Cardinal Financial Company, Limited Partnership
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Cardinal Financial Company, Limited Partnership 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Cardinal Financial Company, Limited Partnership
3701 Arco Corporate Dr., Suite 200
Sacramento, PA 28273
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 17,542
Total Mortgage Loan Application Amount $4,212,762,000
Average Mortgage Loan Application Amount $239,500
Highest Mortgage Loan Application Amount $2,382,000
Average Applicant Income $114,000
Highest Applicant Income $1,768,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Cardinal Financial Company, Limited Partnership. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cardinal Financial Company, Limited Partnership's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2014 breaks down Cardinal Financial Company, Limited Partnership's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cardinal Financial Company, Limited Partnership serves its applicants.

Each category highlights the total number of mortgage applications processed by Cardinal Financial Company, Limited Partnership, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cardinal Financial Company, Limited Partnership's mortgage activity for 2014.

Mortgage Loan Application Totals for Cardinal Financial Company, Limited Partnership by Metropolitan Area in 2014

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 741 $ 165,805,000 $ 223,000 $ 128,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 703 $ 155,114,000 $ 220,000 $ 108,000
LAS VEGAS-HENDERSON-PARADISE, NV 655 $ 141,297,000 $ 215,000 $ 100,000
PHOENIX-MESA-SCOTTSDALE, AZ 589 $ 130,097,000 $ 220,000 $ 98,000
DALLAS-PLANO-IRVING, TX 566 $ 137,215,000 $ 242,000 $ 134,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 555 $ 120,945,000 $ 223,000 $ 104,500
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 499 $ 173,046,000 $ 342,666 $ 128,666
LOS ANGELES-LONG BEACH-GLENDALE, CA 448 $ 163,864,000 $ 365,000 $ 144,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 425 $ 98,769,000 $ 232,000 $ 121,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 333 $ 86,470,000 $ 259,000 $ 115,000
AUSTIN-ROUND ROCK, TX 308 $ 73,951,000 $ 240,000 $ 121,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 294 $ 76,468,000 $ 260,000 $ 104,000
WARREN-TROY-FARMINGTON HILLS, MI 267 $ 55,020,000 $ 206,000 $ 108,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 256 $ 56,222,000 $ 200,000 $ 89,500
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 256 $ 73,560,000 $ 293,500 $ 132,000
DENVER-AURORA-LAKEWOOD, CO 255 $ 64,721,000 $ 253,000 $ 108,000
SAN DIEGO-CARLSBAD, CA 249 $ 83,820,000 $ 336,000 $ 124,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 243 $ 49,650,000 $ 204,000 $ 97,000
SEATTLE-BELLEVUE-EVERETT, WA 223 $ 67,945,000 $ 304,000 $ 124,000
