Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2014
In 2014, Cardinal Financial Company, Li of Charlotte, NC reported 17,542 mortgage applications totaling $4.2 billion, up 145% from 2013. The average application was for $240,152, and applicants reported an average income of $113,808. 64% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (741), Atlanta-Sandy Springs-Roswell, GA (703) and Las Vegas-Henderson-Paradise, NV (655) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 17,542 |
| Total Mortgage Loan Application Amount | $4,212,762,000 |
| Average Mortgage Loan Application Amount | $240,152 |
| Highest Mortgage Loan Application Amount | $2,382,000 |
| Average Applicant Income | $113,808 |
| Highest Applicant Income | $1,768,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark, Nevada | 655 | $ 141,297,000 | $ 215,720 | $ 100,000 |
| Maricopa, Arizona | 558 | $ 124,750,000 | $ 223,566 | $ 99,000 |
| Los Angeles, California | 448 | $ 163,864,000 | $ 365,767 | $ 144,000 |
| Harris, Texas | 424 | $ 90,872,000 | $ 214,320 | $ 125,000 |
| Mecklenburg, North Carolina | 300 | $ 64,002,000 | $ 213,340 | $ 107,000 |
| Cook, Illinois | 270 | $ 63,591,000 | $ 235,522 | $ 122,000 |
| San Diego, California | 249 | $ 83,820,000 | $ 336,626 | $ 124,000 |
| Collin, Texas | 235 | $ 57,401,000 | $ 244,259 | $ 140,000 |
| Wake, North Carolina | 191 | $ 46,121,000 | $ 241,471 | $ 115,000 |
| Orange, California | 180 | $ 75,684,000 | $ 420,466 | $ 143,000 |
| Travis, Texas | 176 | $ 43,407,000 | $ 246,630 | $ 125,000 |
| Oakland, Michigan | 175 | $ 37,638,000 | $ 215,074 | $ 115,000 |
| Dallas, Texas | 175 | $ 41,351,000 | $ 236,291 | $ 127,000 |
| Broward, Florida | 174 | $ 42,944,000 | $ 246,804 | $ 118,000 |
| Fort Bend, Texas | 174 | $ 43,689,000 | $ 251,086 | $ 137,000 |
| Tarrant, Texas | 171 | $ 31,979,000 | $ 187,011 | $ 109,000 |
| Riverside, California | 167 | $ 43,460,000 | $ 260,239 | $ 104,000 |
| King, Washington | 163 | $ 50,996,000 | $ 312,858 | $ 133,000 |
| Montgomery, Pennsylvania | 156 | $ 38,964,000 | $ 249,769 | $ 114,000 |
| Fairfax, Virginia | 153 | $ 56,153,000 | $ 367,013 | $ 142,000 |
| Gwinnett, Georgia | 146 | $ 29,441,000 | $ 201,650 | $ 94,000 |
| Philadelphia, Pennsylvania | 140 | $ 28,182,000 | $ 201,300 | $ 107,000 |
| Miami-Dade, Florida | 139 | $ 32,939,000 | $ 236,971 | $ 131,000 |
| Fulton, Georgia | 139 | $ 32,561,000 | $ 234,251 | $ 123,000 |
| Sacramento, California | 137 | $ 34,085,000 | $ 248,795 | $ 104,000 |
| Palm Beach, Florida | 132 | $ 31,239,000 | $ 236,659 | $ 131,000 |
| San Bernardino, California | 127 | $ 33,008,000 | $ 259,905 | $ 104,000 |
| Denton, Texas | 127 | $ 32,639,000 | $ 257,000 | $ 134,000 |
| Cobb, Georgia | 126 | $ 26,921,000 | $ 213,658 | $ 104,000 |
| Orange, Florida | 117 | $ 25,818,000 | $ 220,666 | $ 98,000 |
| Hillsborough, Florida | 113 | $ 23,949,000 | $ 211,938 | $ 96,000 |
| Santa Clara, California | 108 | $ 49,022,000 | $ 453,907 | $ 158,000 |
| Bucks, Pennsylvania | 108 | $ 29,132,000 | $ 269,740 | $ 106,000 |
| Bexar, Texas | 108 | $ 21,730,000 | $ 201,203 | $ 122,000 |
| Hennepin, Minnesota | 107 | $ 23,579,000 | $ 220,364 | $ 114,000 |
| Alameda, California | 105 | $ 43,205,000 | $ 411,476 | $ 134,000 |
| Williamson, Texas | 103 | $ 23,671,000 | $ 229,815 | $ 113,000 |
| Montgomery, Maryland | 98 | $ 32,543,000 | $ 332,071 | $ 143,000 |
| Washoe, Nevada | 96 | $ 22,393,000 | $ 233,260 | $ 109,000 |
| Salt Lake, Utah | 91 | $ 21,182,000 | $ 232,769 | $ 111,000 |
| Loudoun, Virginia | 90 | $ 33,344,000 | $ 370,488 | $ 151,000 |
| Pima, Arizona | 88 | $ 17,062,000 | $ 193,886 | $ 82,000 |
| Contra Costa, California | 83 | $ 33,263,000 | $ 400,759 | $ 123,000 |
| Pinellas, Florida | 81 | $ 17,010,000 | $ 210,000 | $ 103,000 |
| Washington, Oregon | 80 | $ 20,317,000 | $ 253,962 | $ 112,000 |
| DeKalb, Georgia | 76 | $ 18,306,000 | $ 240,868 | $ 132,000 |
| Wayne, Michigan | 75 | $ 15,360,000 | $ 204,800 | $ 115,000 |
| Brevard, Florida | 71 | $ 12,707,000 | $ 178,971 | $ 98,000 |
| New Castle, Delaware | 70 | $ 16,739,000 | $ 239,128 | $ 111,000 |
| Lee, Florida | 69 | $ 14,375,000 | $ 208,333 | $ 120,000 |
| Middlesex, New Jersey | 69 | $ 19,879,000 | $ 288,101 | $ 152,000 |
| Chester, Pennsylvania | 69 | $ 18,374,000 | $ 266,289 | $ 132,000 |
| Prince William, Virginia | 69 | $ 21,485,000 | $ 311,376 | $ 112,000 |
| DuPage, Illinois | 68 | $ 15,899,000 | $ 233,808 | $ 130,000 |
| York, South Carolina | 67 | $ 15,706,000 | $ 234,417 | $ 107,000 |
