City National Bank Mortgage Lending & HMDA Data, 2017

In 2017, City National Bank of Los Angeles, CA reported 2,504 mortgage applications totaling $3.6 billion, down 5% from 2016. The average application was for $1,446,998, and applicants reported an average income of $613,940. 60% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,028), New York-Jersey City-White Plains, NY-NJ (219) and Riverside-San Bernardino-Ontario, CA (93) (applications in parentheses).

Mortgage Company & Address City National Bank
555 S Flower St
Los Angeles, CA 90071
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,504
Total Mortgage Loan Application Amount $3,623,284,000
Average Mortgage Loan Application Amount $1,446,998
Highest Mortgage Loan Application Amount $35,000,000
Average Applicant Income $613,940
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records City National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for City National Bank by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,028 $ 1,652,676,000 $ 1,607,661 $ 650,000
New York, New York 132 $ 304,487,000 $ 2,306,719 $ 951,000
Orange, California 90 $ 99,451,000 $ 1,105,011 $ 347,000
San Diego, California 87 $ 112,189,000 $ 1,289,528 $ 325,000
Clark, Nevada 68 $ 37,193,000 $ 546,955 $ 287,000
Riverside, California 61 $ 38,478,000 $ 630,786 $ 341,000
Ventura, California 61 $ 53,591,000 $ 878,540 $ 438,000
Davidson, Tennessee 40 $ 22,079,000 $ 551,975 $ 374,000
Kings, New York 39 $ 49,113,000 $ 1,259,307 $ 315,000
Suffolk, New York 38 $ 74,405,000 $ 1,958,026 $ 821,000
Contra Costa, California 37 $ 23,574,000 $ 637,135 $ 202,000
San Bernardino, California 32 $ 11,047,000 $ 345,218 $ 133,000
Alameda, California 29 $ 34,010,000 $ 1,172,758 $ 119,000
San Francisco, California 26 $ 39,056,000 $ 1,502,153 $ 462,000
Hennepin, Minnesota 22 $ 8,743,000 $ 397,409 $ 127,000
Washoe, Nevada 18 $ 8,130,000 $ 451,666 $ 304,000
San Mateo, California 17 $ 20,006,000 $ 1,176,823 $ 889,000
Marin, California 15 $ 23,265,000 $ 1,551,000 $ 749,000
District of Columbia, District Of Columbia 15 $ 18,378,000 $ 1,225,200 $ 612,000
Santa Barbara, California 14 $ 31,716,000 $ 2,265,428 $ 199,000
Santa Clara, California 14 $ 12,995,000 $ 928,214 $ 178,000
Bergen, New Jersey 14 $ 11,486,000 $ 820,428 $ 452,000
Westchester, New York 14 $ 14,846,000 $ 1,060,428 $ 504,000
Palm Beach, Florida 12 $ 23,145,000 $ 1,928,750 $ 2,218,000
Fulton, Georgia 11 $ 4,438,000 $ 403,454 $ 145,000
Maricopa, Arizona 10 $ 44,443,000 $ 4,444,300 $ 663,000
Sonoma, California 10 $ 8,232,000 $ 823,200 $ 414,000
Montgomery, Maryland 10 $ 16,222,000 $ 1,622,200 $ 358,000
Nassau, New York 10 $ 27,118,000 $ 2,711,800 $ 787,000
Miami-Dade, Florida 9 $ 20,388,000 $ 2,265,333 $ 2,421,000
Maui, Hawaii 8 $ 16,600,000 $ 2,075,000 $ 1,458,000
Fairfax, Virginia 8 $ 7,949,000 $ 993,625 $ 454,000
Summit, Utah 7 $ 7,292,000 $ 1,041,714 $ 1,356,000
