Capitol Commerce Mrtgage Mortgage Lending & HMDA Data, 2003

In 2003, Capitol Commerce Mrtgage of Citrus Heights, CA reported 53,651 mortgage applications totaling $9.8 billion. The average application was for $182,929, and applicants reported an average income of $122,609. 91% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Phoenix-Mesa, AZ (4,743), Sacramento, CA (3,954) and Portland-Vancouver, OR-WA (2,756) (applications in parentheses).

Mortgage Company & Address Capitol Commerce Mrtgage
7921 Kingswood Drive
Citrus Heights, CA 95610
Tel #: available with data download
Federal Regulator * available with data download
Years 2003  
Total Number of Mortgage Applications 53,651
Total Mortgage Loan Application Amount $9,814,374,000
Average Mortgage Loan Application Amount $182,929
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $122,609
Highest Applicant Income $9,943,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capitol Commerce Mrtgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capitol Commerce Mrtgage by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 4,634 $ 724,167,000 $ 156,272 $ 244,000
Sacramento, California 2,123 $ 387,123,000 $ 182,347 $ 96,000
King, Washington 1,977 $ 390,289,000 $ 197,414 $ 52,000
Los Angeles, California 1,550 $ 378,223,000 $ 244,014 $ 107,000
Orange, California 1,516 $ 375,429,000 $ 247,644 $ 119,000
Santa Clara, California 1,474 $ 427,071,000 $ 289,736 $ 146,000
Clark, Nevada 1,436 $ 221,448,000 $ 154,211 $ 85,000
Alameda, California 1,348 $ 358,827,000 $ 266,192 $ 124,000
San Luis Obispo, California 1,302 $ 284,758,000 $ 218,708 $ 90,000
Cook, Illinois 1,187 $ 221,696,000 $ 186,770 $ 83,000
Placer, California 1,092 $ 230,032,000 $ 210,652 $ 97,000
Washoe, Nevada 1,083 $ 185,778,000 $ 171,540 $ 65,000
Multnomah, Oregon 1,040 $ 165,228,000 $ 158,873 $ 260,000
Harris, Texas 948 $ 133,260,000 $ 140,569 $ 144,000
Fresno, California 862 $ 133,941,000 $ 155,383 $ 82,000
Contra Costa, California 848 $ 216,028,000 $ 254,750 $ 120,000
Washington, Oregon 808 $ 131,751,000 $ 163,058 $ 129,000
El Dorado, California 739 $ 146,556,000 $ 198,316 $ 90,000
Clackamas, Oregon 670 $ 116,758,000 $ 174,265 $ 61,000
Marin, California 658 $ 187,352,000 $ 284,729 $ 138,000
San Mateo, California 649 $ 188,223,000 $ 290,020 $ 129,000
Salt Lake, Utah 639 $ 99,939,000 $ 156,399 $ 101,000
San Francisco, California 623 $ 175,237,000 $ 281,279 $ 127,000
Snohomish, Washington 610 $ 108,332,000 $ 177,593 $ 59,000
St. Louis, Missouri 570 $ 85,970,000 $ 150,824 $ 82,000
DuPage, Illinois 541 $ 100,600,000 $ 185,951 $ 89,000
Clark, Washington 516 $ 73,497,000 $ 142,436 $ 206,000
Nevada, California 515 $ 104,084,000 $ 202,104 $ 120,000
Lane, Oregon 503 $ 67,699,000 $ 134,590 $ 102,000
San Diego, California 486 $ 116,631,000 $ 239,981 $ 106,000
Arapahoe, Colorado 480 $ 83,292,000 $ 173,525 $ 71,000
Jefferson, Colorado 458 $ 80,430,000 $ 175,611 $ 100,000
Pierce, Washington 444 $ 71,546,000 $ 161,139 $ 44,000
Deschutes, Oregon 439 $ 68,687,000 $ 156,462 $ 155,000
Santa Barbara, California 433 $ 92,118,000 $ 212,743 $ 77,000
Denver, Colorado 432 $ 73,033,000 $ 169,057 $ 85,000
Marion, Oregon 405 $ 50,520,000 $ 124,740 $ 115,000
San Joaquin, California 389 $ 71,865,000 $ 184,742 $ 87,000
Sonoma, California 388 $ 93,336,000 $ 240,556 $ 110,000
Orange, Florida 364 $ 51,586,000 $ 141,719 $ 73,000
Collin, Texas 364 $ 61,378,000 $ 168,620 $ 103,000
Dallas, Texas 347 $ 51,013,000 $ 147,011 $ 162,000
El Paso, Colorado 344 $ 54,038,000 $ 157,087 $ 73,000
Douglas, Colorado 330 $ 67,558,000 $ 204,721 $ 98,000
Riverside, California 312 $ 59,807,000 $ 191,689 $ 119,000
