Burke & Herbert Bk & Tr Co Mortgage Lending & HMDA Data, 2010
In 2010, Burke & Herbert Bk & Tr Co of Alexandria, VA reported 628 mortgage applications totaling $214.7 million, down 12% from 2009. The average application was for $341,871, and applicants reported an average income of $146,729. 78% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (605), Baltimore-Towson, MD (4) and Bethesda-Rockville-Frederick, MD (4) (applications in parentheses).
| Mortgage Company & Address | Burke & Herbert Bk & Tr Co 100 S. Fairfax St Alexandria, VA 22315 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 628 |
| Total Mortgage Loan Application Amount | $214,695,000 |
| Average Mortgage Loan Application Amount | $341,871 |
| Highest Mortgage Loan Application Amount | $17,040,000 |
| Average Applicant Income | $146,729 |
| Highest Applicant Income | $1,870,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Burke & Herbert Bk & Tr Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Burke & Herbert Bk & Tr Co in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 335 | $113,444,000 | $338,000 | $15,500,000 | $143,000 | $1,870,000 |
| Home Purchase | 216 | $88,914,000 | $411,000 | $17,040,000 | $146,000 | $1,715,000 |
| Home Improvement | 77 | $12,337,000 | $160,000 | $623,000 | $165,000 | $579,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 296 | $83,718,000 | $282,000 | $1,500,000 | $180,000 | $1,715,000 |
| Not Provided | 139 | $43,737,000 | $314,000 | $2,000,000 | $204,000 | $1,870,000 |
| Not applicable | 123 | $70,326,000 | $571,000 | $17,040,000 | $0 | $0 |
| Asian | 36 | $9,472,000 | $263,000 | $648,000 | $182,000 | $606,000 |
| Hispanic | 19 | $4,399,000 | $231,000 | $958,000 | $123,000 | $311,000 |
| Black or African American | 14 | $3,038,000 | $217,000 | $730,000 | $114,000 | $343,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $5,000 | $5,000 | $5,000 | $62,000 | $62,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 622 | $213,130,000 | $342,000 | $17,040,000 | $148,000 | $1,870,000 |
| FHA-insured (Federal Housing Administration) | 6 | $1,565,000 | $260,000 | $535,000 | $62,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 490 | $167,476,000 | $341,000 | $17,040,000 | $141,000 | $1,870,000 |
| Application Denied By Financial Institution | 57 | $17,580,000 | $308,000 | $2,000,000 | $122,000 | $1,428,000 |
| Application Withdrawn By Applicant | 48 | $17,613,000 | $366,000 | $848,000 | $192,000 | $1,427,000 |
| Application Approved But Not Accepted | 32 | $11,931,000 | $372,000 | $1,500,000 | $209,000 | $1,715,000 |
| File Closed For Incompleteness | 1 | $95,000 | $95,000 | $95,000 | $126,000 | $126,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 31 | $9,154,000 | $295,000 | $619,000 | $94,000 | $262,000 |
| Credit History | 14 | $2,975,000 | $212,000 | $730,000 | $74,000 | $190,000 |
| Collateral | 9 | $4,411,000 | $490,000 | $2,000,000 | $309,000 | $1,428,000 |
| Unverifiable Information | 2 | $777,000 | $388,000 | $719,000 | $97,000 | $177,000 |
| Employment History | 1 | $263,000 | $263,000 | $263,000 | $24,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Burke & Herbert Bk & Tr Co's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Burke & Herbert Bk & Tr Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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