Citifinancial Mtg Co, Inc Mortgage Lending & HMDA Data, 2006
In 2006, Citifinancial Mtg Co, Inc of Irving, TX reported 92,287 mortgage applications totaling $9.6 billion, down 10% from 2005. The average application was for $104,154, and applicants reported an average income of $61,729. 12% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (3,077), Chicago-Naperville-Joliet, IL (2,986) and St. Louis, MO-IL (2,918) (applications in parentheses).
| Mortgage Company & Address | Citifinancial Mtg Co, Inc 4000 Regent Blvd Irving, TX 75063 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 92,287 |
| Total Mortgage Loan Application Amount | $9,612,091,000 |
| Average Mortgage Loan Application Amount | $104,154 |
| Highest Mortgage Loan Application Amount | $1,174,000 |
| Average Applicant Income | $61,729 |
| Highest Applicant Income | $6,371,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citifinancial Mtg Co, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 3,077 | $ 365,330,000 | $ 118,729 | $ 67,000 |
| Chicago-Naperville-Joliet, IL | 2,986 | $ 347,641,000 | $ 116,423 | $ 70,000 |
| St. Louis, MO-IL | 2,918 | $ 321,775,000 | $ 110,272 | $ 60,867 |
| Phoenix-Mesa-Scottsdale, AZ | 1,855 | $ 207,992,000 | $ 112,125 | $ 65,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1,795 | $ 262,232,000 | $ 146,090 | $ 77,568 |
| Kansas City, MO-KS | 1,661 | $ 174,513,000 | $ 105,065 | $ 60,023 |
| Houston-Sugar Land-Baytown, TX | 1,538 | $ 130,778,000 | $ 85,031 | $ 73,000 |
| Baltimore-Towson, MD | 1,531 | $ 183,698,000 | $ 119,985 | $ 64,000 |
| New York-White Plains-Wayne, NY-NJ | 1,462 | $ 233,576,000 | $ 159,764 | $ 91,593 |
| Philadelphia, PA | 1,392 | $ 156,522,000 | $ 112,443 | $ 63,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1,327 | $ 169,929,000 | $ 128,055 | $ 68,119 |
| Pittsburgh, PA | 1,202 | $ 106,631,000 | $ 88,711 | $ 56,000 |
| Warren-Troy-Farmington Hills, MI | 1,106 | $ 128,981,000 | $ 116,619 | $ 70,000 |
| Nassau-Suffolk, NY | 1,093 | $ 174,321,000 | $ 159,488 | $ 91,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,064 | $ 126,994,000 | $ 119,355 | $ 60,562 |
| Detroit-Livonia-Dearborn, MI | 1,035 | $ 99,477,000 | $ 96,113 | $ 56,000 |
| Richmond, VA | 947 | $ 106,897,000 | $ 112,879 | $ 65,000 |
| Milwaukee-Waukesha-West Allis, WI | 937 | $ 94,045,000 | $ 100,368 | $ 57,000 |
| Dallas-Plano-Irving, TX | 930 | $ 83,307,000 | $ 89,577 | $ 86,000 |
| Denver-Aurora, CO | 909 | $ 90,912,000 | $ 100,013 | $ 67,000 |
| Cincinnati-Middletown, OH-KY-IN | 885 | $ 87,544,000 | $ 98,919 | $ 63,000 |
| Columbus, OH | 871 | $ 93,162,000 | $ 106,959 | $ 59,000 |
| Las Vegas-Paradise, NV | 828 | $ 88,542,000 | $ 106,934 | $ 67,000 |
| Charlotte-Gastonia-Concord, NC-SC | 814 | $ 79,669,000 | $ 97,873 | $ 62,122 |
| Indianapolis-Carmel, IN | 798 | $ 83,941,000 | $ 105,189 | $ 64,000 |
| Nashville-Davidson--Murfreesboro, TN | 798 | $ 89,756,000 | $ 112,476 | $ 58,000 |
| Memphis, TN-MS-AR | 740 | $ 71,541,000 | $ 96,677 | $ 54,341 |
| Portland-Vancouver-Beaverton, OR-WA | 719 | $ 73,758,000 | $ 102,584 | $ 57,545 |
| Birmingham-Hoover, AL | 697 | $ 71,612,000 | $ 102,743 | $ 54,000 |
