Capital One Home Loans, LLC Mortgage Lending & HMDA Data, 2008

In 2008, Capital One Home Loans, LLC of Overland Park, KS reported 30,760 mortgage applications totaling $5.1 billion, down 40% from 2007. The average application was for $166,235, and applicants reported an average income of $72,753. 40% of its applications resulted in an originated loan and 46% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (1,025), Chicago-Naperville-Joliet, IL (839) and New Orleans-Metairie-Kenner, LA (768) (applications in parentheses).

Mortgage Company & Address Capital One Home Loans, LLC
12800 Foster Street
Overland Park, KS 66213
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  
Total Number of Mortgage Applications 30,760
Total Mortgage Loan Application Amount $5,113,403,000
Average Mortgage Loan Application Amount $166,235
Highest Mortgage Loan Application Amount $8,000,000
Average Applicant Income $72,753
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital One Home Loans, LLC by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 566 $ 109,584,000 $ 193,611 $ 76,000
Suffolk, New York 413 $ 109,266,000 $ 264,566 $ 100,000
Los Angeles, California 299 $ 92,962,000 $ 310,909 $ 89,000
Nassau, New York 292 $ 83,541,000 $ 286,099 $ 99,000
Queens, New York 281 $ 75,165,000 $ 267,491 $ 80,000
Jefferson, Louisiana 277 $ 41,287,000 $ 149,050 $ 70,000
Maricopa, Arizona 251 $ 49,901,000 $ 198,808 $ 72,000
Philadelphia, Pennsylvania 204 $ 23,697,000 $ 116,161 $ 52,000
Harris, Texas 189 $ 25,269,000 $ 133,698 $ 82,000
St. Tammany, Louisiana 185 $ 33,200,000 $ 179,459 $ 82,000
Miami-Dade, Florida 184 $ 38,296,000 $ 208,130 $ 83,000
East Baton Rouge, Louisiana 183 $ 29,702,000 $ 162,306 $ 82,000
Kings, New York 174 $ 51,075,000 $ 293,534 $ 79,000
Broward, Florida 173 $ 32,105,000 $ 185,578 $ 72,000
Clark, Nevada 162 $ 31,993,000 $ 197,487 $ 71,000
Johnson, Kansas 159 $ 34,179,000 $ 214,962 $ 107,000
Orleans, Louisiana 153 $ 23,166,000 $ 151,411 $ 79,000
Wayne, Michigan 146 $ 16,015,000 $ 109,691 $ 80,000
Allegheny, Pennsylvania 138 $ 16,243,000 $ 117,702 $ 66,000
Erie, New York 131 $ 14,894,000 $ 113,694 $ 62,000
Jackson, Missouri 126 $ 19,097,000 $ 151,563 $ 72,000
Oklahoma, Oklahoma 121 $ 14,650,000 $ 121,074 $ 65,000
Cuyahoga, Ohio 120 $ 13,296,000 $ 110,800 $ 56,000
Jefferson, Alabama 117 $ 14,488,000 $ 123,829 $ 63,000
San Bernardino, California 114 $ 26,001,000 $ 228,078 $ 172,000
Middlesex, New Jersey 114 $ 26,334,000 $ 231,000 $ 81,000
Lafourche, Louisiana 113 $ 15,406,000 $ 136,336 $ 71,000
King, Washington 111 $ 29,625,000 $ 266,891 $ 78,000
Mecklenburg, North Carolina 110 $ 18,661,000 $ 169,645 $ 74,000
Calcasieu, Louisiana 107 $ 14,148,000 $ 132,224 $ 74,000
Orange, Florida 106 $ 18,667,000 $ 176,103 $ 62,000
Marion, Indiana 103 $ 11,460,000 $ 111,262 $ 66,000
Shelby, Tennessee 102 $ 11,645,000 $ 114,166 $ 56,000
Ocean, New Jersey 101 $ 23,850,000 $ 236,138 $ 80,000
Wake, North Carolina 101 $ 19,536,000 $ 193,425 $ 86,000
Salt Lake, Utah 100 $ 22,410,000 $ 224,100 $ 69,000
Essex, New Jersey 99 $ 24,459,000 $ 247,060 $ 93,000
Prince George's, Maryland 98 $ 23,865,000 $ 243,520 $ 79,000
Palm Beach, Florida 97 $ 18,690,000 $ 192,680 $ 178,000
Montgomery, Pennsylvania 97 $ 19,576,000 $ 201,814 $ 176,000
Gwinnett, Georgia 95 $ 16,632,000 $ 175,073 $ 73,000
Terrebonne, Louisiana 95 $ 13,126,000 $ 138,168 $ 78,000
Bergen, New Jersey 94 $ 26,796,000 $ 285,063 $ 93,000
Pierce, Washington 94 $ 21,523,000 $ 228,968 $ 259,000
DeKalb, Georgia 93 $ 15,054,000 $ 161,870 $ 73,000
Riverside, California 92 $ 21,114,000 $ 229,500 $ 82,000
Will, Illinois 92 $ 18,644,000 $ 202,652 $ 77,000
St. Louis, Missouri 92 $ 13,326,000 $ 144,847 $ 68,000
Milwaukee, Wisconsin 92 $ 12,181,000 $ 132,402 $ 54,000
