Axos Bank Mortgage Lending & HMDA Data, 2020
In 2020, Axos Bank of San Diego, CA reported 9,334 mortgage applications totaling $6.2 billion, up 76% from 2019. The average application was for $668,359, and applicants reported an average income of $241,274. 50% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,024), San Diego-Carlsbad, CA (849) and Anaheim-Santa Ana-Irvine, CA (427) (applications in parentheses).
| Mortgage Company & Address | Axos Bank 4350 La Jolla Village Dr Suite 140 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,334 |
| Total Mortgage Loan Application Amount | $6,238,470,000 |
| Average Mortgage Loan Application Amount | $668,359 |
| Highest Mortgage Loan Application Amount | $39,005,000 |
| Average Applicant Income | $241,274 |
| Highest Applicant Income | $9,819,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,024 | $ 1,448,960,000 | $ 1,415,000 | $ 437,000 |
| San Diego-Carlsbad, CA | 849 | $ 492,625,000 | $ 580,241 | $ 205,000 |
| Anaheim-Santa Ana-Irvine, CA | 427 | $ 501,595,000 | $ 1,174,695 | $ 428,000 |
| New York-Jersey City-White Plains, NY-NJ | 418 | $ 567,300,000 | $ 1,357,177 | $ 444,746 |
| Outside any metro area | 398 | $ 182,030,000 | $ 457,361 | $ 183,678 |
| Riverside-San Bernardino-Ontario, CA | 329 | $ 138,505,000 | $ 420,987 | $ 184,000 |
| Las Vegas-Henderson-Paradise, NV | 283 | $ 94,995,000 | $ 335,671 | $ 151,000 |
| Phoenix-Mesa-Scottsdale, AZ | 276 | $ 110,440,000 | $ 400,144 | $ 159,000 |
| Oakland-Hayward-Berkeley, CA | 205 | $ 145,495,000 | $ 709,731 | $ 250,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 189 | $ 88,755,000 | $ 469,603 | $ 170,984 |
| Seattle-Bellevue-Everett, WA | 183 | $ 85,925,000 | $ 469,535 | $ 171,000 |
| Columbus, OH | 180 | $ 49,660,000 | $ 275,888 | $ 142,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 172 | $ 171,620,000 | $ 997,790 | $ 294,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 165 | $ 58,275,000 | $ 353,181 | $ 140,703 |
| Atlanta-Sandy Springs-Roswell, GA | 160 | $ 56,740,000 | $ 354,625 | $ 149,000 |
| Denver-Aurora-Lakewood, CO | 153 | $ 61,865,000 | $ 404,346 | $ 165,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 150 | $ 72,240,000 | $ 481,600 | $ 197,000 |
| Nassau County-Suffolk County, NY | 145 | $ 170,265,000 | $ 1,174,241 | $ 445,000 |
| San Francisco-Redwood City-South San Francisco, CA | 129 | $ 171,565,000 | $ 1,329,961 | $ 377,000 |
| Dallas-Plano-Irving, TX | 104 | $ 36,430,000 | $ 350,288 | $ 173,000 |
| Houston-The Woodlands-Sugar Land, TX | 97 | $ 28,965,000 | $ 298,608 | $ 151,000 |
| Austin-Round Rock, TX | 96 | $ 34,260,000 | $ 356,875 | $ 225,000 |
| Chicago-Naperville, IL | 87 | $ 33,595,000 | $ 386,149 | $ 153,000 |
| Miami-Miami Beach-Kendall, FL | 79 | $ 156,585,000 | $ 1,982,088 | $ 726,000 |
| Montgomery County-Bucks County-Chester County, PA | 76 | $ 27,830,000 | $ 366,184 | $ 162,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 63 | $ 19,275,000 | $ 305,952 | $ 142,000 |
| New York-Newark, NY | 63 | $ 31,325,000 | $ 497,222 | $ 246,746 |
| Charlotte-Concord-Gastonia, NC-SC | 60 | $ 17,620,000 | $ 293,666 | $ 139,533 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 59 | $ 58,155,000 | $ 985,677 | $ 407,000 |
