Axos Bank Mortgage Lending & HMDA Data, 2020

In 2020, Axos Bank of San Diego, CA reported 9,334 mortgage applications totaling $6.2 billion, up 76% from 2019. The average application was for $668,359, and applicants reported an average income of $241,274. 50% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,024), San Diego-Carlsbad, CA (849) and Anaheim-Santa Ana-Irvine, CA (427) (applications in parentheses).

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 9,334
Total Mortgage Loan Application Amount $6,238,470,000
Average Mortgage Loan Application Amount $668,359
Highest Mortgage Loan Application Amount $39,005,000
Average Applicant Income $241,274
Highest Applicant Income $9,819,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axos Bank by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,024 $ 1,448,960,000 $ 1,415,000 $ 437,000
San Diego, California 849 $ 492,625,000 $ 580,241 $ 205,000
Orange, California 427 $ 501,595,000 $ 1,174,695 $ 428,000
Clark, Nevada 283 $ 94,995,000 $ 335,671 $ 151,000
Maricopa, Arizona 274 $ 110,060,000 $ 401,678 $ 159,000
Riverside, California 201 $ 86,575,000 $ 430,721 $ 170,000
Santa Clara, California 168 $ 169,510,000 $ 1,008,988 $ 297,000
King, Washington 131 $ 66,335,000 $ 506,374 $ 182,000
San Bernardino, California 128 $ 51,930,000 $ 405,703 $ 203,000
Alameda, California 119 $ 87,475,000 $ 735,084 $ 239,000
Franklin, Ohio 106 $ 27,990,000 $ 264,056 $ 143,000
New York, New York 104 $ 322,470,000 $ 3,100,673 $ 1,052,000
Kings, New York 92 $ 98,310,000 $ 1,068,586 $ 391,000
Contra Costa, California 86 $ 58,020,000 $ 674,651 $ 264,000
Suffolk, New York 83 $ 124,125,000 $ 1,495,481 $ 560,000
Miami-Dade, Florida 79 $ 156,585,000 $ 1,982,088 $ 726,000
Sacramento, California 77 $ 30,865,000 $ 400,844 $ 133,000
San Francisco, California 76 $ 109,640,000 $ 1,442,631 $ 293,000
Nassau, New York 62 $ 46,140,000 $ 744,193 $ 291,000
Broward, Florida 59 $ 58,155,000 $ 985,677 $ 407,000
Clark, Washington 58 $ 17,800,000 $ 306,896 $ 142,000
Fairfax, Virginia 57 $ 27,525,000 $ 482,894 $ 141,000
Ventura, California 55 $ 35,755,000 $ 650,090 $ 255,000
Westchester, New York 55 $ 28,805,000 $ 523,727 $ 224,000
Travis, Texas 54 $ 21,810,000 $ 403,888 $ 272,000
San Mateo, California 53 $ 61,925,000 $ 1,168,396 $ 474,000
Queens, New York 53 $ 60,865,000 $ 1,148,396 $ 276,000
District of Columbia, District Of Columbia 52 $ 31,770,000 $ 610,961 $ 219,000
Harris, Texas 52 $ 16,400,000 $ 315,384 $ 156,000
Snohomish, Washington 52 $ 19,590,000 $ 376,730 $ 143,000
Washington, Oregon 51 $ 18,815,000 $ 368,921 $ 153,000
Cook, Illinois 49 $ 21,735,000 $ 443,571 $ 165,000
San Joaquin, California 46 $ 15,860,000 $ 344,782 $ 139,000
Delaware, Ohio 43 $ 13,335,000 $ 310,116 $ 143,000
Denton, Texas 43 $ 14,395,000 $ 334,767 $ 162,000
Pierce, Washington 42 $ 14,150,000 $ 336,904 $ 212,000
Fulton, Georgia 41 $ 21,435,000 $ 522,804 $ 192,000
Palm Beach, Florida 40 $ 25,140,000 $ 628,500 $ 269,000
Wake, North Carolina 40 $ 12,140,000 $ 303,500 $ 146,000
Montgomery, Maryland 38 $ 15,880,000 $ 417,894 $ 142,000
Washoe, Nevada 36 $ 24,660,000 $ 685,000 $ 176,000
Salt Lake, Utah 36 $ 14,950,000 $ 415,277 $ 132,000
Placer, California 35 $ 21,625,000 $ 617,857 $ 304,000
Williamson, Texas 35 $ 10,395,000 $ 297,000 $ 159,000
Forsyth, Georgia 34 $ 11,110,000 $ 326,764 $ 137,000
Middlesex, Massachusetts 34 $ 13,550,000 $ 398,529 $ 164,000
Denver, Colorado 33 $ 19,585,000 $ 593,484 $ 266,000
Bergen, New Jersey 33 $ 16,585,000 $ 502,575 $ 199,000
Maui, Hawaii 32 $ 27,750,000 $ 867,187 $ 453,000
Loudoun, Virginia 32 $ 13,100,000 $ 409,375 $ 185,000
El Dorado, California 31 $ 16,785,000 $ 541,451 $ 223,000
Marin, California 31 $ 40,365,000 $ 1,302,096 $ 306,000
Suffolk, Massachusetts 31 $ 16,665,000 $ 537,580 $ 179,000
