Bank of the West Mortgage Lending & HMDA Data, 2010
In 2010, Bank of the West of Monterey Park, CA reported 16,828 mortgage applications totaling $3.7 billion, down 18% from 2009. The average application was for $219,179, and applicants reported an average income of $118,537. 54% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (1,279), Los Angeles-Long Beach-Glendale, CA (1,252) and Oakland-Fremont-Hayward, CA (826) (applications in parentheses).
| Mortgage Company & Address | Bank of the West 1977 Saturn Street Ms Sc-Mpk-03-N Monterey Park, CA 91755 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,828 |
| Total Mortgage Loan Application Amount | $3,688,346,000 |
| Average Mortgage Loan Application Amount | $219,179 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $118,537 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bank of the West filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 1,252 | $ 521,824,000 | $ 416,792 | $ 218,000 |
| Douglas, Nebraska | 809 | $ 108,133,000 | $ 133,662 | $ 98,000 |
| Santa Clara, California | 592 | $ 232,436,000 | $ 392,628 | $ 165,000 |
| Sedgwick, Kansas | 507 | $ 56,486,000 | $ 111,412 | $ 77,000 |
| Orange, California | 446 | $ 187,369,000 | $ 420,109 | $ 206,000 |
| Alameda, California | 441 | $ 154,777,000 | $ 350,968 | $ 119,000 |
| Contra Costa, California | 385 | $ 134,305,000 | $ 348,844 | $ 127,000 |
| Bernalillo, New Mexico | 367 | $ 65,592,000 | $ 178,724 | $ 104,000 |
| Polk, Iowa | 276 | $ 28,459,000 | $ 103,112 | $ 81,000 |
| Stanislaus, California | 272 | $ 52,516,000 | $ 193,073 | $ 131,000 |
| Sarpy, Nebraska | 271 | $ 35,444,000 | $ 130,789 | $ 79,000 |
| Jefferson, Colorado | 212 | $ 46,153,000 | $ 217,702 | $ 100,000 |
| Garfield, Oklahoma | 199 | $ 16,644,000 | $ 83,638 | $ 67,000 |
| San Joaquin, California | 190 | $ 30,518,000 | $ 160,621 | $ 86,000 |
| San Mateo, California | 188 | $ 98,992,000 | $ 526,553 | $ 205,000 |
| Denver, Colorado | 166 | $ 36,294,000 | $ 218,638 | $ 111,000 |
| San Diego, California | 165 | $ 71,127,000 | $ 431,072 | $ 174,000 |
| San Francisco, California | 159 | $ 91,388,000 | $ 574,767 | $ 198,000 |
| Fresno, California | 158 | $ 25,770,000 | $ 163,101 | $ 131,000 |
| Lancaster, Nebraska | 157 | $ 15,314,000 | $ 97,541 | $ 65,000 |
| Sonoma, California | 156 | $ 50,132,000 | $ 321,358 | $ 134,000 |
| Jackson, Missouri | 147 | $ 16,750,000 | $ 113,945 | $ 81,000 |
| Johnson, Kansas | 141 | $ 31,311,000 | $ 222,063 | $ 121,000 |
| Pima, Arizona | 135 | $ 26,338,000 | $ 195,096 | $ 95,000 |
| Adams, Colorado | 125 | $ 15,400,000 | $ 123,200 | $ 77,000 |
| Sacramento, California | 124 | $ 22,439,000 | $ 180,959 | $ 127,000 |
| Arapahoe, Colorado | 123 | $ 26,519,000 | $ 215,601 | $ 105,000 |
| Ventura, California | 112 | $ 43,704,000 | $ 390,214 | $ 194,000 |
| Linn, Iowa | 112 | $ 9,594,000 | $ 85,660 | $ 64,000 |
| Riverside, California | 103 | $ 32,000,000 | $ 310,679 | $ 155,000 |
| Pottawattamie, Iowa | 97 | $ 11,269,000 | $ 116,175 | $ 74,000 |
| Butler, Kansas | 97 | $ 10,122,000 | $ 104,350 | $ 72,000 |
| Washington, Oregon | 97 | $ 20,559,000 | $ 211,948 | $ 90,000 |
| Butte, California | 95 | $ 9,826,000 | $ 103,431 | $ 67,000 |
| Boulder, Colorado | 95 | $ 34,868,000 | $ 367,031 | $ 140,000 |
| Larimer, Colorado | 93 | $ 19,454,000 | $ 209,182 | $ 138,000 |
| San Bernardino, California | 91 | $ 19,222,000 | $ 211,230 | $ 116,000 |
| Dona Ana, New Mexico | 87 | $ 8,343,000 | $ 95,896 | $ 54,000 |
| Santa Cruz, California | 84 | $ 31,235,000 | $ 371,845 | $ 211,000 |
| Multnomah, Oregon | 83 | $ 19,709,000 | $ 237,457 | $ 214,000 |
| Napa, California | 82 | $ 38,893,000 | $ 474,304 | $ 179,000 |
| Lincoln, Nebraska | 81 | $ 6,752,000 | $ 83,358 | $ 68,000 |
| Marin, California | 80 | $ 53,005,000 | $ 662,562 | $ 275,000 |
| Summit, Colorado | 78 | $ 48,196,000 | $ 617,897 | $ 306,000 |
| Solano, California | 77 | $ 15,699,000 | $ 203,883 | $ 108,000 |
| Clackamas, Oregon | 77 | $ 20,222,000 | $ 262,623 | $ 136,000 |
| Ford, Kansas | 75 | $ 6,684,000 | $ 89,120 | $ 64,000 |
| Clark, Nevada | 74 | $ 16,021,000 | $ 216,500 | $ 252,000 |
| Oklahoma, Oklahoma | 74 | $ 12,251,000 | $ 165,554 | $ 97,000 |
| Boone, Iowa | 71 | $ 4,914,000 | $ 69,211 | $ 64,000 |
| Tulare, California | 70 | $ 9,992,000 | $ 142,742 | $ 125,000 |
| Lyon, Minnesota | 69 | $ 7,165,000 | $ 103,840 | $ 74,000 |
