In 2006, Charter One Bank of Cleveland, OH reported 57,463 mortgage applications totaling $5.2 billion, up 92% from 2005. The average application was for $91,010, and applicants reported an average income of $75,097. 34% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (6,643), Cleveland-Elyria-Mentor, OH (4,630) and Warren-Troy-Farmington Hills, MI (4,386) (applications in parentheses).
| Mortgage Company & Address | Charter One Bank 1215 Superior Ave Cleveland, OH 44114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 57,463 |
| Total Mortgage Loan Application Amount | $5,229,757,000 |
| Average Mortgage Loan Application Amount | $91,010 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $75,097 |
| Highest Applicant Income | $9,452,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Charter One Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 4,770 | $ 406,577,000 | $ 85,236 | $ 71,000 |
| Wayne, Michigan | 4,097 | $ 187,801,000 | $ 45,838 | $ 63,000 |
| Cuyahoga, Ohio | 3,207 | $ 180,601,000 | $ 56,314 | $ 67,000 |
| Oakland, Michigan | 2,053 | $ 144,686,000 | $ 70,475 | $ 97,000 |
| Macomb, Michigan | 1,894 | $ 117,883,000 | $ 62,240 | $ 75,000 |
| Lucas, Ohio | 1,825 | $ 85,625,000 | $ 46,917 | $ 57,000 |
| Marion, Indiana | 1,732 | $ 69,730,000 | $ 40,259 | $ 53,000 |
| Summit, Ohio | 1,275 | $ 73,983,000 | $ 58,025 | $ 71,000 |
| Stark, Ohio | 1,030 | $ 54,912,000 | $ 53,312 | $ 59,000 |
| DuPage, Illinois | 844 | $ 76,132,000 | $ 90,203 | $ 102,000 |
| Los Angeles, California | 583 | $ 134,436,000 | $ 230,593 | $ 91,000 |
| Lake, Ohio | 573 | $ 32,816,000 | $ 57,270 | $ 75,000 |
| Franklin, Ohio | 568 | $ 47,004,000 | $ 82,753 | $ 64,000 |
| Will, Illinois | 561 | $ 46,776,000 | $ 83,379 | $ 94,000 |
| Maricopa, Arizona | 458 | $ 57,188,000 | $ 124,864 | $ 72,000 |
| Hamilton, Indiana | 432 | $ 32,192,000 | $ 74,518 | $ 98,000 |
| Monroe, New York | 431 | $ 37,994,000 | $ 88,153 | $ 72,000 |
| Lorain, Ohio | 354 | $ 24,989,000 | $ 70,590 | $ 69,000 |
| Orange, California | 312 | $ 71,996,000 | $ 230,756 | $ 97,000 |
| Mecklenburg, North Carolina | 307 | $ 39,647,000 | $ 129,143 | $ 87,000 |
| Suffolk, New York | 296 | $ 42,291,000 | $ 142,875 | $ 86,000 |
| Allegheny, Pennsylvania | 295 | $ 18,431,000 | $ 62,477 | $ 57,000 |
| Medina, Ohio | 288 | $ 21,264,000 | $ 73,833 | $ 78,000 |
| Livingston, Michigan | 282 | $ 21,009,000 | $ 74,500 | $ 103,000 |
| Washtenaw, Michigan | 278 | $ 22,757,000 | $ 81,859 | $ 82,000 |
| San Diego, California | 271 | $ 50,513,000 | $ 186,394 | $ 68,000 |
| Mahoning, Ohio | 271 | $ 12,926,000 | $ 47,697 | $ 65,000 |
| Hendricks, Indiana | 264 | $ 13,710,000 | $ 51,931 | $ 68,000 |
| Kalamazoo, Michigan | 258 | $ 14,358,000 | $ 55,651 | $ 84,000 |
| Erie, New York | 249 | $ 20,009,000 | $ 80,357 | $ 67,000 |
| Wood, Ohio | 247 | $ 18,605,000 | $ 75,323 | $ 74,000 |
| Portage, Ohio | 245 | $ 17,363,000 | $ 70,869 | $ 68,000 |
| Monroe, Michigan | 241 | $ 13,239,000 | $ 54,933 | $ 74,000 |
| Kane, Illinois | 237 | $ 18,312,000 | $ 77,265 | $ 90,000 |
| Lake, Illinois | 237 | $ 31,518,000 | $ 132,987 | $ 129,000 |
| Hamilton, Ohio | 233 | $ 25,486,000 | $ 109,381 | $ 60,000 |
| Montgomery, Pennsylvania | 229 | $ 24,231,000 | $ 105,812 | $ 112,000 |
| Scioto, Ohio | 224 | $ 6,519,000 | $ 29,102 | $ 47,000 |
| King, Washington | 221 | $ 41,008,000 | $ 185,556 | $ 100,000 |
| Philadelphia, Pennsylvania | 218 | $ 21,152,000 | $ 97,027 | $ 51,000 |
| Middlesex, Massachusetts | 213 | $ 29,872,000 | $ 140,244 | $ 111,000 |
| Geauga, Ohio | 208 | $ 15,604,000 | $ 75,019 | $ 86,000 |
| Fairfax, Virginia | 201 | $ 30,512,000 | $ 151,800 | $ 130,000 |
| Riverside, California | 200 | $ 29,278,000 | $ 146,390 | $ 73,000 |
| San Bernardino, California | 195 | $ 22,710,000 | $ 116,461 | $ 86,000 |
| Trumbull, Ohio | 195 | $ 10,431,000 | $ 53,492 | $ 61,000 |
| Nassau, New York | 190 | $ 35,269,000 | $ 185,626 | $ 80,000 |
| Baltimore, Maryland | 178 | $ 21,369,000 | $ 120,050 | $ 77,000 |
| Montgomery, Maryland | 176 | $ 29,523,000 | $ 167,744 | $ 111,000 |
| Tippecanoe, Indiana | 171 | $ 8,470,000 | $ 49,532 | $ 58,000 |
| Shiawassee, Michigan | 171 | $ 7,835,000 | $ 45,818 | $ 63,000 |
| Kent, Michigan | 168 | $ 16,893,000 | $ 100,553 | $ 69,000 |
| Clark, Nevada | 166 | $ 20,535,000 | $ 123,704 | $ 58,000 |
| Ingham, Michigan | 165 | $ 8,254,000 | $ 50,024 | $ 87,000 |
| Allen, Indiana | 164 | $ 3,599,000 | $ 21,945 | $ 45,000 |
| Madison, Indiana | 156 | $ 3,815,000 | $ 24,455 | $ 38,000 |