Collin, Texas 31 $ 9,525,000 $ 307,258 $ 166,000
Arapahoe, Colorado 30 $ 10,520,000 $ 350,666 $ 120,000
Hudson, New Jersey 30 $ 14,300,000 $ 476,666 $ 167,000
Santa Barbara, California 29 $ 60,185,000 $ 2,075,344 $ 426,000
Tarrant, Texas 29 $ 8,685,000 $ 299,482 $ 159,000
Jefferson, Colorado 28 $ 10,010,000 $ 357,500 $ 137,000
Hennepin, Minnesota 28 $ 8,360,000 $ 298,571 $ 138,000
Adams, Colorado 27 $ 9,165,000 $ 339,444 $ 115,000
Clackamas, Oregon 27 $ 11,625,000 $ 430,555 $ 135,000
Multnomah, Oregon 27 $ 9,195,000 $ 340,555 $ 122,000
Bucks, Pennsylvania 27 $ 10,565,000 $ 391,296 $ 167,000
Dallas, Texas 27 $ 11,825,000 $ 437,962 $ 208,000
Monterey, California 26 $ 29,410,000 $ 1,131,153 $ 318,000
Fairfield, Connecticut 26 $ 19,320,000 $ 743,076 $ 291,000
Montgomery, Pennsylvania 26 $ 9,830,000 $ 378,076 $ 168,000
Coconino, Arizona 25 $ 8,925,000 $ 357,000 $ 177,000
Orange, Florida 24 $ 15,460,000 $ 644,166 $ 245,000
Honolulu, Hawaii 24 $ 21,860,000 $ 910,833 $ 269,000
Mecklenburg, North Carolina 24 $ 6,630,000 $ 276,250 $ 139,000
Bexar, Texas 24 $ 7,160,000 $ 298,333 $ 182,000
Utah, Utah 24 $ 7,760,000 $ 323,333 $ 109,000
Gwinnett, Georgia 23 $ 6,395,000 $ 278,043 $ 106,000
Chester, Pennsylvania 23 $ 7,435,000 $ 323,260 $ 149,000
Solano, California 22 $ 8,520,000 $ 387,272 $ 203,000
Douglas, Colorado 22 $ 7,780,000 $ 353,636 $ 139,000
Lee, Florida 22 $ 8,740,000 $ 397,272 $ 178,000
Oakland, Michigan 22 $ 10,690,000 $ 485,909 $ 251,000
Chesterfield, Virginia 22 $ 6,710,000 $ 305,000 $ 155,000
Fresno, California 21 $ 9,905,000 $ 471,666 $ 136,000
Santa Cruz, California 21 $ 13,735,000 $ 654,047 $ 447,000
Essex, New Jersey 21 $ 9,165,000 $ 436,428 $ 226,000
Philadelphia, Pennsylvania 21 $ 6,325,000 $ 301,190 $ 138,000
Summit, Utah 21 $ 23,255,000 $ 1,107,380 $ 381,000
Hillsborough, Florida 20 $ 8,220,000 $ 411,000 $ 116,000
Polk, Iowa 20 $ 5,590,000 $ 279,500 $ 162,000
Kern, California 19 $ 6,565,000 $ 345,526 $ 172,000
Sonoma, California 19 $ 12,475,000 $ 656,578 $ 205,000
Boulder, Colorado 19 $ 15,995,000 $ 841,842 $ 155,000
Ada, Idaho 19 $ 6,065,000 $ 319,210 $ 131,000
DuPage, Illinois 19 $ 6,145,000 $ 323,421 $ 151,000
Douglas, Nebraska 19 $ 4,035,000 $ 212,368 $ 95,000
Yavapai, Arizona 18 $ 5,380,000 $ 298,888 $ 139,000
Hawaii, Hawaii 18 $ 10,960,000 $ 608,888 $ 186,000
Middlesex, New Jersey 18 $ 6,190,000 $ 343,888 $ 120,000
Fort Bend, Texas 18 $ 5,570,000 $ 309,444 $ 140,000
Pasco, Florida 17 $ 3,645,000 $ 214,411 $ 93,000
Sarasota, Florida 17 $ 7,455,000 $ 438,529 $ 150,000
Seminole, Florida 17 $ 5,185,000 $ 305,000 $ 128,000
DeKalb, Georgia 17 $ 5,565,000 $ 327,352 $ 174,000
Essex, Massachusetts 17 $ 17,615,000 $ 1,036,176 $ 241,000
Norfolk, Massachusetts 17 $ 6,065,000 $ 356,764 $ 130,000
St. Louis, Missouri 17 $ 5,205,000 $ 306,176 $ 137,000
Anchorage, Alaska 16 $ 5,530,000 $ 345,625 $ 148,000
Pima, Arizona 16 $ 3,200,000 $ 200,000 $ 100,000
New Castle, Delaware 16 $ 4,950,000 $ 309,375 $ 121,000
Collier, Florida 16 $ 8,810,000 $ 550,625 $ 196,000
Cobb, Georgia 16 $ 5,270,000 $ 329,375 $ 152,000
Ocean, New Jersey 16 $ 6,240,000 $ 390,000 $ 200,000
Union, New Jersey 16 $ 6,700,000 $ 418,750 $ 178,000
Richmond, New York 16 $ 8,110,000 $ 506,875 $ 169,000
Lane, Oregon 16 $ 4,150,000 $ 259,375 $ 98,000
Washington, Utah 16 $ 5,250,000 $ 328,125 $ 118,000
Marion, Indiana 15 $ 3,495,000 $ 233,000 $ 213,000
Prince George's, Maryland 15 $ 4,025,000 $ 268,333 $ 104,000
Monmouth, New Jersey 15 $ 12,775,000 $ 851,666 $ 257,000
Hidalgo, Texas 15 $ 4,275,000 $ 285,000 $ 242,000
Thurston, Washington 15 $ 3,955,000 $ 263,666 $ 139,000
Stanislaus, California 14 $ 4,840,000 $ 345,714 $ 127,000
Baltimore City, Maryland 14 $ 3,360,000 $ 240,000 $ 187,000