| Union, North Carolina | 66 | $ 15,921,000 | $ 241,227 | $ 122,000 |
| Ventura, California | 65 | $ 23,256,000 | $ 357,784 | $ 120,000 |
| Cuyahoga, Ohio | 64 | $ 13,696,000 | $ 214,000 | $ 122,000 |
| Franklin, Ohio | 64 | $ 12,864,000 | $ 201,000 | $ 109,000 |
| Jefferson, Colorado | 62 | $ 14,865,000 | $ 239,758 | $ 97,000 |
| Forsyth, Georgia | 61 | $ 16,834,000 | $ 275,967 | $ 115,000 |
| Macomb, Michigan | 61 | $ 10,798,000 | $ 177,016 | $ 92,000 |
| Lehigh, Pennsylvania | 61 | $ 11,313,000 | $ 185,459 | $ 83,000 |
| District of Columbia, District Of Columbia | 60 | $ 24,046,000 | $ 400,766 | $ 151,000 |
| Snohomish, Washington | 60 | $ 16,949,000 | $ 282,483 | $ 100,000 |
| Montgomery, Texas | 59 | $ 13,549,000 | $ 229,644 | $ 132,000 |
| Arapahoe, Colorado | 58 | $ 14,609,000 | $ 251,879 | $ 112,000 |
| Multnomah, Oregon | 55 | $ 14,215,000 | $ 258,454 | $ 114,000 |
| Allegheny, Pennsylvania | 55 | $ 11,360,000 | $ 206,545 | $ 99,000 |
| Fairfield, Connecticut | 54 | $ 16,703,000 | $ 309,314 | $ 157,000 |
| Will, Illinois | 54 | $ 12,697,000 | $ 235,129 | $ 121,000 |
| Duval, Florida | 53 | $ 10,339,000 | $ 195,075 | $ 116,000 |
| Charleston, South Carolina | 53 | $ 14,689,000 | $ 277,150 | $ 126,000 |
| Anne Arundel, Maryland | 52 | $ 14,959,000 | $ 287,673 | $ 109,000 |
| Douglas, Colorado | 51 | $ 14,947,000 | $ 293,078 | $ 127,000 |
| Cherokee, Georgia | 51 | $ 11,823,000 | $ 231,823 | $ 118,000 |
| Howard, Maryland | 51 | $ 17,134,000 | $ 335,960 | $ 145,000 |
| Marion, Indiana | 50 | $ 7,331,000 | $ 146,620 | $ 81,000 |
| Lake, Illinois | 49 | $ 12,196,000 | $ 248,897 | $ 115,000 |
| San Joaquin, California | 47 | $ 11,585,000 | $ 246,489 | $ 110,000 |
| Hartford, Connecticut | 46 | $ 9,012,000 | $ 195,913 | $ 100,000 |
| Baltimore, Maryland | 46 | $ 10,569,000 | $ 229,760 | $ 86,000 |
| Placer, California | 44 | $ 11,851,000 | $ 269,340 | $ 117,000 |
| Denver, Colorado | 44 | $ 11,707,000 | $ 266,068 | $ 121,000 |
| Hudson, New Jersey | 44 | $ 12,036,000 | $ 273,545 | $ 146,000 |
| Delaware, Pennsylvania | 44 | $ 10,453,000 | $ 237,568 | $ 104,000 |
| Utah, Utah | 44 | $ 9,883,000 | $ 224,613 | $ 99,000 |
| Solano, California | 43 | $ 11,373,000 | $ 264,488 | $ 100,000 |
| Sarasota, Florida | 43 | $ 9,299,000 | $ 216,255 | $ 114,000 |
| Seminole, Florida | 43 | $ 10,154,000 | $ 236,139 | $ 121,000 |
| Pierce, Washington | 43 | $ 9,714,000 | $ 225,906 | $ 101,000 |
| San Mateo, California | 42 | $ 17,698,000 | $ 421,380 | $ 148,000 |
| El Paso, Colorado | 42 | $ 9,787,000 | $ 233,023 | $ 89,000 |
| Cabarrus, North Carolina | 42 | $ 8,285,000 | $ 197,261 | $ 92,000 |
| Horry, South Carolina | 42 | $ 8,044,000 | $ 191,523 | $ 83,000 |
| Greenville, South Carolina | 41 | $ 9,151,000 | $ 223,195 | $ 114,000 |
| Brazoria, Texas | 40 | $ 7,977,000 | $ 199,425 | $ 120,000 |
| St. Johns, Florida | 39 | $ 9,515,000 | $ 243,974 | $ 148,000 |
| St. Lucie, Florida | 39 | $ 6,830,000 | $ 175,128 | $ 108,000 |
| Monmouth, New Jersey | 39 | $ 11,710,000 | $ 300,256 | $ 115,000 |
| Collier, Florida | 38 | $ 8,407,000 | $ 221,236 | $ 139,000 |
| Volusia, Florida | 38 | $ 6,811,000 | $ 179,236 | $ 86,000 |
| Morris, New Jersey | 37 | $ 11,819,000 | $ 319,432 | $ 147,000 |
| Hamilton, Ohio | 37 | $ 7,228,000 | $ 195,351 | $ 100,000 |
| El Paso, Texas | 37 | $ 5,915,000 | $ 159,864 | $ 69,000 |
| Galveston, Texas | 37 | $ 8,009,000 | $ 216,459 | $ 129,000 |
| Fresno, California | 36 | $ 7,865,000 | $ 218,472 | $ 118,000 |
| Durham, North Carolina | 36 | $ 7,227,000 | $ 200,750 | $ 120,000 |
| Clackamas, Oregon | 36 | $ 9,984,000 | $ 277,333 | $ 109,000 |
| Clark, Washington | 36 | $ 9,487,000 | $ 263,527 | $ 129,000 |
| Pasco, Florida | 35 | $ 6,820,000 | $ 194,857 | $ 100,000 |
| Somerset, New Jersey | 35 | $ 9,921,000 | $ 283,457 | $ 138,000 |
| Polk, Florida | 34 | $ 6,168,000 | $ 181,411 | $ 99,000 |
| Sonoma, California | 33 | $ 11,201,000 | $ 339,424 | $ 111,000 |
| Hamilton, Indiana | 33 | $ 7,608,000 | $ 230,545 | $ 135,000 |
| Washtenaw, Michigan | 33 | $ 6,520,000 | $ 197,575 | $ 120,000 |
| Essex, New Jersey | 33 | $ 9,530,000 | $ 288,787 | $ 170,000 |
| Davidson, Tennessee | 33 | $ 5,815,000 | $ 176,212 | $ 105,000 |
| Boulder, Colorado | 32 | $ 9,349,000 | $ 292,156 | $ 118,000 |
| Prince George's, Maryland | 32 | $ 8,650,000 | $ 270,312 | $ 99,000 |
| Pinal, Arizona | 31 | $ 5,347,000 | $ 172,483 | $ 87,000 |
| El Dorado, California | 31 | $ 9,934,000 | $ 320,451 | $ 177,000 |
| Johnson, Kansas | 31 | $ 6,866,000 | $ 221,483 | $ 121,000 |
