Bank Of England
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Bank Of England 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bank Of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 32,757 |
| Total Mortgage Loan Application Amount | $8,600,305,000 |
| Average Mortgage Loan Application Amount | $170,800 |
| Highest Mortgage Loan Application Amount | $7,785,000 |
| Average Applicant Income | $79,800 |
| Highest Applicant Income | $3,637,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Bank Of England. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bank Of England's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Bank Of England's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bank Of England serves its applicants.
Each category highlights the total number of mortgage applications processed by Bank Of England, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bank Of England's mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 3,280 | $ 673,950,000 | $ 219,086 | $ 95,804 |
| JACKSONVILLE, FL | 2,621 | $ 700,025,000 | $ 267,000 | $ 105,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1,429 | $ 291,525,000 | $ 204,000 | $ 97,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1,255 | $ 291,385,000 | $ 232,000 | $ 96,000 |
| DENVER-AURORA-LAKEWOOD, CO | 1,167 | $ 411,515,000 | $ 352,000 | $ 123,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,010 | $ 267,080,000 | $ 264,000 | $ 117,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 860 | $ 253,150,000 | $ 294,000 | $ 114,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 736 | $ 261,830,000 | $ 344,500 | $ 134,500 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 731 | $ 350,375,000 | $ 449,500 | $ 122,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 659 | $ 168,355,000 | $ 276,500 | $ 85,500 |
| MEMPHIS, TN-MS-AR | 654 | $ 157,770,000 | $ 213,000 | $ 94,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 625 | $ 168,525,000 | $ 269,000 | $ 101,000 |
| CINCINNATI, OH-KY-IN | 558 | $ 106,130,000 | $ 180,666 | $ 81,333 |
| COLUMBUS, OH | 545 | $ 122,235,000 | $ 224,000 | $ 87,000 |
| DALLAS-PLANO-IRVING, TX | 536 | $ 153,630,000 | $ 286,000 | $ 135,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 524 | $ 127,590,000 | $ 243,000 | $ 111,000 |
| LEXINGTON-FAYETTE, KY | 492 | $ 106,160,000 | $ 215,000 | $ 97,000 |
| BIRMINGHAM-HOOVER, AL | 463 | $ 103,175,000 | $ 222,000 | $ 97,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 451 | $ 134,515,000 | $ 298,000 | $ 101,000 |
| GARY, IN | 426 | $ 95,600,000 | $ 224,000 | $ 91,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 393 | $ 74,815,000 | $ 190,000 | $ 89,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 384 | $ 102,180,000 | $ 266,000 | $ 105,000 |
| ATHENS-CLARKE COUNTY, GA | 373 | $ 102,865,000 | $ 275,000 | $ 128,000 |
| CLEVELAND-ELYRIA, OH | 369 | $ 63,715,000 | $ 172,000 | $ 91,000 |
| CHATTANOOGA, TN-GA | 325 | $ 66,845,000 | $ 200,500 | $ 111,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 299 | $ 85,855,000 | $ 287,000 | $ 113,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 288 | $ 108,360,000 | $ 376,000 | $ 135,000 |
| JACKSON, MS | 246 | $ 56,700,000 | $ 230,000 | $ 87,000 |
| BOISE CITY, ID | 244 | $ 70,200,000 | $ 287,000 | $ 120,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 220 | $ 66,490,000 | $ 302,000 | $ 176,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 199 | $ 53,115,000 | $ 266,000 | $ 131,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 196 | $ 43,510,000 | $ 221,000 | $ 84,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 193 | $ 49,065,000 | $ 254,000 | $ 114,000 |
| BOSTON, MA | 191 | $ 76,955,000 | $ 402,000 | $ 132,000 |
| HUNTSVILLE, AL | 188 | $ 51,790,000 | $ 275,000 | $ 123,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 188 | $ 82,640,000 | $ 439,000 | $ 113,000 |
