Bank Of England
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Bank Of England 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 22,131 |
| Total Mortgage Loan Application Amount | $5,275,845,000 |
| Average Mortgage Loan Application Amount | $176,666 |
| Highest Mortgage Loan Application Amount | $4,955,000 |
| Average Applicant Income | $80,333 |
| Highest Applicant Income | $4,317,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Bank Of England. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of England's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Bank Of England's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of England serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of England, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of England's mortgage activity for 2019.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 2,508 | $ 483,160,000 | $ 234,869 | $ 92,630 |
| JACKSONVILLE, FL | 1,923 | $ 404,045,000 | $ 210,000 | $ 88,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 901 | $ 156,145,000 | $ 173,000 | $ 87,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 789 | $ 163,645,000 | $ 207,000 | $ 91,000 |
| DENVER-AURORA-LAKEWOOD, CO | 735 | $ 245,855,000 | $ 334,000 | $ 106,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 577 | $ 145,635,000 | $ 252,000 | $ 104,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 551 | $ 155,745,000 | $ 282,000 | $ 101,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 524 | $ 128,680,000 | $ 245,000 | $ 106,000 |
| GARY, IN | 498 | $ 98,610,000 | $ 198,000 | $ 82,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 477 | $ 134,355,000 | $ 281,000 | $ 102,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 476 | $ 103,290,000 | $ 250,500 | $ 92,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 456 | $ 108,800,000 | $ 238,000 | $ 108,000 |
| LEXINGTON-FAYETTE, KY | 440 | $ 85,950,000 | $ 195,000 | $ 87,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 413 | $ 144,995,000 | $ 342,500 | $ 121,500 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 405 | $ 96,345,000 | $ 237,000 | $ 85,000 |
| DALLAS-PLANO-IRVING, TX | 403 | $ 113,995,000 | $ 282,000 | $ 124,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 379 | $ 68,245,000 | $ 180,000 | $ 77,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 315 | $ 83,275,000 | $ 264,000 | $ 103,000 |
| COLUMBUS, OH | 295 | $ 62,065,000 | $ 210,000 | $ 85,000 |
| MEMPHIS, TN-MS-AR | 292 | $ 60,180,000 | $ 186,666 | $ 71,666 |
| CINCINNATI, OH-KY-IN | 219 | $ 44,965,000 | $ 210,333 | $ 68,666 |
| BOISE CITY, ID | 195 | $ 50,125,000 | $ 257,000 | $ 103,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 190 | $ 33,590,000 | $ 176,000 | $ 73,000 |
| JACKSON, MS | 175 | $ 31,815,000 | $ 181,000 | $ 74,000 |
| CHATTANOOGA, TN-GA | 171 | $ 31,705,000 | $ 167,500 | $ 79,000 |
| BIRMINGHAM-HOOVER, AL | 159 | $ 34,865,000 | $ 219,000 | $ 83,000 |
| CLEVELAND-ELYRIA, OH | 155 | $ 25,325,000 | $ 163,000 | $ 80,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 154 | $ 47,920,000 | $ 311,000 | $ 110,000 |
| PANAMA CITY, FL | 145 | $ 29,485,000 | $ 203,000 | $ 89,000 |
| BATON ROUGE, LA | 141 | $ 30,215,000 | $ 214,000 | $ 93,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 140 | $ 55,910,000 | $ 399,000 | $ 132,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 131 | $ 31,995,000 | $ 244,000 | $ 98,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 131 | $ 40,575,000 | $ 309,000 | $ 140,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 128 | $ 41,630,000 | $ 325,000 | $ 96,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 124 | $ 30,890,000 | $ 249,000 | $ 101,000 |