RALEIGH, NC 220 $ 50,971,000 $ 231,000 $ 110,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 220 $ 57,762,000 $ 262,000 $ 117,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 213 $ 55,362,000 $ 261,000 $ 120,000
BALTIMORE-COLUMBIA-TOWSON, MD 202 $ 55,055,000 $ 272,000 $ 109,000
FORT WORTH-ARLINGTON, TX 196 $ 38,025,000 $ 194,000 $ 112,000
OAKLAND-HAYWARD-BERKELEY, CA 188 $ 76,468,000 $ 406,000 $ 129,000
ORLANDO-KISSIMMEE-SANFORD, FL 187 $ 40,735,000 $ 217,000 $ 103,000
PHILADELPHIA, PA 184 $ 38,635,000 $ 209,000 $ 107,000
ANAHEIM-SANTA ANA-IRVINE, CA 180 $ 75,684,000 $ 420,000 $ 143,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 174 $ 42,944,000 $ 246,000 $ 118,000
NEWARK, NJ-PA 156 $ 45,825,000 $ 222,500 $ 143,500
MIAMI-MIAMI BEACH-KENDALL, FL 139 $ 32,939,000 $ 236,000 $ 131,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 132 $ 31,239,000 $ 236,000 $ 131,000
SAN ANTONIO-NEW BRAUNFELS, TX 127 $ 27,063,000 $ 213,000 $ 123,000
INDIANAPOLIS-CARMEL-ANDERSON, IN 119 $ 21,575,000 $ 181,000 $ 100,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 116 $ 38,252,000 $ 329,000 $ 141,000
COLUMBUS, OH 113 $ 24,264,000 $ 214,000 $ 111,000
CLEVELAND-ELYRIA, OH 112 $ 23,691,000 $ 211,000 $ 113,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 112 $ 50,168,000 $ 447,000 $ 156,000
JACKSONVILLE, FL 111 $ 23,618,000 $ 212,000 $ 122,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 99 $ 20,628,000 $ 208,000 $ 101,000
PITTSBURGH, PA 99 $ 21,094,000 $ 213,000 $ 99,000
RENO, NV 96 $ 22,393,000 $ 233,000 $ 109,000
SALT LAKE CITY, UT 94 $ 21,685,000 $ 230,000 $ 111,000
CINCINNATI, OH-KY-IN 93 $ 18,650,000 $ 180,666 $ 84,000
CHARLESTON-NORTH CHARLESTON, SC 89 $ 22,128,000 $ 248,000 $ 108,000
TUCSON, AZ 88 $ 17,062,000 $ 193,000 $ 82,000
RICHMOND, VA 87 $ 20,062,000 $ 230,000 $ 114,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 82 $ 15,112,000 $ 184,500 $ 124,500
WILMINGTON, DE-MD-NJ 81 $ 18,863,000 $ 196,666 $ 95,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 79 $ 17,613,000 $ 245,000 $ 109,000
DETROIT-DEARBORN-LIVONIA, MI 75 $ 15,360,000 $ 204,000 $ 115,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 71 $ 12,707,000 $ 178,000 $ 98,000
CAPE CORAL-FORT MYERS, FL 69 $ 14,375,000 $ 208,000 $ 120,000
NORTH PORT-SARASOTA-BRADENTON, FL 68 $ 14,472,000 $ 212,000 $ 106,000
CAMDEN, NJ 67 $ 13,966,000 $ 208,000 $ 105,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 67 $ 28,702,000 $ 428,000 $ 143,000
DURHAM-CHAPEL HILL, NC 65 $ 14,373,000 $ 221,000 $ 117,000
OXNARD-THOUSAND OAKS-VENTURA, CA 65 $ 23,256,000 $ 357,000 $ 120,000
GREENVILLE-ANDERSON-MAULDIN, SC 64 $ 13,820,000 $ 215,000 $ 104,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 63 $ 11,975,000 $ 189,000 $ 97,500
PORT ST. LUCIE, FL 63 $ 11,697,000 $ 185,000 $ 107,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 58 $ 12,422,000 $ 214,000 $ 112,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 56 $ 13,724,000 $ 233,000 $ 131,500
BRIDGEPORT-STAMFORD-NORWALK, CT 54 $ 16,703,000 $ 309,000 $ 157,000
