Caliber Funding LLC Mortgage Lending & HMDA Data, 2013
In 2013, Caliber Funding LLC of Irving, TX reported 27,448 mortgage applications totaling $6.5 billion, down 6% from 2012. The average application was for $238,326, and applicants reported an average income of $102,160. 76% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Indianapolis-Carmel, IN (1,863), Chicago-Joliet-Naperville, IL (1,512) and San Diego-Carlsbad-San Marcos, CA (1,255) (applications in parentheses).
| Mortgage Company & Address | Caliber Funding LLC 6031 Connection Drive, Suite 200 Irving, TX 75039 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 27,448 |
| Total Mortgage Loan Application Amount | $6,541,585,000 |
| Average Mortgage Loan Application Amount | $238,326 |
| Highest Mortgage Loan Application Amount | $4,483,000 |
| Average Applicant Income | $102,160 |
| Highest Applicant Income | $3,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Caliber Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Indianapolis-Carmel, IN | 1,863 | $ 306,257,000 | $ 164,389 | $ 82,000 |
| Chicago-Joliet-Naperville, IL | 1,512 | $ 316,269,000 | $ 209,172 | $ 105,000 |
| San Diego-Carlsbad-San Marcos, CA | 1,255 | $ 440,341,000 | $ 350,869 | $ 123,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,243 | $ 470,988,000 | $ 378,912 | $ 146,384 |
| Los Angeles-Long Beach-Glendale, CA | 1,052 | $ 390,109,000 | $ 370,826 | $ 128,000 |
| Denver-Aurora-Broomfield, CO | 669 | $ 153,569,000 | $ 229,550 | $ 95,000 |
| Tampa-St. Petersburg-Clearwater, FL | 634 | $ 107,173,000 | $ 169,042 | $ 84,000 |
| Austin-Round Rock-San Marcos, TX | 601 | $ 141,619,000 | $ 235,638 | $ 126,000 |
| Dallas-Plano-Irving, TX | 595 | $ 117,929,000 | $ 198,200 | $ 106,000 |
| Santa Ana-Anaheim-Irvine, CA | 583 | $ 235,893,000 | $ 404,619 | $ 142,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 572 | $ 97,355,000 | $ 170,201 | $ 71,975 |
| Riverside-San Bernardino-Ontario, CA | 511 | $ 125,162,000 | $ 244,935 | $ 104,000 |
| Baltimore-Towson, MD | 442 | $ 133,262,000 | $ 301,497 | $ 127,000 |
| Colorado Springs, CO | 442 | $ 86,069,000 | $ 194,726 | $ 63,000 |
| Bethesda-Rockville-Frederick, MD | 413 | $ 152,708,000 | $ 369,753 | $ 155,000 |
| Philadelphia, PA | 395 | $ 97,778,000 | $ 247,539 | $ 105,000 |
| Miami-Miami Beach-Kendall, FL | 391 | $ 78,680,000 | $ 201,227 | $ 80,000 |
| Kansas City, MO-KS | 349 | $ 50,326,000 | $ 144,200 | $ 68,547 |
| Houston-Sugar Land-Baytown, TX | 344 | $ 61,824,000 | $ 179,720 | $ 111,000 |
| Oakland-Fremont-Hayward, CA | 334 | $ 133,612,000 | $ 400,035 | $ 142,000 |
| Warren-Troy-Farmington Hills, MI | 310 | $ 56,453,000 | $ 182,106 | $ 87,000 |
| San Antonio-New Braunfels, TX | 306 | $ 64,226,000 | $ 209,888 | $ 108,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 305 | $ 59,173,000 | $ 194,009 | $ 84,888 |
| Fort Worth-Arlington, TX | 304 | $ 55,532,000 | $ 182,671 | $ 95,000 |
| Charleston-North Charleston-Summerville, SC | 289 | $ 62,443,000 | $ 216,065 | $ 92,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 288 | $ 146,408,000 | $ 508,361 | $ 170,000 |
