City National Bank Mortgage Lending & HMDA Data, 2015

In 2015, City National Bank of Los Angeles, CA reported 2,056 mortgage applications totaling $2.8 billion, up 25% from 2014. The average application was for $1,373,753, and applicants reported an average income of $622,436. 58% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,060), New York-Jersey City-White Plains, NY-NJ (140) and Anaheim-Santa Ana-Irvine, CA (75) (applications in parentheses).

Mortgage Company & Address City National Bank
555 S Flower St
Los Angeles, CA 90071
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,056
Total Mortgage Loan Application Amount $2,824,437,000
Average Mortgage Loan Application Amount $1,373,753
Highest Mortgage Loan Application Amount $44,000,000
Average Applicant Income $622,436
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records City National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for City National Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,060 $ 1,472,540,000 $ 1,389,188 $ 578,000
New York, New York 91 $ 207,094,000 $ 2,275,758 $ 1,032,000
Orange, California 75 $ 102,414,000 $ 1,365,520 $ 519,000
San Diego, California 63 $ 75,676,000 $ 1,201,206 $ 499,000
Ventura, California 55 $ 43,533,000 $ 791,509 $ 264,000
Riverside, California 36 $ 29,033,000 $ 806,472 $ 550,000
Suffolk, New York 34 $ 54,059,000 $ 1,589,970 $ 752,000
Clark, Nevada 29 $ 29,060,000 $ 1,002,068 $ 1,106,000
Contra Costa, California 28 $ 27,291,000 $ 974,678 $ 567,000
Santa Barbara, California 24 $ 36,188,000 $ 1,507,833 $ 724,000
Kings, New York 22 $ 21,968,000 $ 998,545 $ 369,000
San Francisco, California 19 $ 20,130,000 $ 1,059,473 $ 518,000
Alameda, California 16 $ 31,493,000 $ 1,968,312 $ 612,000
Davidson, Tennessee 16 $ 6,323,000 $ 395,187 $ 140,000
San Bernardino, California 15 $ 51,867,000 $ 3,457,800 $ 572,000
San Mateo, California 13 $ 13,394,000 $ 1,030,307 $ 631,000
Westchester, New York 13 $ 8,932,000 $ 687,076 $ 365,000
Santa Clara, California 12 $ 17,593,000 $ 1,466,083 $ 199,000
Fairfield, Connecticut 12 $ 28,328,000 $ 2,360,666 $ 1,220,000
Palm Beach, Florida 11 $ 38,766,000 $ 3,524,181 $ 1,874,000
Marin, California 10 $ 21,565,000 $ 2,156,500 $ 294,000
Monterey, California 9 $ 25,294,000 $ 2,810,444 $ 514,000
Placer, California 9 $ 15,879,000 $ 1,764,333 $ 352,000
Washoe, Nevada 9 $ 4,011,000 $ 445,666 $ 463,000
Nassau, New York 9 $ 12,518,000 $ 1,390,888 $ 718,000
Williamson, Tennessee 8 $ 4,168,000 $ 521,000 $ 199,000
Fulton, Georgia 7 $ 5,900,000 $ 842,857 $ 1,749,000
Maricopa, Arizona 5 $ 3,489,000 $ 697,800 $ 188,000
Honolulu, Hawaii 5 $ 6,276,000 $ 1,255,200 $ 3,329,000
Monmouth, New Jersey 5 $ 8,047,000 $ 1,609,400 $ 709,000
Miami-Dade, Florida 4 $ 2,683,000 $ 670,750 $ 368,000
Hawaii, Hawaii 4 $ 9,367,000 $ 2,341,750 $ 2,813,000
Bergen, New Jersey 4 $ 1,486,000 $ 371,500 $ 156,000
Ocean, New Jersey 4 $ 1,540,000 $ 385,000 $ 678,000
Summit, Utah 4 $ 3,590,000 $ 897,500 $ 2,979,000
San Luis Obispo, California 3 $ 2,938,000 $ 979,333 $ 1,101,000
Sonoma, California 3 $ 3,426,000 $ 1,142,000 $ 414,000
Collier, Florida 3 $ 2,025,000 $ 675,000 $ 1,081,000
Douglas, Nevada 3 $ 2,215,000 $ 738,333 $ 93,000
Essex, New Jersey 3 $ 3,450,000 $ 1,150,000 $ 1,188,000
Columbia, New York 3 $ 1,663,000 $ 554,333 $ 183,000
King, Washington 3 $ 2,950,000 $ 983,333 $ 664,000
El Dorado, California 2 $ 759,000 $ 379,500 $ 375,000
Napa, California 2 $ 5,977,000 $ 2,988,500 $ 2,704,000
San Joaquin, California 2 $ 359,000 $ 179,500 $ 62,000
Santa Cruz, California 2 $ 1,325,000 $ 662,500 $ 335,000
Boulder, Colorado 2 $ 3,295,000 $ 1,647,500 $ 384,000
Pitkin, Colorado 2 $ 2,659,000 $ 1,329,500 $ 37,000
Volusia, Florida 2 $ 1,987,000 $ 993,500 $ 2,139,000
Clayton, Georgia 2 $ 3,683,000 $ 1,841,500 $ 3,888,000
Kauai, Hawaii 2 $ 1,943,000 $ 971,500 $ 214,000
Montgomery, Maryland 2 $ 2,043,000 $ 1,021,500 $ 675,000
Carson City, Nevada 2 $ 1,391,000 $ 695,500 $ 62,000
Morris, New Jersey 2 $ 1,820,000 $ 910,000 $ 401,000
Union, New Jersey 2 $ 940,000 $ 470,000 $ 258,000
Dutchess, New York 2 $ 1,520,000 $ 760,000 $ 222,000
Greene, New York 2 $ 668,000 $ 334,000 $ 1,025,000
Montgomery, Pennsylvania 2 $ 670,000 $ 335,000 $ 444,000
Mono, California 1 $ 200,000 $ 200,000 $ 154,000
Sacramento, California 1 $ 395,000 $ 395,000 $ 124,000
Solano, California 1 $ 775,000 $ 775,000 $ 535,000
La Plata, Colorado 1 $ 900,000 $ 900,000 $ 336,000
Hartford, Connecticut 1 $ 130,000 $ 130,000 $ 1,000
Litchfield, Connecticut 1 $ 1,242,000 $ 1,242,000 $ 2,551,000
Brevard, Florida 1 $ 980,000 $ 980,000 $ 150,000
Broward, Florida 1 $ 212,000 $ 212,000 $ 1,098,000
Manatee, Florida 1 $ 2,828,000 $ 2,828,000 $ 0
Orange, Florida 1 $ 1,763,000 $ 1,763,000 $ 2,669,000
Walton, Florida 1 $ 832,000 $ 832,000 $ 410,000
Cobb, Georgia 1 $ 204,000 $ 204,000 $ 68,000
DeKalb, Georgia 1 $ 190,000 $ 190,000 $ 4,000
Berkshire, Massachusetts 1 $ 372,000 $ 372,000 $ 750,000
Dukes, Massachusetts 1 $ 2,000,000 $ 2,000,000 $ 0
Lake, Montana 1 $ 300,000 $ 300,000 $ 1,199,000
Cape May, New Jersey 1 $ 1,350,000 $ 1,350,000 $ 1,538,000
Bronx, New York 1 $ 156,000 $ 156,000 $ 64,000
Delaware, New York 1 $ 401,000 $ 401,000 $ 0
Multnomah, Oregon 1 $ 656,000 $ 656,000 $ 333,000
Philadelphia, Pennsylvania 1 $ 566,000 $ 566,000 $ 535,000
Washington, Rhode Island 1 $ 1,425,000 $ 1,425,000 $ 1,000,000
Charleston, South Carolina 1 $ 720,000 $ 720,000 $ 238,000
Shelby, Tennessee 1 $ 91,000 $ 91,000 $ 276,000
Sumner, Tennessee 1 $ 79,000 $ 79,000 $ 48,000
Virginia Beach, Virginia 1 $ 460,000 $ 460,000 $ 166,000
Pierce, Washington 1 $ 286,000 $ 286,000 $ 843,000
Teton, Wyoming 1 $ 1,440,000 $ 1,440,000 $ 810,000