New Haven, Connecticut 90 $ 18,051,000 $ 200,566 $ 74,000
Burlington, New Jersey 90 $ 18,646,000 $ 207,177 $ 84,000
Caddo, Louisiana 89 $ 12,383,000 $ 139,134 $ 64,000
Hudson, New Jersey 89 $ 22,976,000 $ 258,157 $ 82,000
Bernalillo, New Mexico 88 $ 15,096,000 $ 171,545 $ 65,000
Richmond, New York 88 $ 26,022,000 $ 295,704 $ 89,000
Hillsborough, Florida 85 $ 15,363,000 $ 180,741 $ 80,000
Baltimore, Maryland 85 $ 16,410,000 $ 193,058 $ 80,000
Oakland, Michigan 85 $ 14,159,000 $ 166,576 $ 69,000
Camden, New Jersey 85 $ 14,703,000 $ 172,976 $ 75,000
Westchester, New York 84 $ 28,295,000 $ 336,845 $ 117,000
Franklin, Ohio 84 $ 9,825,000 $ 116,964 $ 66,000
Fulton, Georgia 83 $ 16,058,000 $ 193,469 $ 79,000
San Diego, California 82 $ 24,714,000 $ 301,390 $ 96,000
Ascension, Louisiana 82 $ 13,355,000 $ 162,865 $ 84,000
New Castle, Delaware 81 $ 15,065,000 $ 185,987 $ 70,000
Livingston, Louisiana 81 $ 12,066,000 $ 148,962 $ 74,000
Fairfield, Connecticut 79 $ 20,018,000 $ 253,392 $ 90,000
Tulsa, Oklahoma 79 $ 10,063,000 $ 127,379 $ 69,000
Duval, Florida 77 $ 10,924,000 $ 141,870 $ 65,000
Baltimore City, Maryland 77 $ 9,337,000 $ 121,259 $ 56,000
Monmouth, New Jersey 77 $ 21,513,000 $ 279,389 $ 102,000
Chesterfield, Virginia 77 $ 15,890,000 $ 206,363 $ 82,000
Hartford, Connecticut 76 $ 14,082,000 $ 185,289 $ 68,000
Monroe, New York 76 $ 8,271,000 $ 108,828 $ 63,000
Volusia, Florida 74 $ 11,005,000 $ 148,716 $ 62,000
DuPage, Illinois 74 $ 17,706,000 $ 239,270 $ 84,000
Lake, Indiana 74 $ 9,785,000 $ 132,229 $ 61,000
Pinellas, Florida 73 $ 11,287,000 $ 154,616 $ 57,000
Pulaski, Arkansas 72 $ 7,886,000 $ 109,527 $ 67,000
Henrico, Virginia 70 $ 14,922,000 $ 213,171 $ 84,000
Mobile, Alabama 69 $ 8,250,000 $ 119,565 $ 54,000
Orange, California 68 $ 21,750,000 $ 319,852 $ 101,000
Bucks, Pennsylvania 68 $ 16,191,000 $ 238,102 $ 85,000
Montgomery, Maryland 66 $ 18,868,000 $ 285,878 $ 101,000
Cobb, Georgia 65 $ 11,258,000 $ 173,200 $ 86,000
Gloucester, New Jersey 65 $ 12,960,000 $ 199,384 $ 99,000
Delaware, Pennsylvania 65 $ 10,173,000 $ 156,507 $ 66,000
Tangipahoa, Louisiana 64 $ 8,824,000 $ 137,875 $ 66,000
Onondaga, New York 64 $ 8,358,000 $ 130,593 $ 72,000
Chester, Pennsylvania 64 $ 14,458,000 $ 225,906 $ 85,000
Davidson, Tennessee 64 $ 10,685,000 $ 166,953 $ 65,000
Brevard, Florida 62 $ 10,844,000 $ 174,903 $ 65,000
St. Charles, Louisiana 62 $ 10,883,000 $ 175,532 $ 87,000
Middlesex, Massachusetts 62 $ 15,451,000 $ 249,209 $ 77,000
Hennepin, Minnesota 62 $ 12,107,000 $ 195,274 $ 71,000
Hamilton, Ohio 62 $ 7,295,000 $ 117,661 $ 81,000
Virginia Beach, Virginia 62 $ 12,569,000 $ 202,725 $ 73,000
Lake, Illinois 61 $ 12,174,000 $ 199,573 $ 80,000
Sedgwick, Kansas 61 $ 7,195,000 $ 117,950 $ 74,000
Lafayette, Louisiana 61 $ 9,067,000 $ 148,639 $ 71,000
Bronx, New York 61 $ 16,685,000 $ 273,524 $ 79,000
Fort Bend, Texas 60 $ 9,016,000 $ 150,266 $ 84,000
Rapides, Louisiana 59 $ 8,334,000 $ 141,254 $ 79,000
Snohomish, Washington 59 $ 16,007,000 $ 271,305 $ 81,000
Spokane, Washington 59 $ 9,823,000 $ 166,491 $ 60,000
St. John the Baptist, Louisiana 58 $ 8,676,000 $ 149,586 $ 64,000
Passaic, New Jersey 58 $ 16,196,000 $ 279,241 $ 90,000
Dallas, Texas 58 $ 7,919,000 $ 136,534 $ 77,000
Pima, Arizona 57 $ 10,216,000 $ 179,228 $ 194,000
El Paso, Colorado 57 $ 9,289,000 $ 162,964 $ 61,000
Polk, Florida 57 $ 7,142,000 $ 125,298 $ 55,000
Macomb, Michigan 57 $ 7,461,000 $ 130,894 $ 64,000
Berks, Pennsylvania 57 $ 8,996,000 $ 157,824 $ 60,000
Anne Arundel, Maryland 56 $ 13,016,000 $ 232,428 $ 84,000
Douglas, Nebraska 56 $ 7,855,000 $ 140,267 $ 54,000
Providence, Rhode Island 56 $ 11,565,000 $ 206,517 $ 73,000
Polk, Iowa 55 $ 7,405,000 $ 134,636 $ 68,000
Monroe, Pennsylvania 55 $ 10,592,000 $ 192,581 $ 74,000
Westmoreland, Pennsylvania 55 $ 7,093,000 $ 128,963 $ 69,000