| Newark, NJ-PA | 57 | $ 22,435,000 | $ 393,596 | $ 188,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 55 | $ 35,755,000 | $ 650,090 | $ 255,000 |
| Boston, MA | 54 | $ 27,940,000 | $ 517,407 | $ 198,000 |
| Orlando-Kissimmee-Sanford, FL | 54 | $ 26,860,000 | $ 497,407 | $ 193,000 |
| Baltimore-Columbia-Towson, MD | 53 | $ 15,295,000 | $ 288,584 | $ 146,000 |
| Cambridge-Newton-Framingham, MA | 51 | $ 31,165,000 | $ 611,078 | $ 189,000 |
| Tampa-St. Petersburg-Clearwater, FL | 51 | $ 17,135,000 | $ 335,980 | $ 133,000 |
| Washington-Baltimore-Arlington, DC | 49 | $ 19,695,000 | $ 401,938 | $ 138,000 |
| Raleigh, NC | 46 | $ 13,420,000 | $ 291,739 | $ 143,000 |
| Stockton-Lodi, CA | 46 | $ 15,860,000 | $ 344,782 | $ 139,000 |
| Tacoma-Lakewood, WA | 42 | $ 14,150,000 | $ 336,904 | $ 212,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 40 | $ 25,140,000 | $ 628,500 | $ 269,000 |
| Salt Lake City, UT | 39 | $ 15,945,000 | $ 408,846 | $ 133,000 |
| St. Louis, MO-IL | 39 | $ 10,615,000 | $ 272,179 | $ 132,025 |
| Reno, NV | 36 | $ 24,660,000 | $ 685,000 | $ 176,000 |
| Richmond, VA | 35 | $ 11,165,000 | $ 319,000 | $ 150,000 |
| Fort Worth-Arlington, TX | 33 | $ 9,635,000 | $ 291,969 | $ 158,000 |
| Philadelphia, PA | 33 | $ 10,835,000 | $ 328,333 | $ 162,000 |
| Kahului-Wailuku-Lahaina, HI | 32 | $ 27,750,000 | $ 867,187 | $ 453,000 |
| Warren-Troy-Farmington Hills, MI | 32 | $ 12,720,000 | $ 397,500 | $ 203,000 |
| Des Moines-West Des Moines, IA | 31 | $ 9,335,000 | $ 301,129 | $ 167,000 |
| Kansas City, MO-KS | 31 | $ 7,705,000 | $ 248,548 | $ 118,225 |
| San Rafael, CA | 31 | $ 40,365,000 | $ 1,302,096 | $ 306,000 |
| Indianapolis-Carmel-Anderson, IN | 30 | $ 7,770,000 | $ 259,000 | $ 182,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 29 | $ 11,505,000 | $ 396,724 | $ 159,000 |
| Santa Maria-Santa Barbara, CA | 29 | $ 60,185,000 | $ 2,075,344 | $ 426,000 |
| San Antonio-New Braunfels, TX | 28 | $ 8,220,000 | $ 293,571 | $ 173,000 |
| Boise City, ID | 27 | $ 8,235,000 | $ 305,000 | $ 131,000 |
| Providence-Warwick, RI-MA | 27 | $ 10,095,000 | $ 373,888 | $ 139,185 |
| Bridgeport-Stamford-Norwalk, CT | 26 | $ 19,320,000 | $ 743,076 | $ 291,000 |
| Salinas, CA | 26 | $ 29,410,000 | $ 1,131,153 | $ 318,000 |
| Flagstaff, AZ | 25 | $ 8,925,000 | $ 357,000 | $ 177,000 |
| North Port-Sarasota-Bradenton, FL | 24 | $ 9,760,000 | $ 406,666 | $ 142,000 |
| Provo-Orem, UT | 24 | $ 7,760,000 | $ 323,333 | $ 109,000 |
| Urban Honolulu, HI | 24 | $ 21,860,000 | $ 910,833 | $ 269,000 |
| Omaha-Council Bluffs, NE-IA | 23 | $ 5,025,000 | $ 218,478 | $ 97,000 |
| Cape Coral-Fort Myers, FL | 22 | $ 8,740,000 | $ 397,272 | $ 178,000 |
| Cleveland-Elyria, OH | 22 | $ 4,940,000 | $ 224,545 | $ 148,000 |
| Vallejo-Fairfield, CA | 22 | $ 8,520,000 | $ 387,272 | $ 203,000 |
| Albuquerque, NM | 21 | $ 6,505,000 | $ 309,761 | $ 145,000 |
| Fresno, CA | 21 | $ 9,905,000 | $ 471,666 | $ 136,000 |
| Santa Cruz-Watsonville, CA | 21 | $ 13,735,000 | $ 654,047 | $ 447,000 |
| Jacksonville, FL | 20 | $ 6,110,000 | $ 305,500 | $ 126,000 |
| Bakersfield, CA | 19 | $ 6,565,000 | $ 345,526 | $ 172,000 |