| Grand Rapids-Wyoming, MI | 685 | $ 84,309,000 | $ 123,078 | $ 55,000 |
| Cleveland-Elyria-Mentor, OH | 644 | $ 67,268,000 | $ 104,453 | $ 60,000 |
| Oklahoma City, OK | 643 | $ 54,889,000 | $ 85,363 | $ 57,000 |
| Hartford-West Hartford-East Hartford, CT | 612 | $ 73,363,000 | $ 119,874 | $ 82,000 |
| Seattle-Bellevue-Everett, WA | 606 | $ 70,372,000 | $ 116,125 | $ 66,000 |
| Louisville-Jefferson County, KY-IN | 600 | $ 57,852,000 | $ 96,420 | $ 55,305 |
| Camden, NJ | 599 | $ 70,651,000 | $ 117,948 | $ 63,000 |
| Edison, NJ | 568 | $ 84,891,000 | $ 149,455 | $ 87,000 |
| Providence-New Bedford-Fall River, RI-MA | 556 | $ 62,173,000 | $ 111,821 | $ 66,143 |
| Newark-Union, NJ-PA | 519 | $ 70,888,000 | $ 136,585 | $ 76,159 |
| Fort Worth-Arlington, TX | 493 | $ 41,476,000 | $ 84,129 | $ 64,000 |
| Buffalo-Niagara Falls, NY | 489 | $ 40,331,000 | $ 82,476 | $ 60,000 |
| Rochester, NY | 489 | $ 45,061,000 | $ 92,149 | $ 55,000 |
| San Antonio, TX | 463 | $ 36,597,000 | $ 79,043 | $ 65,000 |
| Wilmington, DE-MD-NJ | 449 | $ 52,274,000 | $ 116,423 | $ 67,832 |
| Knoxville, TN | 442 | $ 45,806,000 | $ 103,633 | $ 51,000 |
| New Haven-Milford, CT | 440 | $ 52,790,000 | $ 119,977 | $ 67,000 |
| Gary, IN | 430 | $ 40,249,000 | $ 93,602 | $ 58,000 |
| Salt Lake City, UT | 411 | $ 36,229,000 | $ 88,148 | $ 63,000 |
| Bethesda-Gaithersburg-Frederick, MD | 398 | $ 54,665,000 | $ 137,349 | $ 77,000 |
| Lansing-East Lansing, MI | 388 | $ 44,735,000 | $ 115,296 | $ 55,000 |
| Omaha-Council Bluffs, NE-IA | 380 | $ 35,374,000 | $ 93,089 | $ 55,505 |
| Tulsa, OK | 377 | $ 32,228,000 | $ 85,485 | $ 57,000 |
| Tacoma, WA | 370 | $ 40,375,000 | $ 109,121 | $ 58,000 |
| Baton Rouge, LA | 366 | $ 34,236,000 | $ 93,540 | $ 54,000 |
| Lake County-Kenosha County, IL-WI | 365 | $ 40,977,000 | $ 112,265 | $ 73,652 |
| Chattanooga, TN-GA | 364 | $ 35,757,000 | $ 98,233 | $ 50,923 |
| Allentown-Bethlehem-Easton, PA-NJ | 361 | $ 39,571,000 | $ 109,614 | $ 65,493 |
| Columbia, SC | 359 | $ 34,425,000 | $ 95,891 | $ 54,000 |
| Boston-Quincy, MA | 353 | $ 45,241,000 | $ 128,161 | $ 80,000 |
| Toledo, OH | 353 | $ 32,399,000 | $ 91,781 | $ 58,000 |
| Flint, MI | 340 | $ 34,135,000 | $ 100,397 | $ 56,000 |
| Greensboro-High Point, NC | 339 | $ 32,953,000 | $ 97,206 | $ 58,000 |
| Raleigh-Cary, NC | 329 | $ 31,892,000 | $ 96,936 | $ 68,000 |
| Albany-Schenectady-Troy, NY | 326 | $ 30,738,000 | $ 94,288 | $ 60,000 |
| Akron, OH | 320 | $ 32,804,000 | $ 102,512 | $ 54,000 |
| New Orleans-Metairie-Kenner, LA | 320 | $ 36,530,000 | $ 114,156 | $ 64,000 |
| Tucson, AZ | 314 | $ 34,461,000 | $ 109,748 | $ 54,000 |
| Austin-Round Rock, TX | 311 | $ 29,616,000 | $ 95,228 | $ 71,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 297 | $ 41,745,000 | $ 140,555 | $ 81,000 |
| Dayton, OH | 291 | $ 25,938,000 | $ 89,134 | $ 51,000 |
| Albuquerque, NM | 290 | $ 27,795,000 | $ 95,844 | $ 66,000 |
| Des Moines-West Des Moines, IA | 288 | $ 29,388,000 | $ 102,041 | $ 68,000 |
| York-Hanover, PA | 274 | $ 28,290,000 | $ 103,248 | $ 59,000 |
| Youngstown-Warren-Boardman, OH-PA | 269 | $ 20,963,000 | $ 77,929 | $ 49,055 |
| Bridgeport-Stamford-Norwalk, CT | 267 | $ 40,973,000 | $ 153,456 | $ 102,000 |
