Bank of England Mortgage Lending & HMDA Data, 2022
In 2022, Bank of England of England, AR reported 15,532 mortgage applications totaling $4.6 billion, down 43% from 2021. The average application was for $298,561, and applicants reported an average income of $118,194. 67% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Jacksonville, FL (1,394), Little Rock-North Little Rock-Conway, AR (686) and Milwaukee-Waukesha-West Allis, WI (657) (applications in parentheses).
| Mortgage Company & Address | Bank of England Po Box 70 England, AR 72046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 15,532 |
| Total Mortgage Loan Application Amount | $4,637,260,000 |
| Average Mortgage Loan Application Amount | $298,561 |
| Highest Mortgage Loan Application Amount | $2,925,000 |
| Average Applicant Income | $118,194 |
| Highest Applicant Income | $7,343,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of England filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 2,097 | $ 460,755,000 | $ 219,721 | $ 94,077 |
| Jacksonville, FL | 1,394 | $ 462,820,000 | $ 332,008 | $ 121,000 |
| Little Rock-North Little Rock-Conway, AR | 686 | $ 155,260,000 | $ 226,326 | $ 95,000 |
| Milwaukee-Waukesha-West Allis, WI | 657 | $ 179,545,000 | $ 273,280 | $ 115,000 |
| Memphis, TN-MS-AR | 446 | $ 136,940,000 | $ 307,040 | $ 115,502 |
| Atlanta-Sandy Springs-Roswell, GA | 428 | $ 137,440,000 | $ 321,121 | $ 125,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 363 | $ 145,285,000 | $ 400,234 | $ 135,000 |
| Orlando-Kissimmee-Sanford, FL | 340 | $ 125,550,000 | $ 369,264 | $ 133,000 |
| Cincinnati, OH-KY-IN | 308 | $ 65,760,000 | $ 213,506 | $ 87,142 |
| Denver-Aurora-Lakewood, CO | 306 | $ 140,380,000 | $ 458,758 | $ 137,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 296 | $ 132,260,000 | $ 446,824 | $ 144,824 |
| North Port-Sarasota-Bradenton, FL | 276 | $ 92,550,000 | $ 335,326 | $ 140,000 |
| Dallas-Plano-Irving, TX | 273 | $ 101,505,000 | $ 371,813 | $ 178,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 269 | $ 83,055,000 | $ 308,754 | $ 105,855 |
| Lexington-Fayette, KY | 257 | $ 65,125,000 | $ 253,404 | $ 96,000 |
| Crestview-Fort Walton Beach-Destin, FL | 247 | $ 89,615,000 | $ 362,813 | $ 131,000 |
| Columbus, OH | 242 | $ 69,620,000 | $ 287,685 | $ 86,000 |
| Athens-Clarke County, GA | 215 | $ 69,625,000 | $ 323,837 | $ 149,000 |
| Birmingham-Hoover, AL | 165 | $ 45,345,000 | $ 274,818 | $ 98,000 |
| Evansville, IN-KY | 157 | $ 31,255,000 | $ 199,076 | $ 74,968 |
| Gulfport-Biloxi-Pascagoula, MS | 150 | $ 27,960,000 | $ 186,400 | $ 95,000 |
| Gary, IN | 144 | $ 38,200,000 | $ 265,277 | $ 117,000 |
| Indianapolis-Carmel-Anderson, IN | 139 | $ 37,395,000 | $ 269,028 | $ 105,000 |
| Las Vegas-Henderson-Paradise, NV | 138 | $ 50,350,000 | $ 364,855 | $ 117,000 |
| San Antonio-New Braunfels, TX | 134 | $ 38,140,000 | $ 284,626 | $ 94,000 |
| Tampa-St. Petersburg-Clearwater, FL | 128 | $ 41,410,000 | $ 323,515 | $ 121,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 126 | $ 37,400,000 | $ 296,825 | $ 122,000 |
| Mobile, AL | 124 | $ 25,630,000 | $ 206,693 | $ 92,000 |
| Chattanooga, TN-GA | 120 | $ 29,910,000 | $ 249,250 | $ 92,775 |
| Fort Smith, AR-OK | 111 | $ 24,435,000 | $ 220,135 | $ 99,486 |
| Daphne-Fairhope-Foley, AL | 109 | $ 32,885,000 | $ 301,697 | $ 112,000 |
| Houston-The Woodlands-Sugar Land, TX | 108 | $ 37,870,000 | $ 350,648 | $ 158,000 |
| Jackson, MS | 108 | $ 31,420,000 | $ 290,925 | $ 139,000 |
| Dayton-Springfield-Kettering, OH | 99 | $ 21,975,000 | $ 221,969 | $ 89,000 |
