City National Bank Mortgage Lending & HMDA Data, 2015
In 2015, City National Bank of Los Angeles, CA reported 2,056 mortgage applications totaling $2.8 billion, up 25% from 2014. The average application was for $1,373,753, and applicants reported an average income of $622,436. 58% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,060), New York-Jersey City-White Plains, NY-NJ (140) and Anaheim-Santa Ana-Irvine, CA (75) (applications in parentheses).
| Mortgage Company & Address | City National Bank 555 S Flower St Los Angeles, CA 90071 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,056 |
| Total Mortgage Loan Application Amount | $2,824,437,000 |
| Average Mortgage Loan Application Amount | $1,373,753 |
| Highest Mortgage Loan Application Amount | $44,000,000 |
| Average Applicant Income | $622,436 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records City National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,060 | $ 1,472,540,000 | $ 1,389,188 | $ 578,000 |
| New York-Jersey City-White Plains, NY-NJ | 140 | $ 249,223,000 | $ 1,780,164 | $ 812,028 |
| Anaheim-Santa Ana-Irvine, CA | 75 | $ 102,414,000 | $ 1,365,520 | $ 519,000 |
| San Diego-Carlsbad, CA | 63 | $ 75,676,000 | $ 1,201,206 | $ 499,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 55 | $ 43,533,000 | $ 791,509 | $ 264,000 |
| Riverside-San Bernardino-Ontario, CA | 51 | $ 80,900,000 | $ 1,586,274 | $ 556,000 |
| Oakland-Hayward-Berkeley, CA | 44 | $ 58,784,000 | $ 1,336,000 | $ 584,000 |
| Nassau County-Suffolk County, NY | 43 | $ 66,577,000 | $ 1,548,302 | $ 745,000 |
| San Francisco-Redwood City-South San Francisco, CA | 32 | $ 33,524,000 | $ 1,047,625 | $ 564,000 |
| Las Vegas-Henderson-Paradise, NV | 29 | $ 29,060,000 | $ 1,002,068 | $ 1,106,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 25 | $ 10,570,000 | $ 422,800 | $ 155,000 |
| Santa Maria-Santa Barbara, CA | 24 | $ 36,188,000 | $ 1,507,833 | $ 724,000 |
| Bridgeport-Stamford-Norwalk, CT | 12 | $ 28,328,000 | $ 2,360,666 | $ 1,220,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 12 | $ 17,033,000 | $ 1,419,416 | $ 337,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 12 | $ 17,593,000 | $ 1,466,083 | $ 199,000 |
| Atlanta-Sandy Springs-Roswell, GA | 11 | $ 9,977,000 | $ 907,000 | $ 1,826,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 11 | $ 38,766,000 | $ 3,524,181 | $ 1,874,000 |
| San Rafael, CA | 10 | $ 21,565,000 | $ 2,156,500 | $ 294,000 |
| Reno, NV | 9 | $ 4,011,000 | $ 445,666 | $ 463,000 |
| Salinas, CA | 9 | $ 25,294,000 | $ 2,810,444 | $ 514,000 |
| Newark, NJ-PA | 7 | $ 6,210,000 | $ 887,142 | $ 697,000 |
| Phoenix-Mesa-Scottsdale, AZ | 5 | $ 3,489,000 | $ 697,800 | $ 188,000 |
| Urban Honolulu, HI | 5 | $ 6,276,000 | $ 1,255,200 | $ 3,329,000 |
| Miami-Miami Beach-Kendall, FL | 4 | $ 2,683,000 | $ 670,750 | $ 368,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 2,025,000 | $ 675,000 | $ 1,081,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 2,938,000 | $ 979,333 | $ 1,101,000 |
| Santa Rosa, CA | 3 | $ 3,426,000 | $ 1,142,000 | $ 414,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 2,950,000 | $ 983,333 | $ 664,000 |
| Boulder, CO | 2 | $ 3,295,000 | $ 1,647,500 | $ 384,000 |
| Carson City, NV | 2 | $ 1,391,000 | $ 695,500 | $ 62,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 1,987,000 | $ 993,500 | $ 2,139,000 |
| Dutchess County-Putnam County, NY | 2 | $ 1,520,000 | $ 760,000 | $ 222,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 670,000 | $ 335,000 | $ 444,000 |
| Napa, CA | 2 | $ 5,977,000 | $ 2,988,500 | $ 2,704,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,325,000 | $ 662,500 | $ 335,000 |
| Silver Spring-Frederick-Rockville, MD | 2 | $ 2,043,000 | $ 1,021,500 | $ 675,000 |
| Stockton-Lodi, CA | 2 | $ 359,000 | $ 179,500 | $ 62,000 |