Madison, Alabama 54 $ 8,140,000 $ 150,740 $ 66,000
District of Columbia, District Of Columbia 54 $ 14,032,000 $ 259,851 $ 76,000
Guilford, North Carolina 54 $ 8,224,000 $ 152,296 $ 71,000
York, Pennsylvania 54 $ 8,564,000 $ 158,592 $ 68,000
Jefferson, Colorado 53 $ 10,872,000 $ 205,132 $ 77,000
Luzerne, Pennsylvania 53 $ 5,166,000 $ 97,471 $ 48,000
Hampden, Massachusetts 52 $ 8,720,000 $ 167,692 $ 64,000
Union, New Jersey 52 $ 12,712,000 $ 244,461 $ 80,000
Orange, New York 52 $ 11,007,000 $ 211,673 $ 72,000
Lucas, Ohio 52 $ 6,394,000 $ 122,961 $ 60,000
Collin, Texas 52 $ 10,329,000 $ 198,634 $ 111,000
Rockland, New York 51 $ 17,082,000 $ 334,941 $ 88,000
Summit, Ohio 51 $ 6,076,000 $ 119,137 $ 65,000
Lancaster, Pennsylvania 51 $ 7,850,000 $ 153,921 $ 57,000
Tarrant, Texas 50 $ 8,127,000 $ 162,540 $ 96,000
Fairfax, Virginia 50 $ 15,217,000 $ 304,340 $ 105,000
Arapahoe, Colorado 49 $ 10,699,000 $ 218,346 $ 75,000
Worcester, Massachusetts 49 $ 10,374,000 $ 211,714 $ 86,000
Atlantic, New Jersey 49 $ 9,022,000 $ 184,122 $ 91,000
Northampton, Pennsylvania 49 $ 9,651,000 $ 196,959 $ 83,000
Sacramento, California 48 $ 11,871,000 $ 247,312 $ 82,000
Ada, Idaho 48 $ 8,547,000 $ 178,062 $ 68,000
Kane, Illinois 47 $ 10,129,000 $ 215,510 $ 76,000
Jefferson, Kentucky 46 $ 5,152,000 $ 112,000 $ 57,000
Albany, New York 46 $ 7,728,000 $ 168,000 $ 72,000
Broome, New York 46 $ 3,633,000 $ 78,978 $ 48,000
Oneida, New York 46 $ 4,635,000 $ 100,760 $ 58,000
Dauphin, Pennsylvania 45 $ 6,194,000 $ 137,644 $ 61,000
Greenville, South Carolina 45 $ 6,681,000 $ 148,466 $ 71,000
Benton, Arkansas 44 $ 6,821,000 $ 155,022 $ 69,000
St. Clair, Illinois 44 $ 4,722,000 $ 107,318 $ 61,000
Winnebago, Illinois 44 $ 5,200,000 $ 118,181 $ 57,000
Cleveland, Oklahoma 44 $ 5,844,000 $ 132,818 $ 65,000
Essex, Massachusetts 43 $ 10,751,000 $ 250,023 $ 84,000
Clay, Missouri 43 $ 5,517,000 $ 128,302 $ 68,000
Morris, New Jersey 43 $ 13,260,000 $ 308,372 $ 121,000
Montgomery, Ohio 43 $ 4,741,000 $ 110,255 $ 50,000
Multnomah, Oregon 43 $ 9,072,000 $ 210,976 $ 70,000
Fresno, California 42 $ 8,052,000 $ 191,714 $ 73,000
Lee, Florida 42 $ 7,183,000 $ 171,023 $ 62,000
Pasco, Florida 42 $ 7,226,000 $ 172,047 $ 77,000
St. Joseph, Indiana 42 $ 4,771,000 $ 113,595 $ 65,000
Dutchess, New York 42 $ 9,084,000 $ 216,285 $ 75,000
Horry, South Carolina 42 $ 6,629,000 $ 157,833 $ 61,000
Kern, California 41 $ 7,624,000 $ 185,951 $ 77,000
Denver, Colorado 41 $ 7,563,000 $ 184,463 $ 65,000
Ouachita, Louisiana 41 $ 5,751,000 $ 140,268 $ 73,000
Schenectady, New York 41 $ 5,395,000 $ 131,585 $ 85,000
Cumberland, North Carolina 41 $ 4,343,000 $ 105,926 $ 64,000
Bexar, Texas 41 $ 4,870,000 $ 118,780 $ 66,000
Seminole, Florida 40 $ 7,184,000 $ 179,600 $ 67,000
Mercer, New Jersey 40 $ 8,375,000 $ 209,375 $ 75,000
Lackawanna, Pennsylvania 40 $ 4,614,000 $ 115,350 $ 56,000
Hamilton, Tennessee 40 $ 4,497,000 $ 112,425 $ 52,000
St. Lucie, Florida 39 $ 5,894,000 $ 151,128 $ 51,000
Greene, Missouri 39 $ 4,797,000 $ 123,000 $ 55,000
Washoe, Nevada 39 $ 8,791,000 $ 225,410 $ 74,000
Knox, Tennessee 39 $ 5,277,000 $ 135,307 $ 51,000
Baldwin, Alabama 38 $ 5,899,000 $ 155,236 $ 65,000
Alameda, California 38 $ 11,728,000 $ 308,631 $ 76,000
Bossier, Louisiana 38 $ 5,044,000 $ 132,736 $ 66,000
Bristol, Massachusetts 38 $ 7,960,000 $ 209,473 $ 67,000
Kent, Michigan 38 $ 4,868,000 $ 128,105 $ 56,000
Hidalgo, Texas 38 $ 4,160,000 $ 109,473 $ 55,000
Travis, Texas 38 $ 6,553,000 $ 172,447 $ 102,000
Clayton, Georgia 37 $ 4,359,000 $ 117,810 $ 77,000
Norfolk, Massachusetts 37 $ 9,554,000 $ 258,216 $ 96,000
St. Charles, Missouri 37 $ 6,944,000 $ 187,675 $ 78,000
Somerset, New Jersey 37 $ 9,678,000 $ 261,567 $ 95,000
Saratoga, New York 37 $ 6,492,000 $ 175,459 $ 65,000
Utah, Utah 37 $ 7,769,000 $ 209,972 $ 73,000