| NEW HAVEN-MILFORD, CT | 186 | $ 45,120,000 | $ 242,000 | $ 120,000 |
| KNOXVILLE, TN | 176 | $ 39,490,000 | $ 224,000 | $ 97,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 169 | $ 41,825,000 | $ 247,000 | $ 93,000 |
| LAFAYETTE, LA | 166 | $ 41,180,000 | $ 248,000 | $ 133,000 |
| PANAMA CITY, FL | 154 | $ 39,430,000 | $ 256,000 | $ 135,000 |
| RALEIGH, NC | 153 | $ 44,795,000 | $ 292,000 | $ 118,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 152 | $ 38,160,000 | $ 251,000 | $ 128,000 |
| BOWLING GREEN, KY | 149 | $ 28,085,000 | $ 188,000 | $ 76,000 |
| CHICAGO-NAPERVILLE, IL | 147 | $ 43,095,000 | $ 293,000 | $ 129,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 145 | $ 42,945,000 | $ 296,000 | $ 126,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 141 | $ 32,855,000 | $ 233,000 | $ 99,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 140 | $ 61,640,000 | $ 387,750 | $ 103,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 138 | $ 33,680,000 | $ 244,000 | $ 105,000 |
| PITTSBURGH, PA | 137 | $ 26,285,000 | $ 191,000 | $ 104,000 |
| MICHIGAN CITY-LA PORTE, IN | 136 | $ 23,110,000 | $ 169,000 | $ 71,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 136 | $ 50,670,000 | $ 372,000 | $ 136,000 |
| FORT SMITH, AR-OK | 133 | $ 21,605,000 | $ 180,000 | $ 96,000 |
| BATON ROUGE, LA | 131 | $ 32,455,000 | $ 247,000 | $ 127,000 |
| FORT WORTH-ARLINGTON, TX | 130 | $ 33,280,000 | $ 256,000 | $ 112,000 |
| EVANSVILLE, IN-KY | 129 | $ 18,815,000 | $ 134,000 | $ 59,500 |
| KANSAS CITY, MO-KS | 129 | $ 29,905,000 | $ 234,000 | $ 96,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 129 | $ 45,755,000 | $ 354,000 | $ 121,000 |
| AUSTIN-ROUND ROCK, TX | 126 | $ 36,920,000 | $ 293,000 | $ 157,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 126 | $ 54,310,000 | $ 431,000 | $ 139,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 119 | $ 29,315,000 | $ 246,000 | $ 87,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 114 | $ 19,760,000 | $ 173,000 | $ 74,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 104 | $ 47,940,000 | $ 460,000 | $ 159,000 |
| SAN DIEGO-CARLSBAD, CA | 103 | $ 42,705,000 | $ 414,000 | $ 187,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 102 | $ 29,630,000 | $ 279,000 | $ 91,500 |
| BOULDER, CO | 101 | $ 36,565,000 | $ 362,000 | $ 125,000 |
| CAPE CORAL-FORT MYERS, FL | 101 | $ 25,065,000 | $ 248,000 | $ 124,000 |
| GREELEY, CO | 101 | $ 32,655,000 | $ 323,000 | $ 93,000 |
| PHILADELPHIA, PA | 101 | $ 22,375,000 | $ 221,000 | $ 101,000 |
| NEW YORK-NEWARK, NY | 97 | $ 29,465,000 | $ 281,000 | $ 119,000 |
| WORCESTER, MA-CT | 87 | $ 30,295,000 | $ 248,000 | $ 112,500 |
| NEW ORLEANS-METAIRIE, LA | 86 | $ 21,390,000 | $ 248,000 | $ 94,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 83 | $ 20,075,000 | $ 241,000 | $ 106,000 |
| BEND-REDMOND, OR | 79 | $ 27,815,000 | $ 352,000 | $ 123,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 73 | $ 36,745,000 | $ 503,000 | $ 163,000 |
| SALT LAKE CITY, UT | 72 | $ 23,210,000 | $ 322,000 | $ 110,000 |
| NEWARK, NJ-PA | 71 | $ 23,095,000 | $ 279,000 | $ 112,000 |
| BISMARCK, ND | 69 | $ 17,455,000 | $ 252,000 | $ 112,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 68 | $ 14,520,000 | $ 215,500 | $ 97,500 |
| LAKELAND-WINTER HAVEN, FL | 66 | $ 13,240,000 | $ 200,000 | $ 78,000 |
| ASHEVILLE, NC | 63 | $ 13,755,000 | $ 218,000 | $ 70,000 |
| CAMDEN, NJ | 63 | $ 14,695,000 | $ 233,000 | $ 93,000 |
| ST. LOUIS, MO-IL | 61 | $ 14,905,000 | $ 220,500 | $ 115,500 |
| RACINE, WI | 60 | $ 14,050,000 | $ 234,000 | $ 90,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 59 | $ 27,905,000 | $ 472,000 | $ 170,000 |
| GREENSBORO-HIGH POINT, NC | 59 | $ 11,845,000 | $ 200,000 | $ 66,000 |