COLUMBIA, SC 54 $ 9,713,000 $ 179,000 $ 86,000
PROVIDENCE-WARWICK, RI-MA 50 $ 12,255,000 $ 245,000 $ 116,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 48 $ 8,008,000 $ 166,000 $ 81,000
LOUISVILLE/JEFFERSON COUNTY, KY-IN 47 $ 9,386,000 $ 185,000 $ 92,000
STOCKTON-LODI, CA 47 $ 11,585,000 $ 246,000 $ 110,000
GRAND RAPIDS-WYOMING, MI 45 $ 9,186,000 $ 204,000 $ 111,000
PROVO-OREM, UT 44 $ 9,883,000 $ 224,000 $ 99,000
COLORADO SPRINGS, CO 43 $ 10,315,000 $ 239,000 $ 98,000
PORTLAND-SOUTH PORTLAND, ME 43 $ 9,200,000 $ 213,000 $ 127,000
TACOMA-LAKEWOOD, WA 43 $ 9,714,000 $ 225,000 $ 101,000
VALLEJO-FAIRFIELD, CA 43 $ 11,373,000 $ 264,000 $ 100,000
BIRMINGHAM-HOOVER, AL 40 $ 7,490,000 $ 187,000 $ 107,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 40 $ 9,761,000 $ 244,000 $ 118,000
WILMINGTON, NC 40 $ 9,284,000 $ 232,000 $ 117,000
ASHEVILLE, NC 38 $ 6,901,000 $ 181,000 $ 94,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 38 $ 8,407,000 $ 221,000 $ 139,000
EL PASO, TX 37 $ 5,915,000 $ 159,000 $ 69,000
KANSAS CITY, MO-KS 37 $ 7,791,000 $ 210,000 $ 115,000
OGDEN-CLEARFIELD, UT 37 $ 9,006,000 $ 243,000 $ 125,000
ALBUQUERQUE, NM 36 $ 7,504,000 $ 208,000 $ 98,000
FRESNO, CA 36 $ 7,865,000 $ 218,000 $ 118,000
SAVANNAH, GA 36 $ 7,204,000 $ 200,000 $ 79,000
AUGUSTA-RICHMOND COUNTY, GA-SC 35 $ 6,967,000 $ 198,500 $ 98,000
DAYTON, OH 34 $ 5,804,000 $ 170,000 $ 90,000
LAKELAND-WINTER HAVEN, FL 34 $ 6,168,000 $ 181,000 $ 99,000
ANN ARBOR, MI 33 $ 6,520,000 $ 197,000 $ 120,000
OKLAHOMA CITY, OK 33 $ 6,613,000 $ 200,000 $ 94,000
PENSACOLA-FERRY PASS-BRENT, FL 33 $ 6,238,000 $ 189,000 $ 116,000
SANTA ROSA, CA 33 $ 11,201,000 $ 339,000 $ 111,000
BOULDER, CO 32 $ 9,349,000 $ 292,000 $ 118,000
GREENSBORO-HIGH POINT, NC 32 $ 5,866,000 $ 183,000 $ 109,000
ELGIN, IL 31 $ 6,734,000 $ 217,000 $ 134,000
AKRON, OH 30 $ 4,950,000 $ 165,000 $ 101,000
BAKERSFIELD, CA 30 $ 6,153,000 $ 205,000 $ 105,000
SALISBURY, MD-DE 30 $ 7,929,000 $ 248,500 $ 132,000
MODESTO, CA 29 $ 6,380,000 $ 220,000 $ 106,000
GARY, IN 28 $ 6,023,000 $ 215,000 $ 110,000
MEMPHIS, TN-MS-AR 28 $ 5,776,000 $ 189,000 $ 99,000
PRESCOTT, AZ 28 $ 6,712,000 $ 239,000 $ 90,000
HARRISBURG-CARLISLE, PA 27 $ 4,900,000 $ 181,000 $ 87,000
LEXINGTON-FAYETTE, KY 27 $ 6,014,000 $ 222,000 $ 125,000
COLUMBUS, GA-AL 26 $ 4,989,000 $ 175,500 $ 54,500
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 26 $ 6,062,000 $ 233,000 $ 120,000
FORT COLLINS, CO 26 $ 5,466,000 $ 210,000 $ 91,000
HUNTSVILLE, AL 26 $ 5,743,000 $ 220,000 $ 110,000
OMAHA-COUNCIL BLUFFS, NE-IA 26 $ 4,370,000 $ 226,500 $ 44,500
WINSTON-SALEM, NC 26 $ 4,671,000 $ 179,000 $ 93,000
PANAMA CITY, FL 25 $ 4,472,000 $ 178,000 $ 104,000
TALLAHASSEE, FL 25 $ 4,934,000 $ 197,000 $ 101,000
LAKE HAVASU CITY-KINGMAN, AZ 24 $ 4,928,000 $ 205,000 $ 97,000
NEW HAVEN-MILFORD, CT 24 $ 5,667,000 $ 236,000 $ 113,000
PUNTA GORDA, FL 24 $ 4,132,000 $ 172,000 $ 88,000
TULSA, OK 24 $ 5,251,000 $ 218,000 $ 125,000
CHATTANOOGA, TN-GA 23 $ 5,301,000 $ 230,000 $ 120,000