McHenry, Illinois 36 $ 6,406,000 $ 177,944 $ 75,000
Wyandotte, Kansas 36 $ 3,227,000 $ 89,638 $ 45,000
Prince William, Virginia 36 $ 9,597,000 $ 266,583 $ 90,000
Lake, Florida 35 $ 6,817,000 $ 194,771 $ 72,000
York, Maine 35 $ 7,079,000 $ 202,257 $ 63,000
Stark, Ohio 35 $ 4,524,000 $ 129,257 $ 51,000
Lehigh, Pennsylvania 35 $ 5,587,000 $ 159,628 $ 56,000
Thurston, Washington 35 $ 7,047,000 $ 201,342 $ 74,000
New London, Connecticut 34 $ 6,573,000 $ 193,323 $ 73,000
Osceola, Florida 34 $ 6,058,000 $ 178,176 $ 58,000
Cumberland, Maine 34 $ 6,462,000 $ 190,058 $ 78,000
Rankin, Mississippi 34 $ 4,757,000 $ 139,911 $ 66,000
Dona Ana, New Mexico 34 $ 4,921,000 $ 144,735 $ 55,000
Niagara, New York 34 $ 3,537,000 $ 104,029 $ 55,000
Spartanburg, South Carolina 34 $ 4,116,000 $ 121,058 $ 50,000
Jefferson, Texas 34 $ 4,133,000 $ 121,558 $ 74,000
Kanawha, West Virginia 34 $ 2,930,000 $ 86,176 $ 80,000
Washington, Arkansas 33 $ 4,770,000 $ 144,545 $ 71,000
Manatee, Florida 33 $ 6,381,000 $ 193,363 $ 69,000
Cherokee, Georgia 33 $ 6,560,000 $ 198,787 $ 79,000
DeSoto, Mississippi 33 $ 4,637,000 $ 140,515 $ 72,000
Cumberland, Pennsylvania 33 $ 6,313,000 $ 191,303 $ 81,000
Adams, Colorado 32 $ 5,309,000 $ 165,906 $ 61,000
Marion, Florida 32 $ 4,617,000 $ 144,281 $ 52,000
Hinds, Mississippi 32 $ 3,511,000 $ 109,718 $ 51,000
Ulster, New York 32 $ 5,728,000 $ 179,000 $ 63,000
Gaston, North Carolina 32 $ 3,570,000 $ 111,562 $ 56,000
Williamson, Texas 32 $ 5,817,000 $ 181,781 $ 88,000
Mohave, Arizona 31 $ 5,380,000 $ 173,548 $ 70,000
Douglas, Colorado 31 $ 6,448,000 $ 208,000 $ 111,000
Henry, Georgia 31 $ 4,498,000 $ 145,096 $ 63,000
Allen, Indiana 31 $ 3,111,000 $ 100,354 $ 62,000
Cumberland, New Jersey 31 $ 4,790,000 $ 154,516 $ 59,000
Union, North Carolina 31 $ 6,313,000 $ 203,645 $ 85,000
Lake, Ohio 31 $ 4,613,000 $ 148,806 $ 58,000
Mahoning, Ohio 31 $ 3,033,000 $ 97,838 $ 56,000
Trumbull, Ohio 31 $ 2,953,000 $ 95,258 $ 73,000
Richmond City, Virginia 31 $ 4,485,000 $ 144,677 $ 55,000
Kenosha, Wisconsin 31 $ 4,676,000 $ 150,838 $ 70,000
Sarasota, Florida 30 $ 6,090,000 $ 203,000 $ 105,000
St. Louis City, Missouri 30 $ 3,050,000 $ 101,666 $ 45,000
Oswego, New York 30 $ 2,997,000 $ 99,900 $ 48,000
Forsyth, North Carolina 30 $ 3,626,000 $ 120,866 $ 55,000
Lorain, Ohio 30 $ 4,429,000 $ 147,633 $ 62,000
Lane, Oregon 30 $ 5,726,000 $ 190,866 $ 57,000
Charleston, South Carolina 30 $ 6,907,000 $ 230,233 $ 81,000
Richland, South Carolina 30 $ 4,545,000 $ 151,500 $ 66,000
Waukesha, Wisconsin 30 $ 6,464,000 $ 215,466 $ 86,000
Montgomery, Alabama 29 $ 3,424,000 $ 118,068 $ 53,000
Pinal, Arizona 29 $ 3,807,000 $ 131,275 $ 70,000
Chatham, Georgia 29 $ 5,298,000 $ 182,689 $ 82,000
Sangamon, Illinois 29 $ 3,477,000 $ 119,896 $ 70,000
Frederick, Maryland 29 $ 7,344,000 $ 253,241 $ 73,000
Harford, Maryland 29 $ 5,454,000 $ 188,068 $ 67,000
Chautauqua, New York 29 $ 2,257,000 $ 77,827 $ 58,000
Butler, Ohio 29 $ 4,251,000 $ 146,586 $ 70,000
Marion, Oregon 29 $ 6,400,000 $ 220,689 $ 72,000
Montgomery, Texas 29 $ 5,009,000 $ 172,724 $ 78,000
Chesapeake, Virginia 29 $ 6,371,000 $ 219,689 $ 85,000
Clark, Washington 29 $ 7,127,000 $ 245,758 $ 72,000
Santa Clara, California 28 $ 10,984,000 $ 392,285 $ 95,000
Stanislaus, California 28 $ 6,931,000 $ 247,535 $ 77,000
Fayette, Kentucky 28 $ 3,412,000 $ 121,857 $ 61,000
Plymouth, Massachusetts 28 $ 5,668,000 $ 202,428 $ 87,000
Anoka, Minnesota 28 $ 4,791,000 $ 171,107 $ 58,000
Ramsey, Minnesota 28 $ 5,325,000 $ 190,178 $ 76,000
Rockingham, New Hampshire 28 $ 6,514,000 $ 232,642 $ 74,000
New York, New York 28 $ 10,013,000 $ 357,607 $ 140,000
Steuben, New York 28 $ 2,796,000 $ 99,857 $ 63,000
Schuylkill, Pennsylvania 28 $ 2,848,000 $ 101,714 $ 61,000
Washington, Pennsylvania 28 $ 3,447,000 $ 123,107 $ 54,000
