Capital One, National Association Mortgage Lending & HMDA Data, 2022
In 2022, Capital One, National Association of Plano, TX reported 485 mortgage applications totaling $8.5 billion, down 12% from 2021. The average application was for $17,569,783, and applicants reported an average income of $0. 85% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (25), Los Angeles-Long Beach-Glendale, CA (25) and Dallas-Plano-Irving, TX (20) (applications in parentheses).
| Mortgage Company & Address | Capital One, National Association 7933 Preston Road Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 485 |
| Total Mortgage Loan Application Amount | $8,521,345,000 |
| Average Mortgage Loan Application Amount | $17,569,783 |
| Highest Mortgage Loan Application Amount | $99,885,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 25 | $ 174,090,000 | $ 6,963,600 | $ 0 |
| Harris, Texas | 21 | $ 437,525,000 | $ 20,834,523 | $ 0 |
| San Diego, California | 15 | $ 77,335,000 | $ 5,155,666 | $ 0 |
| New York, New York | 10 | $ 147,520,000 | $ 14,752,000 | $ 0 |
| Dallas, Texas | 10 | $ 427,660,000 | $ 42,766,000 | $ 0 |
| Maricopa, Arizona | 9 | $ 135,075,000 | $ 15,008,333 | $ 0 |
| Prince George's, Maryland | 9 | $ 158,065,000 | $ 17,562,777 | $ 0 |
| Cook, Illinois | 8 | $ 53,170,000 | $ 6,646,250 | $ 0 |
| Mecklenburg, North Carolina | 8 | $ 191,590,000 | $ 23,948,750 | $ 0 |
| Gwinnett, Georgia | 7 | $ 205,820,000 | $ 29,402,857 | $ 0 |
| Bexar, Texas | 7 | $ 143,980,000 | $ 20,568,571 | $ 0 |
| Tarrant, Texas | 7 | $ 175,215,000 | $ 25,030,714 | $ 0 |
| Baltimore City, Maryland | 6 | $ 35,640,000 | $ 5,940,000 | $ 0 |
| Franklin, Ohio | 6 | $ 236,330,000 | $ 39,388,333 | $ 0 |
| Philadelphia, Pennsylvania | 6 | $ 90,140,000 | $ 15,023,333 | $ 0 |
| Shelby, Tennessee | 6 | $ 58,470,000 | $ 9,745,000 | $ 0 |
| Hampton, Virginia | 6 | $ 88,660,000 | $ 14,776,666 | $ 0 |
| Orange, California | 5 | $ 50,050,000 | $ 10,010,000 | $ 0 |
| Orange, Florida | 5 | $ 228,565,000 | $ 45,713,000 | $ 0 |
| Pulaski, Arkansas | 4 | $ 68,380,000 | $ 17,095,000 | $ 0 |
| Volusia, Florida | 4 | $ 31,050,000 | $ 7,762,500 | $ 0 |
| East Baton Rouge, Louisiana | 4 | $ 80,520,000 | $ 20,130,000 | $ 0 |
| Jackson, Missouri | 4 | $ 129,710,000 | $ 32,427,500 | $ 0 |
| Guilford, North Carolina | 4 | $ 101,290,000 | $ 25,322,500 | $ 0 |
| Summit, Ohio | 4 | $ 23,960,000 | $ 5,990,000 | $ 0 |
| Davidson, Tennessee | 4 | $ 148,050,000 | $ 37,012,500 | $ 0 |
| Hardin, Texas | 4 | $ 14,050,000 | $ 3,512,500 | $ 0 |
| Jefferson, Alabama | 3 | $ 18,995,000 | $ 6,331,666 | $ 0 |
| District of Columbia, District Of Columbia | 3 | $ 11,745,000 | $ 3,915,000 | $ 0 |
| Duval, Florida | 3 | $ 20,885,000 | $ 6,961,666 | $ 0 |
