Burke & Herbert Bk & Tr Co Mortgage Lending & HMDA Data, 2015
In 2015, Burke & Herbert Bk & Tr Co of Alexandria, VA reported 425 mortgage applications totaling $183.3 million, up 1% from 2014. The average application was for $431,355, and applicants reported an average income of $153,150. 70% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (388), Silver Spring-Frederick-Rockville, MD (7) and Baltimore-Columbia-Towson, MD (5) (applications in parentheses).
| Mortgage Company & Address | Burke & Herbert Bk & Tr Co 100 S. Fairfax St Alexandria, VA 22315 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 425 |
| Total Mortgage Loan Application Amount | $183,326,000 |
| Average Mortgage Loan Application Amount | $431,355 |
| Highest Mortgage Loan Application Amount | $12,582,000 |
| Average Applicant Income | $153,150 |
| Highest Applicant Income | $2,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Burke & Herbert Bk & Tr Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Burke & Herbert Bk & Tr Co in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 213 | $86,152,000 | $404,000 | $2,400,000 | $153,000 | $2,200,000 |
| Home Purchase | 148 | $72,640,000 | $490,000 | $12,582,000 | $153,000 | $1,894,000 |
| Home Improvement | 64 | $24,534,000 | $383,000 | $1,733,000 | $154,000 | $638,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 278 | $114,969,000 | $413,000 | $1,728,000 | $182,000 | $2,200,000 |
| Not applicable | 63 | $40,886,000 | $648,000 | $12,582,000 | $0 | $0 |
| Asian | 25 | $9,861,000 | $394,000 | $921,000 | $157,000 | $372,000 |
| Not Provided | 21 | $5,038,000 | $239,000 | $623,000 | $270,000 | $950,000 |
| Black or African American | 18 | $6,093,000 | $338,000 | $1,358,000 | $133,000 | $606,000 |
| Hispanic | 15 | $4,030,000 | $268,000 | $700,000 | $120,000 | $343,000 |
| American Indian or Alaskan Native | 3 | $1,537,000 | $512,000 | $1,050,000 | $149,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $912,000 | $456,000 | $520,000 | $108,000 | $114,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 425 | $183,326,000 | $431,000 | $12,582,000 | $153,000 | $2,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 298 | $130,877,000 | $439,000 | $12,582,000 | $151,000 | $2,200,000 |
| Application Withdrawn By Applicant | 72 | $31,990,000 | $444,000 | $2,400,000 | $191,000 | $1,894,000 |
| Application Denied By Financial Institution | 43 | $15,850,000 | $368,000 | $1,043,000 | $101,000 | $573,000 |
| Application Approved But Not Accepted | 8 | $3,825,000 | $478,000 | $1,333,000 | $184,000 | $372,000 |
| File Closed For Incompleteness | 4 | $784,000 | $196,000 | $385,000 | $103,000 | $192,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 16 | $4,710,000 | $294,000 | $464,000 | $54,000 | $140,000 |
| Credit History | 15 | $6,462,000 | $430,000 | $760,000 | $143,000 | $573,000 |
| Collateral | 7 | $3,177,000 | $453,000 | $1,043,000 | $153,000 | $305,000 |
| Other | 2 | $597,000 | $298,000 | $513,000 | $87,000 | $109,000 |
| Unverifiable Information | 1 | $417,000 | $417,000 | $417,000 | $27,000 | $27,000 |
| Employment History | 1 | $123,000 | $123,000 | $123,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $364,000 | $364,000 | $364,000 | $86,000 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Burke & Herbert Bk & Tr Co's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Burke & Herbert Bk & Tr Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About