Branch Banking and Trust Co Mortgage Lending & HMDA Data, 2010
In 2010, Branch Banking and Trust Co of Wilson, NC reported 193,464 mortgage applications totaling $34.1 billion, down 9% from 2009. The average application was for $176,188, and applicants reported an average income of $62,210. 40% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (9,391), Atlanta-Sandy Springs-Marietta, GA (6,612) and Baltimore-Towson, MD (5,934) (applications in parentheses).
| Mortgage Company & Address | Branch Banking and Trust Co 223 W Nash Street Wilson, NC 27893 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 193,464 |
| Total Mortgage Loan Application Amount | $34,086,196,000 |
| Average Mortgage Loan Application Amount | $176,188 |
| Highest Mortgage Loan Application Amount | $18,000,000 |
| Average Applicant Income | $62,210 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Branch Banking and Trust Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 9,391 | $ 2,566,376,000 | $ 273,280 | $ 111,713 |
| Atlanta-Sandy Springs-Marietta, GA | 6,612 | $ 1,247,804,000 | $ 188,718 | $ 82,000 |
| Baltimore-Towson, MD | 5,934 | $ 1,425,498,000 | $ 240,225 | $ 82,000 |
| Raleigh-Cary, NC | 5,647 | $ 1,097,055,000 | $ 194,272 | $ 76,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 5,409 | $ 832,274,000 | $ 153,868 | $ 86,539 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4,247 | $ 797,632,000 | $ 187,810 | $ 75,468 |
| Richmond, VA | 4,178 | $ 699,862,000 | $ 167,511 | $ 66,000 |
| Bethesda-Rockville-Frederick, MD | 3,500 | $ 1,049,931,000 | $ 299,980 | $ 87,000 |
| Louisville-Jefferson County, KY-IN | 3,011 | $ 372,375,000 | $ 123,671 | $ 67,305 |
| Winston-Salem, NC | 2,795 | $ 410,048,000 | $ 146,707 | $ 85,000 |
| Greensboro-High Point, NC | 2,686 | $ 387,570,000 | $ 144,292 | $ 83,000 |
| Wilmington, NC | 2,617 | $ 499,764,000 | $ 190,968 | $ 110,000 |
| Durham-Chapel Hill, NC | 2,478 | $ 481,252,000 | $ 194,209 | $ 90,000 |
| St. Louis, MO-IL | 2,450 | $ 441,556,000 | $ 180,226 | $ 1,778 |
| Columbia, SC | 2,407 | $ 378,654,000 | $ 157,313 | $ 76,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,150 | $ 405,383,000 | $ 188,550 | $ 93,000 |
| Greenville-Mauldin-Easley, SC | 2,145 | $ 297,506,000 | $ 138,697 | $ 61,000 |
| Hickory-Lenoir-Morganton, NC | 2,089 | $ 256,737,000 | $ 122,899 | $ 73,000 |
| Jacksonville, FL | 2,030 | $ 390,357,000 | $ 192,294 | $ 86,000 |
| Kansas City, MO-KS | 1,863 | $ 325,379,000 | $ 174,653 | $ 852 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 1,791 | $ 288,766,000 | $ 161,231 | $ 102,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,748 | $ 301,395,000 | $ 172,422 | $ 422 |
| Charleston-North Charleston-Summerville, SC | 1,706 | $ 417,648,000 | $ 244,811 | $ 116,000 |
| Chicago-Joliet-Naperville, IL | 1,622 | $ 345,350,000 | $ 212,916 | $ 2,000 |
| Milwaukee-Waukesha-West Allis, WI | 1,456 | $ 269,385,000 | $ 185,017 | $ 0 |
| Lynchburg, VA | 1,422 | $ 191,755,000 | $ 134,848 | $ 78,000 |
| Fayetteville, NC | 1,363 | $ 186,092,000 | $ 136,531 | $ 79,000 |
| Knoxville, TN | 1,300 | $ 207,011,000 | $ 159,239 | $ 75,000 |
| Springfield, MO | 1,278 | $ 184,793,000 | $ 144,595 | $ 1,000 |
| Tallahassee, FL | 1,259 | $ 206,792,000 | $ 164,250 | $ 88,000 |
| Orlando-Kissimmee-Sanford, FL | 1,223 | $ 227,773,000 | $ 186,241 | $ 84,000 |
| Asheville, NC | 1,218 | $ 235,515,000 | $ 193,362 | $ 81,000 |
| North Port-Bradenton-Sarasota, FL | 1,171 | $ 218,931,000 | $ 186,960 | $ 95,000 |
