Chevy Chase Bank, F.S.B. Mortgage Lending & HMDA Data, 2008

In 2008, Chevy Chase Bank, F.S.B. of Bethesda,, MD reported 6,284 mortgage applications totaling $2.7 billion, down 62% from 2007. The average application was for $429,049, and applicants reported an average income of $177,700. 52% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (1,948), Bethesda-Frederick-Gaithersburg, MD (742) and Baltimore-Towson, MD (299) (applications in parentheses).

Mortgage Company & Address Chevy Chase Bank, F.S.B.
7501 Wisconsin Ave 13th Flr-W
Bethesda,, MD 20814
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,284
Total Mortgage Loan Application Amount $2,696,146,000
Average Mortgage Loan Application Amount $429,049
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $177,700
Highest Applicant Income $7,663,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chevy Chase Bank, F.S.B. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chevy Chase Bank, F.S.B. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Montgomery, Maryland 674 $ 203,845,000 $ 302,440 $ 120,000
Prince George's, Maryland 473 $ 123,028,000 $ 260,101 $ 82,000
Fairfax, Virginia 464 $ 165,000,000 $ 355,603 $ 130,000
Prince William, Virginia 254 $ 68,066,000 $ 267,976 $ 100,000
District of Columbia, District Of Columbia 252 $ 82,299,000 $ 326,583 $ 142,000
Loudoun, Virginia 173 $ 53,929,000 $ 311,728 $ 112,000
Los Angeles, California 128 $ 127,476,000 $ 995,906 $ 388,000
New York, New York 95 $ 121,312,000 $ 1,276,968 $ 593,000
Anne Arundel, Maryland 91 $ 30,857,000 $ 339,087 $ 115,000
Howard, Maryland 82 $ 24,470,000 $ 298,414 $ 92,000
Maricopa, Arizona 77 $ 35,217,000 $ 457,363 $ 205,000
Frederick, Maryland 68 $ 16,577,000 $ 243,779 $ 96,000
Arlington, Virginia 68 $ 27,294,000 $ 401,382 $ 176,000
Fairfield, Connecticut 65 $ 64,224,000 $ 988,061 $ 339,000
Orange, California 55 $ 55,813,000 $ 1,014,781 $ 338,000
Bergen, New Jersey 55 $ 37,461,000 $ 681,109 $ 263,000
Baltimore, Maryland 52 $ 13,473,000 $ 259,096 $ 107,000
Clark, Nevada 51 $ 16,223,000 $ 318,098 $ 136,000
Alexandria, Virginia 51 $ 15,037,000 $ 294,843 $ 119,000
Suffolk, New York 48 $ 56,393,000 $ 1,174,854 $ 559,000
San Diego, California 46 $ 28,507,000 $ 619,717 $ 232,000
Baltimore City, Maryland 45 $ 6,812,000 $ 151,377 $ 75,000
King, Washington 44 $ 21,783,000 $ 495,068 $ 179,000
Alameda, California 43 $ 25,490,000 $ 592,790 $ 187,000
Monmouth, New Jersey 43 $ 28,352,000 $ 659,348 $ 314,000
Sussex, Delaware 42 $ 20,139,000 $ 479,500 $ 230,000
Nassau, New York 40 $ 28,532,000 $ 713,300 $ 266,000
Fulton, Georgia 37 $ 29,919,000 $ 808,621 $ 318,000
Stafford, Virginia 37 $ 12,172,000 $ 328,972 $ 101,000
Riverside, California 36 $ 19,221,000 $ 533,916 $ 191,000
Charles, Maryland 35 $ 7,629,000 $ 217,971 $ 77,000
Kings, New York 35 $ 28,981,000 $ 828,028 $ 276,000
Spotsylvania, Virginia 34 $ 8,344,000 $ 245,411 $ 100,000
Chester, Pennsylvania 32 $ 14,726,000 $ 460,187 $ 240,000
Cook, Illinois 29 $ 14,440,000 $ 497,931 $ 231,000
Contra Costa, California 28 $ 17,999,000 $ 642,821 $ 214,000
Essex, New Jersey 28 $ 13,060,000 $ 466,428 $ 189,000
Ocean, New Jersey 28 $ 15,729,000 $ 561,750 $ 236,000
Suffolk, Massachusetts 26 $ 14,669,000 $ 564,192 $ 245,000
Middlesex, New Jersey 25 $ 9,677,000 $ 387,080 $ 126,000
Morris, New Jersey 25 $ 13,884,000 $ 555,360 $ 195,000
Westchester, New York 25 $ 20,369,000 $ 814,760 $ 388,000
Dallas, Texas 24 $ 22,830,000 $ 951,250 $ 490,000
Cape May, New Jersey 23 $ 16,735,000 $ 727,608 $ 574,000
Hudson, New Jersey 23 $ 10,960,000 $ 476,521 $ 184,000
San Joaquin, California 22 $ 9,795,000 $ 445,227 $ 153,000
Palm Beach, Florida 22 $ 7,620,000 $ 346,363 $ 186,000
Calvert, Maryland 22 $ 6,643,000 $ 301,954 $ 98,000
