Capital One Home Loans, LLC Mortgage Lending & HMDA Data, 2008
In 2008, Capital One Home Loans, LLC of Overland Park, KS reported 30,760 mortgage applications totaling $5.1 billion, down 40% from 2007. The average application was for $166,235, and applicants reported an average income of $72,753. 40% of its applications resulted in an originated loan and 46% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (1,025), Chicago-Naperville-Joliet, IL (839) and New Orleans-Metairie-Kenner, LA (768) (applications in parentheses).
| Mortgage Company & Address | Capital One Home Loans, LLC 12800 Foster Street Overland Park, KS 66213 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 |
| Total Number of Mortgage Applications | 30,760 |
| Total Mortgage Loan Application Amount | $5,113,403,000 |
| Average Mortgage Loan Application Amount | $166,235 |
| Highest Mortgage Loan Application Amount | $8,000,000 |
| Average Applicant Income | $72,753 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 1,025 | $ 294,129,000 | $ 286,955 | $ 87,235 |
| Chicago-Naperville-Joliet, IL | 839 | $ 166,938,000 | $ 198,972 | $ 77,000 |
| New Orleans-Metairie-Kenner, LA | 768 | $ 121,329,000 | $ 157,980 | $ 77,000 |
| Nassau-Suffolk, NY | 705 | $ 192,807,000 | $ 273,485 | $ 99,000 |
| Atlanta-Sandy Springs-Marietta, GA | 615 | $ 102,261,000 | $ 166,278 | $ 75,000 |
| Philadelphia, PA | 498 | $ 84,095,000 | $ 168,865 | $ 87,000 |
| Kansas City, MO-KS | 434 | $ 72,831,000 | $ 167,813 | $ 81,815 |
| Baton Rouge, LA | 394 | $ 61,646,000 | $ 156,461 | $ 79,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 362 | $ 95,368,000 | $ 263,447 | $ 88,577 |
| Edison-New Brunswick, NJ | 329 | $ 81,375,000 | $ 247,340 | $ 87,000 |
| Houston-Sugar Land-Baytown, TX | 319 | $ 46,069,000 | $ 144,416 | $ 88,000 |
| Los Angeles-Long Beach-Glendale, CA | 299 | $ 92,962,000 | $ 310,909 | $ 89,000 |
| Baltimore-Towson, MD | 292 | $ 55,917,000 | $ 191,496 | $ 74,000 |
| St. Louis, MO-IL | 286 | $ 39,090,000 | $ 136,678 | $ 103,059 |
| Pittsburgh, PA | 285 | $ 33,735,000 | $ 118,368 | $ 97,000 |
| Phoenix-Mesa-Scottsdale, AZ | 280 | $ 53,708,000 | $ 191,814 | $ 72,000 |
| Richmond, VA | 268 | $ 53,073,000 | $ 198,033 | $ 78,000 |
| Camden, NJ | 240 | $ 46,309,000 | $ 192,954 | $ 85,000 |
| Newark-Union, NJ-PA | 240 | $ 59,828,000 | $ 249,283 | $ 92,891 |
| Charlotte-Gastonia-Concord, NC-SC | 225 | $ 37,089,000 | $ 164,840 | $ 75,240 |
| Denver-Aurora, CO | 222 | $ 44,457,000 | $ 200,256 | $ 76,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 219 | $ 42,313,000 | $ 193,210 | $ 70,164 |
| Tampa-St. Petersburg-Clearwater, FL | 217 | $ 36,708,000 | $ 169,161 | $ 71,000 |
| Orlando-Kissimmee, FL | 215 | $ 38,726,000 | $ 180,120 | $ 64,000 |
| Oklahoma City, OK | 210 | $ 26,113,000 | $ 124,347 | $ 66,000 |
| Houma-Bayou Cane-Thibodaux, LA | 208 | $ 28,532,000 | $ 137,173 | $ 74,000 |
| Riverside-San Bernardino-Ontario, CA | 206 | $ 47,115,000 | $ 228,713 | $ 132,000 |
| Cincinnati-Middletown, OH-KY-IN | 202 | $ 26,701,000 | $ 132,183 | $ 67,866 |
| Cleveland-Elyria-Mentor, OH | 197 | $ 24,626,000 | $ 125,005 | $ 57,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 197 | $ 38,733,000 | $ 196,614 | $ 68,913 |
| Indianapolis-Carmel, IN | 196 | $ 25,188,000 | $ 128,510 | $ 69,000 |
| Miami-Miami Beach-Kendall, FL | 184 | $ 38,296,000 | $ 208,130 | $ 83,000 |
| Birmingham-Hoover, AL | 177 | $ 23,614,000 | $ 133,412 | $ 68,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 173 | $ 32,105,000 | $ 185,578 | $ 72,000 |