Ventura, California 306 $ 75,907,000 $ 248,062 $ 104,000
Douglas, Nevada 295 $ 53,489,000 $ 181,318 $ 118,000
Stanislaus, California 276 $ 47,067,000 $ 170,532 $ 199,000
Yavapai, Arizona 274 $ 37,730,000 $ 137,700 $ 69,000
Yolo, California 264 $ 50,369,000 $ 190,791 $ 143,000
St. Charles, Missouri 257 $ 36,482,000 $ 141,953 $ 68,000
Santa Cruz, California 249 $ 62,680,000 $ 251,726 $ 105,000
Seminole, Florida 248 $ 35,929,000 $ 144,875 $ 240,000
Tarrant, Texas 246 $ 36,217,000 $ 147,223 $ 91,000
Adams, Colorado 243 $ 37,967,000 $ 156,242 $ 61,000
Kane, Illinois 240 $ 43,554,000 $ 181,475 $ 119,000
Will, Illinois 239 $ 38,176,000 $ 159,732 $ 78,000
Denton, Texas 237 $ 37,908,000 $ 159,949 $ 98,000
Johnson, Kansas 229 $ 38,422,000 $ 167,781 $ 83,000
Lake, Illinois 228 $ 46,363,000 $ 203,346 $ 119,000
Fort Bend, Texas 224 $ 36,781,000 $ 164,200 $ 130,000
Yamhill, Oregon 211 $ 28,416,000 $ 134,672 $ 65,000
Tulare, California 204 $ 26,902,000 $ 131,872 $ 79,000
San Bernardino, California 192 $ 34,243,000 $ 178,348 $ 111,000
Boulder, Colorado 188 $ 37,388,000 $ 198,872 $ 99,000
Jackson, Missouri 187 $ 23,099,000 $ 123,524 $ 339,000
Solano, California 185 $ 37,322,000 $ 201,740 $ 111,000
Elko, Nevada 180 $ 18,259,000 $ 101,438 $ 483,000
Pinellas, Florida 175 $ 26,345,000 $ 150,542 $ 181,000
Pima, Arizona 170 $ 24,144,000 $ 142,023 $ 114,000
Larimer, Colorado 170 $ 29,881,000 $ 175,770 $ 101,000
Davis, Utah 169 $ 27,850,000 $ 164,792 $ 105,000
Carson City, Nevada 161 $ 23,438,000 $ 145,577 $ 340,000
Travis, Texas 154 $ 25,181,000 $ 163,512 $ 107,000
Hillsborough, Florida 141 $ 20,714,000 $ 146,907 $ 142,000
Montgomery, Texas 141 $ 21,865,000 $ 155,070 $ 161,000
Miami-Dade, Florida 140 $ 21,063,000 $ 150,450 $ 571,000
Broward, Florida 135 $ 22,400,000 $ 165,925 $ 80,000
Palm Beach, Florida 125 $ 20,842,000 $ 166,736 $ 280,000
Spokane, Washington 120 $ 14,717,000 $ 122,641 $ 45,000
Brazos, Texas 117 $ 16,122,000 $ 137,794 $ 113,000
Utah, Utah 117 $ 18,832,000 $ 160,957 $ 109,000
Volusia, Florida 116 $ 14,331,000 $ 123,543 $ 138,000
Polk, Oregon 116 $ 15,136,000 $ 130,482 $ 55,000
Kitsap, Washington 116 $ 18,951,000 $ 163,370 $ 61,000
Benton, Oregon 111 $ 15,226,000 $ 137,171 $ 87,000
Pinal, Arizona 109 $ 15,179,000 $ 139,256 $ 72,000
Linn, Oregon 107 $ 11,730,000 $ 109,626 $ 57,000
Coconino, Arizona 106 $ 16,242,000 $ 153,226 $ 101,000
Greene, Missouri 105 $ 12,477,000 $ 118,828 $ 86,000
Washington, Utah 103 $ 14,086,000 $ 136,757 $ 64,000
Douglas, Oregon 102 $ 12,656,000 $ 124,078 $ 54,000
Lyon, Nevada 99 $ 12,892,000 $ 130,222 $ 70,000
Jackson, Oregon 96 $ 13,810,000 $ 143,854 $ 217,000
Oklahoma, Oklahoma 93 $ 13,441,000 $ 144,526 $ 82,000
Monterey, California 92 $ 22,640,000 $ 246,086 $ 88,000
Kern, California 88 $ 11,981,000 $ 136,147 $ 432,000
McHenry, Illinois 87 $ 15,787,000 $ 181,459 $ 73,000
Tulsa, Oklahoma 87 $ 10,736,000 $ 123,402 $ 61,000
Brevard, Florida 86 $ 9,975,000 $ 115,988 $ 294,000
Galveston, Texas 85 $ 12,575,000 $ 147,941 $ 98,000
Reno, Kansas 84 $ 10,157,000 $ 120,916 $ 59,000
Jefferson, Missouri 78 $ 9,959,000 $ 127,679 $ 53,000
Madera, California 74 $ 11,080,000 $ 149,729 $ 81,000
Brazoria, Texas 71 $ 9,848,000 $ 138,704 $ 86,000
Josephine, Oregon 70 $ 8,285,000 $ 118,357 $ 49,000
Bonneville, Idaho 69 $ 7,733,000 $ 112,072 $ 76,000
Lake, Indiana 69 $ 9,325,000 $ 135,144 $ 69,000
Weld, Colorado 67 $ 11,058,000 $ 165,044 $ 72,000
Williamson, Texas 67 $ 9,585,000 $ 143,059 $ 182,000
Lake, Florida 66 $ 8,915,000 $ 135,075 $ 307,000
Ada, Idaho 65 $ 9,282,000 $ 142,800 $ 185,000
Napa, California 63 $ 15,038,000 $ 238,698 $ 105,000