Miami-Dade, Florida 21 $ 9,749,000 $ 464,238 $ 175,000
Wake, North Carolina 21 $ 8,477,000 $ 403,666 $ 149,000
Charleston, South Carolina 21 $ 15,337,000 $ 730,333 $ 422,000
Mecklenburg, North Carolina 20 $ 11,530,000 $ 576,500 $ 277,000
San Bernardino, California 19 $ 6,460,000 $ 340,000 $ 123,000
Santa Clara, California 19 $ 13,687,000 $ 720,368 $ 192,000
Broward, Florida 19 $ 6,281,000 $ 330,578 $ 167,000
Middlesex, Massachusetts 19 $ 12,920,000 $ 680,000 $ 303,000
St. Louis, Missouri 19 $ 7,605,000 $ 400,263 $ 220,000
Queens, New York 19 $ 9,411,000 $ 495,315 $ 170,000
Pierce, Washington 19 $ 5,658,000 $ 297,789 $ 124,000
Barnstable, Massachusetts 18 $ 11,930,000 $ 662,777 $ 348,000
Philadelphia, Pennsylvania 17 $ 4,860,000 $ 285,882 $ 112,000
Fauquier, Virginia 17 $ 5,977,000 $ 351,588 $ 111,000
Manassas, Virginia 17 $ 2,577,000 $ 151,588 $ 57,000
Sacramento, California 16 $ 5,766,000 $ 360,375 $ 119,000
Clackamas, Oregon 16 $ 9,262,000 $ 578,875 $ 167,000
San Mateo, California 15 $ 10,830,000 $ 722,000 $ 231,000
Maui, Hawaii 15 $ 12,292,000 $ 819,466 $ 301,000
Union, New Jersey 15 $ 8,621,000 $ 574,733 $ 202,000
Montgomery, Pennsylvania 15 $ 7,499,000 $ 499,933 $ 240,000
San Francisco, California 14 $ 16,001,000 $ 1,142,928 $ 431,000
Jefferson, Colorado 14 $ 4,627,000 $ 330,500 $ 116,000
Essex, Massachusetts 14 $ 6,987,000 $ 499,071 $ 246,000
Manassas Park, Virginia 14 $ 1,966,000 $ 140,428 $ 108,000
New Haven, Connecticut 13 $ 5,286,000 $ 406,615 $ 154,000
St. Mary's, Maryland 13 $ 3,315,000 $ 255,000 $ 91,000
Washington, Maryland 13 $ 2,230,000 $ 171,538 $ 86,000
Salt Lake, Utah 13 $ 4,514,000 $ 347,230 $ 140,000
Kitsap, Washington 13 $ 4,404,000 $ 338,769 $ 91,000
New Castle, Delaware 12 $ 4,389,000 $ 365,750 $ 133,000
DeKalb, Georgia 12 $ 6,137,000 $ 511,416 $ 205,000
Plymouth, Massachusetts 12 $ 5,276,000 $ 439,666 $ 140,000
Atlantic, New Jersey 12 $ 5,401,000 $ 450,083 $ 178,000
Hunterdon, New Jersey 12 $ 3,901,000 $ 325,083 $ 133,000
Passaic, New Jersey 12 $ 4,763,000 $ 396,916 $ 140,000
Guilford, North Carolina 12 $ 2,722,000 $ 226,833 $ 133,000
Richmond City, Virginia 12 $ 3,920,000 $ 326,666 $ 155,000
Shenandoah, Virginia 12 $ 2,850,000 $ 237,500 $ 105,000
Carroll, Maryland 11 $ 4,180,000 $ 380,000 $ 90,000
Burleigh, North Dakota 11 $ 1,707,000 $ 155,181 $ 84,000
Bucks, Pennsylvania 11 $ 4,801,000 $ 436,454 $ 170,000
Virginia Beach, Virginia 11 $ 2,645,000 $ 240,454 $ 69,000
Snohomish, Washington 11 $ 5,094,000 $ 463,090 $ 135,000
Pima, Arizona 10 $ 4,451,000 $ 445,100 $ 160,000
Marin, California 10 $ 10,140,000 $ 1,014,000 $ 282,000
Arapahoe, Colorado 10 $ 2,791,000 $ 279,100 $ 95,000
Worcester, Maryland 10 $ 3,368,000 $ 336,800 $ 173,000
Norfolk, Massachusetts 10 $ 6,332,000 $ 633,200 $ 235,000
Burlington, New Jersey 10 $ 4,366,000 $ 436,600 $ 184,000
Somerset, New Jersey 10 $ 5,495,000 $ 549,500 $ 200,000
Dutchess, New York 10 $ 5,509,000 $ 550,900 $ 202,000
Delaware, Pennsylvania 10 $ 5,285,000 $ 528,500 $ 264,000
Collin, Texas 10 $ 5,367,000 $ 536,700 $ 193,000
Albemarle, Virginia 10 $ 2,833,000 $ 283,300 $ 188,000
Santa Barbara, California 9 $ 15,069,000 $ 1,674,333 $ 776,000
Stanislaus, California 9 $ 3,124,000 $ 347,111 $ 130,000
Orange, Florida 9 $ 3,712,000 $ 412,444 $ 178,000
Pinellas, Florida 9 $ 4,166,000 $ 462,888 $ 368,000
Cobb, Georgia 9 $ 3,159,000 $ 351,000 $ 132,000
Gwinnett, Georgia 9 $ 3,428,000 $ 380,888 $ 125,000
Honolulu, Hawaii 9 $ 6,967,000 $ 774,111 $ 359,000
Harford, Maryland 9 $ 2,296,000 $ 255,111 $ 88,000
Queen Anne's, Maryland 9 $ 4,143,000 $ 460,333 $ 210,000
Bernalillo, New Mexico 9 $ 3,513,000 $ 390,333 $ 122,000
New Hanover, North Carolina 9 $ 7,309,000 $ 812,111 $ 495,000