FAYETTEVILLE, NC 23 $ 4,237,000 $ 184,000 $ 61,000
GREELEY, CO 23 $ 4,837,000 $ 210,000 $ 93,000
JACKSONVILLE, NC 23 $ 4,628,000 $ 201,000 $ 93,000
KNOXVILLE, TN 23 $ 5,116,000 $ 222,000 $ 114,000
DAPHNE-FAIRHOPE-FOLEY, AL 22 $ 4,033,000 $ 183,000 $ 97,000
HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC 22 $ 5,192,000 $ 236,000 $ 145,000
CORPUS CHRISTI, TX 21 $ 4,249,000 $ 202,000 $ 97,000
OCALA, FL 20 $ 3,040,000 $ 152,000 $ 71,000
BREMERTON-SILVERDALE, WA 19 $ 5,111,000 $ 269,000 $ 86,000
SALEM, OR 19 $ 3,501,000 $ 184,000 $ 101,000
SANTA MARIA-SANTA BARBARA, CA 19 $ 7,969,000 $ 419,000 $ 119,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 19 $ 3,757,000 $ 197,000 $ 111,000
SPOKANE-SPOKANE VALLEY, WA 19 $ 4,340,000 $ 228,000 $ 86,000
TOLEDO, OH 19 $ 3,558,000 $ 187,000 $ 78,000
TRENTON, NJ 19 $ 4,844,000 $ 254,000 $ 119,000
DOVER, DE 18 $ 3,228,000 $ 179,000 $ 68,000
LANSING-EAST LANSING, MI 18 $ 3,790,000 $ 210,000 $ 103,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 18 $ 6,084,000 $ 338,000 $ 155,000
SANTA FE, NM 18 $ 4,427,000 $ 245,000 $ 109,000
SIERRA VISTA-DOUGLAS, AZ 18 $ 3,196,000 $ 177,000 $ 48,000
WICHITA, KS 18 $ 2,725,000 $ 151,000 $ 112,000
YORK-HANOVER, PA 18 $ 2,658,000 $ 147,000 $ 88,000
FLAGSTAFF, AZ 17 $ 4,719,000 $ 277,000 $ 114,000
MCALLEN-EDINBURG-MISSION, TX 17 $ 2,797,000 $ 164,000 $ 95,000
ROANOKE, VA 17 $ 2,964,000 $ 174,000 $ 99,000
ATLANTIC CITY-HAMMONTON, NJ 16 $ 3,448,000 $ 215,000 $ 120,000
EUGENE, OR 16 $ 3,977,000 $ 248,000 $ 83,000
LANCASTER, PA 16 $ 2,870,000 $ 179,000 $ 89,000
MADISON, WI 16 $ 4,101,000 $ 256,000 $ 121,000
READING, PA 16 $ 3,009,000 $ 188,000 $ 94,000
REDDING, CA 16 $ 3,647,000 $ 227,000 $ 102,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 16 $ 2,249,000 $ 140,000 $ 72,500
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 15 $ 3,334,000 $ 222,000 $ 108,000
ATHENS-CLARKE COUNTY, GA 14 $ 2,542,000 $ 181,000 $ 133,000
CANTON-MASSILLON, OH 14 $ 2,195,000 $ 156,000 $ 84,000
CHARLOTTESVILLE, VA 14 $ 3,029,000 $ 216,000 $ 81,000
DES MOINES-WEST DES MOINES, IA 14 $ 2,858,000 $ 204,000 $ 112,000
GAINESVILLE, GA 14 $ 3,196,000 $ 228,000 $ 161,000
LYNCHBURG, VA 14 $ 2,572,000 $ 183,000 $ 112,000
NEW ORLEANS-METAIRIE, LA 14 $ 3,311,000 $ 236,000 $ 143,000
TYLER, TX 14 $ 2,262,000 $ 161,000 $ 100,000
AUBURN-OPELIKA, AL 13 $ 2,122,000 $ 163,000 $ 74,000
MONTGOMERY, AL 13 $ 2,428,000 $ 186,000 $ 116,000
OLYMPIA-TUMWATER, WA 13 $ 3,577,000 $ 275,000 $ 103,000
SALINAS, CA 13 $ 4,323,000 $ 332,000 $ 80,000
SPARTANBURG, SC 13 $ 2,957,000 $ 227,000 $ 88,000
ST. GEORGE, UT 13 $ 4,146,000 $ 318,000 $ 122,000
ST. LOUIS, MO-IL 13 $ 2,415,000 $ 185,000 $ 91,000
BEND-REDMOND, OR 12 $ 2,931,000 $ 244,000 $ 141,000
CHICO, CA 12 $ 2,304,000 $ 192,000 $ 89,000
COLLEGE STATION-BRYAN, TX 12 $ 1,963,000 $ 163,000 $ 91,000
FORT WAYNE, IN 12 $ 2,073,000 $ 172,000 $ 90,000
HICKORY-LENOIR-MORGANTON, NC 12 $ 2,390,000 $ 199,000 $ 75,000
OCEAN CITY, NJ 12 $ 3,140,000 $ 261,000 $ 170,000