Navajo, Arizona 61 $ 7,842,000 $ 128,557 $ 88,000
Butte, California 61 $ 8,769,000 $ 143,754 $ 70,000
Pasco, Florida 61 $ 6,969,000 $ 114,245 $ 821,000
Humboldt, California 60 $ 9,118,000 $ 151,966 $ 63,000
Merced, California 60 $ 9,628,000 $ 160,466 $ 85,000
Kendall, Illinois 60 $ 9,799,000 $ 163,316 $ 90,000
Hood River, Oregon 60 $ 8,298,000 $ 138,300 $ 53,000
Benton, Washington 58 $ 7,041,000 $ 121,396 $ 60,000
Bernalillo, New Mexico 56 $ 7,543,000 $ 134,696 $ 75,000
Lake, California 55 $ 9,286,000 $ 168,836 $ 76,000
Gila, Arizona 54 $ 6,573,000 $ 121,722 $ 75,000
Bexar, Texas 54 $ 8,282,000 $ 153,370 $ 193,000
Nueces, Texas 53 $ 5,563,000 $ 104,962 $ 69,000
St. Louis City, Missouri 52 $ 5,265,000 $ 101,250 $ 41,000
Lincoln, Oregon 52 $ 6,978,000 $ 134,192 $ 228,000
Thurston, Washington 50 $ 6,830,000 $ 136,600 $ 51,000
Calaveras, California 49 $ 8,742,000 $ 178,408 $ 101,000
Siskiyou, California 49 $ 7,737,000 $ 157,897 $ 105,000
Hidalgo, Texas 47 $ 5,018,000 $ 106,765 $ 121,000
Collier, Florida 43 $ 6,417,000 $ 149,232 $ 102,000
Osceola, Florida 42 $ 5,792,000 $ 137,904 $ 421,000
Kings, California 41 $ 4,826,000 $ 117,707 $ 81,000
Kootenai, Idaho 41 $ 5,089,000 $ 124,121 $ 64,000
East Baton Rouge, Louisiana 39 $ 5,867,000 $ 150,435 $ 142,000
Taos, New Mexico 39 $ 6,168,000 $ 158,153 $ 55,000
Christian, Missouri 38 $ 3,868,000 $ 101,789 $ 53,000
Amador, California 36 $ 6,566,000 $ 182,388 $ 60,000
Tuolumne, California 36 $ 6,738,000 $ 187,166 $ 111,000
Hays, Texas 35 $ 5,443,000 $ 155,514 $ 100,000
Tooele, Utah 35 $ 4,506,000 $ 128,742 $ 57,000
Jefferson, Louisiana 34 $ 4,216,000 $ 124,000 $ 97,000
Rockwall, Texas 34 $ 6,120,000 $ 180,000 $ 105,000
Summit, Utah 34 $ 6,537,000 $ 192,264 $ 113,000
Chelan, Washington 34 $ 4,112,000 $ 120,941 $ 159,000
Elbert, Colorado 33 $ 6,249,000 $ 189,363 $ 74,000
Bannock, Idaho 33 $ 2,745,000 $ 83,181 $ 66,000
Jasper, Missouri 33 $ 3,067,000 $ 92,939 $ 43,000
Colusa, California 32 $ 3,563,000 $ 111,343 $ 74,000
Eagle, Colorado 32 $ 6,479,000 $ 202,468 $ 85,000
Whatcom, Washington 32 $ 4,070,000 $ 127,187 $ 44,000
Shasta, California 31 $ 5,054,000 $ 163,032 $ 64,000
Jefferson, Texas 31 $ 3,233,000 $ 104,290 $ 644,000
Yakima, Washington 31 $ 3,318,000 $ 107,032 $ 45,000
Duval, Florida 30 $ 4,575,000 $ 152,500 $ 92,000
Jefferson, Idaho 30 $ 2,862,000 $ 95,400 $ 56,000
Cleveland, Oklahoma 30 $ 3,477,000 $ 115,900 $ 57,000
Weber, Utah 30 $ 4,305,000 $ 143,500 $ 68,000
Camden, Missouri 29 $ 4,583,000 $ 158,034 $ 128,000
Newton, Missouri 29 $ 4,315,000 $ 148,793 $ 72,000
Sutter, California 28 $ 3,909,000 $ 139,607 $ 62,000
Porter, Indiana 28 $ 4,007,000 $ 143,107 $ 65,000
Platte, Missouri 28 $ 4,327,000 $ 154,535 $ 82,000
Island, Washington 28 $ 4,586,000 $ 163,785 $ 52,000
Pueblo, Colorado 27 $ 3,336,000 $ 123,555 $ 77,000
Polk, Florida 27 $ 3,010,000 $ 111,481 $ 905,000
Blaine, Idaho 27 $ 4,201,000 $ 155,592 $ 107,000
Clay, Missouri 27 $ 3,482,000 $ 128,962 $ 65,000
Columbia, Oregon 27 $ 4,157,000 $ 153,962 $ 77,000
Gunnison, Colorado 26 $ 4,377,000 $ 168,346 $ 580,000
Sarasota, Florida 26 $ 4,496,000 $ 172,923 $ 164,000
Canyon, Idaho 26 $ 2,056,000 $ 79,076 $ 65,000
Cass, Missouri 25 $ 3,366,000 $ 134,640 $ 72,000
Clatsop, Oregon 25 $ 5,203,000 $ 208,120 $ 206,000
El Paso, Texas 25 $ 3,501,000 $ 140,040 $ 120,000
Marion, Florida 24 $ 2,260,000 $ 94,166 $ 75,000
Sedgwick, Kansas 24 $ 2,939,000 $ 122,458 $ 129,000
Coos, Oregon 24 $ 2,394,000 $ 99,750 $ 50,000
Skagit, Washington 24 $ 4,145,000 $ 172,708 $ 52,000
Yuba, California 23 $ 3,579,000 $ 155,608 $ 72,000
Lee, Florida 23 $ 4,089,000 $ 177,782 $ 83,000