| Cincinnati-Middletown, OH-KY-IN | 284 | $ 50,916,000 | $ 179,281 | $ 83,130 |
| Edison-New Brunswick, NJ | 275 | $ 85,928,000 | $ 312,465 | $ 135,000 |
| Seattle-Bellevue-Everett, WA | 259 | $ 81,511,000 | $ 314,714 | $ 118,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 254 | $ 56,464,000 | $ 222,299 | $ 85,000 |
| New Orleans-Metairie-Kenner, LA | 243 | $ 50,188,000 | $ 206,534 | $ 105,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 243 | $ 64,609,000 | $ 265,880 | $ 109,510 |
| Fargo, ND-MN | 240 | $ 38,220,000 | $ 159,250 | $ 81,825 |
| Sacramento--Arden-Arcade--Roseville, CA | 229 | $ 59,074,000 | $ 257,965 | $ 115,000 |
| Anderson, IN | 215 | $ 22,575,000 | $ 105,000 | $ 56,000 |
| Atlanta-Sandy Springs-Marietta, GA | 212 | $ 47,760,000 | $ 225,283 | $ 110,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 202 | $ 72,628,000 | $ 359,544 | $ 136,000 |
| North Port-Bradenton-Sarasota, FL | 191 | $ 36,326,000 | $ 190,188 | $ 97,000 |
| Lancaster, PA | 183 | $ 31,796,000 | $ 173,748 | $ 78,000 |
| Lake County-Kenosha County, IL-WI | 164 | $ 42,638,000 | $ 259,987 | $ 141,780 |
| Columbus, OH | 161 | $ 25,688,000 | $ 159,552 | $ 65,000 |
| Bridgeport-Stamford-Norwalk, CT | 160 | $ 51,254,000 | $ 320,337 | $ 128,000 |
| St. Louis, MO-IL | 159 | $ 27,672,000 | $ 174,037 | $ 76,238 |
| Cape Coral-Fort Myers, FL | 158 | $ 24,552,000 | $ 155,392 | $ 77,000 |
| Orlando-Kissimmee-Sanford, FL | 158 | $ 28,661,000 | $ 181,398 | $ 70,000 |
| Anchorage, AK | 152 | $ 43,260,000 | $ 284,605 | $ 87,000 |
| Salem, OR | 152 | $ 30,017,000 | $ 197,480 | $ 88,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 147 | $ 64,167,000 | $ 436,510 | $ 140,000 |
| Fort Wayne, IN | 144 | $ 15,703,000 | $ 109,048 | $ 51,000 |
| Gary, IN | 141 | $ 24,151,000 | $ 171,283 | $ 78,000 |
| Lafayette, IN | 139 | $ 17,960,000 | $ 129,208 | $ 60,000 |
| Phoenix-Mesa-Glendale, AZ | 139 | $ 27,208,000 | $ 195,741 | $ 90,000 |
| San Francisco-San Mateo-Redwood City, CA | 134 | $ 63,397,000 | $ 473,111 | $ 154,000 |
| Wilmington, DE-MD-NJ | 133 | $ 28,576,000 | $ 214,857 | $ 81,007 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 127 | $ 29,570,000 | $ 232,834 | $ 95,000 |
| Shreveport-Bossier City, LA | 126 | $ 21,259,000 | $ 168,722 | $ 62,000 |
| Newark-Union, NJ-PA | 120 | $ 33,436,000 | $ 278,633 | $ 131,266 |
| Detroit-Livonia-Dearborn, MI | 119 | $ 19,408,000 | $ 163,092 | $ 96,000 |
| Richmond, VA | 114 | $ 25,295,000 | $ 221,885 | $ 88,000 |
| Baton Rouge, LA | 113 | $ 19,534,000 | $ 172,867 | $ 75,000 |
| New York-White Plains-Wayne, NY-NJ | 106 | $ 35,126,000 | $ 331,377 | $ 121,000 |
| Tulsa, OK | 106 | $ 17,847,000 | $ 168,367 | $ 89,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 106 | $ 25,583,000 | $ 241,349 | $ 103,018 |
| Huntington-Ashland, WV-KY-OH | 102 | $ 14,051,000 | $ 137,754 | $ 67,617 |
| Oklahoma City, OK | 102 | $ 18,367,000 | $ 180,068 | $ 92,000 |
| Grand Junction, CO | 101 | $ 20,684,000 | $ 204,792 | $ 77,000 |
| Hartford-West Hartford-East Hartford, CT | 101 | $ 21,665,000 | $ 214,504 | $ 101,000 |