| Seattle-Bellevue-Everett, WA | 170 | $ 45,632,000 | $ 268,423 | $ 79,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 167 | $ 27,097,000 | $ 162,257 | $ 65,000 |
| Buffalo-Niagara Falls, NY | 165 | $ 18,431,000 | $ 111,703 | $ 61,000 |
| Las Vegas-Paradise, NV | 162 | $ 31,993,000 | $ 197,487 | $ 71,000 |
| Warren-Troy-Farmington Hills, MI | 161 | $ 25,149,000 | $ 156,204 | $ 127,000 |
| Memphis, TN-MS-AR | 160 | $ 19,227,000 | $ 120,168 | $ 61,700 |
| Dallas-Plano-Irving, TX | 153 | $ 25,361,000 | $ 165,758 | $ 93,000 |
| Albany-Schenectady-Troy, NY | 150 | $ 22,999,000 | $ 153,326 | $ 72,000 |
| Providence-New Bedford-Fall River, RI-MA | 147 | $ 31,742,000 | $ 215,931 | $ 71,448 |
| Detroit-Livonia-Dearborn, MI | 146 | $ 16,015,000 | $ 109,691 | $ 80,000 |
| Shreveport-Bossier City, LA | 143 | $ 19,192,000 | $ 134,209 | $ 66,000 |
| Milwaukee-Waukesha-West Allis, WI | 141 | $ 22,057,000 | $ 156,432 | $ 63,000 |
| Columbus, OH | 140 | $ 18,951,000 | $ 135,364 | $ 70,000 |
| Portland-Vancouver-Beaverton, OR-WA | 137 | $ 31,887,000 | $ 232,751 | $ 75,153 |
| Tulsa, OK | 131 | $ 16,473,000 | $ 125,748 | $ 70,000 |
| Little Rock-North Little Rock-Conway, AR | 130 | $ 15,622,000 | $ 120,169 | $ 67,000 |
| Raleigh-Cary, NC | 128 | $ 23,669,000 | $ 184,914 | $ 84,000 |
| Albuquerque, NM | 123 | $ 21,311,000 | $ 173,260 | $ 68,000 |
| Rochester, NY | 118 | $ 12,831,000 | $ 108,737 | $ 62,000 |
| Wilmington, DE-MD-NJ | 118 | $ 21,806,000 | $ 184,796 | $ 69,601 |
| Hartford-West Hartford-East Hartford, CT | 115 | $ 21,514,000 | $ 187,078 | $ 71,000 |
| Salt Lake City, UT | 115 | $ 26,284,000 | $ 228,556 | $ 79,000 |
| Lake Charles, LA | 113 | $ 15,189,000 | $ 134,415 | $ 77,000 |
| Jacksonville, FL | 108 | $ 16,313,000 | $ 151,046 | $ 63,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 104 | $ 18,000,000 | $ 173,076 | $ 67,923 |
| Syracuse, NY | 101 | $ 12,319,000 | $ 121,970 | $ 64,000 |
| Omaha-Council Bluffs, NE-IA | 98 | $ 13,810,000 | $ 140,918 | $ 62,122 |
| Scranton--Wilkes-Barre, PA | 98 | $ 10,356,000 | $ 105,673 | $ 53,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 97 | $ 18,690,000 | $ 192,680 | $ 178,000 |
| Gary, IN | 96 | $ 13,492,000 | $ 140,541 | $ 63,000 |
| Louisville-Jefferson County, KY-IN | 96 | $ 12,661,000 | $ 131,885 | $ 71,666 |
| Bethesda-Frederick-Gaithersburg, MD | 95 | $ 26,212,000 | $ 275,915 | $ 92,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 94 | $ 20,091,000 | $ 213,734 | $ 73,000 |
| Tacoma, WA | 94 | $ 21,523,000 | $ 228,968 | $ 259,000 |
| Lake County-Kenosha County, IL-WI | 92 | $ 16,850,000 | $ 183,152 | $ 76,630 |
| New Haven-Milford, CT | 90 | $ 18,051,000 | $ 200,566 | $ 74,000 |
| Jackson, MS | 89 | $ 10,328,000 | $ 116,044 | $ 55,000 |
| Boston-Quincy, MA | 88 | $ 21,248,000 | $ 241,454 | $ 83,000 |
| Harrisburg-Carlisle, PA | 85 | $ 13,384,000 | $ 157,458 | $ 68,000 |
| Wichita, KS | 84 | $ 9,634,000 | $ 114,690 | $ 72,000 |
| San Diego-Carlsbad-San Marcos, CA | 82 | $ 24,714,000 | $ 301,390 | $ 96,000 |
| Bridgeport-Stamford-Norwalk, CT | 79 | $ 20,018,000 | $ 253,392 | $ 90,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 79 | $ 11,780,000 | $ 149,113 | $ 69,569 |
| Greensboro-High Point, NC | 79 | $ 10,778,000 | $ 136,430 | $ 66,000 |
| Boise City-Nampa, ID | 77 | $ 12,295,000 | $ 159,675 | $ 60,000 |
| Alexandria, LA | 74 | $ 9,786,000 | $ 132,243 | $ 74,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 74 | $ 11,005,000 | $ 148,716 | $ 62,000 |
| Des Moines-West Des Moines, IA | 74 | $ 9,886,000 | $ 133,594 | $ 68,000 |
| Portland-South Portland-Biddeford, ME | 74 | $ 14,139,000 | $ 191,067 | $ 68,000 |