Marion, Oregon 9 $ 2,881,000 $ 320,111 $ 376,000
Travis, Texas 9 $ 7,977,000 $ 886,333 $ 641,000
Chesapeake, Virginia 9 $ 1,866,000 $ 207,333 $ 77,000
Culpeper, Virginia 9 $ 2,134,000 $ 237,111 $ 79,000
Fairfax City, Virginia 9 $ 3,222,000 $ 358,000 $ 102,000
Falls Church, Virginia 9 $ 4,261,000 $ 473,444 $ 168,000
Clark, Washington 9 $ 4,750,000 $ 527,777 $ 519,000
Denver, Colorado 8 $ 2,950,000 $ 368,750 $ 228,000
Osceola, Florida 8 $ 3,718,000 $ 464,750 $ 262,000
Hawaii, Hawaii 8 $ 6,479,000 $ 809,875 $ 396,000
Mercer, New Jersey 8 $ 3,401,000 $ 425,125 $ 130,000
Union, North Carolina 8 $ 2,989,000 $ 373,625 $ 126,000
Beaufort, South Carolina 8 $ 3,320,000 $ 415,000 $ 113,000
Harris, Texas 8 $ 5,240,000 $ 655,000 $ 435,000
Thurston, Washington 8 $ 2,060,000 $ 257,500 $ 230,000
Kern, California 7 $ 2,360,000 $ 337,142 $ 144,000
Monterey, California 7 $ 7,371,000 $ 1,053,000 $ 1,122,000
Solano, California 7 $ 2,552,000 $ 364,571 $ 116,000
Sonoma, California 7 $ 3,754,000 $ 536,285 $ 143,000
Ventura, California 7 $ 5,827,000 $ 832,428 $ 354,000
Manatee, Florida 7 $ 2,034,000 $ 290,571 $ 135,000
Worcester, Massachusetts 7 $ 2,596,000 $ 370,857 $ 105,000
Wayne, Michigan 7 $ 1,356,000 $ 193,714 $ 95,000
Orange, New York 7 $ 3,369,000 $ 481,285 $ 294,000
Putnam, New York 7 $ 2,782,000 $ 397,428 $ 145,000
Richmond, New York 7 $ 3,525,000 $ 503,571 $ 192,000
Multnomah, Oregon 7 $ 1,787,000 $ 255,285 $ 181,000
Denton, Texas 7 $ 4,615,000 $ 659,285 $ 301,000
Davis, Utah 7 $ 3,527,000 $ 503,857 $ 228,000
Frederick, Virginia 7 $ 1,719,000 $ 245,571 $ 97,000
Henrico, Virginia 7 $ 3,582,000 $ 511,714 $ 155,000
Warren, Virginia 7 $ 1,718,000 $ 245,428 $ 84,000
Mobile, Alabama 6 $ 1,599,000 $ 266,500 $ 95,000
El Dorado, California 6 $ 4,403,000 $ 733,833 $ 299,000
Fresno, California 6 $ 2,171,000 $ 361,833 $ 116,000
Hillsborough, Florida 6 $ 1,118,000 $ 186,333 $ 85,000
Lee, Florida 6 $ 1,483,000 $ 247,166 $ 80,000
Polk, Florida 6 $ 1,211,000 $ 201,833 $ 131,000
Marion, Indiana 6 $ 1,147,000 $ 191,166 $ 105,000
Johnson, Kansas 6 $ 1,295,000 $ 215,833 $ 83,000
Garrett, Maryland 6 $ 2,761,000 $ 460,166 $ 439,000
Talbot, Maryland 6 $ 1,245,000 $ 207,500 $ 143,000
Wicomico, Maryland 6 $ 2,496,000 $ 416,000 $ 222,000
Washoe, Nevada 6 $ 1,582,000 $ 263,666 $ 135,000
Gloucester, New Jersey 6 $ 1,720,000 $ 286,666 $ 132,000
Northampton, Pennsylvania 6 $ 2,927,000 $ 487,833 $ 355,000
Newport, Rhode Island 6 $ 4,558,000 $ 759,666 $ 365,000
Providence, Rhode Island 6 $ 2,298,000 $ 383,000 $ 147,000
Horry, South Carolina 6 $ 2,311,000 $ 385,166 $ 185,000
Shelby, Tennessee 6 $ 1,036,000 $ 172,666 $ 76,000
Tarrant, Texas 6 $ 2,840,000 $ 473,333 $ 195,000
Utah, Utah 6 $ 2,247,000 $ 374,500 $ 119,000
Greene, Virginia 6 $ 892,000 $ 148,666 $ 133,000
King George, Virginia 6 $ 1,841,000 $ 306,833 $ 124,000
York, Virginia 6 $ 1,617,000 $ 269,500 $ 94,000
Larimer, Colorado 5 $ 1,715,000 $ 343,000 $ 154,000
Lake, Florida 5 $ 3,236,000 $ 647,200 $ 253,000
Sarasota, Florida 5 $ 2,966,000 $ 593,200 $ 240,000
Forsyth, Georgia 5 $ 3,705,000 $ 741,000 $ 208,000
Sedgwick, Kansas 5 $ 748,000 $ 149,600 $ 82,000
Nantucket, Massachusetts 5 $ 5,703,000 $ 1,140,600 $ 417,000
Jackson, Missouri 5 $ 2,203,000 $ 440,600 $ 178,000
Camden, New Jersey 5 $ 1,700,000 $ 340,000 $ 128,000
Rockland, New York 5 $ 3,866,000 $ 773,200 $ 352,000
Ulster, New York 5 $ 2,866,000 $ 573,200 $ 985,000
Cuyahoga, Ohio 5 $ 570,000 $ 114,000 $ 50,000
Franklin, Ohio 5 $ 725,000 $ 145,000 $ 53,000
Tulsa, Oklahoma 5 $ 3,355,000 $ 671,000 $ 307,000
Deschutes, Oregon 5 $ 4,874,000 $ 974,800 $ 423,000
Washington, Oregon 5 $ 3,039,000 $ 607,800 $ 201,000
Bexar, Texas 5 $ 3,819,000 $ 763,800 $ 640,000
Caroline, Virginia 5 $ 1,181,000 $ 236,200 $ 52,000