| Sweetwater, Wyoming | 69 | $ 7,284,000 | $ 105,565 | $ 80,000 |
| Maricopa, Arizona | 68 | $ 15,302,000 | $ 225,029 | $ 256,000 |
| Sandoval, New Mexico | 67 | $ 9,769,000 | $ 145,805 | $ 74,000 |
| Salt Lake, Utah | 67 | $ 15,460,000 | $ 230,746 | $ 121,000 |
| Cass, North Dakota | 65 | $ 10,096,000 | $ 155,323 | $ 82,000 |
| Douglas, Colorado | 62 | $ 22,018,000 | $ 355,129 | $ 164,000 |
| Weld, Colorado | 62 | $ 13,770,000 | $ 222,096 | $ 94,000 |
| Mesa, Colorado | 57 | $ 10,977,000 | $ 192,578 | $ 81,000 |
| Franklin, Kansas | 57 | $ 4,967,000 | $ 87,140 | $ 63,000 |
| Placer, California | 56 | $ 15,122,000 | $ 270,035 | $ 199,000 |
| Ada, Idaho | 56 | $ 11,297,000 | $ 201,732 | $ 94,000 |
| Finney, Kansas | 56 | $ 4,174,000 | $ 74,535 | $ 51,000 |
| Otter Tail, Minnesota | 56 | $ 6,967,000 | $ 124,410 | $ 59,000 |
| Pinal, Arizona | 53 | $ 5,520,000 | $ 104,150 | $ 74,000 |
| Winneshiek, Iowa | 53 | $ 6,661,000 | $ 125,679 | $ 67,000 |
| Dallas, Iowa | 50 | $ 7,694,000 | $ 153,880 | $ 85,000 |
| Washoe, Nevada | 50 | $ 10,790,000 | $ 215,800 | $ 165,000 |
| Nevada, California | 49 | $ 11,561,000 | $ 235,938 | $ 111,000 |
| Harvey, Kansas | 49 | $ 4,185,000 | $ 85,408 | $ 72,000 |
| Stearns, Minnesota | 48 | $ 7,211,000 | $ 150,229 | $ 81,000 |
| Navajo, Arizona | 47 | $ 2,778,000 | $ 59,106 | $ 53,000 |
| Lincoln, Wyoming | 46 | $ 5,508,000 | $ 119,739 | $ 72,000 |
| El Dorado, California | 45 | $ 15,054,000 | $ 334,533 | $ 169,000 |
| Buffalo, Nebraska | 45 | $ 4,090,000 | $ 90,888 | $ 68,000 |
| Kay, Oklahoma | 45 | $ 1,920,000 | $ 42,666 | $ 53,000 |
| Santa Barbara, California | 44 | $ 27,261,000 | $ 619,568 | $ 379,000 |
| Lake, California | 43 | $ 5,195,000 | $ 120,813 | $ 58,000 |
| Lincoln, Oregon | 41 | $ 7,801,000 | $ 190,268 | $ 77,000 |
| Moffat, Colorado | 40 | $ 6,457,000 | $ 161,425 | $ 76,000 |
| Grand, Colorado | 39 | $ 8,096,000 | $ 207,589 | $ 122,000 |
| Gunnison, Colorado | 39 | $ 16,700,000 | $ 428,205 | $ 293,000 |
| Carroll, Iowa | 39 | $ 2,817,000 | $ 72,230 | $ 49,000 |
| Houston, Minnesota | 39 | $ 2,956,000 | $ 75,794 | $ 53,000 |
| Clay, Missouri | 39 | $ 6,323,000 | $ 162,128 | $ 146,000 |
| Umatilla, Oregon | 39 | $ 4,660,000 | $ 119,487 | $ 60,000 |
| Warren, Iowa | 38 | $ 4,053,000 | $ 106,657 | $ 78,000 |
| Swift, Minnesota | 38 | $ 3,948,000 | $ 103,894 | $ 70,000 |
| Hall, Nebraska | 38 | $ 5,602,000 | $ 147,421 | $ 60,000 |
| Carbon, Wyoming | 38 | $ 4,827,000 | $ 127,026 | $ 75,000 |
| Pontotoc, Oklahoma | 37 | $ 1,944,000 | $ 52,540 | $ 44,000 |
| Kern, California | 36 | $ 3,941,000 | $ 109,472 | $ 113,000 |
| Monterey, California | 36 | $ 11,087,000 | $ 307,972 | $ 143,000 |
| Cowley, Kansas | 36 | $ 2,087,000 | $ 57,972 | $ 65,000 |
| Kings, California | 35 | $ 5,038,000 | $ 143,942 | $ 119,000 |
| Merced, California | 35 | $ 4,046,000 | $ 115,600 | $ 97,000 |
| Cass, Nebraska | 35 | $ 4,623,000 | $ 132,085 | $ 77,000 |
| Box Butte, Nebraska | 34 | $ 2,880,000 | $ 84,705 | $ 69,000 |
| Montrose, Colorado | 33 | $ 5,480,000 | $ 166,060 | $ 83,000 |
| Wapello, Iowa | 33 | $ 1,803,000 | $ 54,636 | $ 41,000 |
| Kittitas, Washington | 33 | $ 5,185,000 | $ 157,121 | $ 70,000 |
| Decatur, Iowa | 32 | $ 2,305,000 | $ 72,031 | $ 67,000 |
| Natrona, Wyoming | 32 | $ 4,446,000 | $ 138,937 | $ 92,000 |
| Coconino, Arizona | 31 | $ 5,080,000 | $ 163,870 | $ 72,000 |
| Gila, Arizona | 30 | $ 1,507,000 | $ 50,233 | $ 56,000 |
| Yolo, California | 30 | $ 4,521,000 | $ 150,700 | $ 101,000 |
| Lincoln, Minnesota | 30 | $ 1,907,000 | $ 63,566 | $ 53,000 |
| Madison, Nebraska | 30 | $ 3,246,000 | $ 108,200 | $ 56,000 |
| Richland, North Dakota | 30 | $ 2,646,000 | $ 88,200 | $ 62,000 |
| Anoka, Minnesota | 29 | $ 5,095,000 | $ 175,689 | $ 69,000 |
| Seminole, Oklahoma | 29 | $ 1,113,000 | $ 38,379 | $ 54,000 |
| Reno, Kansas | 28 | $ 1,640,000 | $ 58,571 | $ 74,000 |
| Gage, Nebraska | 28 | $ 1,776,000 | $ 63,428 | $ 47,000 |
| Washington, Oklahoma | 28 | $ 2,760,000 | $ 98,571 | $ 74,000 |
| Benton, Washington | 27 | $ 4,042,000 | $ 149,703 | $ 67,000 |
| Morrison, Minnesota | 26 | $ 3,737,000 | $ 143,730 | $ 73,000 |
| Washington, Nebraska | 25 | $ 3,960,000 | $ 158,400 | $ 119,000 |
| Tulsa, Oklahoma | 25 | $ 3,510,000 | $ 140,400 | $ 81,000 |
| Laramie, Wyoming | 25 | $ 3,245,000 | $ 129,800 | $ 68,000 |
| Davis, Iowa | 24 | $ 2,692,000 | $ 112,166 | $ 46,000 |
