Barton Creek Lending Group, LLC Mortgage Lending & HMDA Data, 2021

In 2021, Barton Creek Lending Group, LLC of Austin, TX reported 1,391 mortgage applications totaling $445.9 million, down 20% from 2020. The average application was for $320,528, and applicants reported an average income of $156,373. 83% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Austin-Round Rock, TX (1,010), Fort Worth-Arlington, TX (84) and Houston-The Woodlands-Sugar Land, TX (76) (applications in parentheses).

Mortgage Company & Address Barton Creek Lending Group, LLC
6011 Cape Coral Drive
Austin, TX 78746
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 1,391
Total Mortgage Loan Application Amount $445,855,000
Average Mortgage Loan Application Amount $320,528
Highest Mortgage Loan Application Amount $1,455,000
Average Applicant Income $156,373
Highest Applicant Income $1,959,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Barton Creek Lending Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Barton Creek Lending Group, LLC by Metropolitan Area in 2021

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Austin-Round Rock, TX 1,010 $ 343,270,000 $ 339,871 $ 158,000
Fort Worth-Arlington, TX 84 $ 20,710,000 $ 246,547 $ 90,000
Houston-The Woodlands-Sugar Land, TX 76 $ 20,390,000 $ 268,289 $ 146,000
San Antonio-New Braunfels, TX 65 $ 15,815,000 $ 243,307 $ 191,000
Dallas-Plano-Irving, TX 52 $ 17,570,000 $ 337,884 $ 122,000
Outside any metro area 41 $ 12,345,000 $ 301,097 $ 233,560
Killeen-Temple, TX 18 $ 3,870,000 $ 215,000 $ 105,000
College Station-Bryan, TX 14 $ 2,890,000 $ 206,428 $ 149,000
Waco, TX 9 $ 2,705,000 $ 300,555 $ 232,000
Corpus Christi, TX 5 $ 1,335,000 $ 267,000 $ 243,000
Abilene, TX 2 $ 360,000 $ 180,000 $ 143,000
Brownsville-Harlingen, TX 2 $ 530,000 $ 265,000 $ 187,000
El Paso, TX 2 $ 680,000 $ 340,000 $ 137,000
Lubbock, TX 2 $ 460,000 $ 230,000 $ 187,000
Midland, TX 2 $ 420,000 $ 210,000 $ 163,000
Amarillo, TX 1 $ 245,000 $ 245,000 $ 256,000
Beaumont-Port Arthur, TX 1 $ 295,000 $ 295,000 $ 264,000
Longview, TX 1 $ 155,000 $ 155,000 $ 86,000
McAllen-Edinburg-Mission, TX 1 $ 515,000 $ 515,000 $ 197,000
Phoenix-Mesa-Scottsdale, AZ 1 $ 405,000 $ 405,000 $ 91,000
Sherman-Denison, TX 1 $ 385,000 $ 385,000 $ 174,000
Tyler, TX 1 $ 505,000 $ 505,000 $ 490,000

Mortgage Loan Application Detail Totals for Barton Creek Lending Group, LLC in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 647 $226,455,000 $350,000 $1,455,000 $158,000 $1,959,000
Refinancing 498 $139,300,000 $279,000 $655,000 $150,000 $832,000
Cash-out Refinancing 246 $80,100,000 $325,000 $905,000 $165,000 $1,843,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 849 $280,245,000 $330,000 $1,455,000 $159,000 $1,959,000
Asian 171 $51,385,000 $300,000 $635,000 $157,000 $1,090,000
Not Provided 148 $46,140,000 $311,000 $695,000 $175,000 $1,221,000
Hispanic 144 $41,980,000 $291,000 $545,000 $119,000 $343,000
Black or African American 34 $10,910,000 $320,000 $545,000 $133,000 $395,000
American Indian or Alaskan Native 4 $2,270,000 $567,000 $865,000 $198,000 $364,000
Native Hawaiian or Other Pacific Islander 1 $275,000 $275,000 $275,000 $96,000 $96,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,325 $420,545,000 $317,000 $1,455,000 $159,000 $1,959,000
VA-guaranteed (Veterans Administration) 60 $23,980,000 $399,000 $1,305,000 $92,000 $270,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,330,000 $221,000 $325,000 $96,000 $209,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,157 $368,645,000 $318,000 $905,000 $158,000 $1,959,000
Application Withdrawn By Applicant 121 $40,435,000 $334,000 $1,455,000 $155,000 $832,000
Application Approved But Not Accepted 44 $15,020,000 $341,000 $1,305,000 $157,000 $480,000
File Closed For Incompleteness 40 $13,150,000 $328,000 $655,000 $123,000 $360,000
Application Denied By Financial Institution 29 $8,605,000 $296,000 $545,000 $124,000 $430,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,362 $437,250,000 $321,000 $1,455,000 $157,000 $1,959,000
Unverifiable Information 13 $3,535,000 $271,000 $475,000 $149,000 $430,000
Debt-To-Income Ratio 6 $1,860,000 $310,000 $405,000 $98,000 $160,000
Collateral 4 $970,000 $242,000 $305,000 $103,000 $151,000
Other 3 $1,105,000 $368,000 $525,000 $140,000 $184,000
Insufficient Cash (Downpayment, Closing Cost) 2 $880,000 $440,000 $545,000 $90,000 $121,000
Credit History 1 $255,000 $255,000 $255,000 $69,000 $69,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Barton Creek Lending Group, LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Barton Creek Lending Group, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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