Jackson, Missouri 14 $ 3,480,000 $ 248,571 $ 133,000
El Paso, Colorado 13 $ 4,525,000 $ 348,076 $ 1,084,000
Pinellas, Florida 13 $ 5,075,000 $ 390,384 $ 223,000
Union, North Carolina 13 $ 4,205,000 $ 323,461 $ 159,000
Cuyahoga, Ohio 13 $ 2,565,000 $ 197,307 $ 132,000
Benton, Oregon 13 $ 6,575,000 $ 505,769 $ 212,000
Kitsap, Washington 13 $ 4,245,000 $ 326,538 $ 104,000
Will, Illinois 12 $ 3,550,000 $ 295,833 $ 121,000
Worcester, Massachusetts 12 $ 3,890,000 $ 324,166 $ 135,000
Bernalillo, New Mexico 12 $ 3,800,000 $ 316,666 $ 144,000
Rockland, New York 12 $ 4,750,000 $ 395,833 $ 146,000
Delaware, Pennsylvania 12 $ 4,510,000 $ 375,833 $ 199,000
Shelby, Tennessee 12 $ 2,610,000 $ 217,500 $ 135,000
Montgomery, Texas 12 $ 2,950,000 $ 245,833 $ 146,000
Davis, Utah 12 $ 3,470,000 $ 289,166 $ 144,000
Larimer, Colorado 11 $ 3,465,000 $ 315,000 $ 113,000
New Haven, Connecticut 11 $ 3,655,000 $ 332,272 $ 166,000
Monroe, Florida 11 $ 12,515,000 $ 1,137,727 $ 464,000
Frederick, Maryland 11 $ 3,815,000 $ 346,818 $ 122,000
Howard, Maryland 11 $ 3,445,000 $ 313,181 $ 167,000
Morris, New Jersey 11 $ 3,615,000 $ 328,636 $ 137,000
Bronx, New York 11 $ 7,785,000 $ 707,727 $ 147,000
Fairfield, Ohio 11 $ 2,755,000 $ 250,454 $ 153,000
Union, Ohio 11 $ 3,585,000 $ 325,909 $ 135,000
Spokane, Washington 11 $ 3,075,000 $ 279,545 $ 111,000
San Luis Obispo, California 10 $ 4,360,000 $ 436,000 $ 134,000
Broomfield, Colorado 10 $ 3,510,000 $ 351,000 $ 277,000
Bristol, Massachusetts 10 $ 3,190,000 $ 319,000 $ 131,000
Washtenaw, Michigan 10 $ 3,550,000 $ 355,000 $ 228,000
Cabarrus, North Carolina 10 $ 3,220,000 $ 322,000 $ 132,000
Marion, Oregon 10 $ 2,990,000 $ 299,000 $ 91,000
Davidson, Tennessee 10 $ 3,750,000 $ 375,000 $ 136,000
Arlington, Virginia 10 $ 4,550,000 $ 455,000 $ 180,000
Prince William, Virginia 10 $ 3,530,000 $ 353,000 $ 131,000
Napa, California 9 $ 11,045,000 $ 1,227,222 $ 299,000
Nevada, California 9 $ 4,425,000 $ 491,666 $ 221,000
Weld, Colorado 9 $ 3,545,000 $ 393,888 $ 132,000
Brevard, Florida 9 $ 2,965,000 $ 329,444 $ 135,000
Duval, Florida 9 $ 2,985,000 $ 331,666 $ 94,000
Lake, Illinois 9 $ 3,975,000 $ 441,666 $ 181,000
Baltimore, Maryland 9 $ 2,475,000 $ 275,000 $ 90,000
Macomb, Michigan 9 $ 1,775,000 $ 197,222 $ 101,000
Douglas, Nevada 9 $ 4,405,000 $ 489,444 $ 323,000
Somerset, New Jersey 9 $ 4,365,000 $ 485,000 $ 615,000
Charleston, South Carolina 9 $ 5,105,000 $ 567,222 $ 171,000
Nueces, Texas 9 $ 1,855,000 $ 206,111 $ 121,000
Milwaukee, Wisconsin 9 $ 2,325,000 $ 258,333 $ 139,000
Jefferson, Alabama 8 $ 1,860,000 $ 232,500 $ 110,000
Shelby, Alabama 8 $ 2,140,000 $ 267,500 $ 194,000
Pitkin, Colorado 8 $ 31,350,000 $ 3,918,750 $ 651,000
Lake, Florida 8 $ 2,280,000 $ 285,000 $ 79,000
Johnson, Kansas 8 $ 2,630,000 $ 328,750 $ 133,000
Anne Arundel, Maryland 8 $ 2,510,000 $ 313,750 $ 127,000
Washington, Minnesota 8 $ 2,670,000 $ 333,750 $ 162,000
Gallatin, Montana 8 $ 2,970,000 $ 371,250 $ 113,000
Rockingham, New Hampshire 8 $ 2,700,000 $ 337,500 $ 116,000
Sandoval, New Mexico 8 $ 2,340,000 $ 292,500 $ 119,000
Deschutes, Oregon 8 $ 2,260,000 $ 282,500 $ 123,000
Greenville, South Carolina 8 $ 2,690,000 $ 336,250 $ 221,000
York, South Carolina 8 $ 2,150,000 $ 268,750 $ 130,000
Williamson, Tennessee 8 $ 4,450,000 $ 556,250 $ 236,000
Galveston, Texas 8 $ 2,230,000 $ 278,750 $ 167,000
Whatcom, Washington 8 $ 2,600,000 $ 325,000 $ 142,000
Merced, California 7 $ 2,435,000 $ 347,857 $ 116,000
Yolo, California 7 $ 2,965,000 $ 423,571 $ 214,000
Manatee, Florida 7 $ 2,305,000 $ 329,285 $ 125,000
Martin, Florida 7 $ 9,755,000 $ 1,393,571 $ 213,000
St. Lucie, Florida 7 $ 1,395,000 $ 199,285 $ 106,000
Henry, Georgia 7 $ 1,065,000 $ 152,142 $ 174,000
Canyon, Idaho 7 $ 1,875,000 $ 267,857 $ 135,000
McHenry, Illinois 7 $ 2,165,000 $ 309,285 $ 138,000
