 3 | $ 589,000 | $ 196,333 | $ 100,000 |
| Roanoke, VA | 3 | $ 337,000 | $ 112,333 | $ 53,000 |
| Rome, GA | 3 | $ 540,000 | $ 180,000 | $ 90,000 |
| Salem, OR | 3 | $ 669,000 | $ 223,000 | $ 54,000 |
| San Antonio-New Braunfels, TX | 3 | $ 991,000 | $ 330,333 | $ 153,000 |
| Santa Fe, NM | 3 | $ 747,000 | $ 249,000 | $ 79,000 |
| Sebastian-Vero Beach, FL | 3 | $ 424,000 | $ 141,333 | $ 27,000 |
| Spokane, WA | 3 | $ 488,000 | $ 162,666 | $ 76,000 |
| Springfield, IL | 3 | $ 529,000 | $ 176,333 | $ 91,000 |
| Springfield, MO | 3 | $ 491,000 | $ 163,666 | $ 97,000 |
| Topeka, KS | 3 | $ 565,000 | $ 188,333 | $ 139,000 |
| Tuscaloosa, AL | 3 | $ 608,000 | $ 202,666 | $ 78,000 |
| Utica-Rome, NY | 3 | $ 360,000 | $ 120,000 | $ 80,000 |
| Anchorage, AK | 2 | $ 387,000 | $ 193,500 | $ 73,000 |
| Ann Arbor, MI | 2 | $ 351,000 | $ 175,500 | $ 110,000 |
| Athens-Clarke County, GA | 2 | $ 393,000 | $ 196,500 | $ 80,000 |
| Battle Creek, MI | 2 | $ 238,000 | $ 119,000 | $ 64,000 |
| Dalton, GA | 2 | $ 215,000 | $ 107,500 | $ 43,000 |
| Dover, DE | 2 | $ 293,000 | $ 146,500 | $ 50,000 |
| El Paso, TX | 2 | $ 251,000 | $ 125,500 | $ 53,000 |
| Elizabethtown, KY | 2 | $ 227,000 | $ 113,500 | $ 39,000 |
| Elkhart-Goshen, IN | 2 | $ 313,000 | $ 156,500 | $ 132,000 |
| Evansville, IN-KY | 2 | $ 212,000 | $ 106,000 | $ 42,000 |
| Fort Wayne, IN | 2 | $ 523,000 | $ 261,500 | $ 674,000 |
| Glens Falls, NY | 2 | $ 291,000 | $ 145,500 | $ 59,000 |
| Holland-Grand Haven, MI | 2 | $ 360,000 | $ 180,000 | $ 54,000 |
| Jackson, TN | 2 | $ 230,000 | $ 115,000 | $ 88,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 228,000 | $ 114,000 | $ 62,000 |
| Lewiston, ID-WA | 2 | $ 302,000 | $ 151,000 | $ 51,000 |
| Lewiston-Auburn, ME | 2 | $ 326,000 | $ 163,000 | $ 87,000 |
| Lincoln, NE | 2 | $ 289,000 | $ 144,500 | $ 51,000 |
| Mansfield, OH | 2 | $ 325,000 | $ 162,500 | $ 73,000 |
| Muskegon-Norton Shores, MI | 2 | $ 210,000 | $ 105,000 | $ 8,000 |
| Oshkosh-Neenah, WI | 2 | $ 303,000 | $ 151,500 | $ 52,000 |
| Redding, CA | 2 | $ 303,000 | $ 151,500 | $ 68,000 |
| Reno-Sparks, NV | 2 | $ 445,000 | $ 222,500 | $ 184,000 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 1,054,000 | $ 527,000 | $ 177,000 |
| Santa Rosa-Petaluma, CA | 2 | $ 486,000 | $ 243,000 | $ 81,000 |
| Sheboygan, WI | 2 | $ 253,000 | $ 126,500 | $ 45,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 586,000 | $ 293,000 | $ 117,000 |
| St. Cloud, MN | 2 | $ 378,000 | $ 189,000 | $ 113,000 |
| State College, PA | 2 | $ 286,000 | $ 143,000 | $ 72,000 |
| Stockton, CA | 2 | $ 424,000 | $ 212,000 | $ 46,000 |
| Terre Haute, IN | 2 | $ 601,000 | $ 300,500 | $ 296,000 |
| Trenton-Ewing, NJ | 2 | $ 405,000 | $ 202,500 | $ 52,000 |
| Valdosta, GA | 2 | $ 359,000 | $ 179,500 | $ 39,000 |
| Warner Robins, GA | 2 | $ 491,000 | $ 245,500 | $ 82,000 |
| Wilmington, DE-MD-NJ | 2 | $ 449,000 | $ 224,500 | $ 50,000 |
| Yakima, WA | 2 | $ 349,000 | $ 174,500 | $ 19,000 |
| Abilene, TX | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Altoona, PA | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Anderson, IN | 1 | $ 148,000 | $ 148,000 | $ 81,000 |
| Anniston-Oxford, AL | 1 | $ 300,000 | $ 300,000 | $ 104,000 |
| Appleton, WI | 1 | $ 217,000 | $ 217,000 | $ 400,000 |
| Atlantic City-Hammonton, NJ | 1 | $ 251,000 | $ 251,000 | $ 190,000 |
| Auburn-Opelika, AL | 1 | $ 417,000 | $ 417,000 | $ 157,000 |
| Bakersfield-Delano, CA | 1 | $ 294,000 | $ 294,000 | $ 86,000 |
| Beaumont-Port Arthur, TX | 1 | $ 234,000 | $ 234,000 | $ 145,000 |
| Binghamton, NY | 1 | $ 138,000 | $ 138,000 | $ 24,000 |
| Bloomington-Normal, IL | 1 | $ 141,000 | $ 141,000 | $ 86,000 |
| Brunswick, GA | 1 | $ 340,000 | $ 340,000 | $ 134,000 |
| Cedar Rapids, IA | 1 | $ 153,000 | $ 153,000 | $ 102,000 |
| Cheyenne, WY | 1 | $ 197,000 | $ 197,000 | $ 53,000 |
| Chico, CA | 1 | $ 230,000 | $ 230,000 | $ 70,000 |
| Columbus, IN | 1 | $ 86,000 | $ 86,000 | $ 31,000 |
| Corvallis, OR | 1 | $ 194,000 | $ 194,000 | $ 42,000 |
| Danville, IL | 1 | $ 137,000 | $ 137,000 | $ 72,000 |