| Boulder, CO | 19 | $ 15,995,000 | $ 841,842 | $ 155,000 |
| Santa Rosa, CA | 19 | $ 12,475,000 | $ 656,578 | $ 205,000 |
| Cincinnati, OH-KY-IN | 18 | $ 5,470,000 | $ 303,888 | $ 125,666 |
| Prescott Valley-Prescott, AZ | 18 | $ 5,380,000 | $ 298,888 | $ 139,000 |
| Wilmington, DE-MD-NJ | 18 | $ 5,230,000 | $ 290,555 | $ 120,555 |
| Anchorage, AK | 17 | $ 5,825,000 | $ 342,647 | $ 147,000 |
| Birmingham-Hoover, AL | 16 | $ 4,000,000 | $ 250,000 | $ 152,000 |
| Eugene, OR | 16 | $ 4,150,000 | $ 259,375 | $ 98,000 |
| Naples-Immokalee-Marco Island, FL | 16 | $ 8,810,000 | $ 550,625 | $ 196,000 |
| St. George, UT | 16 | $ 5,250,000 | $ 328,125 | $ 118,000 |
| Tucson, AZ | 16 | $ 3,200,000 | $ 200,000 | $ 100,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 16 | $ 4,360,000 | $ 272,500 | $ 110,750 |
| Colorado Springs, CO | 15 | $ 5,125,000 | $ 341,666 | $ 1,021,000 |
| McAllen-Edinburg-Mission, TX | 15 | $ 4,275,000 | $ 285,000 | $ 242,000 |
| Memphis, TN-MS-AR | 15 | $ 3,005,000 | $ 200,333 | $ 123,200 |
| Olympia-Tumwater, WA | 15 | $ 3,955,000 | $ 263,666 | $ 139,000 |
| Pittsburgh, PA | 15 | $ 4,005,000 | $ 267,000 | $ 136,000 |
| Milwaukee-Waukesha-West Allis, WI | 14 | $ 3,780,000 | $ 270,000 | $ 118,000 |
| Modesto, CA | 14 | $ 4,840,000 | $ 345,714 | $ 127,000 |
| Port St. Lucie, FL | 14 | $ 11,150,000 | $ 796,428 | $ 160,000 |
| Salem, OR | 14 | $ 5,860,000 | $ 418,571 | $ 91,000 |
| Bremerton-Silverdale, WA | 13 | $ 4,245,000 | $ 326,538 | $ 104,000 |
| Charleston-North Charleston, SC | 13 | $ 5,855,000 | $ 450,384 | $ 135,000 |
| Corvallis, OR | 13 | $ 6,575,000 | $ 505,769 | $ 212,000 |
| Ogden-Clearfield, UT | 13 | $ 3,835,000 | $ 295,000 | $ 139,000 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 3,510,000 | $ 292,500 | $ 172,000 |
| Worcester, MA-CT | 12 | $ 3,890,000 | $ 324,166 | $ 135,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 11 | $ 3,175,000 | $ 288,636 | $ 162,818 |
| Asheville, NC | 11 | $ 3,825,000 | $ 347,727 | $ 126,000 |
| Camden, NJ | 11 | $ 3,375,000 | $ 306,818 | $ 183,000 |
| Fort Collins, CO | 11 | $ 3,465,000 | $ 315,000 | $ 113,000 |
| New Haven-Milford, CT | 11 | $ 3,655,000 | $ 332,272 | $ 166,000 |
| Rockingham County-Strafford County, NH | 11 | $ 3,515,000 | $ 319,545 | $ 144,000 |
| Spokane-Spokane Valley, WA | 11 | $ 3,075,000 | $ 279,545 | $ 111,000 |
| Ann Arbor, MI | 10 | $ 3,550,000 | $ 355,000 | $ 228,000 |
| Corpus Christi, TX | 10 | $ 1,980,000 | $ 198,000 | $ 116,000 |
| Hartford-West Hartford-East Hartford, CT | 10 | $ 2,950,000 | $ 295,000 | $ 121,000 |
| New Orleans-Metairie, LA | 10 | $ 3,230,000 | $ 323,000 | $ 180,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 10 | $ 4,360,000 | $ 436,000 | $ 134,000 |
| Albany-Schenectady-Troy, NY | 9 | $ 2,575,000 | $ 286,111 | $ 154,000 |
| Greeley, CO | 9 | $ 3,545,000 | $ 393,888 | $ 132,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 3,975,000 | $ 441,666 | $ 181,000 |
| Napa, CA | 9 | $ 11,045,000 | $ 1,227,222 | $ 299,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 2,965,000 | $ 329,444 | $ 135,000 |
| Bellingham, WA | 8 | $ 2,600,000 | $ 325,000 | $ 142,000 |
| Bend-Redmond, OR | 8 | $ 2,260,000 | $ 282,500 | $ 123,000 |