| Youngstown-Warren-Boardman, OH-PA | 74 | $ 7,634,000 | $ 103,162 | $ 67,756 |
| Sacramento--Arden-Arcade--Roseville, CA | 73 | $ 19,359,000 | $ 265,191 | $ 81,000 |
| Austin-Round Rock, TX | 72 | $ 12,659,000 | $ 175,819 | $ 94,000 |
| Akron, OH | 71 | $ 8,575,000 | $ 120,774 | $ 66,000 |
| Knoxville, TN | 71 | $ 9,933,000 | $ 139,901 | $ 53,000 |
| Lafayette, LA | 70 | $ 10,064,000 | $ 143,771 | $ 68,000 |
| Charleston-North Charleston-Summerville, SC | 69 | $ 12,044,000 | $ 174,550 | $ 67,000 |
| Mobile, AL | 69 | $ 8,250,000 | $ 119,565 | $ 54,000 |
| Toledo, OH | 69 | $ 8,610,000 | $ 124,782 | $ 63,000 |
| Santa Ana-Anaheim-Irvine, CA | 68 | $ 21,750,000 | $ 319,852 | $ 101,000 |
| Springfield, MA | 68 | $ 11,585,000 | $ 170,367 | $ 65,000 |
| Dayton, OH | 67 | $ 8,203,000 | $ 122,432 | $ 56,000 |
| Columbia, SC | 66 | $ 9,513,000 | $ 144,136 | $ 62,000 |
| Greenville-Mauldin-Easley, SC | 65 | $ 9,010,000 | $ 138,615 | $ 65,000 |
| Augusta-Richmond County, GA-SC | 63 | $ 7,380,000 | $ 117,142 | $ 59,444 |
| Bradenton-Sarasota-Venice, FL | 63 | $ 12,471,000 | $ 197,952 | $ 86,000 |
| Colorado Springs, CO | 63 | $ 10,438,000 | $ 165,682 | $ 60,000 |
| Cambridge-Newton-Framingham, MA | 62 | $ 15,451,000 | $ 249,209 | $ 77,000 |
| Huntsville, AL | 62 | $ 8,850,000 | $ 142,741 | $ 62,000 |
| Palm Bay-Melbourne-Titusville, FL | 62 | $ 10,844,000 | $ 174,903 | $ 65,000 |
| Utica-Rome, NY | 60 | $ 5,705,000 | $ 95,083 | $ 59,000 |
| Spokane, WA | 59 | $ 9,823,000 | $ 166,491 | $ 60,000 |
| Chattanooga, TN-GA | 57 | $ 6,308,000 | $ 110,666 | $ 51,105 |
| Lakeland-Winter Haven, FL | 57 | $ 7,142,000 | $ 125,298 | $ 55,000 |
| Reading, PA | 57 | $ 8,996,000 | $ 157,824 | $ 60,000 |
| Tucson, AZ | 57 | $ 10,216,000 | $ 179,228 | $ 194,000 |
| Huntington-Ashland, WV-KY-OH | 56 | $ 5,176,000 | $ 92,428 | $ 49,535 |
| Hagerstown-Martinsburg, MD-WV | 55 | $ 9,698,000 | $ 176,327 | $ 56,363 |
| Oakland-Fremont-Hayward, CA | 55 | $ 16,840,000 | $ 306,181 | $ 79,000 |
| York-Hanover, PA | 54 | $ 8,564,000 | $ 158,592 | $ 68,000 |
| Peoria, IL | 53 | $ 6,023,000 | $ 113,641 | $ 61,000 |
| Springfield, MO | 53 | $ 7,236,000 | $ 136,528 | $ 56,000 |
| Binghamton, NY | 52 | $ 4,205,000 | $ 80,865 | $ 49,000 |
| Charleston, WV | 52 | $ 5,222,000 | $ 100,423 | $ 75,000 |
| Fort Worth-Arlington, TX | 52 | $ 8,318,000 | $ 159,961 | $ 94,000 |
| Asheville, NC | 51 | $ 10,224,000 | $ 200,470 | $ 75,000 |
| Lancaster, PA | 51 | $ 7,850,000 | $ 153,921 | $ 57,000 |
| San Antonio, TX | 51 | $ 6,532,000 | $ 128,078 | $ 69,000 |
| Beaumont-Port Arthur, TX | 50 | $ 6,018,000 | $ 120,360 | $ 72,000 |
| Grand Rapids-Wyoming, MI | 50 | $ 6,155,000 | $ 123,100 | $ 55,000 |
| Lexington-Fayette, KY | 50 | $ 6,227,000 | $ 124,540 | $ 63,000 |
| Montgomery, AL | 50 | $ 6,538,000 | $ 130,760 | $ 57,000 |
| Atlantic City-Hammonton, NJ | 49 | $ 9,022,000 | $ 184,122 | $ 91,000 |
| Evansville, IN-KY | 49 | $ 5,731,000 | $ 116,959 | $ 60,877 |
| Worcester, MA | 49 | $ 10,374,000 | $ 211,714 | $ 86,000 |
| Ogden-Clearfield, UT | 48 | $ 9,251,000 | $ 192,729 | $ 75,000 |
| Fayetteville, NC | 47 | $ 5,177,000 | $ 110,148 | $ 65,000 |
| Rockford, IL | 47 | $ 5,787,000 | $ 123,127 | $ 56,000 |
| South Bend-Mishawaka, IN-MI | 47 | $ 5,133,000 | $ 109,212 | $ 62,765 |
| Monroe, LA | 46 | $ 6,364,000 | $ 138,347 | $ 72,000 |
| Port St. Lucie, FL | 46 | $ 6,969,000 | $ 151,500 | $ 52,000 |
| Roanoke, VA | 46 | $ 6,953,000 | $ 151,152 | $ 57,000 |
| Davenport-Moline-Rock Island, IA-IL | 45 | $ 5,462,000 | $ 121,377 | $ 66,000 |
| Fort Smith, AR-OK | 45 | $ 3,996,000 | $ 88,800 | $ 52,444 |