| Cambridge-Newton-Framingham, MA | 98 | $ 44,420,000 | $ 453,265 | $ 130,000 |
| Cleveland-Elyria, OH | 96 | $ 19,860,000 | $ 206,875 | $ 84,000 |
| Fort Worth-Arlington, TX | 96 | $ 33,090,000 | $ 344,687 | $ 150,000 |
| Lafayette, LA | 93 | $ 24,665,000 | $ 265,215 | $ 113,000 |
| Pensacola-Ferry Pass-Brent, FL | 93 | $ 29,035,000 | $ 312,204 | $ 130,000 |
| New Haven-Milford, CT | 84 | $ 21,800,000 | $ 259,523 | $ 109,000 |
| Lakeland-Winter Haven, FL | 77 | $ 25,225,000 | $ 327,597 | $ 136,000 |
| Huntsville, AL | 76 | $ 28,140,000 | $ 370,263 | $ 128,000 |
| New York-Jersey City-White Plains, NY-NJ | 75 | $ 42,965,000 | $ 572,866 | $ 163,600 |
| Palm Bay-Melbourne-Titusville, FL | 73 | $ 21,695,000 | $ 297,191 | $ 95,000 |
| Boston, MA | 70 | $ 35,960,000 | $ 513,714 | $ 172,000 |
| Jackson, TN | 69 | $ 13,245,000 | $ 191,956 | $ 61,000 |
| Phoenix-Mesa-Scottsdale, AZ | 67 | $ 25,525,000 | $ 380,970 | $ 147,000 |
| Boise City, ID | 64 | $ 26,130,000 | $ 408,281 | $ 245,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 60 | $ 18,740,000 | $ 312,333 | $ 130,666 |
| Warren-Troy-Farmington Hills, MI | 60 | $ 14,710,000 | $ 245,166 | $ 89,000 |
| Cape Coral-Fort Myers, FL | 57 | $ 16,815,000 | $ 295,000 | $ 96,000 |
| Panama City, FL | 56 | $ 15,380,000 | $ 274,642 | $ 119,000 |
| Hartford-West Hartford-East Hartford, CT | 53 | $ 13,775,000 | $ 259,905 | $ 92,000 |
| Kansas City, MO-KS | 53 | $ 12,795,000 | $ 241,415 | $ 83,075 |
| Pittsburgh, PA | 49 | $ 7,865,000 | $ 160,510 | $ 78,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 47 | $ 16,805,000 | $ 357,553 | $ 155,000 |
| New Orleans-Metairie, LA | 46 | $ 12,350,000 | $ 268,478 | $ 85,000 |
| Worcester, MA-CT | 44 | $ 14,340,000 | $ 325,909 | $ 109,522 |
| Hot Springs, AR | 43 | $ 9,685,000 | $ 225,232 | $ 155,000 |
| Bowling Green, KY | 41 | $ 9,255,000 | $ 225,731 | $ 79,000 |
| Providence-Warwick, RI-MA | 41 | $ 16,215,000 | $ 395,487 | $ 162,634 |
| Montgomery County-Bucks County-Chester County, PA | 40 | $ 13,750,000 | $ 343,750 | $ 155,000 |
| Raleigh, NC | 39 | $ 14,195,000 | $ 363,974 | $ 142,000 |
| Baltimore-Columbia-Towson, MD | 38 | $ 10,040,000 | $ 264,210 | $ 145,000 |
| Chicago-Naperville, IL | 38 | $ 12,000,000 | $ 315,789 | $ 139,000 |
| New York-Newark, NY | 37 | $ 12,955,000 | $ 350,135 | $ 142,540 |
| Bismarck, ND | 36 | $ 9,800,000 | $ 272,222 | $ 110,000 |
| Clarksville, TN-KY | 35 | $ 8,995,000 | $ 257,000 | $ 68,914 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 34 | $ 13,220,000 | $ 388,823 | $ 182,000 |
| Greeley, CO | 34 | $ 15,020,000 | $ 441,764 | $ 134,000 |
| Punta Gorda, FL | 33 | $ 9,735,000 | $ 295,000 | $ 152,000 |
| Riverside-San Bernardino-Ontario, CA | 33 | $ 17,235,000 | $ 522,272 | $ 211,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 33 | $ 17,535,000 | $ 531,363 | $ 164,818 |
| Austin-Round Rock, TX | 32 | $ 15,260,000 | $ 476,875 | $ 231,000 |
| Brunswick, GA | 32 | $ 9,990,000 | $ 312,187 | $ 156,000 |
| St. Louis, MO-IL | 31 | $ 6,515,000 | $ 210,161 | $ 93,935 |
| Charlotte-Concord-Gastonia, NC-SC | 30 | $ 9,560,000 | $ 318,666 | $ 102,600 |
| Detroit-Dearborn-Livonia, MI | 30 | $ 5,310,000 | $ 177,000 | $ 69,000 |
| Racine, WI | 29 | $ 7,035,000 | $ 242,586 | $ 89,000 |
| Bridgeport-Stamford-Norwalk, CT | 28 | $ 11,960,000 | $ 427,142 | $ 219,000 |
| Colorado Springs, CO | 28 | $ 10,670,000 | $ 381,071 | $ 335,000 |
| Ocala, FL | 28 | $ 6,450,000 | $ 230,357 | $ 81,000 |
| Asheville, NC | 27 | $ 6,485,000 | $ 240,185 | $ 134,000 |