| MOBILE, AL | 59 | $ 10,765,000 | $ 182,000 | $ 85,000 |
| PROVIDENCE-WARWICK, RI-MA | 58 | $ 16,550,000 | $ 285,000 | $ 139,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 55 | $ 27,055,000 | $ 491,000 | $ 161,000 |
| EL PASO, TX | 55 | $ 14,415,000 | $ 262,000 | $ 131,000 |
| JACKSON, TN | 54 | $ 8,710,000 | $ 161,000 | $ 74,000 |
| OCALA, FL | 54 | $ 9,260,000 | $ 171,000 | $ 71,000 |
| AKRON, OH | 51 | $ 9,185,000 | $ 180,000 | $ 91,000 |
| OWENSBORO, KY | 51 | $ 6,875,000 | $ 134,000 | $ 55,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 50 | $ 10,330,000 | $ 200,000 | $ 75,500 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 48 | $ 14,540,000 | $ 302,000 | $ 135,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 47 | $ 13,505,000 | $ 287,000 | $ 120,000 |
| HOT SPRINGS, AR | 46 | $ 9,580,000 | $ 208,000 | $ 107,000 |
| PUNTA GORDA, FL | 46 | $ 8,840,000 | $ 192,000 | $ 69,000 |
| COLORADO SPRINGS, CO | 45 | $ 15,525,000 | $ 345,000 | $ 112,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 44 | $ 11,660,000 | $ 265,000 | $ 109,000 |
| LAREDO, TX | 44 | $ 8,550,000 | $ 194,000 | $ 99,000 |
| BARNSTABLE TOWN, MA | 43 | $ 12,955,000 | $ 301,000 | $ 116,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 43 | $ 8,035,000 | $ 186,000 | $ 97,000 |
| SPRINGFIELD, MA | 40 | $ 8,300,000 | $ 207,000 | $ 95,000 |
| READING, PA | 39 | $ 7,895,000 | $ 202,000 | $ 99,000 |
| TACOMA-LAKEWOOD, WA | 39 | $ 13,645,000 | $ 349,000 | $ 122,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 38 | $ 16,050,000 | $ 369,000 | $ 143,000 |
| CLARKSVILLE, TN-KY | 37 | $ 7,645,000 | $ 194,500 | $ 57,000 |
| FORT COLLINS, CO | 35 | $ 11,375,000 | $ 325,000 | $ 103,000 |
| OGDEN-CLEARFIELD, UT | 35 | $ 9,515,000 | $ 271,000 | $ 78,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 35 | $ 11,545,000 | $ 329,000 | $ 153,000 |
| TEXARKANA, TX-AR | 35 | $ 6,155,000 | $ 163,000 | $ 74,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 34 | $ 6,420,000 | $ 188,000 | $ 73,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 34 | $ 10,690,000 | $ 314,000 | $ 138,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 34 | $ 12,180,000 | $ 358,000 | $ 112,000 |
| STOCKTON-LODI, CA | 34 | $ 13,220,000 | $ 388,000 | $ 137,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 33 | $ 6,975,000 | $ 214,500 | $ 98,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 33 | $ 6,235,000 | $ 188,000 | $ 85,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 32 | $ 12,180,000 | $ 380,000 | $ 222,000 |
| OKLAHOMA CITY, OK | 32 | $ 8,660,000 | $ 270,000 | $ 112,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 32 | $ 9,820,000 | $ 296,000 | $ 81,500 |
| PUEBLO, CO | 31 | $ 7,775,000 | $ 250,000 | $ 93,000 |
| HATTIESBURG, MS | 30 | $ 4,950,000 | $ 165,000 | $ 59,000 |
| COLUMBIA, SC | 29 | $ 5,665,000 | $ 195,000 | $ 86,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 29 | $ 4,615,000 | $ 143,000 | $ 65,500 |
| EAST STROUDSBURG, PA | 28 | $ 4,020,000 | $ 143,000 | $ 81,000 |
| MANCHESTER-NASHUA, NH | 28 | $ 7,910,000 | $ 282,000 | $ 116,000 |
| PROVO-OREM, UT | 28 | $ 10,000,000 | $ 357,000 | $ 127,000 |
| TRENTON, NJ | 27 | $ 6,855,000 | $ 253,000 | $ 90,000 |
| ELGIN, IL | 26 | $ 6,130,000 | $ 235,000 | $ 118,000 |
| FRESNO, CA | 26 | $ 6,920,000 | $ 266,000 | $ 106,000 |
| WILMINGTON, DE-MD-NJ | 26 | $ 6,730,000 | $ 156,333 | $ 63,333 |
| DURHAM-CHAPEL HILL, NC | 25 | $ 8,125,000 | $ 325,000 | $ 161,000 |
| GAINESVILLE, GA | 25 | $ 7,095,000 | $ 283,000 | $ 120,000 |
| EUGENE, OR | 24 | $ 7,260,000 | $ 302,000 | $ 142,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 24 | $ 2,940,000 | $ 122,000 | $ 56,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 24 | $ 8,680,000 | $ 361,000 | $ 122,000 |
| WINSTON-SALEM, NC | 24 | $ 4,530,000 | $ 188,000 | $ 64,000 |