| Worcester, MA | 255 | $ 29,899,000 | $ 117,250 | $ 72,000 |
| Cambridge-Newton-Framingham, MA | 248 | $ 34,387,000 | $ 138,657 | $ 91,000 |
| Little Rock-North Little Rock, AR | 245 | $ 25,632,000 | $ 104,620 | $ 50,000 |
| Charleston-North Charleston, SC | 238 | $ 25,058,000 | $ 105,285 | $ 61,000 |
| Harrisburg-Carlisle, PA | 234 | $ 25,012,000 | $ 106,888 | $ 55,000 |
| Scranton--Wilkes-Barre, PA | 233 | $ 20,123,000 | $ 86,364 | $ 53,000 |
| Wichita, KS | 232 | $ 19,813,000 | $ 85,400 | $ 49,000 |
| Kalamazoo-Portage, MI | 229 | $ 26,805,000 | $ 117,052 | $ 54,000 |
| Greenville, SC | 226 | $ 18,952,000 | $ 83,858 | $ 50,000 |
| Madison, WI | 221 | $ 24,662,000 | $ 111,592 | $ 66,000 |
| Boise City-Nampa, ID | 220 | $ 19,825,000 | $ 90,113 | $ 54,000 |
| Lancaster, PA | 217 | $ 23,237,000 | $ 107,082 | $ 62,000 |
| Colorado Springs, CO | 214 | $ 17,570,000 | $ 82,102 | $ 66,000 |
| Winston-Salem, NC | 214 | $ 20,028,000 | $ 93,588 | $ 55,000 |
| Mobile, AL | 209 | $ 19,743,000 | $ 94,464 | $ 50,000 |
| El Paso, TX | 207 | $ 15,180,000 | $ 73,333 | $ 58,000 |
| Reading, PA | 205 | $ 22,645,000 | $ 110,463 | $ 59,000 |
| Hagerstown-Martinsburg, MD-WV | 203 | $ 26,093,000 | $ 128,536 | $ 61,000 |
| Syracuse, NY | 203 | $ 15,509,000 | $ 76,399 | $ 57,000 |
| Jackson, MS | 202 | $ 17,564,000 | $ 86,950 | $ 46,000 |
| Springfield, MA | 201 | $ 21,978,000 | $ 109,343 | $ 61,000 |
| Montgomery, AL | 200 | $ 18,903,000 | $ 94,515 | $ 54,000 |
| Fort Wayne, IN | 177 | $ 14,674,000 | $ 82,903 | $ 45,000 |
| Canton-Massillon, OH | 170 | $ 15,017,000 | $ 88,335 | $ 48,000 |
| Essex County, MA | 169 | $ 22,598,000 | $ 133,715 | $ 72,000 |
| Huntsville, AL | 167 | $ 15,644,000 | $ 93,676 | $ 56,000 |
| Portland-South Portland-Biddeford, ME | 157 | $ 18,783,000 | $ 119,636 | $ 54,000 |
| Springfield, MO | 157 | $ 12,720,000 | $ 81,019 | $ 50,000 |
| Davenport-Moline-Rock Island, IA-IL | 155 | $ 12,737,000 | $ 82,174 | $ 55,000 |
| Evansville, IN-KY | 150 | $ 12,492,000 | $ 83,280 | $ 50,140 |
| Lexington-Fayette, KY | 150 | $ 14,647,000 | $ 97,646 | $ 60,000 |
| Asheville, NC | 149 | $ 14,384,000 | $ 96,536 | $ 50,000 |
| Hickory-Lenoir-Morganton, NC | 149 | $ 12,542,000 | $ 84,174 | $ 47,000 |
| Ogden-Clearfield, UT | 149 | $ 13,404,000 | $ 89,959 | $ 59,000 |
| Rockingham County-Strafford County, NH | 148 | $ 19,991,000 | $ 135,074 | $ 73,000 |
| Durham, NC | 144 | $ 13,616,000 | $ 94,555 | $ 66,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 144 | $ 18,029,000 | $ 125,201 | $ 52,131 |
| South Bend-Mishawaka, IN-MI | 143 | $ 11,978,000 | $ 83,762 | $ 60,692 |
| Augusta-Richmond County, GA-SC | 142 | $ 11,956,000 | $ 84,197 | $ 62,380 |
| Spokane, WA | 142 | $ 12,036,000 | $ 84,760 | $ 47,000 |
| Racine, WI | 139 | $ 15,631,000 | $ 112,453 | $ 55,000 |
| Manchester-Nashua, NH | 138 | $ 16,499,000 | $ 119,557 | $ 73,000 |
| McAllen-Edinburg-Mission, TX | 138 | $ 9,042,000 | $ 65,521 | $ 57,000 |
| Holland-Grand Haven, MI | 137 | $ 18,144,000 | $ 132,437 | $ 61,000 |
| Columbus, GA-AL | 136 | $ 13,615,000 | $ 100,110 | $ 45,794 |
| Fayetteville, NC | 135 | $ 11,229,000 | $ 83,177 | $ 59,000 |