| Charleston, WV | 1,150 | $ 126,461,000 | $ 109,966 | $ 89,000 |
| Roanoke, VA | 1,106 | $ 162,668,000 | $ 147,077 | $ 69,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,070 | $ 205,292,000 | $ 191,861 | $ 16,000 |
| Greenville, NC | 1,057 | $ 149,009,000 | $ 140,973 | $ 84,000 |
| Dallas-Plano-Irving, TX | 1,004 | $ 309,469,000 | $ 308,236 | $ 114,000 |
| Savannah, GA | 967 | $ 172,337,000 | $ 178,218 | $ 72,000 |
| Charlottesville, VA | 958 | $ 194,739,000 | $ 203,276 | $ 100,000 |
| Morgantown, WV | 931 | $ 135,436,000 | $ 145,473 | $ 90,000 |
| Birmingham-Hoover, AL | 905 | $ 165,960,000 | $ 183,381 | $ 44,000 |
| Salt Lake City, UT | 882 | $ 169,539,000 | $ 192,221 | $ 0 |
| Spartanburg, SC | 873 | $ 116,070,000 | $ 132,955 | $ 56,000 |
| Hagerstown-Martinsburg, MD-WV | 800 | $ 102,883,000 | $ 128,603 | $ 61,710 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 791 | $ 166,744,000 | $ 210,801 | $ 84,000 |
| Augusta-Richmond County, GA-SC | 766 | $ 129,015,000 | $ 168,426 | $ 14,240 |
| Fort Wayne, IN | 754 | $ 105,161,000 | $ 139,470 | $ 3,000 |
| Goldsboro, NC | 728 | $ 96,146,000 | $ 132,068 | $ 69,000 |
| Indianapolis-Carmel, IN | 719 | $ 121,886,000 | $ 169,521 | $ 22,000 |
| Owensboro, KY | 718 | $ 80,276,000 | $ 111,805 | $ 70,000 |
| Provo-Orem, UT | 698 | $ 132,274,000 | $ 189,504 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 683 | $ 204,443,000 | $ 299,330 | $ 57,000 |
| Palm Bay-Melbourne-Titusville, FL | 676 | $ 105,254,000 | $ 155,701 | $ 88,000 |
| Wichita, KS | 670 | $ 90,526,000 | $ 135,113 | $ 0 |
| Denver-Aurora-Broomfield, CO | 661 | $ 161,719,000 | $ 244,658 | $ 8,000 |
| Wilmington, DE-MD-NJ | 659 | $ 126,410,000 | $ 191,820 | $ 9,261 |
| Lexington-Fayette, KY | 637 | $ 114,693,000 | $ 180,051 | $ 107,000 |
| Cambridge-Newton-Framingham, MA | 607 | $ 163,310,000 | $ 269,044 | $ 4,000 |
| Philadelphia, PA | 600 | $ 133,690,000 | $ 222,816 | $ 10,000 |
| Miami-Miami Beach-Kendall, FL | 584 | $ 166,169,000 | $ 284,535 | $ 110,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 584 | $ 144,056,000 | $ 246,671 | $ 123,000 |
| Harrisonburg, VA | 577 | $ 75,740,000 | $ 131,265 | $ 52,000 |
| Cape Coral-Fort Myers, FL | 574 | $ 92,075,000 | $ 160,409 | $ 73,000 |
| Chattanooga, TN-GA | 569 | $ 97,658,000 | $ 171,630 | $ 55,077 |
| Kingsport-Bristol-Bristol, TN-VA | 567 | $ 54,930,000 | $ 96,878 | $ 55,994 |
| Gainesville, GA | 551 | $ 101,757,000 | $ 184,676 | $ 83,000 |
| Rocky Mount, NC | 545 | $ 64,763,000 | $ 118,831 | $ 70,000 |
| Huntsville, AL | 537 | $ 103,487,000 | $ 192,713 | $ 31,000 |
| Dalton, GA | 512 | $ 58,052,000 | $ 113,382 | $ 51,000 |
| Ogden-Clearfield, UT | 484 | $ 89,827,000 | $ 185,592 | $ 6,000 |
| Anderson, SC | 483 | $ 63,497,000 | $ 131,463 | $ 60,000 |
| Ocala, FL | 476 | $ 59,758,000 | $ 125,542 | $ 46,000 |
| Winchester, VA-WV | 469 | $ 73,426,000 | $ 156,558 | $ 75,942 |
| Memphis, TN-MS-AR | 468 | $ 90,326,000 | $ 193,004 | $ 15,589 |
| Evansville, IN-KY | 455 | $ 64,822,000 | $ 142,465 | $ 7,969 |
| Grand Rapids-Wyoming, MI | 454 | $ 75,694,000 | $ 166,726 | $ 0 |
| Las Vegas-Paradise, NV | 453 | $ 78,463,000 | $ 173,207 | $ 1,000 |
| Port St. Lucie, FL | 453 | $ 73,216,000 | $ 161,624 | $ 39,000 |
| Bloomington, IN | 451 | $ 80,174,000 | $ 177,769 | $ 0 |
| Bowling Green, KY | 451 | $ 60,147,000 | $ 133,363 | $ 95,000 |
| Joplin, MO | 451 | $ 55,678,000 | $ 123,454 | $ 0 |
| Wheeling, WV-OH | 451 | $ 36,730,000 | $ 81,441 | $ 66,685 |
| Clarksville, TN-KY | 432 | $ 50,757,000 | $ 117,493 | $ 57,013 |