| Anne Arundel, Maryland | 154 | $ 21,624,000 | $ 140,415 | $ 92,000 |
| Bucks, Pennsylvania | 153 | $ 17,266,000 | $ 112,849 | $ 101,000 |
| Pima, Arizona | 151 | $ 14,262,000 | $ 94,450 | $ 67,000 |
| Johnson, Indiana | 150 | $ 9,405,000 | $ 62,700 | $ 70,000 |
| Saratoga, New York | 150 | $ 18,026,000 | $ 120,173 | $ 85,000 |
| Montgomery, Ohio | 149 | $ 13,521,000 | $ 90,744 | $ 63,000 |
| Chester, Pennsylvania | 146 | $ 13,311,000 | $ 91,171 | $ 118,000 |
| Delaware, Pennsylvania | 145 | $ 13,926,000 | $ 96,041 | $ 101,000 |
| Broward, Florida | 144 | $ 24,920,000 | $ 173,055 | $ 73,000 |
| Bergen, New Jersey | 143 | $ 16,973,000 | $ 118,692 | $ 106,000 |
| McHenry, Illinois | 139 | $ 13,727,000 | $ 98,755 | $ 104,000 |
| Albany, New York | 139 | $ 16,087,000 | $ 115,733 | $ 79,000 |
| Santa Clara, California | 138 | $ 30,114,000 | $ 218,217 | $ 93,000 |
| Columbiana, Ohio | 137 | $ 7,016,000 | $ 51,211 | $ 62,000 |
| Norfolk, Massachusetts | 134 | $ 19,130,000 | $ 142,761 | $ 145,000 |
| Butler, Ohio | 134 | $ 15,835,000 | $ 118,171 | $ 70,000 |
| Burlington, New Jersey | 130 | $ 11,650,000 | $ 89,615 | $ 108,000 |
| Suffolk, Massachusetts | 127 | $ 13,915,000 | $ 109,566 | $ 77,000 |
| Middlesex, New Jersey | 126 | $ 10,961,000 | $ 86,992 | $ 99,000 |
| Fulton, Georgia | 124 | $ 22,908,000 | $ 184,741 | $ 86,000 |
| Hennepin, Minnesota | 122 | $ 12,972,000 | $ 106,327 | $ 95,000 |
| Lake, Indiana | 120 | $ 7,123,000 | $ 59,358 | $ 63,000 |
| Onondaga, New York | 119 | $ 10,572,000 | $ 88,840 | $ 84,000 |
| Genesee, Michigan | 117 | $ 8,548,000 | $ 73,059 | $ 83,000 |
| Palm Beach, Florida | 115 | $ 22,608,000 | $ 196,591 | $ 72,000 |
| Cobb, Georgia | 113 | $ 12,770,000 | $ 113,008 | $ 74,000 |
| Allegan, Michigan | 112 | $ 7,748,000 | $ 69,178 | $ 81,000 |
| Monmouth, New Jersey | 112 | $ 13,454,000 | $ 120,125 | $ 110,000 |
| Jackson, Michigan | 111 | $ 6,314,000 | $ 56,882 | $ 50,000 |
| Fairfield, Connecticut | 107 | $ 16,230,000 | $ 151,682 | $ 176,000 |
| Hartford, Connecticut | 107 | $ 9,019,000 | $ 84,289 | $ 112,000 |
| New Haven, Connecticut | 105 | $ 8,741,000 | $ 83,247 | $ 95,000 |
| St. Clair, Michigan | 105 | $ 6,544,000 | $ 62,323 | $ 76,000 |
| Warren, Ohio | 103 | $ 13,306,000 | $ 129,184 | $ 135,000 |
| Worcester, Massachusetts | 102 | $ 8,972,000 | $ 87,960 | $ 110,000 |
| Miami-Dade, Florida | 101 | $ 20,434,000 | $ 202,316 | $ 81,000 |
| Dauphin, Pennsylvania | 101 | $ 7,845,000 | $ 77,673 | $ 67,000 |
| Contra Costa, California | 100 | $ 19,422,000 | $ 194,220 | $ 103,000 |
| New Castle, Delaware | 100 | $ 9,276,000 | $ 92,760 | $ 73,000 |
| Greenville, South Carolina | 100 | $ 10,628,000 | $ 106,280 | $ 59,000 |
| Hancock, Indiana | 99 | $ 5,171,000 | $ 52,232 | $ 63,000 |
| Plymouth, Massachusetts | 99 | $ 10,745,000 | $ 108,535 | $ 101,000 |
| Pierce, Washington | 99 | $ 10,870,000 | $ 109,797 | $ 85,000 |
| Sacramento, California | 98 | $ 11,574,000 | $ 118,102 | $ 88,000 |
| Camden, New Jersey | 98 | $ 6,390,000 | $ 65,204 | $ 96,000 |
| Ocean, New Jersey | 98 | $ 8,649,000 | $ 88,255 | $ 95,000 |
| Alameda, California | 97 | $ 18,365,000 | $ 189,329 | $ 91,000 |
| Hillsborough, Florida | 97 | $ 9,800,000 | $ 101,030 | $ 68,000 |
| Essex, Massachusetts | 96 | $ 14,513,000 | $ 151,177 | $ 137,000 |
| Seminole, Florida | 95 | $ 6,627,000 | $ 69,757 | $ 45,000 |
| Harford, Maryland | 94 | $ 11,502,000 | $ 122,361 | $ 81,000 |
| Salt Lake, Utah | 94 | $ 6,860,000 | $ 72,978 | $ 81,000 |
| Howard, Maryland | 93 | $ 13,300,000 | $ 143,010 | $ 107,000 |
| Prince George's, Maryland | 90 | $ 11,392,000 | $ 126,577 | $ 93,000 |
| St. Louis, Missouri | 90 | $ 11,387,000 | $ 126,522 | $ 60,000 |
| Ventura, California | 89 | $ 19,348,000 | $ 217,393 | $ 93,000 |
| Orange, Florida | 89 | $ 12,030,000 | $ 135,168 | $ 54,000 |
| Eaton, Michigan | 88 | $ 5,055,000 | $ 57,443 | $ 64,000 |
| Morris, New Jersey | 88 | $ 9,286,000 | $ 105,522 | $ 89,000 |
| Morgan, Indiana | 87 | $ 6,192,000 | $ 71,172 | $ 56,000 |
| Delaware, Ohio | 87 | $ 10,144,000 | $ 116,597 | $ 93,000 |
| Tuscarawas, Ohio | 87 | $ 4,733,000 | $ 54,402 | $ 60,000 |
| Forsyth, North Carolina | 86 | $ 7,899,000 | $ 91,848 | $ 85,000 |
| Westchester, New York | 85 | $ 17,236,000 | $ 202,776 | $ 112,000 |
| Loudoun, Virginia | 84 | $ 11,378,000 | $ 135,452 | $ 147,000 |
| Snohomish, Washington | 84 | $ 10,698,000 | $ 127,357 | $ 74,000 |
| Kern, California | 82 | $ 7,302,000 | $ 89,048 | $ 64,000 |
| St. Charles, Missouri | 82 | $ 5,832,000 | $ 71,121 | $ 71,000 |