| Columbia, SC | 8 | $ 2,590,000 | $ 323,750 | $ 131,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 8 | $ 2,560,000 | $ 320,000 | $ 138,500 |
| Oklahoma City, OK | 8 | $ 1,740,000 | $ 217,500 | $ 109,000 |
| Salisbury, MD-DE | 8 | $ 2,300,000 | $ 287,500 | $ 196,500 |
| Albany, OR | 7 | $ 1,985,000 | $ 283,571 | $ 177,000 |
| Davenport-Moline-Rock Island, IA-IL | 7 | $ 1,935,000 | $ 276,428 | $ 139,142 |
| Elgin, IL | 7 | $ 2,125,000 | $ 303,571 | $ 133,000 |
| Knoxville, TN | 7 | $ 2,525,000 | $ 360,714 | $ 201,000 |
| Medford, OR | 7 | $ 4,095,000 | $ 585,000 | $ 102,000 |
| Merced, CA | 7 | $ 2,435,000 | $ 347,857 | $ 116,000 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 1,855,000 | $ 265,000 | $ 130,000 |
| Rochester, NY | 7 | $ 2,175,000 | $ 310,714 | $ 152,000 |
| Trenton, NJ | 7 | $ 2,675,000 | $ 382,142 | $ 181,000 |
| Yuba City, CA | 7 | $ 2,385,000 | $ 340,714 | $ 106,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 780,000 | $ 130,000 | $ 177,000 |
| Burlington-South Burlington, VT | 6 | $ 2,280,000 | $ 380,000 | $ 170,000 |
| Canton-Massillon, OH | 6 | $ 1,460,000 | $ 243,333 | $ 112,000 |
| Coeur D'Alene, ID | 6 | $ 1,440,000 | $ 240,000 | $ 96,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 3,470,000 | $ 578,333 | $ 138,000 |
| Daphne-Fairhope-Foley, AL | 6 | $ 1,940,000 | $ 323,333 | $ 276,000 |
| Durham-Chapel Hill, NC | 6 | $ 2,090,000 | $ 348,333 | $ 142,000 |
| El Centro, CA | 6 | $ 1,420,000 | $ 236,666 | $ 90,000 |
| Manchester-Nashua, NH | 6 | $ 2,210,000 | $ 368,333 | $ 261,000 |
| Niles-Benton Harbor, MI | 6 | $ 1,580,000 | $ 263,333 | $ 132,000 |
| Ocean City, NJ | 6 | $ 4,640,000 | $ 773,333 | $ 212,000 |
| Punta Gorda, FL | 6 | $ 2,020,000 | $ 336,666 | $ 180,000 |
| Santa Fe, NM | 6 | $ 2,390,000 | $ 398,333 | $ 248,000 |
| York-Hanover, PA | 6 | $ 930,000 | $ 155,000 | $ 74,000 |
| Akron, OH | 5 | $ 1,945,000 | $ 389,000 | $ 200,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,305,000 | $ 261,000 | $ 142,000 |
| Barnstable Town, MA | 5 | $ 1,435,000 | $ 287,000 | $ 297,000 |
| Baton Rouge, LA | 5 | $ 1,475,000 | $ 295,000 | $ 170,000 |
| Chico, CA | 5 | $ 1,625,000 | $ 325,000 | $ 183,000 |
| El Paso, TX | 5 | $ 865,000 | $ 173,000 | $ 108,000 |
| Fort Wayne, IN | 5 | $ 655,000 | $ 131,000 | $ 81,000 |
| Gary, IN | 5 | $ 1,425,000 | $ 285,000 | $ 107,000 |
| Greensboro-High Point, NC | 5 | $ 1,415,000 | $ 283,000 | $ 131,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 2,095,000 | $ 419,000 | $ 202,000 |
| Lakeland-Winter Haven, FL | 5 | $ 1,185,000 | $ 237,000 | $ 169,000 |
| Lincoln, NE | 5 | $ 1,155,000 | $ 231,000 | $ 108,000 |
| Louisville/Jefferson County, KY-IN | 5 | $ 775,000 | $ 155,000 | $ 104,000 |
| Missoula, MT | 5 | $ 1,375,000 | $ 275,000 | $ 112,000 |
| Portland-South Portland, ME | 5 | $ 1,615,000 | $ 323,000 | $ 154,000 |
| Redding, CA | 5 | $ 1,735,000 | $ 347,000 | $ 152,000 |
| Wichita, KS | 5 | $ 885,000 | $ 177,000 | $ 56,000 |
| Wilmington, NC | 5 | $ 1,265,000 | $ 253,000 | $ 83,000 |
| Billings, MT | 4 | $ 1,140,000 | $ 285,000 | $ 114,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 810,000 | $ 202,500 | $ 87,000 |