| Burlington-South Burlington, VT | 424 | $ 94,073,000 | $ 221,870 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 419 | $ 44,308,000 | $ 105,747 | $ 55,000 |
| Columbus, OH | 403 | $ 66,245,000 | $ 164,379 | $ 6,000 |
| Macon, GA | 401 | $ 53,387,000 | $ 133,134 | $ 75,000 |
| Seattle-Bellevue-Everett, WA | 399 | $ 106,993,000 | $ 268,152 | $ 1,000 |
| Spokane, WA | 396 | $ 73,117,000 | $ 184,638 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 386 | $ 60,814,000 | $ 157,549 | $ 55,000 |
| Green Bay, WI | 383 | $ 56,311,000 | $ 147,026 | $ 0 |
| Burlington, NC | 382 | $ 55,900,000 | $ 146,335 | $ 74,000 |
| Huntington-Ashland, WV-KY-OH | 382 | $ 36,013,000 | $ 94,274 | $ 68,348 |
| Danville, VA | 380 | $ 40,110,000 | $ 105,552 | $ 64,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 374 | $ 72,752,000 | $ 194,524 | $ 0 |
| Parkersburg-Marietta-Vienna, WV-OH | 366 | $ 34,484,000 | $ 94,218 | $ 73,836 |
| Lakeland-Winter Haven, FL | 362 | $ 45,893,000 | $ 126,776 | $ 53,000 |
| Jacksonville, NC | 358 | $ 61,224,000 | $ 171,016 | $ 69,000 |
| Lafayette, IN | 357 | $ 49,738,000 | $ 139,322 | $ 0 |
| Boston-Quincy, MA | 353 | $ 100,629,000 | $ 285,067 | $ 16,000 |
| Austin-Round Rock-San Marcos, TX | 349 | $ 118,621,000 | $ 339,888 | $ 104,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 347 | $ 60,302,000 | $ 173,780 | $ 125,000 |
| Sumter, SC | 347 | $ 42,784,000 | $ 123,296 | $ 63,000 |
| Florence, SC | 323 | $ 52,154,000 | $ 161,467 | $ 70,000 |
| New Orleans-Metairie-Kenner, LA | 319 | $ 59,779,000 | $ 187,394 | $ 3,000 |
| New York-White Plains-Wayne, NY-NJ | 312 | $ 115,178,000 | $ 369,160 | $ 6,538 |
| Montgomery, AL | 285 | $ 47,184,000 | $ 165,557 | $ 50,000 |
| Cleveland, TN | 284 | $ 34,828,000 | $ 122,633 | $ 79,000 |
| Little Rock-North Little Rock-Conway, AR | 282 | $ 44,068,000 | $ 156,269 | $ 0 |
| Warner Robins, GA | 280 | $ 39,193,000 | $ 139,975 | $ 66,000 |
| Portland-South Portland-Biddeford, ME | 275 | $ 59,641,000 | $ 216,876 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 273 | $ 54,309,000 | $ 198,934 | $ 945 |
| Gary, IN | 272 | $ 39,625,000 | $ 145,680 | $ 1,000 |
| Peoria, IL | 270 | $ 45,056,000 | $ 166,874 | $ 0 |
| Holland-Grand Haven, MI | 269 | $ 42,661,000 | $ 158,591 | $ 0 |
| Olympia, WA | 263 | $ 50,203,000 | $ 190,885 | $ 0 |
| Manhattan, KS | 255 | $ 41,478,000 | $ 162,658 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 251 | $ 53,169,000 | $ 211,828 | $ 8,764 |
| Madison, WI | 248 | $ 48,736,000 | $ 196,516 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 247 | $ 43,467,000 | $ 175,979 | $ 0 |
| Salisbury, MD | 246 | $ 33,228,000 | $ 135,073 | $ 65,000 |
| Naples-Marco Island, FL | 242 | $ 69,843,000 | $ 288,607 | $ 163,000 |
| Topeka, KS | 241 | $ 33,944,000 | $ 140,846 | $ 0 |
| Brunswick, GA | 236 | $ 74,598,000 | $ 316,093 | $ 174,000 |
| St. George, UT | 229 | $ 40,803,000 | $ 178,179 | $ 0 |
| Fort Worth-Arlington, TX | 228 | $ 56,720,000 | $ 248,771 | $ 42,000 |
| Anniston-Oxford, AL | 225 | $ 25,506,000 | $ 113,360 | $ 69,000 |
| Colorado Springs, CO | 219 | $ 45,516,000 | $ 207,835 | $ 0 |
| Lake County-Kenosha County, IL-WI | 213 | $ 48,390,000 | $ 227,183 | $ 5,061 |
| Columbus, IN | 210 | $ 35,286,000 | $ 168,028 | $ 2,000 |
| Lawrence, KS | 210 | $ 34,691,000 | $ 165,195 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 206 | $ 33,910,000 | $ 164,611 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 204 | $ 38,080,000 | $ 186,666 | $ 1,960 |