Mortgage Loan Application Detail Totals for City National Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,153 $1,478,475,000 $1,282,000 $21,500,000 $592,000 $9,999,000
Home Purchase 739 $1,125,810,000 $1,523,000 $44,000,000 $686,000 $7,786,000
Home Improvement 164 $220,152,000 $1,342,000 $17,200,000 $550,000 $6,271,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,428 $1,769,562,000 $1,239,000 $15,900,000 $671,000 $9,999,000
Not Provided 232 $329,094,000 $1,418,000 $15,000,000 $887,000 $9,205,000
Not applicable 198 $523,660,000 $2,644,000 $44,000,000 $9,000 $816,000
Asian 71 $72,600,000 $1,022,000 $5,000,000 $455,000 $5,552,000
Hispanic 70 $61,714,000 $881,000 $3,000,000 $385,000 $3,008,000
Black or African American 51 $63,800,000 $1,250,000 $4,600,000 $1,022,000 $6,823,000
Native Hawaiian or Other Pacific Islander 4 $1,919,000 $479,000 $600,000 $229,000 $330,000
American Indian or Alaskan Native 2 $2,088,000 $1,044,000 $1,128,000 $423,000 $504,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,056 $2,824,437,000 $1,373,000 $44,000,000 $622,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,202 $1,599,162,000 $1,330,000 $15,900,000 $651,000 $9,999,000
Application Denied By Financial Institution 259 $325,429,000 $1,256,000 $17,200,000 $289,000 $2,789,000
Preapproval Approved but not Accepted 198 $280,938,000 $1,418,000 $6,440,000 $703,000 $5,032,000
Application Approved But Not Accepted 158 $265,664,000 $1,681,000 $8,498,000 $999,000 $9,205,000
File Closed For Incompleteness 109 $133,109,000 $1,221,000 $9,600,000 $534,000 $6,823,000
Application Withdrawn By Applicant 93 $188,790,000 $2,030,000 $44,000,000 $639,000 $5,244,000
Preapproval Denied by Financial Institution 37 $31,345,000 $847,000 $3,250,000 $218,000 $849,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 117 $140,217,000 $1,198,000 $5,440,000 $185,000 $878,000
Collateral 48 $78,558,000 $1,636,000 $17,200,000 $483,000 $2,789,000
Other 46 $59,394,000 $1,291,000 $8,200,000 $372,000 $2,544,000
Credit History 42 $37,906,000 $902,000 $2,170,000 $287,000 $2,400,000
Insufficient Cash (Downpayment, Closing Cost) 36 $37,629,000 $1,045,000 $3,300,000 $219,000 $750,000
Employment History 5 $2,240,000 $448,000 $900,000 $88,000 $191,000
Unverifiable Information 2 $830,000 $415,000 $500,000 $293,000 $398,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess City National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List