Hamilton, Indiana 7 $ 1,595,000 $ 227,857 $ 142,000
Harford, Maryland 7 $ 2,035,000 $ 290,714 $ 152,000
Dakota, Minnesota 7 $ 2,255,000 $ 322,142 $ 148,000
St. Charles, Missouri 7 $ 1,735,000 $ 247,857 $ 161,000
Mercer, New Jersey 7 $ 2,675,000 $ 382,142 $ 181,000
Passaic, New Jersey 7 $ 2,635,000 $ 376,428 $ 151,000
Oklahoma, Oklahoma 7 $ 1,605,000 $ 229,285 $ 93,000
Jackson, Oregon 7 $ 4,095,000 $ 585,000 $ 102,000
Linn, Oregon 7 $ 1,985,000 $ 283,571 $ 177,000
Allegheny, Pennsylvania 7 $ 1,725,000 $ 246,428 $ 138,000
Providence, Rhode Island 7 $ 2,725,000 $ 389,285 $ 159,000
Baldwin, Alabama 6 $ 1,940,000 $ 323,333 $ 276,000
Imperial, California 6 $ 1,420,000 $ 236,666 $ 90,000
Lake, California 6 $ 1,270,000 $ 211,666 $ 56,000
Tuolumne, California 6 $ 2,290,000 $ 381,666 $ 176,000
Yuba, California 6 $ 2,070,000 $ 345,000 $ 115,000
Sussex, Delaware 6 $ 1,670,000 $ 278,333 $ 138,000
Charlotte, Florida 6 $ 2,020,000 $ 336,666 $ 180,000
Cherokee, Georgia 6 $ 1,660,000 $ 276,666 $ 90,000
Kootenai, Idaho 6 $ 1,440,000 $ 240,000 $ 96,000
Kane, Illinois 6 $ 1,900,000 $ 316,666 $ 141,000
Dallas, Iowa 6 $ 1,990,000 $ 331,666 $ 203,000
Plymouth, Massachusetts 6 $ 5,210,000 $ 868,333 $ 537,000
Berrien, Michigan 6 $ 1,580,000 $ 263,333 $ 132,000
Jefferson, Missouri 6 $ 1,070,000 $ 178,333 $ 75,000
Hillsborough, New Hampshire 6 $ 2,210,000 $ 368,333 $ 261,000
Cape May, New Jersey 6 $ 4,640,000 $ 773,333 $ 212,000
Santa Fe, New Mexico 6 $ 2,390,000 $ 398,333 $ 248,000
Monroe, New York 6 $ 1,620,000 $ 270,000 $ 124,000
Buncombe, North Carolina 6 $ 2,120,000 $ 353,333 $ 145,000
Johnston, North Carolina 6 $ 1,280,000 $ 213,333 $ 126,000
Licking, Ohio 6 $ 1,230,000 $ 205,000 $ 151,000
Stark, Ohio 6 $ 1,460,000 $ 243,333 $ 112,000
York, Pennsylvania 6 $ 930,000 $ 155,000 $ 74,000
Hays, Texas 6 $ 1,910,000 $ 318,333 $ 195,000
Butte, California 5 $ 1,625,000 $ 325,000 $ 183,000
Shasta, California 5 $ 1,735,000 $ 347,000 $ 152,000
Eagle, Colorado 5 $ 2,035,000 $ 407,000 $ 131,000
Litchfield, Connecticut 5 $ 2,215,000 $ 443,000 $ 181,000
Clay, Florida 5 $ 1,365,000 $ 273,000 $ 105,000
Osceola, Florida 5 $ 3,935,000 $ 787,000 $ 398,000
Polk, Florida 5 $ 1,185,000 $ 237,000 $ 169,000
Allen, Indiana 5 $ 655,000 $ 131,000 $ 81,000
Warren, Iowa 5 $ 1,755,000 $ 351,000 $ 147,000
Orleans, Louisiana 5 $ 2,175,000 $ 435,000 $ 225,000
Barnstable, Massachusetts 5 $ 1,435,000 $ 287,000 $ 297,000
Ramsey, Minnesota 5 $ 1,695,000 $ 339,000 $ 194,000
Lafayette, Mississippi 5 $ 1,415,000 $ 283,000 $ 92,000
Flathead, Montana 5 $ 1,365,000 $ 273,000 $ 108,000
Lewis and Clark, Montana 5 $ 1,685,000 $ 337,000 $ 81,000
Missoula, Montana 5 $ 1,375,000 $ 275,000 $ 112,000
Lancaster, Nebraska 5 $ 1,155,000 $ 231,000 $ 108,000
Atlantic, New Jersey 5 $ 1,305,000 $ 261,000 $ 142,000
Putnam, New York 5 $ 2,685,000 $ 537,000 $ 128,000
Guilford, North Carolina 5 $ 1,415,000 $ 283,000 $ 131,000
New Hanover, North Carolina 5 $ 1,265,000 $ 253,000 $ 83,000
Hamilton, Ohio 5 $ 1,605,000 $ 321,000 $ 136,000
Warren, Ohio 5 $ 1,585,000 $ 317,000 $ 127,000
McCurtain, Oklahoma 5 $ 1,715,000 $ 343,000 $ 302,000
Newport, Rhode Island 5 $ 1,565,000 $ 313,000 $ 131,000
Beaufort, South Carolina 5 $ 2,095,000 $ 419,000 $ 202,000
El Paso, Texas 5 $ 865,000 $ 173,000 $ 108,000
Chittenden, Vermont 5 $ 1,775,000 $ 355,000 $ 144,000
Alexandria, Virginia 5 $ 1,965,000 $ 393,000 $ 280,000
Henrico, Virginia 5 $ 1,635,000 $ 327,000 $ 96,000
Richmond City, Virginia 5 $ 1,645,000 $ 329,000 $ 222,000
Virginia Beach, Virginia 5 $ 1,665,000 $ 333,000 $ 114,000
Clallam, Washington 5 $ 1,585,000 $ 317,000 $ 103,000
Waukesha, Wisconsin 5 $ 1,455,000 $ 291,000 $ 80,000
Cochise, Arizona 4 $ 710,000 $ 177,500 $ 98,000
Calaveras, California 4 $ 1,330,000 $ 332,500 $ 494,000