| Saginaw, Michigan | 81 | $ 3,690,000 | $ 45,555 | $ 66,000 |
| Schenectady, New York | 81 | $ 9,869,000 | $ 121,839 | $ 73,000 |
| Fairfield, Ohio | 81 | $ 8,019,000 | $ 99,000 | $ 68,000 |
| Orange, New York | 80 | $ 7,848,000 | $ 98,100 | $ 78,000 |
| Gwinnett, Georgia | 79 | $ 7,105,000 | $ 89,936 | $ 74,000 |
| Providence, Rhode Island | 79 | $ 8,382,000 | $ 106,101 | $ 91,000 |
| Pinellas, Florida | 78 | $ 10,197,000 | $ 130,730 | $ 56,000 |
| Multnomah, Oregon | 78 | $ 8,142,000 | $ 104,384 | $ 71,000 |
| DeKalb, Georgia | 77 | $ 8,557,000 | $ 111,129 | $ 78,000 |
| Henrico, Virginia | 77 | $ 9,299,000 | $ 120,766 | $ 85,000 |
| Ashtabula, Ohio | 76 | $ 4,965,000 | $ 65,328 | $ 47,000 |
| York, Pennsylvania | 76 | $ 5,775,000 | $ 75,986 | $ 66,000 |
| Rensselaer, New York | 75 | $ 10,077,000 | $ 134,360 | $ 78,000 |
| Wake, North Carolina | 75 | $ 8,073,000 | $ 107,640 | $ 81,000 |
| Wayne, Ohio | 74 | $ 5,946,000 | $ 80,351 | $ 68,000 |
| Chesterfield, Virginia | 72 | $ 8,657,000 | $ 120,236 | $ 93,000 |
| Fresno, California | 70 | $ 7,431,000 | $ 106,157 | $ 91,000 |
| Bristol, Massachusetts | 70 | $ 5,966,000 | $ 85,228 | $ 77,000 |
| Queens, New York | 70 | $ 14,673,000 | $ 209,614 | $ 60,000 |
| Westmoreland, Pennsylvania | 69 | $ 4,796,000 | $ 69,507 | $ 62,000 |
| Jefferson, Colorado | 68 | $ 6,996,000 | $ 102,882 | $ 65,000 |
| Hillsborough, New Hampshire | 67 | $ 8,529,000 | $ 127,298 | $ 116,000 |
| Hampden, Massachusetts | 66 | $ 4,605,000 | $ 69,772 | $ 78,000 |
| Niagara, New York | 65 | $ 3,826,000 | $ 58,861 | $ 47,000 |
| Licking, Ohio | 65 | $ 6,731,000 | $ 103,553 | $ 72,000 |
| Berks, Pennsylvania | 65 | $ 4,666,000 | $ 71,784 | $ 64,000 |
| Washington, Pennsylvania | 65 | $ 4,192,000 | $ 64,492 | $ 75,000 |
| Virginia Beach, Virginia | 65 | $ 8,838,000 | $ 135,969 | $ 66,000 |
| Baltimore City, Maryland | 64 | $ 5,383,000 | $ 84,109 | $ 73,000 |
| Rockingham, New Hampshire | 64 | $ 7,739,000 | $ 120,921 | $ 104,000 |
| Essex, New Jersey | 64 | $ 8,381,000 | $ 130,953 | $ 109,000 |
| Somerset, New Jersey | 64 | $ 8,505,000 | $ 132,890 | $ 127,000 |
| Cumberland, Pennsylvania | 64 | $ 4,238,000 | $ 66,218 | $ 49,000 |
| Harris, Texas | 64 | $ 27,183,000 | $ 424,734 | $ 0 |
| Placer, California | 63 | $ 12,064,000 | $ 191,492 | $ 100,000 |
| Duval, Florida | 63 | $ 5,308,000 | $ 84,253 | $ 64,000 |
| Union, North Carolina | 63 | $ 9,262,000 | $ 147,015 | $ 103,000 |
| Lancaster, Pennsylvania | 63 | $ 4,453,000 | $ 70,682 | $ 79,000 |
| Utah, Utah | 63 | $ 4,825,000 | $ 76,587 | $ 71,000 |
| Monroe, Indiana | 62 | $ 3,639,000 | $ 58,693 | $ 72,000 |
| Frederick, Maryland | 62 | $ 6,340,000 | $ 102,258 | $ 85,000 |
| Gloucester, New Jersey | 62 | $ 3,482,000 | $ 56,161 | $ 178,000 |
| San Joaquin, California | 61 | $ 8,064,000 | $ 132,196 | $ 78,000 |
| Carroll, Maryland | 61 | $ 6,298,000 | $ 103,245 | $ 92,000 |
| Prince William, Virginia | 61 | $ 8,406,000 | $ 137,803 | $ 126,000 |
| Kendall, Illinois | 60 | $ 5,807,000 | $ 96,783 | $ 89,000 |
| Dakota, Minnesota | 60 | $ 5,706,000 | $ 95,100 | $ 101,000 |
| Passaic, New Jersey | 60 | $ 5,300,000 | $ 88,333 | $ 106,000 |
| Clermont, Ohio | 60 | $ 6,972,000 | $ 116,200 | $ 71,000 |
| Douglas, Colorado | 59 | $ 8,368,000 | $ 141,830 | $ 83,000 |
| Lee, Florida | 59 | $ 10,798,000 | $ 183,016 | $ 84,000 |
| Richmond, New York | 59 | $ 5,559,000 | $ 94,220 | $ 77,000 |
| El Paso, Colorado | 58 | $ 6,177,000 | $ 106,500 | $ 73,000 |
| Barnstable, Massachusetts | 57 | $ 9,374,000 | $ 164,456 | $ 115,000 |
| Clackamas, Oregon | 56 | $ 9,320,000 | $ 166,428 | $ 77,000 |
| Brevard, Florida | 54 | $ 6,293,000 | $ 116,537 | $ 61,000 |
| Arapahoe, Colorado | 53 | $ 4,874,000 | $ 91,962 | $ 74,000 |
| Washoe, Nevada | 53 | $ 8,297,000 | $ 156,547 | $ 70,000 |
| Washington, Oregon | 53 | $ 6,037,000 | $ 113,905 | $ 79,000 |
| Beaver, Pennsylvania | 53 | $ 3,525,000 | $ 66,509 | $ 46,000 |
| Northampton, Pennsylvania | 53 | $ 4,167,000 | $ 78,622 | $ 90,000 |
| Charles, Maryland | 52 | $ 7,272,000 | $ 139,846 | $ 104,000 |
| Lapeer, Michigan | 52 | $ 3,859,000 | $ 74,211 | $ 72,000 |
| Iredell, North Carolina | 51 | $ 6,069,000 | $ 119,000 | $ 73,000 |
| Boone, Indiana | 50 | $ 3,087,000 | $ 61,740 | $ 88,000 |
| Sussex, New Jersey | 50 | $ 3,883,000 | $ 77,660 | $ 78,000 |
| Union, New Jersey | 50 | $ 5,283,000 | $ 105,660 | $ 102,000 |
| Greene, Ohio | 50 | $ 5,351,000 | $ 107,020 | $ 67,000 |
| Stanislaus, California | 49 | $ 7,121,000 | $ 145,326 | $ 78,000 |
