Citi Residential Lending Inc. Mortgage Lending & HMDA Data, 2008

In 2008, Citi Residential Lending Inc. of New York, NY reported 10,061 mortgage applications totaling $2.6 billion, up 340% from 2007. The average application was for $259,853, and applicants reported an average income of $108,453. 3% of its applications resulted in an originated loan and 82% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (694), Los Angeles-Long Beach-Glendale, CA (473) and New York-White Plains-Wayne, NY-NJ (413) (applications in parentheses).

Mortgage Company & Address Citi Residential Lending Inc.
153 East 53rd St, 20th Floor
New York, NY 10022
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  
Total Number of Mortgage Applications 10,061
Total Mortgage Loan Application Amount $2,614,387,000
Average Mortgage Loan Application Amount $259,853
Highest Mortgage Loan Application Amount $5,944,000
Average Applicant Income $108,453
Highest Applicant Income $9,584,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citi Residential Lending Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Citi Residential Lending Inc. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 547 $ 125,970,000 $ 230,292 $ 87,000
Los Angeles, California 473 $ 199,763,000 $ 422,331 $ 133,000
Miami-Dade, Florida 297 $ 80,422,000 $ 270,781 $ 96,000
Maricopa, Arizona 292 $ 83,879,000 $ 287,256 $ 152,000
Broward, Florida 164 $ 39,128,000 $ 238,585 $ 102,000
Riverside, California 157 $ 57,405,000 $ 365,636 $ 136,000
San Bernardino, California 152 $ 48,848,000 $ 321,368 $ 135,000
Queens, New York 115 $ 49,255,000 $ 428,304 $ 113,000
San Diego, California 114 $ 45,867,000 $ 402,342 $ 189,000
Wayne, Michigan 105 $ 11,735,000 $ 111,761 $ 160,000
Kings, New York 104 $ 46,708,000 $ 449,115 $ 121,000
Orange, Florida 96 $ 26,874,000 $ 279,937 $ 118,000
Orange, California 95 $ 54,822,000 $ 577,073 $ 206,000
Duval, Florida 93 $ 13,729,000 $ 147,623 $ 71,000
Palm Beach, Florida 87 $ 23,287,000 $ 267,666 $ 101,000
Prince George's, Maryland 86 $ 28,944,000 $ 336,558 $ 98,000
Sacramento, California 85 $ 27,869,000 $ 327,870 $ 141,000
Fairfield, Connecticut 85 $ 35,489,000 $ 417,517 $ 150,000
Hillsborough, Florida 84 $ 13,825,000 $ 164,583 $ 85,000
Baltimore City, Maryland 82 $ 10,080,000 $ 122,926 $ 77,000
Philadelphia, Pennsylvania 78 $ 8,706,000 $ 111,615 $ 49,000
Milwaukee, Wisconsin 76 $ 10,036,000 $ 132,052 $ 76,000
Clark, Nevada 75 $ 20,552,000 $ 274,026 $ 182,000
Multnomah, Oregon 70 $ 18,645,000 $ 266,357 $ 145,000
Salt Lake, Utah 70 $ 20,616,000 $ 294,514 $ 187,000
Suffolk, New York 69 $ 28,038,000 $ 406,347 $ 134,000
Nassau, New York 65 $ 25,609,000 $ 393,984 $ 144,000
Kern, California 63 $ 12,732,000 $ 202,095 $ 102,000
Utah, Utah 62 $ 31,705,000 $ 511,370 $ 197,000
New Haven, Connecticut 60 $ 11,001,000 $ 183,350 $ 117,000
Harris, Texas 60 $ 12,455,000 $ 207,583 $ 131,000
Essex, New Jersey 58 $ 18,203,000 $ 313,844 $ 106,000
Providence, Rhode Island 56 $ 14,263,000 $ 254,696 $ 102,000
King, Washington 54 $ 17,814,000 $ 329,888 $ 120,000
Pima, Arizona 53 $ 10,955,000 $ 206,698 $ 93,000
Alameda, California 53 $ 24,045,000 $ 453,679 $ 177,000
Santa Clara, California 53 $ 27,077,000 $ 510,886 $ 173,000
St. Louis, Missouri 53 $ 6,368,000 $ 120,150 $ 54,000
Baltimore, Maryland 50 $ 11,863,000 $ 237,260 $ 74,000
Hartford, Connecticut 48 $ 9,497,000 $ 197,854 $ 87,000
Will, Illinois 46 $ 11,375,000 $ 247,282 $ 95,000
Fresno, California 45 $ 10,312,000 $ 229,155 $ 92,000
DuPage, Illinois 45 $ 11,381,000 $ 252,911 $ 99,000
Clackamas, Oregon 45 $ 19,696,000 $ 437,688 $ 196,000
Contra Costa, California 44 $ 20,315,000 $ 461,704 $ 283,000
Snohomish, Washington 44 $ 14,351,000 $ 326,159 $ 150,000
