Chevy Chase Bank, F.S.B. Mortgage Lending & HMDA Data, 2009
In 2009, Chevy Chase Bank, F.S.B. of Bethesda, MD reported 6,128 mortgage applications totaling $1.4 billion. The average application was for $232,049, and applicants reported an average income of $91,291. 46% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (2,209), Bethesda-Frederick-Rockville, MD (1,370) and Baltimore-Towson, MD (598) (applications in parentheses).
| Mortgage Company & Address | Chevy Chase Bank, F.S.B. 7501 Wisconsin Ave 13th Flr-W Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 |
| Total Number of Mortgage Applications | 6,128 |
| Total Mortgage Loan Application Amount | $1,421,997,000 |
| Average Mortgage Loan Application Amount | $232,049 |
| Highest Mortgage Loan Application Amount | $4,884,000 |
| Average Applicant Income | $91,291 |
| Highest Applicant Income | $2,837,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chevy Chase Bank, F.S.B. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 2,209 | $ 536,646,000 | $ 242,936 | $ 92,461 |
| Bethesda-Frederick-Rockville, MD | 1,370 | $ 343,452,000 | $ 250,694 | $ 92,000 |
| Baltimore-Towson, MD | 598 | $ 140,996,000 | $ 235,779 | $ 92,000 |
| New York-White Plains-Wayne, NY-NJ | 161 | $ 45,747,000 | $ 284,142 | $ 94,813 |
| New Orleans-Metairie-Kenner, LA | 135 | $ 20,969,000 | $ 155,325 | $ 69,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 112 | $ 24,191,000 | $ 215,991 | $ 82,517 |
| Baton Rouge, LA | 89 | $ 13,136,000 | $ 147,595 | $ 64,000 |
| Nassau-Suffolk, NY | 75 | $ 18,856,000 | $ 251,413 | $ 93,000 |
| Houston-Sugar Land-Baytown, TX | 53 | $ 6,706,000 | $ 126,528 | $ 90,000 |
| Edison-New Brunswick, NJ | 39 | $ 9,459,000 | $ 242,538 | $ 108,000 |
| Richmond, VA | 38 | $ 7,244,000 | $ 190,631 | $ 82,000 |
| Shreveport-Bossier City, LA | 38 | $ 4,986,000 | $ 131,210 | $ 61,000 |
| Houma-Bayou Cane-Thibodaux, LA | 32 | $ 4,131,000 | $ 129,093 | $ 58,000 |
| Newark-Union, NJ-PA | 30 | $ 8,098,000 | $ 269,933 | $ 90,000 |
| Philadelphia, PA | 29 | $ 7,497,000 | $ 258,517 | $ 132,000 |
| Hagerstown-Martinsburg, MD-WV | 27 | $ 5,551,000 | $ 205,592 | $ 70,074 |
| Los Angeles-Long Beach-Glendale, CA | 27 | $ 9,408,000 | $ 348,444 | $ 124,000 |
| Atlanta-Sandy Springs-Marietta, GA | 24 | $ 5,614,000 | $ 233,916 | $ 201,000 |
| Chicago-Naperville-Joliet, IL | 24 | $ 3,632,000 | $ 151,333 | $ 64,000 |
| Dallas-Plano-Irving, TX | 24 | $ 3,189,000 | $ 132,875 | $ 125,000 |
| Charlottesville, VA | 20 | $ 4,111,000 | $ 205,550 | $ 106,000 |
| Bridgeport-Stamford-Norwalk, CT | 16 | $ 6,104,000 | $ 381,500 | $ 155,000 |
| Boston-Quincy, MA | 15 | $ 3,942,000 | $ 262,800 | $ 116,000 |
| Denver-Aurora-Broomfield, CO | 15 | $ 2,585,000 | $ 172,333 | $ 79,000 |
| Lake Charles, LA | 15 | $ 1,647,000 | $ 109,800 | $ 51,000 |
| Camden, NJ | 14 | $ 3,267,000 | $ 233,357 | $ 97,000 |
| Cambridge-Newton-Framingham, MA | 13 | $ 2,605,000 | $ 200,384 | $ 67,000 |
| Kansas City, MO-KS | 12 | $ 2,070,000 | $ 172,500 | $ 62,333 |
| San Diego-Carlsbad-San Marcos, CA | 12 | $ 4,902,000 | $ 408,500 | $ 125,000 |
| Seattle-Bellevue-Everett, WA | 12 | $ 4,883,000 | $ 406,916 | $ 109,000 |
| Wilmington, NC | 12 | $ 2,630,000 | $ 219,166 | $ 61,000 |
| Charlotte-Gastonia-Concord, NC-SC | 11 | $ 1,558,000 | $ 141,636 | $ 55,727 |
| Salisbury, MD | 11 | $ 2,143,000 | $ 194,818 | $ 87,000 |
| San Francisco-San Mateo-Redwood City, CA | 11 | $ 5,851,000 | $ 531,909 | $ 192,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 10 | $ 2,765,000 | $ 276,500 | $ 105,400 |