| Johnson, Kansas | 49 | $ 5,833,000 | $ 119,040 | $ 87,000 |
| Calhoun, Michigan | 49 | $ 2,784,000 | $ 56,816 | $ 50,000 |
| San Mateo, California | 48 | $ 11,551,000 | $ 240,645 | $ 126,000 |
| Ottawa, Michigan | 48 | $ 4,612,000 | $ 96,083 | $ 66,000 |
| Dallas, Texas | 48 | $ 11,901,000 | $ 247,937 | $ 0 |
| Chesapeake, Virginia | 47 | $ 5,498,000 | $ 116,978 | $ 83,000 |
| Noble, Indiana | 46 | $ 1,340,000 | $ 29,130 | $ 42,000 |
| Dutchess, New York | 46 | $ 4,710,000 | $ 102,391 | $ 86,000 |
| Ada, Idaho | 45 | $ 2,661,000 | $ 59,133 | $ 87,000 |
| Mercer, New Jersey | 45 | $ 4,646,000 | $ 103,244 | $ 105,000 |
| Huron, Ohio | 45 | $ 3,416,000 | $ 75,911 | $ 53,000 |
| Volusia, Florida | 44 | $ 5,500,000 | $ 125,000 | $ 67,000 |
| Clark, Washington | 43 | $ 3,959,000 | $ 92,069 | $ 115,000 |
| Rockland, New York | 42 | $ 5,609,000 | $ 133,547 | $ 129,000 |
| Cabarrus, North Carolina | 42 | $ 4,130,000 | $ 98,333 | $ 68,000 |
| Gaston, North Carolina | 42 | $ 3,923,000 | $ 93,404 | $ 67,000 |
| Guilford, North Carolina | 42 | $ 4,636,000 | $ 110,380 | $ 61,000 |
| Lane, Oregon | 42 | $ 5,006,000 | $ 119,190 | $ 67,000 |
| Denver, Colorado | 41 | $ 6,115,000 | $ 149,146 | $ 59,000 |
| New London, Connecticut | 41 | $ 3,072,000 | $ 74,926 | $ 111,000 |
| Kings, New York | 41 | $ 11,876,000 | $ 289,658 | $ 58,000 |
| Tarrant, Texas | 41 | $ 4,949,000 | $ 120,707 | $ 0 |
| Collier, Florida | 40 | $ 16,558,000 | $ 413,950 | $ 95,000 |
| Van Buren, Michigan | 40 | $ 3,607,000 | $ 90,175 | $ 95,000 |
| Ottawa, Ohio | 40 | $ 2,612,000 | $ 65,300 | $ 81,000 |
| Erie, Pennsylvania | 40 | $ 3,248,000 | $ 81,200 | $ 52,000 |
| Spartanburg, South Carolina | 40 | $ 4,432,000 | $ 110,800 | $ 61,000 |
| Ramsey, Minnesota | 39 | $ 3,306,000 | $ 84,769 | $ 94,000 |
| Luzerne, Pennsylvania | 39 | $ 2,308,000 | $ 59,179 | $ 70,000 |
| Strafford, New Hampshire | 38 | $ 3,540,000 | $ 93,157 | $ 81,000 |
| Atlantic, New Jersey | 38 | $ 4,816,000 | $ 126,736 | $ 81,000 |
| Ontario, New York | 38 | $ 4,183,000 | $ 110,078 | $ 114,000 |
| Butler, Pennsylvania | 38 | $ 2,756,000 | $ 72,526 | $ 53,000 |
| Stafford, Virginia | 38 | $ 3,344,000 | $ 88,000 | $ 93,000 |
| San Francisco, California | 37 | $ 10,759,000 | $ 290,783 | $ 111,000 |
| Fulton, Ohio | 37 | $ 2,738,000 | $ 74,000 | $ 58,000 |
| Lehigh, Pennsylvania | 37 | $ 3,284,000 | $ 88,756 | $ 71,000 |
| Milwaukee, Wisconsin | 37 | $ 3,535,000 | $ 95,540 | $ 61,000 |
| Buncombe, North Carolina | 36 | $ 2,922,000 | $ 81,166 | $ 65,000 |
| Clark, Ohio | 36 | $ 4,044,000 | $ 112,333 | $ 62,000 |
| Monroe, Pennsylvania | 36 | $ 1,889,000 | $ 52,472 | $ 102,000 |
| El Dorado, California | 35 | $ 5,665,000 | $ 161,857 | $ 100,000 |
| Sussex, Delaware | 35 | $ 5,112,000 | $ 146,057 | $ 116,000 |
| Hanover, Virginia | 35 | $ 4,200,000 | $ 120,000 | $ 97,000 |
| Solano, California | 34 | $ 6,268,000 | $ 184,352 | $ 80,000 |
| Sonoma, California | 34 | $ 6,026,000 | $ 177,235 | $ 94,000 |
| Forsyth, Georgia | 34 | $ 4,402,000 | $ 129,470 | $ 76,000 |
| Wayne, New York | 34 | $ 2,938,000 | $ 86,411 | $ 64,000 |
| Spokane, Washington | 34 | $ 3,198,000 | $ 94,058 | $ 74,000 |
| Lake, Florida | 33 | $ 3,464,000 | $ 104,969 | $ 39,000 |
| Sarasota, Florida | 33 | $ 6,831,000 | $ 207,000 | $ 47,000 |
| Kenton, Kentucky | 33 | $ 3,505,000 | $ 106,212 | $ 59,000 |
| St. Mary's, Maryland | 33 | $ 3,570,000 | $ 108,181 | $ 90,000 |
| Kent, Rhode Island | 33 | $ 3,646,000 | $ 110,484 | $ 93,000 |
| Clinton, New York | 32 | $ 2,041,000 | $ 63,781 | $ 76,000 |
| Oklahoma, Oklahoma | 32 | $ 7,181,000 | $ 224,406 | $ 79,000 |
| Blair, Pennsylvania | 32 | $ 1,863,000 | $ 58,218 | $ 56,000 |
| Boulder, Colorado | 31 | $ 4,140,000 | $ 133,548 | $ 82,000 |
| Anoka, Minnesota | 31 | $ 2,094,000 | $ 67,548 | $ 102,000 |
| Pickaway, Ohio | 31 | $ 2,973,000 | $ 95,903 | $ 56,000 |
| Arlington, Virginia | 31 | $ 6,635,000 | $ 214,032 | $ 114,000 |
| Richmond City, Virginia | 31 | $ 3,747,000 | $ 120,870 | $ 101,000 |
| Pasco, Florida | 30 | $ 2,815,000 | $ 93,833 | $ 66,000 |
| Cherokee, Georgia | 30 | $ 3,180,000 | $ 106,000 | $ 50,000 |
| Kankakee, Illinois | 30 | $ 1,588,000 | $ 52,933 | $ 60,000 |
| Porter, Indiana | 30 | $ 2,834,000 | $ 94,466 | $ 57,000 |
| Merrimack, New Hampshire | 30 | $ 3,116,000 | $ 103,866 | $ 84,000 |
| Hudson, New Jersey | 30 | $ 3,198,000 | $ 106,600 | $ 82,000 |
| Erie, Ohio | 30 | $ 2,836,000 | $ 94,533 | $ 72,000 |
| Hancock, Ohio | 30 | $ 3,606,000 | $ 120,200 | $ 84,000 |