Fulton, Georgia 43 $ 9,543,000 $ 221,930 $ 84,000
Bronx, New York 42 $ 15,745,000 $ 374,880 $ 138,000
San Joaquin, California 41 $ 12,250,000 $ 298,780 $ 112,000
Clark, Washington 38 $ 14,194,000 $ 373,526 $ 137,000
Bernalillo, New Mexico 37 $ 10,347,000 $ 279,648 $ 100,000
Honolulu, Hawaii 36 $ 22,433,000 $ 623,138 $ 185,000
Montgomery, Pennsylvania 36 $ 8,780,000 $ 243,888 $ 95,000
Pierce, Washington 36 $ 11,112,000 $ 308,666 $ 146,000
Pinellas, Florida 35 $ 6,414,000 $ 183,257 $ 66,000
Lake, Illinois 35 $ 8,267,000 $ 236,200 $ 89,000
Jackson, Missouri 35 $ 5,056,000 $ 144,457 $ 59,000
Westchester, New York 35 $ 15,046,000 $ 429,885 $ 117,000
Montgomery, Maryland 34 $ 13,446,000 $ 395,470 $ 120,000
Washington, Oregon 34 $ 11,025,000 $ 324,264 $ 158,000
Oakland, Michigan 33 $ 12,012,000 $ 364,000 $ 147,000
Hennepin, Minnesota 33 $ 9,648,000 $ 292,363 $ 105,000
Jefferson, Louisiana 31 $ 3,436,000 $ 110,838 $ 40,000
Richmond, New York 31 $ 10,095,000 $ 325,645 $ 118,000
Allegheny, Pennsylvania 30 $ 3,064,000 $ 102,133 $ 56,000
Bexar, Texas 30 $ 3,816,000 $ 127,200 $ 86,000
Lee, Florida 29 $ 6,271,000 $ 216,241 $ 85,000
Bergen, New Jersey 29 $ 11,293,000 $ 389,413 $ 134,000
Middlesex, New Jersey 29 $ 6,902,000 $ 238,000 $ 82,000
Shelby, Tennessee 29 $ 3,179,000 $ 109,620 $ 56,000
Stanislaus, California 28 $ 7,800,000 $ 278,571 $ 93,000
El Paso, Colorado 28 $ 6,273,000 $ 224,035 $ 68,000
Cobb, Georgia 28 $ 5,095,000 $ 181,964 $ 70,000
Kane, Illinois 28 $ 6,036,000 $ 215,571 $ 86,000
Marion, Indiana 28 $ 3,264,000 $ 116,571 $ 57,000
Middlesex, Massachusetts 28 $ 8,640,000 $ 308,571 $ 73,000
Polk, Florida 26 $ 4,162,000 $ 160,076 $ 89,000
DeKalb, Georgia 26 $ 5,581,000 $ 214,653 $ 77,000
Jefferson, Alabama 25 $ 2,778,000 $ 111,120 $ 61,000
Orleans, Louisiana 25 $ 2,910,000 $ 116,400 $ 55,000
Anne Arundel, Maryland 25 $ 9,031,000 $ 361,240 $ 102,000
St. Louis City, Missouri 25 $ 2,613,000 $ 104,520 $ 43,000
Dallas, Texas 25 $ 8,483,000 $ 339,320 $ 142,000
Osceola, Florida 24 $ 4,805,000 $ 200,208 $ 66,000
East Baton Rouge, Louisiana 24 $ 2,809,000 $ 117,041 $ 57,000
Monmouth, New Jersey 24 $ 10,807,000 $ 450,291 $ 216,000
Erie, New York 24 $ 2,112,000 $ 88,000 $ 69,000
Ventura, California 23 $ 9,532,000 $ 414,434 $ 154,000
Solano, California 22 $ 9,395,000 $ 427,045 $ 112,000
New Castle, Delaware 22 $ 5,217,000 $ 237,136 $ 83,000
Bucks, Pennsylvania 22 $ 5,965,000 $ 271,136 $ 83,000
Davidson, Tennessee 22 $ 4,297,000 $ 195,318 $ 70,000
Pinal, Arizona 21 $ 5,584,000 $ 265,904 $ 148,000
New London, Connecticut 21 $ 4,520,000 $ 215,238 $ 71,000
Worcester, Massachusetts 21 $ 3,783,000 $ 180,142 $ 127,000
Hudson, New Jersey 21 $ 7,681,000 $ 365,761 $ 127,000
Tulare, California 20 $ 4,314,000 $ 215,700 $ 82,000
Denver, Colorado 20 $ 5,266,000 $ 263,300 $ 83,000
Brevard, Florida 20 $ 5,103,000 $ 255,150 $ 86,000
Bristol, Massachusetts 20 $ 4,758,000 $ 237,900 $ 52,000
Essex, Massachusetts 20 $ 4,988,000 $ 249,400 $ 74,000
Union, New Jersey 20 $ 7,024,000 $ 351,200 $ 102,000
El Paso, Texas 20 $ 2,969,000 $ 148,450 $ 95,000
Placer, California 19 $ 9,391,000 $ 494,263 $ 231,000
Suffolk, Massachusetts 19 $ 5,342,000 $ 281,157 $ 69,000
Passaic, New Jersey 19 $ 6,076,000 $ 319,789 $ 109,000
Berks, Pennsylvania 19 $ 3,051,000 $ 160,578 $ 60,000
Delaware, Pennsylvania 19 $ 3,287,000 $ 173,000 $ 61,000
York, Pennsylvania 19 $ 2,559,000 $ 134,684 $ 47,000
Collier, Florida 18 $ 7,042,000 $ 391,222 $ 131,000
Marion, Florida 18 $ 2,737,000 $ 152,055 $ 66,000
Pasco, Florida 18 $ 3,026,000 $ 168,111 $ 78,000
Wyandotte, Kansas 18 $ 1,674,000 $ 93,000 $ 47,000
Anchorage, Alaska 17 $ 4,219,000 $ 248,176 $ 128,000
St. Lucie, Florida 17 $ 4,160,000 $ 244,705 $ 81,000