| Ramsey, Minnesota | 31 | $ 6,840,000 | $ 220,645 | $ 119,000 |
| Bergen, New Jersey | 31 | $ 10,741,000 | $ 346,483 | $ 130,000 |
| Kern, California | 30 | $ 6,153,000 | $ 205,100 | $ 105,000 |
| Kane, Illinois | 30 | $ 6,584,000 | $ 219,466 | $ 137,000 |
| Kent, Michigan | 30 | $ 6,078,000 | $ 202,600 | $ 100,000 |
| Ocean, New Jersey | 30 | $ 7,159,000 | $ 238,633 | $ 113,000 |
| Stanislaus, California | 29 | $ 6,380,000 | $ 220,000 | $ 106,000 |
| Dakota, Minnesota | 29 | $ 6,458,000 | $ 222,689 | $ 112,000 |
| New Hanover, North Carolina | 29 | $ 6,823,000 | $ 235,275 | $ 122,000 |
| Virginia Beach, Virginia | 29 | $ 7,168,000 | $ 247,172 | $ 90,000 |
| Yavapai, Arizona | 28 | $ 6,712,000 | $ 239,714 | $ 90,000 |
| Jefferson, Kentucky | 28 | $ 5,542,000 | $ 197,928 | $ 115,000 |
| Cumberland, Maine | 28 | $ 5,624,000 | $ 200,857 | $ 107,000 |
| Baltimore City, Maryland | 28 | $ 5,896,000 | $ 210,571 | $ 99,000 |
| Livingston, Michigan | 28 | $ 6,108,000 | $ 218,142 | $ 106,000 |
| Guilford, North Carolina | 28 | $ 5,048,000 | $ 180,285 | $ 109,000 |
| Adams, Colorado | 27 | $ 5,076,000 | $ 188,000 | $ 87,000 |
| Chatham, Georgia | 27 | $ 5,672,000 | $ 210,074 | $ 88,000 |
| Chesterfield, Virginia | 27 | $ 5,855,000 | $ 216,851 | $ 119,000 |
| Larimer, Colorado | 26 | $ 5,466,000 | $ 210,230 | $ 91,000 |
| Burlington, New Jersey | 26 | $ 5,995,000 | $ 230,576 | $ 111,000 |
| Camden, New Jersey | 26 | $ 5,371,000 | $ 206,576 | $ 108,000 |
| Gaston, North Carolina | 26 | $ 4,730,000 | $ 181,923 | $ 99,000 |
| Hays, Texas | 26 | $ 6,454,000 | $ 248,230 | $ 137,000 |
| Davis, Utah | 26 | $ 6,796,000 | $ 261,384 | $ 121,000 |
| Henrico, Virginia | 26 | $ 6,501,000 | $ 250,038 | $ 96,000 |
| San Francisco, California | 25 | $ 11,004,000 | $ 440,160 | $ 136,000 |
| Manatee, Florida | 25 | $ 5,173,000 | $ 206,920 | $ 94,000 |
| Bernalillo, New Mexico | 25 | $ 4,877,000 | $ 195,080 | $ 94,000 |
| Richland, South Carolina | 25 | $ 4,141,000 | $ 165,640 | $ 78,000 |
| Mohave, Arizona | 24 | $ 4,928,000 | $ 205,333 | $ 97,000 |
| New Haven, Connecticut | 24 | $ 5,667,000 | $ 236,125 | $ 113,000 |
| Bay, Florida | 24 | $ 4,272,000 | $ 178,000 | $ 102,000 |
| Charlotte, Florida | 24 | $ 4,132,000 | $ 172,166 | $ 88,000 |
| Martin, Florida | 24 | $ 4,867,000 | $ 202,791 | $ 104,000 |
| Johnston, North Carolina | 24 | $ 4,160,000 | $ 173,333 | $ 84,000 |
| Williamson, Tennessee | 24 | $ 7,469,000 | $ 311,208 | $ 128,000 |
| Madison, Alabama | 23 | $ 5,041,000 | $ 219,173 | $ 111,000 |
| Weld, Colorado | 23 | $ 4,837,000 | $ 210,304 | $ 93,000 |
| Sussex, Delaware | 23 | $ 6,395,000 | $ 278,043 | $ 172,000 |
| Forsyth, North Carolina | 23 | $ 4,091,000 | $ 177,869 | $ 92,000 |
| Onslow, North Carolina | 23 | $ 4,628,000 | $ 201,217 | $ 93,000 |
| Delaware, Ohio | 23 | $ 5,898,000 | $ 256,434 | $ 125,000 |
| Baldwin, Alabama | 22 | $ 4,033,000 | $ 183,318 | $ 97,000 |
| Jefferson, Alabama | 22 | $ 3,925,000 | $ 178,409 | $ 121,000 |
| Iredell, North Carolina | 22 | $ 5,860,000 | $ 266,363 | $ 109,000 |
| Montgomery, Ohio | 22 | $ 3,780,000 | $ 171,818 | $ 81,000 |
| Oklahoma, Oklahoma | 22 | $ 4,503,000 | $ 204,681 | $ 103,000 |
| Arlington, Virginia | 22 | $ 7,956,000 | $ 361,636 | $ 136,000 |
| Brunswick, North Carolina | 21 | $ 3,931,000 | $ 187,190 | $ 112,000 |
| Buncombe, North Carolina | 21 | $ 3,921,000 | $ 186,714 | $ 105,000 |
| Beaufort, South Carolina | 21 | $ 5,039,000 | $ 239,952 | $ 150,000 |
| Leon, Florida | 20 | $ 4,081,000 | $ 204,050 | $ 102,000 |
| Marion, Florida | 20 | $ 3,040,000 | $ 152,000 | $ 71,000 |
| Washington, Minnesota | 20 | $ 4,541,000 | $ 227,050 | $ 120,000 |
| Summit, Ohio | 20 | $ 3,345,000 | $ 167,250 | $ 113,000 |
| Shelby, Tennessee | 20 | $ 4,274,000 | $ 213,700 | $ 117,000 |
| Alexandria, Virginia | 20 | $ 6,846,000 | $ 342,300 | $ 132,000 |
| Waukesha, Wisconsin | 20 | $ 5,109,000 | $ 255,450 | $ 140,000 |
| Santa Barbara, California | 19 | $ 7,969,000 | $ 419,421 | $ 119,000 |
| McHenry, Illinois | 19 | $ 3,501,000 | $ 184,263 | $ 102,000 |
| Lake, Indiana | 19 | $ 4,163,000 | $ 219,105 | $ 120,000 |
| Scott, Minnesota | 19 | $ 4,668,000 | $ 245,684 | $ 101,000 |
| Mercer, New Jersey | 19 | $ 4,844,000 | $ 254,947 | $ 119,000 |
| Passaic, New Jersey | 19 | $ 4,778,000 | $ 251,473 | $ 123,000 |
| Union, New Jersey | 19 | $ 6,095,000 | $ 320,789 | $ 165,000 |
| Lexington, South Carolina | 19 | $ 3,526,000 | $ 185,578 | $ 99,000 |