| Washington, Rhode Island | 30 | $ 5,752,000 | $ 191,733 | $ 180,000 |
| Thurston, Washington | 30 | $ 3,605,000 | $ 120,166 | $ 80,000 |
| Yavapai, Arizona | 29 | $ 2,114,000 | $ 72,896 | $ 54,000 |
| White, Indiana | 29 | $ 1,658,000 | $ 57,172 | $ 72,000 |
| Jackson, Missouri | 29 | $ 2,628,000 | $ 90,620 | $ 73,000 |
| Putnam, New York | 29 | $ 2,158,000 | $ 74,413 | $ 111,000 |
| Ulster, New York | 29 | $ 4,095,000 | $ 141,206 | $ 69,000 |
| Travis, Texas | 29 | $ 11,591,000 | $ 399,689 | $ 0 |
| Davis, Utah | 29 | $ 2,213,000 | $ 76,310 | $ 73,000 |
| Waukesha, Wisconsin | 29 | $ 4,070,000 | $ 140,344 | $ 76,000 |
| Polk, Florida | 28 | $ 3,367,000 | $ 120,250 | $ 66,000 |
| Hunterdon, New Jersey | 28 | $ 3,973,000 | $ 141,892 | $ 98,000 |
| Warren, New York | 28 | $ 2,535,000 | $ 90,535 | $ 59,000 |
| Catawba, North Carolina | 28 | $ 3,598,000 | $ 128,500 | $ 70,000 |
| Kitsap, Washington | 28 | $ 2,716,000 | $ 97,000 | $ 91,000 |
| Santa Barbara, California | 27 | $ 5,445,000 | $ 201,666 | $ 74,000 |
| Adams, Colorado | 27 | $ 1,662,000 | $ 61,555 | $ 51,000 |
| Middlesex, Connecticut | 27 | $ 1,691,000 | $ 62,629 | $ 91,000 |
| Chatham, Georgia | 27 | $ 2,817,000 | $ 104,333 | $ 75,000 |
| Boone, Kentucky | 27 | $ 2,535,000 | $ 93,888 | $ 69,000 |
| New York, New York | 27 | $ 12,041,000 | $ 445,962 | $ 125,000 |
| Marion, Florida | 26 | $ 3,157,000 | $ 121,423 | $ 65,000 |
| Delaware, Indiana | 26 | $ 2,527,000 | $ 97,192 | $ 80,000 |
| Jefferson, Kentucky | 26 | $ 2,980,000 | $ 114,615 | $ 59,000 |
| Berrien, Michigan | 26 | $ 2,151,000 | $ 82,730 | $ 91,000 |
| Carroll, Ohio | 26 | $ 2,369,000 | $ 91,115 | $ 63,000 |
| Collin, Texas | 26 | $ 4,507,000 | $ 173,346 | $ 2,000 |
| Spotsylvania, Virginia | 26 | $ 2,466,000 | $ 94,846 | $ 85,000 |
| Manatee, Florida | 25 | $ 3,299,000 | $ 131,960 | $ 72,000 |
| St. Clair, Illinois | 25 | $ 1,839,000 | $ 73,560 | $ 59,000 |
| Montgomery, Indiana | 25 | $ 892,000 | $ 35,680 | $ 56,000 |
| Clinton, Michigan | 25 | $ 1,270,000 | $ 50,800 | $ 98,000 |
| Lenawee, Michigan | 25 | $ 1,907,000 | $ 76,280 | $ 64,000 |
| Washington, Minnesota | 25 | $ 2,736,000 | $ 109,440 | $ 100,000 |
| St. Louis City, Missouri | 25 | $ 1,973,000 | $ 78,920 | $ 55,000 |
| Warren, New Jersey | 25 | $ 1,822,000 | $ 72,880 | $ 148,000 |
| Washington, New York | 25 | $ 2,205,000 | $ 88,200 | $ 64,000 |
| Marion, Oregon | 25 | $ 2,128,000 | $ 85,120 | $ 73,000 |
| Mohave, Arizona | 24 | $ 1,655,000 | $ 68,958 | $ 40,000 |
| Pinal, Arizona | 24 | $ 2,112,000 | $ 88,000 | $ 74,000 |
| Yuma, Arizona | 24 | $ 979,000 | $ 40,791 | $ 44,000 |
| Monterey, California | 24 | $ 5,171,000 | $ 215,458 | $ 63,000 |
| Kent, Delaware | 24 | $ 2,776,000 | $ 115,666 | $ 66,000 |
| Barry, Michigan | 24 | $ 1,927,000 | $ 80,291 | $ 74,000 |
| Jefferson, Missouri | 24 | $ 1,701,000 | $ 70,875 | $ 61,000 |
| Rowan, North Carolina | 24 | $ 2,612,000 | $ 108,833 | $ 69,000 |
| Tulsa, Oklahoma | 24 | $ 3,195,000 | $ 133,125 | $ 66,000 |
| Lebanon, Pennsylvania | 24 | $ 1,462,000 | $ 60,916 | $ 67,000 |
| Shasta, California | 23 | $ 1,824,000 | $ 79,304 | $ 95,000 |
| Tolland, Connecticut | 23 | $ 1,372,000 | $ 59,652 | $ 85,000 |
| Shelby, Indiana | 23 | $ 1,773,000 | $ 77,086 | $ 89,000 |
| Calvert, Maryland | 23 | $ 2,874,000 | $ 124,956 | $ 113,000 |
| Hampshire, Massachusetts | 23 | $ 1,994,000 | $ 86,695 | $ 68,000 |
| Oneida, New York | 23 | $ 1,539,000 | $ 66,913 | $ 61,000 |
| Miami, Ohio | 23 | $ 2,772,000 | $ 120,521 | $ 70,000 |
| Richland, Ohio | 23 | $ 2,757,000 | $ 119,869 | $ 67,000 |
| Union, Ohio | 23 | $ 2,611,000 | $ 113,521 | $ 62,000 |
| Centre, Pennsylvania | 23 | $ 1,449,000 | $ 63,000 | $ 57,000 |
| Coconino, Arizona | 22 | $ 1,690,000 | $ 76,818 | $ 70,000 |
| Litchfield, Connecticut | 22 | $ 1,690,000 | $ 76,818 | $ 74,000 |
| Escambia, Florida | 22 | $ 2,512,000 | $ 114,181 | $ 44,000 |
| Madison, Illinois | 22 | $ 965,000 | $ 43,863 | $ 36,000 |
| St. Joseph, Indiana | 22 | $ 848,000 | $ 38,545 | $ 60,000 |
| St. Joseph, Michigan | 22 | $ 1,202,000 | $ 54,636 | $ 66,000 |
| Ross, Ohio | 22 | $ 2,557,000 | $ 116,227 | $ 53,000 |
| Denton, Texas | 22 | $ 3,657,000 | $ 166,227 | $ 0 |
| Washington, Utah | 22 | $ 1,958,000 | $ 89,000 | $ 38,000 |
| Alexandria, Virginia | 22 | $ 4,055,000 | $ 184,318 | $ 116,000 |
| Larimer, Colorado | 21 | $ 2,723,000 | $ 129,666 | $ 50,000 |
| Vigo, Indiana | 21 | $ 1,664,000 | $ 79,238 | $ 56,000 |
| Sedgwick, Kansas | 21 | $ 2,263,000 | $ 107,761 | $ 59,000 |