VISALIA-PORTERVILLE, CA 12 $ 2,426,000 $ 202,000 $ 123,000
AMARILLO, TX 11 $ 1,858,000 $ 168,000 $ 84,000
KILLEEN-TEMPLE, TX 11 $ 1,817,000 $ 165,000 $ 66,000
LINCOLN, NE 11 $ 2,363,000 $ 214,000 $ 100,000
MIDLAND, TX 11 $ 2,903,000 $ 263,000 $ 149,000
YUMA, AZ 11 $ 2,233,000 $ 203,000 $ 101,000
BEAUMONT-PORT ARTHUR, TX 10 $ 1,877,000 $ 187,000 $ 123,000
BELLINGHAM, WA 10 $ 2,942,000 $ 294,000 $ 99,000
CARSON CITY, NV 10 $ 2,164,000 $ 216,000 $ 175,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 10 $ 1,752,000 $ 175,000 $ 131,000
GAINESVILLE, FL 10 $ 2,075,000 $ 207,000 $ 149,000
KALAMAZOO-PORTAGE, MI 10 $ 2,516,000 $ 251,000 $ 170,000
NASSAU COUNTY-SUFFOLK COUNTY, NY 10 $ 3,347,000 $ 334,000 $ 166,000
SEBASTIAN-VERO BEACH, FL 10 $ 1,427,000 $ 142,000 $ 91,000
WACO, TX 10 $ 2,704,000 $ 270,000 $ 130,000
WINCHESTER, VA-WV 10 $ 1,755,000 $ 161,500 $ 123,000
BLOOMINGTON, IN 9 $ 980,000 $ 108,000 $ 69,000
CHAMBERSBURG-WAYNESBORO, PA 9 $ 2,052,000 $ 228,000 $ 203,000
EVANSVILLE, IN-KY 9 $ 2,130,000 $ 236,000 $ 99,000
FLINT, MI 9 $ 1,255,000 $ 139,000 $ 71,000
NORWICH-NEW LONDON, CT 9 $ 1,913,000 $ 212,000 $ 128,000
SAN RAFAEL, CA 9 $ 3,582,000 $ 398,000 $ 142,000
SANTA CRUZ-WATSONVILLE, CA 9 $ 4,860,000 $ 540,000 $ 135,000
SHERMAN-DENISON, TX 9 $ 1,643,000 $ 182,000 $ 136,000
SIOUX FALLS, SD 9 $ 2,252,000 $ 250,000 $ 115,000
SOUTH BEND-MISHAWAKA, IN-MI 9 $ 1,639,000 $ 196,500 $ 110,000
STATE COLLEGE, PA 9 $ 1,578,000 $ 175,000 $ 75,000
WARNER ROBINS, GA 9 $ 1,650,000 $ 183,000 $ 76,000
BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY 8 $ 1,515,000 $ 189,000 $ 139,000
BURLINGTON, NC 8 $ 1,995,000 $ 249,000 $ 143,000
CLARKSVILLE, TN-KY 8 $ 1,940,000 $ 242,000 $ 89,000
CORVALLIS, OR 8 $ 1,704,000 $ 213,000 $ 90,000
HOMOSASSA SPRINGS, FL 8 $ 1,365,000 $ 170,000 $ 71,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 8 $ 1,544,000 $ 193,000 $ 59,000
LONGVIEW, WA 8 $ 1,877,000 $ 234,000 $ 82,000
NEW BERN, NC 8 $ 1,624,000 $ 203,000 $ 145,000
NILES-BENTON HARBOR, MI 8 $ 1,609,000 $ 201,000 $ 135,000
PEORIA, IL 8 $ 1,564,000 $ 195,000 $ 156,000
ROCHESTER, MN 8 $ 1,625,000 $ 203,000 $ 102,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 8 $ 2,233,000 $ 279,000 $ 109,000
BILLINGS, MT 7 $ 1,178,000 $ 168,000 $ 80,000
BISMARCK, ND 7 $ 953,000 $ 136,000 $ 60,000
BOWLING GREEN, KY 7 $ 860,000 $ 122,000 $ 103,000
BROWNSVILLE-HARLINGEN, TX 7 $ 1,369,000 $ 195,000 $ 109,000
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 7 $ 1,233,000 $ 172,000 $ 105,500
EAST STROUDSBURG, PA 7 $ 980,000 $ 140,000 $ 96,000
HAGERSTOWN-MARTINSBURG, MD-WV 7 $ 1,507,000 $ 215,500 $ 81,000
KENNEWICK-RICHLAND, WA 7 $ 1,428,000 $ 204,000 $ 94,000
MANCHESTER-NASHUA, NH 7 $ 1,713,000 $ 244,000 $ 115,000
MERCED, CA 7 $ 1,331,000 $ 190,000 $ 95,000
MOBILE, AL 7 $ 1,152,000 $ 164,000 $ 73,000
RAPID CITY, SD 7 $ 1,543,000 $ 220,000 $ 99,000
SYRACUSE, NY 7 $ 1,235,000 $ 176,000 $ 72,000
THE VILLAGES, FL 7 $ 1,508,000 $ 215,000 $ 90,000