Lexington, South Carolina 28 $ 3,879,000 $ 138,535 $ 60,000
Smith, Texas 28 $ 3,329,000 $ 118,892 $ 71,000
Solano, California 27 $ 5,971,000 $ 221,148 $ 83,000
Litchfield, Connecticut 27 $ 5,712,000 $ 211,555 $ 78,000
Peoria, Illinois 27 $ 3,198,000 $ 118,444 $ 54,000
Vanderburgh, Indiana 27 $ 3,249,000 $ 120,333 $ 68,000
Jackson, Mississippi 27 $ 3,251,000 $ 120,407 $ 59,000
Durham, North Carolina 27 $ 3,913,000 $ 144,925 $ 69,000
York, South Carolina 27 $ 4,514,000 $ 167,185 $ 77,000
Rutherford, Tennessee 27 $ 4,437,000 $ 164,333 $ 67,000
Escambia, Florida 26 $ 2,670,000 $ 102,692 $ 63,000
Canyon, Idaho 26 $ 3,295,000 $ 126,730 $ 47,000
Acadia, Louisiana 26 $ 2,886,000 $ 111,000 $ 70,000
Washington, Louisiana 26 $ 2,909,000 $ 111,884 $ 58,000
Genesee, Michigan 26 $ 2,788,000 $ 107,230 $ 60,000
Buncombe, North Carolina 26 $ 5,507,000 $ 211,807 $ 73,000
Sullivan, Tennessee 26 $ 2,807,000 $ 107,961 $ 47,000
Davis, Utah 26 $ 5,355,000 $ 205,961 $ 74,000
Racine, Wisconsin 26 $ 3,619,000 $ 139,192 $ 60,000
Tulare, California 25 $ 5,801,000 $ 232,040 $ 86,000
Madison, Illinois 25 $ 3,093,000 $ 123,720 $ 60,000
Washington, Maryland 25 $ 4,663,000 $ 186,520 $ 52,000
Clackamas, Oregon 25 $ 6,619,000 $ 264,760 $ 81,000
Hampton, Virginia 25 $ 3,853,000 $ 154,120 $ 63,000
Norfolk, Virginia 25 $ 3,655,000 $ 146,200 $ 59,000
Sussex, Delaware 24 $ 4,674,000 $ 194,750 $ 68,000
Okaloosa, Florida 24 $ 3,918,000 $ 163,250 $ 71,000
Richmond, Georgia 24 $ 2,939,000 $ 122,458 $ 51,000
Kenton, Kentucky 24 $ 3,312,000 $ 138,000 $ 56,000
St. Bernard, Louisiana 24 $ 2,596,000 $ 108,166 $ 62,000
Harrison, Mississippi 24 $ 2,810,000 $ 117,083 $ 54,000
Jefferson, Missouri 24 $ 3,549,000 $ 147,875 $ 488,000
Cape May, New Jersey 24 $ 4,441,000 $ 185,041 $ 60,000
Rensselaer, New York 24 $ 3,200,000 $ 133,333 $ 62,000
Iredell, North Carolina 24 $ 2,972,000 $ 123,833 $ 58,000
Beaver, Pennsylvania 24 $ 2,511,000 $ 104,625 $ 474,000
Blair, Pennsylvania 24 $ 2,594,000 $ 108,083 $ 49,000
Kent, Rhode Island 24 $ 6,113,000 $ 254,708 $ 85,000
Kitsap, Washington 24 $ 4,906,000 $ 204,416 $ 70,000
Berkeley, West Virginia 24 $ 4,058,000 $ 169,083 $ 62,000
San Mateo, California 23 $ 9,395,000 $ 408,478 $ 105,000
Ventura, California 23 $ 6,696,000 $ 291,130 $ 81,000
Middlesex, Connecticut 23 $ 3,952,000 $ 171,826 $ 69,000
Collier, Florida 23 $ 4,438,000 $ 192,956 $ 90,000
Muscogee, Georgia 23 $ 2,791,000 $ 121,347 $ 49,000
Hamilton, Indiana 23 $ 3,518,000 $ 152,956 $ 63,000
Avoyelles, Louisiana 23 $ 2,974,000 $ 129,304 $ 66,000
Suffolk, Massachusetts 23 $ 6,026,000 $ 262,000 $ 56,000
Hillsborough, New Hampshire 23 $ 5,110,000 $ 222,173 $ 78,000
Sussex, New Jersey 23 $ 4,800,000 $ 208,695 $ 81,000
Chemung, New York 23 $ 1,973,000 $ 85,782 $ 47,000
St. Lawrence, New York 23 $ 2,058,000 $ 89,478 $ 55,000
Cabarrus, North Carolina 23 $ 3,866,000 $ 168,086 $ 74,000
Onslow, North Carolina 23 $ 3,052,000 $ 132,695 $ 64,000
Bowie, Texas 23 $ 2,288,000 $ 99,478 $ 59,000
Cameron, Texas 23 $ 2,731,000 $ 118,739 $ 77,000
Loudoun, Virginia 23 $ 6,780,000 $ 294,782 $ 111,000
Dane, Wisconsin 23 $ 4,317,000 $ 187,695 $ 63,000
Natrona, Wyoming 23 $ 3,910,000 $ 170,000 $ 68,000
Faulkner, Arkansas 22 $ 3,910,000 $ 177,727 $ 75,000
Garland, Arkansas 22 $ 2,660,000 $ 120,909 $ 61,000
Pueblo, Colorado 22 $ 3,393,000 $ 154,227 $ 59,000
Charlotte, Florida 22 $ 3,105,000 $ 141,136 $ 62,000
Newton, Georgia 22 $ 3,426,000 $ 155,727 $ 84,000
Shawnee, Kansas 22 $ 2,508,000 $ 114,000 $ 59,000
St. Landry, Louisiana 22 $ 2,769,000 $ 125,863 $ 85,000
Cecil, Maryland 22 $ 4,678,000 $ 212,636 $ 74,000
Dakota, Minnesota 22 $ 4,598,000 $ 209,000 $ 59,000
Cass, Missouri 22 $ 3,977,000 $ 180,772 $ 83,000
Sandoval, New Mexico 22 $ 4,123,000 $ 187,409 $ 72,000