| Cecil, Maryland | 21 | $ 2,771,000 | $ 131,952 | $ 100,000 |
| Washington, Maryland | 21 | $ 1,740,000 | $ 82,857 | $ 58,000 |
| Worcester, Maryland | 21 | $ 2,523,000 | $ 120,142 | $ 53,000 |
| Orleans, New York | 21 | $ 1,758,000 | $ 83,714 | $ 59,000 |
| Norfolk, Virginia | 21 | $ 2,324,000 | $ 110,666 | $ 54,000 |
| District of Columbia, District Of Columbia | 20 | $ 7,087,000 | $ 354,350 | $ 87,000 |
| St. Lucie, Florida | 20 | $ 1,164,000 | $ 58,200 | $ 58,000 |
| York, Maine | 20 | $ 1,573,000 | $ 78,650 | $ 66,000 |
| Caroline, Maryland | 20 | $ 1,730,000 | $ 86,500 | $ 84,000 |
| Marion, Ohio | 20 | $ 1,893,000 | $ 94,650 | $ 70,000 |
| Deschutes, Oregon | 20 | $ 3,775,000 | $ 188,750 | $ 44,000 |
| York, South Carolina | 20 | $ 2,745,000 | $ 137,250 | $ 121,000 |
| Bexar, Texas | 20 | $ 3,477,000 | $ 173,850 | $ 0 |
| Dane, Wisconsin | 20 | $ 2,130,000 | $ 106,500 | $ 101,000 |
| Butte, California | 19 | $ 1,593,000 | $ 83,842 | $ 76,000 |
| Merced, California | 19 | $ 1,474,000 | $ 77,578 | $ 66,000 |
| San Luis Obispo, California | 19 | $ 4,501,000 | $ 236,894 | $ 169,000 |
| Osceola, Florida | 19 | $ 1,397,000 | $ 73,526 | $ 66,000 |
| Santa Rosa, Florida | 19 | $ 2,694,000 | $ 141,789 | $ 42,000 |
| St. Johns, Florida | 19 | $ 3,349,000 | $ 176,263 | $ 55,000 |
| Greenup, Kentucky | 19 | $ 407,000 | $ 21,421 | $ 36,000 |
| Cumberland, Maine | 19 | $ 1,767,000 | $ 93,000 | $ 148,000 |
| Cumberland, New Jersey | 19 | $ 1,135,000 | $ 59,736 | $ 86,000 |
| Broome, New York | 19 | $ 1,456,000 | $ 76,631 | $ 54,000 |
| Fulton, New York | 19 | $ 2,304,000 | $ 121,263 | $ 57,000 |
| Lincoln, North Carolina | 19 | $ 2,447,000 | $ 128,789 | $ 90,000 |
| Anderson, South Carolina | 19 | $ 2,395,000 | $ 126,052 | $ 69,000 |
| Knox, Tennessee | 19 | $ 2,990,000 | $ 157,368 | $ 19,000 |
| Chittenden, Vermont | 19 | $ 2,855,000 | $ 150,263 | $ 93,000 |
| James City, Virginia | 19 | $ 2,702,000 | $ 142,210 | $ 110,000 |
| Tulare, California | 18 | $ 1,174,000 | $ 65,222 | $ 97,000 |
| Henry, Georgia | 18 | $ 1,645,000 | $ 91,388 | $ 78,000 |
| Columbia, New York | 18 | $ 2,952,000 | $ 164,000 | $ 121,000 |
| Greene, New York | 18 | $ 2,338,000 | $ 129,888 | $ 51,000 |
| Mercer, Pennsylvania | 18 | $ 1,463,000 | $ 81,277 | $ 56,000 |
| Davidson, Tennessee | 18 | $ 2,569,000 | $ 142,722 | $ 32,000 |
| Fauquier, Virginia | 18 | $ 1,549,000 | $ 86,055 | $ 93,000 |
| Whatcom, Washington | 18 | $ 1,532,000 | $ 85,111 | $ 57,000 |
| Marin, California | 17 | $ 4,172,000 | $ 245,411 | $ 109,000 |
| Alachua, Florida | 17 | $ 661,000 | $ 38,882 | $ 67,000 |
| Clay, Florida | 17 | $ 1,239,000 | $ 72,882 | $ 66,000 |
| Leon, Florida | 17 | $ 1,824,000 | $ 107,294 | $ 39,000 |
| Wright, Minnesota | 17 | $ 1,371,000 | $ 80,647 | $ 109,000 |
| Cape May, New Jersey | 17 | $ 1,708,000 | $ 100,470 | $ 58,000 |
| Highland, Ohio | 17 | $ 1,430,000 | $ 84,117 | $ 43,000 |
| Jackson, Oregon | 17 | $ 1,502,000 | $ 88,352 | $ 100,000 |
| Armstrong, Pennsylvania | 17 | $ 1,028,000 | $ 60,470 | $ 47,000 |
| King George, Virginia | 17 | $ 1,596,000 | $ 93,882 | $ 96,000 |
| Baldwin, Alabama | 16 | $ 4,816,000 | $ 301,000 | $ 0 |
| Cochise, Arizona | 16 | $ 894,000 | $ 55,875 | $ 45,000 |
| Windham, Connecticut | 16 | $ 1,489,000 | $ 93,062 | $ 98,000 |
| Paulding, Georgia | 16 | $ 1,201,000 | $ 75,062 | $ 52,000 |
| DeKalb, Illinois | 16 | $ 885,000 | $ 55,312 | $ 88,000 |
| Grundy, Illinois | 16 | $ 819,000 | $ 51,187 | $ 76,000 |
| Muskegon, Michigan | 16 | $ 1,223,000 | $ 76,437 | $ 47,000 |
| Knox, Ohio | 16 | $ 1,439,000 | $ 89,937 | $ 73,000 |
| Cleveland, Oklahoma | 16 | $ 2,947,000 | $ 184,187 | $ 67,000 |
| York, Virginia | 16 | $ 1,564,000 | $ 97,750 | $ 101,000 |
| Jefferson, Alabama | 15 | $ 6,696,000 | $ 446,400 | $ 0 |
| Benton, Arkansas | 15 | $ 1,610,000 | $ 107,333 | $ 68,000 |
| Washington, Arkansas | 15 | $ 2,952,000 | $ 196,800 | $ 59,000 |
| Coweta, Georgia | 15 | $ 994,000 | $ 66,266 | $ 36,000 |
| Winnebago, Illinois | 15 | $ 786,000 | $ 52,400 | $ 46,000 |
| Midland, Michigan | 15 | $ 1,005,000 | $ 67,000 | $ 72,000 |
| Bernalillo, New Mexico | 15 | $ 4,059,000 | $ 270,600 | $ 0 |
| Bronx, New York | 15 | $ 2,170,000 | $ 144,666 | $ 72,000 |
| Genesee, New York | 15 | $ 959,000 | $ 63,933 | $ 68,000 |
| Davidson, North Carolina | 15 | $ 1,622,000 | $ 108,133 | $ 92,000 |
| New Hanover, North Carolina | 15 | $ 2,388,000 | $ 159,200 | $ 94,000 |
| Randolph, North Carolina | 15 | $ 1,397,000 | $ 93,133 | $ 51,000 |