| Michigan City-La Porte, IN | 27 | $ 5,175,000 | $ 191,666 | $ 79,000 |
| Owensboro, KY | 27 | $ 4,225,000 | $ 156,481 | $ 57,000 |
| Knoxville, TN | 26 | $ 8,280,000 | $ 318,461 | $ 113,000 |
| Newark, NJ-PA | 26 | $ 11,750,000 | $ 451,923 | $ 162,461 |
| Greensboro-High Point, NC | 24 | $ 6,200,000 | $ 258,333 | $ 70,000 |
| Louisville/Jefferson County, KY-IN | 24 | $ 6,180,000 | $ 257,500 | $ 78,625 |
| Oklahoma City, OK | 24 | $ 5,860,000 | $ 244,166 | $ 139,000 |
| Philadelphia, PA | 24 | $ 5,610,000 | $ 233,750 | $ 82,000 |
| Reading, PA | 24 | $ 5,970,000 | $ 248,750 | $ 98,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 24 | $ 10,140,000 | $ 422,500 | $ 167,000 |
| Salt Lake City, UT | 24 | $ 10,320,000 | $ 430,000 | $ 139,000 |
| Akron, OH | 23 | $ 3,765,000 | $ 163,695 | $ 69,000 |
| Gainesville, FL | 23 | $ 7,075,000 | $ 307,608 | $ 138,000 |
| Nassau County-Suffolk County, NY | 23 | $ 16,665,000 | $ 724,565 | $ 1,364,000 |
| San Diego-Carlsbad, CA | 22 | $ 14,370,000 | $ 653,181 | $ 211,000 |
| Los Angeles-Long Beach-Glendale, CA | 21 | $ 14,365,000 | $ 684,047 | $ 303,000 |
| Seattle-Bellevue-Everett, WA | 21 | $ 16,545,000 | $ 787,857 | $ 224,000 |
| Tallahassee, FL | 20 | $ 5,040,000 | $ 252,000 | $ 114,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 19 | $ 7,365,000 | $ 387,631 | $ 172,473 |
| Camden, NJ | 19 | $ 5,435,000 | $ 286,052 | $ 93,000 |
| Cleveland, TN | 19 | $ 5,585,000 | $ 293,947 | $ 103,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 19 | $ 3,455,000 | $ 181,842 | $ 85,000 |
| Durham-Chapel Hill, NC | 18 | $ 5,330,000 | $ 296,111 | $ 104,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 18 | $ 5,720,000 | $ 317,777 | $ 107,277 |
| Boulder, CO | 17 | $ 7,345,000 | $ 432,058 | $ 125,000 |
| Anchorage, AK | 16 | $ 6,320,000 | $ 395,000 | $ 129,000 |
| Miami-Miami Beach-Kendall, FL | 16 | $ 5,330,000 | $ 333,125 | $ 133,000 |
| Richmond, VA | 16 | $ 5,010,000 | $ 313,125 | $ 114,000 |
| Winston-Salem, NC | 16 | $ 3,840,000 | $ 240,000 | $ 75,000 |
| Bend-Redmond, OR | 15 | $ 8,925,000 | $ 595,000 | $ 226,000 |
| Fayetteville, NC | 15 | $ 2,805,000 | $ 187,000 | $ 70,000 |
| Springfield, MA | 15 | $ 3,885,000 | $ 259,000 | $ 93,000 |
| Charleston-North Charleston, SC | 14 | $ 5,260,000 | $ 375,714 | $ 131,000 |
| Laredo, TX | 14 | $ 3,170,000 | $ 226,428 | $ 105,000 |
| Tuscaloosa, AL | 14 | $ 3,330,000 | $ 237,857 | $ 142,000 |
| Baton Rouge, LA | 13 | $ 2,455,000 | $ 188,846 | $ 136,000 |
| Fond Du Lac, WI | 13 | $ 2,355,000 | $ 181,153 | $ 101,000 |
| Hattiesburg, MS | 13 | $ 3,085,000 | $ 237,307 | $ 72,000 |
| Johnstown, PA | 13 | $ 1,825,000 | $ 140,384 | $ 80,000 |
| Lubbock, TX | 13 | $ 2,015,000 | $ 155,000 | $ 104,000 |
| Utica-Rome, NY | 13 | $ 2,375,000 | $ 182,692 | $ 72,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 13 | $ 5,005,000 | $ 385,000 | $ 127,000 |
| Harrisburg-Carlisle, PA | 12 | $ 2,750,000 | $ 229,166 | $ 95,000 |
| Jacksonville, NC | 12 | $ 3,110,000 | $ 259,166 | $ 79,000 |
| Madison, WI | 12 | $ 3,470,000 | $ 289,166 | $ 137,000 |
| Savannah, GA | 12 | $ 3,110,000 | $ 259,166 | $ 83,000 |
| Sherman-Denison, TX | 12 | $ 4,010,000 | $ 334,166 | $ 353,000 |
| Shreveport-Bossier City, LA | 12 | $ 2,130,000 | $ 177,500 | $ 60,000 |
| South Bend-Mishawaka, IN-MI | 12 | $ 2,170,000 | $ 180,833 | $ 65,333 |
| Spokane-Spokane Valley, WA | 12 | $ 4,520,000 | $ 376,666 | $ 113,000 |
| Albany-Schenectady-Troy, NY | 11 | $ 2,185,000 | $ 198,636 | $ 102,000 |
| Augusta-Richmond County, GA-SC | 11 | $ 2,495,000 | $ 226,818 | $ 152,909 |