| Wilmington, NC | 45 | $ 7,621,000 | $ 169,355 | $ 59,000 |
| Kingsport-Bristol-Bristol, TN-VA | 44 | $ 4,667,000 | $ 106,068 | $ 45,363 |
| Peabody, MA | 43 | $ 10,751,000 | $ 250,023 | $ 84,000 |
| Cape Coral-Fort Myers, FL | 42 | $ 7,183,000 | $ 171,023 | $ 62,000 |
| Fresno, CA | 42 | $ 8,052,000 | $ 191,714 | $ 73,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 42 | $ 6,629,000 | $ 157,833 | $ 61,000 |
| Pensacola-Ferry Pass-Brent, FL | 42 | $ 5,436,000 | $ 129,428 | $ 74,000 |
| Bakersfield, CA | 41 | $ 7,624,000 | $ 185,951 | $ 77,000 |
| Trenton-Ewing, NJ | 40 | $ 8,375,000 | $ 209,375 | $ 75,000 |
| Winston-Salem, NC | 40 | $ 4,763,000 | $ 119,075 | $ 56,000 |
| Madison, WI | 39 | $ 6,406,000 | $ 164,256 | $ 61,000 |
| Reno-Sparks, NV | 39 | $ 8,791,000 | $ 225,410 | $ 74,000 |
| McAllen-Edinburg-Mission, TX | 38 | $ 4,160,000 | $ 109,473 | $ 55,000 |
| San Francisco-San Mateo-Redwood City, CA | 38 | $ 17,398,000 | $ 457,842 | $ 117,000 |
| Fort Wayne, IN | 37 | $ 3,714,000 | $ 100,378 | $ 61,000 |
| Provo-Orem, UT | 37 | $ 7,769,000 | $ 209,972 | $ 73,000 |
| Rockingham County-Strafford County, NH | 37 | $ 8,097,000 | $ 218,837 | $ 69,000 |
| Canton-Massillon, OH | 36 | $ 4,605,000 | $ 127,916 | $ 52,000 |
| Durham, NC | 36 | $ 5,642,000 | $ 156,722 | $ 70,000 |
| Texarkana, Tx-Texarkana, AR | 36 | $ 3,964,000 | $ 110,111 | $ 71,638 |
| Columbus, GA-AL | 35 | $ 4,444,000 | $ 126,971 | $ 53,285 |
| Hickory-Lenoir-Morganton, NC | 35 | $ 4,568,000 | $ 130,514 | $ 50,000 |
| Olympia, WA | 35 | $ 7,047,000 | $ 201,342 | $ 74,000 |
| Topeka, KS | 35 | $ 3,736,000 | $ 106,742 | $ 56,000 |
| Wheeling, WV-OH | 35 | $ 2,542,000 | $ 72,628 | $ 48,400 |
| Las Cruces, NM | 34 | $ 4,921,000 | $ 144,735 | $ 55,000 |
| Norwich-New London, CT | 34 | $ 6,573,000 | $ 193,323 | $ 73,000 |
| Salem, OR | 34 | $ 7,652,000 | $ 225,058 | $ 75,000 |
| Spartanburg, SC | 34 | $ 4,116,000 | $ 121,058 | $ 50,000 |
| Pascagoula, MS | 33 | $ 3,946,000 | $ 119,575 | $ 59,000 |
| Savannah, GA | 33 | $ 6,302,000 | $ 190,969 | $ 83,000 |
| Gulfport-Biloxi, MS | 32 | $ 3,834,000 | $ 119,812 | $ 55,000 |
| Kingston, NY | 32 | $ 5,728,000 | $ 179,000 | $ 63,000 |
| Ocala, FL | 32 | $ 4,617,000 | $ 144,281 | $ 52,000 |
| Lake Havasu City-Kingman, AZ | 31 | $ 5,380,000 | $ 173,548 | $ 70,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 31 | $ 2,902,000 | $ 93,612 | $ 49,290 |
| Springfield, IL | 31 | $ 3,658,000 | $ 118,000 | $ 73,000 |
| Vineland-Millville-Bridgeton, NJ | 31 | $ 4,790,000 | $ 154,516 | $ 59,000 |
| Eugene-Springfield, OR | 30 | $ 5,726,000 | $ 190,866 | $ 57,000 |
| Glens Falls, NY | 30 | $ 4,130,000 | $ 137,666 | $ 58,000 |
| Lynchburg, VA | 29 | $ 4,064,000 | $ 140,137 | $ 56,000 |
| Duluth, MN-WI | 28 | $ 3,353,000 | $ 119,750 | $ 54,000 |
| Modesto, CA | 28 | $ 6,931,000 | $ 247,535 | $ 77,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 28 | $ 10,984,000 | $ 392,285 | $ 95,000 |
| Tallahassee, FL | 28 | $ 3,849,000 | $ 137,464 | $ 57,000 |
| Tyler, TX | 28 | $ 3,329,000 | $ 118,892 | $ 71,000 |
| Vallejo-Fairfield, CA | 27 | $ 5,971,000 | $ 221,148 | $ 83,000 |
| Athens-Clarke County, GA | 26 | $ 4,068,000 | $ 156,461 | $ 57,000 |
| Champaign-Urbana, IL | 26 | $ 3,173,000 | $ 122,038 | $ 58,000 |
| Flint, MI | 26 | $ 2,788,000 | $ 107,230 | $ 60,000 |
| Racine, WI | 26 | $ 3,619,000 | $ 139,192 | $ 60,000 |
| Billings, MT | 25 | $ 3,678,000 | $ 147,120 | $ 64,000 |
| Idaho Falls, ID | 25 | $ 3,206,000 | $ 128,240 | $ 63,000 |
| Visalia-Porterville, CA | 25 | $ 5,801,000 | $ 232,040 | $ 86,000 |