| CANTON-MASSILLON, OH | 23 | $ 3,395,000 | $ 147,000 | $ 66,000 |
| JONESBORO, AR | 23 | $ 3,795,000 | $ 165,000 | $ 83,000 |
| PORTLAND-SOUTH PORTLAND, ME | 23 | $ 8,575,000 | $ 372,000 | $ 126,000 |
| SALEM, OR | 22 | $ 6,630,000 | $ 301,000 | $ 111,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 22 | $ 13,760,000 | $ 625,000 | $ 164,000 |
| FAYETTEVILLE, NC | 21 | $ 3,195,000 | $ 152,000 | $ 68,000 |
| MORRISTOWN, TN | 21 | $ 4,755,000 | $ 226,000 | $ 121,000 |
| ODESSA, TX | 21 | $ 3,945,000 | $ 187,000 | $ 90,000 |
| PORT ST. LUCIE, FL | 21 | $ 4,895,000 | $ 233,000 | $ 82,000 |
| RENO, NV | 21 | $ 6,795,000 | $ 323,000 | $ 133,000 |
| TUCSON, AZ | 21 | $ 6,615,000 | $ 315,000 | $ 175,000 |
| TULSA, OK | 21 | $ 4,115,000 | $ 195,000 | $ 88,000 |
| GRAND JUNCTION, CO | 19 | $ 5,725,000 | $ 301,000 | $ 78,000 |
| RICHMOND, VA | 19 | $ 5,865,000 | $ 308,000 | $ 131,000 |
| ANCHORAGE, AK | 18 | $ 5,480,000 | $ 304,000 | $ 163,000 |
| CLEVELAND, TN | 18 | $ 3,410,000 | $ 189,000 | $ 75,000 |
| LANCASTER, PA | 18 | $ 4,400,000 | $ 244,000 | $ 92,000 |
| NORWICH-NEW LONDON, CT | 18 | $ 4,210,000 | $ 233,000 | $ 86,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 18 | $ 10,140,000 | $ 563,000 | $ 161,000 |
| SPRINGFIELD, OH | 18 | $ 2,610,000 | $ 145,000 | $ 70,000 |
| URBAN HONOLULU, HI | 18 | $ 9,590,000 | $ 532,000 | $ 148,000 |
| MADISON, WI | 17 | $ 4,045,000 | $ 237,000 | $ 103,000 |
| MEDFORD, OR | 17 | $ 5,275,000 | $ 310,000 | $ 125,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 17 | $ 5,545,000 | $ 326,000 | $ 166,000 |
| SPARTANBURG, SC | 17 | $ 3,755,000 | $ 220,000 | $ 91,000 |
| TALLAHASSEE, FL | 17 | $ 3,525,000 | $ 207,000 | $ 84,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 17 | $ 2,145,000 | $ 119,000 | $ 75,000 |
| HARRISBURG-CARLISLE, PA | 16 | $ 2,940,000 | $ 183,000 | $ 78,000 |
| SHREVEPORT-BOSSIER CITY, LA | 16 | $ 3,790,000 | $ 236,000 | $ 116,000 |
| OLYMPIA-TUMWATER, WA | 15 | $ 5,115,000 | $ 341,000 | $ 103,000 |
| SAVANNAH, GA | 15 | $ 3,285,000 | $ 219,000 | $ 112,000 |
| TUSCALOOSA, AL | 15 | $ 3,635,000 | $ 242,000 | $ 111,000 |
| YORK-HANOVER, PA | 15 | $ 2,795,000 | $ 186,000 | $ 92,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 14 | $ 2,470,000 | $ 176,000 | $ 71,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 14 | $ 3,470,000 | $ 296,500 | $ 75,500 |
| ST. CLOUD, MN | 14 | $ 2,590,000 | $ 185,000 | $ 64,000 |
| ALBUQUERQUE, NM | 13 | $ 2,805,000 | $ 215,000 | $ 96,000 |
| GAINESVILLE, FL | 13 | $ 2,475,000 | $ 190,000 | $ 86,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 13 | $ 3,775,000 | $ 290,000 | $ 233,000 |
| JOHNSTOWN, PA | 13 | $ 1,525,000 | $ 117,000 | $ 48,000 |
| MACON-BIBB COUNTY, GA | 13 | $ 2,065,000 | $ 158,000 | $ 73,000 |
| MODESTO, CA | 13 | $ 3,795,000 | $ 291,000 | $ 67,000 |
| ROCHESTER, NY | 13 | $ 2,115,000 | $ 162,000 | $ 68,000 |
| WARNER ROBINS, GA | 13 | $ 3,025,000 | $ 232,000 | $ 80,000 |
| AUBURN-OPELIKA, AL | 12 | $ 1,940,000 | $ 161,000 | $ 57,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 12 | $ 2,540,000 | $ 271,000 | $ 66,000 |
| KINGSTON, NY | 12 | $ 2,880,000 | $ 240,000 | $ 101,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 12 | $ 2,550,000 | $ 212,000 | $ 121,000 |
| LYNCHBURG, VA | 12 | $ 3,390,000 | $ 282,000 | $ 89,000 |
| MONTGOMERY, AL | 12 | $ 2,570,000 | $ 214,000 | $ 84,000 |
| TOLEDO, OH | 12 | $ 2,270,000 | $ 189,000 | $ 75,000 |
| TOPEKA, KS | 12 | $ 1,740,000 | $ 145,000 | $ 72,000 |
| BAKERSFIELD, CA | 11 | $ 3,145,000 | $ 285,000 | $ 124,000 |
| BREMERTON-SILVERDALE, WA | 11 | $ 3,665,000 | $ 333,000 | $ 115,000 |
| DES MOINES-WEST DES MOINES, IA | 11 | $ 1,705,000 | $ 155,000 | $ 80,000 |
| FLINT, MI | 11 | $ 1,805,000 | $ 164,000 | $ 80,000 |
| FOND DU LAC, WI | 11 | $ 1,815,000 | $ 165,000 | $ 86,000 |
