Barton Creek Lending Group, LLC Mortgage Lending & HMDA Data, 2021

In 2021, Barton Creek Lending Group, LLC of Austin, TX reported 1,391 mortgage applications totaling $445.9 million, down 20% from 2020. The average application was for $320,528, and applicants reported an average income of $156,373. 83% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Austin-Round Rock, TX (1,010), Fort Worth-Arlington, TX (84) and Houston-The Woodlands-Sugar Land, TX (76) (applications in parentheses).

Mortgage Company & Address Barton Creek Lending Group, LLC
6011 Cape Coral Drive
Austin, TX 78746
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 1,391
Total Mortgage Loan Application Amount $445,855,000
Average Mortgage Loan Application Amount $320,528
Highest Mortgage Loan Application Amount $1,455,000
Average Applicant Income $156,373
Highest Applicant Income $1,959,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barton Creek Lending Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Barton Creek Lending Group, LLC by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Travis, Texas 578 $ 208,170,000 $ 360,155 $ 165,000
Williamson, Texas 304 $ 93,990,000 $ 309,177 $ 151,000
Hays, Texas 115 $ 38,075,000 $ 331,086 $ 151,000
Tarrant, Texas 82 $ 20,120,000 $ 245,365 $ 89,000
Harris, Texas 46 $ 12,070,000 $ 262,391 $ 150,000
Comal, Texas 28 $ 7,040,000 $ 251,428 $ 249,000
Bexar, Texas 25 $ 5,685,000 $ 227,400 $ 161,000
Dallas, Texas 19 $ 5,905,000 $ 310,789 $ 115,000
Denton, Texas 15 $ 5,265,000 $ 351,000 $ 123,000
Bell, Texas 14 $ 2,880,000 $ 205,714 $ 101,000
Brazos, Texas 11 $ 2,305,000 $ 209,545 $ 161,000
Burnet, Texas 11 $ 4,035,000 $ 366,818 $ 245,000
Montgomery, Texas 11 $ 3,605,000 $ 327,727 $ 147,000
Bastrop, Texas 10 $ 2,390,000 $ 239,000 $ 104,000
Collin, Texas 10 $ 3,860,000 $ 386,000 $ 155,000
Guadalupe, Texas 10 $ 2,120,000 $ 212,000 $ 113,000
Fort Bend, Texas 9 $ 2,035,000 $ 226,111 $ 147,000
Llano, Texas 9 $ 2,585,000 $ 287,222 $ 321,000
Galveston, Texas 6 $ 1,700,000 $ 283,333 $ 163,000
McLennan, Texas 6 $ 1,890,000 $ 315,000 $ 299,000
Blanco, Texas 5 $ 1,415,000 $ 283,000 $ 130,000
Nueces, Texas 5 $ 1,335,000 $ 267,000 $ 243,000
Rockwall, Texas 5 $ 1,605,000 $ 321,000 $ 91,000
Milam, Texas 4 $ 930,000 $ 232,500 $ 84,000
Burleson, Texas 3 $ 585,000 $ 195,000 $ 106,000
Caldwell, Texas 3 $ 645,000 $ 215,000 $ 77,000
Falls, Texas 3 $ 815,000 $ 271,666 $ 97,000
Aransas, Texas 2 $ 560,000 $ 280,000 $ 504,000
Brazoria, Texas 2 $ 430,000 $ 215,000 $ 73,000
Cameron, Texas 2 $ 530,000 $ 265,000 $ 187,000
Coryell, Texas 2 $ 400,000 $ 200,000 $ 79,000
El Paso, Texas 2 $ 680,000 $ 340,000 $ 137,000
Kendall, Texas 2 $ 970,000 $ 485,000 $ 146,000
Lampasas, Texas 2 $ 590,000 $ 295,000 $ 159,000
Lubbock, Texas 2 $ 460,000 $ 230,000 $ 187,000
Midland, Texas 2 $ 420,000 $ 210,000 $ 163,000
Taylor, Texas 2 $ 360,000 $ 180,000 $ 143,000
Maricopa, Arizona 1 $ 405,000 $ 405,000 $ 91,000
Garfield, Colorado 1 $ 295,000 $ 295,000 $ 216,000
Austin, Texas 1 $ 385,000 $ 385,000 $ 106,000
Ellis, Texas 1 $ 245,000 $ 245,000 $ 150,000
Franklin, Texas 1 $ 385,000 $ 385,000 $ 336,000
Grayson, Texas 1 $ 385,000 $ 385,000 $ 174,000
Gregg, Texas 1 $ 155,000 $ 155,000 $ 86,000
Haskell, Texas 1 $ 105,000 $ 105,000 $ 60,000
Hidalgo, Texas 1 $ 515,000 $ 515,000 $ 197,000
Hood, Texas 1 $ 375,000 $ 375,000 $ 190,000
Hunt, Texas 1 $ 285,000 $ 285,000 $ 71,000
Jefferson, Texas 1 $ 295,000 $ 295,000 $ 264,000
Johnson, Texas 1 $ 435,000 $ 435,000 $ 112,000
Kaufman, Texas 1 $ 405,000 $ 405,000 $ 84,000
Lamb, Texas 1 $ 275,000 $ 275,000 $ 200,000
Liberty, Texas 1 $ 165,000 $ 165,000 $ 35,000
Matagorda, Texas 1 $ 225,000 $ 225,000 $ 173,000
Palo Pinto, Texas 1 $ 475,000 $ 475,000 $ 430,000
Parker, Texas 1 $ 155,000 $ 155,000 $ 134,000
Randall, Texas 1 $ 245,000 $ 245,000 $ 256,000
San Jacinto, Texas 1 $ 135,000 $ 135,000 $ 151,000
Smith, Texas 1 $ 505,000 $ 505,000 $ 490,000
Walker, Texas 1 $ 125,000 $ 125,000 $ 83,000
Wood, Texas 1 $ 425,000 $ 425,000 $ 168,000