Tillamook, Oregon 23 $ 3,380,000 $ 146,956 $ 96,000
Cowlitz, Washington 23 $ 2,819,000 $ 122,565 $ 59,000
Bingham, Idaho 21 $ 2,027,000 $ 96,523 $ 51,000
Santa Fe, New Mexico 21 $ 3,600,000 $ 171,428 $ 128,000
Mohave, Arizona 20 $ 1,959,000 $ 97,950 $ 172,000
Mesa, Colorado 20 $ 3,502,000 $ 175,100 $ 89,000
Mendocino, California 19 $ 3,611,000 $ 190,052 $ 92,000
Routt, Colorado 19 $ 2,930,000 $ 154,210 $ 138,000
Orleans, Louisiana 19 $ 3,679,000 $ 193,631 $ 124,000
Lincoln, Missouri 19 $ 2,688,000 $ 141,473 $ 68,000
Jefferson, Oregon 19 $ 1,963,000 $ 103,315 $ 33,000
Douglas, Washington 19 $ 2,423,000 $ 127,526 $ 41,000
La Plata, Colorado 18 $ 2,302,000 $ 127,888 $ 63,000
Park, Colorado 18 $ 2,750,000 $ 152,777 $ 78,000
Manatee, Florida 18 $ 2,758,000 $ 153,222 $ 573,000
Summit, Colorado 17 $ 3,845,000 $ 226,176 $ 140,000
Teller, Colorado 17 $ 2,396,000 $ 140,941 $ 62,000
Cochise, Arizona 16 $ 1,665,000 $ 104,062 $ 62,000
Plumas, California 16 $ 2,442,000 $ 152,625 $ 72,000
Skamania, Washington 16 $ 1,938,000 $ 121,125 $ 68,000
Yuma, Arizona 15 $ 1,655,000 $ 110,333 $ 59,000
Alachua, Florida 15 $ 1,759,000 $ 117,266 $ 525,000
Flagler, Florida 15 $ 1,680,000 $ 112,000 $ 102,000
Leon, Florida 15 $ 2,253,000 $ 150,200 $ 88,000
Madison, Idaho 15 $ 1,736,000 $ 115,733 $ 48,000
Wyandotte, Kansas 15 $ 1,204,000 $ 80,266 $ 58,000
Canadian, Oklahoma 15 $ 1,936,000 $ 129,066 $ 79,000
Wasco, Oregon 15 $ 1,140,000 $ 76,000 $ 38,000
Comal, Texas 15 $ 2,346,000 $ 156,400 $ 81,000
Mason, Washington 15 $ 2,131,000 $ 142,066 $ 122,000
Stevens, Washington 15 $ 1,756,000 $ 117,066 $ 86,000
San Benito, California 14 $ 3,934,000 $ 281,000 $ 94,000
Franklin, Missouri 14 $ 1,653,000 $ 118,071 $ 60,000
Nye, Nevada 14 $ 1,180,000 $ 84,285 $ 54,000
Sandoval, New Mexico 14 $ 1,878,000 $ 134,142 $ 69,000
Ellis, Texas 14 $ 2,271,000 $ 162,214 $ 95,000
Franklin, Washington 14 $ 1,430,000 $ 102,142 $ 44,000
Teton, Idaho 13 $ 2,049,000 $ 157,615 $ 89,000
Otero, New Mexico 13 $ 1,230,000 $ 94,615 $ 83,000
Klamath, Oregon 13 $ 1,184,000 $ 91,076 $ 1,062,000
Grayson, Texas 13 $ 1,516,000 $ 116,615 $ 61,000
Liberty, Texas 13 $ 1,311,000 $ 100,846 $ 281,000
Fremont, Idaho 12 $ 1,547,000 $ 128,916 $ 43,000
DeKalb, Illinois 12 $ 1,577,000 $ 131,416 $ 81,000
Lafayette, Louisiana 12 $ 1,587,000 $ 132,250 $ 53,000
St. Tammany, Louisiana 12 $ 1,656,000 $ 138,000 $ 83,000
Kittitas, Washington 12 $ 1,686,000 $ 140,500 $ 58,000
Clear Creek, Colorado 11 $ 1,968,000 $ 178,909 $ 78,000
Grand, Colorado 11 $ 1,567,000 $ 142,454 $ 133,000
Caddo, Louisiana 11 $ 1,310,000 $ 119,090 $ 66,000
Warren, Missouri 11 $ 1,411,000 $ 128,272 $ 89,000
Yellowstone, Montana 11 $ 1,178,000 $ 107,090 $ 79,000
Osage, Oklahoma 11 $ 1,365,000 $ 124,090 $ 56,000
Crook, Oregon 11 $ 1,063,000 $ 96,636 $ 47,000
Curry, Oregon 11 $ 1,728,000 $ 157,090 $ 93,000
Johnson, Texas 11 $ 1,481,000 $ 134,636 $ 75,000
Grays Harbor, Washington 11 $ 1,226,000 $ 111,454 $ 66,000
Alpine, California 10 $ 1,320,000 $ 132,000 $ 101,000
Mariposa, California 10 $ 1,642,000 $ 164,200 $ 63,000
Mono, California 10 $ 1,729,000 $ 172,900 $ 171,000
Tehama, California 10 $ 1,575,000 $ 157,500 $ 119,000
Rogers, Oklahoma 10 $ 1,125,000 $ 112,500 $ 67,000
Grant, Oregon 10 $ 880,000 $ 88,000 $ 47,000
Umatilla, Oregon 10 $ 1,255,000 $ 125,500 $ 45,000
Cameron, Texas 10 $ 1,019,000 $ 101,900 $ 96,000
Cache, Utah 10 $ 1,044,000 $ 104,400 $ 59,000
Pulaski, Arkansas 9 $ 1,010,000 $ 112,222 $ 57,000
Garfield, Colorado 9 $ 1,695,000 $ 188,333 $ 74,000
Clay, Florida 9 $ 1,407,000 $ 156,333 $ 151,000
Stone, Missouri 9 $ 765,000 $ 85,000 $ 66,000
Taney, Missouri 9 $ 1,347,000 $ 149,666 $ 87,000