| New Haven-Milford, CT | 101 | $ 22,176,000 | $ 219,564 | $ 97,000 |
| Raleigh-Cary, NC | 95 | $ 22,963,000 | $ 241,715 | $ 117,000 |
| Peoria, IL | 92 | $ 12,761,000 | $ 138,706 | $ 74,000 |
| Camden, NJ | 91 | $ 20,587,000 | $ 226,230 | $ 106,000 |
| Jacksonville, FL | 89 | $ 17,316,000 | $ 194,561 | $ 75,000 |
| Eugene-Springfield, OR | 88 | $ 17,878,000 | $ 203,159 | $ 77,000 |
| Muncie, IN | 84 | $ 8,085,000 | $ 96,250 | $ 49,000 |
| Youngstown-Warren-Boardman, OH-PA | 84 | $ 9,444,000 | $ 112,428 | $ 53,000 |
| Atlantic City-Hammonton, NJ | 62 | $ 11,435,000 | $ 184,435 | $ 88,000 |
| Dover, DE | 60 | $ 11,184,000 | $ 186,400 | $ 65,000 |
| Ann Arbor, MI | 58 | $ 12,470,000 | $ 215,000 | $ 123,000 |
| Corpus Christi, TX | 52 | $ 8,700,000 | $ 167,307 | $ 70,000 |
| Lakeland-Winter Haven, FL | 51 | $ 6,799,000 | $ 133,313 | $ 53,000 |
| Naples-Marco Island, FL | 50 | $ 14,179,000 | $ 283,580 | $ 164,000 |
| Greeley, CO | 49 | $ 9,561,000 | $ 195,122 | $ 87,000 |
| Boulder, CO | 48 | $ 13,063,000 | $ 272,145 | $ 124,000 |
| Punta Gorda, FL | 48 | $ 6,317,000 | $ 131,604 | $ 65,000 |
| Fort Collins-Loveland, CO | 46 | $ 10,809,000 | $ 234,978 | $ 104,000 |
| Salt Lake City, UT | 45 | $ 10,146,000 | $ 225,466 | $ 101,000 |
| San Luis Obispo-Paso Robles, CA | 44 | $ 13,860,000 | $ 315,000 | $ 114,000 |
| Fresno, CA | 41 | $ 8,448,000 | $ 206,048 | $ 89,000 |
| Albuquerque, NM | 40 | $ 8,352,000 | $ 208,800 | $ 96,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 40 | $ 13,591,000 | $ 339,775 | $ 156,625 |
| Chattanooga, TN-GA | 38 | $ 4,670,000 | $ 122,894 | $ 46,947 |
| Little Rock-North Little Rock-Conway, AR | 38 | $ 6,006,000 | $ 158,052 | $ 83,000 |
| Milwaukee-Waukesha-West Allis, WI | 38 | $ 6,809,000 | $ 179,184 | $ 77,000 |
| Palm Coast, FL | 35 | $ 4,432,000 | $ 126,628 | $ 55,000 |
| Charlottesville, VA | 34 | $ 10,686,000 | $ 314,294 | $ 150,000 |
| Grand Rapids-Wyoming, MI | 34 | $ 5,262,000 | $ 154,764 | $ 74,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 34 | $ 4,726,000 | $ 139,000 | $ 66,000 |
| Wilmington, NC | 33 | $ 10,407,000 | $ 315,363 | $ 197,000 |
| Provo-Orem, UT | 32 | $ 6,274,000 | $ 196,062 | $ 79,000 |
| Savannah, GA | 32 | $ 5,689,000 | $ 177,781 | $ 104,000 |
| College Station-Bryan, TX | 30 | $ 5,206,000 | $ 173,533 | $ 119,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 29 | $ 3,676,000 | $ 126,758 | $ 69,000 |
| Durham-Chapel Hill, NC | 29 | $ 6,889,000 | $ 237,551 | $ 115,000 |
| Ocean City, NJ | 29 | $ 10,153,000 | $ 350,103 | $ 179,000 |
| Santa Rosa-Petaluma, CA | 28 | $ 8,029,000 | $ 286,750 | $ 118,000 |
| Elkhart-Goshen, IN | 27 | $ 2,584,000 | $ 95,703 | $ 33,000 |
| Louisville/Jefferson County, KY-IN | 26 | $ 4,740,000 | $ 182,307 | $ 70,115 |
| Tacoma, WA | 23 | $ 5,817,000 | $ 252,913 | $ 72,000 |
| Athens-Clarke County, GA | 22 | $ 4,014,000 | $ 182,454 | $ 90,000 |
| Modesto, CA | 21 | $ 3,997,000 | $ 190,333 | $ 56,000 |
| Bloomington, IN | 20 | $ 3,635,000 | $ 181,750 | $ 85,000 |
| Reading, PA | 20 | $ 3,425,000 | $ 171,250 | $ 62,000 |