Mendocino, California 4 $ 1,430,000 $ 357,500 $ 176,000
San Benito, California 4 $ 2,110,000 $ 527,500 $ 163,000
Mesa, Colorado 4 $ 980,000 $ 245,000 $ 77,000
Hartford, Connecticut 4 $ 1,020,000 $ 255,000 $ 88,000
New London, Connecticut 4 $ 880,000 $ 220,000 $ 46,000
Tolland, Connecticut 4 $ 1,310,000 $ 327,500 $ 137,000
Escambia, Florida 4 $ 1,150,000 $ 287,500 $ 84,000
Indian River, Florida 4 $ 5,140,000 $ 1,285,000 $ 1,472,000
St. Johns, Florida 4 $ 1,160,000 $ 290,000 $ 130,000
Walton, Florida 4 $ 3,010,000 $ 752,500 $ 145,000
Columbia, Georgia 4 $ 600,000 $ 150,000 $ 179,000
Kauai, Hawaii 4 $ 2,360,000 $ 590,000 $ 295,000
Twin Falls, Idaho 4 $ 1,020,000 $ 255,000 $ 96,000
Scott, Iowa 4 $ 1,220,000 $ 305,000 $ 134,000
Sedgwick, Kansas 4 $ 510,000 $ 127,500 $ 28,000
Jefferson, Kentucky 4 $ 590,000 $ 147,500 $ 104,000
Carroll, Maryland 4 $ 1,470,000 $ 367,500 $ 107,000
Wayne, Michigan 4 $ 1,220,000 $ 305,000 $ 268,000
Anoka, Minnesota 4 $ 1,050,000 $ 262,500 $ 113,000
Sarpy, Nebraska 4 $ 990,000 $ 247,500 $ 107,000
Lyon, Nevada 4 $ 1,050,000 $ 262,500 $ 92,000
Burlington, New Jersey 4 $ 1,090,000 $ 272,500 $ 113,000
Gloucester, New Jersey 4 $ 1,290,000 $ 322,500 $ 294,000
Hunterdon, New Jersey 4 $ 1,700,000 $ 425,000 $ 162,000
Erie, New York 4 $ 810,000 $ 202,500 $ 87,000
Orange, New York 4 $ 1,260,000 $ 315,000 $ 138,000
Saratoga, New York 4 $ 1,210,000 $ 302,500 $ 165,000
Brunswick, North Carolina 4 $ 1,400,000 $ 350,000 $ 135,000
Vance, North Carolina 4 $ 520,000 $ 130,000 $ 78,000
Lake, Ohio 4 $ 1,070,000 $ 267,500 $ 116,000
Summit, Ohio 4 $ 1,560,000 $ 390,000 $ 206,000
Polk, Oregon 4 $ 2,870,000 $ 717,500 $ 93,000
Northampton, Pennsylvania 4 $ 1,370,000 $ 342,500 $ 152,000
Washington, Rhode Island 4 $ 2,140,000 $ 535,000 $ 121,000
Horry, South Carolina 4 $ 1,160,000 $ 290,000 $ 142,000
Lexington, South Carolina 4 $ 1,370,000 $ 342,500 $ 115,000
Richland, South Carolina 4 $ 1,220,000 $ 305,000 $ 152,000
Hamilton, Tennessee 4 $ 930,000 $ 232,500 $ 102,000
Rutherford, Tennessee 4 $ 1,040,000 $ 260,000 $ 100,000
Brazoria, Texas 4 $ 1,150,000 $ 287,500 $ 147,000
Yakima, Washington 4 $ 1,140,000 $ 285,000 $ 139,000
Racine, Wisconsin 4 $ 1,030,000 $ 257,500 $ 91,000
Montgomery, Alabama 3 $ 325,000 $ 108,333 $ 92,000
Navajo, Arizona 3 $ 665,000 $ 221,666 $ 115,000
Benton, Arkansas 3 $ 795,000 $ 265,000 $ 111,000
Humboldt, California 3 $ 645,000 $ 215,000 $ 72,000
Madera, California 3 $ 605,000 $ 201,666 $ 70,000
Mono, California 3 $ 1,175,000 $ 391,666 $ 431,000
Tulare, California 3 $ 915,000 $ 305,000 $ 93,000
Garfield, Colorado 3 $ 975,000 $ 325,000 $ 91,000
Summit, Colorado 3 $ 1,955,000 $ 651,666 $ 222,000
Santa Rosa, Florida 3 $ 705,000 $ 235,000 $ 190,000
Volusia, Florida 3 $ 1,915,000 $ 638,333 $ 282,000
Douglas, Georgia 3 $ 735,000 $ 245,000 $ 125,000
Hall, Georgia 3 $ 775,000 $ 258,333 $ 121,000
Paulding, Georgia 3 $ 915,000 $ 305,000 $ 94,000
Bannock, Idaho 3 $ 845,000 $ 281,666 $ 92,000
Bonneville, Idaho 3 $ 705,000 $ 235,000 $ 120,000
Story, Iowa 3 $ 845,000 $ 281,666 $ 174,000
Wyandotte, Kansas 3 $ 385,000 $ 128,333 $ 65,000
Ascension, Louisiana 3 $ 915,000 $ 305,000 $ 211,000
Caddo, Louisiana 3 $ 875,000 $ 291,666 $ 56,000
Cumberland, Maine 3 $ 995,000 $ 331,666 $ 162,000
Carver, Minnesota 3 $ 965,000 $ 321,666 $ 118,000
Sherburne, Minnesota 3 $ 785,000 $ 261,666 $ 127,000
Stearns, Minnesota 3 $ 805,000 $ 268,333 $ 169,000
DeSoto, Mississippi 3 $ 395,000 $ 131,666 $ 76,000
Harrison, Mississippi 3 $ 355,000 $ 118,333 $ 45,000
Cass, Missouri 3 $ 625,000 $ 208,333 $ 88,000
St. Louis City, Missouri 3 $ 775,000 $ 258,333 $ 137,000
Holt, Nebraska 3 $ 625,000 $ 208,333 $ 107,000
Nye, Nevada 3 $ 375,000 $ 125,000 $ 50,000
Strafford, New Hampshire 3 $ 815,000 $ 271,666 $ 221,000