| Fort Smith, AR-OK | 203 | $ 25,392,000 | $ 125,083 | $ 0 |
| Athens-Clarke County, GA | 202 | $ 26,827,000 | $ 132,806 | $ 72,000 |
| Columbus, GA-AL | 199 | $ 30,034,000 | $ 150,924 | $ 48,115 |
| Valdosta, GA | 199 | $ 29,106,000 | $ 146,261 | $ 51,000 |
| Phoenix-Mesa-Glendale, AZ | 197 | $ 36,281,000 | $ 184,167 | $ 5,000 |
| Gainesville, FL | 194 | $ 37,126,000 | $ 191,371 | $ 17,000 |
| Mobile, AL | 187 | $ 26,714,000 | $ 142,855 | $ 45,000 |
| Auburn-Opelika, AL | 178 | $ 26,153,000 | $ 146,926 | $ 62,000 |
| Morristown, TN | 173 | $ 23,182,000 | $ 134,000 | $ 49,000 |
| Davenport-Moline-Rock Island, IA-IL | 172 | $ 25,828,000 | $ 150,162 | $ 0 |
| Boise City-Nampa, ID | 169 | $ 27,241,000 | $ 161,189 | $ 0 |
| Baton Rouge, LA | 165 | $ 30,142,000 | $ 182,678 | $ 1,000 |
| Bloomington-Normal, IL | 164 | $ 25,294,000 | $ 154,231 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 158 | $ 33,880,000 | $ 214,430 | $ 42,000 |
| Anderson, IN | 155 | $ 17,846,000 | $ 115,135 | $ 0 |
| Palm Coast, FL | 153 | $ 36,179,000 | $ 236,464 | $ 149,000 |
| Pittsburgh, PA | 152 | $ 23,160,000 | $ 152,368 | $ 41,000 |
| Bridgeport-Stamford-Norwalk, CT | 149 | $ 48,527,000 | $ 325,684 | $ 68,000 |
| Worcester, MA | 148 | $ 32,142,000 | $ 217,175 | $ 0 |
| Des Moines-West Des Moines, IA | 147 | $ 26,015,000 | $ 176,972 | $ 0 |
| Coeur D'Alene, ID | 145 | $ 27,083,000 | $ 186,779 | $ 5,000 |
| York-Hanover, PA | 145 | $ 24,759,000 | $ 170,751 | $ 53,000 |
| Lancaster, PA | 144 | $ 22,435,000 | $ 155,798 | $ 7,000 |
| Dothan, AL | 143 | $ 17,531,000 | $ 122,594 | $ 32,000 |
| Edison-New Brunswick, NJ | 143 | $ 40,871,000 | $ 285,811 | $ 2,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 142 | $ 29,640,000 | $ 208,732 | $ 97,000 |
| Boulder, CO | 140 | $ 38,157,000 | $ 272,550 | $ 19,000 |
| Johnson City, TN | 137 | $ 18,765,000 | $ 136,970 | $ 76,000 |
| Warren-Troy-Farmington Hills, MI | 135 | $ 20,757,000 | $ 153,755 | $ 13,000 |
| Cumberland, MD-WV | 134 | $ 14,534,000 | $ 108,462 | $ 61,432 |
| Muncie, IN | 133 | $ 16,692,000 | $ 125,503 | $ 2,000 |
| Jackson, MS | 130 | $ 25,398,000 | $ 195,369 | $ 7,000 |
| Michigan City-La Porte, IN | 128 | $ 19,468,000 | $ 152,093 | $ 0 |
| Appleton, WI | 127 | $ 19,460,000 | $ 153,228 | $ 0 |
| Newark-Union, NJ-PA | 126 | $ 36,657,000 | $ 290,928 | $ 4,761 |
| Sebastian-Vero Beach, FL | 121 | $ 22,597,000 | $ 186,752 | $ 42,000 |
| Tacoma, WA | 121 | $ 25,631,000 | $ 211,826 | $ 0 |
| Kennewick-Pasco-Richland, WA | 119 | $ 21,193,000 | $ 178,092 | $ 0 |
| Casper, WY | 116 | $ 20,770,000 | $ 179,051 | $ 0 |
| Gadsden, AL | 116 | $ 16,206,000 | $ 139,706 | $ 28,000 |
| Rome, GA | 114 | $ 17,651,000 | $ 154,833 | $ 9,000 |
| Oklahoma City, OK | 112 | $ 20,051,000 | $ 179,026 | $ 10,000 |
| Punta Gorda, FL | 111 | $ 18,047,000 | $ 162,585 | $ 72,000 |
| Toledo, OH | 111 | $ 17,972,000 | $ 161,909 | $ 0 |
| Camden, NJ | 107 | $ 22,432,000 | $ 209,644 | $ 4,000 |
| Missoula, MT | 106 | $ 18,347,000 | $ 173,084 | $ 0 |
| Racine, WI | 105 | $ 17,493,000 | $ 166,600 | $ 0 |
| Nassau-Suffolk, NY | 104 | $ 32,010,000 | $ 307,788 | $ 4,000 |
| Peabody, MA | 104 | $ 30,743,000 | $ 295,605 | $ 7,000 |
| Hartford-West Hartford-East Hartford, CT | 98 | $ 21,131,000 | $ 215,622 | $ 0 |
| St. Joseph, MO-KS | 97 | $ 12,231,000 | $ 126,092 | $ 0 |
| Tuscaloosa, AL | 93 | $ 20,626,000 | $ 221,784 | $ 74,000 |
| Rochester, NY | 92 | $ 14,636,000 | $ 159,086 | $ 0 |
