Caliber Funding LLC Mortgage Lending & HMDA Data, 2013

In 2013, Caliber Funding LLC of Irving, TX reported 27,448 mortgage applications totaling $6.5 billion, down 6% from 2012. The average application was for $238,326, and applicants reported an average income of $102,160. 76% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Indianapolis-Carmel, IN (1,863), Chicago-Joliet-Naperville, IL (1,512) and San Diego-Carlsbad-San Marcos, CA (1,255) (applications in parentheses).

Mortgage Company & Address Caliber Funding LLC
6031 Connection Drive, Suite 200
Irving, TX 75039
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  2010  
Total Number of Mortgage Applications 27,448
Total Mortgage Loan Application Amount $6,541,585,000
Average Mortgage Loan Application Amount $238,326
Highest Mortgage Loan Application Amount $4,483,000
Average Applicant Income $102,160
Highest Applicant Income $3,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Caliber Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Caliber Funding LLC by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Diego, California 1,255 $ 440,341,000 $ 350,869 $ 123,000
Los Angeles, California 1,052 $ 390,109,000 $ 370,826 $ 128,000
Cook, Illinois 947 $ 194,812,000 $ 205,714 $ 103,000
Marion, Indiana 658 $ 91,018,000 $ 138,325 $ 69,000
Orange, California 583 $ 235,893,000 $ 404,619 $ 142,000
District of Columbia, District Of Columbia 447 $ 191,211,000 $ 427,765 $ 160,000
El Paso, Colorado 421 $ 81,825,000 $ 194,358 $ 63,000
Travis, Texas 394 $ 102,680,000 $ 260,609 $ 136,000
Miami-Dade, Florida 391 $ 78,680,000 $ 201,227 $ 80,000
Hamilton, Indiana 391 $ 89,784,000 $ 229,626 $ 118,000
Montgomery, Maryland 383 $ 145,564,000 $ 380,062 $ 159,000
Pinellas, Florida 336 $ 59,006,000 $ 175,613 $ 97,000
Northampton, Pennsylvania 308 $ 53,980,000 $ 175,259 $ 71,000
Riverside, California 300 $ 74,523,000 $ 248,410 $ 100,000
Fairfax, Virginia 299 $ 112,642,000 $ 376,729 $ 151,000
Santa Barbara, California 288 $ 146,408,000 $ 508,361 $ 170,000
DuPage, Illinois 282 $ 65,268,000 $ 231,446 $ 120,000
Tarrant, Texas 273 $ 50,689,000 $ 185,673 $ 98,000
Hendricks, Indiana 270 $ 43,916,000 $ 162,651 $ 78,000
Broward, Florida 254 $ 56,464,000 $ 222,299 $ 85,000
Bexar, Texas 231 $ 45,934,000 $ 198,848 $ 108,000
Harris, Texas 217 $ 36,673,000 $ 169,000 $ 114,000
Madison, Indiana 215 $ 22,575,000 $ 105,000 $ 56,000
Dallas, Texas 215 $ 42,861,000 $ 199,353 $ 112,000
San Bernardino, California 211 $ 50,639,000 $ 239,995 $ 111,000
Hancock, Indiana 209 $ 28,966,000 $ 138,593 $ 66,000
Ventura, California 202 $ 72,628,000 $ 359,544 $ 136,000
Denton, Texas 197 $ 37,982,000 $ 192,802 $ 98,000
Hillsborough, Florida 193 $ 33,169,000 $ 171,860 $ 73,000
Alameda, California 192 $ 78,272,000 $ 407,666 $ 147,000
Lehigh, Pennsylvania 188 $ 33,089,000 $ 176,005 $ 75,000
Cass, North Dakota 186 $ 30,535,000 $ 164,166 $ 87,000
Lancaster, Pennsylvania 183 $ 31,796,000 $ 173,748 $ 78,000
Charleston, South Carolina 179 $ 41,784,000 $ 233,430 $ 106,000
King, Washington 178 $ 61,034,000 $ 342,887 $ 131,000
Prince George's, Maryland 171 $ 51,427,000 $ 300,742 $ 97,000
Oakland, Michigan 167 $ 34,892,000 $ 208,934 $ 104,000
Fairfield, Connecticut 160 $ 51,254,000 $ 320,337 $ 128,000
Lake, Illinois 160 $ 41,939,000 $ 262,118 $ 143,000
Lee, Florida 158 $ 24,552,000 $ 155,392 $ 77,000
Williamson, Texas 157 $ 28,334,000 $ 180,471 $ 108,000
Collin, Texas 156 $ 32,654,000 $ 209,320 $ 111,000
Will, Illinois 149 $ 32,532,000 $ 218,335 $ 106,000
Anne Arundel, Maryland 149 $ 51,791,000 $ 347,590 $ 130,000
Santa Clara, California 145 $ 63,524,000 $ 438,096 $ 140,000
Jefferson, Colorado 143 $ 31,880,000 $ 222,937 $ 97,000
Contra Costa, California 142 $ 55,340,000 $ 389,718 $ 136,000
Denver, Colorado 140 $ 35,318,000 $ 252,271 $ 108,000