Camden, New Jersey 3 $ 995,000 $ 331,666 $ 128,000
Dona Ana, New Mexico 3 $ 1,065,000 $ 355,000 $ 91,000
Schenectady, New York 3 $ 665,000 $ 221,666 $ 114,000
Alamance, North Carolina 3 $ 735,000 $ 245,000 $ 76,000
Dare, North Carolina 3 $ 1,115,000 $ 371,666 $ 193,000
Durham, North Carolina 3 $ 785,000 $ 261,666 $ 104,000
Henderson, North Carolina 3 $ 1,075,000 $ 358,333 $ 95,000
Orange, North Carolina 3 $ 1,305,000 $ 435,000 $ 181,000
Medina, Ohio 3 $ 755,000 $ 251,666 $ 211,000
Tulsa, Oklahoma 3 $ 905,000 $ 301,666 $ 158,000
Josephine, Oregon 3 $ 715,000 $ 238,333 $ 106,000
Beaver, Pennsylvania 3 $ 625,000 $ 208,333 $ 130,000
Butler, Pennsylvania 3 $ 945,000 $ 315,000 $ 160,000
Lehigh, Pennsylvania 3 $ 695,000 $ 231,666 $ 144,000
Pike, Pennsylvania 3 $ 575,000 $ 191,666 $ 152,000
Anderson, South Carolina 3 $ 755,000 $ 251,666 $ 81,000
Berkeley, South Carolina 3 $ 595,000 $ 198,333 $ 55,000
Georgetown, South Carolina 3 $ 1,035,000 $ 345,000 $ 132,000
Blount, Tennessee 3 $ 1,165,000 $ 388,333 $ 242,000
Sevier, Tennessee 3 $ 1,255,000 $ 418,333 $ 221,000
Trousdale, Tennessee 3 $ 1,015,000 $ 338,333 $ 201,000
Wilson, Tennessee 3 $ 1,005,000 $ 335,000 $ 70,000
Bosque, Texas 3 $ 425,000 $ 141,666 $ 124,000
Gillespie, Texas 3 $ 1,145,000 $ 381,666 $ 101,000
Hood, Texas 3 $ 555,000 $ 185,000 $ 207,000
Midland, Texas 3 $ 585,000 $ 195,000 $ 136,000
Cache, Utah 3 $ 805,000 $ 268,333 $ 94,000
Tooele, Utah 3 $ 995,000 $ 331,666 $ 149,000
Albemarle, Virginia 3 $ 1,205,000 $ 401,666 $ 95,000
Suffolk, Virginia 3 $ 675,000 $ 225,000 $ 42,000
Benton, Washington 3 $ 725,000 $ 241,666 $ 85,000
Chelan, Washington 3 $ 1,525,000 $ 508,333 $ 338,000
Cowlitz, Washington 3 $ 705,000 $ 235,000 $ 66,000
Mason, Washington 3 $ 915,000 $ 305,000 $ 149,000
Putnam, West Virginia 3 $ 985,000 $ 328,333 $ 144,000
Dane, Wisconsin 3 $ 835,000 $ 278,333 $ 103,000
Laramie, Wyoming 3 $ 805,000 $ 268,333 $ 83,000
Madison, Alabama 2 $ 590,000 $ 295,000 $ 113,000
Tallapoosa, Alabama 2 $ 640,000 $ 320,000 $ 168,000
Winston, Alabama 2 $ 380,000 $ 190,000 $ 50,000
Juneau, Alaska 2 $ 740,000 $ 370,000 $ 154,000
Mohave, Arizona 2 $ 800,000 $ 400,000 $ 125,000
Pinal, Arizona 2 $ 380,000 $ 190,000 $ 136,000
Independence, Arkansas 2 $ 210,000 $ 105,000 $ 60,000
Amador, California 2 $ 840,000 $ 420,000 $ 85,000
Inyo, California 2 $ 610,000 $ 305,000 $ 182,000
Elbert, Colorado 2 $ 930,000 $ 465,000 $ 132,000
Fremont, Colorado 2 $ 410,000 $ 205,000 $ 97,000
La Plata, Colorado 2 $ 680,000 $ 340,000 $ 60,000
Pueblo, Colorado 2 $ 190,000 $ 95,000 $ 10,000
Teller, Colorado 2 $ 600,000 $ 300,000 $ 211,000
Middlesex, Connecticut 2 $ 620,000 $ 310,000 $ 154,000
Okaloosa, Florida 2 $ 460,000 $ 230,000 $ 123,000
Sumter, Florida 2 $ 380,000 $ 190,000 $ 100,000
Baldwin, Georgia 2 $ 170,000 $ 85,000 $ 126,000
Barrow, Georgia 2 $ 370,000 $ 185,000 $ 45,000
Carroll, Georgia 2 $ 420,000 $ 210,000 $ 83,000
Fayette, Georgia 2 $ 580,000 $ 290,000 $ 101,000
Gilmer, Georgia 2 $ 310,000 $ 155,000 $ 114,000
Houston, Georgia 2 $ 330,000 $ 165,000 $ 66,000
Monroe, Georgia 2 $ 950,000 $ 475,000 $ 130,000
Thomas, Georgia 2 $ 450,000 $ 225,000 $ 109,000
Bonner, Idaho 2 $ 1,030,000 $ 515,000 $ 316,000
Shoshone, Idaho 2 $ 470,000 $ 235,000 $ 69,000
Jo Daviess, Illinois 2 $ 720,000 $ 360,000 $ 241,000
Rock Island, Illinois 2 $ 460,000 $ 230,000 $ 181,000
Winnebago, Illinois 2 $ 530,000 $ 265,000 $ 158,000
Boone, Indiana 2 $ 750,000 $ 375,000 $ 98,000
Hendricks, Indiana 2 $ 520,000 $ 260,000 $ 181,000
Jasper, Indiana 2 $ 710,000 $ 355,000 $ 51,000
Jay, Indiana 2 $ 120,000 $ 60,000 $ 41,000
Johnson, Indiana 2 $ 700,000 $ 350,000 $ 153,000
Lake, Indiana 2 $ 560,000 $ 280,000 $ 117,000
St. Joseph, Indiana 2 $ 180,000 $ 90,000 $ 38,000
Tippecanoe, Indiana 2 $ 350,000 $ 175,000 $ 38,000