| Albuquerque, NM | 91 | $ 14,622,000 | $ 160,681 | $ 0 |
| Decatur, AL | 91 | $ 13,669,000 | $ 150,208 | $ 9,000 |
| Dayton, OH | 88 | $ 13,315,000 | $ 151,306 | $ 10,000 |
| Dubuque, IA | 87 | $ 14,041,000 | $ 161,390 | $ 0 |
| Iowa City, IA | 86 | $ 14,083,000 | $ 163,755 | $ 0 |
| Idaho Falls, ID | 85 | $ 13,387,000 | $ 157,494 | $ 0 |
| Fort Collins-Loveland, CO | 84 | $ 18,222,000 | $ 216,928 | $ 0 |
| Grand Junction, CO | 84 | $ 17,131,000 | $ 203,940 | $ 2,000 |
| Pocatello, ID | 83 | $ 12,185,000 | $ 146,807 | $ 0 |
| San Antonio-New Braunfels, TX | 82 | $ 22,265,000 | $ 271,524 | $ 46,000 |
| Akron, OH | 76 | $ 11,115,000 | $ 146,250 | $ 5,000 |
| Reading, PA | 72 | $ 12,232,000 | $ 169,888 | $ 1,000 |
| South Bend-Mishawaka, IN-MI | 72 | $ 11,203,000 | $ 155,597 | $ 902 |
| Cheyenne, WY | 71 | $ 13,478,000 | $ 189,830 | $ 0 |
| Springfield, MA | 70 | $ 11,873,000 | $ 169,614 | $ 1,000 |
| Columbia, MO | 66 | $ 11,804,000 | $ 178,848 | $ 0 |
| Champaign-Urbana, IL | 63 | $ 8,554,000 | $ 135,777 | $ 0 |
| Tulsa, OK | 63 | $ 13,166,000 | $ 208,984 | $ 13,000 |
| Albany, GA | 57 | $ 7,596,000 | $ 133,263 | $ 26,000 |
| Detroit-Livonia-Dearborn, MI | 57 | $ 6,161,000 | $ 108,087 | $ 0 |
| Cedar Rapids, IA | 56 | $ 8,010,000 | $ 143,035 | $ 0 |
| Harrisburg-Carlisle, PA | 56 | $ 8,438,000 | $ 150,678 | $ 10,000 |
| Rockford, IL | 56 | $ 7,143,000 | $ 127,553 | $ 0 |
| Bremerton-Silverdale, WA | 55 | $ 12,995,000 | $ 236,272 | $ 0 |
| New Haven-Milford, CT | 55 | $ 12,369,000 | $ 224,890 | $ 0 |
| Greeley, CO | 54 | $ 12,119,000 | $ 224,425 | $ 27,000 |
| Logan, UT-ID | 51 | $ 8,310,000 | $ 162,941 | $ 0 |
| Sioux City, IA-NE-SD | 51 | $ 6,391,000 | $ 125,313 | $ 0 |
| El Paso, TX | 50 | $ 10,164,000 | $ 203,280 | $ 20,000 |
| Scranton--Wilkes-Barre, PA | 50 | $ 7,221,000 | $ 144,420 | $ 7,000 |
| Rockingham County-Strafford County, NH | 49 | $ 11,177,000 | $ 228,102 | $ 0 |
| Elizabethtown, KY | 48 | $ 6,393,000 | $ 133,187 | $ 23,000 |
| Omaha-Council Bluffs, NE-IA | 47 | $ 8,231,000 | $ 175,127 | $ 0 |
| Rapid City, SD | 47 | $ 8,316,000 | $ 176,936 | $ 0 |
| Terre Haute, IN | 47 | $ 5,678,000 | $ 120,808 | $ 22,000 |
| Lafayette, LA | 44 | $ 8,280,000 | $ 188,181 | $ 8,000 |
| Florence-Muscle Shoals, AL | 43 | $ 5,644,000 | $ 131,255 | $ 5,000 |
| Jackson, TN | 43 | $ 5,750,000 | $ 133,720 | $ 4,000 |
| Billings, MT | 41 | $ 6,906,000 | $ 168,439 | $ 0 |
| Dover, DE | 41 | $ 7,638,000 | $ 186,292 | $ 19,000 |
| Oshkosh-Neenah, WI | 41 | $ 5,595,000 | $ 136,463 | $ 0 |
| Elkhart-Goshen, IN | 39 | $ 5,342,000 | $ 136,974 | $ 1,000 |
| Manchester-Nashua, NH | 39 | $ 7,641,000 | $ 195,923 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 38 | $ 17,816,000 | $ 468,842 | $ 0 |
| Cape Girardeau-Jackson, MO-IL | 37 | $ 5,635,000 | $ 152,297 | $ 0 |
| Springfield, OH | 37 | $ 5,005,000 | $ 135,270 | $ 9,000 |
| Kalamazoo-Portage, MI | 36 | $ 6,208,000 | $ 172,444 | $ 0 |
| Tucson, AZ | 35 | $ 8,650,000 | $ 247,142 | $ 8,000 |
| State College, PA | 33 | $ 6,227,000 | $ 188,696 | $ 0 |
| Ann Arbor, MI | 32 | $ 5,571,000 | $ 174,093 | $ 3,000 |
| Barnstable Town, MA | 31 | $ 9,577,000 | $ 308,935 | $ 39,000 |
| Hinesville-Fort Stewart, GA | 31 | $ 4,361,000 | $ 140,677 | $ 51,000 |
| Jefferson City, MO | 31 | $ 3,766,000 | $ 121,483 | $ 0 |
| Wenatchee-East Wenatchee, WA | 30 | $ 7,539,000 | $ 251,300 | $ 35,000 |
| Gulfport-Biloxi, MS | 29 | $ 4,911,000 | $ 169,344 | $ 0 |
| Duluth, MN-WI | 28 | $ 4,513,000 | $ 161,178 | $ 0 |