Clarke, Virginia 5 $ 1,047,000 $ 209,400 $ 90,000
Isle of Wight, Virginia 5 $ 1,143,000 $ 228,600 $ 60,000
Newport News, Virginia 5 $ 662,000 $ 132,400 $ 44,000
Berkeley, West Virginia 5 $ 1,702,000 $ 340,400 $ 87,000
Mohave, Arizona 4 $ 1,363,000 $ 340,750 $ 207,000
Pinal, Arizona 4 $ 1,217,000 $ 304,250 $ 128,000
Yavapai, Arizona 4 $ 953,000 $ 238,250 $ 122,000
Adams, Colorado 4 $ 1,157,000 $ 289,250 $ 90,000
Boulder, Colorado 4 $ 1,859,000 $ 464,750 $ 179,000
Eagle, Colorado 4 $ 3,042,000 $ 760,500 $ 291,000
El Paso, Colorado 4 $ 2,928,000 $ 732,000 $ 146,000
Mesa, Colorado 4 $ 1,415,000 $ 353,750 $ 87,000
Brevard, Florida 4 $ 648,000 $ 162,000 $ 89,000
Pasco, Florida 4 $ 1,006,000 $ 251,500 $ 119,000
Walton, Florida 4 $ 3,660,000 $ 915,000 $ 504,000
Cherokee, Georgia 4 $ 1,500,000 $ 375,000 $ 68,000
Kauai, Hawaii 4 $ 4,826,000 $ 1,206,500 $ 519,000
Elmore, Idaho 4 $ 1,136,000 $ 284,000 $ 125,000
DuPage, Illinois 4 $ 977,000 $ 244,250 $ 112,000
Oakland, Michigan 4 $ 1,499,000 $ 374,750 $ 121,000
Jackson, Mississippi 4 $ 456,000 $ 114,000 $ 58,000
St. Charles, Missouri 4 $ 987,000 $ 246,750 $ 95,000
Sussex, New Jersey 4 $ 1,851,000 $ 462,750 $ 275,000
Sandoval, New Mexico 4 $ 1,615,000 $ 403,750 $ 123,000
Bronx, New York 4 $ 2,263,000 $ 565,750 $ 139,000
Iredell, North Carolina 4 $ 3,638,000 $ 909,500 $ 192,000
Franklin, Pennsylvania 4 $ 673,000 $ 168,250 $ 57,000
Richland, South Carolina 4 $ 929,000 $ 232,250 $ 77,000
Summit, Utah 4 $ 4,052,000 $ 1,013,000 $ 983,000
Bedford, Virginia 4 $ 1,865,000 $ 466,250 $ 267,000
Fluvanna, Virginia 4 $ 832,000 $ 208,000 $ 134,000
Gloucester, Virginia 4 $ 1,081,000 $ 270,250 $ 108,000
Hampton, Virginia 4 $ 740,000 $ 185,000 $ 68,000
Nelson, Virginia 4 $ 1,005,000 $ 251,250 $ 297,000
Powhatan, Virginia 4 $ 925,000 $ 231,250 $ 85,000
Jefferson, West Virginia 4 $ 1,037,000 $ 259,250 $ 96,000
Napa, California 3 $ 904,000 $ 301,333 $ 138,000
Nevada, California 3 $ 2,569,000 $ 856,333 $ 464,000
Placer, California 3 $ 1,749,000 $ 583,000 $ 156,000
Tulare, California 3 $ 715,000 $ 238,333 $ 125,000
Yolo, California 3 $ 1,132,000 $ 377,333 $ 99,000
Yuba, California 3 $ 689,000 $ 229,666 $ 76,000
Douglas, Colorado 3 $ 1,060,000 $ 353,333 $ 107,000
Pitkin, Colorado 3 $ 4,300,000 $ 1,433,333 $ 404,000
Hartford, Connecticut 3 $ 1,538,000 $ 512,666 $ 189,000
Litchfield, Connecticut 3 $ 2,398,000 $ 799,333 $ 528,000
Collier, Florida 3 $ 1,776,000 $ 592,000 $ 344,000
Seminole, Florida 3 $ 626,000 $ 208,666 $ 135,000
St. Lucie, Florida 3 $ 618,000 $ 206,000 $ 125,000
Henry, Georgia 3 $ 1,212,000 $ 404,000 $ 134,000
Kootenai, Idaho 3 $ 3,459,000 $ 1,153,000 $ 558,000
Kane, Illinois 3 $ 904,000 $ 301,333 $ 143,000
Lake, Illinois 3 $ 1,161,000 $ 387,000 $ 181,000
Madison, Illinois 3 $ 447,000 $ 149,000 $ 94,000
Hamilton, Indiana 3 $ 1,159,000 $ 386,333 $ 170,000
Cumberland, Maine 3 $ 1,028,000 $ 342,666 $ 92,000
Allegany, Maryland 3 $ 708,000 $ 236,000 $ 137,000
Caroline, Maryland 3 $ 715,000 $ 238,333 $ 155,000
Bristol, Massachusetts 3 $ 1,442,000 $ 480,666 $ 121,000
Franklin, Massachusetts 3 $ 766,000 $ 255,333 $ 108,000
Hampden, Massachusetts 3 $ 789,000 $ 263,000 $ 50,000
Monroe, Michigan 3 $ 813,000 $ 271,000 $ 85,000
Hennepin, Minnesota 3 $ 662,000 $ 220,666 $ 121,000
Missoula, Montana 3 $ 690,000 $ 230,000 $ 69,000
Lyon, Nevada 3 $ 948,000 $ 316,000 $ 64,000
Rockingham, New Hampshire 3 $ 1,538,000 $ 512,666 $ 381,000
Santa Fe, New Mexico 3 $ 1,544,000 $ 514,666 $ 273,000
Albany, New York 3 $ 709,000 $ 236,333 $ 77,000
Buncombe, North Carolina 3 $ 2,068,000 $ 689,333 $ 156,000
Dare, North Carolina 3 $ 1,760,000 $ 586,666 $ 306,000
Durham, North Carolina 3 $ 1,029,000 $ 343,000 $ 137,000