| Marion, Indiana | 3 | $ 19,805,000 | $ 6,601,666 | $ 0 |
| Oakland, Michigan | 3 | $ 118,785,000 | $ 39,595,000 | $ 0 |
| Westchester, New York | 3 | $ 5,525,000 | $ 1,841,666 | $ 0 |
| Portage, Ohio | 3 | $ 84,065,000 | $ 28,021,666 | $ 0 |
| Multnomah, Oregon | 3 | $ 6,860,000 | $ 2,286,666 | $ 0 |
| Allegheny, Pennsylvania | 3 | $ 22,745,000 | $ 7,581,666 | $ 0 |
| Collin, Texas | 3 | $ 72,415,000 | $ 24,138,333 | $ 0 |
| Denton, Texas | 3 | $ 49,365,000 | $ 16,455,000 | $ 0 |
| Lubbock, Texas | 3 | $ 36,405,000 | $ 12,135,000 | $ 0 |
| Travis, Texas | 3 | $ 50,005,000 | $ 16,668,333 | $ 0 |
| Fairfax, Virginia | 3 | $ 52,995,000 | $ 17,665,000 | $ 0 |
| King, Washington | 3 | $ 11,155,000 | $ 3,718,333 | $ 0 |
| Elmore, Alabama | 2 | $ 5,560,000 | $ 2,780,000 | $ 0 |
| Lee, Alabama | 2 | $ 61,130,000 | $ 30,565,000 | $ 0 |
| Montgomery, Alabama | 2 | $ 25,110,000 | $ 12,555,000 | $ 0 |
| St. Clair, Alabama | 2 | $ 17,210,000 | $ 8,605,000 | $ 0 |
| Benton, Arkansas | 2 | $ 54,320,000 | $ 27,160,000 | $ 0 |
| Riverside, California | 2 | $ 15,830,000 | $ 7,915,000 | $ 0 |
| San Bernardino, California | 2 | $ 42,520,000 | $ 21,260,000 | $ 0 |
| San Joaquin, California | 2 | $ 8,280,000 | $ 4,140,000 | $ 0 |
| Santa Clara, California | 2 | $ 43,065,000 | $ 21,532,500 | $ 0 |
| Fairfield, Connecticut | 2 | $ 39,980,000 | $ 19,990,000 | $ 0 |
| Hartford, Connecticut | 2 | $ 15,160,000 | $ 7,580,000 | $ 0 |
| Brevard, Florida | 2 | $ 130,220,000 | $ 65,110,000 | $ 0 |
| Hillsborough, Florida | 2 | $ 85,940,000 | $ 42,970,000 | $ 0 |
| Seminole, Florida | 2 | $ 72,450,000 | $ 36,225,000 | $ 0 |
| Cobb, Georgia | 2 | $ 57,110,000 | $ 28,555,000 | $ 0 |
| Fulton, Georgia | 2 | $ 21,290,000 | $ 10,645,000 | $ 0 |
| Bartholomew, Indiana | 2 | $ 14,530,000 | $ 7,265,000 | $ 0 |
| Monroe, Indiana | 2 | $ 15,040,000 | $ 7,520,000 | $ 0 |
| Tippecanoe, Indiana | 2 | $ 50,130,000 | $ 25,065,000 | $ 0 |
| Marshall, Iowa | 2 | $ 12,970,000 | $ 6,485,000 | $ 0 |
| Jefferson, Kentucky | 2 | $ 32,790,000 | $ 16,395,000 | $ 0 |
| Anne Arundel, Maryland | 2 | $ 72,710,000 | $ 36,355,000 | $ 0 |
| Middlesex, Massachusetts | 2 | $ 101,230,000 | $ 50,615,000 | $ 0 |
| Plymouth, Massachusetts | 2 | $ 54,590,000 | $ 27,295,000 | $ 0 |
| Ingham, Michigan | 2 | $ 42,540,000 | $ 21,270,000 | $ 0 |
| Ottawa, Michigan | 2 | $ 40,210,000 | $ 20,105,000 | $ 0 |
| Washington, Minnesota | 2 | $ 15,000,000 | $ 7,500,000 | $ 0 |
| Taney, Missouri | 2 | $ 8,760,000 | $ 4,380,000 | $ 0 |
| Carson City, Nevada | 2 | $ 17,450,000 | $ 8,725,000 | $ 0 |
| Clark, Nevada | 2 | $ 60,090,000 | $ 30,045,000 | $ 0 |
| Queens, New York | 2 | $ 14,010,000 | $ 7,005,000 | $ 0 |
