Mortgage Lenders in Capitola, CA
2 mortgage lenders are based in Capitola, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Santa Cruz County, CA in 2025.
Most active mortgage lenders in Santa Cruz County, CA (2025)
In 2025, 271 lenders made 3,314 home loans worth $2.6 billion in Santa Cruz County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Santa Cruz County, which includes Capitola.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Bay Federal Credit Union Capitola, CA | 391 | $117.4M | $300,000 | 11.8% |
| 2 | Crosscountry Mortgage, LLC Cleveland, OH | 315 | $250.7M | $796,000 | 9.5% |
| 3 | United Wholesale Mortgage Plymouth, MI | 181 | $117.8M | $651,000 | 5.5% |
| 4 | US Bank, N.A. Cincinnati, OH | 101 | $70.8M | $701,000 | 3.0% |
| 5 | Bank of America NA Westlake Village, CA | 86 | $32.3M | $375,000 | 2.6% |
| 6 | JPMorgan Chase Bank, NA Columbus, OH | 85 | $87.9M | $1,035,000 | 2.6% |
| 7 | Mason-Mcduffie Mortgage Corporation San Ramon, CA | 79 | $52.7M | $667,000 | 2.4% |
| 8 | Comerica Bank Farmington Hills, MI | 68 | $18.4M | $270,000 | 2.1% |
| 9 | Wells Fargo Bank NA Minneapolis, MN | 63 | $200.3M | $3,179,000 | 1.9% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 57 | $38.9M | $683,000 | 1.7% |
See every lender in Santa Cruz County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Capitola, CA
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Bay Federal Credit Union
3333 CLARES STREET CAPITOLA, CA 95010 |
* | 20,019 | $5,196,716,000 |
| Taylor & Company Mortgage
522 CAPITOLA AVE CAPITOLA, CA 95010 |
* | 744 | $221,390,000 |
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About