City National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

City National Bank 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address City National Bank
555 South Flower Street
Los Angeles, CA 90071
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,056
Total Mortgage Loan Application Amount $2,824,437,000
Average Mortgage Loan Application Amount $1,382,333
Highest Mortgage Loan Application Amount $44,000,000
Average Applicant Income $609,333
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with City National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing City National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down City National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how City National Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by City National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at City National Bank's mortgage activity for 2015.

Mortgage Loan Application Totals for City National Bank by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 1,060 $ 1,472,540,000 $ 1,389,000 $ 578,000
New York County New York 91 $ 207,094,000 $ 2,275,000 $ 1,032,000
Orange County California 75 $ 102,414,000 $ 1,365,000 $ 519,000
San Diego County California 63 $ 75,676,000 $ 1,201,000 $ 499,000
Ventura County California 55 $ 43,533,000 $ 791,000 $ 264,000
Riverside County California 36 $ 29,033,000 $ 806,000 $ 550,000
Suffolk County New York 34 $ 54,059,000 $ 1,589,000 $ 752,000
Clark County Nevada 29 $ 29,060,000 $ 1,002,000 $ 1,106,000
Contra Costa County California 28 $ 27,291,000 $ 974,000 $ 567,000
Santa Barbara County California 24 $ 36,188,000 $ 1,507,000 $ 724,000
Kings County New York 22 $ 21,968,000 $ 998,000 $ 369,000
San Francisco County California 19 $ 20,130,000 $ 1,059,000 $ 518,000
Alameda County California 16 $ 31,493,000 $ 1,968,000 $ 612,000
Davidson County Tennessee 16 $ 6,323,000 $ 395,000 $ 140,000
San Bernardino County California 15 $ 51,867,000 $ 3,457,000 $ 572,000
San Mateo County California 13 $ 13,394,000 $ 1,030,000 $ 631,000
Westchester County New York 13 $ 8,932,000 $ 687,000 $ 365,000
Santa Clara County California 12 $ 17,593,000 $ 1,466,000 $ 199,000
Fairfield County Connecticut 12 $ 28,328,000 $ 2,360,000 $ 1,220,000
Palm Beach County Florida 11 $ 38,766,000 $ 3,524,000 $ 1,874,000
Marin County California 10 $ 21,565,000 $ 2,156,000 $ 294,000
Monterey County California 9 $ 25,294,000 $ 2,810,000 $ 514,000
Placer County California 9 $ 15,879,000 $ 1,764,000 $ 352,000
Washoe County Nevada 9 $ 4,011,000 $ 445,000 $ 463,000
Nassau County New York 9 $ 12,518,000 $ 1,390,000 $ 718,000
Williamson County Tennessee 8 $ 4,168,000 $ 521,000 $ 199,000
Fulton County Georgia 7 $ 5,900,000 $ 842,000 $ 1,749,000
Maricopa County Arizona 5 $ 3,489,000 $ 697,000 $ 188,000
Honolulu County Hawaii 5 $ 6,276,000 $ 1,255,000 $ 3,329,000
Monmouth County New Jersey 5 $ 8,047,000 $ 1,609,000 $ 709,000
Miami-Dade County Florida 4 $ 2,683,000 $ 670,000 $ 368,000
Hawaii County Hawaii 4 $ 9,367,000 $ 2,341,000 $ 2,813,000
Bergen County New Jersey 4 $ 1,486,000 $ 371,000 $ 156,000
Ocean County New Jersey 4 $ 1,540,000 $ 385,000 $ 678,000
Summit County Utah 4 $ 3,590,000 $ 897,000 $ 2,979,000
San Luis Obispo County California 3 $ 2,938,000 $ 979,000 $ 1,101,000
Sonoma County California 3 $ 3,426,000 $ 1,142,000 $ 414,000
Collier County Florida 3 $ 2,025,000 $ 675,000 $ 1,081,000
Douglas County Nevada 3 $ 2,215,000 $ 738,000 $ 93,000
Essex County New Jersey 3 $ 3,450,000 $ 1,150,000 $ 1,188,000
Columbia County New York 3 $ 1,663,000 $ 554,000 $ 183,000
King County Washington 3 $ 2,950,000 $ 983,000 $ 664,000
El Dorado County California 2 $ 759,000 $ 379,000 $ 375,000
Napa County California 2 $ 5,977,000 $ 2,988,000 $ 2,704,000
San Joaquin County California 2 $ 359,000 $ 179,000 $ 62,000
Santa Cruz County California 2 $ 1,325,000 $ 662,000 $ 335,000
Boulder County Colorado 2 $ 3,295,000 $ 1,647,000 $ 384,000
Pitkin County Colorado 2 $ 2,659,000 $ 1,329,000 $ 37,000
Volusia County Florida 2 $ 1,987,000 $ 993,000 $ 2,139,000
Clayton County Georgia 2 $ 3,683,000 $ 1,841,000 $ 3,888,000
Kauai County Hawaii 2 $ 1,943,000 $ 971,000 $ 214,000
Montgomery County Maryland 2 $ 2,043,000 $ 1,021,000 $ 675,000
Carson City County Nevada 2 $ 1,391,000 $ 695,000 $ 62,000
Morris County New Jersey 2 $ 1,820,000 $ 910,000 $ 401,000
Union County New Jersey 2 $ 940,000 $ 470,000 $ 258,000
Dutchess County New York 2 $ 1,520,000 $ 760,000 $ 222,000
Greene County New York 2 $ 668,000 $ 334,000 $ 1,025,000
Montgomery County Pennsylvania 2 $ 670,000 $ 335,000 $ 444,000
Mono County California 1 $ 200,000 $ 200,000 $ 154,000
Sacramento County California 1 $ 395,000 $ 395,000 $ 124,000
Solano County California 1 $ 775,000 $ 775,000 $ 535,000
La Plata County Colorado 1 $ 900,000 $ 900,000 $ 336,000
Hartford County Connecticut 1 $ 130,000 $ 130,000 $ 1,000
Litchfield County Connecticut 1 $ 1,242,000 $ 1,242,000 $ 2,551,000
Brevard County Florida 1 $ 980,000 $ 980,000 $ 150,000
Broward County Florida 1 $ 212,000 $ 212,000 $ 1,098,000
Manatee County Florida 1 $ 2,828,000 $ 2,828,000 $ 0
Orange County Florida 1 $ 1,763,000 $ 1,763,000 $ 2,669,000
Walton County Florida 1 $ 832,000 $ 832,000 $ 410,000
Cobb County Georgia 1 $ 204,000 $ 204,000 $ 68,000
DeKalb County Georgia 1 $ 190,000 $ 190,000 $ 4,000
Berkshire County Massachusetts 1 $ 372,000 $ 372,000 $ 750,000
Dukes County Massachusetts 1 $ 2,000,000 $ 2,000,000 $ 0
Lake County Montana 1 $ 300,000 $ 300,000 $ 1,199,000
Cape May County New Jersey 1 $ 1,350,000 $ 1,350,000 $ 1,538,000
Bronx County New York 1 $ 156,000 $ 156,000 $ 64,000
Delaware County New York 1 $ 401,000 $ 401,000 $ 0
Multnomah County Oregon 1 $ 656,000 $ 656,000 $ 333,000
Philadelphia County Pennsylvania 1 $ 566,000 $ 566,000 $ 535,000
Washington County Rhode Island 1 $ 1,425,000 $ 1,425,000 $ 1,000,000
Charleston County South Carolina 1 $ 720,000 $ 720,000 $ 238,000
Shelby County Tennessee 1 $ 91,000 $ 91,000 $ 276,000
Sumner County Tennessee 1 $ 79,000 $ 79,000 $ 48,000
Virginia Beach County Virginia 1 $ 460,000 $ 460,000 $ 166,000
Pierce County Washington 1 $ 286,000 $ 286,000 $ 843,000
Teton County Wyoming 1 $ 1,440,000 $ 1,440,000 $ 810,000