| El Paso, TX | 11 | $ 2,195,000 | $ 199,545 | $ 193,000 |
| Jonesboro, AR | 11 | $ 2,665,000 | $ 242,272 | $ 92,000 |
| Killeen-Temple, TX | 11 | $ 2,535,000 | $ 230,454 | $ 80,000 |
| Ogden-Clearfield, UT | 11 | $ 4,225,000 | $ 384,090 | $ 86,000 |
| Rockingham County-Strafford County, NH | 11 | $ 3,355,000 | $ 305,000 | $ 102,000 |
| Warner Robins, GA | 11 | $ 2,665,000 | $ 242,272 | $ 68,000 |
| Columbia, SC | 10 | $ 2,360,000 | $ 236,000 | $ 203,000 |
| Eugene, OR | 10 | $ 4,300,000 | $ 430,000 | $ 143,000 |
| Janesville-Beloit, WI | 10 | $ 1,960,000 | $ 196,000 | $ 63,000 |
| Norwich-New London, CT | 10 | $ 2,800,000 | $ 280,000 | $ 95,000 |
| Portland-South Portland, ME | 10 | $ 2,970,000 | $ 297,000 | $ 102,000 |
| Sebastian-Vero Beach, FL | 10 | $ 2,560,000 | $ 256,000 | $ 74,000 |
| Spartanburg, SC | 10 | $ 2,830,000 | $ 283,000 | $ 77,000 |
| Springfield, MO | 10 | $ 2,950,000 | $ 295,000 | $ 119,000 |
| Tacoma-Lakewood, WA | 10 | $ 4,430,000 | $ 443,000 | $ 132,000 |
| Wilmington, DE-MD-NJ | 10 | $ 3,690,000 | $ 369,000 | $ 111,600 |
| Barnstable Town, MA | 9 | $ 2,375,000 | $ 263,888 | $ 118,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 9 | $ 1,875,000 | $ 208,333 | $ 95,000 |
| Canton-Massillon, OH | 9 | $ 1,595,000 | $ 177,222 | $ 66,000 |
| Fairbanks, AK | 9 | $ 2,525,000 | $ 280,555 | $ 102,000 |
| Fort Collins, CO | 9 | $ 3,685,000 | $ 409,444 | $ 117,000 |
| Greenville-Anderson-Mauldin, SC | 9 | $ 3,245,000 | $ 360,555 | $ 130,000 |
| Lake Havasu City-Kingman, AZ | 9 | $ 3,085,000 | $ 342,777 | $ 125,000 |
| Lancaster, PA | 9 | $ 2,655,000 | $ 295,000 | $ 101,000 |
| Lynchburg, VA | 9 | $ 1,875,000 | $ 208,333 | $ 104,000 |
| Macon-Bibb County, GA | 9 | $ 2,435,000 | $ 270,555 | $ 88,000 |
| Salem, OR | 9 | $ 3,425,000 | $ 380,555 | $ 159,000 |
| Salisbury, MD-DE | 9 | $ 2,525,000 | $ 280,555 | $ 103,444 |
| Springfield, OH | 9 | $ 1,805,000 | $ 200,555 | $ 72,000 |
| Syracuse, NY | 9 | $ 1,995,000 | $ 221,666 | $ 189,000 |
| Texarkana, TX-AR | 9 | $ 1,975,000 | $ 219,444 | $ 70,333 |
| Tulsa, OK | 9 | $ 2,135,000 | $ 237,222 | $ 103,000 |
| Charleston, WV | 8 | $ 960,000 | $ 120,000 | $ 77,000 |
| Corpus Christi, TX | 8 | $ 3,000,000 | $ 375,000 | $ 177,000 |
| East Stroudsburg, PA | 8 | $ 1,740,000 | $ 217,500 | $ 399,000 |
| Flint, MI | 8 | $ 1,040,000 | $ 130,000 | $ 51,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 2,740,000 | $ 342,500 | $ 95,000 |
| Naples-Immokalee-Marco Island, FL | 8 | $ 2,290,000 | $ 286,250 | $ 106,000 |
| Oakland-Hayward-Berkeley, CA | 8 | $ 5,270,000 | $ 658,750 | $ 318,000 |
| Pueblo, CO | 8 | $ 2,450,000 | $ 306,250 | $ 182,000 |
| Tucson, AZ | 8 | $ 2,040,000 | $ 255,000 | $ 173,000 |
| Washington-Baltimore-Arlington, DC | 8 | $ 3,600,000 | $ 450,000 | $ 146,000 |
| Anaheim-Santa Ana-Irvine, CA | 7 | $ 5,945,000 | $ 849,285 | $ 347,000 |
| Atlantic City-Hammonton, NJ | 7 | $ 2,585,000 | $ 369,285 | $ 136,000 |
| Gainesville, GA | 7 | $ 2,115,000 | $ 302,142 | $ 229,000 |
| Lake County-Kenosha County, IL-WI | 7 | $ 1,085,000 | $ 155,000 | $ 118,428 |
| Montgomery, AL | 7 | $ 1,985,000 | $ 283,571 | $ 90,000 |
| Omaha-Council Bluffs, NE-IA | 7 | $ 1,545,000 | $ 220,714 | $ 129,000 |
| Port St. Lucie, FL | 7 | $ 2,495,000 | $ 356,428 | $ 142,000 |
| Rochester, NY | 7 | $ 1,165,000 | $ 166,428 | $ 84,000 |
| St. Cloud, MN | 7 | $ 1,855,000 | $ 265,000 | $ 94,000 |
| Toledo, OH | 7 | $ 1,395,000 | $ 199,285 | $ 123,000 |
| Wichita, KS | 7 | $ 1,215,000 | $ 173,571 | $ 83,000 |