| Las Vegas-Paradise, NV | 10 | $ 6,560,000 | $ 656,000 | $ 151,000 |
| Salt Lake City, UT | 10 | $ 1,886,000 | $ 188,600 | $ 103,000 |
| Austin-Round Rock, TX | 9 | $ 1,187,000 | $ 131,888 | $ 63,000 |
| Beaumont-Port Arthur, TX | 9 | $ 1,314,000 | $ 146,000 | $ 51,000 |
| Lafayette, LA | 9 | $ 1,543,000 | $ 171,444 | $ 84,000 |
| St. Louis, MO-IL | 9 | $ 2,647,000 | $ 294,111 | $ 141,000 |
| Alexandria, LA | 8 | $ 1,124,000 | $ 140,500 | $ 43,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 1,652,000 | $ 206,500 | $ 89,250 |
| Oakland-Fremont-Hayward, CA | 8 | $ 2,859,000 | $ 357,375 | $ 113,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 4,572,000 | $ 571,500 | $ 144,000 |
| Cincinnati-Middletown, OH-KY-IN | 7 | $ 900,000 | $ 128,571 | $ 62,857 |
| Greensboro-High Point, NC | 7 | $ 990,000 | $ 141,428 | $ 86,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 1,560,000 | $ 222,857 | $ 116,000 |
| Ocean City, NJ | 7 | $ 1,712,000 | $ 244,571 | $ 141,000 |
| Portland-Vancouver-Beaverton, OR-WA | 7 | $ 1,527,000 | $ 218,142 | $ 76,428 |
| Winchester, VA-WV | 7 | $ 1,795,000 | $ 256,428 | $ 73,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 1,534,000 | $ 255,666 | $ 288,000 |
| Cleveland-Elyria-Mentor, OH | 6 | $ 892,000 | $ 148,666 | $ 85,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 1,710,000 | $ 285,000 | $ 102,000 |
| Phoenix-Mesa-Scottsdale, AZ | 6 | $ 924,000 | $ 154,000 | $ 52,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 790,000 | $ 131,666 | $ 69,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 6 | $ 1,413,000 | $ 235,500 | $ 173,000 |
| Wilmington, DE-MD-NJ | 6 | $ 1,248,000 | $ 208,000 | $ 90,000 |
| Albany-Schenectady-Troy, NY | 5 | $ 672,000 | $ 134,400 | $ 60,000 |
| Barnstable Town, MA | 5 | $ 1,794,000 | $ 358,800 | $ 306,000 |
| Brownsville-Harlingen, TX | 5 | $ 309,000 | $ 61,800 | $ 37,000 |
| Columbia, SC | 5 | $ 632,000 | $ 126,400 | $ 112,000 |
| Gary, IN | 5 | $ 610,000 | $ 122,000 | $ 56,000 |
| Longview, TX | 5 | $ 475,000 | $ 95,000 | $ 80,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 533,000 | $ 106,600 | $ 55,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5 | $ 514,000 | $ 102,800 | $ 99,000 |
| Providence-New Bedford-Fall River, RI-MA | 5 | $ 944,000 | $ 188,800 | $ 358,800 |
| Roanoke, VA | 5 | $ 988,000 | $ 197,600 | $ 57,000 |
| Tyler, TX | 5 | $ 416,000 | $ 83,200 | $ 58,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 756,000 | $ 189,000 | $ 101,000 |
| Columbus, OH | 4 | $ 728,000 | $ 182,000 | $ 63,000 |
| Des Moines-West Des Moines, IA | 4 | $ 451,000 | $ 112,750 | $ 53,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 779,000 | $ 194,750 | $ 162,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 965,000 | $ 241,250 | $ 153,000 |
| New Haven-Milford, CT | 4 | $ 794,000 | $ 198,500 | $ 211,000 |
| Orlando-Kissimmee, FL | 4 | $ 556,000 | $ 139,000 | $ 127,000 |
| Peabody, MA | 4 | $ 572,000 | $ 143,000 | $ 71,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 4 | $ 1,242,000 | $ 310,500 | $ 126,000 |
| San Antonio, TX | 4 | $ 515,000 | $ 128,750 | $ 86,000 |
| Tampa-St. Petersburg-Clearwater, FL | 4 | $ 1,065,000 | $ 266,250 | $ 225,000 |
| Texarkana, Tx-Texarkana, AR | 4 | $ 331,000 | $ 82,750 | $ 57,000 |
| Akron, OH | 3 | $ 552,000 | $ 184,000 | $ 89,000 |
| Fort Worth-Arlington, TX | 3 | $ 454,000 | $ 151,333 | $ 49,000 |
| Glens Falls, NY | 3 | $ 1,281,000 | $ 427,000 | $ 249,000 |
| Greenville-Mauldin-Easley, SC | 3 | $ 547,000 | $ 182,333 | $ 83,000 |