| Hamilton, Tennessee | 19 | $ 4,378,000 | $ 230,421 | $ 114,000 |
| Kitsap, Washington | 19 | $ 5,111,000 | $ 269,000 | $ 86,000 |
| Spokane, Washington | 19 | $ 4,340,000 | $ 228,421 | $ 86,000 |
| Cochise, Arizona | 18 | $ 3,196,000 | $ 177,555 | $ 48,000 |
| San Luis Obispo, California | 18 | $ 6,084,000 | $ 338,000 | $ 155,000 |
| Kent, Delaware | 18 | $ 3,228,000 | $ 179,333 | $ 68,000 |
| Santa Rosa, Florida | 18 | $ 3,539,000 | $ 196,611 | $ 81,000 |
| Frederick, Maryland | 18 | $ 5,709,000 | $ 317,166 | $ 132,000 |
| Santa Fe, New Mexico | 18 | $ 4,427,000 | $ 245,944 | $ 109,000 |
| Cumberland, North Carolina | 18 | $ 3,608,000 | $ 200,444 | $ 65,000 |
| Orange, North Carolina | 18 | $ 4,349,000 | $ 241,611 | $ 112,000 |
| Warren, Ohio | 18 | $ 4,152,000 | $ 230,666 | $ 121,000 |
| Tulsa, Oklahoma | 18 | $ 3,981,000 | $ 221,166 | $ 110,000 |
| Cumberland, Pennsylvania | 18 | $ 3,673,000 | $ 204,055 | $ 102,000 |
| Westmoreland, Pennsylvania | 18 | $ 3,678,000 | $ 204,333 | $ 84,000 |
| York, Pennsylvania | 18 | $ 2,658,000 | $ 147,666 | $ 88,000 |
| Berkeley, South Carolina | 18 | $ 4,074,000 | $ 226,333 | $ 89,000 |
| Dorchester, South Carolina | 18 | $ 3,365,000 | $ 186,944 | $ 73,000 |
| Lancaster, South Carolina | 18 | $ 4,167,000 | $ 231,500 | $ 90,000 |
| Coconino, Arizona | 17 | $ 4,719,000 | $ 277,588 | $ 114,000 |
| Lake, Florida | 17 | $ 3,070,000 | $ 180,588 | $ 109,000 |
| Paulding, Georgia | 17 | $ 3,324,000 | $ 195,529 | $ 77,000 |
| Sedgwick, Kansas | 17 | $ 2,580,000 | $ 151,764 | $ 118,000 |
| Fayette, Kentucky | 17 | $ 3,697,000 | $ 217,470 | $ 140,000 |
| Anoka, Minnesota | 17 | $ 3,386,000 | $ 199,176 | $ 108,000 |
| Douglas, Nebraska | 17 | $ 2,753,000 | $ 161,941 | $ 93,000 |
| Lorain, Ohio | 17 | $ 3,505,000 | $ 206,176 | $ 106,000 |
| Providence, Rhode Island | 17 | $ 3,966,000 | $ 233,294 | $ 78,000 |
| Hidalgo, Texas | 17 | $ 2,797,000 | $ 164,529 | $ 95,000 |
| Nueces, Texas | 17 | $ 3,536,000 | $ 208,000 | $ 100,000 |
| Shelby, Alabama | 16 | $ 3,137,000 | $ 196,062 | $ 89,000 |
| Shasta, California | 16 | $ 3,647,000 | $ 227,937 | $ 102,000 |
| Fayette, Georgia | 16 | $ 3,344,000 | $ 209,000 | $ 126,000 |
| Douglas, Nevada | 16 | $ 4,383,000 | $ 273,937 | $ 143,000 |
| Atlantic, New Jersey | 16 | $ 3,448,000 | $ 215,500 | $ 120,000 |
| Hunterdon, New Jersey | 16 | $ 5,080,000 | $ 317,500 | $ 154,000 |
| Watauga, North Carolina | 16 | $ 3,750,000 | $ 234,375 | $ 145,000 |
| Lane, Oregon | 16 | $ 3,977,000 | $ 248,562 | $ 83,000 |
| Berks, Pennsylvania | 16 | $ 3,009,000 | $ 188,062 | $ 94,000 |
| Lancaster, Pennsylvania | 16 | $ 2,870,000 | $ 179,375 | $ 89,000 |
| Northampton, Pennsylvania | 16 | $ 2,866,000 | $ 179,125 | $ 81,000 |
| Washington, Rhode Island | 16 | $ 3,826,000 | $ 239,125 | $ 141,000 |
| Knox, Tennessee | 16 | $ 3,236,000 | $ 202,250 | $ 91,000 |
| Escambia, Florida | 15 | $ 2,699,000 | $ 179,933 | $ 158,000 |
| Okaloosa, Florida | 15 | $ 3,466,000 | $ 231,066 | $ 131,000 |
| York, Maine | 15 | $ 3,576,000 | $ 238,400 | $ 163,000 |
| Gloucester, New Jersey | 15 | $ 2,600,000 | $ 173,333 | $ 90,000 |
| Aiken, South Carolina | 15 | $ 2,858,000 | $ 190,533 | $ 102,000 |
| Hernando, Florida | 14 | $ 1,871,000 | $ 133,642 | $ 72,000 |
| Camden, Georgia | 14 | $ 2,247,000 | $ 160,500 | $ 92,000 |
| Hall, Georgia | 14 | $ 3,196,000 | $ 228,285 | $ 161,000 |
| Harford, Maryland | 14 | $ 3,078,000 | $ 219,857 | $ 84,000 |
| Henderson, North Carolina | 14 | $ 2,459,000 | $ 175,642 | $ 85,000 |
| Marion, Oregon | 14 | $ 2,699,000 | $ 192,785 | $ 91,000 |
| Anderson, South Carolina | 14 | $ 3,007,000 | $ 214,785 | $ 77,000 |
| Smith, Texas | 14 | $ 2,262,000 | $ 161,571 | $ 100,000 |
| Dane, Wisconsin | 14 | $ 3,622,000 | $ 258,714 | $ 118,000 |
| Milwaukee, Wisconsin | 14 | $ 2,583,000 | $ 184,500 | $ 98,000 |
| Lee, Alabama | 13 | $ 2,122,000 | $ 163,230 | $ 74,000 |
| Monterey, California | 13 | $ 4,323,000 | $ 332,538 | $ 80,000 |
| Columbia, Georgia | 13 | $ 2,660,000 | $ 204,615 | $ 101,000 |
| Henry, Georgia | 13 | $ 2,121,000 | $ 163,153 | $ 54,000 |
| Ottawa, Michigan | 13 | $ 2,686,000 | $ 206,615 | $ 142,000 |
| Lucas, Ohio | 13 | $ 2,441,000 | $ 187,769 | $ 85,000 |
| Medina, Ohio | 13 | $ 2,800,000 | $ 215,384 | $ 103,000 |
| Stark, Ohio | 13 | $ 2,074,000 | $ 159,538 | $ 87,000 |
| Spartanburg, South Carolina | 13 | $ 2,957,000 | $ 227,461 | $ 88,000 |
| Rutherford, Tennessee | 13 | $ 1,970,000 | $ 151,538 | $ 85,000 |
| Washington, Utah | 13 | $ 4,146,000 | $ 318,923 | $ 122,000 |