| Rockford, IL | 132 | $ 11,097,000 | $ 84,068 | $ 55,000 |
| Norwich-New London, CT | 131 | $ 19,341,000 | $ 147,641 | $ 75,000 |
| Roanoke, VA | 130 | $ 12,642,000 | $ 97,246 | $ 61,000 |
| Salem, OR | 128 | $ 12,695,000 | $ 99,179 | $ 54,000 |
| Peoria, IL | 127 | $ 12,019,000 | $ 94,637 | $ 51,000 |
| Spartanburg, SC | 123 | $ 11,144,000 | $ 90,601 | $ 50,000 |
| Shreveport-Bossier City, LA | 122 | $ 11,727,000 | $ 96,122 | $ 54,000 |
| Janesville, WI | 121 | $ 12,130,000 | $ 100,247 | $ 64,000 |
| Battle Creek, MI | 116 | $ 11,104,000 | $ 95,724 | $ 56,000 |
| Erie, PA | 115 | $ 9,028,000 | $ 78,504 | $ 45,000 |
| Wilmington, NC | 114 | $ 12,833,000 | $ 112,570 | $ 67,000 |
| Ann Arbor, MI | 113 | $ 13,307,000 | $ 117,761 | $ 85,000 |
| Duluth, MN-WI | 111 | $ 9,776,000 | $ 88,072 | $ 41,468 |
| Green Bay, WI | 110 | $ 9,558,000 | $ 86,890 | $ 61,000 |
| Jackson, MI | 109 | $ 12,603,000 | $ 115,623 | $ 55,000 |
| Kingsport-Bristol-Bristol, TN-VA | 109 | $ 9,446,000 | $ 86,660 | $ 47,559 |
| Muskegon-Norton Shores, MI | 108 | $ 11,044,000 | $ 102,259 | $ 79,000 |
| Provo-Orem, UT | 106 | $ 9,368,000 | $ 88,377 | $ 66,000 |
| St. Joseph, MO-KS | 103 | $ 8,646,000 | $ 83,941 | $ 48,223 |
| Topeka, KS | 100 | $ 8,485,000 | $ 84,850 | $ 56,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 99 | $ 11,702,000 | $ 118,202 | $ 55,000 |
| Greeley, CO | 98 | $ 9,285,000 | $ 94,744 | $ 58,000 |
| Reno-Sparks, NV | 97 | $ 10,682,000 | $ 110,123 | $ 65,000 |
| Trenton-Ewing, NJ | 97 | $ 11,753,000 | $ 121,164 | $ 59,000 |
| Atlantic City, NJ | 95 | $ 12,335,000 | $ 129,842 | $ 62,000 |
| Cedar Rapids, IA | 95 | $ 8,078,000 | $ 85,031 | $ 59,000 |
| Dover, DE | 95 | $ 11,191,000 | $ 117,800 | $ 58,000 |
| Winchester, VA-WV | 95 | $ 13,962,000 | $ 146,968 | $ 69,926 |
| Johnson City, TN | 94 | $ 8,037,000 | $ 85,500 | $ 43,000 |
| Beaumont-Port Arthur, TX | 93 | $ 5,566,000 | $ 59,849 | $ 66,000 |
| Charleston, WV | 93 | $ 8,100,000 | $ 87,096 | $ 56,000 |
| Appleton, WI | 91 | $ 8,763,000 | $ 96,296 | $ 51,000 |
| Saginaw-Saginaw Township North, MI | 91 | $ 8,597,000 | $ 94,472 | $ 48,000 |
| Binghamton, NY | 90 | $ 6,809,000 | $ 75,655 | $ 47,000 |
| Savannah, GA | 89 | $ 9,096,000 | $ 102,202 | $ 51,000 |
| Cleveland, TN | 88 | $ 7,643,000 | $ 86,852 | $ 43,000 |
| Utica-Rome, NY | 88 | $ 6,133,000 | $ 69,693 | $ 57,000 |
| Killeen-Temple-Fort Hood, TX | 86 | $ 6,367,000 | $ 74,034 | $ 76,000 |
| Corpus Christi, TX | 84 | $ 5,704,000 | $ 67,904 | $ 69,000 |
| Huntington-Ashland, WV-KY-OH | 84 | $ 6,167,000 | $ 73,416 | $ 48,285 |
| Niles-Benton Harbor, MI | 84 | $ 6,561,000 | $ 78,107 | $ 63,000 |
| Clarksville, TN-KY | 82 | $ 7,757,000 | $ 94,597 | $ 60,731 |
| Lynchburg, VA | 82 | $ 7,785,000 | $ 94,939 | $ 54,000 |
| Brownsville-Harlingen, TX | 81 | $ 5,477,000 | $ 67,617 | $ 55,000 |
| Eugene-Springfield, OR | 80 | $ 9,566,000 | $ 119,575 | $ 72,000 |
| Joplin, MO | 80 | $ 6,340,000 | $ 79,250 | $ 48,000 |
| Macon, GA | 80 | $ 7,451,000 | $ 93,137 | $ 45,000 |
| Fort Smith, AR-OK | 79 | $ 6,631,000 | $ 83,936 | $ 48,949 |
| Terre Haute, IN | 79 | $ 5,483,000 | $ 69,405 | $ 51,000 |
| Anderson, SC | 78 | $ 6,545,000 | $ 83,910 | $ 52,000 |