Orange, North Carolina 3 $ 754,000 $ 251,333 $ 279,000
Watauga, North Carolina 3 $ 2,620,000 $ 873,333 $ 220,000
Cass, North Dakota 3 $ 485,000 $ 161,666 $ 65,000
Montgomery, Ohio 3 $ 491,000 $ 163,666 $ 100,000
Trumbull, Ohio 3 $ 454,000 $ 151,333 $ 83,000
Oklahoma, Oklahoma 3 $ 379,000 $ 126,333 $ 59,000
Payne, Oklahoma 3 $ 274,000 $ 91,333 $ 87,000
Lane, Oregon 3 $ 1,046,000 $ 348,666 $ 84,000
Allegheny, Pennsylvania 3 $ 279,000 $ 93,000 $ 34,000
Lexington, South Carolina 3 $ 1,235,000 $ 411,666 $ 117,000
York, South Carolina 3 $ 1,031,000 $ 343,666 $ 110,000
Davidson, Tennessee 3 $ 909,000 $ 303,000 $ 133,000
Williamson, Texas 3 $ 417,000 $ 139,000 $ 91,000
Fredericksburg, Virginia 3 $ 814,000 $ 271,333 $ 121,000
Hanover, Virginia 3 $ 735,000 $ 245,000 $ 97,000
James City, Virginia 3 $ 687,000 $ 229,000 $ 127,000
Louisa, Virginia 3 $ 417,000 $ 139,000 $ 26,000
Lynchburg, Virginia 3 $ 484,000 $ 161,333 $ 152,000
Orange, Virginia 3 $ 661,000 $ 220,333 $ 115,000
Winchester, Virginia 3 $ 566,000 $ 188,666 $ 86,000
Spokane, Washington 3 $ 469,000 $ 156,333 $ 58,000
Jefferson, Alabama 2 $ 335,000 $ 167,500 $ 84,000
Montgomery, Alabama 2 $ 223,000 $ 111,500 $ 69,000
Navajo, Arizona 2 $ 923,000 $ 461,500 $ 132,000
Pulaski, Arkansas 2 $ 419,000 $ 209,500 $ 94,000
White, Arkansas 2 $ 348,000 $ 174,000 $ 86,000
Butte, California 2 $ 411,000 $ 205,500 $ 96,000
Madera, California 2 $ 499,000 $ 249,500 $ 59,000
Mendocino, California 2 $ 1,979,000 $ 989,500 $ 383,000
San Luis Obispo, California 2 $ 1,310,000 $ 655,000 $ 279,000
Santa Cruz, California 2 $ 1,173,000 $ 586,500 $ 377,000
Tuolumne, California 2 $ 2,227,000 $ 1,113,500 $ 378,000
Archuleta, Colorado 2 $ 1,520,000 $ 760,000 $ 300,000
Summit, Colorado 2 $ 1,890,000 $ 945,000 $ 312,000
Weld, Colorado 2 $ 385,000 $ 192,500 $ 75,000
Middlesex, Connecticut 2 $ 807,000 $ 403,500 $ 187,000
New London, Connecticut 2 $ 1,011,000 $ 505,500 $ 119,000
Tolland, Connecticut 2 $ 739,000 $ 369,500 $ 268,000
Kent, Delaware 2 $ 514,000 $ 257,000 $ 57,000
Bay, Florida 2 $ 676,000 $ 338,000 $ 273,000
Clay, Florida 2 $ 624,000 $ 312,000 $ 135,000
Duval, Florida 2 $ 228,000 $ 114,000 $ 57,000
Indian River, Florida 2 $ 189,000 $ 94,500 $ 66,000
Leon, Florida 2 $ 245,000 $ 122,500 $ 97,000
Marion, Florida 2 $ 2,823,000 $ 1,411,500 $ 632,000
Monroe, Florida 2 $ 661,000 $ 330,500 $ 92,000
Santa Rosa, Florida 2 $ 563,000 $ 281,500 $ 187,000
St. Johns, Florida 2 $ 301,000 $ 150,500 $ 62,000
Volusia, Florida 2 $ 678,000 $ 339,000 $ 240,000
Newton, Georgia 2 $ 1,305,000 $ 652,500 $ 157,000
Troup, Georgia 2 $ 301,000 $ 150,500 $ 70,000
Bear Lake, Idaho 2 $ 1,194,000 $ 597,000 $ 244,000
Bonneville, Idaho 2 $ 1,303,000 $ 651,500 $ 287,000
Will, Illinois 2 $ 497,000 $ 248,500 $ 53,000
Dearborn, Indiana 2 $ 351,000 $ 175,500 $ 83,000
Hendricks, Indiana 2 $ 267,000 $ 133,500 $ 45,000
Linn, Iowa 2 $ 513,000 $ 256,500 $ 96,000
Fayette, Kentucky 2 $ 1,170,000 $ 585,000 $ 210,000
Dorchester, Maryland 2 $ 605,000 $ 302,500 $ 518,000
Kent, Maryland 2 $ 1,304,000 $ 652,000 $ 443,000
Macomb, Michigan 2 $ 230,000 $ 115,000 $ 91,000
Clay, Missouri 2 $ 275,000 $ 137,500 $ 57,000
Franklin, Missouri 2 $ 669,000 $ 334,500 $ 106,000
Platte, Missouri 2 $ 282,000 $ 141,000 $ 52,000
St. Louis City, Missouri 2 $ 474,000 $ 237,000 $ 125,000
Hillsborough, New Hampshire 2 $ 590,000 $ 295,000 $ 81,000
Warren, New Jersey 2 $ 363,000 $ 181,500 $ 73,000
Dona Ana, New Mexico 2 $ 388,000 $ 194,000 $ 120,000
San Juan, New Mexico 2 $ 603,000 $ 301,500 $ 114,000
Broome, New York 2 $ 553,000 $ 276,500 $ 183,000
Columbia, New York 2 $ 1,254,000 $ 627,000 $ 347,000
Saratoga, New York 2 $ 777,000 $ 388,500 $ 181,000
Alamance, North Carolina 2 $ 388,000 $ 194,000 $ 81,000