| Shreveport-Bossier City, LA | 27 | $ 5,482,000 | $ 203,037 | $ 0 |
| La Crosse, WI-MN | 26 | $ 3,786,000 | $ 145,615 | $ 0 |
| Lansing-East Lansing, MI | 26 | $ 3,956,000 | $ 152,153 | $ 0 |
| Lubbock, TX | 25 | $ 4,897,000 | $ 195,880 | $ 38,000 |
| Salem, OR | 25 | $ 4,166,000 | $ 166,640 | $ 0 |
| Buffalo-Niagara Falls, NY | 24 | $ 3,084,000 | $ 128,500 | $ 0 |
| Trenton-Ewing, NJ | 24 | $ 5,236,000 | $ 218,166 | $ 0 |
| Atlantic City-Hammonton, NJ | 23 | $ 5,312,000 | $ 230,956 | $ 0 |
| Canton-Massillon, OH | 23 | $ 3,417,000 | $ 148,565 | $ 15,000 |
| Kokomo, IN | 22 | $ 2,285,000 | $ 103,863 | $ 2,000 |
| Waterloo-Cedar Falls, IA | 22 | $ 3,620,000 | $ 164,545 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 21 | $ 3,592,000 | $ 171,047 | $ 10,000 |
| Reno-Sparks, NV | 21 | $ 5,325,000 | $ 253,571 | $ 42,000 |
| Youngstown-Warren-Boardman, OH-PA | 21 | $ 2,655,000 | $ 126,428 | $ 4,476 |
| Erie, PA | 20 | $ 3,267,000 | $ 163,350 | $ 13,000 |
| St. Cloud, MN | 20 | $ 2,835,000 | $ 141,750 | $ 0 |
| Eau Claire, WI | 19 | $ 2,489,000 | $ 131,000 | $ 0 |
| Norwich-New London, CT | 19 | $ 5,046,000 | $ 265,578 | $ 17,000 |
| Prescott, AZ | 19 | $ 3,989,000 | $ 209,947 | $ 247,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 19 | $ 4,593,000 | $ 241,736 | $ 0 |
| Fargo, ND-MN | 18 | $ 2,653,000 | $ 147,388 | $ 0 |
| Altoona, PA | 17 | $ 2,685,000 | $ 157,941 | $ 3,000 |
| Janesville, WI | 17 | $ 2,417,000 | $ 142,176 | $ 0 |
| Lake Charles, LA | 17 | $ 2,879,000 | $ 169,352 | $ 0 |
| Ocean City, NJ | 17 | $ 6,091,000 | $ 358,294 | $ 35,000 |
| Rochester, MN | 17 | $ 2,545,000 | $ 149,705 | $ 0 |
| Beaumont-Port Arthur, TX | 16 | $ 2,389,000 | $ 149,312 | $ 7,000 |
| Eugene-Springfield, OR | 16 | $ 2,847,000 | $ 177,937 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 16 | $ 3,015,000 | $ 188,437 | $ 0 |
| Lebanon, PA | 16 | $ 2,410,000 | $ 150,625 | $ 0 |
| Pueblo, CO | 16 | $ 3,524,000 | $ 220,250 | $ 6,000 |
| College Station-Bryan, TX | 15 | $ 3,477,000 | $ 231,800 | $ 46,000 |
| Hot Springs, AR | 15 | $ 2,565,000 | $ 171,000 | $ 0 |
| Jackson, MI | 15 | $ 1,498,000 | $ 99,866 | $ 0 |
| Lima, OH | 15 | $ 1,899,000 | $ 126,600 | $ 0 |
| Midland, TX | 15 | $ 2,818,000 | $ 187,866 | $ 0 |
| Muskegon-Norton Shores, MI | 15 | $ 2,401,000 | $ 160,066 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 15 | $ 2,250,000 | $ 150,000 | $ 0 |
| Bellingham, WA | 14 | $ 2,264,000 | $ 161,714 | $ 0 |
| Tyler, TX | 14 | $ 1,692,000 | $ 120,857 | $ 11,000 |
| Johnstown, PA | 13 | $ 1,538,000 | $ 118,307 | $ 30,000 |
| Lewiston-Auburn, ME | 13 | $ 2,001,000 | $ 153,923 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 13 | $ 3,674,000 | $ 282,615 | $ 0 |
| Sheboygan, WI | 13 | $ 2,049,000 | $ 157,615 | $ 0 |
| Ames, IA | 12 | $ 1,681,000 | $ 140,083 | $ 0 |
| Bend, OR | 12 | $ 2,935,000 | $ 244,583 | $ 0 |
| Brownsville-Harlingen, TX | 12 | $ 2,383,000 | $ 198,583 | $ 23,000 |
| San Luis Obispo-Paso Robles, CA | 12 | $ 4,420,000 | $ 368,333 | $ 0 |
| Sherman-Denison, TX | 12 | $ 1,379,000 | $ 114,916 | $ 2,000 |
| Vallejo-Fairfield, CA | 12 | $ 2,823,000 | $ 235,250 | $ 0 |
| Williamsport, PA | 12 | $ 1,177,000 | $ 98,083 | $ 16,000 |
| Fond Du Lac, WI | 11 | $ 1,557,000 | $ 141,545 | $ 0 |
| Hattiesburg, MS | 11 | $ 1,402,000 | $ 127,454 | $ 0 |
| Lincoln, NE | 11 | $ 1,666,000 | $ 151,454 | $ 0 |
| Monroe, LA | 11 | $ 2,138,000 | $ 194,363 | $ 0 |
| Pine Bluff, AR | 11 | $ 1,341,000 | $ 121,909 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 11 | $ 2,706,000 | $ 246,000 | $ 0 |