| Stevens, Minnesota | 24 | $ 3,050,000 | $ 127,083 | $ 57,000 |
| Valencia, New Mexico | 24 | $ 2,759,000 | $ 114,958 | $ 58,000 |
| Apache, Arizona | 23 | $ 1,526,000 | $ 66,347 | $ 52,000 |
| Clay, Minnesota | 23 | $ 2,739,000 | $ 119,086 | $ 58,000 |
| Platte, Nebraska | 23 | $ 2,043,000 | $ 88,826 | $ 68,000 |
| Las Animas, Colorado | 22 | $ 867,000 | $ 39,409 | $ 40,000 |
| Platte, Missouri | 22 | $ 2,878,000 | $ 130,818 | $ 85,000 |
| Scott, Iowa | 21 | $ 1,703,000 | $ 81,095 | $ 74,000 |
| Payne, Oklahoma | 21 | $ 1,009,000 | $ 48,047 | $ 51,000 |
| Albany, Wyoming | 21 | $ 3,832,000 | $ 182,476 | $ 102,000 |
| Delta, Colorado | 20 | $ 2,518,000 | $ 125,900 | $ 60,000 |
| Johnson, Iowa | 20 | $ 2,561,000 | $ 128,050 | $ 71,000 |
| Douglas, Kansas | 20 | $ 3,293,000 | $ 164,650 | $ 80,000 |
| Cleveland, Oklahoma | 20 | $ 1,269,000 | $ 63,450 | $ 88,000 |
| Clay, South Dakota | 20 | $ 2,631,000 | $ 131,550 | $ 79,000 |
| Campbell, Wyoming | 20 | $ 2,650,000 | $ 132,500 | $ 74,000 |
| San Luis Obispo, California | 19 | $ 7,273,000 | $ 382,789 | $ 551,000 |
| Tuolumne, California | 19 | $ 2,524,000 | $ 132,842 | $ 127,000 |
| Harrison, Iowa | 19 | $ 1,195,000 | $ 62,894 | $ 47,000 |
| Story, Iowa | 19 | $ 2,630,000 | $ 138,421 | $ 76,000 |
| Pawnee, Kansas | 19 | $ 676,000 | $ 35,578 | $ 64,000 |
| Sumner, Kansas | 19 | $ 1,513,000 | $ 79,631 | $ 70,000 |
| Cass, Missouri | 19 | $ 2,481,000 | $ 130,578 | $ 93,000 |
| Cherry, Nebraska | 19 | $ 1,002,000 | $ 52,736 | $ 85,000 |
| Dodge, Nebraska | 19 | $ 1,406,000 | $ 74,000 | $ 53,000 |
| Stark, North Dakota | 19 | $ 1,647,000 | $ 86,684 | $ 49,000 |
| Washburn, Wisconsin | 19 | $ 1,989,000 | $ 104,684 | $ 63,000 |
| Sublette, Wyoming | 19 | $ 3,000,000 | $ 157,894 | $ 339,000 |
| Uinta, Wyoming | 19 | $ 2,160,000 | $ 113,684 | $ 73,000 |
| Canyon, Idaho | 18 | $ 2,099,000 | $ 116,611 | $ 57,000 |
| Marshall, Iowa | 18 | $ 1,059,000 | $ 58,833 | $ 66,000 |
| Shelby, Iowa | 18 | $ 1,351,000 | $ 75,055 | $ 50,000 |
| Woodbury, Iowa | 18 | $ 1,164,000 | $ 64,666 | $ 49,000 |
| Dawes, Nebraska | 18 | $ 1,669,000 | $ 92,722 | $ 53,000 |
| Columbia, Oregon | 18 | $ 2,746,000 | $ 152,555 | $ 84,000 |
| Yakima, Washington | 18 | $ 2,830,000 | $ 157,222 | $ 100,000 |
| Washakie, Wyoming | 18 | $ 2,273,000 | $ 126,277 | $ 52,000 |
| Park, Colorado | 17 | $ 2,543,000 | $ 149,588 | $ 52,000 |
| Routt, Colorado | 17 | $ 8,402,000 | $ 494,235 | $ 232,000 |
| Blaine, Idaho | 17 | $ 6,126,000 | $ 360,352 | $ 205,000 |
| Barton, Kansas | 17 | $ 339,000 | $ 19,941 | $ 53,000 |
| Fillmore, Minnesota | 17 | $ 1,441,000 | $ 84,764 | $ 60,000 |
| Carter, Oklahoma | 17 | $ 1,056,000 | $ 62,117 | $ 64,000 |
| Malheur, Oregon | 17 | $ 2,910,000 | $ 171,176 | $ 60,000 |
| Summit, Utah | 17 | $ 13,559,000 | $ 797,588 | $ 720,000 |
| Park, Wyoming | 17 | $ 2,055,000 | $ 120,882 | $ 78,000 |
| Chaffee, Colorado | 16 | $ 3,672,000 | $ 229,500 | $ 99,000 |
| Elbert, Colorado | 16 | $ 3,528,000 | $ 220,500 | $ 72,000 |
| Jones, Iowa | 16 | $ 1,218,000 | $ 76,125 | $ 45,000 |
| Douglas, Nevada | 16 | $ 5,735,000 | $ 358,437 | $ 294,000 |
| Wasco, Oregon | 16 | $ 1,761,000 | $ 110,062 | $ 66,000 |
| Broomfield, Colorado | 15 | $ 2,628,000 | $ 175,200 | $ 65,000 |
| Nobles, Minnesota | 15 | $ 1,267,000 | $ 84,466 | $ 59,000 |
| Beadle, South Dakota | 15 | $ 1,649,000 | $ 109,933 | $ 45,000 |
| Teton, Wyoming | 15 | $ 9,054,000 | $ 603,600 | $ 330,000 |
| Washington, Idaho | 14 | $ 886,000 | $ 63,285 | $ 54,000 |
| Mills, Iowa | 14 | $ 1,390,000 | $ 99,285 | $ 61,000 |
| Cottonwood, Minnesota | 14 | $ 1,806,000 | $ 129,000 | $ 209,000 |
| Carson City, Nevada | 14 | $ 3,073,000 | $ 219,500 | $ 147,000 |
| Clark, Washington | 14 | $ 3,494,000 | $ 249,571 | $ 196,000 |
| Converse, Wyoming | 14 | $ 1,241,000 | $ 88,642 | $ 82,000 |
| Madera, California | 13 | $ 1,060,000 | $ 81,538 | $ 70,000 |
| Mahaska, Iowa | 13 | $ 760,000 | $ 58,461 | $ 53,000 |
| Hennepin, Minnesota | 13 | $ 6,496,000 | $ 499,692 | $ 860,000 |
| Spink, South Dakota | 13 | $ 955,000 | $ 73,461 | $ 75,000 |
| Fremont, Wyoming | 13 | $ 1,729,000 | $ 133,000 | $ 74,000 |
| Platte, Wyoming | 13 | $ 1,344,000 | $ 103,384 | $ 64,000 |
| Yavapai, Arizona | 12 | $ 1,121,000 | $ 93,416 | $ 51,000 |
| Calaveras, California | 12 | $ 2,322,000 | $ 193,500 | $ 112,000 |
| El Paso, Colorado | 12 | $ 2,713,000 | $ 226,083 | $ 115,000 |
| Franklin, Washington | 12 | $ 1,298,000 | $ 108,166 | $ 47,000 |