Jackson, Missouri 138 $ 19,783,000 $ 143,355 $ 78,000
Johnson, Indiana 137 $ 18,110,000 $ 132,189 $ 59,000
Allen, Indiana 134 $ 14,427,000 $ 107,664 $ 51,000
Sarasota, Florida 133 $ 23,974,000 $ 180,255 $ 92,000
Adams, Colorado 130 $ 25,827,000 $ 198,669 $ 74,000
Bucks, Pennsylvania 130 $ 30,657,000 $ 235,823 $ 85,000
Maricopa, Arizona 128 $ 25,969,000 $ 202,882 $ 88,000
Tippecanoe, Indiana 128 $ 16,832,000 $ 131,500 $ 59,000
Palm Beach, Florida 127 $ 29,570,000 $ 232,834 $ 95,000
Marion, Oregon 122 $ 24,354,000 $ 199,622 $ 93,000
Macomb, Michigan 120 $ 17,761,000 $ 148,008 $ 66,000
Wayne, Michigan 119 $ 19,408,000 $ 163,092 $ 96,000
Anchorage, Alaska 117 $ 35,374,000 $ 302,341 $ 89,000
Douglas, Colorado 113 $ 30,674,000 $ 271,451 $ 108,000
New Castle, Delaware 111 $ 23,674,000 $ 213,279 $ 76,000
Hennepin, Minnesota 111 $ 22,962,000 $ 206,864 $ 87,000
Hamilton, Ohio 110 $ 21,389,000 $ 194,445 $ 97,000
Sacramento, California 109 $ 26,063,000 $ 239,110 $ 106,000
Arapahoe, Colorado 107 $ 22,030,000 $ 205,887 $ 88,000
Multnomah, Oregon 105 $ 30,805,000 $ 293,380 $ 119,000
Montgomery, Pennsylvania 102 $ 25,356,000 $ 248,588 $ 107,000
Mesa, Colorado 101 $ 20,684,000 $ 204,792 $ 77,000
New Haven, Connecticut 101 $ 22,176,000 $ 219,564 $ 97,000
Monmouth, New Jersey 98 $ 33,710,000 $ 343,979 $ 141,000
Morgan, Indiana 97 $ 14,397,000 $ 148,422 $ 69,000
Jefferson, Louisiana 97 $ 17,767,000 $ 183,164 $ 100,000
Howard, Maryland 96 $ 31,938,000 $ 332,687 $ 127,000
Loudoun, Virginia 93 $ 33,906,000 $ 364,580 $ 141,000
Lake, Indiana 91 $ 15,241,000 $ 167,483 $ 77,000
Baltimore, Maryland 91 $ 23,112,000 $ 253,978 $ 108,000
Wake, North Carolina 91 $ 22,350,000 $ 245,604 $ 121,000
Orange, Florida 88 $ 15,472,000 $ 175,818 $ 72,000
Lane, Oregon 88 $ 17,878,000 $ 203,159 $ 77,000
Franklin, Ohio 87 $ 13,807,000 $ 158,701 $ 65,000
Delaware, Indiana 84 $ 8,085,000 $ 96,250 $ 49,000
Placer, California 82 $ 23,182,000 $ 282,707 $ 125,000
Pasco, Florida 81 $ 12,299,000 $ 151,839 $ 63,000
Snohomish, Washington 81 $ 20,477,000 $ 252,802 $ 89,000
Philadelphia, Pennsylvania 78 $ 16,008,000 $ 205,230 $ 120,000
Tulsa, Oklahoma 76 $ 13,084,000 $ 172,157 $ 89,000
Fort Bend, Texas 76 $ 15,741,000 $ 207,118 $ 101,000
Arlington, Virginia 73 $ 31,370,000 $ 429,726 $ 175,000
Ocean, New Jersey 72 $ 19,895,000 $ 276,319 $ 135,000
Henry, Indiana 70 $ 6,840,000 $ 97,714 $ 48,000
St. Louis, Missouri 70 $ 14,173,000 $ 202,471 $ 95,000
Middlesex, New Jersey 70 $ 19,488,000 $ 278,400 $ 110,000
Mahoning, Ohio 69 $ 7,902,000 $ 114,521 $ 55,000
Hartford, Connecticut 67 $ 14,252,000 $ 212,716 $ 85,000
Sussex, Delaware 67 $ 15,905,000 $ 237,388 $ 142,000
Orleans, Louisiana 66 $ 17,413,000 $ 263,833 $ 146,000
Washington, Oregon 64 $ 15,945,000 $ 249,140 $ 103,000
Kane, Illinois 63 $ 11,127,000 $ 176,619 $ 75,000
St. Tammany, Louisiana 63 $ 12,953,000 $ 205,603 $ 87,000
Johnson, Kansas 62 $ 11,523,000 $ 185,854 $ 82,000
Atlantic, New Jersey 62 $ 11,435,000 $ 184,435 $ 88,000
Carbon, Pennsylvania 62 $ 7,445,000 $ 120,080 $ 62,000
Berkeley, South Carolina 62 $ 12,531,000 $ 202,112 $ 68,000
Oklahoma, Oklahoma 61 $ 10,686,000 $ 175,180 $ 95,000
Kent, Delaware 60 $ 11,184,000 $ 186,400 $ 65,000
Bossier, Louisiana 60 $ 11,191,000 $ 186,516 $ 66,000
Caddo, Louisiana 59 $ 8,872,000 $ 150,372 $ 57,000
Chester, Pennsylvania 59 $ 18,166,000 $ 307,898 $ 115,000
Manatee, Florida 58 $ 12,352,000 $ 212,965 $ 108,000
Washtenaw, Michigan 58 $ 12,470,000 $ 215,000 $ 123,000
Cabell, West Virginia 58 $ 7,917,000 $ 136,500 $ 73,000
San Mateo, California 57 $ 26,333,000 $ 461,982 $ 130,000
Fulton, Georgia 56 $ 15,212,000 $ 271,642 $ 141,000
Clay, Minnesota 54 $ 7,685,000 $ 142,314 $ 64,000
Bergen, New Jersey 54 $ 20,201,000 $ 374,092 $ 126,000
Nevada, California 53 $ 12,847,000 $ 242,396 $ 110,000