| Columbus, GA-AL | 6 | $ 1,120,000 | $ 186,666 | $ 58,666 |
| Dalton, GA | 6 | $ 1,030,000 | $ 171,666 | $ 66,000 |
| Duluth, MN-WI | 6 | $ 1,300,000 | $ 216,666 | $ 57,000 |
| Gadsden, AL | 6 | $ 1,110,000 | $ 185,000 | $ 73,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 6 | $ 1,720,000 | $ 286,666 | $ 240,000 |
| Homosassa Springs, FL | 6 | $ 1,650,000 | $ 275,000 | $ 86,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 850,000 | $ 141,666 | $ 51,000 |
| Lawton, OK | 6 | $ 800,000 | $ 133,333 | $ 44,000 |
| Longview, WA | 6 | $ 3,120,000 | $ 520,000 | $ 164,000 |
| Manchester-Nashua, NH | 6 | $ 2,510,000 | $ 418,333 | $ 110,000 |
| Pine Bluff, AR | 6 | $ 910,000 | $ 151,666 | $ 79,000 |
| Provo-Orem, UT | 6 | $ 2,120,000 | $ 353,333 | $ 132,000 |
| Trenton, NJ | 6 | $ 1,580,000 | $ 263,333 | $ 82,000 |
| Wilmington, NC | 6 | $ 2,210,000 | $ 368,333 | $ 219,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 870,000 | $ 145,000 | $ 67,333 |
| Albuquerque, NM | 5 | $ 1,515,000 | $ 303,000 | $ 109,000 |
| Binghamton, NY | 5 | $ 765,000 | $ 153,000 | $ 92,000 |
| Carbondale-Marion, IL | 5 | $ 815,000 | $ 163,000 | $ 69,000 |
| Elkhart-Goshen, IN | 5 | $ 1,445,000 | $ 289,000 | $ 95,000 |
| Fargo, ND-MN | 5 | $ 1,455,000 | $ 291,000 | $ 120,400 |
| Las Cruces, NM | 5 | $ 1,225,000 | $ 245,000 | $ 108,000 |
| Lincoln, NE | 5 | $ 1,045,000 | $ 209,000 | $ 63,000 |
| Peoria, IL | 5 | $ 875,000 | $ 175,000 | $ 171,000 |
| Pittsfield, MA | 5 | $ 1,425,000 | $ 285,000 | $ 178,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 2,295,000 | $ 459,000 | $ 127,000 |
| Santa Fe, NM | 5 | $ 1,805,000 | $ 361,000 | $ 173,000 |
| Sumter, SC | 5 | $ 1,205,000 | $ 241,000 | $ 68,000 |
| Terre Haute, IN | 5 | $ 565,000 | $ 113,000 | $ 56,000 |
| Topeka, KS | 5 | $ 915,000 | $ 183,000 | $ 92,000 |
| York-Hanover, PA | 5 | $ 1,475,000 | $ 295,000 | $ 128,000 |
| Bakersfield, CA | 4 | $ 1,150,000 | $ 287,500 | $ 64,000 |
| Beckley, WV | 4 | $ 630,000 | $ 157,500 | $ 121,000 |
| Bellingham, WA | 4 | $ 1,490,000 | $ 372,500 | $ 189,000 |
| Eau Claire, WI | 4 | $ 910,000 | $ 227,500 | $ 139,000 |
| Enid, OK | 4 | $ 910,000 | $ 227,500 | $ 82,000 |
| Florence-Muscle Shoals, AL | 4 | $ 880,000 | $ 220,000 | $ 86,000 |
| Glens Falls, NY | 4 | $ 560,000 | $ 140,000 | $ 30,000 |
| Grand Junction, CO | 4 | $ 1,420,000 | $ 355,000 | $ 148,000 |
| Kingston, NY | 4 | $ 1,050,000 | $ 262,500 | $ 114,000 |
| Lansing-East Lansing, MI | 4 | $ 840,000 | $ 210,000 | $ 54,000 |
| Mansfield, OH | 4 | $ 940,000 | $ 235,000 | $ 91,000 |
| Monroe, LA | 4 | $ 770,000 | $ 192,500 | $ 67,000 |
| Prescott Valley-Prescott, AZ | 4 | $ 1,060,000 | $ 265,000 | $ 135,000 |
| Rochester, MN | 4 | $ 1,030,000 | $ 257,500 | $ 77,000 |
| Rome, GA | 4 | $ 1,000,000 | $ 250,000 | $ 159,000 |
| Saginaw, MI | 4 | $ 410,000 | $ 102,500 | $ 67,000 |
| Salinas, CA | 4 | $ 4,040,000 | $ 1,010,000 | $ 540,000 |
| The Villages, FL | 4 | $ 1,280,000 | $ 320,000 | $ 117,000 |
| Valdosta, GA | 4 | $ 820,000 | $ 205,000 | $ 84,000 |
| Waco, TX | 4 | $ 910,000 | $ 227,500 | $ 110,000 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 575,000 | $ 191,666 | $ 131,000 |
| Auburn-Opelika, AL | 3 | $ 805,000 | $ 268,333 | $ 150,000 |
| Beaumont-Port Arthur, TX | 3 | $ 835,000 | $ 278,333 | $ 136,000 |
| Bloomington, IL | 3 | $ 615,000 | $ 205,000 | $ 82,000 |
| Brownsville-Harlingen, TX | 3 | $ 775,000 | $ 258,333 | $ 105,000 |
| California-Lexington Park, MD | 3 | $ 1,255,000 | $ 418,333 | $ 116,000 |
| Decatur, AL | 3 | $ 755,000 | $ 251,666 | $ 86,000 |