| Thurston, Washington | 13 | $ 3,577,000 | $ 275,153 | $ 103,000 |
| Butte, California | 12 | $ 2,304,000 | $ 192,000 | $ 89,000 |
| Tulare, California | 12 | $ 2,426,000 | $ 202,166 | $ 123,000 |
| Muscogee, Georgia | 12 | $ 2,094,000 | $ 174,500 | $ 85,000 |
| Hendricks, Indiana | 12 | $ 2,194,000 | $ 182,833 | $ 86,000 |
| Cape May, New Jersey | 12 | $ 3,140,000 | $ 261,666 | $ 170,000 |
| Deschutes, Oregon | 12 | $ 2,931,000 | $ 244,250 | $ 141,000 |
| Luzerne, Pennsylvania | 12 | $ 2,375,000 | $ 197,916 | $ 105,000 |
| Brazos, Texas | 12 | $ 1,963,000 | $ 163,583 | $ 91,000 |
| Richmond City, Virginia | 12 | $ 3,059,000 | $ 254,916 | $ 141,000 |
| Yuma, Arizona | 11 | $ 2,233,000 | $ 203,000 | $ 101,000 |
| Walton, Florida | 11 | $ 2,596,000 | $ 236,000 | $ 105,000 |
| Kendall, Illinois | 11 | $ 2,523,000 | $ 229,363 | $ 86,000 |
| Ingham, Michigan | 11 | $ 2,472,000 | $ 224,727 | $ 105,000 |
| Gallatin, Montana | 11 | $ 2,637,000 | $ 239,727 | $ 151,000 |
| Lancaster, Nebraska | 11 | $ 2,363,000 | $ 214,818 | $ 100,000 |
| Sussex, New Jersey | 11 | $ 2,642,000 | $ 240,181 | $ 97,000 |
| Pender, North Carolina | 11 | $ 2,461,000 | $ 223,727 | $ 103,000 |
| Lake, Ohio | 11 | $ 1,817,000 | $ 165,181 | $ 98,000 |
| Georgetown, South Carolina | 11 | $ 2,006,000 | $ 182,363 | $ 85,000 |
| Midland, Texas | 11 | $ 2,903,000 | $ 263,909 | $ 149,000 |
| Randall, Texas | 11 | $ 1,858,000 | $ 168,909 | $ 84,000 |
| Summit, Utah | 11 | $ 5,016,000 | $ 456,000 | $ 320,000 |
| Weber, Utah | 11 | $ 2,210,000 | $ 200,909 | $ 135,000 |
| Montgomery, Virginia | 11 | $ 2,517,000 | $ 228,818 | $ 103,000 |
| Alachua, Florida | 10 | $ 2,075,000 | $ 207,500 | $ 149,000 |
| Clay, Florida | 10 | $ 1,799,000 | $ 179,900 | $ 64,000 |
| Flagler, Florida | 10 | $ 1,197,000 | $ 119,700 | $ 63,000 |
| Indian River, Florida | 10 | $ 1,427,000 | $ 142,700 | $ 91,000 |
| Osceola, Florida | 10 | $ 1,693,000 | $ 169,300 | $ 67,000 |
| Harris, Georgia | 10 | $ 2,282,000 | $ 228,200 | $ 83,000 |
| Wright, Minnesota | 10 | $ 2,270,000 | $ 227,000 | $ 118,000 |
| Carson City, Nevada | 10 | $ 2,164,000 | $ 216,400 | $ 175,000 |
| Sandoval, New Mexico | 10 | $ 2,446,000 | $ 244,600 | $ 106,000 |
| Portage, Ohio | 10 | $ 1,605,000 | $ 160,500 | $ 78,000 |
| Ellis, Texas | 10 | $ 2,225,000 | $ 222,500 | $ 119,000 |
| McLennan, Texas | 10 | $ 2,704,000 | $ 270,400 | $ 130,000 |
| Rockwall, Texas | 10 | $ 2,052,000 | $ 205,200 | $ 130,000 |
| Norfolk, Virginia | 10 | $ 1,616,000 | $ 161,600 | $ 73,000 |
| Whatcom, Washington | 10 | $ 2,942,000 | $ 294,200 | $ 99,000 |
| Montgomery, Alabama | 9 | $ 1,700,000 | $ 188,888 | $ 134,000 |
| Benton, Arkansas | 9 | $ 1,652,000 | $ 183,555 | $ 135,000 |
| Marin, California | 9 | $ 3,582,000 | $ 398,000 | $ 142,000 |
| Santa Cruz, California | 9 | $ 4,860,000 | $ 540,000 | $ 135,000 |
| New London, Connecticut | 9 | $ 1,913,000 | $ 212,555 | $ 128,000 |
| Nassau, Florida | 9 | $ 1,965,000 | $ 218,333 | $ 112,000 |
| Allen, Indiana | 9 | $ 1,402,000 | $ 155,777 | $ 76,000 |
| Johnson, Indiana | 9 | $ 2,176,000 | $ 241,777 | $ 103,000 |
| Polk, Iowa | 9 | $ 1,704,000 | $ 189,333 | $ 109,000 |
| Boone, Kentucky | 9 | $ 1,963,000 | $ 218,111 | $ 79,000 |
| Calvert, Maryland | 9 | $ 3,272,000 | $ 363,555 | $ 136,000 |
| Cecil, Maryland | 9 | $ 1,826,000 | $ 202,888 | $ 102,000 |
| Genesee, Michigan | 9 | $ 1,255,000 | $ 139,444 | $ 71,000 |
| Chatham, North Carolina | 9 | $ 2,540,000 | $ 282,222 | $ 122,000 |
| Butler, Ohio | 9 | $ 1,879,000 | $ 208,777 | $ 107,000 |
| Clermont, Ohio | 9 | $ 1,806,000 | $ 200,666 | $ 82,000 |
| Fairfield, Ohio | 9 | $ 1,532,000 | $ 170,222 | $ 79,000 |
| Licking, Ohio | 9 | $ 1,884,000 | $ 209,333 | $ 100,000 |
| Butler, Pennsylvania | 9 | $ 2,203,000 | $ 244,777 | $ 94,000 |
| Centre, Pennsylvania | 9 | $ 1,578,000 | $ 175,333 | $ 75,000 |
| Franklin, Pennsylvania | 9 | $ 2,052,000 | $ 228,000 | $ 203,000 |
| Washington, Pennsylvania | 9 | $ 2,759,000 | $ 306,555 | $ 155,000 |
| Sumner, Tennessee | 9 | $ 1,530,000 | $ 170,000 | $ 70,000 |
| Wilson, Tennessee | 9 | $ 1,974,000 | $ 219,333 | $ 103,000 |
| Bell, Texas | 9 | $ 1,426,000 | $ 158,444 | $ 72,000 |
| Grayson, Texas | 9 | $ 1,643,000 | $ 182,555 | $ 136,000 |
| Roanoke, Virginia | 9 | $ 1,768,000 | $ 196,444 | $ 112,000 |
| Spotsylvania, Virginia | 9 | $ 2,342,000 | $ 260,222 | $ 95,000 |
| Calaveras, California | 8 | $ 1,905,000 | $ 238,125 | $ 92,000 |
| Yolo, California | 8 | $ 1,892,000 | $ 236,500 | $ 101,000 |
| Citrus, Florida | 8 | $ 1,365,000 | $ 170,625 | $ 71,000 |