Chatham, Georgia 17 $ 2,243,000 $ 131,941 $ 63,000
Sedgwick, Kansas 17 $ 1,537,000 $ 90,411 $ 50,000
Atlantic, New Jersey 17 $ 4,093,000 $ 240,764 $ 64,000
Wake, North Carolina 17 $ 4,436,000 $ 260,941 $ 90,000
Lane, Oregon 17 $ 4,467,000 $ 262,764 $ 92,000
Lancaster, Pennsylvania 17 $ 2,130,000 $ 125,294 $ 48,000
Sussex, Delaware 16 $ 2,908,000 $ 181,750 $ 54,000
Hawaii, Hawaii 16 $ 4,630,000 $ 289,375 $ 84,000
St. Charles, Missouri 16 $ 2,538,000 $ 158,625 $ 53,000
Oklahoma, Oklahoma 16 $ 1,864,000 $ 116,500 $ 85,000
Kent, Rhode Island 16 $ 3,517,000 $ 219,812 $ 99,000
Weber, Utah 16 $ 3,472,000 $ 217,000 $ 89,000
Imperial, California 15 $ 3,218,000 $ 214,533 $ 126,000
Seminole, Florida 15 $ 3,778,000 $ 251,866 $ 94,000
Gwinnett, Georgia 15 $ 3,149,000 $ 209,933 $ 65,000
Jefferson, Kentucky 15 $ 2,924,000 $ 194,933 $ 76,000
Kent, Michigan 15 $ 1,381,000 $ 92,066 $ 38,000
Ramsey, Minnesota 15 $ 2,527,000 $ 168,466 $ 51,000
Monroe, New York 15 $ 1,370,000 $ 91,333 $ 105,000
Orange, New York 15 $ 4,489,000 $ 299,266 $ 93,000
Northampton, Pennsylvania 15 $ 1,906,000 $ 127,066 $ 77,000
El Dorado, California 14 $ 5,578,000 $ 398,428 $ 144,000
Sarasota, Florida 14 $ 2,279,000 $ 162,785 $ 80,000
Johnson, Kansas 14 $ 2,851,000 $ 203,642 $ 72,000
Howard, Maryland 14 $ 7,276,000 $ 519,714 $ 158,000
Burlington, New Jersey 14 $ 3,311,000 $ 236,500 $ 88,000
Dauphin, Pennsylvania 14 $ 1,447,000 $ 103,357 $ 37,000
Horry, South Carolina 14 $ 2,751,000 $ 196,500 $ 97,000
Sonoma, California 13 $ 4,278,000 $ 329,076 $ 144,000
Tuolumne, California 13 $ 3,262,000 $ 250,923 $ 102,000
Escambia, Florida 13 $ 1,802,000 $ 138,615 $ 90,000
St. Clair, Illinois 13 $ 1,264,000 $ 97,230 $ 68,000
Hampden, Massachusetts 13 $ 1,671,000 $ 128,538 $ 71,000
Macomb, Michigan 13 $ 2,030,000 $ 156,153 $ 96,000
Buncombe, North Carolina 13 $ 3,078,000 $ 236,769 $ 236,000
Mecklenburg, North Carolina 13 $ 1,801,000 $ 138,538 $ 48,000
Washington, Rhode Island 13 $ 4,967,000 $ 382,076 $ 187,000
Fort Bend, Texas 13 $ 3,079,000 $ 236,846 $ 84,000
Yavapai, Arizona 12 $ 3,127,000 $ 260,583 $ 86,000
San Francisco, California 12 $ 5,998,000 $ 499,833 $ 151,000
San Mateo, California 12 $ 6,137,000 $ 511,416 $ 126,000
Litchfield, Connecticut 12 $ 3,728,000 $ 310,666 $ 81,000
Volusia, Florida 12 $ 2,115,000 $ 176,250 $ 77,000
Kankakee, Illinois 12 $ 1,299,000 $ 108,250 $ 60,000
McHenry, Illinois 12 $ 2,980,000 $ 248,333 $ 82,000
Lake, Indiana 12 $ 1,213,000 $ 101,083 $ 48,000
Calvert, Maryland 12 $ 3,972,000 $ 331,000 $ 83,000
Charles, Maryland 12 $ 3,901,000 $ 325,083 $ 98,000
Harford, Maryland 12 $ 3,433,000 $ 286,083 $ 126,000
Norfolk, Massachusetts 12 $ 3,683,000 $ 306,916 $ 98,000
Plymouth, Massachusetts 12 $ 2,456,000 $ 204,666 $ 51,000
Genesee, Michigan 12 $ 883,000 $ 73,583 $ 89,000
Anoka, Minnesota 12 $ 2,894,000 $ 241,166 $ 108,000
Ocean, New Jersey 12 $ 3,656,000 $ 304,666 $ 108,000
Dutchess, New York 12 $ 3,498,000 $ 291,500 $ 101,000
Guilford, North Carolina 12 $ 1,131,000 $ 94,250 $ 28,000
San Luis Obispo, California 11 $ 5,620,000 $ 510,909 $ 852,000
Arapahoe, Colorado 11 $ 3,059,000 $ 278,090 $ 85,000
Douglas, Colorado 11 $ 7,333,000 $ 666,636 $ 226,000
Clay, Florida 11 $ 2,674,000 $ 243,090 $ 941,000
Kootenai, Idaho 11 $ 2,051,000 $ 186,454 $ 62,000
Madison, Illinois 11 $ 941,000 $ 85,545 $ 54,000
St. Joseph, Indiana 11 $ 955,000 $ 86,818 $ 67,000
St. Tammany, Louisiana 11 $ 1,264,000 $ 114,909 $ 34,000
Frederick, Maryland 11 $ 3,375,000 $ 306,818 $ 85,000
Camden, New Jersey 11 $ 1,281,000 $ 116,454 $ 73,000
New Hanover, North Carolina 11 $ 3,342,000 $ 303,818 $ 87,000
Luzerne, Pennsylvania 11 $ 1,487,000 $ 135,181 $ 42,000
Westmoreland, Pennsylvania 11 $ 1,554,000 $ 141,272 $ 60,000