| Monroe, MI | 77 | $ 9,438,000 | $ 122,571 | $ 65,000 |
| Elkhart-Goshen, IN | 76 | $ 7,290,000 | $ 95,921 | $ 51,000 |
| Salisbury, MD | 76 | $ 7,970,000 | $ 104,868 | $ 54,000 |
| Albany, GA | 75 | $ 7,632,000 | $ 101,760 | $ 55,000 |
| Anderson, IN | 75 | $ 5,910,000 | $ 78,800 | $ 56,000 |
| Springfield, IL | 75 | $ 5,531,000 | $ 73,746 | $ 58,000 |
| Olympia, WA | 74 | $ 8,974,000 | $ 121,270 | $ 47,000 |
| Bremerton-Silverdale, WA | 73 | $ 8,320,000 | $ 113,972 | $ 64,000 |
| Fort Collins-Loveland, CO | 73 | $ 6,793,000 | $ 93,054 | $ 60,000 |
| Gainesville, GA | 73 | $ 7,647,000 | $ 104,753 | $ 74,000 |
| Lafayette, LA | 73 | $ 6,177,000 | $ 84,616 | $ 55,000 |
| Tuscaloosa, AL | 73 | $ 7,425,000 | $ 101,712 | $ 61,000 |
| Lincoln, NE | 72 | $ 6,528,000 | $ 90,666 | $ 65,000 |
| Vineland-Millville-Bridgeton, NJ | 68 | $ 6,257,000 | $ 92,014 | $ 44,000 |
| Kingston, NY | 66 | $ 8,442,000 | $ 127,909 | $ 65,000 |
| Lebanon, PA | 66 | $ 5,839,000 | $ 88,469 | $ 48,000 |
| Weirton-Steubenville, WV-OH | 66 | $ 4,581,000 | $ 69,409 | $ 48,090 |
| Altoona, PA | 63 | $ 4,606,000 | $ 73,111 | $ 49,000 |
| Gulfport-Biloxi, MS | 63 | $ 6,778,000 | $ 107,587 | $ 60,000 |
| St. Cloud, MN | 63 | $ 5,556,000 | $ 88,190 | $ 72,000 |
| Wheeling, WV-OH | 63 | $ 4,157,000 | $ 65,984 | $ 47,333 |
| Bangor, ME | 62 | $ 5,587,000 | $ 90,112 | $ 48,000 |
| Decatur, AL | 62 | $ 5,988,000 | $ 96,580 | $ 60,000 |
| Morristown, TN | 62 | $ 5,003,000 | $ 80,693 | $ 40,000 |
| Bloomington, IN | 61 | $ 5,250,000 | $ 86,065 | $ 43,000 |
| Kokomo, IN | 60 | $ 5,478,000 | $ 91,300 | $ 51,000 |
| Warner Robins, GA | 60 | $ 4,212,000 | $ 70,200 | $ 70,000 |
| Michigan City-La Porte, IN | 59 | $ 5,016,000 | $ 85,016 | $ 54,000 |
| Pascagoula, MS | 58 | $ 5,238,000 | $ 90,310 | $ 51,000 |
| Sheboygan, WI | 58 | $ 4,571,000 | $ 78,810 | $ 53,000 |
| Florence-Muscle Shoals, AL | 57 | $ 4,765,000 | $ 83,596 | $ 53,000 |
| Johnstown, PA | 57 | $ 4,204,000 | $ 73,754 | $ 68,000 |
| Prescott, AZ | 57 | $ 6,255,000 | $ 109,736 | $ 53,000 |
| Anniston-Oxford, AL | 56 | $ 4,925,000 | $ 87,946 | $ 50,000 |
| Glens Falls, NY | 56 | $ 4,689,000 | $ 83,732 | $ 47,000 |
| Barnstable Town, MA | 55 | $ 9,057,000 | $ 164,672 | $ 72,000 |
| Tyler, TX | 55 | $ 3,835,000 | $ 69,727 | $ 69,000 |
| Bay City, MI | 54 | $ 5,057,000 | $ 93,648 | $ 44,000 |
| Dalton, GA | 54 | $ 5,918,000 | $ 109,592 | $ 51,000 |
| Florence, SC | 54 | $ 4,271,000 | $ 79,092 | $ 58,000 |
| Springfield, OH | 54 | $ 6,111,000 | $ 113,166 | $ 62,000 |
| Charlottesville, VA | 53 | $ 5,325,000 | $ 100,471 | $ 56,000 |
| Oshkosh-Neenah, WI | 53 | $ 4,513,000 | $ 85,150 | $ 54,000 |
| Sioux City, IA-NE-SD | 53 | $ 4,139,000 | $ 78,094 | $ 53,547 |
| Jackson, TN | 52 | $ 4,337,000 | $ 83,403 | $ 49,000 |
| Jacksonville, NC | 52 | $ 4,158,000 | $ 79,961 | $ 59,000 |
| Lubbock, TX | 52 | $ 3,598,000 | $ 69,192 | $ 71,000 |
| Dothan, AL | 51 | $ 5,069,000 | $ 99,392 | $ 47,000 |
| Laredo, TX | 51 | $ 4,488,000 | $ 88,000 | $ 55,000 |
| Blacksburg-Christiansburg-Radford, VA | 50 | $ 4,822,000 | $ 96,440 | $ 50,000 |
| Elizabethtown, KY | 50 | $ 4,704,000 | $ 94,080 | $ 60,000 |
