Bankunited, National Association Mortgage Lending & HMDA Data, 2017
In 2017, Bankunited, National Association of Miami Lakes, FL reported 1,551 mortgage applications totaling $1.4 billion, down 5% from 2016. The average application was for $871,479, and applicants reported an average income of $5,704. 3% of its applications resulted in an originated loan and 0% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (185), Washington-Arlington-Alexandria, DC-VA-MD-WV (131) and Los Angeles-Long Beach-Glendale, CA (82) (applications in parentheses).
| Mortgage Company & Address | Bankunited, National Association 7815 Nw 148th Street Miami Lakes, FL 33016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,551 |
| Total Mortgage Loan Application Amount | $1,351,665,000 |
| Average Mortgage Loan Application Amount | $871,479 |
| Highest Mortgage Loan Application Amount | $23,725,000 |
| Average Applicant Income | $5,704 |
| Highest Applicant Income | $4,563,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bankunited, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Jersey City-White Plains, NY-NJ | 185 | $ 191,761,000 | $ 1,036,545 | $ 20,756 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 131 | $ 109,748,000 | $ 837,770 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 82 | $ 85,609,000 | $ 1,044,012 | $ 0 |
| Chicago-Naperville-Arlington Heights, IL | 66 | $ 47,513,000 | $ 719,893 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 64 | $ 59,341,000 | $ 927,203 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 64 | $ 65,064,000 | $ 1,016,625 | $ 0 |
| San Francisco-Redwood City-South San Francisco, CA | 63 | $ 62,346,000 | $ 989,619 | $ 0 |
| Seattle-Bellevue-Everett, WA | 46 | $ 38,627,000 | $ 839,717 | $ 0 |
| Nassau County-Suffolk County, NY | 39 | $ 35,434,000 | $ 908,564 | $ 0 |
| Silver Spring-Frederick-Rockville, MD | 39 | $ 33,187,000 | $ 850,948 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 38 | $ 20,239,000 | $ 532,605 | $ 9,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 38 | $ 23,126,000 | $ 608,578 | $ 3,000 |
| Anaheim-Santa Ana-Irvine, CA | 36 | $ 38,393,000 | $ 1,066,472 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 35 | $ 36,207,000 | $ 1,034,485 | $ 0 |
| San Diego-Carlsbad, CA | 33 | $ 27,256,000 | $ 825,939 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 30 | $ 19,607,000 | $ 653,566 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 26 | $ 38,279,000 | $ 1,472,269 | $ 8,000 |
| Denver-Aurora-Lakewood, CO | 24 | $ 16,666,000 | $ 694,416 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 23 | $ 25,058,000 | $ 1,089,478 | $ 198,000 |
| Houston-The Woodlands-Sugar Land, TX | 23 | $ 18,433,000 | $ 801,434 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 19 | $ 13,009,000 | $ 684,684 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 16 | $ 14,535,000 | $ 908,437 | $ 0 |
| Newark, NJ-PA | 15 | $ 11,779,000 | $ 785,266 | $ 0 |
| Baltimore-Columbia-Towson, MD | 14 | $ 13,502,000 | $ 964,428 | $ 0 |
| Boulder, CO | 13 | $ 10,000,000 | $ 769,230 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 13 | $ 8,334,000 | $ 641,076 | $ 0 |
| Boston, MA | 12 | $ 9,935,000 | $ 827,916 | $ 0 |
| Cambridge-Newton-Framingham, MA | 12 | $ 7,340,000 | $ 611,666 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 12 | $ 6,152,000 | $ 512,666 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 12 | $ 7,172,000 | $ 597,666 | $ 0 |
| Cape Coral-Fort Myers, FL | 11 | $ 8,045,000 | $ 731,363 | $ 0 |
| Jacksonville, FL | 11 | $ 22,005,000 | $ 2,000,454 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 11 | $ 7,772,000 | $ 706,545 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 11 | $ 9,273,000 | $ 843,000 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 11 | $ 7,241,000 | $ 658,272 | $ 0 |