Washington, Utah 11 $ 5,560,000 $ 505,454 $ 215,000
Kenosha, Wisconsin 11 $ 1,730,000 $ 157,272 $ 31,000
Rock, Wisconsin 11 $ 1,664,000 $ 151,272 $ 65,000
Mohave, Arizona 10 $ 2,804,000 $ 280,400 $ 89,000
Adams, Colorado 10 $ 1,984,000 $ 198,400 $ 69,000
Larimer, Colorado 10 $ 1,968,000 $ 196,800 $ 90,000
Monroe, Florida 10 $ 8,017,000 $ 801,700 $ 1,894,000
St. Johns, Florida 10 $ 2,528,000 $ 252,800 $ 113,000
DeSoto, Mississippi 10 $ 1,622,000 $ 162,200 $ 63,000
Hillsborough, New Hampshire 10 $ 3,281,000 $ 328,100 $ 158,000
Rockingham, New Hampshire 10 $ 2,272,000 $ 227,200 $ 75,000
Rockland, New York 10 $ 3,849,000 $ 384,900 $ 143,000
Monroe, Pennsylvania 10 $ 2,321,000 $ 232,100 $ 166,000
Richland, South Carolina 10 $ 1,220,000 $ 122,000 $ 51,000
Rutherford, Tennessee 10 $ 1,223,000 $ 122,300 $ 60,000
Davis, Utah 10 $ 3,009,000 $ 300,900 $ 94,000
Spokane, Washington 10 $ 1,704,000 $ 170,400 $ 81,000
Mendocino, California 9 $ 2,130,000 $ 236,666 $ 59,000
Monterey, California 9 $ 3,521,000 $ 391,222 $ 155,000
Boulder, Colorado 9 $ 3,465,000 $ 385,000 $ 122,000
Jefferson, Colorado 9 $ 3,124,000 $ 347,111 $ 156,000
Lake, Florida 9 $ 1,367,000 $ 151,888 $ 78,000
Maui, Hawaii 9 $ 3,905,000 $ 433,888 $ 162,000
Ada, Idaho 9 $ 4,375,000 $ 486,111 $ 125,000
Kendall, Illinois 9 $ 1,424,000 $ 158,222 $ 66,000
Livingston, Louisiana 9 $ 1,075,000 $ 119,444 $ 66,000
Barnstable, Massachusetts 9 $ 2,845,000 $ 316,111 $ 73,000
Albany, New York 9 $ 826,000 $ 91,777 $ 55,000
Oneida, New York 9 $ 1,025,000 $ 113,888 $ 145,000
Rensselaer, New York 9 $ 1,105,000 $ 122,777 $ 70,000
Cuyahoga, Ohio 9 $ 928,000 $ 103,111 $ 32,000
Marion, Oregon 9 $ 1,916,000 $ 212,888 $ 90,000
Chester, Pennsylvania 9 $ 2,064,000 $ 229,333 $ 90,000
Lebanon, Pennsylvania 9 $ 1,033,000 $ 114,777 $ 38,000
Charleston, South Carolina 9 $ 1,351,000 $ 150,111 $ 68,000
Thurston, Washington 9 $ 1,905,000 $ 211,666 $ 78,000
Dane, Wisconsin 9 $ 3,543,000 $ 393,666 $ 134,000
Merced, California 8 $ 1,645,000 $ 205,625 $ 111,000
Nevada, California 8 $ 4,514,000 $ 564,250 $ 161,000
Shasta, California 8 $ 2,153,000 $ 269,125 $ 110,000
Tolland, Connecticut 8 $ 1,722,000 $ 215,250 $ 116,000
Indian River, Florida 8 $ 1,920,000 $ 240,000 $ 89,000
Okaloosa, Florida 8 $ 2,163,000 $ 270,375 $ 129,000
Tazewell, Illinois 8 $ 684,000 $ 85,500 $ 39,000
Caddo, Louisiana 8 $ 1,176,000 $ 147,000 $ 64,000
Tangipahoa, Louisiana 8 $ 825,000 $ 103,125 $ 47,000
York, Maine 8 $ 1,271,000 $ 158,875 $ 69,000
Carroll, Maryland 8 $ 2,507,000 $ 313,375 $ 97,000
Berrien, Michigan 8 $ 2,386,000 $ 298,250 $ 107,000
Ingham, Michigan 8 $ 817,000 $ 102,125 $ 40,000
Hinds, Mississippi 8 $ 849,000 $ 106,125 $ 49,000
Jefferson, Missouri 8 $ 959,000 $ 119,875 $ 68,000
Sussex, New Jersey 8 $ 2,028,000 $ 253,500 $ 106,000
Sandoval, New Mexico 8 $ 2,998,000 $ 374,750 $ 120,000
Tulsa, Oklahoma 8 $ 2,006,000 $ 250,750 $ 147,000
Deschutes, Oregon 8 $ 3,312,000 $ 414,000 $ 303,000
Beaver, Pennsylvania 8 $ 820,000 $ 102,500 $ 63,000
Lackawanna, Pennsylvania 8 $ 681,000 $ 85,125 $ 67,000
Lehigh, Pennsylvania 8 $ 1,005,000 $ 125,625 $ 41,000
Berkeley, South Carolina 8 $ 1,674,000 $ 209,250 $ 83,000
Greenville, South Carolina 8 $ 1,280,000 $ 160,000 $ 56,000
Knox, Tennessee 8 $ 1,502,000 $ 187,750 $ 89,000
Robertson, Tennessee 8 $ 1,101,000 $ 137,625 $ 56,000
Summit, Utah 8 $ 7,236,000 $ 904,500 $ 446,000
Mobile, Alabama 7 $ 679,000 $ 97,000 $ 56,000
Tuscaloosa, Alabama 7 $ 1,028,000 $ 146,857 $ 87,000
Madera, California 7 $ 1,858,000 $ 265,428 $ 194,000
Napa, California 7 $ 3,141,000 $ 448,714 $ 229,000
Citrus, Florida 7 $ 706,000 $ 100,857 $ 27,000
Manatee, Florida 7 $ 1,506,000 $ 215,142 $ 63,000
Cherokee, Georgia 7 $ 1,055,000 $ 150,714 $ 113,000