Columbiana, Ohio 22 $ 2,300,000 $ 104,545 $ 47,000
Lawrence, Ohio 22 $ 2,414,000 $ 109,727 $ 49,000
Adams, Pennsylvania 22 $ 3,815,000 $ 173,409 $ 78,000
Denton, Texas 22 $ 3,812,000 $ 173,272 $ 95,000
Hanover, Virginia 22 $ 4,374,000 $ 198,818 $ 78,000
Mercer, West Virginia 22 $ 2,025,000 $ 92,045 $ 52,000
Shelby, Alabama 21 $ 4,291,000 $ 204,333 $ 98,000
Citrus, Florida 21 $ 2,683,000 $ 127,761 $ 50,000
Leon, Florida 21 $ 3,085,000 $ 146,904 $ 65,000
Hall, Georgia 21 $ 3,339,000 $ 159,000 $ 68,000
Bonneville, Idaho 21 $ 2,487,000 $ 118,428 $ 62,000
Champaign, Illinois 21 $ 2,634,000 $ 125,428 $ 57,000
Kankakee, Illinois 21 $ 2,954,000 $ 140,666 $ 66,000
McLean, Illinois 21 $ 3,572,000 $ 170,095 $ 87,000
Scott, Iowa 21 $ 3,099,000 $ 147,571 $ 82,000
Assumption, Louisiana 21 $ 3,037,000 $ 144,619 $ 65,000
Howard, Maryland 21 $ 5,534,000 $ 263,523 $ 91,000
Clinton, New York 21 $ 2,645,000 $ 125,952 $ 72,000
New Hanover, North Carolina 21 $ 3,371,000 $ 160,523 $ 59,000
Comanche, Oklahoma 21 $ 2,274,000 $ 108,285 $ 61,000
Washington, Oregon 21 $ 5,219,000 $ 248,523 $ 89,000
Anderson, South Carolina 21 $ 3,211,000 $ 152,904 $ 64,000
Harrison, Texas 21 $ 3,043,000 $ 144,904 $ 66,000
Weber, Utah 21 $ 3,610,000 $ 171,904 $ 76,000
Wood, West Virginia 21 $ 1,800,000 $ 85,714 $ 44,000
Laramie, Wyoming 21 $ 3,024,000 $ 144,000 $ 66,000
Yavapai, Arizona 20 $ 3,992,000 $ 199,600 $ 54,000
Larimer, Colorado 20 $ 4,237,000 $ 211,850 $ 86,000
Windham, Connecticut 20 $ 3,626,000 $ 181,300 $ 60,000
Macon, Illinois 20 $ 1,925,000 $ 96,250 $ 55,000
Delaware, Indiana 20 $ 2,416,000 $ 120,800 $ 53,000
Yellowstone, Montana 20 $ 2,756,000 $ 137,800 $ 65,000
Sarpy, Nebraska 20 $ 3,028,000 $ 151,400 $ 76,000
Johnston, North Carolina 20 $ 2,903,000 $ 145,150 $ 78,000
Randolph, North Carolina 20 $ 1,983,000 $ 99,150 $ 56,000
Clermont, Ohio 20 $ 2,643,000 $ 132,150 $ 62,000
Portage, Ohio 20 $ 2,499,000 $ 124,950 $ 68,000
Wagoner, Oklahoma 20 $ 2,723,000 $ 136,150 $ 66,000
Erie, Pennsylvania 20 $ 2,021,000 $ 101,050 $ 77,000
Fayette, Pennsylvania 20 $ 1,945,000 $ 97,250 $ 45,000
Berkeley, South Carolina 20 $ 2,682,000 $ 134,100 $ 52,000
Sumner, Tennessee 20 $ 3,518,000 $ 175,900 $ 69,000
Yakima, Washington 20 $ 3,305,000 $ 165,250 $ 80,000
Jefferson, Arkansas 19 $ 1,404,000 $ 73,894 $ 52,000
Kent, Delaware 19 $ 3,382,000 $ 178,000 $ 64,000
Penobscot, Maine 19 $ 2,519,000 $ 132,578 $ 58,000
Carroll, Maryland 19 $ 4,821,000 $ 253,736 $ 84,000
Essex, New York 19 $ 1,986,000 $ 104,526 $ 50,000
Sullivan, New York 19 $ 2,560,000 $ 134,736 $ 73,000
Licking, Ohio 19 $ 2,400,000 $ 126,315 $ 83,000
Warren, Ohio 19 $ 3,025,000 $ 159,210 $ 66,000
Pike, Pennsylvania 19 $ 3,467,000 $ 182,473 $ 80,000
Aiken, South Carolina 19 $ 1,939,000 $ 102,052 $ 68,000
Dorchester, South Carolina 19 $ 2,455,000 $ 129,210 $ 61,000
Sumter, South Carolina 19 $ 2,219,000 $ 116,789 $ 48,000
Rock, Wisconsin 19 $ 2,573,000 $ 135,421 $ 70,000
Douglas, Georgia 18 $ 2,666,000 $ 148,111 $ 73,000
LaSalle, Illinois 18 $ 2,553,000 $ 141,833 $ 53,000
Rock Island, Illinois 18 $ 1,847,000 $ 102,611 $ 54,000
Jefferson Davis, Louisiana 18 $ 2,073,000 $ 115,166 $ 80,000
Androscoggin, Maine 18 $ 2,390,000 $ 132,777 $ 55,000
Ottawa, Michigan 18 $ 2,778,000 $ 154,333 $ 56,000
Saginaw, Michigan 18 $ 1,418,000 $ 78,777 $ 44,000
St. Louis, Minnesota 18 $ 2,256,000 $ 125,333 $ 60,000
Grafton, New Hampshire 18 $ 3,225,000 $ 179,166 $ 77,000
Santa Fe, New Mexico 18 $ 4,581,000 $ 254,500 $ 92,000
Catawba, North Carolina 18 $ 2,309,000 $ 128,277 $ 54,000
Lycoming, Pennsylvania 18 $ 2,019,000 $ 112,166 $ 51,000
Montgomery, Tennessee 18 $ 1,985,000 $ 110,277 $ 51,000
Brown, Wisconsin 18 $ 2,574,000 $ 143,000 $ 61,000
Marathon, Wisconsin 18 $ 2,073,000 $ 115,166 $ 59,000
Houston, Alabama 17 $ 2,397,000 $ 141,000 $ 67,000