Mortgage Loan Application Detail Totals for Barton Creek Lending Group, LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 647 $226,455,000 $350,000 $1,455,000 $158,000 $1,959,000
Refinancing 498 $139,300,000 $279,000 $655,000 $150,000 $832,000
Cash-out Refinancing 246 $80,100,000 $325,000 $905,000 $165,000 $1,843,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 849 $280,245,000 $330,000 $1,455,000 $159,000 $1,959,000
Asian 171 $51,385,000 $300,000 $635,000 $157,000 $1,090,000
Not Provided 148 $46,140,000 $311,000 $695,000 $175,000 $1,221,000
Hispanic 144 $41,980,000 $291,000 $545,000 $119,000 $343,000
Black or African American 34 $10,910,000 $320,000 $545,000 $133,000 $395,000
American Indian or Alaskan Native 4 $2,270,000 $567,000 $865,000 $198,000 $364,000
Native Hawaiian or Other Pacific Islander 1 $275,000 $275,000 $275,000 $96,000 $96,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,325 $420,545,000 $317,000 $1,455,000 $159,000 $1,959,000
VA-guaranteed (Veterans Administration) 60 $23,980,000 $399,000 $1,305,000 $92,000 $270,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,330,000 $221,000 $325,000 $96,000 $209,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,157 $368,645,000 $318,000 $905,000 $158,000 $1,959,000
Application Withdrawn By Applicant 121 $40,435,000 $334,000 $1,455,000 $155,000 $832,000
Application Approved But Not Accepted 44 $15,020,000 $341,000 $1,305,000 $157,000 $480,000
File Closed For Incompleteness 40 $13,150,000 $328,000 $655,000 $123,000 $360,000
Application Denied By Financial Institution 29 $8,605,000 $296,000 $545,000 $124,000 $430,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,362 $437,250,000 $321,000 $1,455,000 $157,000 $1,959,000
Unverifiable Information 13 $3,535,000 $271,000 $475,000 $149,000 $430,000
Debt-To-Income Ratio 6 $1,860,000 $310,000 $405,000 $98,000 $160,000
Collateral 4 $970,000 $242,000 $305,000 $103,000 $151,000
Other 3 $1,105,000 $368,000 $525,000 $140,000 $184,000
Insufficient Cash (Downpayment, Closing Cost) 2 $880,000 $440,000 $545,000 $90,000 $121,000
Credit History 1 $255,000 $255,000 $255,000 $69,000 $69,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Barton Creek Lending Group, LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Barton Creek Lending Group, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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