Marion, Iowa 2 $ 350,000 $ 175,000 $ 79,000
Boone, Kentucky 2 $ 550,000 $ 275,000 $ 138,000
Campbell, Kentucky 2 $ 500,000 $ 250,000 $ 87,000
Monroe, Kentucky 2 $ 320,000 $ 160,000 $ 125,000
Beauregard, Louisiana 2 $ 310,000 $ 155,000 $ 99,000
East Baton Rouge, Louisiana 2 $ 560,000 $ 280,000 $ 108,000
Jefferson, Louisiana 2 $ 390,000 $ 195,000 $ 210,000
Lafayette, Louisiana 2 $ 630,000 $ 315,000 $ 498,000
St. Tammany, Louisiana 2 $ 570,000 $ 285,000 $ 114,000
Knox, Maine 2 $ 440,000 $ 220,000 $ 157,000
York, Maine 2 $ 620,000 $ 310,000 $ 142,000
Caroline, Maryland 2 $ 590,000 $ 295,000 $ 56,000
Washington, Maryland 2 $ 600,000 $ 300,000 $ 116,000
Dukes, Massachusetts 2 $ 1,490,000 $ 745,000 $ 396,000
Hampshire, Massachusetts 2 $ 790,000 $ 395,000 $ 105,000
Eaton, Michigan 2 $ 470,000 $ 235,000 $ 129,000
Ingham, Michigan 2 $ 190,000 $ 95,000 $ 26,000
Wright, Minnesota 2 $ 590,000 $ 295,000 $ 96,000
Camden, Missouri 2 $ 780,000 $ 390,000 $ 153,000
Clay, Missouri 2 $ 340,000 $ 170,000 $ 40,000
Franklin, Missouri 2 $ 920,000 $ 460,000 $ 236,000
Greene, Missouri 2 $ 360,000 $ 180,000 $ 122,000
Lincoln, Missouri 2 $ 530,000 $ 265,000 $ 95,000
St. Francois, Missouri 2 $ 520,000 $ 260,000 $ 115,000
Stone, Missouri 2 $ 410,000 $ 205,000 $ 111,000
Carbon, Montana 2 $ 490,000 $ 245,000 $ 104,000
Yellowstone, Montana 2 $ 650,000 $ 325,000 $ 125,000
Carson City, Nevada 2 $ 500,000 $ 250,000 $ 67,000
Salem, New Jersey 2 $ 280,000 $ 140,000 $ 117,000
Sussex, New Jersey 2 $ 680,000 $ 340,000 $ 259,000
Warren, New Jersey 2 $ 520,000 $ 260,000 $ 126,000
Albany, New York 2 $ 700,000 $ 350,000 $ 190,000
Columbia, New York 2 $ 480,000 $ 240,000 $ 337,000
Jefferson, New York 2 $ 420,000 $ 210,000 $ 96,000
Oneida, New York 2 $ 380,000 $ 190,000 $ 105,000
Onondaga, New York 2 $ 570,000 $ 285,000 $ 152,000
Catawba, North Carolina 2 $ 700,000 $ 350,000 $ 115,000
Cumberland, North Carolina 2 $ 350,000 $ 175,000 $ 98,000
Currituck, North Carolina 2 $ 790,000 $ 395,000 $ 137,000
Forsyth, North Carolina 2 $ 510,000 $ 255,000 $ 177,000
Madison, North Carolina 2 $ 630,000 $ 315,000 $ 118,000
Montgomery, North Carolina 2 $ 330,000 $ 165,000 $ 122,000
Cass, North Dakota 2 $ 530,000 $ 265,000 $ 118,000
Butler, Ohio 2 $ 600,000 $ 300,000 $ 102,000
Champaign, Ohio 2 $ 600,000 $ 300,000 $ 68,000
Clark, Ohio 2 $ 590,000 $ 295,000 $ 112,000
Lucas, Ohio 2 $ 420,000 $ 210,000 $ 88,000
Montgomery, Ohio 2 $ 440,000 $ 220,000 $ 119,000
Pickaway, Ohio 2 $ 460,000 $ 230,000 $ 98,000
Tillamook, Oregon 2 $ 820,000 $ 410,000 $ 274,000
Yamhill, Oregon 2 $ 840,000 $ 420,000 $ 118,000
Carbon, Pennsylvania 2 $ 590,000 $ 295,000 $ 248,000
Lebanon, Pennsylvania 2 $ 360,000 $ 180,000 $ 78,000
Schuylkill, Pennsylvania 2 $ 200,000 $ 100,000 $ 150,000
Washington, Pennsylvania 2 $ 710,000 $ 355,000 $ 106,000
Lancaster, South Carolina 2 $ 780,000 $ 390,000 $ 196,000
Knox, Tennessee 2 $ 540,000 $ 270,000 $ 161,000
Sullivan, Tennessee 2 $ 630,000 $ 315,000 $ 75,000
Bell, Texas 2 $ 280,000 $ 140,000 $ 57,000
Brazos, Texas 2 $ 480,000 $ 240,000 $ 122,000
Burnet, Texas 2 $ 480,000 $ 240,000 $ 109,000
Ector, Texas 2 $ 820,000 $ 410,000 $ 141,000
Guadalupe, Texas 2 $ 320,000 $ 160,000 $ 82,000
Jefferson, Texas 2 $ 430,000 $ 215,000 $ 192,000
Lubbock, Texas 2 $ 410,000 $ 205,000 $ 80,000
Parker, Texas 2 $ 560,000 $ 280,000 $ 184,000
Smith, Texas 2 $ 480,000 $ 240,000 $ 198,000
Waller, Texas 2 $ 510,000 $ 255,000 $ 134,000
Wasatch, Utah 2 $ 860,000 $ 430,000 $ 82,000
Windsor, Vermont 2 $ 840,000 $ 420,000 $ 95,000
Fairfax City, Virginia 2 $ 750,000 $ 375,000 $ 100,000
Stafford, Virginia 2 $ 600,000 $ 300,000 $ 148,000
York, Virginia 2 $ 510,000 $ 255,000 $ 200,000
Island, Washington 2 $ 710,000 $ 355,000 $ 231,000
Okanogan, Washington 2 $ 520,000 $ 260,000 $ 173,000