| Wichita, KS | 20 | $ 2,677,000 | $ 133,850 | $ 66,000 |
| Columbia, SC | 19 | $ 4,127,000 | $ 217,210 | $ 79,000 |
| Prescott, AZ | 19 | $ 2,662,000 | $ 140,105 | $ 55,000 |
| Columbus, GA-AL | 18 | $ 1,936,000 | $ 107,555 | $ 39,000 |
| Gainesville, FL | 18 | $ 3,613,000 | $ 200,722 | $ 103,000 |
| Kalamazoo-Portage, MI | 18 | $ 2,810,000 | $ 156,111 | $ 60,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 18 | $ 4,131,000 | $ 229,500 | $ 109,000 |
| Ocala, FL | 18 | $ 2,047,000 | $ 113,722 | $ 68,000 |
| Vallejo-Fairfield, CA | 18 | $ 4,320,000 | $ 240,000 | $ 75,000 |
| Holland-Grand Haven, MI | 17 | $ 3,057,000 | $ 179,823 | $ 90,000 |
| Napa, CA | 17 | $ 6,937,000 | $ 408,058 | $ 128,000 |
| Santa Cruz-Watsonville, CA | 17 | $ 6,840,000 | $ 402,352 | $ 123,000 |
| Stockton, CA | 17 | $ 4,293,000 | $ 252,529 | $ 103,000 |
| Bend, OR | 16 | $ 4,846,000 | $ 302,875 | $ 114,000 |
| Charleston, WV | 16 | $ 2,453,000 | $ 153,312 | $ 52,000 |
| Houma-Bayou Cane-Thibodaux, LA | 16 | $ 3,329,000 | $ 208,062 | $ 84,000 |
| Lawton, OK | 16 | $ 2,135,000 | $ 133,437 | $ 67,000 |
| Augusta-Richmond County, GA-SC | 15 | $ 2,226,000 | $ 148,400 | $ 54,200 |
| Dayton, OH | 15 | $ 1,855,000 | $ 123,666 | $ 50,000 |
| Scranton--Wilkes-Barre, PA | 15 | $ 2,635,000 | $ 175,666 | $ 111,000 |
| Bakersfield-Delano, CA | 14 | $ 3,244,000 | $ 231,714 | $ 117,000 |
| Boise City-Nampa, ID | 14 | $ 2,298,000 | $ 164,142 | $ 52,000 |
| Fayetteville, NC | 14 | $ 2,317,000 | $ 165,500 | $ 66,000 |
| Tucson, AZ | 14 | $ 2,234,000 | $ 159,571 | $ 81,000 |
| Davenport-Moline-Rock Island, IA-IL | 13 | $ 1,521,000 | $ 117,000 | $ 48,461 |
| Port St. Lucie, FL | 13 | $ 2,223,000 | $ 171,000 | $ 56,000 |
| Salinas, CA | 13 | $ 3,478,000 | $ 267,538 | $ 122,000 |
| Trenton-Ewing, NJ | 13 | $ 4,455,000 | $ 342,692 | $ 136,000 |
| York-Hanover, PA | 13 | $ 1,954,000 | $ 150,307 | $ 51,000 |
| Ogden-Clearfield, UT | 12 | $ 3,122,000 | $ 260,166 | $ 136,000 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 2,017,000 | $ 168,083 | $ 102,000 |
| Canton-Massillon, OH | 11 | $ 1,148,000 | $ 104,363 | $ 64,000 |
| Greensboro-High Point, NC | 11 | $ 2,147,000 | $ 195,181 | $ 61,000 |
| Hagerstown-Martinsburg, MD-WV | 11 | $ 2,251,000 | $ 204,636 | $ 93,000 |
| Pensacola-Ferry Pass-Brent, FL | 11 | $ 1,712,000 | $ 155,636 | $ 81,000 |
| St. Cloud, MN | 11 | $ 1,566,000 | $ 142,363 | $ 61,000 |
| Yuba City, CA | 11 | $ 2,301,000 | $ 209,181 | $ 148,000 |
| Evansville, IN-KY | 10 | $ 1,365,000 | $ 136,500 | $ 69,000 |
| Green Bay, WI | 10 | $ 1,523,000 | $ 152,300 | $ 64,000 |
| Greenville-Mauldin-Easley, SC | 10 | $ 1,757,000 | $ 175,700 | $ 85,000 |
| Harrisburg-Carlisle, PA | 10 | $ 1,945,000 | $ 194,500 | $ 61,000 |
| Pueblo, CO | 10 | $ 1,436,000 | $ 143,600 | $ 83,000 |
| Tyler, TX | 10 | $ 1,984,000 | $ 198,400 | $ 135,000 |
| Bloomington-Normal, IL | 9 | $ 1,822,000 | $ 202,444 | $ 126,000 |
| Hot Springs, AR | 9 | $ 1,161,000 | $ 129,000 | $ 96,000 |
| Lafayette, LA | 9 | $ 1,658,000 | $ 184,222 | $ 83,000 |
| Muskegon-Norton Shores, MI | 9 | $ 1,450,000 | $ 161,111 | $ 69,000 |