| JACKSONVILLE, NC | 11 | $ 2,115,000 | $ 192,000 | $ 117,000 |
| KENNEWICK-RICHLAND, WA | 11 | $ 3,055,000 | $ 277,000 | $ 139,000 |
| SEBASTIAN-VERO BEACH, FL | 11 | $ 3,295,000 | $ 299,000 | $ 103,000 |
| COLUMBUS, GA-AL | 10 | $ 2,030,000 | $ 146,000 | $ 64,500 |
| ELIZABETHTOWN-FORT KNOX, KY | 10 | $ 1,830,000 | $ 183,000 | $ 57,000 |
| FORT WAYNE, IN | 10 | $ 1,630,000 | $ 163,000 | $ 94,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 10 | $ 1,630,000 | $ 162,333 | $ 59,000 |
| LONGVIEW, TX | 10 | $ 2,070,000 | $ 207,000 | $ 78,000 |
| MIDLAND, TX | 10 | $ 3,430,000 | $ 343,000 | $ 114,000 |
| OCEAN CITY, NJ | 10 | $ 2,900,000 | $ 290,000 | $ 159,000 |
| SALISBURY, MD-DE | 10 | $ 2,560,000 | $ 255,500 | $ 110,000 |
| SPOKANE-SPOKANE VALLEY, WA | 10 | $ 3,070,000 | $ 307,000 | $ 131,000 |
| SPRINGFIELD, MO | 10 | $ 1,780,000 | $ 178,000 | $ 67,000 |
| VALLEJO-FAIRFIELD, CA | 10 | $ 4,060,000 | $ 406,000 | $ 93,000 |
| ABILENE, TX | 9 | $ 2,285,000 | $ 253,000 | $ 120,000 |
| BLOOMINGTON, IL | 9 | $ 1,705,000 | $ 189,000 | $ 81,000 |
| CHEYENNE, WY | 9 | $ 2,015,000 | $ 223,000 | $ 95,000 |
| ERIE, PA | 9 | $ 1,315,000 | $ 146,000 | $ 61,000 |
| FARGO, ND-MN | 9 | $ 1,995,000 | $ 218,000 | $ 87,000 |
| FLORENCE-MUSCLE SHOALS, AL | 9 | $ 1,805,000 | $ 200,000 | $ 167,000 |
| HICKORY-LENOIR-MORGANTON, NC | 9 | $ 2,175,000 | $ 241,000 | $ 78,000 |
| LANSING-EAST LANSING, MI | 9 | $ 1,475,000 | $ 163,000 | $ 87,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 9 | $ 2,655,000 | $ 295,000 | $ 101,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 8 | $ 1,660,000 | $ 207,000 | $ 157,000 |
| BINGHAMTON, NY | 8 | $ 1,030,000 | $ 128,000 | $ 76,000 |
| DALTON, GA | 8 | $ 1,370,000 | $ 171,000 | $ 58,000 |
| DECATUR, AL | 8 | $ 1,810,000 | $ 226,000 | $ 85,000 |
| FAIRBANKS, AK | 8 | $ 1,920,000 | $ 240,000 | $ 88,000 |
| HOMOSASSA SPRINGS, FL | 8 | $ 1,120,000 | $ 140,000 | $ 94,000 |
| IDAHO FALLS, ID | 8 | $ 1,970,000 | $ 246,000 | $ 103,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 8 | $ 3,070,000 | $ 383,000 | $ 85,000 |
| ROME, GA | 8 | $ 1,790,000 | $ 223,000 | $ 85,000 |
| SANTA FE, NM | 8 | $ 2,080,000 | $ 260,000 | $ 210,000 |
| SHERMAN-DENISON, TX | 8 | $ 1,730,000 | $ 216,000 | $ 141,000 |
| ALBANY, OR | 7 | $ 1,955,000 | $ 279,000 | $ 88,000 |
| ALBANY-SCHENECTADY-TROY, NY | 7 | $ 1,385,000 | $ 197,000 | $ 77,000 |
| BILLINGS, MT | 7 | $ 1,925,000 | $ 275,000 | $ 75,000 |
| BLOOMINGTON, IN | 7 | $ 1,795,000 | $ 256,000 | $ 102,000 |
| BURLINGTON, NC | 7 | $ 1,675,000 | $ 239,000 | $ 59,000 |
| CORPUS CHRISTI, TX | 7 | $ 1,905,000 | $ 272,000 | $ 119,000 |
| DULUTH, MN-WI | 7 | $ 1,555,000 | $ 200,500 | $ 75,500 |
| GRAND RAPIDS-WYOMING, MI | 7 | $ 2,155,000 | $ 307,000 | $ 130,000 |
| HOUMA-THIBODAUX, LA | 7 | $ 1,405,000 | $ 200,000 | $ 86,000 |
| MISSOULA, MT | 7 | $ 1,835,000 | $ 262,000 | $ 77,000 |
| SAN RAFAEL, CA | 7 | $ 3,245,000 | $ 463,000 | $ 196,000 |
| SYRACUSE, NY | 7 | $ 1,365,000 | $ 195,000 | $ 98,000 |
| UTICA-ROME, NY | 7 | $ 975,000 | $ 139,000 | $ 68,000 |
| WICHITA, KS | 7 | $ 1,245,000 | $ 177,000 | $ 76,000 |
| WILMINGTON, NC | 7 | $ 2,705,000 | $ 386,000 | $ 162,000 |
| ANN ARBOR, MI | 6 | $ 1,580,000 | $ 263,000 | $ 114,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 6 | $ 1,190,000 | $ 198,000 | $ 87,000 |
| BELLINGHAM, WA | 6 | $ 1,820,000 | $ 303,000 | $ 170,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 6 | $ 1,720,000 | $ 286,000 | $ 91,000 |
| CEDAR RAPIDS, IA | 6 | $ 830,000 | $ 138,000 | $ 73,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 6 | $ 1,040,000 | $ 192,500 | $ 58,500 |
| DOTHAN, AL | 6 | $ 850,000 | $ 141,000 | $ 48,000 |
| FLAGSTAFF, AZ | 6 | $ 2,160,000 | $ 360,000 | $ 222,000 |
| GLENS FALLS, NY | 6 | $ 750,000 | $ 125,000 | $ 92,000 |
| LAS CRUCES, NM | 6 | $ 2,030,000 | $ 338,000 | $ 114,000 |