Brunswick, North Carolina 2 $ 819,000 $ 409,500 $ 534,000
Carteret, North Carolina 2 $ 774,000 $ 387,000 $ 162,000
Cumberland, North Carolina 2 $ 128,000 $ 64,000 $ 55,000
Forsyth, North Carolina 2 $ 704,000 $ 352,000 $ 170,000
Nash, North Carolina 2 $ 444,000 $ 222,000 $ 78,000
Pender, North Carolina 2 $ 1,489,000 $ 744,500 $ 151,000
Wilkes, North Carolina 2 $ 457,000 $ 228,500 $ 165,000
Wilson, North Carolina 2 $ 275,000 $ 137,500 $ 96,000
Ward, North Dakota 2 $ 115,000 $ 57,500 $ 62,000
Hamilton, Ohio 2 $ 267,000 $ 133,500 $ 48,000
Mahoning, Ohio 2 $ 187,000 $ 93,500 $ 45,000
Portage, Ohio 2 $ 292,000 $ 146,000 $ 114,000
Summit, Ohio 2 $ 345,000 $ 172,500 $ 121,000
Coos, Oregon 2 $ 1,241,000 $ 620,500 $ 228,000
Crook, Oregon 2 $ 1,284,000 $ 642,000 $ 361,000
Jackson, Oregon 2 $ 1,172,000 $ 586,000 $ 141,000
Polk, Oregon 2 $ 862,000 $ 431,000 $ 106,000
Yamhill, Oregon 2 $ 430,000 $ 215,000 $ 84,000
Adams, Pennsylvania 2 $ 395,000 $ 197,500 $ 15,000
Cumberland, Pennsylvania 2 $ 306,000 $ 153,000 $ 110,000
Lancaster, Pennsylvania 2 $ 498,000 $ 249,000 $ 485,000
Lebanon, Pennsylvania 2 $ 782,000 $ 391,000 $ 68,000
Monroe, Pennsylvania 2 $ 480,000 $ 240,000 $ 464,000
York, Pennsylvania 2 $ 303,000 $ 151,500 $ 80,000
Bristol, Rhode Island 2 $ 360,000 $ 180,000 $ 97,000
Kent, Rhode Island 2 $ 749,000 $ 374,500 $ 111,000
Washington, Rhode Island 2 $ 1,174,000 $ 587,000 $ 379,000
Berkeley, South Carolina 2 $ 1,965,000 $ 982,500 $ 245,000
Pickens, South Carolina 2 $ 352,000 $ 176,000 $ 61,000
Spartanburg, South Carolina 2 $ 427,000 $ 213,500 $ 52,000
Rutherford, Tennessee 2 $ 196,000 $ 98,000 $ 339,000
Sevier, Tennessee 2 $ 608,000 $ 304,000 $ 240,000
Chittenden, Vermont 2 $ 849,000 $ 424,500 $ 296,000
Lamoille, Vermont 2 $ 1,720,000 $ 860,000 $ 286,000
Windsor, Vermont 2 $ 670,000 $ 335,000 $ 180,000
Augusta, Virginia 2 $ 315,000 $ 157,500 $ 104,000
Carroll, Virginia 2 $ 174,000 $ 87,000 $ 69,000
Chesterfield, Virginia 2 $ 1,010,000 $ 505,000 $ 220,000
Northumberland, Virginia 2 $ 1,133,000 $ 566,500 $ 657,000
Rockingham, Virginia 2 $ 426,000 $ 213,000 $ 205,000
Westmoreland, Virginia 2 $ 171,000 $ 85,500 $ 52,000
Chelan, Washington 2 $ 637,000 $ 318,500 $ 95,000
Island, Washington 2 $ 1,629,000 $ 814,500 $ 186,000
Okanogan, Washington 2 $ 549,000 $ 274,500 $ 424,000
Skagit, Washington 2 $ 567,000 $ 283,500 $ 110,000
Whatcom, Washington 2 $ 1,098,000 $ 549,000 $ 355,000
Dane, Wisconsin 2 $ 450,000 $ 225,000 $ 70,000
Kenosha, Wisconsin 2 $ 1,158,000 $ 579,000 $ 208,000
Waukesha, Wisconsin 2 $ 824,000 $ 412,000 $ 304,000
Baldwin, Alabama 1 $ 304,000 $ 304,000 $ 421,000
Dallas, Alabama 1 $ 144,000 $ 144,000 $ 71,000
Houston, Alabama 1 $ 519,000 $ 519,000 $ 91,000
Limestone, Alabama 1 $ 300,000 $ 300,000 $ 92,000
Madison, Alabama 1 $ 395,000 $ 395,000 $ 202,000
Morgan, Alabama 1 $ 149,000 $ 149,000 $ 34,000
Tallapoosa, Alabama 1 $ 165,000 $ 165,000 $ 85,000
Tuscaloosa, Alabama 1 $ 171,000 $ 171,000 $ 38,000
Coconino, Arizona 1 $ 253,000 $ 253,000 $ 0
Yuma, Arizona 1 $ 185,000 $ 185,000 $ 58,000
Crawford, Arkansas 1 $ 113,000 $ 113,000 $ 24,000
Garland, Arkansas 1 $ 105,000 $ 105,000 $ 59,000
Hot Spring, Arkansas 1 $ 180,000 $ 180,000 $ 59,000
Washington, Arkansas 1 $ 179,000 $ 179,000 $ 143,000
Calaveras, California 1 $ 285,000 $ 285,000 $ 100,000
Imperial, California 1 $ 245,000 $ 245,000 $ 108,000
Kings, California 1 $ 251,000 $ 251,000 $ 100,000
Lake, California 1 $ 1,000,000 $ 1,000,000 $ 450,000
Mariposa, California 1 $ 652,000 $ 652,000 $ 228,000
Merced, California 1 $ 333,000 $ 333,000 $ 80,000
Modoc, California 1 $ 320,000 $ 320,000 $ 118,000
Shasta, California 1 $ 685,000 $ 685,000 $ 664,000
Sutter, California 1 $ 203,000 $ 203,000 $ 69,000
Tehama, California 1 $ 44,000 $ 44,000 $ 61,000