| Catawba, North Carolina | 2 | $ 27,350,000 | $ 13,675,000 | $ 0 |
| Wake, North Carolina | 2 | $ 81,010,000 | $ 40,505,000 | $ 0 |
| Hamilton, Ohio | 2 | $ 3,010,000 | $ 1,505,000 | $ 0 |
| Stark, Ohio | 2 | $ 21,970,000 | $ 10,985,000 | $ 0 |
| Douglas, Oregon | 2 | $ 10,310,000 | $ 5,155,000 | $ 0 |
| Berks, Pennsylvania | 2 | $ 21,340,000 | $ 10,670,000 | $ 0 |
| Dauphin, Pennsylvania | 2 | $ 30,210,000 | $ 15,105,000 | $ 0 |
| Delaware, Pennsylvania | 2 | $ 13,230,000 | $ 6,615,000 | $ 0 |
| Mercer, Pennsylvania | 2 | $ 14,290,000 | $ 7,145,000 | $ 0 |
| Northampton, Pennsylvania | 2 | $ 58,310,000 | $ 29,155,000 | $ 0 |
| Madison, Tennessee | 2 | $ 10,400,000 | $ 5,200,000 | $ 0 |
| Fort Bend, Texas | 2 | $ 52,140,000 | $ 26,070,000 | $ 0 |
| Hays, Texas | 2 | $ 19,290,000 | $ 9,645,000 | $ 0 |
| Montgomery, Texas | 2 | $ 66,210,000 | $ 33,105,000 | $ 0 |
| Rockwall, Texas | 2 | $ 74,790,000 | $ 37,395,000 | $ 0 |
| Henrico, Virginia | 2 | $ 50,910,000 | $ 25,455,000 | $ 0 |
| Thurston, Washington | 2 | $ 54,610,000 | $ 27,305,000 | $ 0 |
| Etowah, Alabama | 1 | $ 5,515,000 | $ 5,515,000 | $ 0 |
| Houston, Alabama | 1 | $ 16,745,000 | $ 16,745,000 | $ 0 |
| Madison, Alabama | 1 | $ 22,485,000 | $ 22,485,000 | $ 0 |
| Mobile, Alabama | 1 | $ 1,785,000 | $ 1,785,000 | $ 0 |
| Tuscaloosa, Alabama | 1 | $ 14,255,000 | $ 14,255,000 | $ 0 |
| Coconino, Arizona | 1 | $ 7,085,000 | $ 7,085,000 | $ 0 |
| Pima, Arizona | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Craighead, Arkansas | 1 | $ 9,005,000 | $ 9,005,000 | $ 0 |
| Crawford, Arkansas | 1 | $ 5,405,000 | $ 5,405,000 | $ 0 |
| Crittenden, Arkansas | 1 | $ 40,115,000 | $ 40,115,000 | $ 0 |
| Sebastian, Arkansas | 1 | $ 11,755,000 | $ 11,755,000 | $ 0 |
| St. Francis, Arkansas | 1 | $ 7,805,000 | $ 7,805,000 | $ 0 |
| White, Arkansas | 1 | $ 12,325,000 | $ 12,325,000 | $ 0 |
| Amador, California | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Calaveras, California | 1 | $ 1,995,000 | $ 1,995,000 | $ 0 |
| El Dorado, California | 1 | $ 3,135,000 | $ 3,135,000 | $ 0 |
| Imperial, California | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Marin, California | 1 | $ 61,595,000 | $ 61,595,000 | $ 0 |
| Sonoma, California | 1 | $ 32,695,000 | $ 32,695,000 | $ 0 |
| Stanislaus, California | 1 | $ 2,615,000 | $ 2,615,000 | $ 0 |
| Sutter, California | 1 | $ 8,805,000 | $ 8,805,000 | $ 0 |
| Ventura, California | 1 | $ 77,325,000 | $ 77,325,000 | $ 0 |
| Yuba, California | 1 | $ 4,735,000 | $ 4,735,000 | $ 0 |
| Adams, Colorado | 1 | $ 35,755,000 | $ 35,755,000 | $ 0 |
| Boulder, Colorado | 1 | $ 17,305,000 | $ 17,305,000 | $ 0 |
| Denver, Colorado | 1 | $ 61,005,000 | $ 61,005,000 | $ 0 |
| New Castle, Delaware | 1 | $ 63,795,000 | $ 63,795,000 | $ 0 |