| BOSTON, MA | 122 | $ 49,130,000 | $ 402,000 | $ 109,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 121 | $ 30,305,000 | $ 250,000 | $ 100,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 110 | $ 22,730,000 | $ 203,500 | $ 81,500 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 105 | $ 15,795,000 | $ 150,000 | $ 65,000 |
| CHICAGO-NAPERVILLE, IL | 101 | $ 22,735,000 | $ 225,000 | $ 103,000 |
| HUNTSVILLE, AL | 96 | $ 24,520,000 | $ 255,000 | $ 118,000 |
| NEW HAVEN-MILFORD, CT | 96 | $ 21,840,000 | $ 227,000 | $ 105,000 |
| FORT WORTH-ARLINGTON, TX | 95 | $ 22,095,000 | $ 232,000 | $ 89,000 |
| MICHIGAN CITY-LA PORTE, IN | 93 | $ 12,855,000 | $ 138,000 | $ 59,000 |
| LAFAYETTE, LA | 91 | $ 19,165,000 | $ 210,000 | $ 102,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 91 | $ 21,005,000 | $ 230,000 | $ 80,000 |
| BOWLING GREEN, KY | 89 | $ 15,395,000 | $ 172,000 | $ 78,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 89 | $ 15,865,000 | $ 178,000 | $ 84,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 89 | $ 57,565,000 | $ 646,000 | $ 200,000 |
| EVANSVILLE, IN-KY | 87 | $ 12,255,000 | $ 152,500 | $ 61,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 85 | $ 28,135,000 | $ 331,000 | $ 103,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 84 | $ 41,300,000 | $ 440,500 | $ 152,500 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 80 | $ 22,730,000 | $ 284,000 | $ 122,000 |
| KANSAS CITY, MO-KS | 78 | $ 18,470,000 | $ 236,500 | $ 97,500 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 77 | $ 15,705,000 | $ 203,000 | $ 81,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 76 | $ 16,770,000 | $ 220,000 | $ 94,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 72 | $ 16,900,000 | $ 234,000 | $ 84,000 |
| PITTSBURGH, PA | 72 | $ 12,670,000 | $ 175,000 | $ 82,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 71 | $ 31,885,000 | $ 574,000 | $ 157,666 |
| NEW YORK-NEWARK, NY | 70 | $ 20,800,000 | $ 280,500 | $ 120,500 |
| SAN DIEGO-CARLSBAD, CA | 70 | $ 31,710,000 | $ 453,000 | $ 115,000 |
| NEW ORLEANS-METAIRIE, LA | 69 | $ 14,225,000 | $ 206,000 | $ 87,000 |
| ASHEVILLE, NC | 66 | $ 14,620,000 | $ 221,000 | $ 76,000 |
| SALT LAKE CITY, UT | 63 | $ 18,465,000 | $ 293,000 | $ 94,000 |
| GREELEY, CO | 62 | $ 17,360,000 | $ 280,000 | $ 83,000 |
| AUSTIN-ROUND ROCK, TX | 60 | $ 23,500,000 | $ 391,000 | $ 144,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 59 | $ 28,545,000 | $ 483,000 | $ 138,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 58 | $ 12,810,000 | $ 221,500 | $ 91,500 |
| PROVIDENCE-WARWICK, RI-MA | 58 | $ 15,440,000 | $ 265,000 | $ 82,000 |
| RALEIGH, NC | 58 | $ 15,230,000 | $ 262,000 | $ 86,000 |
| EL PASO, TX | 55 | $ 12,585,000 | $ 228,000 | $ 104,000 |
| PHILADELPHIA, PA | 54 | $ 10,120,000 | $ 187,000 | $ 72,000 |
| KNOXVILLE, TN | 53 | $ 10,815,000 | $ 204,000 | $ 88,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 53 | $ 11,365,000 | $ 234,500 | $ 73,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 52 | $ 14,670,000 | $ 282,000 | $ 82,000 |
| BOULDER, CO | 52 | $ 18,910,000 | $ 363,000 | $ 114,000 |
| JACKSON, TN | 52 | $ 7,290,000 | $ 140,000 | $ 61,000 |
| CAMDEN, NJ | 51 | $ 10,325,000 | $ 202,000 | $ 75,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 51 | $ 16,135,000 | $ 316,000 | $ 148,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 51 | $ 27,155,000 | $ 532,000 | $ 173,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 50 | $ 16,230,000 | $ 324,000 | $ 136,000 |
| COLORADO SPRINGS, CO | 48 | $ 11,660,000 | $ 242,000 | $ 82,000 |
| CAPE CORAL-FORT MYERS, FL | 47 | $ 10,325,000 | $ 219,000 | $ 88,000 |
| LAKELAND-WINTER HAVEN, FL | 47 | $ 8,585,000 | $ 182,000 | $ 71,000 |