| Chattanooga, TN-GA | 4 | $ 930,000 | $ 232,500 | $ 102,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 1,220,000 | $ 305,000 | $ 268,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 910,000 | $ 227,500 | $ 95,000 |
| Grand Junction, CO | 4 | $ 980,000 | $ 245,000 | $ 77,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 1,210,000 | $ 302,500 | $ 138,000 |
| Lansing-East Lansing, MI | 4 | $ 660,000 | $ 165,000 | $ 77,000 |
| Montgomery, AL | 4 | $ 420,000 | $ 105,000 | $ 83,000 |
| Norwich-New London, CT | 4 | $ 880,000 | $ 220,000 | $ 46,000 |
| Racine, WI | 4 | $ 1,030,000 | $ 257,500 | $ 91,000 |
| Sebastian-Vero Beach, FL | 4 | $ 5,140,000 | $ 1,285,000 | $ 1,472,000 |
| Shreveport-Bossier City, LA | 4 | $ 1,100,000 | $ 275,000 | $ 55,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 710,000 | $ 177,500 | $ 98,000 |
| St. Cloud, MN | 4 | $ 990,000 | $ 247,500 | $ 169,000 |
| Twin Falls, ID | 4 | $ 1,020,000 | $ 255,000 | $ 96,000 |
| Yakima, WA | 4 | $ 1,140,000 | $ 285,000 | $ 139,000 |
| Ames, IA | 3 | $ 845,000 | $ 281,666 | $ 174,000 |
| Burlington, NC | 3 | $ 735,000 | $ 245,000 | $ 76,000 |
| Charlottesville, VA | 3 | $ 1,205,000 | $ 401,666 | $ 95,000 |
| Cheyenne, WY | 3 | $ 805,000 | $ 268,333 | $ 83,000 |
| Dayton-Springfield-Kettering, OH | 3 | $ 745,000 | $ 248,333 | $ 116,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 1,915,000 | $ 638,333 | $ 282,000 |
| Gainesville, GA | 3 | $ 775,000 | $ 258,333 | $ 121,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 945,000 | $ 315,000 | $ 167,000 |
| Grants Pass, OR | 3 | $ 715,000 | $ 238,333 | $ 106,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 355,000 | $ 118,333 | $ 45,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 715,000 | $ 238,333 | $ 111,333 |
| Huntsville, AL | 3 | $ 855,000 | $ 285,000 | $ 138,000 |
| Idaho Falls, ID | 3 | $ 705,000 | $ 235,000 | $ 120,000 |
| Kennewick-Richland, WA | 3 | $ 725,000 | $ 241,666 | $ 85,000 |
| Lafayette, LA | 3 | $ 1,035,000 | $ 345,000 | $ 379,000 |
| Las Cruces, NM | 3 | $ 1,065,000 | $ 355,000 | $ 91,000 |
| Logan, UT-ID | 3 | $ 805,000 | $ 268,333 | $ 94,000 |
| Longview, WA | 3 | $ 705,000 | $ 235,000 | $ 66,000 |
| Madera, CA | 3 | $ 605,000 | $ 201,666 | $ 70,000 |
| Madison, WI | 3 | $ 835,000 | $ 278,333 | $ 103,000 |
| Midland, TX | 3 | $ 585,000 | $ 195,000 | $ 136,000 |
| Pocatello, ID | 3 | $ 845,000 | $ 281,666 | $ 92,000 |
| Syracuse, NY | 3 | $ 625,000 | $ 208,333 | $ 128,000 |
| Toledo, OH | 3 | $ 615,000 | $ 205,000 | $ 88,000 |
| Tulsa, OK | 3 | $ 905,000 | $ 301,666 | $ 158,000 |
| Visalia-Porterville, CA | 3 | $ 915,000 | $ 305,000 | $ 93,000 |
| Wenatchee, WA | 3 | $ 1,525,000 | $ 508,333 | $ 338,000 |
| Winston-Salem, NC | 3 | $ 755,000 | $ 251,666 | $ 160,000 |
| Beaumont-Port Arthur, TX | 2 | $ 430,000 | $ 215,000 | $ 192,000 |
| Beckley, WV | 2 | $ 440,000 | $ 220,000 | $ 111,000 |
| Carson City, NV | 2 | $ 500,000 | $ 250,000 | $ 67,000 |
| Casper, WY | 2 | $ 660,000 | $ 330,000 | $ 111,000 |
| Charleston, WV | 2 | $ 330,000 | $ 165,000 | $ 97,000 |
| College Station-Bryan, TX | 2 | $ 480,000 | $ 240,000 | $ 122,000 |
| Fargo, ND-MN | 2 | $ 530,000 | $ 265,000 | $ 118,000 |