| Kit Carson, Colorado | 11 | $ 803,000 | $ 73,000 | $ 133,000 |
| Morgan, Colorado | 11 | $ 1,283,000 | $ 116,636 | $ 73,000 |
| Edwards, Kansas | 11 | $ 288,000 | $ 26,181 | $ 49,000 |
| Seward, Kansas | 11 | $ 586,000 | $ 53,272 | $ 77,000 |
| Osage, Oklahoma | 11 | $ 743,000 | $ 67,545 | $ 49,000 |
| Woods, Oklahoma | 11 | $ 851,000 | $ 77,363 | $ 61,000 |
| Logan, Colorado | 10 | $ 1,473,000 | $ 147,300 | $ 68,000 |
| Jasper, Iowa | 10 | $ 636,000 | $ 63,600 | $ 66,000 |
| Sac, Iowa | 10 | $ 590,000 | $ 59,000 | $ 70,000 |
| Montgomery, Kansas | 10 | $ 332,000 | $ 33,200 | $ 57,000 |
| Wilkin, Minnesota | 10 | $ 851,000 | $ 85,100 | $ 43,000 |
| Deschutes, Oregon | 10 | $ 3,434,000 | $ 343,400 | $ 181,000 |
| Marion, Oregon | 10 | $ 2,375,000 | $ 237,500 | $ 62,000 |
| Perkins, South Dakota | 10 | $ 2,494,000 | $ 249,400 | $ 102,000 |
| Davis, Utah | 10 | $ 2,119,000 | $ 211,900 | $ 126,000 |
| Utah, Utah | 10 | $ 5,277,000 | $ 527,700 | $ 172,000 |
| Niobrara, Wyoming | 10 | $ 520,000 | $ 52,000 | $ 58,000 |
| Sheridan, Wyoming | 10 | $ 1,399,000 | $ 139,900 | $ 80,000 |
| Mohave, Arizona | 9 | $ 1,091,000 | $ 121,222 | $ 235,000 |
| Gray, Kansas | 9 | $ 1,054,000 | $ 117,111 | $ 83,000 |
| Pope, Minnesota | 9 | $ 1,268,000 | $ 140,888 | $ 90,000 |
| Saunders, Nebraska | 9 | $ 1,377,000 | $ 153,000 | $ 107,000 |
| Sheridan, Nebraska | 9 | $ 288,000 | $ 32,000 | $ 35,000 |
| Santa Fe, New Mexico | 9 | $ 6,063,000 | $ 673,666 | $ 224,000 |
| Yamhill, Oregon | 9 | $ 2,972,000 | $ 330,222 | $ 188,000 |
| Fall River, South Dakota | 9 | $ 831,000 | $ 92,333 | $ 54,000 |
| Union, South Dakota | 9 | $ 973,000 | $ 108,111 | $ 84,000 |
| Amador, California | 8 | $ 953,000 | $ 119,125 | $ 40,000 |
| Wyandotte, Kansas | 8 | $ 718,000 | $ 89,750 | $ 60,000 |
| Kandiyohi, Minnesota | 8 | $ 1,523,000 | $ 190,375 | $ 229,000 |
| Norman, Minnesota | 8 | $ 483,000 | $ 60,375 | $ 26,000 |
| Traverse, Minnesota | 8 | $ 657,000 | $ 82,125 | $ 45,000 |
| Colfax, Nebraska | 8 | $ 290,000 | $ 36,250 | $ 79,000 |
| Otoe, Nebraska | 8 | $ 537,000 | $ 67,125 | $ 66,000 |
| McClain, Oklahoma | 8 | $ 309,000 | $ 38,625 | $ 58,000 |
| Tillamook, Oregon | 8 | $ 2,891,000 | $ 361,375 | $ 487,000 |
| Wasatch, Utah | 8 | $ 1,600,000 | $ 200,000 | $ 210,000 |
| Clear Creek, Colorado | 7 | $ 1,265,000 | $ 180,714 | $ 38,000 |
| Delaware, Iowa | 7 | $ 474,000 | $ 67,714 | $ 69,000 |
| Ringgold, Iowa | 7 | $ 589,000 | $ 84,142 | $ 59,000 |
| Kearny, Kansas | 7 | $ 804,000 | $ 114,857 | $ 71,000 |
| Leavenworth, Kansas | 7 | $ 828,000 | $ 118,285 | $ 64,000 |
| McPherson, Kansas | 7 | $ 106,000 | $ 15,142 | $ 42,000 |
| Becker, Minnesota | 7 | $ 1,236,000 | $ 176,571 | $ 92,000 |
| Dakota, Minnesota | 7 | $ 1,353,000 | $ 193,285 | $ 62,000 |
| Grant, Minnesota | 7 | $ 705,000 | $ 100,714 | $ 62,000 |
| Dawson, Nebraska | 7 | $ 304,000 | $ 43,428 | $ 51,000 |
| Yankton, South Dakota | 7 | $ 827,000 | $ 118,142 | $ 53,000 |
| Goshen, Wyoming | 7 | $ 469,000 | $ 67,000 | $ 48,000 |
| San Benito, California | 6 | $ 1,495,000 | $ 249,166 | $ 92,000 |
| Pueblo, Colorado | 6 | $ 609,000 | $ 101,500 | $ 30,000 |
| Benton, Iowa | 6 | $ 691,000 | $ 115,166 | $ 66,000 |
| Miami, Kansas | 6 | $ 1,296,000 | $ 216,000 | $ 98,000 |
| Rice, Kansas | 6 | $ 96,000 | $ 16,000 | $ 42,000 |
| Saline, Kansas | 6 | $ 63,000 | $ 10,500 | $ 52,000 |
| Ramsey, Minnesota | 6 | $ 1,699,000 | $ 283,166 | $ 136,000 |
| Pierce, Nebraska | 6 | $ 582,000 | $ 97,000 | $ 95,000 |
| Torrance, New Mexico | 6 | $ 619,000 | $ 103,166 | $ 76,000 |
| Pennington, South Dakota | 6 | $ 869,000 | $ 144,833 | $ 72,000 |
| El Paso, Texas | 6 | $ 323,000 | $ 53,833 | $ 49,000 |
| Barron, Wisconsin | 6 | $ 641,000 | $ 106,833 | $ 96,000 |
| Douglas, Wisconsin | 6 | $ 831,000 | $ 138,500 | $ 68,000 |
| Sawyer, Wisconsin | 6 | $ 1,094,000 | $ 182,333 | $ 83,000 |
| Eagle, Colorado | 5 | $ 2,628,000 | $ 525,600 | $ 338,000 |
| Fremont, Colorado | 5 | $ 1,314,000 | $ 262,800 | $ 189,000 |
| Phillips, Colorado | 5 | $ 419,000 | $ 83,800 | $ 56,000 |
| Calhoun, Iowa | 5 | $ 363,000 | $ 72,600 | $ 45,000 |
| Marion, Kansas | 5 | $ 476,000 | $ 95,200 | $ 58,000 |
| Meeker, Minnesota | 5 | $ 551,000 | $ 110,200 | $ 54,000 |
| Redwood, Minnesota | 5 | $ 145,000 | $ 29,000 | $ 51,000 |
| Camden, Missouri | 5 | $ 1,324,000 | $ 264,800 | $ 318,000 |