| Houma-Bayou Cane-Thibodaux, LA | 50 | $ 4,598,000 | $ 91,960 | $ 53,000 |
| Pueblo, CO | 50 | $ 4,248,000 | $ 84,960 | $ 53,000 |
| Rocky Mount, NC | 50 | $ 4,631,000 | $ 92,620 | $ 51,000 |
| Boulder, CO | 49 | $ 5,399,000 | $ 110,183 | $ 67,000 |
| Burlington, NC | 49 | $ 3,756,000 | $ 76,653 | $ 51,000 |
| Fond Du Lac, WI | 49 | $ 4,499,000 | $ 91,816 | $ 52,000 |
| Gadsden, AL | 49 | $ 3,709,000 | $ 75,693 | $ 52,000 |
| Kennewick-Richland-Pasco, WA | 49 | $ 3,888,000 | $ 79,346 | $ 63,000 |
| Lima, OH | 49 | $ 4,698,000 | $ 95,877 | $ 53,000 |
| Mansfield, OH | 49 | $ 4,426,000 | $ 90,326 | $ 63,000 |
| Lafayette, IN | 48 | $ 4,638,000 | $ 96,625 | $ 54,000 |
| Muncie, IN | 48 | $ 3,123,000 | $ 65,062 | $ 101,000 |
| Athens-Clarke County, GA | 47 | $ 4,228,000 | $ 89,957 | $ 55,000 |
| Eau Claire, WI | 47 | $ 4,601,000 | $ 97,893 | $ 51,000 |
| Jefferson City, MO | 47 | $ 3,813,000 | $ 81,127 | $ 54,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 47 | $ 3,610,000 | $ 76,808 | $ 49,659 |
| State College, PA | 47 | $ 5,134,000 | $ 109,234 | $ 65,000 |
| Yuma, AZ | 47 | $ 5,032,000 | $ 107,063 | $ 58,000 |
| Waco, TX | 46 | $ 3,042,000 | $ 66,130 | $ 52,000 |
| Amarillo, TX | 45 | $ 2,645,000 | $ 58,777 | $ 47,000 |
| Coeur D'Alene, ID | 45 | $ 3,392,000 | $ 75,377 | $ 64,000 |
| La Crosse, WI-MN | 45 | $ 4,137,000 | $ 91,933 | $ 48,000 |
| Rochester, MN | 45 | $ 4,825,000 | $ 107,222 | $ 58,000 |
| Columbia, MO | 44 | $ 5,048,000 | $ 114,727 | $ 57,000 |
| Harrisonburg, VA | 44 | $ 5,356,000 | $ 121,727 | $ 62,000 |
| Lawton, OK | 44 | $ 3,590,000 | $ 81,590 | $ 49,000 |
| Wausau, WI | 44 | $ 3,648,000 | $ 82,909 | $ 50,000 |
| Sioux Falls, SD | 43 | $ 3,211,000 | $ 74,674 | $ 60,000 |
| Bloomington-Normal, IL | 42 | $ 4,081,000 | $ 97,166 | $ 102,000 |
| Grand Junction, CO | 42 | $ 3,987,000 | $ 94,928 | $ 52,000 |
| Hattiesburg, MS | 42 | $ 3,753,000 | $ 89,357 | $ 50,000 |
| Las Cruces, NM | 42 | $ 4,469,000 | $ 106,404 | $ 92,000 |
| Williamsport, PA | 42 | $ 4,201,000 | $ 100,023 | $ 44,000 |
| Fargo, ND-MN | 41 | $ 3,213,000 | $ 78,365 | $ 44,317 |
| Waterloo-Cedar Falls, IA | 41 | $ 3,094,000 | $ 75,463 | $ 56,000 |
| Greenville, NC | 40 | $ 3,264,000 | $ 81,600 | $ 83,000 |
| Lake Charles, LA | 39 | $ 3,831,000 | $ 98,230 | $ 50,000 |
| Alexandria, LA | 38 | $ 3,292,000 | $ 86,631 | $ 43,000 |
| Auburn-Opelika, AL | 38 | $ 3,662,000 | $ 96,368 | $ 63,000 |
| Champaign-Urbana, IL | 38 | $ 3,607,000 | $ 94,921 | $ 45,000 |
| St. George, UT | 38 | $ 3,516,000 | $ 92,526 | $ 60,000 |
| Honolulu, HI | 37 | $ 7,096,000 | $ 191,783 | $ 38,000 |
| Lewiston-Auburn, ME | 37 | $ 3,816,000 | $ 103,135 | $ 50,000 |
| Danville, VA | 36 | $ 3,103,000 | $ 86,194 | $ 55,000 |
| Sumter, SC | 36 | $ 2,360,000 | $ 65,555 | $ 51,000 |
| Bowling Green, KY | 35 | $ 3,014,000 | $ 86,114 | $ 50,000 |
| Kankakee-Bradley, IL | 35 | $ 3,551,000 | $ 101,457 | $ 67,000 |
| Sandusky, OH | 35 | $ 3,293,000 | $ 94,085 | $ 51,000 |
| Yakima, WA | 35 | $ 2,488,000 | $ 71,085 | $ 40,000 |
| Cumberland, MD-WV | 34 | $ 3,007,000 | $ 88,441 | $ 44,117 |
| Elmira, NY | 34 | $ 2,615,000 | $ 76,911 | $ 64,000 |
| Midland, TX | 34 | $ 1,881,000 | $ 55,323 | $ 77,000 |