Mortgage Loan Application Detail Totals for City National Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,153 $1,478,475,000 $1,282,000 $21,500,000 $592,000 $9,999,000
Home Purchase 739 $1,125,810,000 $1,523,000 $44,000,000 $686,000 $7,786,000
Home Improvement 164 $220,152,000 $1,342,000 $17,200,000 $550,000 $6,271,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,428 $1,769,562,000 $1,239,000 $15,900,000 $671,000 $9,999,000
Not Provided 232 $329,094,000 $1,418,000 $15,000,000 $887,000 $9,205,000
Not applicable 198 $523,660,000 $2,644,000 $44,000,000 $9,000 $816,000
Asian 71 $72,600,000 $1,022,000 $5,000,000 $455,000 $5,552,000
Hispanic 70 $61,714,000 $881,000 $3,000,000 $385,000 $3,008,000
Black or African American 51 $63,800,000 $1,250,000 $4,600,000 $1,022,000 $6,823,000
Native Hawaiian or Other Pacific Islander 4 $1,919,000 $479,000 $600,000 $229,000 $330,000
American Indian or Alaskan Native 2 $2,088,000 $1,044,000 $1,128,000 $423,000 $504,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,056 $2,824,437,000 $1,373,000 $44,000,000 $622,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,202 $1,599,162,000 $1,330,000 $15,900,000 $651,000 $9,999,000
Application Denied By Financial Institution 259 $325,429,000 $1,256,000 $17,200,000 $289,000 $2,789,000
Preapproval Approved but not Accepted 198 $280,938,000 $1,418,000 $6,440,000 $703,000 $5,032,000
Application Approved But Not Accepted 158 $265,664,000 $1,681,000 $8,498,000 $999,000 $9,205,000
File Closed For Incompleteness 109 $133,109,000 $1,221,000 $9,600,000 $534,000 $6,823,000
Application Withdrawn By Applicant 93 $188,790,000 $2,030,000 $44,000,000 $639,000 $5,244,000
Preapproval Denied by Financial Institution 37 $31,345,000 $847,000 $3,250,000 $218,000 $849,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 117 $140,217,000 $1,198,000 $5,440,000 $185,000 $878,000
Collateral 48 $78,558,000 $1,636,000 $17,200,000 $483,000 $2,789,000
Other 46 $59,394,000 $1,291,000 $8,200,000 $372,000 $2,544,000
Credit History 42 $37,906,000 $902,000 $2,170,000 $287,000 $2,400,000
Insufficient Cash (Downpayment, Closing Cost) 36 $37,629,000 $1,045,000 $3,300,000 $219,000 $750,000
Employment History 5 $2,240,000 $448,000 $900,000 $88,000 $191,000
Unverifiable Information 2 $830,000 $415,000 $500,000 $293,000 $398,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess City National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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