Clay, Missouri 52 $ 6,319,000 $ 121,519 $ 55,000
Duval, Florida 51 $ 9,945,000 $ 195,000 $ 72,000
Polk, Florida 51 $ 6,799,000 $ 133,313 $ 53,000
Assumption, Louisiana 51 $ 7,681,000 $ 150,607 $ 77,000
Henrico, Virginia 51 $ 10,487,000 $ 205,627 $ 91,000
Collier, Florida 50 $ 14,179,000 $ 283,580 $ 164,000
Boone, Indiana 50 $ 11,347,000 $ 226,940 $ 123,000
Weld, Colorado 49 $ 9,561,000 $ 195,122 $ 87,000
Ward, North Dakota 49 $ 8,897,000 $ 181,571 $ 91,000
Prince William, Virginia 49 $ 14,075,000 $ 287,244 $ 130,000
Boulder, Colorado 48 $ 13,063,000 $ 272,145 $ 124,000
Charlotte, Florida 48 $ 6,317,000 $ 131,604 $ 65,000
East Baton Rouge, Louisiana 48 $ 8,072,000 $ 168,166 $ 67,000
Dorchester, South Carolina 48 $ 8,128,000 $ 169,333 $ 67,000
Larimer, Colorado 46 $ 10,809,000 $ 234,978 $ 104,000
Nueces, Texas 46 $ 7,367,000 $ 160,152 $ 67,000
Cass, Missouri 45 $ 6,322,000 $ 140,488 $ 52,000
Clackamas, Oregon 45 $ 11,992,000 $ 266,488 $ 108,000
Hays, Texas 45 $ 9,880,000 $ 219,555 $ 110,000
Alexandria, Virginia 45 $ 17,069,000 $ 379,311 $ 197,000
San Luis Obispo, California 44 $ 13,860,000 $ 315,000 $ 114,000
Clermont, Ohio 44 $ 7,433,000 $ 168,931 $ 81,000
Peoria, Illinois 43 $ 5,781,000 $ 134,441 $ 71,000
Baltimore City, Maryland 43 $ 9,906,000 $ 230,372 $ 166,000
Anoka, Minnesota 43 $ 7,197,000 $ 167,372 $ 77,000
Salt Lake, Utah 42 $ 9,210,000 $ 219,285 $ 89,000
Fresno, California 41 $ 8,448,000 $ 206,048 $ 89,000
Dakota, Minnesota 41 $ 7,242,000 $ 176,634 $ 77,000
Burlington, New Jersey 41 $ 10,106,000 $ 246,487 $ 115,000
Warren, Ohio 41 $ 7,843,000 $ 191,292 $ 82,000
Marin, California 40 $ 19,208,000 $ 480,200 $ 168,000
Virginia Beach, Virginia 40 $ 10,094,000 $ 252,350 $ 110,000
Ascension, Louisiana 39 $ 7,276,000 $ 186,564 $ 84,000
Porter, Indiana 38 $ 7,493,000 $ 197,184 $ 87,000
Monroe, Pennsylvania 38 $ 5,135,000 $ 135,131 $ 69,000
San Francisco, California 37 $ 17,856,000 $ 482,594 $ 178,000
McHenry, Illinois 36 $ 6,493,000 $ 180,361 $ 84,000
Matanuska-Susitna, Alaska 35 $ 7,886,000 $ 225,314 $ 80,000
Flagler, Florida 35 $ 4,432,000 $ 126,628 $ 55,000
Somerset, New Jersey 35 $ 12,835,000 $ 366,714 $ 168,000
DeKalb, Georgia 34 $ 7,690,000 $ 226,176 $ 91,000
St. Charles, Missouri 34 $ 5,527,000 $ 162,558 $ 52,000
Union, New Jersey 34 $ 10,066,000 $ 296,058 $ 142,000
Horry, South Carolina 34 $ 4,726,000 $ 139,000 $ 66,000
Bernalillo, New Mexico 33 $ 6,668,000 $ 202,060 $ 96,000
Union, Ohio 33 $ 4,911,000 $ 148,818 $ 62,000
Comal, Texas 33 $ 9,555,000 $ 289,545 $ 124,000
Morris, New Jersey 32 $ 9,811,000 $ 306,593 $ 142,000
Utah, Utah 32 $ 6,274,000 $ 196,062 $ 79,000
Gwinnett, Georgia 31 $ 6,722,000 $ 216,838 $ 113,000
Camden, New Jersey 31 $ 6,242,000 $ 201,354 $ 100,000
Mecklenburg, North Carolina 31 $ 10,970,000 $ 353,870 $ 170,000
Butler, Ohio 31 $ 5,393,000 $ 173,967 $ 80,000
Tangipahoa, Louisiana 30 $ 4,669,000 $ 155,633 $ 73,000
Frederick, Maryland 30 $ 7,144,000 $ 238,133 $ 106,000
Kent, Michigan 30 $ 4,562,000 $ 152,066 $ 75,000
Polk, Oregon 30 $ 5,663,000 $ 188,766 $ 67,000
Volusia, Florida 29 $ 3,676,000 $ 126,758 $ 69,000
Tazewell, Illinois 29 $ 3,855,000 $ 132,931 $ 68,000
Cape May, New Jersey 29 $ 10,153,000 $ 350,103 $ 179,000
New Hanover, North Carolina 29 $ 9,358,000 $ 322,689 $ 210,000
Carter, Oklahoma 29 $ 3,749,000 $ 129,275 $ 63,000
Brazos, Texas 29 $ 4,961,000 $ 171,068 $ 119,000
Sonoma, California 28 $ 8,029,000 $ 286,750 $ 118,000
Shelby, Indiana 28 $ 4,670,000 $ 166,785 $ 71,000
Harford, Maryland 28 $ 6,849,000 $ 244,607 $ 140,000
Hudson, New Jersey 28 $ 8,730,000 $ 311,785 $ 139,000
Hamilton, Tennessee 28 $ 3,539,000 $ 126,392 $ 48,000
Seminole, Florida 27 $ 5,997,000 $ 222,111 $ 92,000
Elkhart, Indiana 27 $ 2,584,000 $ 95,703 $ 33,000
Kendall, Illinois 26 $ 4,485,000 $ 172,500 $ 83,000