| Altoona, PA | 24 | $ 2,594,000 | $ 108,083 | $ 49,000 |
| Bremerton-Silverdale, WA | 24 | $ 4,906,000 | $ 204,416 | $ 70,000 |
| Clarksville, TN-KY | 24 | $ 2,566,000 | $ 106,916 | $ 49,500 |
| Dothan, AL | 24 | $ 2,850,000 | $ 118,750 | $ 63,000 |
| Fort Walton Beach-Crestview-Destin, FL | 24 | $ 3,918,000 | $ 163,250 | $ 71,000 |
| Green Bay, WI | 24 | $ 3,530,000 | $ 147,083 | $ 65,000 |
| Ocean City, NJ | 24 | $ 4,441,000 | $ 185,041 | $ 60,000 |
| Brownsville-Harlingen, TX | 23 | $ 2,731,000 | $ 118,739 | $ 77,000 |
| Casper, WY | 23 | $ 3,910,000 | $ 170,000 | $ 68,000 |
| Elmira, NY | 23 | $ 1,973,000 | $ 85,782 | $ 47,000 |
| Jacksonville, NC | 23 | $ 3,052,000 | $ 132,695 | $ 64,000 |
| Macon, GA | 23 | $ 2,783,000 | $ 121,000 | $ 63,000 |
| Manchester-Nashua, NH | 23 | $ 5,110,000 | $ 222,173 | $ 78,000 |
| Naples-Marco Island, FL | 23 | $ 4,438,000 | $ 192,956 | $ 90,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 23 | $ 6,696,000 | $ 291,130 | $ 81,000 |
| Hot Springs, AR | 22 | $ 2,660,000 | $ 120,909 | $ 61,000 |
| Pueblo, CO | 22 | $ 3,393,000 | $ 154,227 | $ 59,000 |
| Punta Gorda, FL | 22 | $ 3,105,000 | $ 141,136 | $ 62,000 |
| Terre Haute, IN | 22 | $ 2,352,000 | $ 106,909 | $ 56,000 |
| Anderson, SC | 21 | $ 3,211,000 | $ 152,904 | $ 64,000 |
| Bloomington-Normal, IL | 21 | $ 3,572,000 | $ 170,095 | $ 87,000 |
| Cheyenne, WY | 21 | $ 3,024,000 | $ 144,000 | $ 66,000 |
| Gainesville, GA | 21 | $ 3,339,000 | $ 159,000 | $ 68,000 |
| Johnson City, TN | 21 | $ 2,306,000 | $ 109,809 | $ 58,000 |
| Joplin, MO | 21 | $ 2,435,000 | $ 115,952 | $ 50,000 |
| Kalamazoo-Portage, MI | 21 | $ 2,627,000 | $ 125,095 | $ 60,000 |
| Kankakee-Bradley, IL | 21 | $ 2,954,000 | $ 140,666 | $ 66,000 |
| Lawton, OK | 21 | $ 2,274,000 | $ 108,285 | $ 61,000 |
| Decatur, IL | 20 | $ 1,925,000 | $ 96,250 | $ 55,000 |
| Erie, PA | 20 | $ 2,021,000 | $ 101,050 | $ 77,000 |
| Florence, SC | 20 | $ 2,160,000 | $ 108,000 | $ 52,000 |
| Fort Collins-Loveland, CO | 20 | $ 4,237,000 | $ 211,850 | $ 86,000 |
| Gainesville, FL | 20 | $ 3,448,000 | $ 172,400 | $ 64,000 |
| Lafayette, IN | 20 | $ 2,165,000 | $ 108,250 | $ 54,000 |
| Muncie, IN | 20 | $ 2,416,000 | $ 120,800 | $ 53,000 |
| Prescott, AZ | 20 | $ 3,992,000 | $ 199,600 | $ 54,000 |
| Yakima, WA | 20 | $ 3,305,000 | $ 165,250 | $ 80,000 |
| Bangor, ME | 19 | $ 2,519,000 | $ 132,578 | $ 58,000 |
| Dover, DE | 19 | $ 3,382,000 | $ 178,000 | $ 64,000 |
| Janesville, WI | 19 | $ 2,573,000 | $ 135,421 | $ 70,000 |
| Lansing-East Lansing, MI | 19 | $ 2,505,000 | $ 131,842 | $ 60,000 |
| Pine Bluff, AR | 19 | $ 1,404,000 | $ 73,894 | $ 52,000 |
| Sumter, SC | 19 | $ 2,219,000 | $ 116,789 | $ 48,000 |
| Cumberland, MD-WV | 18 | $ 2,146,000 | $ 119,222 | $ 57,388 |
| Holland-Grand Haven, MI | 18 | $ 2,778,000 | $ 154,333 | $ 56,000 |
| Lewiston-Auburn, ME | 18 | $ 2,390,000 | $ 132,777 | $ 55,000 |
| Longview, TX | 18 | $ 2,404,000 | $ 133,555 | $ 85,000 |
| Saginaw-Saginaw Township North, MI | 18 | $ 1,418,000 | $ 78,777 | $ 44,000 |
| Santa Fe, NM | 18 | $ 4,581,000 | $ 254,500 | $ 92,000 |
| Tuscaloosa, AL | 18 | $ 1,974,000 | $ 109,666 | $ 47,000 |
| Wausau, WI | 18 | $ 2,073,000 | $ 115,166 | $ 59,000 |
| Williamsport, PA | 18 | $ 2,019,000 | $ 112,166 | $ 51,000 |
| Anderson, IN | 17 | $ 1,628,000 | $ 95,764 | $ 58,000 |
| Cedar Rapids, IA | 17 | $ 1,786,000 | $ 105,058 | $ 70,000 |
| Florence-Muscle Shoals, AL | 17 | $ 2,136,000 | $ 125,647 | $ 68,000 |
| Lebanon, PA | 17 | $ 2,229,000 | $ 131,117 | $ 65,000 |
| Salisbury, MD | 17 | $ 2,451,000 | $ 144,176 | $ 67,000 |
| Weirton-Steubenville, WV-OH | 17 | $ 1,289,000 | $ 75,823 | $ 49,588 |