| San Rafael, CA | 11 | $ 11,985,000 | $ 1,089,545 | $ 0 |
| Dallas-Plano-Irving, TX | 10 | $ 6,299,000 | $ 629,900 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 10 | $ 5,646,000 | $ 564,600 | $ 0 |
| Austin-Round Rock, TX | 9 | $ 4,883,000 | $ 542,555 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 8 | $ 7,177,000 | $ 897,125 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 7 | $ 4,241,000 | $ 605,857 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 7 | $ 5,260,000 | $ 751,428 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 6 | $ 5,443,000 | $ 907,166 | $ 0 |
| Dutchess County-Putnam County, NY | 6 | $ 4,387,000 | $ 731,166 | $ 0 |
| Lake County-Kenosha County, IL-WI | 6 | $ 3,889,000 | $ 648,166 | $ 0 |
| Philadelphia, PA | 6 | $ 4,393,000 | $ 732,166 | $ 0 |
| San Antonio-New Braunfels, TX | 6 | $ 5,050,000 | $ 841,666 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 5 | $ 2,990,000 | $ 598,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 5 | $ 4,672,000 | $ 934,400 | $ 0 |
| Camden, NJ | 4 | $ 2,637,000 | $ 659,250 | $ 0 |
| Charleston-North Charleston, SC | 4 | $ 2,076,000 | $ 519,000 | $ 0 |
| Fort Worth-Arlington, TX | 4 | $ 2,488,000 | $ 622,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 2,605,000 | $ 651,250 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 14,374,000 | $ 3,593,500 | $ 0 |
| Pittsburgh, PA | 4 | $ 1,905,000 | $ 476,250 | $ 0 |
| Santa Maria-Santa Barbara, CA | 4 | $ 4,833,000 | $ 1,208,250 | $ 0 |
| Santa Rosa, CA | 4 | $ 3,533,000 | $ 883,250 | $ 0 |
| Stockton-Lodi, CA | 4 | $ 2,752,000 | $ 688,000 | $ 0 |
| Tucson, AZ | 4 | $ 3,248,000 | $ 812,000 | $ 0 |
| Birmingham-Hoover, AL | 3 | $ 2,108,000 | $ 702,666 | $ 0 |
| Port St. Lucie, FL | 3 | $ 2,764,000 | $ 921,333 | $ 0 |
| Punta Gorda, FL | 3 | $ 1,290,000 | $ 430,000 | $ 0 |
| Raleigh, NC | 3 | $ 1,574,000 | $ 524,666 | $ 0 |
| Santa Cruz-Watsonville, CA | 3 | $ 2,598,000 | $ 866,000 | $ 0 |
| Tacoma-Lakewood, WA | 3 | $ 1,554,000 | $ 518,000 | $ 0 |
| Albuquerque, NM | 2 | $ 1,391,000 | $ 695,500 | $ 0 |
| Asheville, NC | 2 | $ 1,337,000 | $ 668,500 | $ 0 |
| Athens-Clarke County, GA | 2 | $ 1,189,000 | $ 594,500 | $ 0 |
| Barnstable Town, MA | 2 | $ 2,119,000 | $ 1,059,500 | $ 0 |
| Bend-Redmond, OR | 2 | $ 1,335,000 | $ 667,500 | $ 0 |
| Bremerton-Silverdale, WA | 2 | $ 1,007,000 | $ 503,500 | $ 0 |
| Cleveland-Elyria, OH | 2 | $ 1,055,000 | $ 527,500 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 2,094,000 | $ 1,047,000 | $ 0 |
| Fort Collins, CO | 2 | $ 987,000 | $ 493,500 | $ 0 |
| Fresno, CA | 2 | $ 1,402,000 | $ 701,000 | $ 0 |
| Greeley, CO | 2 | $ 970,000 | $ 485,000 | $ 0 |
| Kansas City, MO-KS | 2 | $ 1,489,000 | $ 744,500 | $ 0 |
| Lake Havasu City-Kingman, AZ | 2 | $ 647,000 | $ 323,500 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 1,363,000 | $ 681,500 | $ 0 |
| Lubbock, TX | 2 | $ 1,634,000 | $ 817,000 | $ 0 |
| New Haven-Milford, CT | 2 | $ 989,000 | $ 494,500 | $ 0 |
| New Orleans-Metairie, LA | 2 | $ 1,292,000 | $ 646,000 | $ 0 |
| Reno, NV | 2 | $ 1,417,000 | $ 708,500 | $ 0 |
| Richmond, VA | 2 | $ 1,613,000 | $ 806,500 | $ 0 |
| Salt Lake City, UT | 2 | $ 1,562,000 | $ 781,000 | $ 0 |
| Trenton, NJ | 2 | $ 1,274,000 | $ 637,000 | $ 0 |
| Vallejo-Fairfield, CA | 2 | $ 971,000 | $ 485,500 | $ 0 |
| Wenatchee, WA | 2 | $ 1,464,000 | $ 732,000 | $ 0 |
| Albany-Schenectady-Troy, NY | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Boise City, ID | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Brunswick, GA | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Cincinnati, OH-KY-IN | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Columbia, SC | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 606,000 | $ 606,000 | $ 0 |