Delaware, Pennsylvania 26 $ 7,591,000 $ 291,961 $ 128,000
Chesterfield, Virginia 25 $ 5,080,000 $ 203,200 $ 80,000
Hernando, Florida 24 $ 2,699,000 $ 112,458 $ 47,000
Osceola, Florida 24 $ 3,831,000 $ 159,625 $ 56,000
Chatham, Georgia 24 $ 4,021,000 $ 167,541 $ 95,000
Washington, Minnesota 24 $ 4,917,000 $ 204,875 $ 87,000
Wright, Minnesota 24 $ 4,333,000 $ 180,541 $ 80,000
Essex, New Jersey 24 $ 6,470,000 $ 269,583 $ 132,000
Passaic, New Jersey 24 $ 6,195,000 $ 258,125 $ 87,000
Lawrence, Ohio 23 $ 3,161,000 $ 137,434 $ 56,000
Chesapeake, Virginia 23 $ 5,396,000 $ 234,608 $ 100,000
Pierce, Washington 23 $ 5,817,000 $ 252,913 $ 72,000
El Dorado, California 22 $ 6,185,000 $ 281,136 $ 122,000
Wayne, Indiana 22 $ 2,043,000 $ 92,863 $ 55,000
Ramsey, Minnesota 22 $ 3,612,000 $ 164,181 $ 82,000
Douglas, Oregon 22 $ 4,259,000 $ 193,590 $ 66,000
Stanislaus, California 21 $ 3,997,000 $ 190,333 $ 56,000
Broomfield, Colorado 21 $ 4,782,000 $ 227,714 $ 79,000
Teller, Colorado 21 $ 4,244,000 $ 202,095 $ 64,000
Cobb, Georgia 21 $ 4,699,000 $ 223,761 $ 90,000
Boone, Kentucky 21 $ 3,226,000 $ 153,619 $ 54,000
Carroll, Maryland 21 $ 6,480,000 $ 308,571 $ 105,000
Albemarle, Virginia 21 $ 7,969,000 $ 379,476 $ 179,000
Wayne, West Virginia 21 $ 2,973,000 $ 141,571 $ 64,000
Pulaski, Arkansas 20 $ 2,917,000 $ 145,850 $ 101,000
Sedgwick, Kansas 20 $ 2,677,000 $ 133,850 $ 66,000
Berks, Pennsylvania 20 $ 3,425,000 $ 171,250 $ 62,000
Yavapai, Arizona 19 $ 2,662,000 $ 140,105 $ 55,000
Lake, Florida 19 $ 3,361,000 $ 176,894 $ 53,000
St. Johns, Florida 19 $ 4,338,000 $ 228,315 $ 94,000
Monroe, Indiana 19 $ 3,433,000 $ 180,684 $ 86,000
Kenton, Kentucky 19 $ 3,297,000 $ 173,526 $ 58,000
Allegan, Michigan 19 $ 3,123,000 $ 164,368 $ 74,000
Jefferson, Missouri 19 $ 2,624,000 $ 138,105 $ 55,000
Gloucester, New Jersey 19 $ 4,239,000 $ 223,105 $ 97,000
Hunterdon, New Jersey 19 $ 5,451,000 $ 286,894 $ 124,000
Durham, North Carolina 19 $ 4,435,000 $ 233,421 $ 104,000
Guadalupe, Texas 19 $ 3,480,000 $ 183,157 $ 85,000
Lake, California 18 $ 2,027,000 $ 112,611 $ 51,000
Solano, California 18 $ 4,320,000 $ 240,000 $ 75,000
Middlesex, Connecticut 18 $ 4,203,000 $ 233,500 $ 164,000
Marion, Florida 18 $ 2,047,000 $ 113,722 $ 68,000
Cleveland, Oklahoma 18 $ 3,184,000 $ 176,888 $ 96,000
Beaufort, South Carolina 18 $ 4,404,000 $ 244,666 $ 107,000
Napa, California 17 $ 6,937,000 $ 408,058 $ 128,000
San Joaquin, California 17 $ 4,293,000 $ 252,529 $ 103,000
Santa Cruz, California 17 $ 6,840,000 $ 402,352 $ 123,000
Litchfield, Connecticut 17 $ 3,430,000 $ 201,764 $ 91,000
Alachua, Florida 17 $ 3,451,000 $ 203,000 $ 101,000
Ottawa, Michigan 17 $ 3,057,000 $ 179,823 $ 90,000
Noble, Oklahoma 17 $ 2,024,000 $ 119,058 $ 77,000
Galveston, Texas 17 $ 3,465,000 $ 203,823 $ 149,000
Clark, Washington 17 $ 3,493,000 $ 205,470 $ 103,000
Yolo, California 16 $ 3,644,000 $ 227,750 $ 119,000
Tolland, Connecticut 16 $ 3,210,000 $ 200,625 $ 96,000
Cherokee, Georgia 16 $ 3,168,000 $ 198,000 $ 78,000
Muscogee, Georgia 16 $ 1,556,000 $ 97,250 $ 37,000
White, Indiana 16 $ 2,060,000 $ 128,750 $ 49,000
Calvert, Maryland 16 $ 4,972,000 $ 310,750 $ 159,000
Cecil, Maryland 16 $ 3,722,000 $ 232,625 $ 91,000
Charles, Maryland 16 $ 4,389,000 $ 274,312 $ 75,000
Comanche, Oklahoma 16 $ 2,135,000 $ 133,437 $ 67,000
Deschutes, Oregon 16 $ 4,846,000 $ 302,875 $ 114,000
Montgomery, Texas 16 $ 2,996,000 $ 187,250 $ 102,000
Routt, Colorado 15 $ 3,059,000 $ 203,933 $ 79,000
Woodford, Illinois 15 $ 2,429,000 $ 161,933 $ 103,000
Jefferson, Kentucky 15 $ 2,714,000 $ 180,933 $ 64,000
Scott, Minnesota 15 $ 3,454,000 $ 230,266 $ 108,000
Trumbull, Ohio 15 $ 1,542,000 $ 102,800 $ 46,000
Linn, Oregon 15 $ 2,671,000 $ 178,066 $ 59,000
Pima, Arizona 14 $ 2,234,000 $ 159,571 $ 81,000
Kern, California 14 $ 3,244,000 $ 231,714 $ 117,000