| LAREDO, TX | 44 | $ 7,910,000 | $ 179,000 | $ 168,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 43 | $ 18,335,000 | $ 426,000 | $ 136,000 |
| NEWARK, NJ-PA | 42 | $ 11,360,000 | $ 207,500 | $ 83,000 |
| CLARKSVILLE, TN-KY | 41 | $ 8,285,000 | $ 202,000 | $ 69,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 41 | $ 17,725,000 | $ 432,000 | $ 328,000 |
| MOBILE, AL | 40 | $ 7,880,000 | $ 197,000 | $ 82,000 |
| OCALA, FL | 40 | $ 5,600,000 | $ 140,000 | $ 87,000 |
| GREENSBORO-HIGH POINT, NC | 39 | $ 7,095,000 | $ 181,000 | $ 70,000 |
| PUNTA GORDA, FL | 38 | $ 6,550,000 | $ 172,000 | $ 73,000 |
| RACINE, WI | 38 | $ 7,240,000 | $ 190,000 | $ 81,000 |
| ST. LOUIS, MO-IL | 37 | $ 6,825,000 | $ 164,500 | $ 72,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 35 | $ 19,735,000 | $ 563,000 | $ 144,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 34 | $ 7,360,000 | $ 212,000 | $ 63,500 |
| STOCKTON-LODI, CA | 34 | $ 11,760,000 | $ 345,000 | $ 121,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 33 | $ 13,075,000 | $ 396,000 | $ 173,000 |
| BISMARCK, ND | 32 | $ 8,110,000 | $ 253,000 | $ 114,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 32 | $ 6,500,000 | $ 203,000 | $ 103,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 32 | $ 4,760,000 | $ 148,000 | $ 79,000 |
| WORCESTER, MA-CT | 31 | $ 8,175,000 | $ 234,000 | $ 66,500 |
| AKRON, OH | 30 | $ 4,470,000 | $ 149,000 | $ 85,000 |
| COLUMBIA, SC | 30 | $ 7,330,000 | $ 244,000 | $ 121,000 |
| BEND-REDMOND, OR | 29 | $ 9,165,000 | $ 316,000 | $ 93,000 |
| PORT ST. LUCIE, FL | 28 | $ 7,150,000 | $ 255,000 | $ 82,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 27 | $ 5,805,000 | $ 239,000 | $ 100,000 |
| HOT SPRINGS, AR | 27 | $ 4,945,000 | $ 183,000 | $ 123,000 |
| SALEM, OR | 27 | $ 7,285,000 | $ 269,000 | $ 101,000 |
| TACOMA-LAKEWOOD, WA | 27 | $ 9,445,000 | $ 349,000 | $ 104,000 |
| BARNSTABLE TOWN, MA | 26 | $ 7,510,000 | $ 288,000 | $ 95,000 |
| PUEBLO, CO | 26 | $ 5,690,000 | $ 218,000 | $ 84,000 |
| FORT SMITH, AR-OK | 25 | $ 4,895,000 | $ 195,000 | $ 81,000 |
| OGDEN-CLEARFIELD, UT | 25 | $ 6,845,000 | $ 273,000 | $ 69,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 25 | $ 7,245,000 | $ 280,500 | $ 54,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 25 | $ 13,005,000 | $ 520,000 | $ 126,000 |
| TEXARKANA, TX-AR | 24 | $ 4,210,000 | $ 170,500 | $ 84,500 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 22 | $ 3,680,000 | $ 167,000 | $ 62,000 |
| RENO, NV | 22 | $ 8,560,000 | $ 389,000 | $ 140,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 22 | $ 6,540,000 | $ 297,000 | $ 98,000 |
| CLEVELAND, TN | 21 | $ 3,705,000 | $ 176,000 | $ 62,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 21 | $ 4,835,000 | $ 228,000 | $ 104,000 |
| SPARTANBURG, SC | 21 | $ 4,675,000 | $ 222,000 | $ 71,000 |
| URBAN HONOLULU, HI | 21 | $ 10,965,000 | $ 522,000 | $ 86,000 |
| FAYETTEVILLE, NC | 20 | $ 4,080,000 | $ 204,000 | $ 53,000 |
| HATTIESBURG, MS | 20 | $ 2,900,000 | $ 145,000 | $ 62,000 |
| PORTLAND-SOUTH PORTLAND, ME | 20 | $ 7,740,000 | $ 387,000 | $ 85,000 |
| WILMINGTON, DE-MD-NJ | 20 | $ 5,210,000 | $ 209,666 | $ 78,000 |
| FORT COLLINS, CO | 19 | $ 5,925,000 | $ 311,000 | $ 127,000 |
| OWENSBORO, KY | 19 | $ 2,235,000 | $ 117,000 | $ 57,000 |
| READING, PA | 19 | $ 3,805,000 | $ 200,000 | $ 74,000 |
| DURHAM-CHAPEL HILL, NC | 18 | $ 4,300,000 | $ 238,000 | $ 79,000 |
| ELGIN, IL | 18 | $ 3,910,000 | $ 217,000 | $ 84,000 |
| JONESBORO, AR | 18 | $ 2,880,000 | $ 160,000 | $ 69,000 |
| SALISBURY, MD-DE | 18 | $ 3,830,000 | $ 215,000 | $ 77,000 |
| WINSTON-SALEM, NC | 18 | $ 2,810,000 | $ 156,000 | $ 67,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 17 | $ 4,645,000 | $ 273,000 | $ 73,000 |