Rockdale, Georgia 7 $ 2,031,000 $ 290,142 $ 91,000
Kennebec, Maine 7 $ 1,018,000 $ 145,428 $ 31,000
Washington, Maryland 7 $ 1,588,000 $ 226,857 $ 132,000
Dakota, Minnesota 7 $ 1,999,000 $ 285,571 $ 88,000
Greene, Missouri 7 $ 756,000 $ 108,000 $ 56,000
Morris, New Jersey 7 $ 1,294,000 $ 184,857 $ 94,000
Santa Fe, New Mexico 7 $ 2,701,000 $ 385,857 $ 146,000
Onondaga, New York 7 $ 463,000 $ 66,142 $ 55,000
Linn, Oregon 7 $ 982,000 $ 140,285 $ 121,000
Polk, Oregon 7 $ 1,891,000 $ 270,142 $ 446,000
Pike, Pennsylvania 7 $ 1,297,000 $ 185,285 $ 92,000
Blount, Tennessee 7 $ 852,000 $ 121,714 $ 46,000
Hamilton, Tennessee 7 $ 945,000 $ 135,000 $ 39,000
Grant, Washington 7 $ 696,000 $ 99,428 $ 38,000
Kitsap, Washington 7 $ 1,485,000 $ 212,142 $ 92,000
Yakima, Washington 7 $ 870,000 $ 124,285 $ 72,000
Madison, Alabama 6 $ 641,000 $ 106,833 $ 32,000
Humboldt, California 6 $ 1,743,000 $ 290,500 $ 98,000
Lake, California 6 $ 1,666,000 $ 277,666 $ 80,000
Marin, California 6 $ 4,267,000 $ 711,166 $ 178,000
Santa Barbara, California 6 $ 3,666,000 $ 611,000 $ 155,000
Mesa, Colorado 6 $ 1,074,000 $ 179,000 $ 145,000
Pueblo, Colorado 6 $ 637,000 $ 106,166 $ 42,000
Weld, Colorado 6 $ 1,554,000 $ 259,000 $ 119,000
Windham, Connecticut 6 $ 1,353,000 $ 225,500 $ 88,000
Bay, Florida 6 $ 1,646,000 $ 274,333 $ 141,000
Martin, Florida 6 $ 882,000 $ 147,000 $ 55,000
Forsyth, Georgia 6 $ 3,448,000 $ 574,666 $ 182,000
Canyon, Idaho 6 $ 1,054,000 $ 175,666 $ 97,000
Winnebago, Illinois 6 $ 513,000 $ 85,500 $ 50,000
Porter, Indiana 6 $ 1,446,000 $ 241,000 $ 73,000
Douglas, Kansas 6 $ 656,000 $ 109,333 $ 67,000
Shawnee, Kansas 6 $ 510,000 $ 85,000 $ 40,000
St. Charles, Louisiana 6 $ 608,000 $ 101,333 $ 42,000
Berkshire, Massachusetts 6 $ 1,088,000 $ 181,333 $ 46,000
St. Louis, Minnesota 6 $ 779,000 $ 129,833 $ 78,000
Madison, Mississippi 6 $ 1,440,000 $ 240,000 $ 77,000
Boone, Missouri 6 $ 889,000 $ 148,166 $ 63,000
Cumberland, New Jersey 6 $ 763,000 $ 127,166 $ 47,000
Franklin, Ohio 6 $ 1,067,000 $ 177,833 $ 86,000
Summit, Ohio 6 $ 728,000 $ 121,333 $ 23,000
Jackson, Oregon 6 $ 1,230,000 $ 205,000 $ 65,000
Yamhill, Oregon 6 $ 1,955,000 $ 325,833 $ 136,000
Adams, Pennsylvania 6 $ 1,140,000 $ 190,000 $ 74,000
Carbon, Pennsylvania 6 $ 671,000 $ 111,833 $ 54,000
York, South Carolina 6 $ 912,000 $ 152,000 $ 43,000
Sumner, Tennessee 6 $ 1,082,000 $ 180,333 $ 51,000
Collin, Texas 6 $ 1,103,000 $ 183,833 $ 46,000
Hidalgo, Texas 6 $ 1,066,000 $ 177,666 $ 78,000
Cowlitz, Washington 6 $ 923,000 $ 153,833 $ 101,000
Walworth, Wisconsin 6 $ 986,000 $ 164,333 $ 97,000
Butte, California 5 $ 1,138,000 $ 227,600 $ 67,000
Calaveras, California 5 $ 1,157,000 $ 231,400 $ 96,000
Middlesex, Connecticut 5 $ 1,237,000 $ 247,400 $ 79,000
Kent, Delaware 5 $ 832,000 $ 166,400 $ 84,000
Alachua, Florida 5 $ 885,000 $ 177,000 $ 92,000
Charlotte, Florida 5 $ 706,000 $ 141,200 $ 91,000
Highlands, Florida 5 $ 672,000 $ 134,400 $ 66,000
Muscogee, Georgia 5 $ 527,000 $ 105,400 $ 43,000
Paulding, Georgia 5 $ 789,000 $ 157,800 $ 85,000
Shoshone, Idaho 5 $ 391,000 $ 78,200 $ 22,000
LaSalle, Illinois 5 $ 530,000 $ 106,000 $ 54,000
Iberville, Louisiana 5 $ 387,000 $ 77,400 $ 23,000
St. John the Baptist, Louisiana 5 $ 716,000 $ 143,200 $ 50,000
Cumberland, Maine 5 $ 1,115,000 $ 223,000 $ 93,000
Calhoun, Michigan 5 $ 550,000 $ 110,000 $ 17,000
Kalamazoo, Michigan 5 $ 509,000 $ 101,800 $ 45,000
Crow Wing, Minnesota 5 $ 2,006,000 $ 401,200 $ 77,000
Stearns, Minnesota 5 $ 825,000 $ 165,000 $ 65,000
Washington, Minnesota 5 $ 1,160,000 $ 232,000 $ 78,000
Harrison, Mississippi 5 $ 477,000 $ 95,400 $ 34,000
Jackson, Mississippi 5 $ 493,000 $ 98,600 $ 33,000
Clay, Missouri 5 $ 760,000 $ 152,000 $ 75,000