| Dakota, Nebraska | 5 | $ 362,000 | $ 72,400 | $ 242,000 |
| Stanton, Nebraska | 5 | $ 357,000 | $ 71,400 | $ 58,000 |
| Griggs, North Dakota | 5 | $ 307,000 | $ 61,400 | $ 41,000 |
| Garvin, Oklahoma | 5 | $ 255,000 | $ 51,000 | $ 84,000 |
| Grady, Oklahoma | 5 | $ 383,000 | $ 76,600 | $ 59,000 |
| Lincoln, Oklahoma | 5 | $ 420,000 | $ 84,000 | $ 54,000 |
| Logan, Oklahoma | 5 | $ 905,000 | $ 181,000 | $ 40,000 |
| Major, Oklahoma | 5 | $ 469,000 | $ 93,800 | $ 79,000 |
| Potter, South Dakota | 5 | $ 404,000 | $ 80,800 | $ 68,000 |
| Santa Cruz, Arizona | 4 | $ 1,046,000 | $ 261,500 | $ 98,000 |
| Shasta, California | 4 | $ 579,000 | $ 144,750 | $ 20,000 |
| Pitkin, Colorado | 4 | $ 5,639,000 | $ 1,409,750 | $ 1,101,000 |
| Valley, Idaho | 4 | $ 4,614,000 | $ 1,153,500 | $ 308,000 |
| Allamakee, Iowa | 4 | $ 471,000 | $ 117,750 | $ 62,000 |
| Black Hawk, Iowa | 4 | $ 293,000 | $ 73,250 | $ 59,000 |
| Fayette, Iowa | 4 | $ 336,000 | $ 84,000 | $ 43,000 |
| Howard, Iowa | 4 | $ 348,000 | $ 87,000 | $ 60,000 |
| Keokuk, Iowa | 4 | $ 237,000 | $ 59,250 | $ 56,000 |
| Madison, Iowa | 4 | $ 236,000 | $ 59,000 | $ 61,000 |
| Plymouth, Iowa | 4 | $ 387,000 | $ 96,750 | $ 139,000 |
| Anderson, Kansas | 4 | $ 230,000 | $ 57,500 | $ 57,000 |
| Clark, Kansas | 4 | $ 294,000 | $ 73,500 | $ 50,000 |
| Pratt, Kansas | 4 | $ 322,000 | $ 80,500 | $ 68,000 |
| Shawnee, Kansas | 4 | $ 415,000 | $ 103,750 | $ 70,000 |
| Yellow Medicine, Minnesota | 4 | $ 297,000 | $ 74,250 | $ 70,000 |
| Lafayette, Missouri | 4 | $ 504,000 | $ 126,000 | $ 113,000 |
| Pulaski, Missouri | 4 | $ 131,000 | $ 32,750 | $ 110,000 |
| Burt, Nebraska | 4 | $ 243,000 | $ 60,750 | $ 82,000 |
| Hooker, Nebraska | 4 | $ 193,000 | $ 48,250 | $ 25,000 |
| Howard, Nebraska | 4 | $ 325,000 | $ 81,250 | $ 59,000 |
| Keith, Nebraska | 4 | $ 98,000 | $ 24,500 | $ 25,000 |
| Otero, New Mexico | 4 | $ 236,000 | $ 59,000 | $ 41,000 |
| Socorro, New Mexico | 4 | $ 460,000 | $ 115,000 | $ 94,000 |
| Canadian, Oklahoma | 4 | $ 562,000 | $ 140,500 | $ 99,000 |
| Mayes, Oklahoma | 4 | $ 256,000 | $ 64,000 | $ 54,000 |
| Rogers, Oklahoma | 4 | $ 554,000 | $ 138,500 | $ 108,000 |
| Rich, Utah | 4 | $ 665,000 | $ 166,250 | $ 98,000 |
| King, Washington | 4 | $ 725,000 | $ 181,250 | $ 66,000 |
| Burnett, Wisconsin | 4 | $ 716,000 | $ 179,000 | $ 88,000 |
| Glenn, California | 3 | $ 316,000 | $ 105,333 | $ 378,000 |
| Mariposa, California | 3 | $ 273,000 | $ 91,000 | $ 58,000 |
| Sutter, California | 3 | $ 419,000 | $ 139,666 | $ 53,000 |
| Cheyenne, Colorado | 3 | $ 74,000 | $ 24,666 | $ 32,000 |
| Garfield, Colorado | 3 | $ 496,000 | $ 165,333 | $ 87,000 |
| Lake, Colorado | 3 | $ 788,000 | $ 262,666 | $ 108,000 |
| San Miguel, Colorado | 3 | $ 372,000 | $ 124,000 | $ 296,000 |
| Boise, Idaho | 3 | $ 539,000 | $ 179,666 | $ 37,000 |
| Nez Perce, Idaho | 3 | $ 359,000 | $ 119,666 | $ 74,000 |
| Twin Falls, Idaho | 3 | $ 411,000 | $ 137,000 | $ 82,000 |
| Appanoose, Iowa | 3 | $ 298,000 | $ 99,333 | $ 56,000 |
| Crawford, Iowa | 3 | $ 212,000 | $ 70,666 | $ 62,000 |
| Fremont, Iowa | 3 | $ 373,000 | $ 124,333 | $ 88,000 |
| Hardin, Iowa | 3 | $ 244,000 | $ 81,333 | $ 91,000 |
| Iowa, Iowa | 3 | $ 372,000 | $ 124,000 | $ 72,000 |
| Marion, Iowa | 3 | $ 43,000 | $ 14,333 | $ 82,000 |
| Comanche, Kansas | 3 | $ 89,000 | $ 29,666 | $ 46,000 |
| Dickinson, Kansas | 3 | $ 29,000 | $ 9,666 | $ 34,000 |
| Kingman, Kansas | 3 | $ 237,000 | $ 79,000 | $ 60,000 |
| Lyon, Kansas | 3 | $ 95,000 | $ 31,666 | $ 88,000 |
| Mitchell, Kansas | 3 | $ 221,000 | $ 73,666 | $ 47,000 |
| Osage, Kansas | 3 | $ 385,000 | $ 128,333 | $ 86,000 |
| Scott, Kansas | 3 | $ 65,000 | $ 21,666 | $ 53,000 |
| Woodson, Kansas | 3 | $ 68,000 | $ 22,666 | $ 36,000 |
| Carver, Minnesota | 3 | $ 755,000 | $ 251,666 | $ 88,000 |
| Cass, Minnesota | 3 | $ 485,000 | $ 161,666 | $ 200,000 |
| Jackson, Minnesota | 3 | $ 101,000 | $ 33,666 | $ 50,000 |
| Mower, Minnesota | 3 | $ 396,000 | $ 132,000 | $ 73,000 |
| Sherburne, Minnesota | 3 | $ 464,000 | $ 154,666 | $ 61,000 |
| Adams, Nebraska | 3 | $ 122,000 | $ 40,666 | $ 68,000 |
| Boone, Nebraska | 3 | $ 69,000 | $ 23,000 | $ 54,000 |
| Morrill, Nebraska | 3 | $ 673,000 | $ 224,333 | $ 54,000 |
| Scotts Bluff, Nebraska | 3 | $ 372,000 | $ 124,000 | $ 64,000 |
| Golden Valley, North Dakota | 3 | $ 239,000 | $ 79,666 | $ 50,000 |
| Grand Forks, North Dakota | 3 | $ 228,000 | $ 76,000 | $ 55,000 |