| Des Moines-West Des Moines, IA | 3 | $ 555,000 | $ 185,000 | $ 136,000 |
| Fort Wayne, IN | 3 | $ 575,000 | $ 191,666 | $ 87,000 |
| Fresno, CA | 3 | $ 1,145,000 | $ 381,666 | $ 276,000 |
| Goldsboro, NC | 3 | $ 645,000 | $ 215,000 | $ 80,000 |
| Grand Forks, ND-MN | 3 | $ 605,000 | $ 201,666 | $ 70,000 |
| Great Falls, MT | 3 | $ 895,000 | $ 298,333 | $ 132,000 |
| Green Bay, WI | 3 | $ 475,000 | $ 158,333 | $ 110,000 |
| Joplin, MO | 3 | $ 425,000 | $ 141,666 | $ 57,000 |
| Kennewick-Richland, WA | 3 | $ 1,075,000 | $ 358,333 | $ 154,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 245,000 | $ 81,666 | $ 185,000 |
| Lake Charles, LA | 3 | $ 625,000 | $ 208,333 | $ 135,000 |
| Lima, OH | 3 | $ 635,000 | $ 211,666 | $ 87,000 |
| Manhattan, KS | 3 | $ 555,000 | $ 185,000 | $ 106,000 |
| Medford, OR | 3 | $ 845,000 | $ 281,666 | $ 118,000 |
| Midland, TX | 3 | $ 1,015,000 | $ 338,333 | $ 121,000 |
| Missoula, MT | 3 | $ 1,465,000 | $ 488,333 | $ 171,000 |
| Modesto, CA | 3 | $ 1,245,000 | $ 415,000 | $ 114,000 |
| Monroe, MI | 3 | $ 605,000 | $ 201,666 | $ 69,000 |
| Muncie, IN | 3 | $ 405,000 | $ 135,000 | $ 41,000 |
| Ocean City, NJ | 3 | $ 1,005,000 | $ 335,000 | $ 174,000 |
| Odessa, TX | 3 | $ 645,000 | $ 215,000 | $ 111,000 |
| Roanoke, VA | 3 | $ 895,000 | $ 298,333 | $ 113,000 |
| Sebring, FL | 3 | $ 1,015,000 | $ 338,333 | $ 138,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 665,000 | $ 221,666 | $ 94,000 |
| Wheeling, WV-OH | 3 | $ 575,000 | $ 191,666 | $ 66,666 |
| Abilene, TX | 2 | $ 330,000 | $ 165,000 | $ 79,000 |
| Albany, GA | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
| Albany, OR | 2 | $ 1,210,000 | $ 605,000 | $ 115,000 |
| Amarillo, TX | 2 | $ 670,000 | $ 335,000 | $ 158,000 |
| Appleton, WI | 2 | $ 370,000 | $ 185,000 | $ 47,000 |
| Battle Creek, MI | 2 | $ 280,000 | $ 140,000 | $ 127,000 |
| Bay City, MI | 2 | $ 360,000 | $ 180,000 | $ 92,000 |
| Bloomington, IN | 2 | $ 640,000 | $ 320,000 | $ 101,000 |
| Bremerton-Silverdale, WA | 2 | $ 730,000 | $ 365,000 | $ 132,000 |
| Burlington, NC | 2 | $ 460,000 | $ 230,000 | $ 69,000 |
| Casper, WY | 2 | $ 520,000 | $ 260,000 | $ 76,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 330,000 | $ 165,000 | $ 69,000 |
| Charlottesville, VA | 2 | $ 770,000 | $ 385,000 | $ 132,000 |
| Chico, CA | 2 | $ 790,000 | $ 395,000 | $ 30,000 |
| Columbus, IN | 2 | $ 380,000 | $ 190,000 | $ 56,000 |
| Corvallis, OR | 2 | $ 550,000 | $ 275,000 | $ 182,000 |
| Dothan, AL | 2 | $ 460,000 | $ 230,000 | $ 92,000 |
| Elmira, NY | 2 | $ 250,000 | $ 125,000 | $ 53,000 |
| Gettysburg, PA | 2 | $ 660,000 | $ 330,000 | $ 127,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 650,000 | $ 325,000 | $ 118,000 |
| Hammond, LA | 2 | $ 610,000 | $ 305,000 | $ 84,000 |
| Harrisonburg, VA | 2 | $ 450,000 | $ 225,000 | $ 71,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 370,000 | $ 185,000 | $ 60,000 |
| Hinesville, GA | 2 | $ 510,000 | $ 255,000 | $ 66,000 |
| Johnson City, TN | 2 | $ 580,000 | $ 290,000 | $ 69,000 |
| Kokomo, IN | 2 | $ 430,000 | $ 215,000 | $ 62,000 |
| Lafayette-West Lafayette, IN | 2 | $ 430,000 | $ 215,000 | $ 132,000 |
| Lebanon, PA | 2 | $ 520,000 | $ 260,000 | $ 127,000 |
| Lewiston-Auburn, ME | 2 | $ 480,000 | $ 240,000 | $ 25,000 |
| Longview, TX | 2 | $ 510,000 | $ 255,000 | $ 132,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 300,000 | $ 150,000 | $ 72,000 |
| Morristown, TN | 2 | $ 380,000 | $ 190,000 | $ 47,000 |
| Olympia-Tumwater, WA | 2 | $ 690,000 | $ 345,000 | $ 96,000 |