Storey, Nevada 9 $ 1,057,000 $ 117,444 $ 51,000
Dona Ana, New Mexico 9 $ 1,247,000 $ 138,555 $ 74,000
Valencia, New Mexico 9 $ 883,000 $ 98,111 $ 60,000
Kaufman, Texas 9 $ 1,369,000 $ 152,111 $ 90,000
McLennan, Texas 9 $ 1,000,000 $ 111,111 $ 81,000
Smith, Texas 9 $ 1,199,000 $ 133,222 $ 53,000
Lassen, California 8 $ 875,000 $ 109,375 $ 87,000
Charlotte, Florida 8 $ 1,389,000 $ 173,625 $ 306,000
Monroe, Florida 8 $ 1,655,000 $ 206,875 $ 80,000
Jerome, Idaho 8 $ 968,000 $ 121,000 $ 98,000
Madison, Illinois 8 $ 1,055,000 $ 131,875 $ 102,000
Miller, Missouri 8 $ 767,000 $ 95,875 $ 62,000
St. Francois, Missouri 8 $ 771,000 $ 96,375 $ 70,000
Webster, Missouri 8 $ 1,063,000 $ 132,875 $ 79,000
Bell, Texas 8 $ 1,018,000 $ 127,250 $ 76,000
Hardin, Texas 8 $ 684,000 $ 85,500 $ 29,000
Jefferson, Washington 8 $ 1,781,000 $ 222,625 $ 161,000
Klickitat, Washington 8 $ 952,000 $ 119,000 $ 70,000
Baxter, Arkansas 7 $ 900,000 $ 128,571 $ 99,000
Fremont, Colorado 7 $ 956,000 $ 136,571 $ 791,000
Ouray, Colorado 7 $ 1,078,000 $ 154,000 $ 98,000
Citrus, Florida 7 $ 695,000 $ 99,285 $ 688,000
Douglas, Kansas 7 $ 826,000 $ 118,000 $ 122,000
Missoula, Montana 7 $ 860,000 $ 122,857 $ 66,000
Rio Arriba, New Mexico 7 $ 951,000 $ 135,857 $ 58,000
Guadalupe, Texas 7 $ 906,000 $ 129,428 $ 63,000
Hood, Texas 7 $ 1,082,000 $ 154,571 $ 62,000
Walla Walla, Washington 7 $ 704,000 $ 100,571 $ 59,000
Glenn, California 6 $ 577,000 $ 96,166 $ 42,000
Gilpin, Colorado 6 $ 1,036,000 $ 172,666 $ 64,000
Martin, Florida 6 $ 1,217,000 $ 202,833 $ 152,000
St. Johns, Florida 6 $ 988,000 $ 164,666 $ 122,000
LaSalle, Illinois 6 $ 1,017,000 $ 169,500 $ 129,000
Ascension, Louisiana 6 $ 859,000 $ 143,166 $ 813,000
Charleston, South Carolina 6 $ 1,255,000 $ 209,166 $ 104,000
Aransas, Texas 6 $ 647,000 $ 107,833 $ 71,000
Midland, Texas 6 $ 809,000 $ 134,833 $ 115,000
Orange, Texas 6 $ 562,000 $ 93,666 $ 60,000
Palo Pinto, Texas 6 $ 1,208,000 $ 201,333 $ 287,000
Parker, Texas 6 $ 833,000 $ 138,833 $ 67,000
Wharton, Texas 6 $ 559,000 $ 93,166 $ 40,000
Box Elder, Utah 6 $ 639,000 $ 106,500 $ 53,000
Iron, Utah 6 $ 788,000 $ 131,333 $ 63,000
Wasatch, Utah 6 $ 963,000 $ 160,500 $ 106,000
Lewis, Washington 6 $ 739,000 $ 123,166 $ 66,000
Pacific, Washington 6 $ 745,000 $ 124,166 $ 85,000
Montrose, Colorado 5 $ 702,000 $ 140,400 $ 84,000
Morgan, Colorado 5 $ 499,000 $ 99,800 $ 90,000
Pitkin, Colorado 5 $ 2,083,000 $ 416,600 $ 94,000
Indian River, Florida 5 $ 941,000 $ 188,200 $ 105,000
Nassau, Florida 5 $ 974,000 $ 194,800 $ 90,000
St. Lucie, Florida 5 $ 680,000 $ 136,000 $ 1,751,000
Boone, Illinois 5 $ 744,000 $ 148,800 $ 64,000
Grundy, Illinois 5 $ 540,000 $ 108,000 $ 52,000
Kankakee, Illinois 5 $ 590,000 $ 118,000 $ 82,000
St. Clair, Illinois 5 $ 826,000 $ 165,200 $ 148,000
LaPorte, Indiana 5 $ 1,261,000 $ 252,200 $ 312,000
Harvey, Kansas 5 $ 492,000 $ 98,400 $ 57,000
Leavenworth, Kansas 5 $ 462,000 $ 92,400 $ 52,000
Shawnee, Kansas 5 $ 568,000 $ 113,600 $ 64,000
Bossier, Louisiana 5 $ 609,000 $ 121,800 $ 59,000
St. Charles, Louisiana 5 $ 617,000 $ 123,400 $ 80,000
St. Martin, Louisiana 5 $ 600,000 $ 120,000 $ 69,000
Tangipahoa, Louisiana 5 $ 1,122,000 $ 224,400 $ 73,000
Morgan, Missouri 5 $ 407,000 $ 81,400 $ 44,000
Flathead, Montana 5 $ 891,000 $ 178,200 $ 65,000
Churchill, Nevada 5 $ 596,000 $ 119,200 $ 74,000
Lander, Nevada 5 $ 248,000 $ 49,600 $ 56,000
Lexington, South Carolina 5 $ 536,000 $ 107,200 $ 76,000
Bastrop, Texas 5 $ 730,000 $ 146,000 $ 47,000
Hunt, Texas 5 $ 536,000 $ 107,200 $ 79,000
Waller, Texas 5 $ 903,000 $ 180,600 $ 93,000
Wise, Texas 5 $ 635,000 $ 127,000 $ 81,000
Clallam, Washington 5 $ 678,000 $ 135,600 $ 93,000