| Monroe, Florida | 8 | $ 3,419,000 | $ 427,375 | $ 190,000 |
| Coweta, Georgia | 8 | $ 1,875,000 | $ 234,375 | $ 104,000 |
| Houston, Georgia | 8 | $ 1,498,000 | $ 187,250 | $ 76,000 |
| Jackson, Georgia | 8 | $ 1,378,000 | $ 172,250 | $ 73,000 |
| Carroll, Maryland | 8 | $ 2,313,000 | $ 289,125 | $ 86,000 |
| Berrien, Michigan | 8 | $ 1,609,000 | $ 201,125 | $ 135,000 |
| St. Joseph, Michigan | 8 | $ 1,598,000 | $ 199,750 | $ 166,000 |
| Erie, New York | 8 | $ 1,515,000 | $ 189,375 | $ 139,000 |
| Suffolk, New York | 8 | $ 2,518,000 | $ 314,750 | $ 174,000 |
| Alamance, North Carolina | 8 | $ 1,995,000 | $ 249,375 | $ 143,000 |
| Carteret, North Carolina | 8 | $ 1,743,000 | $ 217,875 | $ 96,000 |
| Dare, North Carolina | 8 | $ 1,752,000 | $ 219,000 | $ 95,000 |
| Benton, Oregon | 8 | $ 1,704,000 | $ 213,000 | $ 90,000 |
| Dauphin, Pennsylvania | 8 | $ 1,106,000 | $ 138,250 | $ 59,000 |
| Mercer, Pennsylvania | 8 | $ 1,118,000 | $ 139,750 | $ 75,000 |
| Kent, Rhode Island | 8 | $ 2,017,000 | $ 252,125 | $ 124,000 |
| Montgomery, Tennessee | 8 | $ 1,940,000 | $ 242,500 | $ 89,000 |
| Hood, Texas | 8 | $ 1,881,000 | $ 235,125 | $ 117,000 |
| Kaufman, Texas | 8 | $ 1,354,000 | $ 169,250 | $ 100,000 |
| Frederick, Virginia | 8 | $ 1,476,000 | $ 184,500 | $ 92,000 |
| Warren, Virginia | 8 | $ 1,596,000 | $ 199,500 | $ 93,000 |
| Cowlitz, Washington | 8 | $ 1,877,000 | $ 234,625 | $ 82,000 |
| Mobile, Alabama | 7 | $ 1,152,000 | $ 164,571 | $ 73,000 |
| Merced, California | 7 | $ 1,331,000 | $ 190,142 | $ 95,000 |
| Nevada, California | 7 | $ 2,160,000 | $ 308,571 | $ 146,000 |
| Eagle, Colorado | 7 | $ 2,306,000 | $ 329,428 | $ 87,000 |
| Litchfield, Connecticut | 7 | $ 1,877,000 | $ 268,142 | $ 221,000 |
| Tolland, Connecticut | 7 | $ 2,223,000 | $ 317,571 | $ 173,000 |
| Sumter, Florida | 7 | $ 1,508,000 | $ 215,428 | $ 90,000 |
| Clarke, Georgia | 7 | $ 1,118,000 | $ 159,714 | $ 149,000 |
| Walton, Georgia | 7 | $ 1,327,000 | $ 189,571 | $ 101,000 |
| St. Clair, Illinois | 7 | $ 1,360,000 | $ 194,285 | $ 96,000 |
| Porter, Indiana | 7 | $ 1,472,000 | $ 210,285 | $ 90,000 |
| Kenton, Kentucky | 7 | $ 1,063,000 | $ 151,857 | $ 88,000 |
| Oldham, Kentucky | 7 | $ 1,878,000 | $ 268,285 | $ 157,000 |
| Warren, Kentucky | 7 | $ 860,000 | $ 122,857 | $ 103,000 |
| Allegan, Michigan | 7 | $ 1,040,000 | $ 148,571 | $ 70,000 |
| Kalamazoo, Michigan | 7 | $ 2,016,000 | $ 288,000 | $ 187,000 |
| Carver, Minnesota | 7 | $ 1,549,000 | $ 221,285 | $ 107,000 |
| Lyon, Nevada | 7 | $ 967,000 | $ 138,142 | $ 66,000 |
| Hillsborough, New Hampshire | 7 | $ 1,713,000 | $ 244,714 | $ 115,000 |
| Onondaga, New York | 7 | $ 1,235,000 | $ 176,428 | $ 72,000 |
| Catawba, North Carolina | 7 | $ 1,551,000 | $ 221,571 | $ 91,000 |
| Craven, North Carolina | 7 | $ 1,554,000 | $ 222,000 | $ 152,000 |
| Harnett, North Carolina | 7 | $ 1,091,000 | $ 155,857 | $ 50,000 |
| Lincoln, North Carolina | 7 | $ 1,275,000 | $ 182,142 | $ 81,000 |
| Burleigh, North Dakota | 7 | $ 953,000 | $ 136,142 | $ 60,000 |
| Geauga, Ohio | 7 | $ 1,873,000 | $ 267,571 | $ 84,000 |
| Greene, Ohio | 7 | $ 1,198,000 | $ 171,142 | $ 122,000 |
| Cleveland, Oklahoma | 7 | $ 1,244,000 | $ 177,714 | $ 87,000 |
| Beaver, Pennsylvania | 7 | $ 1,004,000 | $ 143,428 | $ 78,000 |
| Monroe, Pennsylvania | 7 | $ 980,000 | $ 140,000 | $ 96,000 |
| Minnehaha, South Dakota | 7 | $ 1,761,000 | $ 251,571 | $ 115,000 |
| Cameron, Texas | 7 | $ 1,369,000 | $ 195,571 | $ 109,000 |
| Parker, Texas | 7 | $ 1,840,000 | $ 262,857 | $ 124,000 |
| Bedford, Virginia | 7 | $ 1,619,000 | $ 231,285 | $ 155,000 |
| Chesapeake, Virginia | 7 | $ 1,470,000 | $ 210,000 | $ 75,000 |
| Hanover, Virginia | 7 | $ 1,643,000 | $ 234,714 | $ 105,000 |
| Newport News, Virginia | 7 | $ 1,028,000 | $ 146,857 | $ 66,000 |
| Benton, Washington | 7 | $ 1,428,000 | $ 204,000 | $ 94,000 |
| Kenosha, Wisconsin | 7 | $ 1,528,000 | $ 218,285 | $ 148,000 |
| Navajo, Arizona | 6 | $ 1,134,000 | $ 189,000 | $ 100,000 |
| Napa, California | 6 | $ 2,367,000 | $ 394,500 | $ 129,000 |
| Tuolumne, California | 6 | $ 1,294,000 | $ 215,666 | $ 112,000 |
| Broomfield, Colorado | 6 | $ 1,832,000 | $ 305,333 | $ 85,000 |
| Garfield, Colorado | 6 | $ 1,773,000 | $ 295,500 | $ 122,000 |
| Bartow, Georgia | 6 | $ 1,097,000 | $ 182,833 | $ 81,000 |
| Douglas, Georgia | 6 | $ 1,235,000 | $ 205,833 | $ 94,000 |
| Gilmer, Georgia | 6 | $ 869,000 | $ 144,833 | $ 95,000 |
| Habersham, Georgia | 6 | $ 840,000 | $ 140,000 | $ 86,000 |