Garfield, Colorado 1 $ 272,000 $ 272,000 $ 400,000
Gunnison, Colorado 1 $ 140,000 $ 140,000 $ 220,000
Routt, Colorado 1 $ 296,000 $ 296,000 $ 216,000
San Miguel, Colorado 1 $ 1,420,000 $ 1,420,000 $ 206,000
Windham, Connecticut 1 $ 207,000 $ 207,000 $ 105,000
Charlotte, Florida 1 $ 92,000 $ 92,000 $ 173,000
Citrus, Florida 1 $ 104,000 $ 104,000 $ 56,000
Escambia, Florida 1 $ 434,000 $ 434,000 $ 204,000
Flagler, Florida 1 $ 195,000 $ 195,000 $ 175,000
Hernando, Florida 1 $ 163,000 $ 163,000 $ 52,000
Martin, Florida 1 $ 188,000 $ 188,000 $ 60,000
Okaloosa, Florida 1 $ 1,017,000 $ 1,017,000 $ 336,000
Sumter, Florida 1 $ 278,000 $ 278,000 $ 70,000
Washington, Florida 1 $ 165,000 $ 165,000 $ 96,000
Clayton, Georgia 1 $ 148,000 $ 148,000 $ 29,000
Douglas, Georgia 1 $ 154,000 $ 154,000 $ 121,000
Fayette, Georgia 1 $ 650,000 $ 650,000 $ 460,000
Glynn, Georgia 1 $ 709,000 $ 709,000 $ 389,000
Liberty, Georgia 1 $ 236,000 $ 236,000 $ 86,000
Rockdale, Georgia 1 $ 297,000 $ 297,000 $ 71,000
Seminole, Georgia 1 $ 339,000 $ 339,000 $ 136,000
Talbot, Georgia 1 $ 345,000 $ 345,000 $ 150,000
Walton, Georgia 1 $ 146,000 $ 146,000 $ 140,000
White, Georgia 1 $ 480,000 $ 480,000 $ 160,000
Blaine, Idaho 1 $ 87,000 $ 87,000 $ 72,000
Gem, Idaho 1 $ 413,000 $ 413,000 $ 231,000
Jerome, Idaho 1 $ 210,000 $ 210,000 $ 108,000
Valley, Idaho 1 $ 280,000 $ 280,000 $ 138,000
Douglas, Illinois 1 $ 130,000 $ 130,000 $ 93,000
Jersey, Illinois 1 $ 146,000 $ 146,000 $ 60,000
Monroe, Illinois 1 $ 49,000 $ 49,000 $ 40,000
Floyd, Indiana 1 $ 193,000 $ 193,000 $ 31,000
Hancock, Indiana 1 $ 351,000 $ 351,000 $ 223,000
Harrison, Indiana 1 $ 195,000 $ 195,000 $ 65,000
Johnson, Indiana 1 $ 245,000 $ 245,000 $ 139,000
Lake, Indiana 1 $ 143,000 $ 143,000 $ 163,000
Porter, Indiana 1 $ 140,000 $ 140,000 $ 60,000
Tippecanoe, Indiana 1 $ 285,000 $ 285,000 $ 92,000
Tipton, Indiana 1 $ 85,000 $ 85,000 $ 49,000
Dallas, Iowa 1 $ 215,000 $ 215,000 $ 60,000
Jefferson, Iowa 1 $ 96,000 $ 96,000 $ 40,000
Scott, Iowa 1 $ 43,000 $ 43,000 $ 44,000
Webster, Iowa 1 $ 67,000 $ 67,000 $ 32,000
Wright, Iowa 1 $ 127,000 $ 127,000 $ 66,000
Ellis, Kansas 1 $ 537,000 $ 537,000 $ 313,000
Wyandotte, Kansas 1 $ 130,000 $ 130,000 $ 70,000
Jefferson, Kentucky 1 $ 200,000 $ 200,000 $ 90,000
Scott, Kentucky 1 $ 104,000 $ 104,000 $ 27,000
Orleans, Louisiana 1 $ 1,200,000 $ 1,200,000 $ 228,000
St. Bernard, Louisiana 1 $ 190,000 $ 190,000 $ 0
St. Landry, Louisiana 1 $ 1,359,000 $ 1,359,000 $ 586,000
Tangipahoa, Louisiana 1 $ 254,000 $ 254,000 $ 82,000
York, Maine 1 $ 202,000 $ 202,000 $ 72,000
Cecil, Maryland 1 $ 298,000 $ 298,000 $ 100,000
Allegan, Michigan 1 $ 220,000 $ 220,000 $ 77,000
Antrim, Michigan 1 $ 88,000 $ 88,000 $ 23,000
Genesee, Michigan 1 $ 124,000 $ 124,000 $ 90,000
Ingham, Michigan 1 $ 174,000 $ 174,000 $ 132,000
Kent, Michigan 1 $ 120,000 $ 120,000 $ 47,000
Midland, Michigan 1 $ 117,000 $ 117,000 $ 167,000
Ottawa, Michigan 1 $ 943,000 $ 943,000 $ 250,000
Washtenaw, Michigan 1 $ 73,000 $ 73,000 $ 83,000
Carver, Minnesota 1 $ 248,000 $ 248,000 $ 135,000
Chisago, Minnesota 1 $ 282,000 $ 282,000 $ 163,000
Dakota, Minnesota 1 $ 200,000 $ 200,000 $ 155,000
Scott, Minnesota 1 $ 197,000 $ 197,000 $ 137,000
Stearns, Minnesota 1 $ 126,000 $ 126,000 $ 42,000
DeSoto, Mississippi 1 $ 148,000 $ 148,000 $ 29,000
Harrison, Mississippi 1 $ 131,000 $ 131,000 $ 58,000
Washington, Mississippi 1 $ 849,000 $ 849,000 $ 216,000
Cape Girardeau, Missouri 1 $ 123,000 $ 123,000 $ 46,000
Cass, Missouri 1 $ 225,000 $ 225,000 $ 113,000
Christian, Missouri 1 $ 129,000 $ 129,000 $ 30,000
Greene, Missouri 1 $ 150,000 $ 150,000 $ 51,000
Johnson, Missouri 1 $ 69,000 $ 69,000 $ 144,000
Newton, Missouri 1 $ 74,000 $ 74,000 $ 84,000