| MONROE, LA | 6 | $ 2,070,000 | $ 345,000 | $ 41,000 |
| MUNCIE, IN | 6 | $ 560,000 | $ 93,000 | $ 68,000 |
| PINE BLUFF, AR | 6 | $ 620,000 | $ 103,000 | $ 43,000 |
| POCATELLO, ID | 6 | $ 1,340,000 | $ 223,000 | $ 73,000 |
| ROCHESTER, MN | 6 | $ 1,120,000 | $ 186,000 | $ 108,000 |
| ROCKFORD, IL | 6 | $ 890,000 | $ 148,000 | $ 59,000 |
| ROCKY MOUNT, NC | 6 | $ 1,060,000 | $ 176,000 | $ 49,000 |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $ 2,990,000 | $ 498,000 | $ 111,000 |
| SANTA ROSA, CA | 6 | $ 3,010,000 | $ 501,000 | $ 197,000 |
| SEBRING, FL | 6 | $ 1,130,000 | $ 188,000 | $ 131,000 |
| SHEBOYGAN, WI | 6 | $ 1,360,000 | $ 226,000 | $ 72,000 |
| SIOUX FALLS, SD | 6 | $ 2,480,000 | $ 413,000 | $ 344,000 |
| ST. GEORGE, UT | 6 | $ 1,920,000 | $ 320,000 | $ 138,000 |
| THE VILLAGES, FL | 6 | $ 1,110,000 | $ 185,000 | $ 77,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 660,000 | $ 110,000 | $ 72,000 |
| BECKLEY, WV | 5 | $ 955,000 | $ 191,000 | $ 53,000 |
| BROWNSVILLE-HARLINGEN, TX | 5 | $ 995,000 | $ 199,000 | $ 149,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 5 | $ 875,000 | $ 175,000 | $ 62,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 785,000 | $ 157,000 | $ 75,000 |
| CHARLOTTESVILLE, VA | 5 | $ 1,325,000 | $ 265,000 | $ 124,000 |
| COLUMBUS, IN | 5 | $ 985,000 | $ 197,000 | $ 49,000 |
| DOVER, DE | 5 | $ 1,265,000 | $ 253,000 | $ 59,000 |
| ELKHART-GOSHEN, IN | 5 | $ 865,000 | $ 173,000 | $ 86,000 |
| GADSDEN, AL | 5 | $ 895,000 | $ 179,000 | $ 70,000 |
| GREEN BAY, WI | 5 | $ 1,435,000 | $ 287,000 | $ 143,000 |
| JOPLIN, MO | 5 | $ 595,000 | $ 119,000 | $ 58,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 5 | $ 3,395,000 | $ 679,000 | $ 382,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 5 | $ 865,000 | $ 173,000 | $ 75,000 |
| LIMA, OH | 5 | $ 925,000 | $ 185,000 | $ 66,000 |
| MCALLEN-EDINBURG-MISSION, TX | 5 | $ 935,000 | $ 187,000 | $ 69,000 |
| MONROE, MI | 5 | $ 855,000 | $ 171,000 | $ 63,000 |
| OSHKOSH-NEENAH, WI | 5 | $ 1,095,000 | $ 219,000 | $ 85,000 |
| REDDING, CA | 5 | $ 2,085,000 | $ 417,000 | $ 41,000 |
| SANTA MARIA-SANTA BARBARA, CA | 5 | $ 3,235,000 | $ 647,000 | $ 142,000 |
| SUMTER, SC | 5 | $ 1,105,000 | $ 221,000 | $ 87,000 |
| TYLER, TX | 5 | $ 1,165,000 | $ 233,000 | $ 128,000 |
| ALBANY, GA | 4 | $ 360,000 | $ 90,000 | $ 37,000 |
| ALTOONA, PA | 4 | $ 480,000 | $ 120,000 | $ 54,000 |
| BRUNSWICK, GA | 4 | $ 1,050,000 | $ 262,000 | $ 120,000 |
| CAPE GIRARDEAU, MO-IL | 4 | $ 480,000 | $ 120,000 | $ 68,000 |
| CHARLESTON, WV | 4 | $ 590,000 | $ 147,000 | $ 61,000 |
| COLLEGE STATION-BRYAN, TX | 4 | $ 720,000 | $ 180,000 | $ 202,000 |
| FLORENCE, SC | 4 | $ 680,000 | $ 170,000 | $ 53,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 680,000 | $ 170,000 | $ 57,000 |
| KANKAKEE, IL | 4 | $ 750,000 | $ 187,000 | $ 74,000 |
| KILLEEN-TEMPLE, TX | 4 | $ 990,000 | $ 247,000 | $ 139,000 |
| LAWTON, OK | 4 | $ 460,000 | $ 115,000 | $ 50,000 |
| LEBANON, PA | 4 | $ 860,000 | $ 215,000 | $ 133,000 |
| LEWISTON-AUBURN, ME | 4 | $ 630,000 | $ 157,000 | $ 56,000 |
| LUBBOCK, TX | 4 | $ 1,060,000 | $ 265,000 | $ 180,000 |
| MADERA, CA | 4 | $ 1,430,000 | $ 357,000 | $ 70,000 |
| MANSFIELD, OH | 4 | $ 780,000 | $ 195,000 | $ 49,000 |
| MOUNT VERNON-ANACORTES, WA | 4 | $ 1,190,000 | $ 297,000 | $ 60,000 |
| NEW BERN, NC | 4 | $ 990,000 | $ 247,000 | $ 89,000 |
| PEORIA, IL | 4 | $ 780,000 | $ 195,000 | $ 94,000 |
| ROANOKE, VA | 4 | $ 3,870,000 | $ 967,000 | $ 166,000 |
| SALINAS, CA | 4 | $ 1,750,000 | $ 437,000 | $ 114,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 1,650,000 | $ 412,000 | $ 96,000 |
| SIERRA VISTA-DOUGLAS, AZ | 4 | $ 740,000 | $ 185,000 | $ 108,000 |
| VALDOSTA, GA | 4 | $ 710,000 | $ 177,000 | $ 90,000 |
| WACO, TX | 4 | $ 1,100,000 | $ 275,000 | $ 149,000 |