| Ashland, Ohio | 15 | $ 1,660,000 | $ 110,666 | $ 66,000 |
| Brown, Ohio | 15 | $ 1,083,000 | $ 72,200 | $ 67,000 |
| Sandusky, Ohio | 15 | $ 1,312,000 | $ 87,466 | $ 63,000 |
| Lexington, South Carolina | 15 | $ 1,567,000 | $ 104,466 | $ 31,000 |
| Albemarle, Virginia | 15 | $ 2,359,000 | $ 157,266 | $ 79,000 |
| Charlotte, Florida | 14 | $ 762,000 | $ 54,428 | $ 33,000 |
| Okaloosa, Florida | 14 | $ 2,457,000 | $ 175,500 | $ 69,000 |
| Chemung, New York | 14 | $ 1,153,000 | $ 82,357 | $ 60,000 |
| Oswego, New York | 14 | $ 1,073,000 | $ 76,642 | $ 66,000 |
| Johnston, North Carolina | 14 | $ 1,312,000 | $ 93,714 | $ 59,000 |
| Pickens, South Carolina | 14 | $ 1,446,000 | $ 103,285 | $ 73,000 |
| Richland, South Carolina | 14 | $ 1,518,000 | $ 108,428 | $ 59,000 |
| Shelby, Tennessee | 14 | $ 2,801,000 | $ 200,071 | $ 26,000 |
| El Paso, Texas | 14 | $ 329,000 | $ 23,500 | $ 5,000 |
| Montgomery, Texas | 14 | $ 4,415,000 | $ 315,357 | $ 8,000 |
| Williamson, Texas | 14 | $ 351,000 | $ 25,071 | $ 0 |
| Newport News, Virginia | 14 | $ 1,837,000 | $ 131,214 | $ 50,000 |
| Island, Washington | 14 | $ 2,405,000 | $ 171,785 | $ 62,000 |
| Weld, Colorado | 13 | $ 637,000 | $ 49,000 | $ 52,000 |
| Monroe, Florida | 13 | $ 4,416,000 | $ 339,692 | $ 43,000 |
| Columbia, Georgia | 13 | $ 1,457,000 | $ 112,076 | $ 66,000 |
| Boyd, Kentucky | 13 | $ 335,000 | $ 25,769 | $ 62,000 |
| Jefferson, Louisiana | 13 | $ 839,000 | $ 64,538 | $ 0 |
| Grand Traverse, Michigan | 13 | $ 1,791,000 | $ 137,769 | $ 70,000 |
| Carver, Minnesota | 13 | $ 1,462,000 | $ 112,461 | $ 94,000 |
| St. Louis, Minnesota | 13 | $ 709,000 | $ 54,538 | $ 55,000 |
| Clay, Missouri | 13 | $ 1,247,000 | $ 95,923 | $ 101,000 |
| Belknap, New Hampshire | 13 | $ 2,866,000 | $ 220,461 | $ 190,000 |
| Chautauqua, New York | 13 | $ 681,000 | $ 52,384 | $ 53,000 |
| Steuben, New York | 13 | $ 974,000 | $ 74,923 | $ 65,000 |
| Rockingham, North Carolina | 13 | $ 1,210,000 | $ 93,076 | $ 80,000 |
| Allen, Ohio | 13 | $ 974,000 | $ 74,923 | $ 72,000 |
| Franklin, Pennsylvania | 13 | $ 469,000 | $ 36,076 | $ 39,000 |
| Beaufort, South Carolina | 13 | $ 7,376,000 | $ 567,384 | $ 17,000 |
| Weber, Utah | 13 | $ 1,005,000 | $ 77,307 | $ 55,000 |
| Roanoke, Virginia | 13 | $ 1,441,000 | $ 110,846 | $ 83,000 |
| Racine, Wisconsin | 13 | $ 550,000 | $ 42,307 | $ 205,000 |
| Kings, California | 12 | $ 603,000 | $ 50,250 | $ 85,000 |
| Nevada, California | 12 | $ 1,057,000 | $ 88,083 | $ 88,000 |
| Flagler, Florida | 12 | $ 2,184,000 | $ 182,000 | $ 44,000 |
| Hernando, Florida | 12 | $ 1,153,000 | $ 96,083 | $ 60,000 |
| Fayette, Georgia | 12 | $ 907,000 | $ 75,583 | $ 104,000 |
| Kootenai, Idaho | 12 | $ 1,544,000 | $ 128,666 | $ 46,000 |
| Bartholomew, Indiana | 12 | $ 926,000 | $ 77,166 | $ 65,000 |
| Dearborn, Indiana | 12 | $ 1,300,000 | $ 108,333 | $ 74,000 |
| Henry, Indiana | 12 | $ 727,000 | $ 60,583 | $ 64,000 |
| Putnam, Indiana | 12 | $ 764,000 | $ 63,666 | $ 67,000 |
| Bay, Michigan | 12 | $ 1,052,000 | $ 87,666 | $ 74,000 |
| Hillsdale, Michigan | 12 | $ 1,062,000 | $ 88,500 | $ 71,000 |
| Montcalm, Michigan | 12 | $ 1,023,000 | $ 85,250 | $ 51,000 |
| Scott, Minnesota | 12 | $ 1,358,000 | $ 113,166 | $ 68,000 |
| Grafton, New Hampshire | 12 | $ 901,000 | $ 75,083 | $ 145,000 |
| Cattaraugus, New York | 12 | $ 1,079,000 | $ 89,916 | $ 61,000 |
| Livingston, New York | 12 | $ 1,770,000 | $ 147,500 | $ 102,000 |
| Montgomery, New York | 12 | $ 915,000 | $ 76,250 | $ 45,000 |
| Orange, North Carolina | 12 | $ 2,410,000 | $ 200,833 | $ 85,000 |
| Crawford, Ohio | 12 | $ 990,000 | $ 82,500 | $ 62,000 |
| Darke, Ohio | 12 | $ 1,222,000 | $ 101,833 | $ 53,000 |
| Henry, Ohio | 12 | $ 1,097,000 | $ 91,416 | $ 107,000 |
| Seneca, Ohio | 12 | $ 920,000 | $ 76,666 | $ 75,000 |
| Washington, Ohio | 12 | $ 1,382,000 | $ 115,166 | $ 68,000 |
| Adams, Pennsylvania | 12 | $ 1,293,000 | $ 107,750 | $ 51,000 |
| Fort Bend, Texas | 12 | $ 5,224,000 | $ 435,333 | $ 0 |
| Summit, Utah | 12 | $ 4,657,000 | $ 388,083 | $ 21,000 |
| Frederick, Virginia | 12 | $ 1,711,000 | $ 142,583 | $ 231,000 |
| Hampton, Virginia | 12 | $ 1,263,000 | $ 105,250 | $ 71,000 |
| Warren, Virginia | 12 | $ 634,000 | $ 52,833 | $ 152,000 |
| Pulaski, Arkansas | 11 | $ 2,567,000 | $ 233,363 | $ 82,000 |
| Douglas, Georgia | 11 | $ 701,000 | $ 63,727 | $ 58,000 |
| Sangamon, Illinois | 11 | $ 866,000 | $ 78,727 | $ 177,000 |
| Clinton, Indiana | 11 | $ 394,000 | $ 35,818 | $ 58,000 |
| DeKalb, Indiana | 11 | $ 532,000 | $ 48,363 | $ 81,000 |