Forsyth, Georgia 14 $ 3,599,000 $ 257,071 $ 87,000
Putnam, Indiana 14 $ 2,154,000 $ 153,857 $ 92,000
Queen Anne's, Maryland 14 $ 3,186,000 $ 227,571 $ 115,000
Worcester, Maryland 14 $ 3,317,000 $ 236,928 $ 167,000
Warren, New Jersey 14 $ 2,841,000 $ 202,928 $ 71,000
Bottineau, North Dakota 14 $ 2,519,000 $ 179,928 $ 110,000
Johnson, Texas 14 $ 2,358,000 $ 168,428 $ 80,000
Llano, Texas 14 $ 3,758,000 $ 268,428 $ 266,000
Milwaukee, Wisconsin 14 $ 2,000,000 $ 142,857 $ 76,000
Monterey, California 13 $ 3,478,000 $ 267,538 $ 122,000
Clarke, Georgia 13 $ 2,079,000 $ 159,923 $ 96,000
Ada, Idaho 13 $ 2,168,000 $ 166,769 $ 53,000
Lafourche, Louisiana 13 $ 2,720,000 $ 209,230 $ 88,000
Kalamazoo, Michigan 13 $ 2,144,000 $ 164,923 $ 58,000
Carver, Minnesota 13 $ 3,497,000 $ 269,000 $ 116,000
St. Louis City, Missouri 13 $ 1,811,000 $ 139,307 $ 94,000
Mercer, New Jersey 13 $ 4,455,000 $ 342,692 $ 136,000
Cumberland, North Carolina 13 $ 2,145,000 $ 165,000 $ 67,000
Tillamook, Oregon 13 $ 2,933,000 $ 225,615 $ 163,000
York, Pennsylvania 13 $ 1,954,000 $ 150,307 $ 51,000
Stafford, Virginia 13 $ 3,796,000 $ 292,000 $ 104,000
Waukesha, Wisconsin 13 $ 2,765,000 $ 212,692 $ 84,000
Rio Blanco, Colorado 12 $ 2,145,000 $ 178,750 $ 87,000
Brevard, Florida 12 $ 2,017,000 $ 168,083 $ 102,000
Livingston, Louisiana 12 $ 1,889,000 $ 157,416 $ 56,000
Livingston, Michigan 12 $ 1,968,000 $ 164,000 $ 64,000
Traill, North Dakota 12 $ 1,386,000 $ 115,500 $ 114,000
Madison, Ohio 12 $ 1,654,000 $ 137,833 $ 58,000
Canadian, Oklahoma 12 $ 2,415,000 $ 201,250 $ 87,000
Brazoria, Texas 12 $ 2,140,000 $ 178,333 $ 89,000
Ellis, Texas 12 $ 1,900,000 $ 158,333 $ 105,000
Davis, Utah 12 $ 3,122,000 $ 260,166 $ 136,000
Hanover, Virginia 12 $ 2,445,000 $ 203,750 $ 77,000
Pinal, Arizona 11 $ 1,239,000 $ 112,636 $ 111,000
Faulkner, Arkansas 11 $ 1,419,000 $ 129,000 $ 50,000
Jasper, Indiana 11 $ 1,333,000 $ 121,181 $ 62,000
Washington, Maryland 11 $ 2,251,000 $ 204,636 $ 93,000
Platte, Missouri 11 $ 2,089,000 $ 189,909 $ 66,000
Rogers, Oklahoma 11 $ 1,913,000 $ 173,909 $ 107,000
Plumas, California 10 $ 1,968,000 $ 196,800 $ 68,000
Pueblo, Colorado 10 $ 1,436,000 $ 143,600 $ 83,000
Clay, Florida 10 $ 1,573,000 $ 157,300 $ 55,000
Wyandotte, Kansas 10 $ 817,000 $ 81,700 $ 67,000
Campbell, Kentucky 10 $ 1,395,000 $ 139,500 $ 84,000
Stearns, Minnesota 10 $ 1,427,000 $ 142,700 $ 63,000
Orange, North Carolina 10 $ 2,454,000 $ 245,400 $ 138,000
Fairfield, Ohio 10 $ 1,876,000 $ 187,600 $ 78,000
Luzerne, Pennsylvania 10 $ 1,853,000 $ 185,300 $ 134,000
Lexington, South Carolina 10 $ 1,922,000 $ 192,200 $ 63,000
Parker, Texas 10 $ 1,397,000 $ 139,700 $ 77,000
Smith, Texas 10 $ 1,984,000 $ 198,400 $ 135,000
York, Virginia 10 $ 2,433,000 $ 243,300 $ 105,000
Putnam, West Virginia 10 $ 1,625,000 $ 162,500 $ 53,000
Garland, Arkansas 9 $ 1,161,000 $ 129,000 $ 96,000
Yuba, California 9 $ 1,937,000 $ 215,222 $ 152,000
Fremont, Colorado 9 $ 1,343,000 $ 149,222 $ 47,000
Citrus, Florida 9 $ 936,000 $ 104,000 $ 45,000
Nassau, Florida 9 $ 1,460,000 $ 162,222 $ 71,000
Oconee, Georgia 9 $ 1,935,000 $ 215,000 $ 82,000
McLean, Illinois 9 $ 1,822,000 $ 202,444 $ 126,000
Brown, Indiana 9 $ 1,895,000 $ 210,555 $ 149,000
Carroll, Indiana 9 $ 979,000 $ 108,777 $ 75,000
Scott, Iowa 9 $ 1,097,000 $ 121,888 $ 50,000
Muskegon, Michigan 9 $ 1,450,000 $ 161,111 $ 69,000
Lafayette, Missouri 9 $ 938,000 $ 104,222 $ 52,000
Licking, Ohio 9 $ 1,230,000 $ 136,666 $ 44,000
Rockwall, Texas 9 $ 1,485,000 $ 165,000 $ 111,000
St. Lucie, Florida 8 $ 960,000 $ 120,000 $ 48,000
Twin Falls, Idaho 8 $ 1,179,000 $ 147,375 $ 79,000
Kosciusko, Indiana 8 $ 1,561,000 $ 195,125 $ 66,000
Vanderburgh, Indiana 8 $ 1,137,000 $ 142,125 $ 73,000
Reno, Kansas 8 $ 894,000 $ 111,750 $ 54,000
St. Bernard, Louisiana 8 $ 782,000 $ 97,750 $ 39,000