| WAUSAU, WI | 4 | $ 430,000 | $ 107,000 | $ 51,000 |
| WHEELING, WV-OH | 4 | $ 500,000 | $ 128,000 | $ 174,500 |
| YAKIMA, WA | 4 | $ 1,040,000 | $ 260,000 | $ 72,000 |
| ALEXANDRIA, LA | 3 | $ 705,000 | $ 235,000 | $ 61,000 |
| APPLETON, WI | 3 | $ 405,000 | $ 135,000 | $ 59,000 |
| BANGOR, ME | 3 | $ 535,000 | $ 178,000 | $ 58,000 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 645,000 | $ 215,000 | $ 61,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 565,000 | $ 188,000 | $ 152,000 |
| COLUMBIA, MO | 3 | $ 875,000 | $ 291,000 | $ 86,000 |
| CORVALLIS, OR | 3 | $ 925,000 | $ 308,000 | $ 314,000 |
| CUMBERLAND, MD-WV | 3 | $ 425,000 | $ 141,000 | $ 68,000 |
| GETTYSBURG, PA | 3 | $ 545,000 | $ 181,000 | $ 59,000 |
| GRANTS PASS, OR | 3 | $ 925,000 | $ 308,000 | $ 140,000 |
| HAMMOND, LA | 3 | $ 395,000 | $ 131,000 | $ 71,000 |
| JACKSON, MI | 3 | $ 515,000 | $ 171,000 | $ 58,000 |
| JOHNSON CITY, TN | 3 | $ 525,000 | $ 175,000 | $ 101,000 |
| LINCOLN, NE | 3 | $ 385,000 | $ 128,000 | $ 47,000 |
| LOGAN, UT-ID | 3 | $ 915,000 | $ 305,000 | $ 77,000 |
| LONGVIEW, WA | 3 | $ 1,035,000 | $ 345,000 | $ 137,000 |
| MUSKEGON, MI | 3 | $ 725,000 | $ 241,000 | $ 121,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 185,000 | $ 61,000 | $ 45,000 |
| RAPID CITY, SD | 3 | $ 415,000 | $ 138,000 | $ 36,000 |
| VINELAND-BRIDGETON, NJ | 3 | $ 445,000 | $ 148,000 | $ 77,000 |
| VISALIA-PORTERVILLE, CA | 3 | $ 815,000 | $ 271,000 | $ 84,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 3 | $ 495,000 | $ 165,000 | $ 75,000 |
| WILLIAMSPORT, PA | 3 | $ 385,000 | $ 128,000 | $ 66,000 |
| YUBA CITY, CA | 3 | $ 1,155,000 | $ 385,000 | $ 70,000 |
| AMARILLO, TX | 2 | $ 330,000 | $ 165,000 | $ 163,000 |
| CARSON CITY, NV | 2 | $ 660,000 | $ 330,000 | $ 215,000 |
| COEUR D'ALENE, ID | 2 | $ 880,000 | $ 440,000 | $ 161,000 |
| EL CENTRO, CA | 2 | $ 630,000 | $ 315,000 | $ 0 |
| ELMIRA, NY | 2 | $ 270,000 | $ 135,000 | $ 45,000 |
| FARMINGTON, NM | 2 | $ 380,000 | $ 190,000 | $ 58,000 |
| GOLDSBORO, NC | 2 | $ 120,000 | $ 60,000 | $ 38,000 |
| IOWA CITY, IA | 2 | $ 410,000 | $ 205,000 | $ 202,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 360,000 | $ 180,000 | $ 80,000 |
| KOKOMO, IN | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| LAKE CHARLES, LA | 2 | $ 510,000 | $ 255,000 | $ 89,000 |
| LAWRENCE, KS | 2 | $ 210,000 | $ 105,000 | $ 65,000 |
| MANHATTAN, KS | 2 | $ 510,000 | $ 255,000 | $ 79,000 |
| MIDLAND, MI | 2 | $ 850,000 | $ 425,000 | $ 115,000 |
| MORGANTOWN, WV | 2 | $ 520,000 | $ 260,000 | $ 129,000 |
| NAPA, CA | 2 | $ 820,000 | $ 410,000 | $ 85,000 |
| SAN ANGELO, TX | 2 | $ 290,000 | $ 145,000 | $ 80,000 |
| SPRINGFIELD, IL | 2 | $ 240,000 | $ 120,000 | $ 45,000 |
| ST. JOSEPH, MO-KS | 2 | $ 350,000 | $ 175,000 | $ 16,000 |
| STATE COLLEGE, PA | 2 | $ 480,000 | $ 240,000 | $ 0 |
| TERRE HAUTE, IN | 2 | $ 220,000 | $ 110,000 | $ 94,000 |
| WATERTOWN-FORT DRUM, NY | 2 | $ 190,000 | $ 95,000 | $ 119,000 |
| WENATCHEE, WA | 2 | $ 770,000 | $ 385,000 | $ 108,000 |
| WICHITA FALLS, TX | 2 | $ 260,000 | $ 130,000 | $ 56,000 |
| AMES, IA | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| BAY CITY, MI | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| BLOOMSBURG-BERWICK, PA | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 255,000 | $ 255,000 | $ 149,000 |
| CASPER, WY | 1 | $ 325,000 | $ 325,000 | $ 0 |
| CHICO, CA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| GRAND FORKS, ND-MN | 1 | $ 345,000 | $ 345,000 | $ 0 |
| GRAND ISLAND, NE | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| HANFORD-CORCORAN, CA | 1 | $ 495,000 | $ 495,000 | $ 193,000 |
| HARRISONBURG, VA | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| ITHACA, NY | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| LA CROSSE-ONALASKA, WI-MN | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| MANKATO-NORTH MANKATO, MN | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| PITTSFIELD, MA | 1 | $ 395,000 | $ 395,000 | $ 238,000 |