Okanogan, Washington 5 $ 740,000 $ 148,000 $ 111,000
Albany, Wyoming 5 $ 637,000 $ 127,400 $ 26,000
Graham, Arizona 4 $ 389,000 $ 97,250 $ 57,000
Imperial, California 4 $ 418,000 $ 104,500 $ 66,000
Hernando, Florida 4 $ 387,000 $ 96,750 $ 44,000
Okaloosa, Florida 4 $ 543,000 $ 135,750 $ 98,000
Sumter, Florida 4 $ 446,000 $ 111,500 $ 79,000
Owyhee, Idaho 4 $ 258,000 $ 64,500 $ 26,000
Monroe, Illinois 4 $ 725,000 $ 181,250 $ 76,000
McPherson, Kansas 4 $ 387,000 $ 96,750 $ 55,000
Creek, Oklahoma 4 $ 603,000 $ 150,750 $ 84,000
Wagoner, Oklahoma 4 $ 410,000 $ 102,500 $ 66,000
Washington, Oklahoma 4 $ 371,000 $ 92,750 $ 52,000
Austin, Texas 4 $ 335,000 $ 83,750 $ 47,000
Robertson, Texas 4 $ 397,000 $ 99,250 $ 149,000
San Jacinto, Texas 4 $ 291,000 $ 72,750 $ 92,000
San Patricio, Texas 4 $ 417,000 $ 104,250 $ 56,000
Trinity, Texas 4 $ 393,000 $ 98,250 $ 65,000
Walker, Texas 4 $ 450,000 $ 112,500 $ 43,000
Morgan, Utah 4 $ 568,000 $ 142,000 $ 52,000
Teton, Wyoming 4 $ 1,067,000 $ 266,750 $ 80,000
Apache, Arizona 3 $ 158,000 $ 52,666 $ 47,000
Santa Cruz, Arizona 3 $ 349,000 $ 116,333 $ 67,000
Moffat, Colorado 3 $ 357,000 $ 119,000 $ 111,000
San Miguel, Colorado 3 $ 951,000 $ 317,000 $ 231,000
Highlands, Florida 3 $ 355,000 $ 118,333 $ 51,000
Levy, Florida 3 $ 329,000 $ 109,666 $ 94,000
Elmore, Idaho 3 $ 155,000 $ 51,666 $ 57,000
Lemhi, Idaho 3 $ 422,000 $ 140,666 $ 1,503,000
Nez Perce, Idaho 3 $ 345,000 $ 115,000 $ 55,000
Twin Falls, Idaho 3 $ 280,000 $ 93,333 $ 19,000
Jo Daviess, Illinois 3 $ 643,000 $ 214,333 $ 188,000
Marion, Indiana 3 $ 316,000 $ 105,333 $ 46,000
Butler, Kansas 3 $ 372,000 $ 124,000 $ 80,000
Miami, Kansas 3 $ 356,000 $ 118,666 $ 79,000
Pratt, Kansas 3 $ 252,000 $ 84,000 $ 43,000
Calcasieu, Louisiana 3 $ 195,000 $ 65,000 $ 54,000
Rapides, Louisiana 3 $ 254,000 $ 84,666 $ 59,000
St. Bernard, Louisiana 3 $ 348,000 $ 116,000 $ 61,000
Clinton, Missouri 3 $ 404,000 $ 134,666 $ 77,000
Dallas, Missouri 3 $ 235,000 $ 78,333 $ 34,000
Carbon, Montana 3 $ 341,000 $ 113,666 $ 63,000
Gallatin, Montana 3 $ 299,000 $ 99,666 $ 45,000
Lake, Montana 3 $ 242,000 $ 80,666 $ 46,000
Humboldt, Nevada 3 $ 255,000 $ 85,000 $ 71,000
San Juan, New Mexico 3 $ 452,000 $ 150,666 $ 102,000
Cherokee, Oklahoma 3 $ 416,000 $ 138,666 $ 122,000
Logan, Oklahoma 3 $ 229,000 $ 76,333 $ 26,000
McClain, Oklahoma 3 $ 362,000 $ 120,666 $ 98,000
Richland, South Carolina 3 $ 577,000 $ 192,333 $ 111,000
Angelina, Texas 3 $ 258,000 $ 86,000 $ 2,766,000
Burnet, Texas 3 $ 245,000 $ 81,666 $ 85,000
Calhoun, Texas 3 $ 391,000 $ 130,333 $ 179,000
Chambers, Texas 3 $ 307,000 $ 102,333 $ 51,000
Erath, Texas 3 $ 594,000 $ 198,000 $ 80,000
Gregg, Texas 3 $ 325,000 $ 108,333 $ 13,000
Llano, Texas 3 $ 295,000 $ 98,333 $ 56,000
Lubbock, Texas 3 $ 509,000 $ 169,666 $ 44,000
Polk, Texas 3 $ 398,000 $ 132,666 $ 97,000
Wood, Texas 3 $ 689,000 $ 229,666 $ 117,000
Duchesne, Utah 3 $ 198,000 $ 66,000 $ 88,000
Sevier, Utah 3 $ 250,000 $ 83,333 $ 32,000
Lincoln, Washington 3 $ 287,000 $ 95,666 $ 47,000
Whitman, Washington 3 $ 286,000 $ 95,333 $ 163,000
Fremont, Wyoming 3 $ 259,000 $ 86,333 $ 54,000
Laramie, Wyoming 3 $ 281,000 $ 93,666 $ 80,000
Sublette, Wyoming 3 $ 342,000 $ 114,000 $ 77,000
Benton, Arkansas 2 $ 146,000 $ 73,000 $ 92,000
Del Norte, California 2 $ 349,000 $ 174,500 $ 45,000
Inyo, California 2 $ 341,000 $ 170,500 $ 79,000
Modoc, California 2 $ 104,000 $ 52,000 $ 34,000
Sierra, California 2 $ 175,000 $ 87,500 $ 53,000
Delta, Colorado 2 $ 324,000 $ 162,000 $ 96,000
Logan, Colorado 2 $ 267,000 $ 133,500 $ 51,000
Otero, Colorado 2 $ 385,000 $ 192,500 $ 92,000
Baker, Florida 2 $ 261,000 $ 130,500 $ 93,000