Talbot, Maryland 8 $ 3,011,000 $ 376,375 $ 269,000
Otter Tail, Minnesota 8 $ 1,524,000 $ 190,500 $ 124,000
Sherburne, Minnesota 8 $ 989,000 $ 123,625 $ 54,000
Guilford, North Carolina 8 $ 1,860,000 $ 232,500 $ 47,000
McHenry, North Dakota 8 $ 1,188,000 $ 148,500 $ 65,000
Stark, Ohio 8 $ 874,000 $ 109,250 $ 68,000
Hood River, Oregon 8 $ 1,995,000 $ 249,375 $ 78,000
Lincoln, Oregon 8 $ 1,843,000 $ 230,375 $ 195,000
Yamhill, Oregon 8 $ 1,445,000 $ 180,625 $ 67,000
Greenville, South Carolina 8 $ 1,447,000 $ 180,875 $ 95,000
Richland, South Carolina 8 $ 1,825,000 $ 228,125 $ 92,000
Williamson, Tennessee 8 $ 2,072,000 $ 259,000 $ 111,000
Chittenden, Vermont 8 $ 1,712,000 $ 214,000 $ 101,000
James City, Virginia 8 $ 1,936,000 $ 242,000 $ 111,000
Norfolk, Virginia 8 $ 2,087,000 $ 260,875 $ 98,000
Butte, California 7 $ 1,512,000 $ 216,000 $ 110,000
Calaveras, California 7 $ 1,309,000 $ 187,000 $ 147,000
Imperial, California 7 $ 886,000 $ 126,571 $ 59,000
Garfield, Colorado 7 $ 2,146,000 $ 306,571 $ 104,000
Summit, Colorado 7 $ 1,900,000 $ 271,428 $ 167,000
Blackford, Indiana 7 $ 756,000 $ 108,000 $ 49,000
DeKalb, Indiana 7 $ 975,000 $ 139,285 $ 50,000
Fayette, Indiana 7 $ 501,000 $ 71,571 $ 35,000
Randolph, Indiana 7 $ 675,000 $ 96,428 $ 53,000
Rush, Indiana 7 $ 756,000 $ 108,000 $ 53,000
De Soto, Louisiana 7 $ 1,196,000 $ 170,857 $ 77,000
St. Charles, Louisiana 7 $ 1,098,000 $ 156,857 $ 64,000
West Baton Rouge, Louisiana 7 $ 1,208,000 $ 172,571 $ 88,000
St. Clair, Michigan 7 $ 1,070,000 $ 152,857 $ 71,000
Becker, Minnesota 7 $ 1,640,000 $ 234,285 $ 205,000
Rice, Minnesota 7 $ 774,000 $ 110,571 $ 58,000
Franklin, Missouri 7 $ 1,043,000 $ 149,000 $ 64,000
Gasconade, Missouri 7 $ 581,000 $ 83,000 $ 32,000
Pierce, North Dakota 7 $ 1,014,000 $ 144,857 $ 60,000
Delaware, Ohio 7 $ 1,655,000 $ 236,428 $ 93,000
Miami, Ohio 7 $ 914,000 $ 130,571 $ 58,000
Wagoner, Oklahoma 7 $ 1,187,000 $ 169,571 $ 81,000
Pike, Pennsylvania 7 $ 586,000 $ 83,714 $ 71,000
Schuylkill, Pennsylvania 7 $ 641,000 $ 91,571 $ 85,000
Kendall, Texas 7 $ 1,985,000 $ 283,571 $ 101,000
Wilson, Texas 7 $ 1,710,000 $ 244,285 $ 117,000
Wise, Texas 7 $ 1,088,000 $ 155,428 $ 61,000
Powhatan, Virginia 7 $ 1,736,000 $ 248,000 $ 71,000
Richmond City, Virginia 7 $ 2,996,000 $ 428,000 $ 163,000
Saline, Arkansas 6 $ 1,540,000 $ 256,666 $ 89,000
Elbert, Colorado 6 $ 1,574,000 $ 262,333 $ 137,000
Park, Colorado 6 $ 1,026,000 $ 171,000 $ 107,000
New London, Connecticut 6 $ 1,345,000 $ 224,166 $ 85,000
Escambia, Florida 6 $ 928,000 $ 154,666 $ 106,000
Catoosa, Georgia 6 $ 784,000 $ 130,666 $ 44,000
Coweta, Georgia 6 $ 1,146,000 $ 191,000 $ 91,000
Grundy, Illinois 6 $ 1,107,000 $ 184,500 $ 98,000
St. Clair, Illinois 6 $ 857,000 $ 142,833 $ 14,000
Huntington, Indiana 6 $ 508,000 $ 84,666 $ 37,000
Noble, Indiana 6 $ 641,000 $ 106,833 $ 41,000
St. Joseph, Indiana 6 $ 881,000 $ 146,833 $ 93,000
Whitley, Indiana 6 $ 843,000 $ 140,500 $ 41,000
Calloway, Kentucky 6 $ 806,000 $ 134,333 $ 59,000
Iberville, Louisiana 6 $ 946,000 $ 157,666 $ 100,000
Lafayette, Louisiana 6 $ 958,000 $ 159,666 $ 94,000
Kent, Maryland 6 $ 1,220,000 $ 203,333 $ 105,000
St. Mary's, Maryland 6 $ 1,667,000 $ 277,833 $ 91,000
Cumberland, New Jersey 6 $ 836,000 $ 139,333 $ 61,000
Salem, New Jersey 6 $ 1,180,000 $ 196,666 $ 147,000
Richland, North Dakota 6 $ 1,274,000 $ 212,333 $ 79,000
Knox, Ohio 6 $ 648,000 $ 108,000 $ 42,000
Montgomery, Ohio 6 $ 797,000 $ 132,833 $ 49,000
Creek, Oklahoma 6 $ 753,000 $ 125,500 $ 79,000
Wayne, Pennsylvania 6 $ 894,000 $ 149,000 $ 105,000
Burnet, Texas 6 $ 908,000 $ 151,333 $ 70,000
Cameron, Texas 6 $ 1,346,000 $ 224,333 $ 131,000
San Patricio, Texas 6 $ 1,333,000 $ 222,166 $ 93,000
Falls Church, Virginia 6 $ 2,321,000 $ 386,833 $ 115,000
Washington, Virginia 6 $ 927,000 $ 154,500 $ 75,000
