Burke & Herbert Bk & Tr Co Mortgage Lending & HMDA Data, 2025
In 2025, Burke & Herbert Bk & Tr Co of Alexandria, VA reported 756 mortgage applications totaling $254.7 million, up 5% from 2024. The average application was for $336,944, and applicants reported an average income of $170,703. 68% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Arlington-Alexandria-Reston, VA-WV (240), Charleston, WV (38) and Huntington-Ashland, WV-KY-OH (33) (applications in parentheses).
| Mortgage Company & Address | Burke & Herbert Bk & Tr Co 100 S. Fairfax St Alexandria, VA 22315 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 756 |
| Total Mortgage Loan Application Amount | $254,730,000 |
| Average Mortgage Loan Application Amount | $336,944 |
| Highest Mortgage Loan Application Amount | $16,525,000 |
| Average Applicant Income | $170,703 |
| Highest Applicant Income | $5,779,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Burke & Herbert Bk & Tr Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Burke & Herbert Bk & Tr Co in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 272 | $148,700,000 | $546,000 | $16,525,000 | $173,000 | $3,336,000 |
| Home Improvement | 204 | $32,370,000 | $158,000 | $855,000 | $161,000 | $1,022,000 |
| Other Purpose | 129 | $18,645,000 | $144,000 | $1,205,000 | $133,000 | $826,000 |
| Refinancing | 114 | $44,380,000 | $389,000 | $3,605,000 | $194,000 | $1,363,000 |
| Cash-out Refinancing | 37 | $10,635,000 | $287,000 | $2,005,000 | $267,000 | $5,779,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 443 | $95,295,000 | $215,000 | $2,005,000 | $168,000 | $5,779,000 |
| Not applicable | 101 | $86,815,000 | $859,000 | $16,525,000 | $0 | $0 |
| Not Provided | 78 | $25,410,000 | $325,000 | $4,495,000 | $220,000 | $2,167,000 |
| Hispanic | 62 | $23,440,000 | $378,000 | $4,905,000 | $149,000 | $3,336,000 |
| Asian | 36 | $14,100,000 | $391,000 | $1,405,000 | $167,000 | $696,000 |
| Black or African American | 33 | $9,455,000 | $286,000 | $935,000 | $125,000 | $288,000 |
| American Indian or Alaskan Native | 3 | $215,000 | $71,000 | $105,000 | $123,000 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 756 | $254,730,000 | $336,000 | $16,525,000 | $170,000 | $5,779,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 512 | $176,830,000 | $345,000 | $12,925,000 | $179,000 | $5,779,000 |
| Application Withdrawn By Applicant | 106 | $35,570,000 | $335,000 | $4,905,000 | $200,000 | $3,336,000 |
| Application Denied By Financial Institution | 99 | $16,525,000 | $166,000 | $1,405,000 | $100,000 | $586,000 |
| File Closed For Incompleteness | 26 | $4,430,000 | $170,000 | $665,000 | $144,000 | $525,000 |
| Application Approved But Not Accepted | 13 | $21,375,000 | $1,644,000 | $16,525,000 | $189,000 | $544,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 657 | $238,205,000 | $362,000 | $16,525,000 | $181,000 | $5,779,000 |
| Debt-To-Income Ratio | 44 | $6,990,000 | $158,000 | $855,000 | $73,000 | $399,000 |
| Credit History | 27 | $2,175,000 | $80,000 | $255,000 | $85,000 | $200,000 |
| Other | 13 | $3,965,000 | $305,000 | $1,405,000 | $115,000 | $220,000 |
| Collateral | 10 | $1,460,000 | $146,000 | $405,000 | $185,000 | $477,000 |
| Credit Application Incomplete | 4 | $830,000 | $207,000 | $625,000 | $125,000 | $193,000 |
| Employment History | 1 | $1,105,000 | $1,105,000 | $1,105,000 | $586,000 | $586,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Burke & Herbert Bk & Tr Co's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Burke & Herbert Bk & Tr Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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