| Fayetteville, NC | 2 | $ 350,000 | $ 175,000 | $ 98,000 |
| Gainesville, FL | 2 | $ 580,000 | $ 290,000 | $ 294,000 |
| Glens Falls, NY | 2 | $ 410,000 | $ 205,000 | $ 102,000 |
| Harrisburg-Carlisle, PA | 2 | $ 830,000 | $ 415,000 | $ 137,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 700,000 | $ 350,000 | $ 115,000 |
| Jefferson City, MO | 2 | $ 380,000 | $ 190,000 | $ 44,000 |
| Killeen-Temple, TX | 2 | $ 280,000 | $ 140,000 | $ 57,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 630,000 | $ 315,000 | $ 75,000 |
| Lafayette-West Lafayette, IN | 2 | $ 350,000 | $ 175,000 | $ 38,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 800,000 | $ 400,000 | $ 125,000 |
| Lebanon, PA | 2 | $ 360,000 | $ 180,000 | $ 78,000 |
| Lubbock, TX | 2 | $ 410,000 | $ 205,000 | $ 80,000 |
| Lynchburg, VA | 2 | $ 460,000 | $ 230,000 | $ 211,000 |
| Macon-Bibb County, GA | 2 | $ 950,000 | $ 475,000 | $ 130,000 |
| Odessa, TX | 2 | $ 820,000 | $ 410,000 | $ 141,000 |
| Oshkosh-Neenah, WI | 2 | $ 790,000 | $ 395,000 | $ 132,000 |
| Pueblo, CO | 2 | $ 190,000 | $ 95,000 | $ 10,000 |
| Rockford, IL | 2 | $ 530,000 | $ 265,000 | $ 158,000 |
| Sioux Falls, SD | 2 | $ 720,000 | $ 360,000 | $ 87,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 180,000 | $ 90,000 | $ 38,000 |
| Springfield, MA | 2 | $ 790,000 | $ 395,000 | $ 105,000 |
| Springfield, MO | 2 | $ 360,000 | $ 180,000 | $ 122,000 |
| Springfield, OH | 2 | $ 590,000 | $ 295,000 | $ 112,000 |
| The Villages, FL | 2 | $ 380,000 | $ 190,000 | $ 100,000 |
| Tyler, TX | 2 | $ 480,000 | $ 240,000 | $ 198,000 |
| Utica-Rome, NY | 2 | $ 380,000 | $ 190,000 | $ 105,000 |
| Walla Walla, WA | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Warner Robins, GA | 2 | $ 330,000 | $ 165,000 | $ 66,000 |
| Watertown-Fort Drum, NY | 2 | $ 420,000 | $ 210,000 | $ 96,000 |
| Wausau, WI | 2 | $ 490,000 | $ 245,000 | $ 109,000 |
| Albany, GA | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Appleton, WI | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Bangor, ME | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bay City, MI | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Binghamton, NY | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Brownsville-Harlingen, TX | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Brunswick, GA | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| California-Lexington Park, MD | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Cape Girardeau, MO-IL | 1 | $ 355,000 | $ 355,000 | $ 262,000 |
| Champaign-Urbana, IL | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Cleveland, TN | 1 | $ 215,000 | $ 215,000 | $ 92,000 |
| Columbus, GA-AL | 1 | $ 265,000 | $ 265,000 | $ 98,000 |
| Dalton, GA | 1 | $ 165,000 | $ 165,000 | $ 157,000 |
| Decatur, IL | 1 | $ 455,000 | $ 455,000 | $ 507,000 |
| Dothan, AL | 1 | $ 325,000 | $ 325,000 | $ 137,000 |
| Dover, DE | 1 | $ 315,000 | $ 315,000 | $ 77,000 |
| Duluth, MN-WI | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Eau Claire, WI | 1 | $ 105,000 | $ 105,000 | $ 190,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 185,000 | $ 185,000 | $ 164,000 |