APPLETON, WI 6 $ 1,112,000 $ 185,000 $ 99,000
BANGOR, ME 6 $ 850,000 $ 141,000 $ 53,000
BATON ROUGE, LA 6 $ 949,000 $ 158,000 $ 118,000
COLUMBUS, IN 6 $ 1,165,000 $ 194,000 $ 116,000
FLORENCE, SC 6 $ 1,175,000 $ 195,000 $ 100,000
GREENVILLE, NC 6 $ 871,000 $ 145,000 $ 95,000
HOUMA-THIBODAUX, LA 6 $ 935,000 $ 155,000 $ 73,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 6 $ 880,000 $ 163,000 $ 126,000
LA CROSSE-ONALASKA, WI-MN 6 $ 1,294,000 $ 189,000 $ 125,500
LONGVIEW, TX 6 $ 1,161,000 $ 193,000 $ 117,000
MEDFORD, OR 6 $ 1,829,000 $ 304,000 $ 201,000
MIDLAND, MI 6 $ 994,000 $ 165,000 $ 84,000
MONROE, MI 6 $ 991,000 $ 165,000 $ 88,000
MOUNT VERNON-ANACORTES, WA 6 $ 1,542,000 $ 257,000 $ 71,000
NAPA, CA 6 $ 2,367,000 $ 394,000 $ 129,000
ST. CLOUD, MN 6 $ 878,000 $ 146,000 $ 82,000
ALBANY, GA 5 $ 693,000 $ 138,000 $ 88,000
ALBANY-SCHENECTADY-TROY, NY 5 $ 870,000 $ 174,000 $ 65,000
AMES, IA 5 $ 1,464,000 $ 292,000 $ 175,000
BLOOMINGTON, IL 5 $ 774,000 $ 154,000 $ 143,000
DULUTH, MN-WI 5 $ 891,000 $ 178,000 $ 133,000
FARMINGTON, NM 5 $ 1,052,000 $ 210,000 $ 136,000
HARRISONBURG, VA 5 $ 915,000 $ 183,000 $ 371,000
JACKSON, MI 5 $ 818,000 $ 163,000 $ 81,000
LAFAYETTE, LA 5 $ 1,056,000 $ 211,000 $ 177,000
LAS CRUCES, NM 5 $ 1,193,000 $ 238,000 $ 119,000
LEBANON, PA 5 $ 1,270,000 $ 254,000 $ 54,000
LUBBOCK, TX 5 $ 801,000 $ 160,000 $ 99,000
MACON, GA 5 $ 733,000 $ 146,000 $ 66,000
MADERA, CA 5 $ 765,000 $ 153,000 $ 60,000
SHREVEPORT-BOSSIER CITY, LA 5 $ 1,140,000 $ 228,000 $ 97,000
VALDOSTA, GA 5 $ 899,000 $ 179,000 $ 99,000
YUBA CITY, CA 5 $ 800,000 $ 160,000 $ 66,000
ABILENE, TX 4 $ 516,000 $ 129,000 $ 59,000
ALBANY, OR 4 $ 755,000 $ 188,000 $ 63,000
CALIFORNIA-LEXINGTON PARK, MD 4 $ 988,000 $ 247,000 $ 92,000
DOTHAN, AL 4 $ 711,000 $ 177,000 $ 52,000
ELIZABETHTOWN-FORT KNOX, KY 4 $ 767,000 $ 191,000 $ 92,000
ELKHART-GOSHEN, IN 4 $ 600,000 $ 150,000 $ 65,000
ERIE, PA 4 $ 716,000 $ 179,000 $ 113,000
GOLDSBORO, NC 4 $ 547,000 $ 136,000 $ 55,000
HUNTINGTON-ASHLAND, WV-KY-OH 4 $ 775,000 $ 195,000 $ 80,000
IOWA CITY, IA 4 $ 720,000 $ 180,000 $ 112,000
JOHNSON CITY, TN 4 $ 1,061,000 $ 265,000 $ 152,000
LOGAN, UT-ID 4 $ 695,000 $ 173,000 $ 64,000
MICHIGAN CITY-LA PORTE, IN 4 $ 775,000 $ 193,000 $ 90,000
MISSOULA, MT 4 $ 837,000 $ 209,000 $ 80,000
MUSKEGON, MI 4 $ 652,000 $ 163,000 $ 91,000
PUEBLO, CO 4 $ 767,000 $ 191,000 $ 99,000
ROCKFORD, IL 4 $ 843,000 $ 210,000 $ 135,000
ROCKY MOUNT, NC 4 $ 787,000 $ 196,000 $ 82,000
SPRINGFIELD, IL 4 $ 820,000 $ 205,000 $ 132,000
TERRE HAUTE, IN 4 $ 412,000 $ 103,000 $ 48,000
TUSCALOOSA, AL 4 $ 930,000 $ 232,000 $ 95,000
WENATCHEE, WA 4 $ 882,000 $ 220,000 $ 90,000
ANCHORAGE, AK 3 $ 537,000 $ 179,000 $ 92,000
BATTLE CREEK, MI 3 $ 492,000 $ 164,000 $ 98,000
BINGHAMTON, NY 3 $ 369,000 $ 123,000 $ 151,000
CEDAR RAPIDS, IA 3 $ 357,000 $ 119,000 $ 138,000
CHAMPAIGN-URBANA, IL 3 $ 432,000 $ 144,000 $ 106,000
DECATUR, AL 3 $ 521,000 $ 173,000 $ 90,000
DUTCHESS COUNTY-PUTNAM COUNTY, NY 3 $ 642,000 $ 214,000 $ 116,000