| Clay, Florida | 1 | $ 2,955,000 | $ 2,955,000 | $ 0 |
| Escambia, Florida | 1 | $ 6,805,000 | $ 6,805,000 | $ 0 |
| Leon, Florida | 1 | $ 22,995,000 | $ 22,995,000 | $ 0 |
| Pasco, Florida | 1 | $ 27,145,000 | $ 27,145,000 | $ 0 |
| Polk, Florida | 1 | $ 7,995,000 | $ 7,995,000 | $ 0 |
| Santa Rosa, Florida | 1 | $ 2,465,000 | $ 2,465,000 | $ 0 |
| Chatham, Georgia | 1 | $ 19,415,000 | $ 19,415,000 | $ 0 |
| Coweta, Georgia | 1 | $ 4,035,000 | $ 4,035,000 | $ 0 |
| Glynn, Georgia | 1 | $ 12,815,000 | $ 12,815,000 | $ 0 |
| Houston, Georgia | 1 | $ 53,225,000 | $ 53,225,000 | $ 0 |
| Jones, Georgia | 1 | $ 2,055,000 | $ 2,055,000 | $ 0 |
| Liberty, Georgia | 1 | $ 27,015,000 | $ 27,015,000 | $ 0 |
| Lowndes, Georgia | 1 | $ 12,825,000 | $ 12,825,000 | $ 0 |
| Muscogee, Georgia | 1 | $ 20,445,000 | $ 20,445,000 | $ 0 |
| Richmond, Georgia | 1 | $ 23,105,000 | $ 23,105,000 | $ 0 |
| Lake, Illinois | 1 | $ 7,595,000 | $ 7,595,000 | $ 0 |
| St. Clair, Illinois | 1 | $ 3,445,000 | $ 3,445,000 | $ 0 |
| Allen, Indiana | 1 | $ 25,155,000 | $ 25,155,000 | $ 0 |
| Gibson, Indiana | 1 | $ 4,035,000 | $ 4,035,000 | $ 0 |
| Hancock, Indiana | 1 | $ 25,865,000 | $ 25,865,000 | $ 0 |
| Pottawattamie, Iowa | 1 | $ 7,055,000 | $ 7,055,000 | $ 0 |
| Johnson, Kansas | 1 | $ 47,335,000 | $ 47,335,000 | $ 0 |
| Sedgwick, Kansas | 1 | $ 17,005,000 | $ 17,005,000 | $ 0 |
| Wyandotte, Kansas | 1 | $ 10,205,000 | $ 10,205,000 | $ 0 |
| Fayette, Kentucky | 1 | $ 0 | $ 0 | $ 0 |
| Calcasieu, Louisiana | 1 | $ 5,855,000 | $ 5,855,000 | $ 0 |
| Lafayette, Louisiana | 1 | $ 20,125,000 | $ 20,125,000 | $ 0 |
| Orleans, Louisiana | 1 | $ 33,005,000 | $ 33,005,000 | $ 0 |
| West Baton Rouge, Louisiana | 1 | $ 33,225,000 | $ 33,225,000 | $ 0 |
| Baltimore, Maryland | 1 | $ 77,005,000 | $ 77,005,000 | $ 0 |
| Howard, Maryland | 1 | $ 86,365,000 | $ 86,365,000 | $ 0 |
| Montgomery, Maryland | 1 | $ 33,315,000 | $ 33,315,000 | $ 0 |
| Washington, Maryland | 1 | $ 13,665,000 | $ 13,665,000 | $ 0 |
| Worcester, Maryland | 1 | $ 5,035,000 | $ 5,035,000 | $ 0 |
| Bristol, Massachusetts | 1 | $ 13,785,000 | $ 13,785,000 | $ 0 |
| Hampden, Massachusetts | 1 | $ 10,005,000 | $ 10,005,000 | $ 0 |
| Calhoun, Michigan | 1 | $ 6,135,000 | $ 6,135,000 | $ 0 |
| Genesee, Michigan | 1 | $ 8,635,000 | $ 8,635,000 | $ 0 |
| Kalamazoo, Michigan | 1 | $ 10,825,000 | $ 10,825,000 | $ 0 |
| Kent, Michigan | 1 | $ 13,945,000 | $ 13,945,000 | $ 0 |
| Washtenaw, Michigan | 1 | $ 36,905,000 | $ 36,905,000 | $ 0 |
| Wayne, Michigan | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| Brown, Minnesota | 1 | $ 3,075,000 | $ 3,075,000 | $ 0 |
| Dakota, Minnesota | 1 | $ 7,505,000 | $ 7,505,000 | $ 0 |