| Burlington-South Burlington, VT | 8 | $ 1,712,000 | $ 214,000 | $ 101,000 |
| Lansing-East Lansing, MI | 8 | $ 1,601,000 | $ 200,125 | $ 104,000 |
| Roanoke, VA | 8 | $ 1,693,000 | $ 211,625 | $ 83,000 |
| South Bend-Mishawaka, IN-MI | 8 | $ 1,109,000 | $ 138,625 | $ 81,750 |
| Tallahassee, FL | 8 | $ 1,418,000 | $ 177,250 | $ 81,000 |
| Chico, CA | 7 | $ 1,512,000 | $ 216,000 | $ 110,000 |
| Cleveland-Elyria-Mentor, OH | 7 | $ 1,430,000 | $ 204,285 | $ 139,000 |
| El Centro, CA | 7 | $ 886,000 | $ 126,571 | $ 59,000 |
| Lexington-Fayette, KY | 7 | $ 1,605,000 | $ 229,285 | $ 110,000 |
| Akron, OH | 6 | $ 1,160,000 | $ 193,333 | $ 121,000 |
| Brownsville-Harlingen, TX | 6 | $ 1,346,000 | $ 224,333 | $ 131,000 |
| Brunswick, GA | 6 | $ 961,000 | $ 160,166 | $ 98,000 |
| Champaign-Urbana, IL | 6 | $ 979,000 | $ 163,166 | $ 107,000 |
| Joplin, MO | 6 | $ 880,000 | $ 146,666 | $ 54,000 |
| Killeen-Temple-Fort Hood, TX | 6 | $ 929,000 | $ 154,833 | $ 96,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 927,000 | $ 154,500 | $ 75,000 |
| Logan, UT-ID | 6 | $ 1,185,000 | $ 197,500 | $ 47,666 |
| Norwich-New London, CT | 6 | $ 1,345,000 | $ 224,166 | $ 85,000 |
| Spokane, WA | 6 | $ 1,253,000 | $ 208,833 | $ 36,000 |
| Vineland-Millville-Bridgeton, NJ | 6 | $ 836,000 | $ 139,333 | $ 61,000 |
| Asheville, NC | 5 | $ 623,000 | $ 124,600 | $ 62,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 689,000 | $ 137,800 | $ 93,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,092,000 | $ 218,400 | $ 100,000 |
| Corvallis, OR | 5 | $ 1,090,000 | $ 218,000 | $ 172,000 |
| Duluth, MN-WI | 5 | $ 924,000 | $ 184,800 | $ 77,000 |
| Hanford-Corcoran, CA | 5 | $ 743,000 | $ 148,600 | $ 79,000 |
| Lawrence, KS | 5 | $ 1,110,000 | $ 222,000 | $ 91,000 |
| Lebanon, PA | 5 | $ 1,057,000 | $ 211,400 | $ 66,000 |
| Lynchburg, VA | 5 | $ 1,078,000 | $ 215,600 | $ 107,000 |
| Rockford, IL | 5 | $ 623,000 | $ 124,600 | $ 53,000 |
| Sherman-Denison, TX | 5 | $ 972,000 | $ 194,400 | $ 88,000 |
| St. Joseph, MO-KS | 5 | $ 736,000 | $ 147,200 | $ 68,600 |
| Visalia-Porterville, CA | 5 | $ 782,000 | $ 156,400 | $ 103,000 |
| Columbia, MO | 4 | $ 547,000 | $ 136,750 | $ 53,000 |
| Crestview-Fort Walton Beach-Destin, FL | 4 | $ 390,000 | $ 97,500 | $ 81,000 |
| Flint, MI | 4 | $ 791,000 | $ 197,750 | $ 149,000 |
| Fort Smith, AR-OK | 4 | $ 833,000 | $ 208,250 | $ 94,500 |
| Grand Forks, ND-MN | 4 | $ 678,000 | $ 169,500 | $ 66,000 |
| Huntsville, AL | 4 | $ 459,000 | $ 114,750 | $ 79,000 |
| Kokomo, IN | 4 | $ 404,000 | $ 101,000 | $ 55,000 |
| Lake Charles, LA | 4 | $ 526,000 | $ 131,500 | $ 38,000 |
| Madera-Chowchilla, CA | 4 | $ 893,000 | $ 223,250 | $ 123,000 |
| Niles-Benton Harbor, MI | 4 | $ 526,000 | $ 131,500 | $ 48,000 |
| Odessa, TX | 4 | $ 736,000 | $ 184,000 | $ 92,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 530,000 | $ 132,500 | $ 41,000 |
| Oshkosh-Neenah, WI | 4 | $ 734,000 | $ 183,500 | $ 38,000 |
| Pittsburgh, PA | 4 | $ 639,000 | $ 159,750 | $ 172,000 |
| Salisbury, MD | 4 | $ 463,000 | $ 115,750 | $ 107,000 |