Cochise, Arizona 17 $ 2,492,000 $ 146,588 $ 60,000
Contra Costa, California 17 $ 5,112,000 $ 300,705 $ 86,000
Alachua, Florida 17 $ 2,819,000 $ 165,823 $ 66,000
Hernando, Florida 17 $ 2,832,000 $ 166,588 $ 65,000
Tazewell, Illinois 17 $ 1,731,000 $ 101,823 $ 64,000
Madison, Indiana 17 $ 1,628,000 $ 95,764 $ 58,000
Boone, Kentucky 17 $ 2,096,000 $ 123,294 $ 53,000
Kennebec, Maine 17 $ 2,362,000 $ 138,941 $ 56,000
Charles, Maryland 17 $ 4,367,000 $ 256,882 $ 84,000
Jasper, Missouri 17 $ 1,926,000 $ 113,294 $ 55,000
Cattaraugus, New York 17 $ 1,320,000 $ 77,647 $ 43,000
Putnam, New York 17 $ 3,824,000 $ 224,941 $ 72,000
Brunswick, North Carolina 17 $ 3,012,000 $ 177,176 $ 58,000
Harnett, North Carolina 17 $ 2,168,000 $ 127,529 $ 62,000
Rogers, Oklahoma 17 $ 1,960,000 $ 115,294 $ 59,000
Franklin, Pennsylvania 17 $ 2,687,000 $ 158,058 $ 63,000
Lebanon, Pennsylvania 17 $ 2,229,000 $ 131,117 $ 65,000
Sevier, Tennessee 17 $ 2,690,000 $ 158,235 $ 104,000
Roanoke City, Virginia 17 $ 1,756,000 $ 103,294 $ 49,000
Spotsylvania, Virginia 17 $ 4,279,000 $ 251,705 $ 84,000
San Joaquin, California 16 $ 3,457,000 $ 216,062 $ 71,000
Boulder, Colorado 16 $ 3,119,000 $ 194,937 $ 102,000
Tolland, Connecticut 16 $ 3,480,000 $ 217,500 $ 87,000
Clay, Florida 16 $ 2,283,000 $ 142,687 $ 52,000
Santa Rosa, Florida 16 $ 2,766,000 $ 172,875 $ 92,000
Barrow, Georgia 16 $ 2,235,000 $ 139,687 $ 69,000
Coweta, Georgia 16 $ 2,680,000 $ 167,500 $ 70,000
Hancock, Indiana 16 $ 2,263,000 $ 141,437 $ 92,000
LaPorte, Indiana 16 $ 1,838,000 $ 114,875 $ 55,000
De Soto, Louisiana 16 $ 1,765,000 $ 110,312 $ 75,000
Kalamazoo, Michigan 16 $ 1,981,000 $ 123,812 $ 61,000
Fulton, New York 16 $ 1,858,000 $ 116,125 $ 42,000
Jefferson, New York 16 $ 1,590,000 $ 99,375 $ 50,000
Washington, New York 16 $ 1,645,000 $ 102,812 $ 57,000
Canadian, Oklahoma 16 $ 2,504,000 $ 156,500 $ 64,000
Florence, South Carolina 16 $ 1,719,000 $ 107,437 $ 52,000
Blount, Tennessee 16 $ 2,119,000 $ 132,437 $ 48,000
Anderson, Texas 16 $ 1,323,000 $ 82,687 $ 63,000
Newport News, Virginia 16 $ 2,830,000 $ 176,875 $ 65,000
Elmore, Alabama 15 $ 2,075,000 $ 138,333 $ 60,000
Talladega, Alabama 15 $ 1,844,000 $ 122,933 $ 61,000
Tuscaloosa, Alabama 15 $ 1,754,000 $ 116,933 $ 50,000
Saline, Arkansas 15 $ 1,444,000 $ 96,266 $ 54,000
Butte, California 15 $ 3,133,000 $ 208,866 $ 76,000
Weld, Colorado 15 $ 2,757,000 $ 183,800 $ 74,000
Elkhart, Indiana 15 $ 1,879,000 $ 125,266 $ 48,000
Johnson, Indiana 15 $ 2,198,000 $ 146,533 $ 78,000
Porter, Indiana 15 $ 2,878,000 $ 191,866 $ 75,000
Tippecanoe, Indiana 15 $ 1,646,000 $ 109,733 $ 57,000
Vigo, Indiana 15 $ 1,775,000 $ 118,333 $ 62,000
Pottawattamie, Iowa 15 $ 2,088,000 $ 139,200 $ 79,000
Grant, Louisiana 15 $ 1,452,000 $ 96,800 $ 57,000
Jackson, Michigan 15 $ 1,827,000 $ 121,800 $ 46,000
Monroe, Michigan 15 $ 2,445,000 $ 163,000 $ 66,000
Washtenaw, Michigan 15 $ 2,532,000 $ 168,800 $ 75,000
Platte, Missouri 15 $ 2,813,000 $ 187,533 $ 87,000
Salem, New Jersey 15 $ 2,063,000 $ 137,533 $ 61,000
San Juan, New Mexico 15 $ 2,878,000 $ 191,866 $ 77,000
Rowan, North Carolina 15 $ 1,940,000 $ 129,333 $ 70,000
Le Flore, Oklahoma 15 $ 1,334,000 $ 88,933 $ 64,000
Josephine, Oregon 15 $ 3,603,000 $ 240,200 $ 61,000
Beaufort, South Carolina 15 $ 3,150,000 $ 210,000 $ 71,000
Minnehaha, South Dakota 15 $ 2,145,000 $ 143,000 $ 63,000
Bradley, Tennessee 15 $ 1,550,000 $ 103,333 $ 47,000
Wilson, Tennessee 15 $ 2,407,000 $ 160,466 $ 64,000
Roanoke, Virginia 15 $ 2,346,000 $ 156,400 $ 49,000
Columbia, Wisconsin 15 $ 2,021,000 $ 134,733 $ 61,000
Winnebago, Wisconsin 15 $ 1,740,000 $ 116,000 $ 60,000
Lauderdale, Alabama 14 $ 1,825,000 $ 130,357 $ 76,000
Sebastian, Arkansas 14 $ 1,411,000 $ 100,785 $ 51,000
Monterey, California 14 $ 4,222,000 $ 301,571 $ 75,000