| Monroe, LA | 34 | $ 3,045,000 | $ 89,558 | $ 51,000 |
| Bend, OR | 33 | $ 3,423,000 | $ 103,727 | $ 61,000 |
| Lawrence, KS | 33 | $ 3,368,000 | $ 102,060 | $ 65,000 |
| Owensboro, KY | 33 | $ 2,290,000 | $ 69,393 | $ 51,000 |
| Pittsfield, MA | 33 | $ 3,349,000 | $ 101,484 | $ 64,000 |
| Santa Fe, NM | 33 | $ 4,258,000 | $ 129,030 | $ 70,000 |
| Abilene, TX | 32 | $ 1,924,000 | $ 60,125 | $ 72,000 |
| Anchorage, AK | 32 | $ 5,972,000 | $ 186,625 | $ 67,000 |
| Billings, MT | 32 | $ 2,790,000 | $ 87,187 | $ 62,000 |
| Farmington, NM | 32 | $ 2,930,000 | $ 91,562 | $ 62,000 |
| Longview, TX | 31 | $ 1,854,000 | $ 59,806 | $ 56,000 |
| Longview, WA | 31 | $ 2,949,000 | $ 95,129 | $ 50,000 |
| Sherman-Denison, TX | 31 | $ 2,168,000 | $ 69,935 | $ 52,000 |
| Brunswick, GA | 30 | $ 3,421,000 | $ 114,033 | $ 67,000 |
| Casper, WY | 30 | $ 2,814,000 | $ 93,800 | $ 51,000 |
| Iowa City, IA | 29 | $ 3,076,000 | $ 106,068 | $ 70,000 |
| Jonesboro, AR | 29 | $ 2,302,000 | $ 79,379 | $ 44,000 |
| Morgantown, WV | 29 | $ 2,474,000 | $ 85,310 | $ 54,000 |
| Cheyenne, WY | 28 | $ 2,516,000 | $ 89,857 | $ 55,000 |
| College Station-Bryan, TX | 28 | $ 1,994,000 | $ 71,214 | $ 61,000 |
| Rapid City, SD | 28 | $ 2,305,000 | $ 82,321 | $ 60,000 |
| Goldsboro, NC | 27 | $ 2,518,000 | $ 93,259 | $ 61,000 |
| Medford, OR | 27 | $ 2,439,000 | $ 90,333 | $ 57,000 |
| Wenatchee, WA | 27 | $ 2,210,000 | $ 81,851 | $ 51,000 |
| Grand Forks, ND-MN | 25 | $ 1,724,000 | $ 68,960 | $ 37,080 |
| Hinesville-Fort Stewart, GA | 25 | $ 2,316,000 | $ 92,640 | $ 54,000 |
| Idaho Falls, ID | 25 | $ 1,753,000 | $ 70,120 | $ 54,000 |
| Rome, GA | 25 | $ 2,386,000 | $ 95,440 | $ 65,000 |
| Wichita Falls, TX | 25 | $ 1,507,000 | $ 60,280 | $ 100,000 |
| Bellingham, WA | 24 | $ 2,876,000 | $ 119,833 | $ 45,000 |
| Decatur, IL | 24 | $ 1,325,000 | $ 55,208 | $ 34,000 |
| Dubuque, IA | 24 | $ 2,295,000 | $ 95,625 | $ 49,000 |
| San Angelo, TX | 24 | $ 1,120,000 | $ 46,666 | $ 62,000 |
| Valdosta, GA | 24 | $ 2,244,000 | $ 93,500 | $ 49,000 |
| Mount Vernon-Anacortes, WA | 23 | $ 2,380,000 | $ 103,478 | $ 47,000 |
| Pine Bluff, AR | 22 | $ 1,546,000 | $ 70,272 | $ 117,000 |
| Danville, IL | 21 | $ 1,299,000 | $ 61,857 | $ 57,000 |
| Columbus, IN | 20 | $ 1,818,000 | $ 90,900 | $ 56,000 |
| Burlington-South Burlington, VT | 19 | $ 2,779,000 | $ 146,263 | $ 72,000 |
| Flagstaff, AZ | 19 | $ 2,589,000 | $ 136,263 | $ 94,000 |
| Logan, UT-ID | 19 | $ 1,035,000 | $ 54,473 | $ 40,736 |
| Odessa, TX | 19 | $ 1,127,000 | $ 59,315 | $ 85,000 |
| Texarkana, Tx-Texarkana, AR | 19 | $ 1,278,000 | $ 67,263 | $ 65,736 |
| Hot Springs, AR | 18 | $ 1,846,000 | $ 102,555 | $ 34,000 |
| Ames, IA | 17 | $ 1,325,000 | $ 77,941 | $ 53,000 |
| Ocean City, NJ | 17 | $ 1,897,000 | $ 111,588 | $ 62,000 |
| Victoria, TX | 17 | $ 1,116,000 | $ 65,647 | $ 54,000 |
| Pocatello, ID | 15 | $ 1,216,000 | $ 81,066 | $ 63,000 |
| Great Falls, MT | 14 | $ 1,190,000 | $ 85,000 | $ 85,000 |
| Missoula, MT | 14 | $ 1,015,000 | $ 72,500 | $ 100,000 |
| Bismarck, ND | 13 | $ 1,217,000 | $ 93,615 | $ 46,000 |
| Corvallis, OR | 13 | $ 1,248,000 | $ 96,000 | $ 48,000 |
| Ithaca, NY | 13 | $ 1,377,000 | $ 105,923 | $ 57,000 |