Walla Walla, Washington 2 $ 690,000 $ 345,000 $ 0
Fayette, West Virginia 2 $ 440,000 $ 220,000 $ 111,000
Hardy, West Virginia 2 $ 250,000 $ 125,000 $ 38,000
Kanawha, West Virginia 2 $ 330,000 $ 165,000 $ 97,000
Jefferson, Wisconsin 2 $ 430,000 $ 215,000 $ 92,000
Marathon, Wisconsin 2 $ 490,000 $ 245,000 $ 109,000
Oneida, Wisconsin 2 $ 870,000 $ 435,000 $ 260,000
Winnebago, Wisconsin 2 $ 790,000 $ 395,000 $ 132,000
Natrona, Wyoming 2 $ 660,000 $ 330,000 $ 111,000
Teton, Wyoming 2 $ 1,680,000 $ 840,000 $ 586,000
Autauga, Alabama 1 $ 95,000 $ 95,000 $ 56,000
Barbour, Alabama 1 $ 355,000 $ 355,000 $ 117,000
Butler, Alabama 1 $ 55,000 $ 55,000 $ 44,000
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Mortgage Loan Application Detail Totals for Axos Bank in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,028 $2,458,630,000 $488,000 $25,595,000 $192,000 $9,773,000
Cash-out Refinancing 2,342 $1,907,150,000 $814,000 $39,005,000 $244,000 $7,500,000
Home Purchase 1,666 $1,542,310,000 $925,000 $15,005,000 $350,000 $9,819,000
Other Purpose 228 $287,170,000 $1,259,000 $20,005,000 $493,000 $9,425,000
Home Improvement 68 $42,060,000 $618,000 $4,415,000 $283,000 $2,502,000
Not Applicable 2 $1,150,000 $575,000 $595,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,052 $2,858,430,000 $705,000 $20,005,000 $264,000 $9,819,000
Not Provided 2,676 $1,572,470,000 $587,000 $25,595,000 $226,000 $9,773,000
Asian 1,020 $564,560,000 $553,000 $8,885,000 $219,000 $4,868,000
Hispanic 644 $335,850,000 $521,000 $11,005,000 $216,000 $4,248,000
Black or African American 253 $110,635,000 $437,000 $3,405,000 $156,000 $1,497,000
Not applicable 184 $481,760,000 $2,618,000 $39,005,000 $0 $0
American Indian or Alaskan Native 43 $22,935,000 $533,000 $2,945,000 $215,000 $2,910,000
Native Hawaiian or Other Pacific Islander 17 $9,915,000 $583,000 $4,005,000 $251,000 $2,502,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,972 $6,144,540,000 $684,000 $39,005,000 $245,000 $9,819,000
FHA-insured (Federal Housing Administration) 245 $55,585,000 $226,000 $595,000 $73,000 $350,000
VA-guaranteed (Veterans Administration) 117 $38,345,000 $327,000 $565,000 $96,000 $266,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,656 $2,936,420,000 $630,000 $39,005,000 $233,000 $9,819,000
File Closed For Incompleteness 2,282 $1,302,970,000 $570,000 $20,005,000 $241,000 $6,600,000
Application Withdrawn By Applicant 1,152 $779,780,000 $676,000 $14,025,000 $268,000 $5,629,000
Application Denied By Financial Institution 1,009 $1,036,835,000 $1,027,000 $20,005,000 $240,000 $7,500,000
Application Approved But Not Accepted 165 $161,015,000 $975,000 $25,595,000 $350,000 $9,773,000
Preapproval Approved but not Accepted 64 $18,500,000 $289,000 $765,000 $98,000 $185,000
Loan Purchased By The Institution 4 $2,740,000 $685,000 $805,000 $0 $0
Preapproval Denied by Financial Institution 2 $210,000 $105,000 $105,000 $39,000 $54,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,323 $5,201,425,000 $624,000 $39,005,000 $242,000 $9,819,000
Debt-To-Income Ratio 540 $452,880,000 $838,000 $16,005,000 $122,000 $1,123,000
Collateral 193 $316,405,000 $1,639,000 $20,005,000 $524,000 $7,405,000
Credit History 118 $63,740,000 $540,000 $3,825,000 $179,000 $1,316,000
Other 100 $121,960,000 $1,219,000 $13,005,000 $458,000 $7,500,000
Insufficient Cash (Downpayment, Closing Cost) 33 $19,565,000 $592,000 $2,255,000 $185,000 $1,074,000
Unverifiable Information 22 $60,780,000 $2,762,000 $14,005,000 $174,000 $1,701,000
Employment History 4 $1,370,000 $342,000 $405,000 $77,000 $185,000
Mortgage Insurance Denied 1 $345,000 $345,000 $345,000 $134,000 $134,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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