| Columbus, OH | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 840,000 | $ 840,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Durham-Chapel Hill, NC | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 631,000 | $ 631,000 | $ 0 |
| Gainesville, FL | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Gainesville, GA | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Gary, IN | 1 | $ 442,000 | $ 442,000 | $ 0 |
| Greenville, NC | 1 | $ 517,000 | $ 517,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 547,000 | $ 547,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 329,000 | $ 329,000 | $ 0 |
| Iowa City, IA | 1 | $ 542,000 | $ 542,000 | $ 0 |
| Kennewick-Richland, WA | 1 | $ 613,000 | $ 613,000 | $ 0 |
| Laredo, TX | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 581,000 | $ 581,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 697,000 | $ 697,000 | $ 0 |
| Mobile, AL | 1 | $ 561,000 | $ 561,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 1,249,000 | $ 1,249,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Ocean City, NJ | 1 | $ 833,000 | $ 833,000 | $ 0 |
| Oklahoma City, OK | 1 | $ 730,000 | $ 730,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 43,000 | $ 43,000 | $ 0 |
| Prescott, AZ | 1 | $ 487,000 | $ 487,000 | $ 0 |
| Providence-Warwick, RI-MA | 1 | $ 738,000 | $ 738,000 | $ 0 |
| Salinas, CA | 1 | $ 627,000 | $ 627,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 587,000 | $ 587,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 585,000 | $ 585,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 524,000 | $ 524,000 | $ 0 |
| St. Louis, MO-IL | 1 | $ 503,000 | $ 503,000 | $ 0 |
| The Villages, FL | 1 | $ 624,000 | $ 624,000 | $ 0 |
| Tyler, TX | 1 | $ 512,000 | $ 512,000 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Wilmington, DE-MD-NJ | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Wilmington, NC | 1 | $ 653,000 | $ 653,000 | $ 0 |
| Worcester, MA-CT | 1 | $ 549,000 | $ 549,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bankunited, National Association in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 983 | $868,892,000 | $883,000 | $23,725,000 | $9,000 | $4,563,000 |
| Refinancing | 533 | $451,705,000 | $847,000 | $12,100,000 | $0 | $77,000 |
| Home Improvement | 35 | $31,068,000 | $887,000 | $2,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,519 | $1,336,169,000 | $879,000 | $23,725,000 | $0 | $0 |
| Hispanic | 17 | $1,475,000 | $86,000 | $214,000 | $46,000 | $91,000 |
| Black or African American | 8 | $910,000 | $113,000 | $306,000 | $50,000 | $94,000 |
| White | 4 | $8,147,000 | $2,036,000 | $5,500,000 | $821,000 | $3,175,000 |
| Asian | 3 | $4,964,000 | $1,654,000 | $4,875,000 | $1,548,000 | $4,563,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,551 | $1,351,665,000 | $871,000 | $23,725,000 | $5,000 | $4,563,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,493 | $1,237,978,000 | $829,000 | $4,081,000 | $0 | $0 |
| Loan Originated | 48 | $94,347,000 | $1,965,000 | $23,725,000 | $188,000 | $4,563,000 |
| Application Denied By Financial Institution | 5 | $6,205,000 | $1,241,000 | $3,500,000 | $18,000 | $74,000 |
| Application Approved But Not Accepted | 3 | $8,580,000 | $2,860,000 | $6,900,000 | $0 | $0 |
| Application Withdrawn By Applicant | 2 | $4,555,000 | $2,277,000 | $2,555,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 3 | $4,926,000 | $1,642,000 | $3,500,000 | $24,000 | $74,000 |
| Unverifiable Information | 1 | $29,000 | $29,000 | $29,000 | $20,000 | $20,000 |
| Credit History | 1 | $1,250,000 | $1,250,000 | $1,250,000 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bankunited, National Association's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bankunited, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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