Spokane, Washington 6 $ 1,253,000 $ 208,833 $ 36,000
Brown, Wisconsin 6 $ 950,000 $ 158,333 $ 66,000
Ozaukee, Wisconsin 6 $ 1,110,000 $ 185,000 $ 59,000
Kings, California 5 $ 743,000 $ 148,600 $ 79,000
Mendocino, California 5 $ 2,151,000 $ 430,200 $ 140,000
Tulare, California 5 $ 782,000 $ 156,400 $ 103,000
Martin, Florida 5 $ 1,263,000 $ 252,600 $ 69,000
Santa Rosa, Florida 5 $ 784,000 $ 156,800 $ 51,000
Douglas, Georgia 5 $ 923,000 $ 184,600 $ 68,000
Effingham, Georgia 5 $ 790,000 $ 158,000 $ 99,000
Fayette, Georgia 5 $ 621,000 $ 124,200 $ 65,000
Walton, Georgia 5 $ 1,079,000 $ 215,800 $ 134,000
Champaign, Illinois 5 $ 882,000 $ 176,400 $ 123,000
Marshall, Illinois 5 $ 696,000 $ 139,200 $ 50,000
Montgomery, Indiana 5 $ 523,000 $ 104,600 $ 41,000
Steuben, Indiana 5 $ 1,131,000 $ 226,200 $ 145,000
Douglas, Kansas 5 $ 1,110,000 $ 222,000 $ 91,000
Franklin, Kansas 5 $ 564,000 $ 112,800 $ 38,000
Leavenworth, Kansas 5 $ 578,000 $ 115,600 $ 55,000
Van Buren, Michigan 5 $ 666,000 $ 133,200 $ 65,000
Itasca, Minnesota 5 $ 1,089,000 $ 217,800 $ 152,000
Jasper, Missouri 5 $ 681,000 $ 136,200 $ 51,000
Flathead, Montana 5 $ 1,441,000 $ 288,200 $ 119,000
Sandoval, New Mexico 5 $ 1,236,000 $ 247,200 $ 93,000
Iredell, North Carolina 5 $ 1,302,000 $ 260,400 $ 141,000
Moore, North Carolina 5 $ 718,000 $ 143,600 $ 54,000
Adams, North Dakota 5 $ 778,000 $ 155,600 $ 56,000
Benson, North Dakota 5 $ 461,000 $ 92,200 $ 97,000
Ramsey, North Dakota 5 $ 611,000 $ 122,200 $ 78,000
Columbiana, Ohio 5 $ 721,000 $ 144,200 $ 62,000
Cuyahoga, Ohio 5 $ 965,000 $ 193,000 $ 138,000
Summit, Ohio 5 $ 1,058,000 $ 211,600 $ 140,000
Garfield, Oklahoma 5 $ 677,000 $ 135,400 $ 87,000
Benton, Oregon 5 $ 1,090,000 $ 218,000 $ 172,000
Cumberland, Pennsylvania 5 $ 647,000 $ 129,400 $ 47,000
Dauphin, Pennsylvania 5 $ 1,298,000 $ 259,600 $ 76,000
Lebanon, Pennsylvania 5 $ 1,057,000 $ 211,400 $ 66,000
Aiken, South Carolina 5 $ 768,000 $ 153,600 $ 67,000
York, South Carolina 5 $ 1,274,000 $ 254,800 $ 140,000
Davidson, Tennessee 5 $ 1,293,000 $ 258,600 $ 141,000
Rutherford, Tennessee 5 $ 766,000 $ 153,200 $ 72,000
Bell, Texas 5 $ 751,000 $ 150,200 $ 102,000
Grayson, Texas 5 $ 972,000 $ 194,400 $ 88,000
Kaufman, Texas 5 $ 921,000 $ 184,200 $ 60,000
Medina, Texas 5 $ 534,000 $ 106,800 $ 83,000
Cache, Utah 5 $ 1,005,000 $ 201,000 $ 44,000
Charlottesville, Virginia 5 $ 946,000 $ 189,200 $ 79,000
Hampton, Virginia 5 $ 1,281,000 $ 256,200 $ 142,000
Nelson, Virginia 5 $ 1,092,000 $ 218,400 $ 143,000
Roanoke, Virginia 5 $ 949,000 $ 189,800 $ 97,000
Island, Washington 5 $ 922,000 $ 184,400 $ 72,000
Kitsap, Washington 5 $ 1,092,000 $ 218,400 $ 100,000
Washington, Wisconsin 5 $ 934,000 $ 186,800 $ 86,000
Humboldt, California 4 $ 1,022,000 $ 255,500 $ 68,000
Madera, California 4 $ 893,000 $ 223,250 $ 123,000
Grand, Colorado 4 $ 737,000 $ 184,250 $ 158,000
Moffat, Colorado 4 $ 532,000 $ 133,000 $ 65,000
Hendry, Florida 4 $ 520,000 $ 130,000 $ 112,000
Leon, Florida 4 $ 647,000 $ 161,750 $ 116,000
Monroe, Florida 4 $ 940,000 $ 235,000 $ 150,000
Okaloosa, Florida 4 $ 390,000 $ 97,500 $ 81,000
Sumter, Florida 4 $ 635,000 $ 158,750 $ 88,000
Camden, Georgia 4 $ 913,000 $ 228,250 $ 75,000
Columbia, Georgia 4 $ 679,000 $ 169,750 $ 25,000
Glynn, Georgia 4 $ 660,000 $ 165,000 $ 108,000
Jackson, Georgia 4 $ 499,000 $ 124,750 $ 43,000
Gooding, Idaho 4 $ 409,000 $ 102,250 $ 40,000
Valley, Idaho 4 $ 1,262,000 $ 315,500 $ 300,000
Clinton, Indiana 4 $ 469,000 $ 117,250 $ 38,000
Wells, Indiana 4 $ 433,000 $ 108,250 $ 54,000
Linn, Kansas 4 $ 387,000 $ 96,750 $ 40,000
Miami, Kansas 4 $ 624,000 $ 156,000 $ 45,000
Fayette, Kentucky 4 $ 816,000 $ 204,000 $ 93,000
Marshall, Kentucky 4 $ 400,000 $ 100,000 $ 68,000
Calcasieu, Louisiana 4 $ 526,000 $ 131,500 $ 38,000
Barry, Michigan 4 $ 700,000 $ 175,000 $ 62,000