| Kingfisher, Oklahoma | 3 | $ 193,000 | $ 64,333 | $ 44,000 |
| Muskogee, Oklahoma | 3 | $ 142,000 | $ 47,333 | $ 75,000 |
| Pawnee, Oklahoma | 3 | $ 308,000 | $ 102,666 | $ 65,000 |
| Jefferson, Oregon | 3 | $ 295,000 | $ 98,333 | $ 250,000 |
| Charles Mix, South Dakota | 3 | $ 137,000 | $ 45,666 | $ 102,000 |
| Douglas, South Dakota | 3 | $ 737,000 | $ 245,666 | $ 423,000 |
| Hand, South Dakota | 3 | $ 317,000 | $ 105,666 | $ 125,000 |
| Klickitat, Washington | 3 | $ 260,000 | $ 86,666 | $ 85,000 |
| Pierce, Washington | 3 | $ 585,000 | $ 195,000 | $ 82,000 |
| Walla Walla, Washington | 3 | $ 372,000 | $ 124,000 | $ 62,000 |
| Big Horn, Wyoming | 3 | $ 414,000 | $ 138,000 | $ 78,000 |
| Cochise, Arizona | 2 | $ 130,000 | $ 65,000 | $ 90,000 |
| Yuma, Arizona | 2 | $ 403,000 | $ 201,500 | $ 71,000 |
| Alpine, California | 2 | $ 450,000 | $ 225,000 | $ 823,000 |
| Imperial, California | 2 | $ 119,000 | $ 59,500 | $ 187,000 |
| Mendocino, California | 2 | $ 325,000 | $ 162,500 | $ 161,000 |
| Siskiyou, California | 2 | $ 715,000 | $ 357,500 | $ 212,000 |
| Tehama, California | 2 | $ 350,000 | $ 175,000 | $ 57,000 |
| Yuba, California | 2 | $ 162,000 | $ 81,000 | $ 600,000 |
| Alamosa, Colorado | 2 | $ 207,000 | $ 103,500 | $ 47,000 |
| Rio Grande, Colorado | 2 | $ 582,000 | $ 291,000 | $ 657,000 |
| Payette, Idaho | 2 | $ 191,000 | $ 95,500 | $ 36,000 |
| Teton, Idaho | 2 | $ 460,000 | $ 230,000 | $ 151,000 |
| Cedar, Iowa | 2 | $ 62,000 | $ 31,000 | $ 27,000 |
| Chickasaw, Iowa | 2 | $ 206,000 | $ 103,000 | $ 51,000 |
| Clarke, Iowa | 2 | $ 47,000 | $ 23,500 | $ 37,000 |
| Pocahontas, Iowa | 2 | $ 84,000 | $ 42,000 | $ 55,000 |
| Tama, Iowa | 2 | $ 453,000 | $ 226,500 | $ 60,000 |
| Taylor, Iowa | 2 | $ 82,000 | $ 41,000 | $ 94,000 |
| Chautauqua, Kansas | 2 | $ 218,000 | $ 109,000 | $ 93,000 |
| Clay, Kansas | 2 | $ 25,000 | $ 12,500 | $ 22,000 |
| Geary, Kansas | 2 | $ 88,000 | $ 44,000 | $ 57,000 |
| Harper, Kansas | 2 | $ 32,000 | $ 16,000 | $ 27,000 |
| Jefferson, Kansas | 2 | $ 137,000 | $ 68,500 | $ 93,000 |
| Meade, Kansas | 2 | $ 108,000 | $ 54,000 | $ 46,000 |
| Stafford, Kansas | 2 | $ 49,000 | $ 24,500 | $ 39,000 |
| Benton, Minnesota | 2 | $ 154,000 | $ 77,000 | $ 29,000 |
| Carlton, Minnesota | 2 | $ 341,000 | $ 170,500 | $ 85,000 |
| Douglas, Minnesota | 2 | $ 516,000 | $ 258,000 | $ 341,000 |
| Hubbard, Minnesota | 2 | $ 433,000 | $ 216,500 | $ 128,000 |
| Mille Lacs, Minnesota | 2 | $ 419,000 | $ 209,500 | $ 120,000 |
| Murray, Minnesota | 2 | $ 97,000 | $ 48,500 | $ 45,000 |
| Olmsted, Minnesota | 2 | $ 322,000 | $ 161,000 | $ 252,000 |
| Scott, Minnesota | 2 | $ 336,000 | $ 168,000 | $ 12,000 |
| Jackson, Mississippi | 2 | $ 202,000 | $ 101,000 | $ 137,000 |
| Daviess, Missouri | 2 | $ 308,000 | $ 154,000 | $ 138,000 |
| Greene, Missouri | 2 | $ 99,000 | $ 49,500 | $ 25,000 |
| Jasper, Missouri | 2 | $ 94,000 | $ 47,000 | $ 71,000 |
| Butler, Nebraska | 2 | $ 162,000 | $ 81,000 | $ 60,000 |
| Jefferson, Nebraska | 2 | $ 148,000 | $ 74,000 | $ 52,000 |
| Kearney, Nebraska | 2 | $ 197,000 | $ 98,500 | $ 53,000 |
| Knox, Nebraska | 2 | $ 120,000 | $ 60,000 | $ 62,000 |
| Merrick, Nebraska | 2 | $ 151,000 | $ 75,500 | $ 75,000 |
| Pawnee, Nebraska | 2 | $ 139,000 | $ 69,500 | $ 56,000 |
| Phelps, Nebraska | 2 | $ 55,000 | $ 27,500 | $ 55,000 |
| Polk, Nebraska | 2 | $ 21,000 | $ 10,500 | $ 40,000 |
| Seward, Nebraska | 2 | $ 195,000 | $ 97,500 | $ 91,000 |
| Thayer, Nebraska | 2 | $ 181,000 | $ 90,500 | $ 88,000 |
| Humboldt, Nevada | 2 | $ 214,000 | $ 107,000 | $ 86,000 |
| Nye, Nevada | 2 | $ 213,000 | $ 106,500 | $ 208,000 |
| Cape May, New Jersey | 2 | $ 834,000 | $ 417,000 | $ 1,182,000 |
| Chaves, New Mexico | 2 | $ 696,000 | $ 348,000 | $ 102,000 |
| Hidalgo, New Mexico | 2 | $ 180,000 | $ 90,000 | $ 49,000 |
| Luna, New Mexico | 2 | $ 60,000 | $ 30,000 | $ 36,000 |
| Sierra, New Mexico | 2 | $ 225,000 | $ 112,500 | $ 98,000 |
| Taos, New Mexico | 2 | $ 669,000 | $ 334,500 | $ 260,000 |
| Creek, Oklahoma | 2 | $ 150,000 | $ 75,000 | $ 11,000 |
| Delaware, Oklahoma | 2 | $ 240,000 | $ 120,000 | $ 41,000 |
| Murray, Oklahoma | 2 | $ 218,000 | $ 109,000 | $ 101,000 |
| Pittsburg, Oklahoma | 2 | $ 85,000 | $ 42,500 | $ 78,000 |
| Texas, Oklahoma | 2 | $ 182,000 | $ 91,000 | $ 106,000 |
| Baker, Oregon | 2 | $ 214,000 | $ 107,000 | $ 35,000 |
| Lane, Oregon | 2 | $ 346,000 | $ 173,000 | $ 60,000 |