| Santa Fe, NM | 4 | $ 797,000 | $ 199,250 | $ 108,000 |
| Spartanburg, SC | 4 | $ 613,000 | $ 153,250 | $ 76,000 |
| Terre Haute, IN | 4 | $ 527,000 | $ 131,750 | $ 79,000 |
| Toledo, OH | 4 | $ 824,000 | $ 206,000 | $ 109,000 |
| Abilene, TX | 3 | $ 512,000 | $ 170,666 | $ 167,000 |
| Bismarck, ND | 3 | $ 579,000 | $ 193,000 | $ 141,000 |
| Fairbanks, AK | 3 | $ 836,000 | $ 278,666 | $ 28,000 |
| Florence, SC | 3 | $ 349,000 | $ 116,333 | $ 61,000 |
| Gainesville, GA | 3 | $ 624,000 | $ 208,000 | $ 55,000 |
| Jackson, MI | 3 | $ 591,000 | $ 197,000 | $ 41,000 |
| Longview, TX | 3 | $ 590,000 | $ 196,666 | $ 90,000 |
| Madison, WI | 3 | $ 558,000 | $ 186,000 | $ 50,000 |
| Memphis, TN-MS-AR | 3 | $ 565,000 | $ 188,333 | $ 84,333 |
| Merced, CA | 3 | $ 414,000 | $ 138,000 | $ 94,000 |
| Michigan City-La Porte, IN | 3 | $ 757,000 | $ 252,333 | $ 130,000 |
| Midland, TX | 3 | $ 516,000 | $ 172,000 | $ 87,000 |
| Mobile, AL | 3 | $ 319,000 | $ 106,333 | $ 15,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 764,000 | $ 254,666 | $ 96,000 |
| Olympia, WA | 3 | $ 716,000 | $ 238,666 | $ 74,000 |
| Racine, WI | 3 | $ 633,000 | $ 211,000 | $ 29,000 |
| Redding, CA | 3 | $ 1,313,000 | $ 437,666 | $ 128,000 |
| Saginaw-Saginaw Township North, MI | 3 | $ 362,000 | $ 120,666 | $ 61,000 |
| Sandusky, OH | 3 | $ 439,000 | $ 146,333 | $ 78,000 |
| Waco, TX | 3 | $ 330,000 | $ 110,000 | $ 44,000 |
| Winchester, VA-WV | 3 | $ 833,000 | $ 277,666 | $ 77,666 |
| Winston-Salem, NC | 3 | $ 437,000 | $ 145,666 | $ 47,000 |
| Appleton, WI | 2 | $ 259,000 | $ 129,500 | $ 31,000 |
| Battle Creek, MI | 2 | $ 277,000 | $ 138,500 | $ 94,000 |
| Beaumont-Port Arthur, TX | 2 | $ 212,000 | $ 106,000 | $ 129,000 |
| Bellingham, WA | 2 | $ 516,000 | $ 258,000 | $ 98,000 |
| Burlington, NC | 2 | $ 292,000 | $ 146,000 | $ 44,000 |
| Columbus, IN | 2 | $ 316,000 | $ 158,000 | $ 70,000 |
| El Paso, TX | 2 | $ 270,000 | $ 135,000 | $ 131,000 |
| Farmington, NM | 2 | $ 424,000 | $ 212,000 | $ 122,000 |
| Harrisonburg, VA | 2 | $ 525,000 | $ 262,500 | $ 51,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 397,000 | $ 198,500 | $ 81,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 125,000 | $ 62,500 | $ 50,000 |
| Jacksonville, NC | 2 | $ 811,000 | $ 405,500 | $ 216,000 |
| Jefferson City, MO | 2 | $ 479,000 | $ 239,500 | $ 85,000 |
| Jonesboro, AR | 2 | $ 713,000 | $ 356,500 | $ 230,000 |
| Kankakee-Bradley, IL | 2 | $ 320,000 | $ 160,000 | $ 78,000 |
| Knoxville, TN | 2 | $ 261,000 | $ 130,500 | $ 99,000 |
| Las Cruces, NM | 2 | $ 334,000 | $ 167,000 | $ 89,000 |
| Manhattan, KS | 2 | $ 324,000 | $ 162,000 | $ 49,000 |
| Medford, OR | 2 | $ 318,000 | $ 159,000 | $ 26,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 2 | $ 234,000 | $ 117,000 | $ 61,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 277,000 | $ 138,500 | $ 110,000 |
| Rapid City, SD | 2 | $ 332,000 | $ 166,000 | $ 85,000 |
| Sebastian-Vero Beach, FL | 2 | $ 569,000 | $ 284,500 | $ 84,000 |
| Sheboygan, WI | 2 | $ 325,000 | $ 162,500 | $ 46,000 |
| Springfield, MO | 2 | $ 235,000 | $ 117,500 | $ 50,000 |