| Wausau, WI | 11 | $ 1,958,000 | $ 178,000 | $ 0 |
| Corpus Christi, TX | 10 | $ 1,435,000 | $ 143,500 | $ 5,000 |
| Lake Havasu City-Kingman, AZ | 10 | $ 1,528,000 | $ 152,800 | $ 0 |
| Longview, WA | 10 | $ 1,787,000 | $ 178,700 | $ 0 |
| Mount Vernon-Anacortes, WA | 10 | $ 2,101,000 | $ 210,100 | $ 0 |
| Great Falls, MT | 9 | $ 1,411,000 | $ 156,777 | $ 0 |
| Jonesboro, AR | 9 | $ 1,399,000 | $ 155,444 | $ 0 |
| McAllen-Edinburg-Mission, TX | 9 | $ 1,638,000 | $ 182,000 | $ 21,000 |
| Niles-Benton Harbor, MI | 9 | $ 1,358,000 | $ 150,888 | $ 0 |
| Salinas, CA | 9 | $ 4,423,000 | $ 491,444 | $ 0 |
| Yakima, WA | 9 | $ 1,338,000 | $ 148,666 | $ 0 |
| Albany-Schenectady-Troy, NY | 8 | $ 1,567,000 | $ 195,875 | $ 0 |
| Kankakee-Bradley, IL | 8 | $ 1,314,000 | $ 164,250 | $ 0 |
| Lewiston, ID-WA | 8 | $ 1,768,000 | $ 221,000 | $ 0 |
| Medford, OR | 8 | $ 2,237,000 | $ 279,625 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 3,640,000 | $ 455,000 | $ 0 |
| Steubenville-Weirton, OH-WV | 8 | $ 630,000 | $ 78,750 | $ 42,500 |
| Abilene, TX | 7 | $ 1,168,000 | $ 166,857 | $ 21,000 |
| Alexandria, LA | 7 | $ 851,000 | $ 121,571 | $ 0 |
| Bangor, ME | 7 | $ 1,231,000 | $ 175,857 | $ 0 |
| Battle Creek, MI | 7 | $ 824,000 | $ 117,714 | $ 0 |
| Flint, MI | 7 | $ 873,000 | $ 124,714 | $ 0 |
| Longview, TX | 7 | $ 1,479,000 | $ 211,285 | $ 0 |
| Monroe, MI | 7 | $ 966,000 | $ 138,000 | $ 0 |
| Waco, TX | 7 | $ 830,000 | $ 118,571 | $ 4,000 |
| Danville, IL | 6 | $ 745,000 | $ 124,166 | $ 0 |
| Decatur, IL | 6 | $ 600,000 | $ 100,000 | $ 0 |
| Elmira, NY | 6 | $ 990,000 | $ 165,000 | $ 0 |
| Pittsfield, MA | 6 | $ 1,394,000 | $ 232,333 | $ 78,000 |
| Yuma, AZ | 6 | $ 913,000 | $ 152,166 | $ 0 |
| Flagstaff, AZ | 5 | $ 1,096,000 | $ 219,200 | $ 0 |
| Mansfield, OH | 5 | $ 516,000 | $ 103,200 | $ 7,000 |
| Pascagoula, MS | 5 | $ 596,000 | $ 119,200 | $ 0 |
| Santa Fe, NM | 5 | $ 1,742,000 | $ 348,400 | $ 111,000 |
| Sioux Falls, SD | 5 | $ 1,213,000 | $ 242,600 | $ 0 |
| Syracuse, NY | 5 | $ 487,000 | $ 97,400 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 5 | $ 989,000 | $ 197,800 | $ 0 |
| Corvallis, OR | 4 | $ 947,000 | $ 236,750 | $ 0 |
| Las Cruces, NM | 4 | $ 656,000 | $ 164,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 4 | $ 436,000 | $ 109,000 | $ 0 |
| San Angelo, TX | 4 | $ 668,000 | $ 167,000 | $ 0 |
| Sandusky, OH | 4 | $ 518,000 | $ 129,500 | $ 0 |
| Amarillo, TX | 3 | $ 410,000 | $ 136,666 | $ 24,000 |
| Binghamton, NY | 3 | $ 398,000 | $ 132,666 | $ 0 |
| Farmington, NM | 3 | $ 701,000 | $ 233,666 | $ 0 |
| Lawton, OK | 3 | $ 373,000 | $ 124,333 | $ 0 |
| Springfield, IL | 3 | $ 416,000 | $ 138,666 | $ 0 |
| Wichita Falls, TX | 3 | $ 341,000 | $ 113,666 | $ 6,000 |
| Glens Falls, NY | 2 | $ 231,000 | $ 115,500 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 2 | $ 733,000 | $ 366,500 | $ 104,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 679,000 | $ 339,500 | $ 0 |
| Utica-Rome, NY | 2 | $ 462,000 | $ 231,000 | $ 776,000 |
| Victoria, TX | 2 | $ 217,000 | $ 108,500 | $ 15,000 |
| Bakersfield-Delano, CA | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Bay City, MI | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Mankato-North Mankato, MN | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Modesto, CA | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Odessa, TX | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 400,000 | $ 400,000 | $ 0 |