| SAGINAW, MI | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| SIOUX CITY, IA-NE-SD | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| TWIN FALLS, ID | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| WALLA WALLA, WA | 1 | $ 465,000 | $ 465,000 | $ 137,000 |
| YUMA, AZ | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Bank Of England in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 17,160 | $4,274,060,000 | $249,000 | $4,125,000 | $95,000 | $3,637,000 |
| Refinancing | 10,978 | $3,059,960,000 | $278,000 | $7,785,000 | $120,000 | $1,949,000 |
| Cash-out Refinancing | 4,612 | $1,266,050,000 | $274,000 | $5,005,000 | $120,000 | $1,860,000 |
| Other Purpose | 5 | $215,000 | $43,000 | $105,000 | $38,000 | $72,000 |
| Home Improvement | 2 | $20,000 | $10,000 | $15,000 | $26,000 | $29,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 24,422 | $6,270,490,000 | $256,000 | $5,005,000 | $109,000 | $2,090,000 |
| Black or African American | 2,428 | $574,140,000 | $236,000 | $1,935,000 | $84,000 | $3,637,000 |
| Not Provided | 2,255 | $632,025,000 | $280,000 | $7,785,000 | $113,000 | $1,821,000 |
| Asian | 2,013 | $724,355,000 | $359,000 | $1,195,000 | $106,000 | $777,000 |
| Hispanic | 1,424 | $340,860,000 | $239,000 | $4,125,000 | $87,000 | $872,000 |
| American Indian or Alaskan Native | 142 | $36,210,000 | $255,000 | $885,000 | $104,000 | $735,000 |
| Native Hawaiian or Other Pacific Islander | 56 | $14,780,000 | $263,000 | $505,000 | $87,000 | $362,000 |
| Not applicable | 5 | $3,305,000 | $661,000 | $2,865,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,022 | $6,552,590,000 | $272,000 | $7,785,000 | $119,000 | $3,637,000 |
| FHA-insured (Federal Housing Administration) | 4,731 | $975,085,000 | $206,000 | $735,000 | $67,000 | $993,000 |
| VA-guaranteed (Veterans Administration) | 2,880 | $888,110,000 | $308,000 | $3,095,000 | $84,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,124 | $184,520,000 | $164,000 | $575,000 | $53,000 | $756,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,610 | $6,189,700,000 | $262,000 | $3,095,000 | $108,000 | $1,949,000 |
| Application Withdrawn By Applicant | 6,869 | $1,791,985,000 | $260,000 | $7,785,000 | $105,000 | $3,637,000 |
| Application Approved But Not Accepted | 1,544 | $440,880,000 | $285,000 | $4,125,000 | $107,000 | $1,256,000 |
| Application Denied By Financial Institution | 592 | $146,270,000 | $247,000 | $3,015,000 | $81,000 | $1,863,000 |
| File Closed For Incompleteness | 105 | $23,645,000 | $225,000 | $865,000 | $89,000 | $465,000 |
| Loan Purchased By The Institution | 37 | $7,825,000 | $211,000 | $635,000 | $89,000 | $255,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 32,165 | $8,454,035,000 | $262,000 | $7,785,000 | $107,000 | $3,637,000 |
| Other | 187 | $50,895,000 | $272,000 | $1,445,000 | $91,000 | $818,000 |
| Debt-To-Income Ratio | 159 | $37,975,000 | $238,000 | $815,000 | $62,000 | $357,000 |
| Credit History | 141 | $26,175,000 | $185,000 | $745,000 | $79,000 | $1,863,000 |
| Employment History | 40 | $11,920,000 | $298,000 | $805,000 | $72,000 | $156,000 |
| Collateral | 40 | $12,520,000 | $313,000 | $3,015,000 | $131,000 | $856,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,835,000 | $218,000 | $615,000 | $71,000 | $207,000 |
| Unverifiable Information | 11 | $3,755,000 | $341,000 | $755,000 | $78,000 | $180,000 |
| Mortgage Insurance Denied | 1 | $195,000 | $195,000 | $195,000 | $41,000 | $41,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank Of England's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank Of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.