| Elmira, NY | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| Enid, OK | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Fairbanks, AK | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Florence, SC | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Fort Smith, AR-OK | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| Gadsden, AL | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Goldsboro, NC | 1 | $ 245,000 | $ 245,000 | $ 36,000 |
| Grand Forks, ND-MN | 1 | $ 355,000 | $ 355,000 | $ 591,000 |
| Greenville, NC | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Hanford-Corcoran, CA | 1 | $ 465,000 | $ 465,000 | $ 157,000 |
| Harrisonburg, VA | 1 | $ 485,000 | $ 485,000 | $ 240,000 |
| Hinesville, GA | 1 | $ 335,000 | $ 335,000 | $ 146,000 |
| Jackson, MS | 1 | $ 165,000 | $ 165,000 | $ 126,000 |
| Janesville-Beloit, WI | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Johnson City, TN | 1 | $ 425,000 | $ 425,000 | $ 247,000 |
| Kingston, NY | 1 | $ 375,000 | $ 375,000 | $ 170,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 485,000 | $ 485,000 | $ 463,000 |
| Lancaster, PA | 1 | $ 165,000 | $ 165,000 | $ 122,000 |
| Laredo, TX | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Lewiston, ID-WA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Lima, OH | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Mobile, AL | 1 | $ 245,000 | $ 245,000 | $ 186,000 |
| Monroe, LA | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Monroe, MI | 1 | $ 125,000 | $ 125,000 | $ 180,000 |
| Morgantown, WV | 1 | $ 355,000 | $ 355,000 | $ 52,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 455,000 | $ 455,000 | $ 176,000 |
| Muncie, IN | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Ocala, FL | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Parkersburg-Vienna, WV | 1 | $ 355,000 | $ 355,000 | $ 116,000 |
| Rapid City, SD | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Reading, PA | 1 | $ 505,000 | $ 505,000 | $ 236,000 |
| Roanoke, VA | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Rochester, MN | 1 | $ 195,000 | $ 195,000 | $ 296,000 |
| Rocky Mount, NC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Savannah, GA | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 385,000 | $ 385,000 | $ 280,000 |
| Spartanburg, SC | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Springfield, IL | 1 | $ 325,000 | $ 325,000 | $ 40,000 |
| Sumter, SC | 1 | $ 115,000 | $ 115,000 | $ 88,000 |
| Tallahassee, FL | 1 | $ 375,000 | $ 375,000 | $ 200,000 |
| Topeka, KS | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 135,000 | $ 135,000 | $ 156,000 |
| Valdosta, GA | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Winchester, VA-WV | 1 | $ 325,000 | $ 325,000 | $ 92,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
Mortgage Loan Application Detail Totals for Axos Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,028 | $2,458,630,000 | $488,000 | $25,595,000 | $192,000 | $9,773,000 |
| Cash-out Refinancing | 2,342 | $1,907,150,000 | $814,000 | $39,005,000 | $244,000 | $7,500,000 |
| Home Purchase | 1,666 | $1,542,310,000 | $925,000 | $15,005,000 | $350,000 | $9,819,000 |