EAU CLAIRE, WI 3 $ 473,000 $ 157,000 $ 58,000
FARGO, ND-MN 3 $ 1,100,000 $ 366,000 $ 144,000
GRAND FORKS, ND-MN 3 $ 630,000 $ 216,000 $ 100,500
GREEN BAY, WI 3 $ 380,000 $ 126,000 $ 63,000
JACKSON, MS 3 $ 743,000 $ 247,000 $ 136,000
LAFAYETTE-WEST LAFAYETTE, IN 3 $ 388,000 $ 129,000 $ 45,000
LAWRENCE, KS 3 $ 368,000 $ 122,000 $ 123,000
LEWISTON-AUBURN, ME 3 $ 531,000 $ 177,000 $ 46,000
MANHATTAN, KS 3 $ 623,000 $ 207,000 $ 77,000
MORGANTOWN, WV 3 $ 852,000 $ 284,000 $ 93,000
OSHKOSH-NEENAH, WI 3 $ 558,000 $ 186,000 $ 78,000
SEBRING, FL 3 $ 452,000 $ 150,000 $ 114,000
STAUNTON-WAYNESBORO, VA 3 $ 566,000 $ 188,000 $ 135,000
SUMTER, SC 3 $ 778,000 $ 259,000 $ 65,000
VICTORIA, TX 3 $ 568,000 $ 189,000 $ 163,000
VINELAND-BRIDGETON, NJ 3 $ 372,000 $ 124,000 $ 81,000
BAY CITY, MI 2 $ 369,000 $ 184,000 $ 100,000
BLOOMSBURG-BERWICK, PA 2 $ 179,000 $ 89,000 $ 57,000
BRUNSWICK, GA 2 $ 485,000 $ 242,000 $ 69,000
CHARLESTON, WV 2 $ 322,000 $ 161,000 $ 158,000
CHEYENNE, WY 2 $ 359,000 $ 179,000 $ 186,000
CUMBERLAND, MD-WV 2 $ 520,000 $ 260,000 $ 77,000
DALTON, GA 2 $ 294,000 $ 147,000 $ 82,000
DECATUR, IL 2 $ 180,000 $ 90,000 $ 65,000
EL CENTRO, CA 2 $ 296,000 $ 148,000 $ 67,000
FLORENCE-MUSCLE SHOALS, AL 2 $ 180,000 $ 90,000 $ 36,000
GETTYSBURG, PA 2 $ 343,000 $ 171,000 $ 87,000
GRAND JUNCTION, CO 2 $ 659,000 $ 329,000 $ 102,000
GRANTS PASS, OR 2 $ 446,000 $ 223,000 $ 232,000
HINESVILLE, GA 2 $ 275,000 $ 137,000 $ 28,000
ITHACA, NY 2 $ 242,000 $ 121,000 $ 50,000
KANKAKEE, IL 2 $ 250,000 $ 125,000 $ 80,000
KOKOMO, IN 2 $ 266,000 $ 133,000 $ 86,000
LAKE CHARLES, LA 2 $ 528,000 $ 264,000 $ 345,000
MANSFIELD, OH 2 $ 307,000 $ 153,000 $ 56,000
ODESSA, TX 2 $ 442,000 $ 221,000 $ 54,000
RACINE, WI 2 $ 252,000 $ 126,000 $ 77,000
ROCHESTER, NY 2 $ 205,000 $ 102,000 $ 30,000
SAGINAW, MI 2 $ 409,000 $ 204,000 $ 75,000
SHEBOYGAN, WI 2 $ 290,000 $ 145,000 $ 150,000
SIOUX CITY, IA-NE-SD 2 $ 241,000 $ 120,500 $ 52,500
TOPEKA, KS 2 $ 427,000 $ 213,000 $ 28,000
WATERTOWN-FORT DRUM, NY 2 $ 383,000 $ 191,000 $ 64,000
WHEELING, WV-OH 2 $ 355,000 $ 177,500 $ 68,500
WORCESTER, MA-CT 2 $ 340,000 $ 170,000 $ 48,000
YAKIMA, WA 2 $ 318,000 $ 159,000 $ 61,000
ALTOONA, PA 1 $ 136,000 $ 136,000 $ 68,000
ANNISTON-OXFORD-JACKSONVILLE, AL 1 $ 225,000 $ 225,000 $ 198,000
CARBONDALE-MARION, IL 1 $ 265,000 $ 265,000 $ 224,000
FAIRBANKS, AK 1 $ 113,000 $ 113,000 $ 75,000
FORT SMITH, AR-OK 1 $ 233,000 $ 233,000 $ 100,000
GLENS FALLS, NY 1 $ 204,000 $ 204,000 $ 60,000
GREAT FALLS, MT 1 $ 187,000 $ 187,000 $ 0
GULFPORT-BILOXI-PASCAGOULA, MS 1 $ 168,000 $ 168,000 $ 97,000
HANFORD-CORCORAN, CA 1 $ 109,000 $ 109,000 $ 77,000
HATTIESBURG, MS 1 $ 142,000 $ 142,000 $ 94,000
HOT SPRINGS, AR 1 $ 417,000 $ 417,000 $ 271,000
JACKSON, TN 1 $ 86,000 $ 86,000 $ 67,000
JANESVILLE-BELOIT, WI 1 $ 159,000 $ 159,000 $ 55,000
JOHNSTOWN, PA 1 $ 105,000 $ 105,000 $ 142,000
LAREDO, TX 1 $ 65,000 $ 65,000 $ 88,000
MORRISTOWN, TN 1 $ 144,000 $ 144,000 $ 85,000