| Polk, Oregon | 2 | $ 706,000 | $ 353,000 | $ 311,000 |
| Brookings, South Dakota | 2 | $ 117,000 | $ 58,500 | $ 34,000 |
| Hughes, South Dakota | 2 | $ 185,000 | $ 92,500 | $ 49,000 |
| Lyman, South Dakota | 2 | $ 242,000 | $ 121,000 | $ 108,000 |
| Carbon, Utah | 2 | $ 557,000 | $ 278,500 | $ 113,000 |
| Washington, Utah | 2 | $ 671,000 | $ 335,500 | $ 119,000 |
| Clallam, Washington | 2 | $ 379,000 | $ 189,500 | $ 130,000 |
| Thurston, Washington | 2 | $ 579,000 | $ 289,500 | $ 203,000 |
| Johnson, Wyoming | 2 | $ 579,000 | $ 289,500 | $ 469,000 |
| Graham, Arizona | 1 | $ 5,000 | $ 5,000 | $ 33,000 |
| Sharp, Arkansas | 1 | $ 252,000 | $ 252,000 | $ 65,000 |
| Del Norte, California | 1 | $ 278,000 | $ 278,000 | $ 169,000 |
| Mono, California | 1 | $ 125,000 | $ 125,000 | $ 97,000 |
| Plumas, California | 1 | $ 108,000 | $ 108,000 | $ 124,000 |
| Trinity, California | 1 | $ 126,000 | $ 126,000 | $ 115,000 |
| Archuleta, Colorado | 1 | $ 251,000 | $ 251,000 | $ 271,000 |
| Conejos, Colorado | 1 | $ 49,000 | $ 49,000 | $ 25,000 |
| Custer, Colorado | 1 | $ 220,000 | $ 220,000 | $ 44,000 |
| Huerfano, Colorado | 1 | $ 392,000 | $ 392,000 | $ 112,000 |
| Jackson, Colorado | 1 | $ 608,000 | $ 608,000 | $ 749,000 |
| La Plata, Colorado | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Montezuma, Colorado | 1 | $ 104,000 | $ 104,000 | $ 87,000 |
| Ouray, Colorado | 1 | $ 50,000 | $ 50,000 | $ 33,000 |
| Rio Blanco, Colorado | 1 | $ 150,000 | $ 150,000 | $ 173,000 |
| Saguache, Colorado | 1 | $ 148,000 | $ 148,000 | $ 28,000 |
| Hillsborough, Florida | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Polk, Florida | 1 | $ 168,000 | $ 168,000 | $ 204,000 |
| Honolulu, Hawaii | 1 | $ 201,000 | $ 201,000 | $ 410,000 |
| Kauai, Hawaii | 1 | $ 429,000 | $ 429,000 | $ 0 |
| Bonner, Idaho | 1 | $ 562,000 | $ 562,000 | $ 357,000 |
| Bonneville, Idaho | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Cassia, Idaho | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Custer, Idaho | 1 | $ 516,000 | $ 516,000 | $ 578,000 |
| Fremont, Idaho | 1 | $ 400,000 | $ 400,000 | $ 468,000 |
| Kootenai, Idaho | 1 | $ 893,000 | $ 893,000 | $ 309,000 |
| Owyhee, Idaho | 1 | $ 77,000 | $ 77,000 | $ 70,000 |
| Rock Island, Illinois | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| Lake, Indiana | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Adams, Iowa | 1 | $ 34,000 | $ 34,000 | $ 31,000 |
| Audubon, Iowa | 1 | $ 52,000 | $ 52,000 | $ 77,000 |
| Butler, Iowa | 1 | $ 91,000 | $ 91,000 | $ 132,000 |
| Cerro Gordo, Iowa | 1 | $ 361,000 | $ 361,000 | $ 0 |
| Clayton, Iowa | 1 | $ 120,000 | $ 120,000 | $ 21,000 |
| Clinton, Iowa | 1 | $ 47,000 | $ 47,000 | $ 84,000 |
| Dickinson, Iowa | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Greene, Iowa | 1 | $ 83,000 | $ 83,000 | $ 37,000 |
| Grundy, Iowa | 1 | $ 3,000 | $ 3,000 | $ 528,000 |
| Hamilton, Iowa | 1 | $ 84,000 | $ 84,000 | $ 61,000 |
| Kossuth, Iowa | 1 | $ 26,000 | $ 26,000 | $ 31,000 |
| Louisa, Iowa | 1 | $ 30,000 | $ 30,000 | $ 61,000 |
| Lucas, Iowa | 1 | $ 8,000 | $ 8,000 | $ 53,000 |
| Monona, Iowa | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Monroe, Iowa | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Muscatine, Iowa | 1 | $ 280,000 | $ 280,000 | $ 47,000 |
| Osceola, Iowa | 1 | $ 70,000 | $ 70,000 | $ 63,000 |
| Page, Iowa | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Palo Alto, Iowa | 1 | $ 91,000 | $ 91,000 | $ 226,000 |
| Poweshiek, Iowa | 1 | $ 28,000 | $ 28,000 | $ 90,000 |
| Wayne, Iowa | 1 | $ 2,000 | $ 2,000 | $ 16,000 |
| Webster, Iowa | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
| Allen, Kansas | 1 | $ 20,000 | $ 20,000 | $ 74,000 |
| Barber, Kansas | 1 | $ 22,000 | $ 22,000 | $ 22,000 |
| Chase, Kansas | 1 | $ 116,000 | $ 116,000 | $ 46,000 |
| Ellis, Kansas | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Grant, Kansas | 1 | $ 103,000 | $ 103,000 | $ 46,000 |
| Greeley, Kansas | 1 | $ 120,000 | $ 120,000 | $ 73,000 |
| Haskell, Kansas | 1 | $ 60,000 | $ 60,000 | $ 142,000 |
| Hodgeman, Kansas | 1 | $ 56,000 | $ 56,000 | $ 140,000 |
| Labette, Kansas | 1 | $ 77,000 | $ 77,000 | $ 33,000 |
| Linn, Kansas | 1 | $ 28,000 | $ 28,000 | $ 45,000 |
| Morton, Kansas | 1 | $ 103,000 | $ 103,000 | $ 129,000 |
| Rawlins, Kansas | 1 | $ 8,000 | $ 8,000 | $ 32,000 |
| Riley, Kansas | 1 | $ 138,000 | $ 138,000 | $ 72,000 |