Berrien, Michigan 4 $ 526,000 $ 131,500 $ 48,000
Clinton, Michigan 4 $ 762,000 $ 190,500 $ 86,000
Genesee, Michigan 4 $ 791,000 $ 197,750 $ 149,000
Ingham, Michigan 4 $ 839,000 $ 209,750 $ 123,000
Lapeer, Michigan 4 $ 762,000 $ 190,500 $ 89,000
Cottonwood, Minnesota 4 $ 472,000 $ 118,000 $ 83,000
Camden, Missouri 4 $ 1,106,000 $ 276,500 $ 82,000
Crawford, Missouri 4 $ 344,000 $ 86,000 $ 36,000
Johnson, Missouri 4 $ 389,000 $ 97,250 $ 34,000
Sussex, New Jersey 4 $ 1,052,000 $ 263,000 $ 87,000
Santa Fe, New Mexico 4 $ 797,000 $ 199,250 $ 108,000
Johnston, North Carolina 4 $ 613,000 $ 153,250 $ 35,000
Grand Forks, North Dakota 4 $ 678,000 $ 169,500 $ 66,000
McLean, North Dakota 4 $ 987,000 $ 246,750 $ 153,000
Brown, Ohio 4 $ 446,000 $ 111,500 $ 34,000
Darke, Ohio 4 $ 306,000 $ 76,500 $ 58,000
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Mortgage Loan Application Detail Totals for Caliber Funding LLC in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 13,650 $2,952,251,000 $216,000 $2,000,000 $91,000 $2,492,000
Refinancing 13,401 $3,493,733,000 $260,000 $4,483,000 $113,000 $3,000,000
Home Improvement 397 $95,601,000 $240,000 $893,000 $120,000 $970,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,021 $4,198,395,000 $232,000 $4,483,000 $102,000 $2,492,000
Not Provided 3,498 $965,546,000 $276,000 $2,000,000 $115,000 $3,000,000
Asian 2,244 $598,609,000 $266,000 $1,294,000 $125,000 $2,132,000
Hispanic 2,150 $438,165,000 $203,000 $1,320,000 $71,000 $599,000
Black or African American 1,033 $194,972,000 $188,000 $1,469,000 $66,000 $494,000
Not applicable 349 $108,810,000 $311,000 $743,000 $114,000 $903,000
Native Hawaiian or Other Pacific Islander 88 $23,407,000 $265,000 $1,526,000 $93,000 $510,000
American Indian or Alaskan Native 65 $13,681,000 $210,000 $668,000 $93,000 $472,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,311 $4,996,504,000 $258,000 $4,483,000 $122,000 $3,000,000
FHA-insured (Federal Housing Administration) 6,026 $1,073,443,000 $178,000 $884,000 $55,000 $578,000
VA-guaranteed (Veterans Administration) 1,525 $391,841,000 $256,000 $1,170,000 $63,000 $363,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 586 $79,797,000 $136,000 $365,000 $45,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 20,837 $4,942,121,000 $237,000 $2,250,000 $103,000 $1,546,000
Application Approved But Not Accepted 3,413 $791,953,000 $232,000 $4,483,000 $98,000 $2,132,000
Application Withdrawn By Applicant 1,426 $356,898,000 $250,000 $2,000,000 $110,000 $3,000,000
Application Denied By Financial Institution 1,319 $315,355,000 $239,000 $1,656,000 $89,000 $1,045,000
Loan Purchased By The Institution 349 $108,810,000 $311,000 $743,000 $114,000 $903,000
File Closed For Incompleteness 87 $22,830,000 $262,000 $1,200,000 $112,000 $900,000
Preapproval Denied by Financial Institution 17 $3,618,000 $212,000 $620,000 $71,000 $137,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 416 $103,791,000 $249,000 $1,500,000 $69,000 $374,000
Collateral 304 $65,604,000 $215,000 $1,656,000 $107,000 $720,000
Other 244 $62,723,000 $257,000 $1,465,000 $98,000 $705,000
Credit History 181 $42,588,000 $235,000 $1,260,000 $87,000 $1,045,000
Unverifiable Information 67 $13,339,000 $199,000 $525,000 $80,000 $321,000
Employment History 47 $10,929,000 $232,000 $880,000 $83,000 $598,000
Credit Application Incomplete 41 $12,315,000 $300,000 $965,000 $127,000 $473,000
Insufficient Cash (Downpayment, Closing Cost) 32 $6,950,000 $217,000 $707,000 $94,000 $401,000
Mortgage Insurance Denied 4 $734,000 $183,000 $264,000 $90,000 $150,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Caliber Funding LLC's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Caliber Funding LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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