| Oshkosh-Neenah, WI | 2 | $ 290,000 | $ 145,000 | $ 66,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 950,000 | $ 475,000 | $ 100,000 |
| Parkersburg-Vienna, WV | 2 | $ 200,000 | $ 100,000 | $ 73,000 |
| Redding, CA | 2 | $ 600,000 | $ 300,000 | $ 117,000 |
| Reno, NV | 2 | $ 890,000 | $ 445,000 | $ 188,000 |
| Rocky Mount, NC | 2 | $ 360,000 | $ 180,000 | $ 63,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 1,950,000 | $ 975,000 | $ 284,000 |
| Sheboygan, WI | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| Sioux Falls, SD | 2 | $ 460,000 | $ 230,000 | $ 88,000 |
| St. George, UT | 2 | $ 710,000 | $ 355,000 | $ 225,000 |
| St. Joseph, MO-KS | 2 | $ 240,000 | $ 120,000 | $ 66,000 |
| Tyler, TX | 2 | $ 700,000 | $ 350,000 | $ 223,000 |
| Vallejo-Fairfield, CA | 2 | $ 690,000 | $ 345,000 | $ 249,000 |
| Vineland-Bridgeton, NJ | 2 | $ 290,000 | $ 145,000 | $ 73,000 |
| Watertown-Fort Drum, NY | 2 | $ 240,000 | $ 120,000 | $ 45,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 240,000 | $ 120,000 | $ 92,000 |
| Altoona, PA | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Ann Arbor, MI | 1 | $ 395,000 | $ 395,000 | $ 134,000 |
| Bangor, ME | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Billings, MT | 1 | $ 265,000 | $ 265,000 | $ 166,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Bloomsburg-Berwick, PA | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Burlington-South Burlington, VT | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Champaign-Urbana, IL | 1 | $ 445,000 | $ 445,000 | $ 250,000 |
| Cheyenne, WY | 1 | $ 345,000 | $ 345,000 | $ 87,000 |
| Coeur D'Alene, ID | 1 | $ 525,000 | $ 525,000 | $ 103,000 |
| College Station-Bryan, TX | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Columbia, MO | 1 | $ 375,000 | $ 375,000 | $ 201,000 |
| Danville, IL | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Dover, DE | 1 | $ 295,000 | $ 295,000 | $ 84,000 |
| Dubuque, IA | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Erie, PA | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Grants Pass, OR | 1 | $ 645,000 | $ 645,000 | $ 464,000 |
| Greenville, NC | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Houma-Thibodaux, LA | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Kalamazoo-Portage, MI | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Kankakee, IL | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Lewiston, ID-WA | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Logan, UT-ID | 1 | $ 425,000 | $ 425,000 | $ 138,000 |
| Mankato-North Mankato, MN | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Midland, MI | 1 | $ 175,000 | $ 175,000 | $ 133,000 |
| Morgantown, WV | 1 | $ 325,000 | $ 325,000 | $ 51,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 485,000 | $ 485,000 | $ 67,000 |
| Muskegon, MI | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Niles-Benton Harbor, MI | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| San Rafael, CA | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 605,000 | $ 605,000 | $ 84,000 |
| Santa Rosa, CA | 1 | $ 555,000 | $ 555,000 | $ 203,000 |
| Sioux City, IA-NE-SD | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Staunton-Waynesboro, VA | 1 | $ 275,000 | $ 275,000 | $ 157,000 |
| Stockton-Lodi, CA | 1 | $ 595,000 | $ 595,000 | $ 129,000 |
| Twin Falls, ID | 1 | $ 425,000 | $ 425,000 | $ 100,000 |
| Victoria, TX | 1 | $ 105,000 | $ 105,000 | $ 176,000 |