| Harrisburg-Carlisle, PA | 3 | $ 504,000 | $ 168,000 | $ 50,000 |
| Harrisonburg, VA | 3 | $ 446,000 | $ 148,666 | $ 63,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 584,000 | $ 194,666 | $ 61,000 |
| Indianapolis-Carmel, IN | 3 | $ 344,000 | $ 114,666 | $ 59,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 267,000 | $ 89,000 | $ 44,000 |
| Pittsburgh, PA | 3 | $ 343,000 | $ 114,333 | $ 77,000 |
| Riverside-San Bernardino-Ontario, CA | 3 | $ 512,000 | $ 170,666 | $ 73,000 |
| Rockingham County-Strafford County, NH | 3 | $ 906,000 | $ 302,000 | $ 97,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 3 | $ 716,000 | $ 238,666 | $ 79,000 |
| Tacoma, WA | 3 | $ 659,000 | $ 219,666 | $ 116,000 |
| Trenton-Ewing, NJ | 3 | $ 751,000 | $ 250,333 | $ 80,000 |
| Utica-Rome, NY | 3 | $ 201,000 | $ 67,000 | $ 54,000 |
| Winston-Salem, NC | 3 | $ 373,000 | $ 124,333 | $ 49,000 |
| Altoona, PA | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| Birmingham-Hoover, AL | 2 | $ 520,000 | $ 260,000 | $ 510,000 |
| Bismarck, ND | 2 | $ 218,000 | $ 109,000 | $ 52,000 |
| Buffalo-Niagara Falls, NY | 2 | $ 158,000 | $ 79,000 | $ 23,000 |
| Charleston, WV | 2 | $ 138,000 | $ 69,000 | $ 96,000 |
| Corpus Christi, TX | 2 | $ 205,000 | $ 102,500 | $ 42,000 |
| Dayton, OH | 2 | $ 412,000 | $ 206,000 | $ 115,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 558,000 | $ 279,000 | $ 62,000 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 227,000 | $ 113,500 | $ 72,000 |
| El Paso, TX | 2 | $ 189,000 | $ 94,500 | $ 46,000 |
| Fargo, ND-MN | 2 | $ 352,000 | $ 176,000 | $ 133,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 353,000 | $ 176,500 | $ 14,000 |
| Flint, MI | 2 | $ 184,000 | $ 92,000 | $ 30,000 |
| Hattiesburg, MS | 2 | $ 204,000 | $ 102,000 | $ 40,000 |
| Honolulu, HI | 2 | $ 353,000 | $ 176,500 | $ 137,000 |
| Iowa City, IA | 2 | $ 273,000 | $ 136,500 | $ 52,000 |
| Jacksonville, FL | 2 | $ 210,000 | $ 105,000 | $ 45,000 |
| Lansing-East Lansing, MI | 2 | $ 186,000 | $ 93,000 | $ 59,000 |
| Louisville-Jefferson County, KY-IN | 2 | $ 125,000 | $ 62,500 | $ 32,000 |
| Lynchburg, VA | 2 | $ 326,000 | $ 163,000 | $ 134,000 |
| Monroe, LA | 2 | $ 381,000 | $ 190,500 | $ 99,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2 | $ 219,000 | $ 109,500 | $ 57,000 |
| Naples-Marco Island, FL | 2 | $ 626,000 | $ 313,000 | $ 160,000 |
| Ogden-Clearfield, UT | 2 | $ 287,000 | $ 143,500 | $ 51,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 191,000 | $ 95,500 | $ 242,000 |
| Port St. Lucie, FL | 2 | $ 197,000 | $ 98,500 | $ 70,000 |
| Raleigh-Cary, NC | 2 | $ 586,000 | $ 293,000 | $ 53,000 |
| Santa Rosa-Petaluma, CA | 2 | $ 966,000 | $ 483,000 | $ 72,000 |
| Wichita, KS | 2 | $ 330,000 | $ 165,000 | $ 62,000 |
| Abilene, TX | 1 | $ 36,000 | $ 36,000 | $ 28,000 |
| Albuquerque, NM | 1 | $ 331,000 | $ 331,000 | $ 131,000 |
| Ames, IA | 1 | $ 112,000 | $ 112,000 | $ 294,000 |
| Anniston-Oxford, AL | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Bakersfield, CA | 1 | $ 250,000 | $ 250,000 | $ 167,000 |
| Billings, MT | 1 | $ 150,000 | $ 150,000 | $ 71,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 86,000 | $ 86,000 | $ 14,000 |
| Bloomington, IN | 1 | $ 57,000 | $ 57,000 | $ 12,000 |
| Boise City-Nampa, ID | 1 | $ 186,000 | $ 186,000 | $ 128,000 |
| Boulder, CO | 1 | $ 80,000 | $ 80,000 | $ 20,000 |
| Bradenton-Sarasota-Venice, FL | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Champaign-Urbana, IL | 1 | $ 113,000 | $ 113,000 | $ 27,000 |