| NORWICH-NEW LONDON, CT | 17 | $ 4,485,000 | $ 263,000 | $ 101,000 |
| OKLAHOMA CITY, OK | 17 | $ 4,245,000 | $ 249,000 | $ 81,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 17 | $ 1,955,000 | $ 115,000 | $ 58,000 |
| SPOKANE-SPOKANE VALLEY, WA | 17 | $ 4,585,000 | $ 269,000 | $ 63,000 |
| JOHNSTOWN, PA | 16 | $ 1,740,000 | $ 108,000 | $ 52,000 |
| MADISON, WI | 16 | $ 3,870,000 | $ 241,000 | $ 74,000 |
| PROVO-OREM, UT | 16 | $ 4,990,000 | $ 311,000 | $ 81,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 16 | $ 9,770,000 | $ 610,000 | $ 164,000 |
| DULUTH, MN-WI | 15 | $ 3,555,000 | $ 234,500 | $ 68,000 |
| ALBANY-SCHENECTADY-TROY, NY | 14 | $ 2,990,000 | $ 213,000 | $ 70,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 14 | $ 2,870,000 | $ 205,000 | $ 76,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 14 | $ 8,420,000 | $ 601,000 | $ 165,000 |
| SAVANNAH, GA | 14 | $ 3,870,000 | $ 276,000 | $ 93,000 |
| VALLEJO-FAIRFIELD, CA | 14 | $ 5,300,000 | $ 378,000 | $ 50,000 |
| GRAND JUNCTION, CO | 13 | $ 3,305,000 | $ 254,000 | $ 103,000 |
| HARRISBURG-CARLISLE, PA | 13 | $ 2,275,000 | $ 175,000 | $ 64,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 13 | $ 4,915,000 | $ 378,000 | $ 134,000 |
| YORK-HANOVER, PA | 13 | $ 2,515,000 | $ 193,000 | $ 82,000 |
| ALBUQUERQUE, NM | 12 | $ 2,160,000 | $ 180,000 | $ 81,000 |
| MANCHESTER-NASHUA, NH | 12 | $ 3,730,000 | $ 310,000 | $ 134,000 |
| OLYMPIA-TUMWATER, WA | 12 | $ 4,050,000 | $ 337,000 | $ 95,000 |
| SPRINGFIELD, MA | 12 | $ 1,860,000 | $ 155,000 | $ 84,000 |
| TULSA, OK | 12 | $ 3,350,000 | $ 279,000 | $ 68,000 |
| COLUMBUS, GA-AL | 11 | $ 2,135,000 | $ 196,000 | $ 72,500 |
| DOVER, DE | 11 | $ 2,685,000 | $ 244,000 | $ 67,000 |
| FLINT, MI | 11 | $ 1,785,000 | $ 162,000 | $ 67,000 |
| JACKSONVILLE, NC | 11 | $ 1,785,000 | $ 162,000 | $ 82,000 |
| MORRISTOWN, TN | 11 | $ 1,845,000 | $ 167,000 | $ 61,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 11 | $ 2,325,000 | $ 211,000 | $ 84,000 |
| SHREVEPORT-BOSSIER CITY, LA | 11 | $ 2,085,000 | $ 189,000 | $ 91,000 |
| SPRINGFIELD, OH | 11 | $ 1,405,000 | $ 127,000 | $ 51,000 |
| ST. CLOUD, MN | 11 | $ 1,605,000 | $ 145,000 | $ 61,000 |
| TALLAHASSEE, FL | 11 | $ 2,195,000 | $ 199,000 | $ 82,000 |
| TRENTON, NJ | 11 | $ 2,615,000 | $ 237,000 | $ 82,000 |
| BAKERSFIELD, CA | 10 | $ 2,410,000 | $ 241,000 | $ 81,000 |
| BEAUMONT-PORT ARTHUR, TX | 10 | $ 1,970,000 | $ 197,000 | $ 84,000 |
| GAINESVILLE, FL | 10 | $ 2,180,000 | $ 218,000 | $ 131,000 |
| GRAND RAPIDS-WYOMING, MI | 10 | $ 2,250,000 | $ 225,000 | $ 75,000 |
| MEDFORD, OR | 10 | $ 2,810,000 | $ 281,000 | $ 95,000 |
| MONTGOMERY, AL | 10 | $ 2,370,000 | $ 237,000 | $ 43,000 |
| TOLEDO, OH | 10 | $ 1,570,000 | $ 157,000 | $ 89,000 |
| TUCSON, AZ | 10 | $ 2,750,000 | $ 275,000 | $ 94,000 |
| ANN ARBOR, MI | 9 | $ 2,655,000 | $ 295,000 | $ 201,000 |
| AUBURN-OPELIKA, AL | 9 | $ 1,975,000 | $ 219,000 | $ 106,000 |
| EUGENE, OR | 9 | $ 2,725,000 | $ 302,000 | $ 115,000 |
| FORT WAYNE, IN | 9 | $ 1,265,000 | $ 140,000 | $ 50,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 9 | $ 2,345,000 | $ 270,000 | $ 80,500 |
| IDAHO FALLS, ID | 9 | $ 2,335,000 | $ 259,000 | $ 286,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 9 | $ 2,145,000 | $ 238,000 | $ 68,000 |
| LANCASTER, PA | 9 | $ 1,965,000 | $ 218,000 | $ 78,000 |
| PINE BLUFF, AR | 9 | $ 1,345,000 | $ 149,000 | $ 51,000 |
| ANCHORAGE, AK | 8 | $ 2,800,000 | $ 350,000 | $ 195,000 |
| BILLINGS, MT | 8 | $ 2,190,000 | $ 273,000 | $ 121,000 |
| CORPUS CHRISTI, TX | 8 | $ 2,450,000 | $ 306,000 | $ 116,000 |
| ELKHART-GOSHEN, IN | 8 | $ 940,000 | $ 117,000 | $ 56,000 |