| Charleston-North Charleston, SC | 1 | $ 720,000 | $ 720,000 | $ 238,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 832,000 | $ 832,000 | $ 410,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 212,000 | $ 212,000 | $ 1,098,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 130,000 | $ 130,000 | $ 1,000 |
| Memphis, TN-MS-AR | 1 | $ 91,000 | $ 91,000 | $ 276,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 2,828,000 | $ 2,828,000 | $ 0 |
| Ocean City, NJ | 1 | $ 1,350,000 | $ 1,350,000 | $ 1,538,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 1,763,000 | $ 1,763,000 | $ 2,669,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 980,000 | $ 980,000 | $ 150,000 |
| Philadelphia, PA | 1 | $ 566,000 | $ 566,000 | $ 535,000 |
| Pittsfield, MA | 1 | $ 372,000 | $ 372,000 | $ 750,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 656,000 | $ 656,000 | $ 333,000 |
| Providence-Warwick, RI-MA | 1 | $ 1,425,000 | $ 1,425,000 | $ 1,000,000 |
| Tacoma-Lakewood, WA | 1 | $ 286,000 | $ 286,000 | $ 843,000 |
| Vallejo-Fairfield, CA | 1 | $ 775,000 | $ 775,000 | $ 535,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 460,000 | $ 460,000 | $ 166,000 |
Mortgage Loan Application Detail Totals for City National Bank in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,153 | $1,478,475,000 | $1,282,000 | $21,500,000 | $592,000 | $9,999,000 |
| Home Purchase | 739 | $1,125,810,000 | $1,523,000 | $44,000,000 | $686,000 | $7,786,000 |
| Home Improvement | 164 | $220,152,000 | $1,342,000 | $17,200,000 | $550,000 | $6,271,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,428 | $1,769,562,000 | $1,239,000 | $15,900,000 | $671,000 | $9,999,000 |
| Not Provided | 232 | $329,094,000 | $1,418,000 | $15,000,000 | $887,000 | $9,205,000 |
| Not applicable | 198 | $523,660,000 | $2,644,000 | $44,000,000 | $9,000 | $816,000 |
| Asian | 71 | $72,600,000 | $1,022,000 | $5,000,000 | $455,000 | $5,552,000 |
| Hispanic | 70 | $61,714,000 | $881,000 | $3,000,000 | $385,000 | $3,008,000 |
| Black or African American | 51 | $63,800,000 | $1,250,000 | $4,600,000 | $1,022,000 | $6,823,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,919,000 | $479,000 | $600,000 | $229,000 | $330,000 |
| American Indian or Alaskan Native | 2 | $2,088,000 | $1,044,000 | $1,128,000 | $423,000 | $504,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,056 | $2,824,437,000 | $1,373,000 | $44,000,000 | $622,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,202 | $1,599,162,000 | $1,330,000 | $15,900,000 | $651,000 | $9,999,000 |
| Application Denied By Financial Institution | 259 | $325,429,000 | $1,256,000 | $17,200,000 | $289,000 | $2,789,000 |
| Preapproval Approved but not Accepted | 198 | $280,938,000 | $1,418,000 | $6,440,000 | $703,000 | $5,032,000 |
| Application Approved But Not Accepted | 158 | $265,664,000 | $1,681,000 | $8,498,000 | $999,000 | $9,205,000 |
| File Closed For Incompleteness | 109 | $133,109,000 | $1,221,000 | $9,600,000 | $534,000 | $6,823,000 |
| Application Withdrawn By Applicant | 93 | $188,790,000 | $2,030,000 | $44,000,000 | $639,000 | $5,244,000 |
| Preapproval Denied by Financial Institution | 37 | $31,345,000 | $847,000 | $3,250,000 | $218,000 | $849,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 117 | $140,217,000 | $1,198,000 | $5,440,000 | $185,000 | $878,000 |
| Collateral | 48 | $78,558,000 | $1,636,000 | $17,200,000 | $483,000 | $2,789,000 |
| Other | 46 | $59,394,000 | $1,291,000 | $8,200,000 | $372,000 | $2,544,000 |
| Credit History | 42 | $37,906,000 | $902,000 | $2,170,000 | $287,000 | $2,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $37,629,000 | $1,045,000 | $3,300,000 | $219,000 | $750,000 |
| Employment History | 5 | $2,240,000 | $448,000 | $900,000 | $88,000 | $191,000 |
| Unverifiable Information | 2 | $830,000 | $415,000 | $500,000 | $293,000 | $398,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess City National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About