| Ramsey, Minnesota | 1 | $ 3,795,000 | $ 3,795,000 | $ 0 |
| St. Louis, Minnesota | 1 | $ 47,895,000 | $ 47,895,000 | $ 0 |
| DeSoto, Mississippi | 1 | $ 42,155,000 | $ 42,155,000 | $ 0 |
| Jackson, Mississippi | 1 | $ 19,505,000 | $ 19,505,000 | $ 0 |
| Tunica, Mississippi | 1 | $ 18,005,000 | $ 18,005,000 | $ 0 |
| Cole, Missouri | 1 | $ 10,805,000 | $ 10,805,000 | $ 0 |
| Hillsborough, New Hampshire | 1 | $ 0 | $ 0 | $ 0 |
| Essex, New Jersey | 1 | $ 70,465,000 | $ 70,465,000 | $ 0 |
| Gloucester, New Jersey | 1 | $ 46,105,000 | $ 46,105,000 | $ 0 |
| Monmouth, New Jersey | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Passaic, New Jersey | 1 | $ 2,015,000 | $ 2,015,000 | $ 0 |
| Bronx, New York | 1 | $ 4,675,000 | $ 4,675,000 | $ 0 |
| Broome, New York | 1 | $ 24,775,000 | $ 24,775,000 | $ 0 |
| Kings, New York | 1 | $ 4,975,000 | $ 4,975,000 | $ 0 |
| Monroe, New York | 1 | $ 13,355,000 | $ 13,355,000 | $ 0 |
| Suffolk, New York | 1 | $ 50,005,000 | $ 50,005,000 | $ 0 |
| Sullivan, New York | 1 | $ 13,385,000 | $ 13,385,000 | $ 0 |
| Buncombe, North Carolina | 1 | $ 31,365,000 | $ 31,365,000 | $ 0 |
| Durham, North Carolina | 1 | $ 53,535,000 | $ 53,535,000 | $ 0 |
| Forsyth, North Carolina | 1 | $ 13,805,000 | $ 13,805,000 | $ 0 |
| Union, North Carolina | 1 | $ 41,375,000 | $ 41,375,000 | $ 0 |
| Erie, Ohio | 1 | $ 1,455,000 | $ 1,455,000 | $ 0 |
| Montgomery, Ohio | 1 | $ 3,425,000 | $ 3,425,000 | $ 0 |
| Trumbull, Ohio | 1 | $ 4,225,000 | $ 4,225,000 | $ 0 |
| Muskogee, Oklahoma | 1 | $ 2,145,000 | $ 2,145,000 | $ 0 |
| Jackson, Oregon | 1 | $ 4,035,000 | $ 4,035,000 | $ 0 |
| Linn, Oregon | 1 | $ 1,665,000 | $ 1,665,000 | $ 0 |
| Polk, Oregon | 1 | $ 2,045,000 | $ 2,045,000 | $ 0 |
| Wasco, Oregon | 1 | $ 3,025,000 | $ 3,025,000 | $ 0 |
| Bucks, Pennsylvania | 1 | $ 20,005,000 | $ 20,005,000 | $ 0 |
| Lancaster, Pennsylvania | 1 | $ 3,705,000 | $ 3,705,000 | $ 0 |
| Charleston, South Carolina | 1 | $ 17,005,000 | $ 17,005,000 | $ 0 |
| Greenville, South Carolina | 1 | $ 5,105,000 | $ 5,105,000 | $ 0 |
| Horry, South Carolina | 1 | $ 2,375,000 | $ 2,375,000 | $ 0 |
| Lexington, South Carolina | 1 | $ 7,055,000 | $ 7,055,000 | $ 0 |
| Richland, South Carolina | 1 | $ 15,665,000 | $ 15,665,000 | $ 0 |
| Anderson, Tennessee | 1 | $ 36,195,000 | $ 36,195,000 | $ 0 |
| Hamblen, Tennessee | 1 | $ 3,405,000 | $ 3,405,000 | $ 0 |
| Hamilton, Tennessee | 1 | $ 13,005,000 | $ 13,005,000 | $ 0 |
| Knox, Tennessee | 1 | $ 4,905,000 | $ 4,905,000 | $ 0 |
| Montgomery, Tennessee | 1 | $ 22,325,000 | $ 22,325,000 | $ 0 |
| Robertson, Tennessee | 1 | $ 2,065,000 | $ 2,065,000 | $ 0 |
| Sevier, Tennessee | 1 | $ 40,045,000 | $ 40,045,000 | $ 0 |