| HOMOSASSA SPRINGS, FL | 8 | $ 1,550,000 | $ 193,000 | $ 134,000 |
| HOUMA-THIBODAUX, LA | 8 | $ 1,370,000 | $ 171,000 | $ 56,000 |
| LANSING-EAST LANSING, MI | 8 | $ 1,070,000 | $ 133,000 | $ 50,000 |
| LINCOLN, NE | 8 | $ 1,730,000 | $ 216,000 | $ 59,000 |
| LYNCHBURG, VA | 8 | $ 1,350,000 | $ 168,000 | $ 60,000 |
| MODESTO, CA | 8 | $ 2,140,000 | $ 267,000 | $ 45,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 8 | $ 3,310,000 | $ 413,000 | $ 136,000 |
| RICHMOND, VA | 8 | $ 2,580,000 | $ 322,000 | $ 74,000 |
| ROCHESTER, NY | 8 | $ 1,150,000 | $ 143,000 | $ 84,000 |
| SUMTER, SC | 8 | $ 1,250,000 | $ 156,000 | $ 92,000 |
| THE VILLAGES, FL | 8 | $ 1,300,000 | $ 162,000 | $ 52,000 |
| ABILENE, TX | 7 | $ 1,985,000 | $ 283,000 | $ 116,000 |
| BREMERTON-SILVERDALE, WA | 7 | $ 2,255,000 | $ 322,000 | $ 70,000 |
| CARBONDALE-MARION, IL | 7 | $ 955,000 | $ 136,000 | $ 42,000 |
| COEUR D'ALENE, ID | 7 | $ 2,555,000 | $ 365,000 | $ 112,000 |
| DES MOINES-WEST DES MOINES, IA | 7 | $ 1,195,000 | $ 170,000 | $ 34,000 |
| DOTHAN, AL | 7 | $ 1,485,000 | $ 212,000 | $ 77,000 |
| FLORENCE-MUSCLE SHOALS, AL | 7 | $ 1,595,000 | $ 227,000 | $ 103,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 7 | $ 2,255,000 | $ 322,000 | $ 268,000 |
| HINESVILLE, GA | 7 | $ 1,505,000 | $ 215,000 | $ 98,000 |
| KILLEEN-TEMPLE, TX | 7 | $ 1,505,000 | $ 215,000 | $ 124,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 7 | $ 915,000 | $ 130,000 | $ 51,000 |
| LEBANON, PA | 7 | $ 1,265,000 | $ 180,000 | $ 94,000 |
| MIDLAND, TX | 7 | $ 1,905,000 | $ 272,000 | $ 185,000 |
| MISSOULA, MT | 7 | $ 2,305,000 | $ 329,000 | $ 146,000 |
| ODESSA, TX | 7 | $ 1,435,000 | $ 205,000 | $ 85,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 7 | $ 2,105,000 | $ 300,000 | $ 60,000 |
| SANTA ROSA, CA | 7 | $ 2,835,000 | $ 405,000 | $ 61,000 |
| SYRACUSE, NY | 7 | $ 985,000 | $ 140,000 | $ 72,000 |
| TUSCALOOSA, AL | 7 | $ 1,245,000 | $ 177,000 | $ 72,000 |
| ALBANY, OR | 6 | $ 1,430,000 | $ 238,000 | $ 68,000 |
| BURLINGTON, NC | 6 | $ 1,400,000 | $ 233,000 | $ 59,000 |
| EAST STROUDSBURG, PA | 6 | $ 630,000 | $ 105,000 | $ 76,000 |
| FARGO, ND-MN | 6 | $ 1,540,000 | $ 264,000 | $ 99,000 |
| FRESNO, CA | 6 | $ 1,800,000 | $ 300,000 | $ 102,000 |
| GAINESVILLE, GA | 6 | $ 1,490,000 | $ 248,000 | $ 85,000 |
| GRANTS PASS, OR | 6 | $ 1,910,000 | $ 318,000 | $ 132,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 6 | $ 1,040,000 | $ 173,000 | $ 53,000 |
| MANKATO-NORTH MANKATO, MN | 6 | $ 760,000 | $ 126,000 | $ 48,000 |
| PEORIA, IL | 6 | $ 800,000 | $ 133,000 | $ 67,000 |
| SALINAS, CA | 6 | $ 3,060,000 | $ 510,000 | $ 129,000 |
| SEBRING, FL | 6 | $ 970,000 | $ 161,000 | $ 55,000 |
| SPRINGFIELD, MO | 6 | $ 1,180,000 | $ 196,000 | $ 46,000 |
| ALBANY, GA | 5 | $ 1,295,000 | $ 259,000 | $ 51,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 5 | $ 1,315,000 | $ 263,000 | $ 163,000 |
| BANGOR, ME | 5 | $ 1,045,000 | $ 209,000 | $ 72,000 |
| DALTON, GA | 5 | $ 1,035,000 | $ 207,000 | $ 73,000 |
| KANKAKEE, IL | 5 | $ 975,000 | $ 195,000 | $ 51,000 |
| LEWISTON-AUBURN, ME | 5 | $ 925,000 | $ 185,000 | $ 53,000 |
| ROCKFORD, IL | 5 | $ 655,000 | $ 131,000 | $ 59,000 |
| SEBASTIAN-VERO BEACH, FL | 5 | $ 1,185,000 | $ 237,000 | $ 123,000 |
| SHERMAN-DENISON, TX | 5 | $ 705,000 | $ 141,000 | $ 93,000 |
| SIOUX CITY, IA-NE-SD | 5 | $ 765,000 | $ 156,500 | $ 87,500 |
| YUBA CITY, CA | 5 | $ 1,295,000 | $ 259,000 | $ 55,000 |
| ATHENS-CLARKE COUNTY, GA | 4 | $ 1,420,000 | $ 355,000 | $ 91,000 |
| BLOOMINGTON, IN | 4 | $ 1,150,000 | $ 287,000 | $ 115,000 |
| BLOOMSBURG-BERWICK, PA | 4 | $ 740,000 | $ 185,000 | $ 69,000 |