Hunterdon, New Jersey 5 $ 2,306,000 $ 461,200 $ 168,000
Mercer, New Jersey 5 $ 589,000 $ 117,800 $ 50,000
New York, New York 5 $ 3,953,000 $ 790,600 $ 286,000
Schenectady, New York 5 $ 719,000 $ 143,800 $ 61,000
Sullivan, New York 5 $ 685,000 $ 137,000 $ 35,000
Forsyth, North Carolina 5 $ 540,000 $ 108,000 $ 44,000
Henderson, North Carolina 5 $ 860,000 $ 172,000 $ 44,000
Randolph, North Carolina 5 $ 551,000 $ 110,200 $ 32,000
Montgomery, Ohio 5 $ 513,000 $ 102,600 $ 55,000
Coos, Oregon 5 $ 833,000 $ 166,600 $ 49,000
Butler, Pennsylvania 5 $ 782,000 $ 156,400 $ 64,000
Madison, Tennessee 5 $ 408,000 $ 81,600 $ 33,000
Sevier, Tennessee 5 $ 914,000 $ 182,800 $ 55,000
Wilson, Tennessee 5 $ 1,195,000 $ 239,000 $ 88,000
Brazoria, Texas 5 $ 1,016,000 $ 203,200 $ 127,000
Clallam, Washington 5 $ 3,341,000 $ 668,200 $ 161,000
Grays Harbor, Washington 5 $ 996,000 $ 199,200 $ 96,000
Skagit, Washington 5 $ 1,272,000 $ 254,400 $ 111,000
Columbia, Wisconsin 5 $ 895,000 $ 179,000 $ 64,000
Fond du Lac, Wisconsin 5 $ 879,000 $ 175,800 $ 44,000
Racine, Wisconsin 5 $ 986,000 $ 197,200 $ 87,000
Winnebago, Wisconsin 5 $ 695,000 $ 139,000 $ 35,000
Elmore, Alabama 4 $ 408,000 $ 102,000 $ 44,000
Houston, Alabama 4 $ 452,000 $ 113,000 $ 73,000
Montgomery, Alabama 4 $ 472,000 $ 118,000 $ 50,000
Fairbanks North Star, Alaska 4 $ 701,000 $ 175,250 $ 93,000
Matanuska-Susitna, Alaska 4 $ 779,000 $ 194,750 $ 64,000
Yuma, Arizona 4 $ 604,000 $ 151,000 $ 69,000
Pulaski, Arkansas 4 $ 439,000 $ 109,750 $ 53,000
Kings, California 4 $ 626,000 $ 156,500 $ 70,000
Santa Cruz, California 4 $ 2,904,000 $ 726,000 $ 185,000
Hernando, Florida 4 $ 441,000 $ 110,250 $ 50,000
Leon, Florida 4 $ 634,000 $ 158,500 $ 178,000
Nassau, Florida 4 $ 1,215,000 $ 303,750 $ 98,000
Walton, Florida 4 $ 3,936,000 $ 984,000 $ 471,000
Columbia, Georgia 4 $ 795,000 $ 198,750 $ 69,000
Henry, Georgia 4 $ 1,117,000 $ 279,250 $ 97,000
Newton, Georgia 4 $ 1,117,000 $ 279,250 $ 57,000
Grundy, Illinois 4 $ 928,000 $ 232,000 $ 154,000
Wabash, Indiana 4 $ 374,000 $ 93,500 $ 35,000
Polk, Iowa 4 $ 476,000 $ 119,000 $ 54,000
Fayette, Kentucky 4 $ 839,000 $ 209,750 $ 54,000
Oldham, Kentucky 4 $ 1,093,000 $ 273,250 $ 73,000
Lafourche, Louisiana 4 $ 484,000 $ 121,000 $ 53,000
Ouachita, Louisiana 4 $ 888,000 $ 222,000 $ 85,000
Hampshire, Massachusetts 4 $ 582,000 $ 145,500 $ 71,000
Antrim, Michigan 4 $ 356,000 $ 89,000 $ 46,000
Jackson, Michigan 4 $ 468,000 $ 117,000 $ 50,000
Livingston, Michigan 4 $ 589,000 $ 147,250 $ 34,000
Muskegon, Michigan 4 $ 379,000 $ 94,750 $ 43,000
Goodhue, Minnesota 4 $ 824,000 $ 206,000 $ 127,000
Pine, Minnesota 4 $ 710,000 $ 177,500 $ 64,000
Wright, Minnesota 4 $ 902,000 $ 225,500 $ 100,000
Camden, Missouri 4 $ 468,000 $ 117,000 $ 28,000
Cole, Missouri 4 $ 586,000 $ 146,500 $ 59,000
Platte, Missouri 4 $ 625,000 $ 156,250 $ 51,000
Ray, Missouri 4 $ 688,000 $ 172,000 $ 52,000
Douglas, Nebraska 4 $ 486,000 $ 121,500 $ 58,000
Grafton, New Hampshire 4 $ 677,000 $ 169,250 $ 68,000
Merrimack, New Hampshire 4 $ 1,119,000 $ 279,750 $ 127,000
Strafford, New Hampshire 4 $ 845,000 $ 211,250 $ 90,000
Gloucester, New Jersey 4 $ 864,000 $ 216,000 $ 336,000
Eddy, New Mexico 4 $ 507,000 $ 126,750 $ 44,000
Broome, New York 4 $ 380,000 $ 95,000 $ 47,000
Greene, New York 4 $ 372,000 $ 93,000 $ 60,000
Saratoga, New York 4 $ 940,000 $ 235,000 $ 72,000
Washington, New York 4 $ 450,000 $ 112,500 $ 41,000
Cumberland, North Carolina 4 $ 418,000 $ 104,500 $ 34,000
Durham, North Carolina 4 $ 640,000 $ 160,000 $ 35,000
Gaston, North Carolina 4 $ 717,000 $ 179,250 $ 60,000
Hamilton, Ohio 4 $ 350,000 $ 87,500 $ 30,000
Stark, Ohio 4 $ 374,000 $ 93,500 $ 24,000
Cleveland, Oklahoma 4 $ 559,000 $ 139,750 $ 54,000
Rogers, Oklahoma 4 $ 332,000 $ 83,000 $ 24,000