Bay, Florida 2 $ 269,000 $ 134,500 $ 79,000
DeSoto, Florida 2 $ 180,000 $ 90,000 $ 66,000
Escambia, Florida 2 $ 260,000 $ 130,000 $ 70,000
Santa Rosa, Florida 2 $ 381,000 $ 190,500 $ 92,000
Gem, Idaho 2 $ 176,000 $ 88,000 $ 75,000
Lewis, Idaho 2 $ 97,000 $ 48,500 $ 26,000
Payette, Idaho 2 $ 274,000 $ 137,000 $ 39,000
Bond, Illinois 2 $ 169,000 $ 84,500 $ 68,000
Effingham, Illinois 2 $ 182,000 $ 91,000 $ 81,000
Peoria, Illinois 2 $ 317,000 $ 158,500 $ 104,000
Winnebago, Illinois 2 $ 132,000 $ 66,000 $ 31,000
Allen, Indiana 2 $ 361,000 $ 180,500 $ 92,000
Jasper, Indiana 2 $ 187,000 $ 93,500 $ 61,000
Johnson, Indiana 2 $ 402,000 $ 201,000 $ 131,000
Claiborne, Louisiana 2 $ 179,000 $ 89,500 $ 33,000
St. Mary, Louisiana 2 $ 165,000 $ 82,500 $ 132,000
Barry, Missouri 2 $ 250,000 $ 125,000 $ 77,000
Boone, Missouri 2 $ 213,000 $ 106,500 $ 43,000
Crawford, Missouri 2 $ 296,000 $ 148,000 $ 108,000
Dunklin, Missouri 2 $ 279,000 $ 139,500 $ 92,000
Lafayette, Missouri 2 $ 214,000 $ 107,000 $ 72,000
McDonald, Missouri 2 $ 160,000 $ 80,000 $ 46,000
Polk, Missouri 2 $ 197,000 $ 98,500 $ 33,000
Ray, Missouri 2 $ 272,000 $ 136,000 $ 54,000
Chouteau, Montana 2 $ 266,000 $ 133,000 $ 68,000
Mineral, Nevada 2 $ 210,000 $ 105,000 $ 54,000
White Pine, Nevada 2 $ 186,000 $ 93,000 $ 60,000
Curry, New Mexico 2 $ 81,000 $ 40,500 $ 73,000
Lincoln, New Mexico 2 $ 290,000 $ 145,000 $ 131,000
Carter, Oklahoma 2 $ 115,000 $ 57,500 $ 40,000
Craig, Oklahoma 2 $ 171,000 $ 85,500 $ 75,000
Grady, Oklahoma 2 $ 259,000 $ 129,500 $ 52,000
Okmulgee, Oklahoma 2 $ 172,000 $ 86,000 $ 38,000
Pottawatomie, Oklahoma 2 $ 224,000 $ 112,000 $ 68,000
Malheur, Oregon 2 $ 328,000 $ 164,000 $ 52,000
Morrow, Oregon 2 $ 172,000 $ 86,000 $ 84,000
Union, Oregon 2 $ 258,000 $ 129,000 $ 61,000
Greenwood, South Carolina 2 $ 379,000 $ 189,500 $ 154,000
Horry, South Carolina 2 $ 222,000 $ 111,000 $ 61,000
Spartanburg, South Carolina 2 $ 506,000 $ 253,000 $ 136,000
Colorado, Texas 2 $ 225,000 $ 112,500 $ 55,000
Cooke, Texas 2 $ 147,000 $ 73,500 $ 61,000
Henderson, Texas 2 $ 279,000 $ 139,500 $ 147,000
Jasper, Texas 2 $ 115,000 $ 57,500 $ 125,000
Kendall, Texas 2 $ 440,000 $ 220,000 $ 180,000
Leon, Texas 2 $ 230,000 $ 115,000 $ 74,000
Matagorda, Texas 2 $ 248,000 $ 124,000 $ 92,000
Randall, Texas 2 $ 330,000 $ 165,000 $ 124,000
Van Zandt, Texas 2 $ 220,000 $ 110,000 $ 88,000
Washington, Texas 2 $ 251,000 $ 125,500 $ 3,812,000
Wichita, Texas 2 $ 133,000 $ 66,500 $ 57,000
Willacy, Texas 2 $ 99,000 $ 49,500 $ 36,000
Beaver, Utah 2 $ 173,000 $ 86,500 $ 108,000
Grand, Utah 2 $ 169,000 $ 84,500 $ 35,000
Kane, Utah 2 $ 222,000 $ 111,000 $ 85,000
Uintah, Utah 2 $ 215,000 $ 107,500 $ 42,000
Pend Oreille, Washington 2 $ 100,000 $ 50,000 $ 52,000
Natrona, Wyoming 2 $ 260,000 $ 130,000 $ 70,000
La Paz, Arizona 1 $ 70,000 $ 70,000 $ 77,000
Garland, Arkansas 1 $ 174,000 $ 174,000 $ 585,000
Logan, Arkansas 1 $ 95,000 $ 95,000 $ 26,000
Lonoke, Arkansas 1 $ 101,000 $ 101,000 $ 46,000
Marion, Arkansas 1 $ 117,000 $ 117,000 $ 56,000
Pope, Arkansas 1 $ 129,000 $ 129,000 $ 31,000
Saline, Arkansas 1 $ 100,000 $ 100,000 $ 101,000
White, Arkansas 1 $ 62,000 $ 62,000 $ 75,000
Trinity, California 1 $ 182,000 $ 182,000 $ 90,000
Archuleta, Colorado 1 $ 131,000 $ 131,000 $ 40,000
Dolores, Colorado 1 $ 87,000 $ 87,000 $ 87,000
Las Animas, Colorado 1 $ 180,000 $ 180,000 $ 104,000
Gadsden, Florida 1 $ 99,000 $ 99,000 $ 90,000
Gilchrist, Florida 1 $ 128,000 $ 128,000 $ 0
Putnam, Florida 1 $ 140,000 $ 140,000 $ 51,000
Suwannee, Florida 1 $ 156,000 $ 156,000 $ 60,000
Wakulla, Florida 1 $ 150,000 $ 150,000 $ 47,000
Bonner, Idaho 1 $ 249,000 $ 249,000 $ 163,000