| Orleans, Louisiana | 1 | $ 73,000 | $ 73,000 | $ 53,000 |
| York, Maine | 1 | $ 41,000 | $ 41,000 | $ 39,000 |
| Ingham, Michigan | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Washtenaw, Michigan | 1 | $ 108,000 | $ 108,000 | $ 61,000 |
| Big Stone, Minnesota | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Freeborn, Minnesota | 1 | $ 16,000 | $ 16,000 | $ 46,000 |
| Isanti, Minnesota | 1 | $ 30,000 | $ 30,000 | $ 72,000 |
| Martin, Minnesota | 1 | $ 143,000 | $ 143,000 | $ 67,000 |
| Renville, Minnesota | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Rice, Minnesota | 1 | $ 124,000 | $ 124,000 | $ 28,000 |
| Wabasha, Minnesota | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
| Wadena, Minnesota | 1 | $ 239,000 | $ 239,000 | $ 82,000 |
| Watonwan, Minnesota | 1 | $ 40,000 | $ 40,000 | $ 66,000 |
| Wright, Minnesota | 1 | $ 211,000 | $ 211,000 | $ 94,000 |
| Benton, Missouri | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Callaway, Missouri | 1 | $ 101,000 | $ 101,000 | $ 124,000 |
| Cedar, Missouri | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
Mortgage Loan Application Detail Totals for Bank of the West in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,980 | $2,331,774,000 | $259,000 | $7,000,000 | $130,000 | $9,999,000 |
| Home Purchase | 5,513 | $1,204,081,000 | $218,000 | $5,500,000 | $120,000 | $9,999,000 |
| Home Improvement | 2,335 | $152,491,000 | $65,000 | $3,000,000 | $71,000 | $1,523,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,904 | $2,482,090,000 | $208,000 | $5,250,000 | $118,000 | $9,999,000 |
| Not Provided | 1,688 | $474,363,000 | $281,000 | $7,000,000 | $151,000 | $9,999,000 |
| Hispanic | 1,583 | $225,892,000 | $142,000 | $1,500,000 | $76,000 | $4,879,000 |
| Asian | 1,145 | $404,913,000 | $353,000 | $5,500,000 | $154,000 | $3,025,000 |
| Black or African American | 265 | $36,678,000 | $138,000 | $750,000 | $89,000 | $2,280,000 |
| American Indian or Alaskan Native | 105 | $8,874,000 | $84,000 | $829,000 | $58,000 | $314,000 |
| Native Hawaiian or Other Pacific Islander | 78 | $20,479,000 | $262,000 | $1,000,000 | $124,000 | $673,000 |
| Not applicable | 60 | $35,057,000 | $584,000 | $2,700,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,143 | $3,273,751,000 | $231,000 | $7,000,000 | $130,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2,315 | $355,903,000 | $153,000 | $746,000 | $60,000 | $1,100,000 |
| VA-guaranteed (Veterans Administration) | 294 | $49,276,000 | $167,000 | $568,000 | $59,000 | $172,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 76 | $9,416,000 | $123,000 | $332,000 | $41,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,017 | $2,095,661,000 | $232,000 | $5,250,000 | $128,000 | $9,999,000 |
| Application Denied By Financial Institution | 4,734 | $948,900,000 | $200,000 | $7,000,000 | $109,000 | $9,199,000 |
| Application Approved But Not Accepted | 1,276 | $299,679,000 | $234,000 | $5,500,000 | $131,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 1,223 | $187,491,000 | $153,000 | $1,575,000 | $63,000 | $1,804,000 |
| Application Withdrawn By Applicant | 576 | $156,541,000 | $271,000 | $2,400,000 | $139,000 | $2,173,000 |
| Loan Purchased By The Institution | 2 | $74,000 | $37,000 | $47,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,320 | $248,577,000 | $107,000 | $4,000,000 | $70,000 | $2,665,000 |
| Debt-To-Income Ratio | 1,543 | $358,033,000 | $232,000 | $2,328,000 | $68,000 | $1,173,000 |
| Collateral | 1,294 | $329,754,000 | $254,000 | $5,000,000 | $169,000 | $9,199,000 |
| Credit Application Incomplete | 339 | $65,565,000 | $193,000 | $7,000,000 | $112,000 | $3,866,000 |
| Other | 218 | $66,883,000 | $306,000 | $3,000,000 | $171,000 | $2,492,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 93 | $30,294,000 | $325,000 | $2,700,000 | $134,000 | $1,705,000 |
| Employment History | 65 | $9,934,000 | $152,000 | $1,250,000 | $56,000 | $430,000 |
| Unverifiable Information | 52 | $19,999,000 | $384,000 | $2,800,000 | $218,000 | $4,879,000 |
| Mortgage Insurance Denied | 26 | $4,781,000 | $183,000 | $468,000 | $94,000 | $378,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bank of the West's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bank of the West's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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