| BRUNSWICK, GA | 4 | $ 850,000 | $ 212,000 | $ 109,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 4 | $ 830,000 | $ 207,000 | $ 73,000 |
| CANTON-MASSILLON, OH | 4 | $ 590,000 | $ 147,000 | $ 74,000 |
| CEDAR RAPIDS, IA | 4 | $ 870,000 | $ 217,000 | $ 68,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $ 650,000 | $ 162,000 | $ 63,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 4 | $ 920,000 | $ 230,000 | $ 32,500 |
| DECATUR, AL | 4 | $ 530,000 | $ 132,000 | $ 98,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 4 | $ 1,020,000 | $ 255,000 | $ 77,000 |
| FAIRBANKS, AK | 4 | $ 1,270,000 | $ 317,000 | $ 107,000 |
| FLAGSTAFF, AZ | 4 | $ 1,060,000 | $ 265,000 | $ 105,000 |
| GADSDEN, AL | 4 | $ 830,000 | $ 207,000 | $ 79,000 |
| GREEN BAY, WI | 4 | $ 3,640,000 | $ 910,000 | $ 85,000 |
| GREENVILLE, NC | 4 | $ 480,000 | $ 120,000 | $ 57,000 |
| HICKORY-LENOIR-MORGANTON, NC | 4 | $ 1,090,000 | $ 272,000 | $ 56,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 4 | $ 2,250,000 | $ 562,000 | $ 141,000 |
| KINGSTON, NY | 4 | $ 930,000 | $ 232,000 | $ 136,000 |
| LAS CRUCES, NM | 4 | $ 1,050,000 | $ 262,000 | $ 53,000 |
| LUBBOCK, TX | 4 | $ 590,000 | $ 147,000 | $ 95,000 |
| REDDING, CA | 4 | $ 1,080,000 | $ 270,000 | $ 43,000 |
| ROCKY MOUNT, NC | 4 | $ 440,000 | $ 110,000 | $ 76,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 1,700,000 | $ 425,000 | $ 79,000 |
| SANTA CRUZ-WATSONVILLE, CA | 4 | $ 2,320,000 | $ 580,000 | $ 127,000 |
| SANTA MARIA-SANTA BARBARA, CA | 4 | $ 1,750,000 | $ 437,000 | $ 99,000 |
| TERRE HAUTE, IN | 4 | $ 590,000 | $ 147,000 | $ 76,000 |
| UTICA-ROME, NY | 4 | $ 490,000 | $ 122,000 | $ 190,000 |
| VALDOSTA, GA | 4 | $ 700,000 | $ 175,000 | $ 57,000 |
| WARNER ROBINS, GA | 4 | $ 420,000 | $ 105,000 | $ 45,000 |
| WICHITA, KS | 4 | $ 700,000 | $ 175,000 | $ 64,000 |
| ALEXANDRIA, LA | 3 | $ 585,000 | $ 195,000 | $ 80,000 |
| ALTOONA, PA | 3 | $ 565,000 | $ 188,000 | $ 82,000 |
| BAY CITY, MI | 3 | $ 525,000 | $ 175,000 | $ 79,000 |
| BINGHAMTON, NY | 3 | $ 265,000 | $ 88,000 | $ 76,000 |
| CHAMPAIGN-URBANA, IL | 3 | $ 495,000 | $ 165,000 | $ 78,000 |
| CHEYENNE, WY | 3 | $ 665,000 | $ 221,000 | $ 49,000 |
| EL CENTRO, CA | 3 | $ 685,000 | $ 228,000 | $ 57,000 |
| FLORENCE, SC | 3 | $ 955,000 | $ 318,000 | $ 71,000 |
| GLENS FALLS, NY | 3 | $ 665,000 | $ 221,000 | $ 142,000 |
| GREAT FALLS, MT | 3 | $ 615,000 | $ 205,000 | $ 62,000 |
| HANFORD-CORCORAN, CA | 3 | $ 725,000 | $ 241,000 | $ 103,000 |
| IOWA CITY, IA | 3 | $ 625,000 | $ 208,000 | $ 107,000 |
| JACKSON, MI | 3 | $ 535,000 | $ 178,000 | $ 46,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 745,000 | $ 248,000 | $ 134,000 |
| KENNEWICK-RICHLAND, WA | 3 | $ 1,125,000 | $ 375,000 | $ 72,000 |
| LAWTON, OK | 3 | $ 495,000 | $ 165,000 | $ 30,000 |
| LIMA, OH | 3 | $ 435,000 | $ 145,000 | $ 65,000 |
| MIDLAND, MI | 3 | $ 1,045,000 | $ 348,000 | $ 153,000 |
| MONROE, LA | 3 | $ 705,000 | $ 235,000 | $ 87,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 1,005,000 | $ 335,000 | $ 63,000 |
| MUNCIE, IN | 3 | $ 265,000 | $ 88,000 | $ 82,000 |
| MUSKEGON, MI | 3 | $ 695,000 | $ 231,000 | $ 22,000 |
| PITTSFIELD, MA | 3 | $ 715,000 | $ 238,000 | $ 66,000 |
| RAPID CITY, SD | 3 | $ 655,000 | $ 218,000 | $ 99,000 |
| ROANOKE, VA | 3 | $ 605,000 | $ 201,000 | $ 113,000 |
| ROME, GA | 3 | $ 675,000 | $ 225,000 | $ 79,000 |
| SAGINAW, MI | 3 | $ 635,000 | $ 211,000 | $ 188,000 |
| SHEBOYGAN, WI | 3 | $ 575,000 | $ 191,000 | $ 62,000 |
| SIOUX FALLS, SD | 3 | $ 745,000 | $ 248,000 | $ 91,000 |
| TOPEKA, KS | 3 | $ 595,000 | $ 198,000 | $ 37,000 |
| TWIN FALLS, ID | 3 | $ 765,000 | $ 255,000 | $ 72,000 |
| WILLIAMSPORT, PA | 3 | $ 425,000 | $ 141,000 | $ 86,000 |
| WILMINGTON, NC | 3 | $ 975,000 | $ 325,000 | $ 86,000 |