Josephine, Oregon 4 $ 1,136,000 $ 284,000 $ 89,000
Erie, Pennsylvania 4 $ 445,000 $ 111,250 $ 42,000
Fayette, Pennsylvania 4 $ 310,000 $ 77,500 $ 50,000
Huntingdon, Pennsylvania 4 $ 436,000 $ 109,000 $ 51,000
Wayne, Pennsylvania 4 $ 1,172,000 $ 293,000 $ 120,000
Aiken, South Carolina 4 $ 485,000 $ 121,250 $ 60,000
Florence, South Carolina 4 $ 485,000 $ 121,250 $ 53,000
Cumberland, Tennessee 4 $ 505,000 $ 126,250 $ 53,000
Dickson, Tennessee 4 $ 451,000 $ 112,750 $ 34,000
Comal, Texas 4 $ 669,000 $ 167,250 $ 60,000
Denton, Texas 4 $ 1,438,000 $ 359,500 $ 177,000
Tarrant, Texas 4 $ 636,000 $ 159,000 $ 79,000
Travis, Texas 4 $ 1,149,000 $ 287,250 $ 204,000
Cache, Utah 4 $ 1,442,000 $ 360,500 $ 85,000
Klickitat, Washington 4 $ 1,384,000 $ 346,000 $ 191,000
Lewis, Washington 4 $ 909,000 $ 227,250 $ 77,000
Brown, Wisconsin 4 $ 679,000 $ 169,750 $ 138,000
Waukesha, Wisconsin 4 $ 1,381,000 $ 345,250 $ 107,000
Lee, Alabama 3 $ 347,000 $ 115,666 $ 41,000
Kenai Peninsula, Alaska 3 $ 419,000 $ 139,666 $ 41,000
Coconino, Arizona 3 $ 1,746,000 $ 582,000 $ 310,000
Graham, Arizona 3 $ 685,000 $ 228,333 $ 88,000
Santa Cruz, Arizona 3 $ 562,000 $ 187,333 $ 63,000
Garland, Arkansas 3 $ 731,000 $ 243,666 $ 95,000
Polk, Arkansas 3 $ 269,000 $ 89,666 $ 49,000
Washington, Arkansas 3 $ 2,578,000 $ 859,333 $ 336,000
Eagle, Colorado 3 $ 723,000 $ 241,000 $ 159,000
Fremont, Colorado 3 $ 1,395,000 $ 465,000 $ 69,000
Park, Colorado 3 $ 594,000 $ 198,000 $ 102,000
Flagler, Florida 3 $ 498,000 $ 166,000 $ 50,000
Hendry, Florida 3 $ 546,000 $ 182,000 $ 70,000
Suwannee, Florida 3 $ 429,000 $ 143,000 $ 52,000
Bartow, Georgia 3 $ 412,000 $ 137,333 $ 47,000
Glynn, Georgia 3 $ 341,000 $ 113,666 $ 58,000
Liberty, Georgia 3 $ 449,000 $ 149,666 $ 64,000
Lowndes, Georgia 3 $ 466,000 $ 155,333 $ 41,000
Pike, Georgia 3 $ 277,000 $ 92,333 $ 41,000
Richmond, Georgia 3 $ 231,000 $ 77,000 $ 71,000
Kauai, Hawaii 3 $ 1,546,000 $ 515,333 $ 140,000
Bonneville, Idaho 3 $ 367,000 $ 122,333 $ 34,000
Twin Falls, Idaho 3 $ 493,000 $ 164,333 $ 67,000
Boone, Illinois 3 $ 785,000 $ 261,666 $ 611,000
DeKalb, Illinois 3 $ 765,000 $ 255,000 $ 136,000
Peoria, Illinois 3 $ 242,000 $ 80,666 $ 33,000
Whiteside, Illinois 3 $ 246,000 $ 82,000 $ 70,000
Hamilton, Indiana 3 $ 911,000 $ 303,666 $ 126,000
LaPorte, Indiana 3 $ 274,000 $ 91,333 $ 78,000
Madison, Indiana 3 $ 371,000 $ 123,666 $ 54,000
Scott, Iowa 3 $ 237,000 $ 79,000 $ 82,000
Leavenworth, Kansas 3 $ 284,000 $ 94,666 $ 34,000
Linn, Kansas 3 $ 561,000 $ 187,000 $ 96,000
Bullitt, Kentucky 3 $ 861,000 $ 287,000 $ 86,000
Ascension, Louisiana 3 $ 295,000 $ 98,333 $ 43,000
Jefferson Davis, Louisiana 3 $ 230,000 $ 76,666 $ 36,000
Lafayette, Louisiana 3 $ 304,000 $ 101,333 $ 26,000
West Feliciana, Louisiana 3 $ 299,000 $ 99,666 $ 55,000
Oxford, Maine 3 $ 412,000 $ 137,333 $ 24,000
Cecil, Maryland 3 $ 610,000 $ 203,333 $ 63,000
Alcona, Michigan 3 $ 313,000 $ 104,333 $ 39,000
Cheboygan, Michigan 3 $ 553,000 $ 184,333 $ 55,000
Grand Traverse, Michigan 3 $ 382,000 $ 127,333 $ 30,000
St. Clair, Michigan 3 $ 430,000 $ 143,333 $ 21,000
Tuscola, Michigan 3 $ 225,000 $ 75,000 $ 32,000
Van Buren, Michigan 3 $ 204,000 $ 68,000 $ 29,000
Becker, Minnesota 3 $ 250,000 $ 83,333 $ 73,000
Carver, Minnesota 3 $ 944,000 $ 314,666 $ 71,000
New Madrid, Missouri 3 $ 298,000 $ 99,333 $ 12,000
Taney, Missouri 3 $ 539,000 $ 179,666 $ 158,000
Douglas, Nevada 3 $ 747,000 $ 249,000 $ 54,000
Washoe, Nevada 3 $ 765,000 $ 255,000 $ 40,000
Carroll, New Hampshire 3 $ 630,000 $ 210,000 $ 137,000
Cheshire, New Hampshire 3 $ 478,000 $ 159,333 $ 53,000
Sullivan, New Hampshire 3 $ 419,000 $ 139,666 $ 72,000
Cape May, New Jersey 3 $ 405,000 $ 135,000 $ 30,000