Mortgage Loan Application Detail Totals for Branch Banking and Trust Co in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 120,422 | $22,322,077,000 | $185,000 | $18,000,000 | $63,000 | $9,999,000 |
| Home Purchase | 60,539 | $10,836,085,000 | $178,000 | $12,800,000 | $58,000 | $9,999,000 |
| Home Improvement | 12,503 | $928,034,000 | $74,000 | $7,000,000 | $75,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 92,369 | $15,138,437,000 | $163,000 | $6,650,000 | $99,000 | $9,999,000 |
| Not applicable | 72,358 | $13,805,974,000 | $190,000 | $18,000,000 | $0 | $352,000 |
| Not Provided | 15,813 | $3,336,127,000 | $210,000 | $5,000,000 | $120,000 | $9,999,000 |
| Black or African American | 7,794 | $914,671,000 | $117,000 | $8,500,000 | $67,000 | $5,030,000 |
| Hispanic | 2,733 | $395,366,000 | $144,000 | $3,920,000 | $83,000 | $9,999,000 |
| Asian | 1,812 | $394,957,000 | $217,000 | $2,500,000 | $119,000 | $2,809,000 |
| American Indian or Alaskan Native | 342 | $58,403,000 | $170,000 | $1,500,000 | $104,000 | $1,211,000 |
| Native Hawaiian or Other Pacific Islander | 243 | $42,261,000 | $173,000 | $1,120,000 | $97,000 | $983,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 165,228 | $29,324,374,000 | $177,000 | $18,000,000 | $68,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 19,404 | $3,058,776,000 | $157,000 | $991,000 | $32,000 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 7,109 | $1,471,599,000 | $207,000 | $1,017,000 | $25,000 | $825,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,723 | $231,447,000 | $134,000 | $370,000 | $24,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 77,610 | $12,979,995,000 | $167,000 | $12,800,000 | $100,000 | $9,999,000 |
| Loan Purchased By The Institution | 71,115 | $13,414,508,000 | $188,000 | $991,000 | $0 | $0 |
| Application Denied By Financial Institution | 23,057 | $3,470,491,000 | $150,000 | $18,000,000 | $82,000 | $9,999,000 |
| Application Withdrawn By Applicant | 12,571 | $2,583,576,000 | $205,000 | $5,000,000 | $114,000 | $9,999,000 |
| File Closed For Incompleteness | 5,904 | $1,258,715,000 | $213,000 | $3,575,000 | $119,000 | $9,999,000 |
| Application Approved But Not Accepted | 3,127 | $365,929,000 | $117,000 | $6,650,000 | $99,000 | $4,462,000 |
| Preapproval Denied by Financial Institution | 80 | $12,982,000 | $162,000 | $1,276,000 | $49,000 | $273,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7,879 | $762,919,000 | $96,000 | $2,000,000 | $65,000 | $9,999,000 |
| Debt-To-Income Ratio | 6,123 | $1,070,512,000 | $174,000 | $18,000,000 | $57,000 | $2,639,000 |
| Collateral | 5,772 | $1,150,941,000 | $199,000 | $2,800,000 | $123,000 | $5,095,000 |
| Other | 2,262 | $240,416,000 | $106,000 | $5,000,000 | $87,000 | $2,088,000 |
| Unverifiable Information | 438 | $77,195,000 | $176,000 | $1,475,000 | $99,000 | $4,388,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 397 | $87,265,000 | $219,000 | $2,800,000 | $112,000 | $1,283,000 |
| Employment History | 188 | $32,425,000 | $172,000 | $1,000,000 | $70,000 | $3,480,000 |
| Credit Application Incomplete | 71 | $59,336,000 | $835,000 | $2,000,000 | $489,000 | $4,462,000 |
| Mortgage Insurance Denied | 2 | $363,000 | $181,000 | $273,000 | $70,000 | $87,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Branch Banking and Trust Co's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Branch Banking and Trust Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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