| Boulder, CO | 16 | $ 3,119,000 | $ 194,937 | $ 102,000 |
| Charlottesville, VA | 16 | $ 3,217,000 | $ 201,062 | $ 53,000 |
| Cleveland, TN | 16 | $ 1,676,000 | $ 104,750 | $ 47,000 |
| Fargo, ND-MN | 16 | $ 1,726,000 | $ 107,875 | $ 53,500 |
| Michigan City-La Porte, IN | 16 | $ 1,838,000 | $ 114,875 | $ 55,000 |
| Rocky Mount, NC | 16 | $ 1,732,000 | $ 108,250 | $ 51,000 |
| Sioux Falls, SD | 16 | $ 2,320,000 | $ 145,000 | $ 65,000 |
| Stockton, CA | 16 | $ 3,457,000 | $ 216,062 | $ 71,000 |
| Winchester, VA-WV | 16 | $ 2,644,000 | $ 165,250 | $ 67,812 |
| Ann Arbor, MI | 15 | $ 2,532,000 | $ 168,800 | $ 75,000 |
| Bloomington, IN | 15 | $ 1,509,000 | $ 100,600 | $ 52,000 |
| Chico, CA | 15 | $ 3,133,000 | $ 208,866 | $ 76,000 |
| Elizabethtown, KY | 15 | $ 1,891,000 | $ 126,066 | $ 67,000 |
| Elkhart-Goshen, IN | 15 | $ 1,879,000 | $ 125,266 | $ 48,000 |
| Farmington, NM | 15 | $ 2,878,000 | $ 191,866 | $ 77,000 |
| Greeley, CO | 15 | $ 2,757,000 | $ 183,800 | $ 74,000 |
| Hattiesburg, MS | 15 | $ 1,773,000 | $ 118,200 | $ 60,000 |
| Jackson, MI | 15 | $ 1,827,000 | $ 121,800 | $ 46,000 |
| Jonesboro, AR | 15 | $ 1,622,000 | $ 108,133 | $ 55,000 |
| Monroe, MI | 15 | $ 2,445,000 | $ 163,000 | $ 66,000 |
| Oshkosh-Neenah, WI | 15 | $ 1,740,000 | $ 116,000 | $ 60,000 |
| Rapid City, SD | 15 | $ 1,968,000 | $ 131,200 | $ 66,000 |
| Sioux City, IA-NE-SD | 15 | $ 1,357,000 | $ 90,466 | $ 54,666 |
| Albany, GA | 14 | $ 1,785,000 | $ 127,500 | $ 49,000 |
| Barnstable Town, MA | 14 | $ 3,377,000 | $ 241,214 | $ 70,000 |
| Battle Creek, MI | 14 | $ 1,867,000 | $ 133,357 | $ 76,000 |
| Blacksburg-Christiansburg-Radford, VA | 14 | $ 1,938,000 | $ 138,428 | $ 58,000 |
| Burlington, NC | 14 | $ 2,164,000 | $ 154,571 | $ 68,000 |
| Coeur D'Alene, ID | 14 | $ 2,309,000 | $ 164,928 | $ 47,000 |
| Fond Du Lac, WI | 14 | $ 1,455,000 | $ 103,928 | $ 50,000 |
| Grand Junction, CO | 14 | $ 2,506,000 | $ 179,000 | $ 74,000 |
| Great Falls, MT | 14 | $ 2,385,000 | $ 170,357 | $ 62,000 |
| Jackson, TN | 14 | $ 1,755,000 | $ 125,357 | $ 63,000 |
| Kokomo, IN | 14 | $ 1,234,000 | $ 88,142 | $ 50,000 |
| Lincoln, NE | 14 | $ 1,640,000 | $ 117,142 | $ 53,000 |
| Medford, OR | 14 | $ 2,834,000 | $ 202,428 | $ 60,000 |
| Pocatello, ID | 14 | $ 1,767,000 | $ 126,214 | $ 57,000 |
| Salinas, CA | 14 | $ 4,222,000 | $ 301,571 | $ 75,000 |
| Anniston-Oxford, AL | 13 | $ 1,898,000 | $ 146,000 | $ 59,000 |
| Auburn-Opelika, AL | 13 | $ 1,529,000 | $ 117,615 | $ 54,000 |
| Bend, OR | 13 | $ 2,632,000 | $ 202,461 | $ 45,000 |
| Columbus, IN | 13 | $ 1,833,000 | $ 141,000 | $ 65,000 |
| Corpus Christi, TX | 13 | $ 1,225,000 | $ 94,230 | $ 60,000 |
| Eau Claire, WI | 13 | $ 1,649,000 | $ 126,846 | $ 53,000 |
| Johnstown, PA | 13 | $ 1,618,000 | $ 124,461 | $ 52,000 |
| Mansfield, OH | 13 | $ 1,298,000 | $ 99,846 | $ 46,000 |
| San Luis Obispo-Paso Robles, CA | 13 | $ 3,221,000 | $ 247,769 | $ 78,000 |
| St. George, UT | 13 | $ 2,971,000 | $ 228,538 | $ 53,000 |
| Valdosta, GA | 13 | $ 1,984,000 | $ 152,615 | $ 60,000 |
| Waterloo-Cedar Falls, IA | 13 | $ 1,532,000 | $ 117,846 | $ 47,000 |
| Hanford-Corcoran, CA | 12 | $ 1,656,000 | $ 138,000 | $ 85,000 |
| Harrisonburg, VA | 12 | $ 2,082,000 | $ 173,500 | $ 52,000 |
| Jefferson City, MO | 12 | $ 1,337,000 | $ 111,416 | $ 63,000 |
| Kennewick-Pasco-Richland, WA | 12 | $ 1,996,000 | $ 166,333 | $ 77,000 |
| Killeen-Temple-Fort Hood, TX | 12 | $ 1,465,000 | $ 122,083 | $ 73,000 |
| Lawrence, KS | 12 | $ 2,079,000 | $ 173,250 | $ 69,000 |
| Madera, CA | 12 | $ 2,400,000 | $ 200,000 | $ 66,000 |