| Other Purpose | 228 | $287,170,000 | $1,259,000 | $20,005,000 | $493,000 | $9,425,000 |
| Home Improvement | 68 | $42,060,000 | $618,000 | $4,415,000 | $283,000 | $2,502,000 |
| Not Applicable | 2 | $1,150,000 | $575,000 | $595,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,052 | $2,858,430,000 | $705,000 | $20,005,000 | $264,000 | $9,819,000 |
| Not Provided | 2,676 | $1,572,470,000 | $587,000 | $25,595,000 | $226,000 | $9,773,000 |
| Asian | 1,020 | $564,560,000 | $553,000 | $8,885,000 | $219,000 | $4,868,000 |
| Hispanic | 644 | $335,850,000 | $521,000 | $11,005,000 | $216,000 | $4,248,000 |
| Black or African American | 253 | $110,635,000 | $437,000 | $3,405,000 | $156,000 | $1,497,000 |
| Not applicable | 184 | $481,760,000 | $2,618,000 | $39,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 43 | $22,935,000 | $533,000 | $2,945,000 | $215,000 | $2,910,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $9,915,000 | $583,000 | $4,005,000 | $251,000 | $2,502,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,972 | $6,144,540,000 | $684,000 | $39,005,000 | $245,000 | $9,819,000 |
| FHA-insured (Federal Housing Administration) | 245 | $55,585,000 | $226,000 | $595,000 | $73,000 | $350,000 |
| VA-guaranteed (Veterans Administration) | 117 | $38,345,000 | $327,000 | $565,000 | $96,000 | $266,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,656 | $2,936,420,000 | $630,000 | $39,005,000 | $233,000 | $9,819,000 |
| File Closed For Incompleteness | 2,282 | $1,302,970,000 | $570,000 | $20,005,000 | $241,000 | $6,600,000 |
| Application Withdrawn By Applicant | 1,152 | $779,780,000 | $676,000 | $14,025,000 | $268,000 | $5,629,000 |
| Application Denied By Financial Institution | 1,009 | $1,036,835,000 | $1,027,000 | $20,005,000 | $240,000 | $7,500,000 |
| Application Approved But Not Accepted | 165 | $161,015,000 | $975,000 | $25,595,000 | $350,000 | $9,773,000 |
| Preapproval Approved but not Accepted | 64 | $18,500,000 | $289,000 | $765,000 | $98,000 | $185,000 |
| Loan Purchased By The Institution | 4 | $2,740,000 | $685,000 | $805,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 2 | $210,000 | $105,000 | $105,000 | $39,000 | $54,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,323 | $5,201,425,000 | $624,000 | $39,005,000 | $242,000 | $9,819,000 |
| Debt-To-Income Ratio | 540 | $452,880,000 | $838,000 | $16,005,000 | $122,000 | $1,123,000 |
| Collateral | 193 | $316,405,000 | $1,639,000 | $20,005,000 | $524,000 | $7,405,000 |
| Credit History | 118 | $63,740,000 | $540,000 | $3,825,000 | $179,000 | $1,316,000 |
| Other | 100 | $121,960,000 | $1,219,000 | $13,005,000 | $458,000 | $7,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 33 | $19,565,000 | $592,000 | $2,255,000 | $185,000 | $1,074,000 |
| Unverifiable Information | 22 | $60,780,000 | $2,762,000 | $14,005,000 | $174,000 | $1,701,000 |
| Employment History | 4 | $1,370,000 | $342,000 | $405,000 | $77,000 | $185,000 |
| Mortgage Insurance Denied | 1 | $345,000 | $345,000 | $345,000 | $134,000 | $134,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Axos Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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