| State College, PA | 2 | $ 358,000 | $ 179,000 | $ 18,000 |
| Valdosta, GA | 2 | $ 354,000 | $ 177,000 | $ 128,000 |
| Williamsport, PA | 2 | $ 227,000 | $ 113,500 | $ 47,000 |
| Alexandria, LA | 1 | $ 268,000 | $ 268,000 | $ 105,000 |
| Amarillo, TX | 1 | $ 175,000 | $ 175,000 | $ 91,000 |
| Anderson, SC | 1 | $ 193,000 | $ 193,000 | $ 116,000 |
| Auburn-Opelika, AL | 1 | $ 102,000 | $ 102,000 | $ 29,000 |
| Bay City, MI | 1 | $ 120,000 | $ 120,000 | $ 38,000 |
| Birmingham-Hoover, AL | 1 | $ 97,000 | $ 97,000 | $ 23,000 |
| Bowling Green, KY | 1 | $ 243,000 | $ 243,000 | $ 57,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
| Clarksville, TN-KY | 1 | $ 184,000 | $ 184,000 | $ 46,000 |
| Dalton, GA | 1 | $ 167,000 | $ 167,000 | $ 85,000 |
| Decatur, AL | 1 | $ 52,000 | $ 52,000 | $ 25,000 |
| Des Moines-West Des Moines, IA | 1 | $ 304,000 | $ 304,000 | $ 327,000 |
| Dothan, AL | 1 | $ 250,000 | $ 250,000 | $ 43,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 154,000 | $ 154,000 | $ 250,000 |
| Idaho Falls, ID | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Iowa City, IA | 1 | $ 126,000 | $ 126,000 | $ 15,000 |
| Janesville, WI | 1 | $ 102,000 | $ 102,000 | $ 40,000 |
| Johnson City, TN | 1 | $ 101,000 | $ 101,000 | $ 98,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 124,000 | $ 124,000 | $ 71,000 |
| Lubbock, TX | 1 | $ 146,000 | $ 146,000 | $ 46,000 |
| Macon, GA | 1 | $ 148,000 | $ 148,000 | $ 104,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 95,000 | $ 95,000 | $ 84,000 |
| Missoula, MT | 1 | $ 169,000 | $ 169,000 | $ 55,000 |
| Monroe, LA | 1 | $ 417,000 | $ 417,000 | $ 98,000 |
| Monroe, MI | 1 | $ 108,000 | $ 108,000 | $ 46,000 |
| Montgomery, AL | 1 | $ 383,000 | $ 383,000 | $ 155,000 |
| Owensboro, KY | 1 | $ 210,000 | $ 210,000 | $ 98,000 |
| Pine Bluff, AR | 1 | $ 169,000 | $ 169,000 | $ 97,000 |
| Pocatello, ID | 1 | $ 44,000 | $ 44,000 | $ 70,000 |
| Reno-Sparks, NV | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Rockingham County-Strafford County, NH | 1 | $ 349,000 | $ 349,000 | $ 536,000 |
| Rocky Mount, NC | 1 | $ 121,000 | $ 121,000 | $ 83,000 |
| San Angelo, TX | 1 | $ 106,000 | $ 106,000 | $ 151,000 |
| Sumter, SC | 1 | $ 102,000 | $ 102,000 | $ 50,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 163,000 | $ 163,000 | $ 99,000 |
| Topeka, KS | 1 | $ 257,000 | $ 257,000 | $ 59,000 |
| Tuscaloosa, AL | 1 | $ 403,000 | $ 403,000 | $ 129,000 |
| Warner Robins, GA | 1 | $ 89,000 | $ 89,000 | $ 25,000 |
| Wenatchee-East Wenatchee, WA | 1 | $ 224,000 | $ 224,000 | $ 62,000 |
| Wheeling, WV-OH | 1 | $ 197,000 | $ 197,000 | $ 79,000 |
| Wichita Falls, TX | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Worcester, MA | 1 | $ 381,000 | $ 381,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Caliber Funding LLC in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 13,650 | $2,952,251,000 | $216,000 | $2,000,000 | $91,000 | $2,492,000 |
| Refinancing | 13,401 | $3,493,733,000 | $260,000 | $4,483,000 | $113,000 | $3,000,000 |