| Wausau, WI | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Wichita Falls, TX | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Williamsport, PA | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Winchester, VA-WV | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Bank of England in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,405 | $3,676,905,000 | $296,000 | $2,925,000 | $113,000 | $6,844,000 |
| Cash-out Refinancing | 2,224 | $683,410,000 | $307,000 | $2,805,000 | $142,000 | $7,343,000 |
| Refinancing | 895 | $276,425,000 | $308,000 | $2,855,000 | $131,000 | $1,889,000 |
| Other Purpose | 5 | $335,000 | $67,000 | $145,000 | $152,000 | $227,000 |
| Home Improvement | 3 | $185,000 | $61,000 | $75,000 | $72,000 | $107,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,208 | $3,066,980,000 | $300,000 | $2,855,000 | $122,000 | $7,343,000 |
| Not Provided | 1,869 | $562,865,000 | $301,000 | $2,925,000 | $126,000 | $2,445,000 |
| Black or African American | 1,464 | $403,440,000 | $275,000 | $1,805,000 | $94,000 | $3,675,000 |
| Hispanic | 1,355 | $390,205,000 | $287,000 | $1,125,000 | $100,000 | $1,087,000 |
| Asian | 415 | $148,765,000 | $358,000 | $2,805,000 | $149,000 | $777,000 |
| American Indian or Alaskan Native | 76 | $21,100,000 | $277,000 | $885,000 | $98,000 | $423,000 |
| Not applicable | 59 | $17,605,000 | $298,000 | $885,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 18 | $5,580,000 | $310,000 | $475,000 | $91,000 | $150,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,522 | $3,307,580,000 | $314,000 | $2,925,000 | $137,000 | $7,343,000 |
| FHA-insured (Federal Housing Administration) | 3,130 | $755,780,000 | $241,000 | $925,000 | $77,000 | $1,200,000 |
| VA-guaranteed (Veterans Administration) | 1,310 | $474,880,000 | $362,000 | $1,525,000 | $97,000 | $511,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 570 | $99,020,000 | $173,000 | $475,000 | $58,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,458 | $3,084,530,000 | $294,000 | $2,925,000 | $115,000 | $6,844,000 |
| Application Withdrawn By Applicant | 2,840 | $857,670,000 | $301,000 | $2,805,000 | $122,000 | $2,445,000 |
| Application Denied By Financial Institution | 1,478 | $468,590,000 | $317,000 | $2,855,000 | $133,000 | $7,343,000 |
| Application Approved But Not Accepted | 702 | $210,290,000 | $299,000 | $2,395,000 | $126,000 | $3,675,000 |
| Loan Purchased By The Institution | 54 | $16,180,000 | $299,000 | $805,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,054 | $4,168,670,000 | $296,000 | $2,925,000 | $117,000 | $6,844,000 |
| Credit Application Incomplete | 1,003 | $352,515,000 | $351,000 | $2,855,000 | $158,000 | $7,343,000 |
| Debt-To-Income Ratio | 154 | $40,990,000 | $266,000 | $1,285,000 | $74,000 | $830,000 |
| Other | 121 | $28,975,000 | $239,000 | $875,000 | $92,000 | $513,000 |
| Credit History | 103 | $22,335,000 | $216,000 | $665,000 | $78,000 | $320,000 |
| Employment History | 36 | $9,200,000 | $255,000 | $645,000 | $64,000 | $155,000 |
| Collateral | 36 | $8,410,000 | $233,000 | $1,155,000 | $101,000 | $490,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $3,775,000 | $251,000 | $905,000 | $87,000 | $215,000 |
| Unverifiable Information | 10 | $2,390,000 | $239,000 | $365,000 | $87,000 | $158,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of England's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of England's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arkansas, download the full spreadsheet
with aggregated HMDA statistics today.
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