| Oconee, Georgia | 6 | $ 1,306,000 | $ 217,666 | $ 131,000 |
| Bartholomew, Indiana | 6 | $ 1,165,000 | $ 194,166 | $ 116,000 |
| Monroe, Indiana | 6 | $ 626,000 | $ 104,333 | $ 64,000 |
| St. Joseph, Indiana | 6 | $ 916,000 | $ 152,666 | $ 117,000 |
| Jefferson, Louisiana | 6 | $ 1,244,000 | $ 207,333 | $ 90,000 |
| Penobscot, Maine | 6 | $ 850,000 | $ 141,666 | $ 53,000 |
| Midland, Michigan | 6 | $ 994,000 | $ 165,666 | $ 84,000 |
| Monroe, Michigan | 6 | $ 991,000 | $ 165,166 | $ 88,000 |
| Stearns, Minnesota | 6 | $ 878,000 | $ 146,333 | $ 82,000 |
| Sarpy, Nebraska | 6 | $ 791,000 | $ 131,833 | $ 69,000 |
| Rockingham, New Hampshire | 6 | $ 1,867,000 | $ 311,166 | $ 117,000 |
| Kings, New York | 6 | $ 2,399,000 | $ 399,833 | $ 133,000 |
| Westchester, New York | 6 | $ 1,381,000 | $ 230,166 | $ 123,000 |
| Pitt, North Carolina | 6 | $ 871,000 | $ 145,166 | $ 95,000 |
| Mahoning, Ohio | 6 | $ 885,000 | $ 147,500 | $ 77,000 |
| Jackson, Oregon | 6 | $ 1,829,000 | $ 304,833 | $ 201,000 |
| Lackawanna, Pennsylvania | 6 | $ 1,240,000 | $ 206,666 | $ 136,000 |
| Florence, South Carolina | 6 | $ 1,175,000 | $ 195,833 | $ 100,000 |
| Pickens, South Carolina | 6 | $ 1,277,000 | $ 212,833 | $ 96,000 |
| Pennington, South Dakota | 6 | $ 1,443,000 | $ 240,500 | $ 94,000 |
| Angelina, Texas | 6 | $ 1,398,000 | $ 233,000 | $ 105,000 |
| James City, Virginia | 6 | $ 1,637,000 | $ 272,833 | $ 141,000 |
| Lynchburg, Virginia | 6 | $ 851,000 | $ 141,833 | $ 74,000 |
| Clallam, Washington | 6 | $ 1,795,000 | $ 299,166 | $ 96,000 |
| Skagit, Washington | 6 | $ 1,542,000 | $ 257,000 | $ 71,000 |
| Outagamie, Wisconsin | 6 | $ 1,112,000 | $ 185,333 | $ 99,000 |
| Gila, Arizona | 5 | $ 596,000 | $ 119,200 | $ 102,000 |
| Lake, California | 5 | $ 1,111,000 | $ 222,200 | $ 264,000 |
| Madera, California | 5 | $ 765,000 | $ 153,000 | $ 60,000 |
| Mendocino, California | 5 | $ 1,264,000 | $ 252,800 | $ 98,000 |
| Yuba, California | 5 | $ 800,000 | $ 160,000 | $ 66,000 |
| Middlesex, Connecticut | 5 | $ 1,187,000 | $ 237,400 | $ 139,000 |
| Bryan, Georgia | 5 | $ 738,000 | $ 147,600 | $ 50,000 |
| Fannin, Georgia | 5 | $ 581,000 | $ 116,200 | $ 146,000 |
| Spalding, Georgia | 5 | $ 826,000 | $ 165,200 | $ 74,000 |
| McLean, Illinois | 5 | $ 774,000 | $ 154,800 | $ 143,000 |
| Peoria, Illinois | 5 | $ 909,000 | $ 181,800 | $ 112,000 |
| Boone, Indiana | 5 | $ 950,000 | $ 190,000 | $ 118,000 |
| Kosciusko, Indiana | 5 | $ 469,000 | $ 93,800 | $ 65,000 |
| Story, Iowa | 5 | $ 1,464,000 | $ 292,800 | $ 175,000 |
| Orleans, Louisiana | 5 | $ 1,541,000 | $ 308,200 | $ 236,000 |
| Terrebonne, Louisiana | 5 | $ 765,000 | $ 153,000 | $ 68,000 |
| Charles, Maryland | 5 | $ 1,139,000 | $ 227,800 | $ 51,000 |
| Talbot, Maryland | 5 | $ 1,491,000 | $ 298,200 | $ 224,000 |
| Washington, Maryland | 5 | $ 1,075,000 | $ 215,000 | $ 104,000 |
| Clinton, Michigan | 5 | $ 899,000 | $ 179,800 | $ 98,000 |
| Grand Traverse, Michigan | 5 | $ 894,000 | $ 178,800 | $ 71,000 |
| Jackson, Michigan | 5 | $ 818,000 | $ 163,600 | $ 81,000 |
| DeSoto, Mississippi | 5 | $ 817,000 | $ 163,400 | $ 81,000 |
| Yellowstone, Montana | 5 | $ 874,000 | $ 174,800 | $ 63,000 |
| Dona Ana, New Mexico | 5 | $ 1,193,000 | $ 238,600 | $ 119,000 |
| San Juan, New Mexico | 5 | $ 1,052,000 | $ 210,400 | $ 136,000 |
| Currituck, North Carolina | 5 | $ 1,358,000 | $ 271,600 | $ 130,000 |
| Franklin, North Carolina | 5 | $ 690,000 | $ 138,000 | $ 76,000 |
| Granville, North Carolina | 5 | $ 1,071,000 | $ 214,200 | $ 86,000 |
| Hoke, North Carolina | 5 | $ 629,000 | $ 125,800 | $ 44,000 |
| Moore, North Carolina | 5 | $ 1,008,000 | $ 201,600 | $ 33,000 |
| Rowan, North Carolina | 5 | $ 700,000 | $ 140,000 | $ 114,000 |
| Miami, Ohio | 5 | $ 826,000 | $ 165,200 | $ 87,000 |
| Wood, Ohio | 5 | $ 871,000 | $ 174,200 | $ 61,000 |
| Polk, Oregon | 5 | $ 802,000 | $ 160,400 | $ 127,000 |
| Lebanon, Pennsylvania | 5 | $ 1,270,000 | $ 254,000 | $ 54,000 |
| Pike, Pennsylvania | 5 | $ 738,000 | $ 147,600 | $ 138,000 |
| Newport, Rhode Island | 5 | $ 1,267,000 | $ 253,400 | $ 137,000 |
| Kershaw, South Carolina | 5 | $ 877,000 | $ 175,400 | $ 89,000 |
| Oconee, South Carolina | 5 | $ 864,000 | $ 172,800 | $ 120,000 |
| Sullivan, Tennessee | 5 | $ 692,000 | $ 138,400 | $ 72,000 |
| Comal, Texas | 5 | $ 1,644,000 | $ 328,800 | $ 114,000 |
| Jefferson, Texas | 5 | $ 1,057,000 | $ 211,400 | $ 152,000 |
| Johnson, Texas | 5 | $ 755,000 | $ 151,000 | $ 142,000 |
| Kendall, Texas | 5 | $ 1,771,000 | $ 354,200 | $ 246,000 |