| Home Improvement | 397 | $95,601,000 | $240,000 | $893,000 | $120,000 | $970,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18,021 | $4,198,395,000 | $232,000 | $4,483,000 | $102,000 | $2,492,000 |
| Not Provided | 3,498 | $965,546,000 | $276,000 | $2,000,000 | $115,000 | $3,000,000 |
| Asian | 2,244 | $598,609,000 | $266,000 | $1,294,000 | $125,000 | $2,132,000 |
| Hispanic | 2,150 | $438,165,000 | $203,000 | $1,320,000 | $71,000 | $599,000 |
| Black or African American | 1,033 | $194,972,000 | $188,000 | $1,469,000 | $66,000 | $494,000 |
| Not applicable | 349 | $108,810,000 | $311,000 | $743,000 | $114,000 | $903,000 |
| Native Hawaiian or Other Pacific Islander | 88 | $23,407,000 | $265,000 | $1,526,000 | $93,000 | $510,000 |
| American Indian or Alaskan Native | 65 | $13,681,000 | $210,000 | $668,000 | $93,000 | $472,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,311 | $4,996,504,000 | $258,000 | $4,483,000 | $122,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 6,026 | $1,073,443,000 | $178,000 | $884,000 | $55,000 | $578,000 |
| VA-guaranteed (Veterans Administration) | 1,525 | $391,841,000 | $256,000 | $1,170,000 | $63,000 | $363,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 586 | $79,797,000 | $136,000 | $365,000 | $45,000 | $103,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,837 | $4,942,121,000 | $237,000 | $2,250,000 | $103,000 | $1,546,000 |
| Application Approved But Not Accepted | 3,413 | $791,953,000 | $232,000 | $4,483,000 | $98,000 | $2,132,000 |
| Application Withdrawn By Applicant | 1,426 | $356,898,000 | $250,000 | $2,000,000 | $110,000 | $3,000,000 |
| Application Denied By Financial Institution | 1,319 | $315,355,000 | $239,000 | $1,656,000 | $89,000 | $1,045,000 |
| Loan Purchased By The Institution | 349 | $108,810,000 | $311,000 | $743,000 | $114,000 | $903,000 |
| File Closed For Incompleteness | 87 | $22,830,000 | $262,000 | $1,200,000 | $112,000 | $900,000 |
| Preapproval Denied by Financial Institution | 17 | $3,618,000 | $212,000 | $620,000 | $71,000 | $137,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 416 | $103,791,000 | $249,000 | $1,500,000 | $69,000 | $374,000 |
| Collateral | 304 | $65,604,000 | $215,000 | $1,656,000 | $107,000 | $720,000 |
| Other | 244 | $62,723,000 | $257,000 | $1,465,000 | $98,000 | $705,000 |
| Credit History | 181 | $42,588,000 | $235,000 | $1,260,000 | $87,000 | $1,045,000 |
| Unverifiable Information | 67 | $13,339,000 | $199,000 | $525,000 | $80,000 | $321,000 |
| Employment History | 47 | $10,929,000 | $232,000 | $880,000 | $83,000 | $598,000 |
| Credit Application Incomplete | 41 | $12,315,000 | $300,000 | $965,000 | $127,000 | $473,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 32 | $6,950,000 | $217,000 | $707,000 | $94,000 | $401,000 |
| Mortgage Insurance Denied | 4 | $734,000 | $183,000 | $264,000 | $90,000 | $150,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Caliber Funding LLC's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Caliber Funding LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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