| Sumner, Tennessee | 1 | $ 4,535,000 | $ 4,535,000 | $ 0 |
| Williamson, Tennessee | 1 | $ 7,745,000 | $ 7,745,000 | $ 0 |
| Comal, Texas | 1 | $ 37,575,000 | $ 37,575,000 | $ 0 |
| Coryell, Texas | 1 | $ 11,185,000 | $ 11,185,000 | $ 0 |
| Guadalupe, Texas | 1 | $ 24,995,000 | $ 24,995,000 | $ 0 |
| Hunt, Texas | 1 | $ 4,485,000 | $ 4,485,000 | $ 0 |
| Jefferson, Texas | 1 | $ 10,855,000 | $ 10,855,000 | $ 0 |
| Kaufman, Texas | 1 | $ 11,375,000 | $ 11,375,000 | $ 0 |
| Kerr, Texas | 1 | $ 14,305,000 | $ 14,305,000 | $ 0 |
| Midland, Texas | 1 | $ 14,075,000 | $ 14,075,000 | $ 0 |
| Nacogdoches, Texas | 1 | $ 4,215,000 | $ 4,215,000 | $ 0 |
| Orange, Vermont | 1 | $ 6,105,000 | $ 6,105,000 | $ 0 |
| Chesterfield, Virginia | 1 | $ 29,405,000 | $ 29,405,000 | $ 0 |
| Manassas, Virginia | 1 | $ 7,955,000 | $ 7,955,000 | $ 0 |
| Newport News, Virginia | 1 | $ 8,625,000 | $ 8,625,000 | $ 0 |
| Norfolk, Virginia | 1 | $ 18,055,000 | $ 18,055,000 | $ 0 |
| Petersburg, Virginia | 1 | $ 43,615,000 | $ 43,615,000 | $ 0 |
| Poquoson, Virginia | 1 | $ 19,995,000 | $ 19,995,000 | $ 0 |
| Pierce, Washington | 1 | $ 1,685,000 | $ 1,685,000 | $ 0 |
| Snohomish, Washington | 1 | $ 4,645,000 | $ 4,645,000 | $ 0 |
| Whatcom, Washington | 1 | $ 6,785,000 | $ 6,785,000 | $ 0 |
| Albany, Wyoming | 1 | $ 3,035,000 | $ 3,035,000 | $ 0 |
Mortgage Loan Application Detail Totals for Capital One, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 270 | $4,544,200,000 | $17,212,000 | $93,655,000 | $0 | $0 |
| Home Purchase | 199 | $3,879,425,000 | $19,692,000 | $99,885,000 | $0 | $0 |
| Home Improvement | 16 | $97,720,000 | $6,107,000 | $20,005,000 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 485 | $8,521,345,000 | $17,864,000 | $99,885,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 478 | $8,377,650,000 | $17,824,000 | $99,885,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 7 | $143,695,000 | $20,527,000 | $40,005,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 414 | $7,611,490,000 | $18,747,000 | $99,885,000 | $0 | $0 |
| Application Withdrawn By Applicant | 57 | $841,695,000 | $14,766,000 | $87,875,000 | $0 | $0 |
| Loan Purchased By The Institution | 10 | $48,290,000 | $4,829,000 | $8,305,000 | $0 | $0 |
| Application Denied By Financial Institution | 3 | $7,265,000 | $2,421,000 | $3,505,000 | $0 | $0 |
| Application Approved But Not Accepted | 1 | $12,605,000 | $12,605,000 | $12,605,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 482 | $8,514,080,000 | $17,962,000 | $99,885,000 | $0 | $0 |
| Other | 2 | $6,110,000 | $3,055,000 | $3,505,000 | $0 | $0 |
| Credit History | 1 | $1,155,000 | $1,155,000 | $1,155,000 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About