| Charleston-North Charleston-Summerville, SC | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Chattanooga, TN-GA | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Colorado Springs, CO | 1 | $ 210,000 | $ 210,000 | $ 60,000 |
| Cumberland, MD-WV | 1 | $ 88,000 | $ 88,000 | $ 54,000 |
| Danville, IL | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| Danville, VA | 1 | $ 59,000 | $ 59,000 | $ 101,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 64,000 | $ 64,000 | $ 47,000 |
| Decatur, AL | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Durham-Chapel Hill, NC | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Eugene-Springfield, OR | 1 | $ 200,000 | $ 200,000 | $ 97,000 |
| Fayetteville, NC | 1 | $ 157,000 | $ 157,000 | $ 44,000 |
| Florence, SC | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 17,000 | $ 17,000 | $ 16,000 |
| Great Falls, MT | 1 | $ 286,000 | $ 286,000 | $ 95,000 |
| Greeley, CO | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Greenville, NC | 1 | $ 132,000 | $ 132,000 | $ 90,000 |
| Gulfport-Biloxi, MS | 1 | $ 190,000 | $ 190,000 | $ 99,000 |
| Holland-Grand Haven, MI | 1 | $ 70,000 | $ 70,000 | $ 21,000 |
| Janesville, WI | 1 | $ 148,000 | $ 148,000 | $ 37,000 |
| Kalamazoo-Portage, MI | 1 | $ 39,000 | $ 39,000 | $ 59,000 |
| Kennewick-Pasco-Richland, WA | 1 | $ 40,000 | $ 40,000 | $ 11,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 134,000 | $ 134,000 | $ 73,000 |
| Kingston, NY | 1 | $ 298,000 | $ 298,000 | $ 500,000 |
| Knoxville, TN | 1 | $ 343,000 | $ 343,000 | $ 111,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Lancaster, PA | 1 | $ 407,000 | $ 407,000 | $ 100,000 |
| Lawton, OK | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
| Logan, UT-ID | 1 | $ 140,000 | $ 140,000 | $ 80,000 |
| Longview, WA | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Lubbock, TX | 1 | $ 71,000 | $ 71,000 | $ 80,000 |
| Madera-Chowchilla, CA | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Manchester-Nashua, NH | 1 | $ 229,000 | $ 229,000 | $ 103,000 |
| Memphis, TN-MS-AR | 1 | $ 78,000 | $ 78,000 | $ 35,000 |
| Mobile, AL | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Monroe, MI | 1 | $ 263,000 | $ 263,000 | $ 86,000 |
| Niles-Benton Harbor, MI | 1 | $ 120,000 | $ 120,000 | $ 28,000 |
| Norwich-New London, CT | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Ocala, FL | 1 | $ 127,000 | $ 127,000 | $ 31,000 |
| Oklahoma City, OK | 1 | $ 144,000 | $ 144,000 | $ 78,000 |
| Pascagoula, MS | 1 | $ 139,000 | $ 139,000 | $ 47,000 |
| Peoria, IL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 30,000 | $ 30,000 | $ 30,000 |
| Prescott, AZ | 1 | $ 181,000 | $ 181,000 | $ 92,000 |
| Provo-Orem, UT | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| Reading, PA | 1 | $ 207,000 | $ 207,000 | $ 107,000 |
| Reno-Sparks, NV | 1 | $ 90,000 | $ 90,000 | $ 59,000 |
| Rocky Mount, NC | 1 | $ 73,000 | $ 73,000 | $ 42,000 |
| Rome, GA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Salem, OR | 1 | $ 220,000 | $ 220,000 | $ 48,000 |
| Salinas, CA | 1 | $ 206,000 | $ 206,000 | $ 42,000 |
| San Angelo, TX | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 1 | $ 1,375,000 | $ 1,375,000 | $ 240,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 1,500,000 | $ 1,500,000 | $ 444,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 413,000 | $ 413,000 | $ 400,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 176,000 | $ 176,000 | $ 126,000 |
| Springfield, MA | 1 | $ 133,000 | $ 133,000 | $ 110,000 |