Custer, Idaho 1 $ 87,000 $ 87,000 $ 54,000
Franklin, Idaho 1 $ 125,000 $ 125,000 $ 174,000
Minidoka, Idaho 1 $ 49,000 $ 49,000 $ 70,000
Power, Idaho 1 $ 93,000 $ 93,000 $ 31,000
Shoshone, Idaho 1 $ 68,000 $ 68,000 $ 192,000
Valley, Idaho 1 $ 79,000 $ 79,000 $ 81,000
Fayette, Illinois 1 $ 71,000 $ 71,000 $ 44,000
Ford, Illinois 1 $ 128,000 $ 128,000 $ 138,000
Lee, Illinois 1 $ 97,000 $ 97,000 $ 81,000
McLean, Illinois 1 $ 115,000 $ 115,000 $ 81,000
Mercer, Illinois 1 $ 117,000 $ 117,000 $ 52,000
Putnam, Illinois 1 $ 177,000 $ 177,000 $ 544,000
Rock Island, Illinois 1 $ 172,000 $ 172,000 $ 118,000
Stephenson, Illinois 1 $ 197,000 $ 197,000 $ 90,000
Vermilion, Illinois 1 $ 90,000 $ 90,000 $ 97,000
Whiteside, Illinois 1 $ 61,000 $ 61,000 $ 25,000
Boone, Indiana 1 $ 132,000 $ 132,000 $ 93,000
Dallas, Iowa 1 $ 115,000 $ 115,000 $ 50,000
Polk, Iowa 1 $ 54,000 $ 54,000 $ 41,000
Anderson, Kansas 1 $ 135,000 $ 135,000 $ 44,000
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Mortgage Loan Application Detail Totals for Capitol Commerce Mrtgage in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 43,162 $8,243,742,000 $148,200 $1,500,000 $105,320 $9,943,000
Home Purchase (one-to-four family) 10,489 $1,570,632,000 $138,190 $1,000,000 $97,904 $9,180,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 39,273 $6,979,520,000 $147,916 $1,500,000 $112,666 $9,943,000
Asian or Pacific Islander 5,280 $1,215,435,000 $158,562 $1,000,000 $94,750 $9,042,000
Information not provided by applicant in mail or telephone application 4,323 $814,229,000 $157,500 $1,000,000 $90,409 $9,451,000
Hispanic 2,732 $439,884,000 $131,833 $1,000,000 $110,833 $8,756,000
Other 715 $137,419,000 $166,333 $1,429,000 $108,266 $9,656,000
Black 695 $114,513,000 $168,437 $938,000 $96,062 $4,700,000
Not applicable 489 $89,053,000 $149,470 $594,000 $85,705 $8,761,000
American Indian or Alaskan Native 144 $24,321,000 $141,466 $644,000 $66,733 $420,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 52,775 $9,673,035,000 $145,720 $1,500,000 $101,600 $9,943,000
FHA-insured (Federal Housing Administration) 862 $138,719,000 $147,666 $382,000 $131,111 $9,480,000
VA-guaranteed (Veterans Administration) 14 $2,620,000 $184,000 $263,000 $45,000 $77,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 48,964 $8,906,915,000 $147,173 $1,429,000 $96,869 $9,865,000
Application Approved But Not Accepted 2,184 $451,740,000 $152,473 $1,500,000 $108,789 $9,212,000
Application Denied By Financial Institution 2,088 $381,475,000 $151,434 $1,250,000 $134,217 $9,480,000
File Closed For Incompleteness 265 $47,660,000 $164,538 $845,000 $154,384 $9,943,000
Application Withdrawn By Applicant 150 $26,584,000 $169,769 $1,000,000 $72,923 $460,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 380 $70,720,000 $151,176 $980,000 $105,941 $7,146,000
Credit History 350 $63,335,000 $149,000 $1,000,000 $129,785 $8,004,000
Collateral 277 $47,636,000 $152,473 $1,250,000 $154,263 $7,200,000
Unverifiable Information 130 $22,220,000 $166,000 $844,000 $230,384 $8,756,000
Employment History 44 $8,307,000 $162,500 $482,000 $179,600 $3,325,000
Credit Application Incomplete 43 $9,224,000 $204,000 $650,000 $105,400 $336,000
Insufficient Cash (Downpayment, Closing Cost) 32 $4,602,000 $122,571 $323,000 $63,000 $251,000
Mortgage Insurance Denied 5 $602,000 $132,750 $219,000 $49,500 $82,000
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Commerce Mrtgage's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capitol Commerce Mrtgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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