| WINCHESTER, VA-WV | 3 | $ 615,000 | $ 222,500 | $ 29,500 |
| YAKIMA, WA | 3 | $ 765,000 | $ 255,000 | $ 122,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 3 | $ 325,000 | $ 108,000 | $ 146,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 2 | $ 350,000 | $ 175,000 | $ 44,000 |
| BELLINGHAM, WA | 2 | $ 520,000 | $ 260,000 | $ 86,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 2 | $ 680,000 | $ 340,000 | $ 59,000 |
| CARSON CITY, NV | 2 | $ 900,000 | $ 450,000 | $ 113,000 |
| CHARLESTON, WV | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| CHICO, CA | 2 | $ 500,000 | $ 250,000 | $ 40,000 |
| COLUMBUS, IN | 2 | $ 560,000 | $ 280,000 | $ 182,000 |
| ELMIRA, NY | 2 | $ 320,000 | $ 160,000 | $ 17,000 |
| GOLDSBORO, NC | 2 | $ 440,000 | $ 220,000 | $ 60,000 |
| HAMMOND, LA | 2 | $ 360,000 | $ 180,000 | $ 77,000 |
| JOPLIN, MO | 2 | $ 420,000 | $ 210,000 | $ 90,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 150,000 | $ 75,000 | $ 53,000 |
| LAKE CHARLES, LA | 2 | $ 310,000 | $ 155,000 | $ 21,000 |
| LONGVIEW, TX | 2 | $ 190,000 | $ 95,000 | $ 56,000 |
| LONGVIEW, WA | 2 | $ 470,000 | $ 235,000 | $ 47,000 |
| MADERA, CA | 2 | $ 460,000 | $ 230,000 | $ 159,000 |
| MANHATTAN, KS | 2 | $ 640,000 | $ 320,000 | $ 142,000 |
| MANSFIELD, OH | 2 | $ 300,000 | $ 150,000 | $ 51,000 |
| MCALLEN-EDINBURG-MISSION, TX | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| MONROE, MI | 2 | $ 530,000 | $ 265,000 | $ 72,000 |
| NEW BERN, NC | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 390,000 | $ 195,000 | $ 44,000 |
| OCEAN CITY, NJ | 2 | $ 570,000 | $ 285,000 | $ 218,000 |
| PARKERSBURG-VIENNA, WV | 2 | $ 350,000 | $ 175,000 | $ 83,000 |
| ROCHESTER, MN | 2 | $ 220,000 | $ 110,000 | $ 61,000 |
| SIERRA VISTA-DOUGLAS, AZ | 2 | $ 310,000 | $ 155,000 | $ 41,000 |
| ST. GEORGE, UT | 2 | $ 620,000 | $ 310,000 | $ 83,000 |
| STATE COLLEGE, PA | 2 | $ 420,000 | $ 210,000 | $ 197,000 |
| TYLER, TX | 2 | $ 870,000 | $ 435,000 | $ 147,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 710,000 | $ 355,000 | $ 102,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 550,000 | $ 275,000 | $ 87,000 |
| WACO, TX | 2 | $ 220,000 | $ 110,000 | $ 66,000 |
| WALLA WALLA, WA | 2 | $ 420,000 | $ 210,000 | $ 59,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 410,000 | $ 205,000 | $ 0 |
| WENATCHEE, WA | 2 | $ 540,000 | $ 270,000 | $ 62,000 |
| WICHITA FALLS, TX | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| YUMA, AZ | 2 | $ 200,000 | $ 100,000 | $ 33,000 |
| AMARILLO, TX | 1 | $ 145,000 | $ 145,000 | $ 162,000 |
| APPLETON, WI | 1 | $ 425,000 | $ 425,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 75,000 | $ 75,000 | $ 17,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 185,000 | $ 185,000 | $ 102,000 |
| CHARLOTTESVILLE, VA | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 195,000 | $ 195,000 | $ 172,000 |
| DANVILLE, IL | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| EAU CLAIRE, WI | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| ERIE, PA | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| FARMINGTON, NM | 1 | $ 115,000 | $ 115,000 | $ 141,000 |
| FOND DU LAC, WI | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| GRAND FORKS, ND-MN | 1 | $ 345,000 | $ 345,000 | $ 0 |
| ITHACA, NY | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| JOHNSON CITY, TN | 1 | $ 325,000 | $ 325,000 | $ 84,000 |
| KOKOMO, IN | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| LEWISTON, ID-WA | 1 | $ 225,000 | $ 225,000 | $ 72,000 |
| LOGAN, UT-ID | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| MERCED, CA | 1 | $ 335,000 | $ 335,000 | $ 56,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 295,000 | $ 295,000 | $ 152,000 |