OWENSBORO, KY 1 $ 88,000 $ 88,000 $ 45,000
PARKERSBURG-VIENNA, WV 1 $ 182,000 $ 182,000 $ 26,000
SAN ANGELO, TX 1 $ 345,000 $ 345,000 $ 165,000
ST. JOSEPH, MO-KS 1 $ 255,000 $ 255,000 $ 86,000
TEXARKANA, TX-AR 1 $ 214,000 $ 214,000 $ 79,000
WALLA WALLA, WA 1 $ 288,000 $ 288,000 $ 76,000
WATERLOO-CEDAR FALLS, IA 1 $ 101,000 $ 101,000 $ 90,000
WAUSAU, WI 1 $ 135,000 $ 135,000 $ 53,000
WEIRTON-STEUBENVILLE, WV-OH 1 $ 110,000 $ 110,000 $ 55,000
WICHITA FALLS, TX 1 $ 91,000 $ 91,000 $ 69,000

Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,452 $2,530,854,000 $242,000 $2,382,000 $113,000 $1,768,000
Home Purchase 7,090 $1,681,908,000 $237,000 $1,428,000 $115,000 $1,500,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,486 $2,942,170,000 $235,000 $2,382,000 $112,000 $1,768,000
Asian 2,342 $654,007,000 $279,000 $1,440,000 $134,000 $1,500,000
Hispanic 1,189 $266,674,000 $224,000 $980,000 $101,000 $1,259,000
Not Provided 746 $182,480,000 $244,000 $974,000 $124,000 $1,768,000
Black or African American 630 $132,958,000 $211,000 $759,000 $85,000 $696,000
American Indian or Alaskan Native 87 $20,896,000 $240,000 $853,000 $99,000 $283,000
Native Hawaiian or Other Pacific Islander 62 $13,577,000 $218,000 $500,000 $94,000 $290,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,848 $3,609,579,000 $243,000 $2,382,000 $122,000 $1,768,000
VA-guaranteed (Veterans Administration) 1,406 $361,930,000 $257,000 $1,013,000 $72,000 $550,000
FHA-insured (Federal Housing Administration) 1,227 $231,780,000 $188,000 $664,000 $68,000 $732,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 61 $9,473,000 $155,000 $377,000 $49,000 $92,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,208 $2,664,771,000 $237,000 $1,560,000 $113,000 $1,768,000
Application Withdrawn By Applicant 5,345 $1,300,587,000 $243,000 $2,382,000 $115,000 $1,768,000
File Closed For Incompleteness 567 $144,783,000 $255,000 $1,428,000 $120,000 $1,500,000
Application Denied By Financial Institution 421 $102,403,000 $243,000 $1,360,000 $96,000 $770,000
Application Approved But Not Accepted 1 $218,000 $218,000 $218,000 $176,000 $176,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 151 $39,248,000 $259,000 $1,000,000 $71,000 $376,000
Collateral 89 $21,979,000 $246,000 $1,360,000 $119,000 $544,000
Credit History 50 $11,769,000 $235,000 $576,000 $99,000 $329,000
Other 23 $5,150,000 $223,000 $572,000 $135,000 $770,000
Employment History 19 $3,425,000 $180,000 $491,000 $100,000 $507,000
Unverifiable Information 7 $1,407,000 $201,000 $445,000 $93,000 $248,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,649,000 $274,000 $417,000 $106,000 $177,000
Mortgage Insurance Denied 1 $303,000 $303,000 $303,000 $144,000 $144,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Limited Partnership's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cardinal Financial Company, Limited Partnership's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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