| Elkhart, Indiana | 11 | $ 912,000 | $ 82,909 | $ 65,000 |
| St. Tammany, Louisiana | 11 | $ 1,317,000 | $ 119,727 | $ 0 |
| Sherburne, Minnesota | 11 | $ 1,090,000 | $ 99,090 | $ 81,000 |
| Cheshire, New Hampshire | 11 | $ 445,000 | $ 40,454 | $ 46,000 |
| Cayuga, New York | 11 | $ 773,000 | $ 70,272 | $ 58,000 |
| Essex, New York | 11 | $ 937,000 | $ 85,181 | $ 104,000 |
| Franklin, New York | 11 | $ 1,220,000 | $ 110,909 | $ 126,000 |
| Onslow, North Carolina | 11 | $ 569,000 | $ 51,727 | $ 18,000 |
| Belmont, Ohio | 11 | $ 1,118,000 | $ 101,636 | $ 64,000 |
| Carbon, Pennsylvania | 11 | $ 914,000 | $ 83,090 | $ 77,000 |
| Lackawanna, Pennsylvania | 11 | $ 714,000 | $ 64,909 | $ 79,000 |
| Lawrence, Pennsylvania | 11 | $ 471,000 | $ 42,818 | $ 39,000 |
| Louisa, Virginia | 11 | $ 979,000 | $ 89,000 | $ 93,000 |
| Skagit, Washington | 11 | $ 661,000 | $ 60,090 | $ 104,000 |
| Kenosha, Wisconsin | 11 | $ 933,000 | $ 84,818 | $ 81,000 |
| Santa Cruz, California | 10 | $ 1,364,000 | $ 136,400 | $ 92,000 |
| Yolo, California | 10 | $ 1,192,000 | $ 119,200 | $ 113,000 |
| Bay, Florida | 10 | $ 1,183,000 | $ 118,300 | $ 68,000 |
| Martin, Florida | 10 | $ 1,468,000 | $ 146,800 | $ 60,000 |
| Canyon, Idaho | 10 | $ 417,000 | $ 41,700 | $ 57,000 |
| Peoria, Illinois | 10 | $ 657,000 | $ 65,700 | $ 41,000 |
| Williamson, Illinois | 10 | $ 495,000 | $ 49,500 | $ 43,000 |
| Clark, Indiana | 10 | $ 533,000 | $ 53,300 | $ 63,000 |
| Washington, Indiana | 10 | $ 919,000 | $ 91,900 | $ 47,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 22,981 | $2,685,557,000 | $116,000 | $13,515,000 | $77,000 | $5,400,000 |
| Home Improvement | 22,793 | $1,159,022,000 | $50,000 | $99,999,000 | $84,000 | $9,452,000 |
| Home Purchase | 11,689 | $1,385,178,000 | $118,000 | $3,300,000 | $54,000 | $1,231,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 34,957 | $2,629,742,000 | $75,000 | $99,999,000 | $83,000 | $7,600,000 |
| Not Provided | 7,588 | $632,234,000 | $83,000 | $2,680,000 | $99,000 | $9,452,000 |
| Not applicable | 5,219 | $1,395,621,000 | $267,000 | $13,515,000 | $0 | $0 |
| Black or African American | 5,089 | $244,045,000 | $47,000 | $1,170,000 | $54,000 | $1,500,000 |
| Hispanic | 2,621 | $157,363,000 | $60,000 | $1,950,000 | $67,000 | $1,872,000 |
| Asian | 1,647 | $148,584,000 | $90,000 | $1,000,000 | $99,000 | $3,156,000 |
| American Indian or Alaskan Native | 198 | $11,712,000 | $59,000 | $350,000 | $79,000 | $648,000 |
| Native Hawaiian or Other Pacific Islander | 144 | $10,456,000 | $72,000 | $453,000 | $74,000 | $268,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 57,448 | $5,227,775,000 | $91,000 | $99,999,000 | $75,000 | $9,452,000 |
| FHA-insured (Federal Housing Administration) | 14 | $1,894,000 | $135,000 | $421,000 | $51,000 | $102,000 |
| VA-guaranteed (Veterans Administration) | 1 | $88,000 | $88,000 | $88,000 | $40,000 | $40,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,654 | $1,399,767,000 | $71,000 | $13,515,000 | $85,000 | $1,101,000 |
| Application Denied By Financial Institution | 19,179 | $1,375,732,000 | $71,000 | $99,999,000 | $69,000 | $7,600,000 |
| Loan Purchased By The Institution | 9,820 | $1,752,494,000 | $178,000 | $2,000,000 | $40,000 | $1,231,000 |
| File Closed For Incompleteness | 6,664 | $569,841,000 | $85,000 | $675,000 | $112,000 | $9,452,000 |
| Application Approved But Not Accepted | 2,098 | $126,341,000 | $60,000 | $700,000 | $86,000 | $7,310,000 |
| Application Withdrawn By Applicant | 48 | $5,582,000 | $116,000 | $940,000 | $55,000 | $365,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 7,267 | $505,277,000 | $69,000 | $99,999,000 | $64,000 | $7,200,000 |
| Debt-To-Income Ratio | 5,389 | $359,836,000 | $66,000 | $1,900,000 | $51,000 | $831,000 |
| Other | 3,002 | $255,194,000 | $85,000 | $1,000,000 | $84,000 | $3,180,000 |
| Collateral | 2,729 | $198,887,000 | $72,000 | $1,000,000 | $97,000 | $7,600,000 |
| Unverifiable Information | 465 | $31,284,000 | $67,000 | $570,000 | $74,000 | $1,199,000 |
| Credit Application Incomplete | 199 | $14,912,000 | $74,000 | $425,000 | $82,000 | $480,000 |
| Employment History | 127 | $10,168,000 | $80,000 | $494,000 | $82,000 | $850,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $174,000 | $174,000 | $174,000 | $77,000 | $77,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charter One Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charter One Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About