| Mount Vernon-Anacortes, WA | 12 | $ 2,253,000 | $ 187,750 | $ 64,000 |
| Sebastian-Vero Beach, FL | 12 | $ 1,786,000 | $ 148,833 | $ 64,000 |
| St. Joseph, MO-KS | 12 | $ 1,097,000 | $ 91,416 | $ 41,500 |
| Warner Robins, GA | 12 | $ 937,000 | $ 78,083 | $ 42,000 |
| Appleton, WI | 11 | $ 1,501,000 | $ 136,454 | $ 119,000 |
| Bellingham, WA | 11 | $ 2,818,000 | $ 256,181 | $ 81,000 |
| Columbia, MO | 11 | $ 1,792,000 | $ 162,909 | $ 81,000 |
| Dalton, GA | 11 | $ 1,309,000 | $ 119,000 | $ 49,000 |
| El Paso, TX | 11 | $ 1,435,000 | $ 130,454 | $ 57,000 |
| Grand Forks, ND-MN | 11 | $ 1,489,000 | $ 135,363 | $ 69,454 |
| Greenville, NC | 11 | $ 1,477,000 | $ 134,272 | $ 62,000 |
| Iowa City, IA | 11 | $ 1,633,000 | $ 148,454 | $ 66,000 |
| Morgantown, WV | 11 | $ 1,342,000 | $ 122,000 | $ 56,000 |
| Morristown, TN | 11 | $ 1,376,000 | $ 125,090 | $ 52,000 |
| Niles-Benton Harbor, MI | 11 | $ 1,198,000 | $ 108,909 | $ 61,000 |
| Rochester, MN | 11 | $ 1,570,000 | $ 142,727 | $ 58,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 11 | $ 3,241,000 | $ 294,636 | $ 81,000 |
| Bowling Green, KY | 10 | $ 1,282,000 | $ 128,200 | $ 51,000 |
| Brunswick, GA | 10 | $ 1,348,000 | $ 134,800 | $ 46,000 |
| Decatur, AL | 10 | $ 1,280,000 | $ 128,000 | $ 68,000 |
| Longview, WA | 10 | $ 1,485,000 | $ 148,500 | $ 63,000 |
| Muskegon-Norton Shores, MI | 10 | $ 1,209,000 | $ 120,900 | $ 55,000 |
| Sheboygan, WI | 10 | $ 1,357,000 | $ 135,700 | $ 62,000 |
| St. Cloud, MN | 10 | $ 1,761,000 | $ 176,100 | $ 64,000 |
| State College, PA | 10 | $ 1,740,000 | $ 174,000 | $ 74,000 |
| Wenatchee, WA | 10 | $ 2,180,000 | $ 218,000 | $ 68,000 |
| Bay City, MI | 9 | $ 897,000 | $ 99,666 | $ 55,000 |
| Danville, IL | 9 | $ 675,000 | $ 75,000 | $ 52,000 |
| Danville, VA | 9 | $ 1,188,000 | $ 132,000 | $ 39,000 |
| Palm Coast, FL | 9 | $ 1,151,000 | $ 127,888 | $ 49,000 |
| Redding, CA | 9 | $ 1,802,000 | $ 200,222 | $ 60,000 |
| Santa Rosa-Petaluma, CA | 9 | $ 2,983,000 | $ 331,444 | $ 206,000 |
| Victoria, TX | 9 | $ 934,000 | $ 103,777 | $ 76,000 |
| Yuma, AZ | 9 | $ 1,317,000 | $ 146,333 | $ 56,000 |
| Dubuque, IA | 8 | $ 854,000 | $ 106,750 | $ 57,000 |
| El Centro, CA | 8 | $ 1,260,000 | $ 157,500 | $ 49,000 |
| Goldsboro, NC | 8 | $ 609,000 | $ 76,125 | $ 40,000 |
| Lima, OH | 8 | $ 824,000 | $ 103,000 | $ 61,000 |
| Abilene, TX | 7 | $ 626,000 | $ 89,428 | $ 77,000 |
| Burlington-South Burlington, VT | 7 | $ 1,258,000 | $ 179,714 | $ 81,000 |
| Flagstaff, AZ | 7 | $ 1,469,000 | $ 209,857 | $ 70,000 |
| Hinesville-Fort Stewart, GA | 7 | $ 706,000 | $ 100,857 | $ 65,000 |
| Missoula, MT | 7 | $ 1,183,000 | $ 169,000 | $ 46,000 |
| Pittsfield, MA | 7 | $ 1,065,000 | $ 152,142 | $ 42,000 |
| Bismarck, ND | 6 | $ 641,000 | $ 106,833 | $ 54,000 |
| Gadsden, AL | 6 | $ 636,000 | $ 106,000 | $ 56,000 |
| Honolulu, HI | 6 | $ 1,961,000 | $ 326,833 | $ 107,000 |
| Ithaca, NY | 6 | $ 786,000 | $ 131,000 | $ 63,000 |
| La Crosse, WI-MN | 6 | $ 736,000 | $ 122,666 | $ 62,000 |
| Laredo, TX | 6 | $ 769,000 | $ 128,166 | $ 77,000 |
| Logan, UT-ID | 6 | $ 923,000 | $ 153,833 | $ 55,000 |
| Lubbock, TX | 6 | $ 902,000 | $ 150,333 | $ 115,000 |
| Panama City-Lynn Haven, FL | 6 | $ 8,481,000 | $ 1,413,500 | $ 1,333,000 |
| Yuba City, CA | 6 | $ 773,000 | $ 128,833 | $ 33,000 |
| Anchorage, AK | 5 | $ 911,000 | $ 182,200 | $ 68,000 |
| Carson City, NV | 5 | $ 723,000 | $ 144,600 | $ 66,000 |
| Lewiston, ID-WA | 5 | $ 529,000 | $ 105,800 | $ 44,400 |
| Rome, GA | 5 | $ 563,000 | $ 112,600 | $ 41,000 |