| Lubbock, Texas | 5 | $ 801,000 | $ 160,200 | $ 99,000 |
| Albemarle, Virginia | 5 | $ 1,303,000 | $ 260,600 | $ 84,000 |
| Charlottesville, Virginia | 5 | $ 900,000 | $ 180,000 | $ 74,000 |
| Stafford, Virginia | 5 | $ 1,128,000 | $ 225,600 | $ 122,000 |
| Grant, Washington | 5 | $ 808,000 | $ 161,600 | $ 125,000 |
| La Crosse, Wisconsin | 5 | $ 1,144,000 | $ 228,800 | $ 82,000 |
| Autauga, Alabama | 4 | $ 728,000 | $ 182,000 | $ 77,000 |
| Russell, Alabama | 4 | $ 613,000 | $ 153,250 | $ 25,000 |
| Talladega, Alabama | 4 | $ 595,000 | $ 148,750 | $ 71,000 |
| Tuscaloosa, Alabama | 4 | $ 930,000 | $ 232,500 | $ 95,000 |
| Lonoke, Arkansas | 4 | $ 843,000 | $ 210,750 | $ 46,000 |
| San Benito, California | 4 | $ 1,146,000 | $ 286,500 | $ 91,000 |
| Tehama, California | 4 | $ 682,000 | $ 170,500 | $ 88,000 |
| La Plata, Colorado | 4 | $ 1,276,000 | $ 319,000 | $ 140,000 |
| Pueblo, Colorado | 4 | $ 767,000 | $ 191,750 | $ 99,000 |
| Routt, Colorado | 4 | $ 962,000 | $ 240,500 | $ 72,000 |
| Summit, Colorado | 4 | $ 1,230,000 | $ 307,500 | $ 209,000 |
| Bibb, Georgia | 4 | $ 619,000 | $ 154,750 | $ 63,000 |
| Carroll, Georgia | 4 | $ 472,000 | $ 118,000 | $ 76,000 |
| Dougherty, Georgia | 4 | $ 533,000 | $ 133,250 | $ 98,000 |
| Effingham, Georgia | 4 | $ 794,000 | $ 198,500 | $ 57,000 |
| Lowndes, Georgia | 4 | $ 793,000 | $ 198,250 | $ 113,000 |
| Newton, Georgia | 4 | $ 655,000 | $ 163,750 | $ 70,000 |
| Rockdale, Georgia | 4 | $ 765,000 | $ 191,250 | $ 45,000 |
| Madison, Illinois | 4 | $ 714,000 | $ 178,500 | $ 99,000 |
| Sangamon, Illinois | 4 | $ 820,000 | $ 205,000 | $ 132,000 |
| Elkhart, Indiana | 4 | $ 600,000 | $ 150,000 | $ 65,000 |
| LaPorte, Indiana | 4 | $ 775,000 | $ 193,750 | $ 90,000 |
| Vanderburgh, Indiana | 4 | $ 910,000 | $ 227,500 | $ 80,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 10,452 | $2,530,854,000 | $242,000 | $2,382,000 | $113,000 | $1,768,000 |
| Home Purchase | 7,090 | $1,681,908,000 | $237,000 | $1,428,000 | $115,000 | $1,500,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,486 | $2,942,170,000 | $235,000 | $2,382,000 | $112,000 | $1,768,000 |
| Asian | 2,342 | $654,007,000 | $279,000 | $1,440,000 | $134,000 | $1,500,000 |
| Hispanic | 1,189 | $266,674,000 | $224,000 | $980,000 | $101,000 | $1,259,000 |
| Not Provided | 746 | $182,480,000 | $244,000 | $974,000 | $124,000 | $1,768,000 |
| Black or African American | 630 | $132,958,000 | $211,000 | $759,000 | $85,000 | $696,000 |
| American Indian or Alaskan Native | 87 | $20,896,000 | $240,000 | $853,000 | $99,000 | $283,000 |
| Native Hawaiian or Other Pacific Islander | 62 | $13,577,000 | $218,000 | $500,000 | $94,000 | $290,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,848 | $3,609,579,000 | $243,000 | $2,382,000 | $122,000 | $1,768,000 |
| VA-guaranteed (Veterans Administration) | 1,406 | $361,930,000 | $257,000 | $1,013,000 | $72,000 | $550,000 |
| FHA-insured (Federal Housing Administration) | 1,227 | $231,780,000 | $188,000 | $664,000 | $68,000 | $732,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 61 | $9,473,000 | $155,000 | $377,000 | $49,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,208 | $2,664,771,000 | $237,000 | $1,560,000 | $113,000 | $1,768,000 |
| Application Withdrawn By Applicant | 5,345 | $1,300,587,000 | $243,000 | $2,382,000 | $115,000 | $1,768,000 |
| File Closed For Incompleteness | 567 | $144,783,000 | $255,000 | $1,428,000 | $120,000 | $1,500,000 |
| Application Denied By Financial Institution | 421 | $102,403,000 | $243,000 | $1,360,000 | $96,000 | $770,000 |
| Application Approved But Not Accepted | 1 | $218,000 | $218,000 | $218,000 | $176,000 | $176,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 151 | $39,248,000 | $259,000 | $1,000,000 | $71,000 | $376,000 |
| Collateral | 89 | $21,979,000 | $246,000 | $1,360,000 | $119,000 | $544,000 |
| Credit History | 50 | $11,769,000 | $235,000 | $576,000 | $99,000 | $329,000 |
| Other | 23 | $5,150,000 | $223,000 | $572,000 | $135,000 | $770,000 |
| Employment History | 19 | $3,425,000 | $180,000 | $491,000 | $100,000 | $507,000 |
| Unverifiable Information | 7 | $1,407,000 | $201,000 | $445,000 | $93,000 | $248,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,649,000 | $274,000 | $417,000 | $106,000 | $177,000 |
| Mortgage Insurance Denied | 1 | $303,000 | $303,000 | $303,000 | $144,000 | $144,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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