Ray, Missouri 1 $ 121,000 $ 121,000 $ 56,000
Stoddard, Missouri 1 $ 119,000 $ 119,000 $ 103,000
Washington, Missouri 1 $ 350,000 $ 350,000 $ 120,000
Cascade, Montana 1 $ 272,000 $ 272,000 $ 86,000
Flathead, Montana 1 $ 125,000 $ 125,000 $ 51,000
Gallatin, Montana 1 $ 1,000,000 $ 1,000,000 $ 243,000
Lake, Montana 1 $ 315,000 $ 315,000 $ 125,000
Lewis and Clark, Montana 1 $ 50,000 $ 50,000 $ 68,000
Douglas, Nebraska 1 $ 274,000 $ 274,000 $ 122,000
Nye, Nevada 1 $ 352,000 $ 352,000 $ 100,000
Grafton, New Hampshire 1 $ 417,000 $ 417,000 $ 96,000
Strafford, New Hampshire 1 $ 245,000 $ 245,000 $ 47,000
Cumberland, New Jersey 1 $ 175,000 $ 175,000 $ 74,000
Luna, New Mexico 1 $ 185,000 $ 185,000 $ 39,000
Taos, New Mexico 1 $ 760,000 $ 760,000 $ 128,000
Chemung, New York 1 $ 97,000 $ 97,000 $ 145,000
Chenango, New York 1 $ 77,000 $ 77,000 $ 43,000
Franklin, New York 1 $ 881,000 $ 881,000 $ 765,000
Greene, New York 1 $ 337,000 $ 337,000 $ 545,000
Onondaga, New York 1 $ 161,000 $ 161,000 $ 69,000
Oswego, New York 1 $ 85,000 $ 85,000 $ 27,000
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Mortgage Loan Application Detail Totals for Chevy Chase Bank, F.S.B. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,597 $1,807,647,000 $393,000 $5,763,000 $160,000 $5,951,000
Home Purchase 1,551 $807,337,000 $520,000 $10,000,000 $224,000 $7,663,000
Home Improvement 136 $81,162,000 $596,000 $5,000,000 $248,000 $2,400,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,441 $1,670,611,000 $485,000 $10,000,000 $214,000 $7,663,000
Black or African American 859 $248,685,000 $289,000 $3,422,000 $101,000 $1,439,000
Not Provided 843 $404,935,000 $480,000 $5,397,000 $196,000 $4,160,000
Hispanic 603 $186,365,000 $309,000 $2,850,000 $95,000 $816,000
Asian 478 $165,805,000 $346,000 $4,128,000 $132,000 $1,198,000
Native Hawaiian or Other Pacific Islander 35 $13,234,000 $378,000 $1,331,000 $121,000 $494,000
American Indian or Alaskan Native 24 $6,273,000 $261,000 $920,000 $134,000 $532,000
Not applicable 1 $238,000 $238,000 $238,000 $25,000 $25,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,153 $2,659,445,000 $432,000 $10,000,000 $180,000 $7,663,000
FHA-insured (Federal Housing Administration) 110 $29,930,000 $272,000 $596,000 $76,000 $234,000
VA-guaranteed (Veterans Administration) 21 $6,771,000 $322,000 $417,000 $88,000 $134,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,247 $1,129,465,000 $347,000 $5,763,000 $151,000 $3,929,000
Application Withdrawn By Applicant 1,248 $638,721,000 $511,000 $7,890,000 $214,000 $7,663,000
Application Denied By Financial Institution 844 $361,603,000 $428,000 $5,397,000 $159,000 $3,000,000
File Closed For Incompleteness 759 $503,881,000 $663,000 $10,000,000 $259,000 $5,309,000
Application Approved But Not Accepted 183 $60,735,000 $331,000 $1,800,000 $155,000 $901,000
Loan Purchased By The Institution 3 $1,741,000 $580,000 $724,000 $201,000 $217,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 535 $235,023,000 $439,000 $5,397,000 $178,000 $3,000,000
Debt-To-Income Ratio 152 $70,575,000 $464,000 $1,820,000 $120,000 $905,000
Other 102 $38,091,000 $373,000 $2,218,000 $152,000 $1,884,000
Credit History 38 $11,440,000 $301,000 $1,000,000 $100,000 $282,000
Unverifiable Information 7 $3,380,000 $482,000 $900,000 $147,000 $321,000
Employment History 5 $1,671,000 $334,000 $641,000 $91,000 $192,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,423,000 $284,000 $520,000 $68,000 $145,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevy Chase Bank, F.S.B.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chevy Chase Bank, F.S.B.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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