| Sandusky, OH | 5 | $ 607,000 | $ 121,400 | $ 74,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 1,614,000 | $ 322,800 | $ 94,000 |
| College Station-Bryan, TX | 4 | $ 721,000 | $ 180,250 | $ 77,000 |
| Corvallis, OR | 4 | $ 912,000 | $ 228,000 | $ 75,000 |
| Merced, CA | 4 | $ 560,000 | $ 140,000 | $ 52,000 |
| Odessa, TX | 4 | $ 259,000 | $ 64,750 | $ 53,000 |
| Owensboro, KY | 4 | $ 371,000 | $ 92,750 | $ 68,000 |
| Springfield, OH | 4 | $ 456,000 | $ 114,000 | $ 60,000 |
| Ames, IA | 3 | $ 429,000 | $ 143,000 | $ 52,000 |
| Midland, TX | 3 | $ 434,000 | $ 144,666 | $ 107,000 |
| Sherman-Denison, TX | 3 | $ 344,000 | $ 114,666 | $ 61,000 |
| Wichita Falls, TX | 3 | $ 278,000 | $ 92,666 | $ 66,000 |
| Amarillo, TX | 2 | $ 226,000 | $ 113,000 | $ 47,000 |
| Fairbanks, AK | 2 | $ 255,000 | $ 127,500 | $ 30,000 |
| San Angelo, TX | 2 | $ 161,000 | $ 80,500 | $ 44,000 |
| Waco, TX | 2 | $ 180,000 | $ 90,000 | $ 60,000 |
| Napa, CA | 1 | $ 537,000 | $ 537,000 | $ 260,000 |
Mortgage Loan Application Detail Totals for Capital One Home Loans, LLC in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 24,597 | $4,176,528,000 | $169,000 | $8,000,000 | $72,000 | $9,999,000 |
| Home Purchase | 3,417 | $535,640,000 | $156,000 | $1,200,000 | $82,000 | $9,999,000 |
| Home Improvement | 2,746 | $401,235,000 | $146,000 | $698,000 | $68,000 | $540,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 16,091 | $2,803,705,000 | $174,000 | $8,000,000 | $74,000 | $9,999,000 |
| White | 12,068 | $1,893,795,000 | $156,000 | $1,300,000 | $73,000 | $9,999,000 |
| Black or African American | 1,732 | $258,439,000 | $149,000 | $712,000 | $64,000 | $504,000 |
| Asian | 311 | $66,004,000 | $212,000 | $622,000 | $91,000 | $480,000 |
| Hispanic | 270 | $49,858,000 | $184,000 | $865,000 | $67,000 | $342,000 |
| American Indian or Alaskan Native | 267 | $37,210,000 | $139,000 | $501,000 | $60,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $4,392,000 | $209,000 | $416,000 | $76,000 | $131,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,143 | $3,452,789,000 | $163,000 | $8,000,000 | $74,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 9,617 | $1,660,614,000 | $172,000 | $865,000 | $72,000 | $9,999,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 14,188 | $2,471,125,000 | $174,000 | $8,000,000 | $73,000 | $9,999,000 |
| Loan Originated | 12,268 | $1,911,138,000 | $155,000 | $1,060,000 | $71,000 | $1,225,000 |
| Application Withdrawn By Applicant | 4,115 | $696,491,000 | $169,000 | $999,000 | $80,000 | $9,999,000 |
| Application Approved But Not Accepted | 189 | $34,649,000 | $183,000 | $685,000 | $75,000 | $305,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 3,313 | $668,419,000 | $201,000 | $1,320,000 | $57,000 | $9,999,000 |
| Other | 2,883 | $467,583,000 | $162,000 | $1,850,000 | $81,000 | $9,999,000 |
| Credit Application Incomplete | 2,699 | $475,997,000 | $176,000 | $1,200,000 | $81,000 | $9,999,000 |
| Collateral | 2,637 | $424,263,000 | $160,000 | $1,300,000 | $68,000 | $585,000 |
| Credit History | 1,442 | $237,849,000 | $164,000 | $8,000,000 | $84,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 966 | $155,925,000 | $161,000 | $648,000 | $73,000 | $1,100,000 |
| Unverifiable Information | 163 | $27,560,000 | $169,000 | $1,400,000 | $83,000 | $1,180,000 |
| Employment History | 85 | $13,529,000 | $159,000 | $584,000 | $65,000 | $275,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One Home Loans, LLC's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One Home Loans, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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