| POCATELLO, ID | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| SAN ANGELO, TX | 1 | $ 275,000 | $ 275,000 | $ 71,000 |
| SAN RAFAEL, CA | 1 | $ 465,000 | $ 465,000 | $ 79,000 |
| SPRINGFIELD, IL | 1 | $ 245,000 | $ 245,000 | $ 0 |
| VICTORIA, TX | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| WAUSAU, WI | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| WHEELING, WV-OH | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Bank Of England in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 15,135 | $3,330,765,000 | $220,000 | $4,285,000 | $92,000 | $4,317,000 |
| Refinancing | 3,728 | $1,051,760,000 | $282,000 | $2,265,000 | $92,000 | $1,766,000 |
| Cash-out Refinancing | 3,232 | $888,280,000 | $274,000 | $4,955,000 | $105,000 | $3,209,000 |
| Not Applicable | 21 | $4,365,000 | $207,000 | $525,000 | $74,000 | $168,000 |
| Home Improvement | 11 | $575,000 | $52,000 | $375,000 | $50,000 | $140,000 |
| Other Purpose | 4 | $100,000 | $25,000 | $35,000 | $69,000 | $112,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,412 | $3,943,620,000 | $240,000 | $4,285,000 | $96,000 | $3,258,000 |
| Black or African American | 2,177 | $446,495,000 | $205,000 | $1,755,000 | $75,000 | $762,000 |
| Hispanic | 1,826 | $393,070,000 | $215,000 | $2,175,000 | $82,000 | $4,317,000 |
| Not Provided | 990 | $280,750,000 | $283,000 | $4,205,000 | $110,000 | $3,500,000 |
| Asian | 612 | $184,480,000 | $301,000 | $4,955,000 | $127,000 | $3,420,000 |
| American Indian or Alaskan Native | 60 | $14,160,000 | $236,000 | $825,000 | $96,000 | $768,000 |
| Native Hawaiian or Other Pacific Islander | 42 | $11,050,000 | $263,000 | $565,000 | $82,000 | $205,000 |
| Not applicable | 8 | $870,000 | $108,000 | $315,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,440 | $3,319,490,000 | $246,000 | $4,955,000 | $112,000 | $4,317,000 |
| FHA-insured (Federal Housing Administration) | 4,915 | $977,465,000 | $198,000 | $735,000 | $68,000 | $500,000 |
| VA-guaranteed (Veterans Administration) | 2,965 | $857,405,000 | $289,000 | $3,405,000 | $67,000 | $650,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 811 | $121,485,000 | $149,000 | $515,000 | $51,000 | $156,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 15,637 | $3,639,705,000 | $232,000 | $2,175,000 | $93,000 | $1,843,000 |
| Application Withdrawn By Applicant | 4,537 | $1,154,665,000 | $254,000 | $4,955,000 | $99,000 | $4,317,000 |
| Application Approved But Not Accepted | 1,041 | $272,615,000 | $261,000 | $2,725,000 | $96,000 | $2,010,000 |
| Application Denied By Financial Institution | 717 | $156,805,000 | $218,000 | $2,385,000 | $76,000 | $658,000 |
| File Closed For Incompleteness | 187 | $49,145,000 | $262,000 | $2,265,000 | $101,000 | $948,000 |
| Loan Purchased By The Institution | 12 | $2,910,000 | $242,000 | $525,000 | $76,000 | $168,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21,414 | $5,119,040,000 | $239,000 | $4,955,000 | $94,000 | $4,317,000 |
| Credit History | 242 | $49,610,000 | $205,000 | $1,215,000 | $79,000 | $600,000 |
| Debt-To-Income Ratio | 175 | $37,295,000 | $213,000 | $1,305,000 | $59,000 | $648,000 |
| Other | 153 | $36,955,000 | $241,000 | $2,385,000 | $80,000 | $557,000 |
| Collateral | 70 | $15,610,000 | $223,000 | $1,925,000 | $108,000 | $658,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 37 | $9,445,000 | $255,000 | $725,000 | $75,000 | $259,000 |
| Employment History | 22 | $4,000,000 | $181,000 | $455,000 | $61,000 | $396,000 |
| Unverifiable Information | 18 | $3,890,000 | $216,000 | $835,000 | $75,000 | $223,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of England's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.