| Des Moines-West Des Moines, IA | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Duluth, MN-WI | 1 | $ 271,000 | $ 271,000 | $ 28,000 |
| Eau Claire, WI | 1 | $ 141,000 | $ 141,000 | $ 55,000 |
| Elmira, NY | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Grand Forks, ND-MN | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Hinesville-Fort Stewart, GA | 1 | $ 138,000 | $ 138,000 | $ 56,000 |
| Ithaca, NY | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Jefferson City, MO | 1 | $ 241,000 | $ 241,000 | $ 66,000 |
| Kalamazoo-Portage, MI | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Kankakee-Bradley, IL | 1 | $ 204,000 | $ 204,000 | $ 76,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 153,000 | $ 153,000 | $ 49,000 |
| Kokomo, IN | 1 | $ 73,000 | $ 73,000 | $ 24,000 |
| Lafayette, IN | 1 | $ 118,000 | $ 118,000 | $ 4,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 139,000 | $ 139,000 | $ 57,000 |
| Missoula, MT | 1 | $ 263,000 | $ 263,000 | $ 150,000 |
| Modesto, CA | 1 | $ 391,000 | $ 391,000 | $ 148,000 |
| Niles-Benton Harbor, MI | 1 | $ 190,000 | $ 190,000 | $ 110,000 |
| Ocean City, NJ | 1 | $ 401,000 | $ 401,000 | $ 159,000 |
| Peoria, IL | 1 | $ 136,000 | $ 136,000 | $ 24,000 |
| Rochester, MN | 1 | $ 83,000 | $ 83,000 | $ 27,000 |
| Salinas, CA | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 497,000 | $ 497,000 | $ 45,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 195,000 | $ 195,000 | $ 53,000 |
| Sioux City, IA-NE-SD | 1 | $ 97,000 | $ 97,000 | $ 12,000 |
| Victoria, TX | 1 | $ 141,000 | $ 141,000 | $ 27,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 54,000 | $ 54,000 | $ 53,000 |
| Visalia-Porterville, CA | 1 | $ 316,000 | $ 316,000 | $ 86,000 |
| Wausau, WI | 1 | $ 112,000 | $ 112,000 | $ 65,000 |
| Yuma, AZ | 1 | $ 186,000 | $ 186,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Bank of England in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,671 | $2,047,991,000 | $191,000 | $3,000,000 | $80,000 | $6,000,000 |
| Home Purchase | 2,277 | $380,135,000 | $166,000 | $2,900,000 | $70,000 | $2,000,000 |
| Home Improvement | 60 | $889,000 | $14,000 | $130,000 | $62,000 | $382,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,880 | $1,844,955,000 | $186,000 | $2,200,000 | $80,000 | $6,000,000 |
| Not Provided | 1,493 | $300,283,000 | $201,000 | $3,000,000 | $77,000 | $2,012,000 |
| Black or African American | 798 | $120,108,000 | $150,000 | $900,000 | $59,000 | $1,315,000 |
| Hispanic | 545 | $97,286,000 | $178,000 | $714,000 | $62,000 | $600,000 |
| Asian | 245 | $59,537,000 | $243,000 | $1,200,000 | $103,000 | $834,000 |
| American Indian or Alaskan Native | 20 | $2,851,000 | $142,000 | $232,000 | $78,000 | $185,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $3,419,000 | $201,000 | $552,000 | $95,000 | $400,000 |
| Not applicable | 10 | $576,000 | $57,000 | $125,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,190 | $1,471,072,000 | $204,000 | $3,000,000 | $92,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 5,009 | $836,269,000 | $166,000 | $2,047,000 | $62,000 | $881,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 446 | $57,363,000 | $128,000 | $424,000 | $43,000 | $156,000 |
| VA-guaranteed (Veterans Administration) | 363 | $64,311,000 | $177,000 | $427,000 | $60,000 | $305,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 4,962 | $934,385,000 | $188,000 | $2,900,000 | $67,000 | $6,000,000 |
| Application Withdrawn By Applicant | 4,550 | $862,393,000 | $189,000 | $3,000,000 | $84,000 | $2,012,000 |
| Loan Originated | 3,493 | $630,941,000 | $180,000 | $1,147,000 | $86,000 | $2,161,000 |
| Application Approved But Not Accepted | 3 | $1,296,000 | $432,000 | $1,210,000 | $142,000 | $349,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 5 | $1,008,000 | $201,000 | $410,000 | $23,000 | $52,000 |
| Credit Application Incomplete | 1 | $65,000 | $65,000 | $65,000 | $141,000 | $141,000 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.
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