Mesa, Colorado 14 $ 2,506,000 $ 179,000 $ 74,000
Clarke, Georgia 14 $ 2,099,000 $ 149,928 $ 50,000
Columbia, Georgia 14 $ 1,870,000 $ 133,571 $ 64,000
Bannock, Idaho 14 $ 1,767,000 $ 126,214 $ 57,000
Kootenai, Idaho 14 $ 2,309,000 $ 164,928 $ 47,000
Hendricks, Indiana 14 $ 1,752,000 $ 125,142 $ 59,000
Iberville, Louisiana 14 $ 1,795,000 $ 128,214 $ 68,000
West Baton Rouge, Louisiana 14 $ 1,685,000 $ 120,357 $ 57,000
St. Mary's, Maryland 14 $ 3,066,000 $ 219,000 $ 70,000
Barnstable, Massachusetts 14 $ 3,377,000 $ 241,214 $ 70,000
Calhoun, Michigan 14 $ 1,867,000 $ 133,357 $ 76,000
Cascade, Montana 14 $ 2,385,000 $ 170,357 $ 62,000
Warren, New Jersey 14 $ 2,253,000 $ 160,928 $ 61,000
Herkimer, New York 14 $ 1,070,000 $ 76,428 $ 64,000
Montgomery, New York 14 $ 1,425,000 $ 101,785 $ 54,000
Warren, New York 14 $ 2,485,000 $ 177,500 $ 59,000
Alamance, North Carolina 14 $ 2,164,000 $ 154,571 $ 68,000
Henderson, North Carolina 14 $ 2,251,000 $ 160,785 $ 73,000
Belmont, Ohio 14 $ 980,000 $ 70,000 $ 49,000
Delaware, Ohio 14 $ 3,123,000 $ 223,071 $ 77,000
Grady, Oklahoma 14 $ 1,270,000 $ 90,714 $ 59,000
Jackson, Oregon 14 $ 2,834,000 $ 202,428 $ 60,000
Yamhill, Oregon 14 $ 3,135,000 $ 223,928 $ 76,000
Pennington, South Dakota 14 $ 1,877,000 $ 134,071 $ 69,000
Brazoria, Texas 14 $ 2,244,000 $ 160,285 $ 153,000
Grays Harbor, Washington 14 $ 1,750,000 $ 125,000 $ 58,000
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Mortgage Loan Application Detail Totals for Capital One Home Loans, LLC in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 24,597 $4,176,528,000 $169,000 $8,000,000 $72,000 $9,999,000
Home Purchase 3,417 $535,640,000 $156,000 $1,200,000 $82,000 $9,999,000
Home Improvement 2,746 $401,235,000 $146,000 $698,000 $68,000 $540,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 16,091 $2,803,705,000 $174,000 $8,000,000 $74,000 $9,999,000
White 12,068 $1,893,795,000 $156,000 $1,300,000 $73,000 $9,999,000
Black or African American 1,732 $258,439,000 $149,000 $712,000 $64,000 $504,000
Asian 311 $66,004,000 $212,000 $622,000 $91,000 $480,000
Hispanic 270 $49,858,000 $184,000 $865,000 $67,000 $342,000
American Indian or Alaskan Native 267 $37,210,000 $139,000 $501,000 $60,000 $360,000
Native Hawaiian or Other Pacific Islander 21 $4,392,000 $209,000 $416,000 $76,000 $131,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 21,143 $3,452,789,000 $163,000 $8,000,000 $74,000 $9,999,000
FHA-insured (Federal Housing Administration) 9,617 $1,660,614,000 $172,000 $865,000 $72,000 $9,999,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 14,188 $2,471,125,000 $174,000 $8,000,000 $73,000 $9,999,000
Loan Originated 12,268 $1,911,138,000 $155,000 $1,060,000 $71,000 $1,225,000
Application Withdrawn By Applicant 4,115 $696,491,000 $169,000 $999,000 $80,000 $9,999,000
Application Approved But Not Accepted 189 $34,649,000 $183,000 $685,000 $75,000 $305,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 3,313 $668,419,000 $201,000 $1,320,000 $57,000 $9,999,000
Other 2,883 $467,583,000 $162,000 $1,850,000 $81,000 $9,999,000
Credit Application Incomplete 2,699 $475,997,000 $176,000 $1,200,000 $81,000 $9,999,000
Collateral 2,637 $424,263,000 $160,000 $1,300,000 $68,000 $585,000
Credit History 1,442 $237,849,000 $164,000 $8,000,000 $84,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 966 $155,925,000 $161,000 $648,000 $73,000 $1,100,000
Unverifiable Information 163 $27,560,000 $169,000 $1,400,000 $83,000 $1,180,000
Employment History 85 $13,529,000 $159,000 $584,000 $65,000 $275,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One Home Loans, LLC's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital One Home Loans, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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