Somerset, New Jersey 3 $ 691,000 $ 230,333 $ 42,000
Warren, New Jersey 3 $ 941,000 $ 313,666 $ 126,000
McKinley, New Mexico 3 $ 231,000 $ 77,000 $ 60,000
Taos, New Mexico 3 $ 934,000 $ 311,333 $ 82,000
Cayuga, New York 3 $ 407,000 $ 135,666 $ 80,000
Clinton, New York 3 $ 215,000 $ 71,666 $ 57,000
Cortland, New York 3 $ 184,000 $ 61,333 $ 32,000
Jefferson, New York 3 $ 284,000 $ 94,666 $ 161,000
Niagara, New York 3 $ 372,000 $ 124,000 $ 35,000
Oswego, New York 3 $ 230,000 $ 76,666 $ 54,000
Brunswick, North Carolina 3 $ 443,000 $ 147,666 $ 32,000
Moore, North Carolina 3 $ 407,000 $ 135,666 $ 50,000
Onslow, North Carolina 3 $ 585,000 $ 195,000 $ 70,000
Pitt, North Carolina 3 $ 856,000 $ 285,333 $ 87,000
Rowan, North Carolina 3 $ 476,000 $ 158,666 $ 45,000
Bryan, Oklahoma 3 $ 324,000 $ 108,000 $ 168,000
Canadian, Oklahoma 3 $ 671,000 $ 223,666 $ 104,000
Hood River, Oregon 3 $ 856,000 $ 285,333 $ 99,000
Klamath, Oregon 3 $ 776,000 $ 258,666 $ 109,000
Clinton, Pennsylvania 3 $ 230,000 $ 76,666 $ 26,000
McKean, Pennsylvania 3 $ 222,000 $ 74,000 $ 35,000
Washington, Pennsylvania 3 $ 341,000 $ 113,666 $ 75,000
Newport, Rhode Island 3 $ 508,000 $ 169,333 $ 46,000
Anderson, South Carolina 3 $ 430,000 $ 143,333 $ 69,000
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Mortgage Loan Application Detail Totals for Citi Residential Lending Inc. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,429 $2,040,830,000 $242,000 $5,944,000 $98,000 $9,584,000
Home Purchase 1,314 $454,379,000 $345,000 $2,000,000 $164,000 $5,413,000
Home Improvement 318 $119,178,000 $374,000 $2,000,000 $156,000 $2,229,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,586 $1,228,530,000 $267,000 $2,250,000 $123,000 $9,181,000
Black or African American 1,921 $408,376,000 $212,000 $2,000,000 $76,000 $1,800,000
Hispanic 1,594 $448,992,000 $281,000 $1,590,000 $112,000 $9,039,000
Not Provided 1,452 $365,948,000 $252,000 $5,944,000 $85,000 $1,362,000
Asian 334 $118,813,000 $355,000 $1,950,000 $149,000 $1,059,000
American Indian or Alaskan Native 98 $17,503,000 $178,000 $779,000 $83,000 $420,000
Native Hawaiian or Other Pacific Islander 76 $26,225,000 $345,000 $1,000,000 $255,000 $9,584,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,061 $2,614,387,000 $259,000 $5,944,000 $108,000 $9,584,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 8,294 $2,221,261,000 $267,000 $2,250,000 $112,000 $9,584,000
Application Withdrawn By Applicant 1,200 $253,367,000 $211,000 $5,944,000 $79,000 $5,272,000
Loan Originated 352 $90,912,000 $258,000 $1,995,000 $130,000 $5,562,000
File Closed For Incompleteness 204 $46,339,000 $227,000 $2,000,000 $98,000 $1,656,000
Application Approved But Not Accepted 11 $2,508,000 $228,000 $917,000 $95,000 $326,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 2,502 $549,359,000 $219,000 $1,900,000 $97,000 $9,039,000
Credit Application Incomplete 1,772 $436,269,000 $246,000 $2,000,000 $113,000 $9,584,000
Debt-To-Income Ratio 1,635 $447,587,000 $273,000 $1,800,000 $78,000 $1,036,000
Collateral 1,020 $309,121,000 $303,000 $2,000,000 $138,000 $6,000,000
Other 1,003 $363,812,000 $362,000 $2,000,000 $170,000 $2,229,000
Unverifiable Information 152 $49,866,000 $328,000 $1,364,000 $137,000 $837,000
Insufficient Cash (Downpayment, Closing Cost) 137 $41,599,000 $303,000 $2,000,000 $125,000 $715,000
Employment History 72 $23,553,000 $327,000 $2,250,000 $130,000 $840,000
Mortgage Insurance Denied 1 $95,000 $95,000 $95,000 $21,000 $21,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Citi Residential Lending Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Citi Residential Lending Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

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