| Carson City, NV | 12 | $ 911,000 | $ 75,916 | $ 61,000 |
| Lewiston, ID-WA | 12 | $ 898,000 | $ 74,833 | $ 47,000 |
| Fairbanks, AK | 6 | $ 756,000 | $ 126,000 | $ 62,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 152,000 | $ 152,000 | $ 32,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 496,000 | $ 496,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Citifinancial Mtg Co, Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 75,877 | $8,202,606,000 | $108,000 | $1,174,000 | $62,000 | $6,371,000 |
| Home Purchase | 11,092 | $938,664,000 | $84,000 | $749,000 | $54,000 | $3,600,000 |
| Home Improvement | 5,318 | $470,821,000 | $88,000 | $900,000 | $74,000 | $4,281,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 43,869 | $4,478,637,000 | $102,000 | $1,000,000 | $53,000 | $3,098,000 |
| White | 26,321 | $2,951,418,000 | $112,000 | $1,174,000 | $69,000 | $6,371,000 |
| Not Provided | 12,242 | $1,100,759,000 | $89,000 | $965,000 | $78,000 | $2,400,000 |
| Black or African American | 6,602 | $727,093,000 | $110,000 | $1,000,000 | $58,000 | $4,119,000 |
| Hispanic | 2,236 | $227,399,000 | $101,000 | $625,000 | $63,000 | $2,340,000 |
| Asian | 469 | $67,203,000 | $143,000 | $550,000 | $99,000 | $1,704,000 |
| American Indian or Alaskan Native | 448 | $45,400,000 | $101,000 | $900,000 | $69,000 | $4,281,000 |
| Native Hawaiian or Other Pacific Islander | 100 | $14,182,000 | $141,000 | $447,000 | $73,000 | $420,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 92,287 | $9,612,091,000 | $104,000 | $1,174,000 | $62,000 | $6,371,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 43,869 | $4,478,637,000 | $102,000 | $1,000,000 | $53,000 | $3,098,000 |
| Application Denied By Financial Institution | 27,097 | $2,585,276,000 | $95,000 | $1,174,000 | $74,000 | $6,371,000 |
| Loan Originated | 10,632 | $1,212,281,000 | $114,000 | $644,000 | $64,000 | $420,000 |
| File Closed For Incompleteness | 8,276 | $1,030,855,000 | $124,000 | $965,000 | $65,000 | $4,119,000 |
| Application Approved But Not Accepted | 2,406 | $304,056,000 | $126,000 | $625,000 | $66,000 | $624,000 |
| Preapproval Denied by Financial Institution | 7 | $986,000 | $140,000 | $315,000 | $41,000 | $89,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 16,402 | $1,431,203,000 | $87,000 | $900,000 | $81,000 | $4,281,000 |
| Credit History | 5,657 | $598,596,000 | $105,000 | $1,174,000 | $62,000 | $6,371,000 |
| Collateral | 2,303 | $229,744,000 | $99,000 | $749,000 | $67,000 | $1,680,000 |
| Other | 1,417 | $169,781,000 | $119,000 | $726,000 | $67,000 | $2,400,000 |
| Debt-To-Income Ratio | 853 | $102,325,000 | $119,000 | $670,000 | $48,000 | $362,000 |
| Unverifiable Information | 240 | $31,219,000 | $130,000 | $564,000 | $58,000 | $260,000 |
| Employment History | 229 | $23,119,000 | $100,000 | $782,000 | $77,000 | $1,440,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $275,000 | $91,000 | $192,000 | $53,000 | $62,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citifinancial Mtg Co, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citifinancial Mtg Co, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About