| St. Joseph, MO-KS | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Sumter, SC | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Syracuse, NY | 1 | $ 224,000 | $ 224,000 | $ 100,000 |
| Tucson, AZ | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Victoria, TX | 1 | $ 107,000 | $ 107,000 | $ 43,000 |
| Wausau, WI | 1 | $ 148,000 | $ 148,000 | $ 273,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 42,000 | $ 42,000 | $ 130,000 |
| Worcester, MA | 1 | $ 262,000 | $ 262,000 | $ 119,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Yuba City, CA | 1 | $ 184,000 | $ 184,000 | $ 35,000 |
Mortgage Loan Application Detail Totals for Chevy Chase Bank, F.S.B. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,991 | $1,190,906,000 | $238,000 | $4,884,000 | $92,000 | $2,837,000 |
| Home Purchase | 767 | $157,302,000 | $205,000 | $1,210,000 | $82,000 | $862,000 |
| Home Improvement | 370 | $73,789,000 | $199,000 | $750,000 | $101,000 | $1,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,911 | $682,385,000 | $234,000 | $1,500,000 | $119,000 | $2,837,000 |
| Not Provided | 1,646 | $390,204,000 | $237,000 | $4,884,000 | $48,000 | $2,160,000 |
| Black or African American | 667 | $135,525,000 | $203,000 | $1,210,000 | $83,000 | $1,293,000 |
| Asian | 529 | $133,555,000 | $252,000 | $1,500,000 | $101,000 | $650,000 |
| Hispanic | 331 | $70,272,000 | $212,000 | $442,000 | $72,000 | $540,000 |
| American Indian or Alaskan Native | 31 | $7,041,000 | $227,000 | $413,000 | $87,000 | $239,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $3,015,000 | $231,000 | $395,000 | $97,000 | $190,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,874 | $1,368,181,000 | $232,000 | $4,884,000 | $92,000 | $2,837,000 |
| FHA-insured (Federal Housing Administration) | 245 | $51,376,000 | $209,000 | $653,000 | $72,000 | $862,000 |
| VA-guaranteed (Veterans Administration) | 9 | $2,440,000 | $271,000 | $413,000 | $79,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,808 | $665,243,000 | $236,000 | $1,500,000 | $118,000 | $1,492,000 |
| Application Withdrawn By Applicant | 1,652 | $358,739,000 | $217,000 | $4,884,000 | $97,000 | $2,160,000 |
| File Closed For Incompleteness | 904 | $231,544,000 | $256,000 | $1,434,000 | $7,000 | $850,000 |
| Application Denied By Financial Institution | 642 | $138,834,000 | $216,000 | $1,470,000 | $78,000 | $2,837,000 |
| Application Approved But Not Accepted | 122 | $27,637,000 | $226,000 | $730,000 | $109,000 | $1,203,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 299 | $72,464,000 | $242,000 | $862,000 | $108,000 | $2,837,000 |
| Credit History | 191 | $29,301,000 | $153,000 | $455,000 | $43,000 | $720,000 |
| Debt-To-Income Ratio | 112 | $27,639,000 | $246,000 | $903,000 | $47,000 | $195,000 |
| Other | 27 | $6,977,000 | $258,000 | $1,470,000 | $122,000 | $650,000 |
| Employment History | 7 | $1,531,000 | $218,000 | $410,000 | $64,000 | $150,000 |
| Unverifiable Information | 4 | $497,000 | $124,000 | $274,000 | $80,000 | $126,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $140,000 | $140,000 | $140,000 | $44,000 | $44,000 |
| Mortgage Insurance Denied | 1 | $285,000 | $285,000 | $285,000 | $57,000 | $57,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Chevy Chase Bank, F.S.B.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
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For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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