Fairfield, Connecticut 6 $ 11,366,000 $ 1,894,333 $ 724,000
DeKalb, Georgia 6 $ 1,117,000 $ 186,166 $ 62,000
Monterey, California 5 $ 6,680,000 $ 1,336,000 $ 680,000
Napa, California 5 $ 3,584,000 $ 716,800 $ 808,000
Dukes, Massachusetts 5 $ 5,706,000 $ 1,141,200 $ 1,826,000
Monmouth, New Jersey 5 $ 4,520,000 $ 904,000 $ 672,000
Rockland, New York 5 $ 3,359,000 $ 671,800 $ 954,000
Philadelphia, Pennsylvania 5 $ 5,790,000 $ 1,158,000 $ 0
Williamson, Tennessee 5 $ 4,906,000 $ 981,200 $ 274,000
Anne Arundel, Maryland 4 $ 5,860,000 $ 1,465,000 $ 433,000
Carson City, Nevada 4 $ 5,833,000 $ 1,458,250 $ 42,000
Ocean, New Jersey 4 $ 3,285,000 $ 821,250 $ 614,000
Nevada, California 3 $ 2,225,000 $ 741,666 $ 169,000
Placer, California 3 $ 2,802,000 $ 934,000 $ 683,000
Sacramento, California 3 $ 13,000,000 $ 4,333,333 $ 237,000
Denver, Colorado 3 $ 3,148,000 $ 1,049,333 $ 774,000
Sussex, Delaware 3 $ 2,030,000 $ 676,666 $ 826,000
Hillsborough, Florida 3 $ 3,590,000 $ 1,196,666 $ 505,000
Walton, Florida 3 $ 8,540,000 $ 2,846,666 $ 430,000
Cook, Illinois 3 $ 1,434,000 $ 478,000 $ 384,000
Barnstable, Massachusetts 3 $ 3,400,000 $ 1,133,333 $ 3,431,000
Wake, North Carolina 3 $ 3,366,000 $ 1,122,000 $ 3,389,000
Arlington, Virginia 3 $ 5,134,000 $ 1,711,333 $ 787,000
King, Washington 3 $ 1,350,000 $ 450,000 $ 527,000
Yavapai, Arizona 2 $ 740,000 $ 370,000 $ 171,000
El Dorado, California 2 $ 2,456,000 $ 1,228,000 $ 1,522,000
San Luis Obispo, California 2 $ 1,295,000 $ 647,500 $ 330,000
Santa Cruz, California 2 $ 1,648,000 $ 824,000 $ 414,000
Yolo, California 2 $ 7,038,000 $ 3,519,000 $ 254,000
Eagle, Colorado 2 $ 17,333,000 $ 8,666,500 $ 390,000
Jefferson, Colorado 2 $ 1,560,000 $ 780,000 $ 79,000
La Plata, Colorado 2 $ 1,548,000 $ 774,000 $ 697,000
Pitkin, Colorado 2 $ 1,374,000 $ 687,000 $ 583,000
Broward, Florida 2 $ 5,226,000 $ 2,613,000 $ 2,250,000
Indian River, Florida 2 $ 1,085,000 $ 542,500 $ 1,074,000
Lee, Florida 2 $ 925,000 $ 462,500 $ 608,000
Manatee, Florida 2 $ 639,000 $ 319,500 $ 225,000
Nassau, Florida 2 $ 1,028,000 $ 514,000 $ 420,000
Pinellas, Florida 2 $ 3,100,000 $ 1,550,000 $ 2,100,000
Sarasota, Florida 2 $ 2,040,000 $ 1,020,000 $ 529,000
Chatham, Georgia 2 $ 4,700,000 $ 2,350,000 $ 810,000
Hawaii, Hawaii 2 $ 4,768,000 $ 2,384,000 $ 2,235,000
Honolulu, Hawaii 2 $ 1,444,000 $ 722,000 $ 89,000
Blaine, Idaho 2 $ 1,723,000 $ 861,500 $ 479,000
Baltimore City, Maryland 2 $ 630,000 $ 315,000 $ 743,000
Talbot, Maryland 2 $ 2,580,000 $ 1,290,000 $ 1,719,000
Hampshire, Massachusetts 2 $ 4,495,000 $ 2,247,500 $ 391,000
Douglas, Nevada 2 $ 1,458,000 $ 729,000 $ 258,000
Essex, New Jersey 2 $ 1,651,000 $ 825,500 $ 355,000
Morris, New Jersey 2 $ 972,000 $ 486,000 $ 333,000
Union, New Jersey 2 $ 1,638,000 $ 819,000 $ 159,000
Bronx, New York 2 $ 274,000 $ 137,000 $ 51,000
Delaware, New York 2 $ 659,000 $ 329,500 $ 0
Queens, New York 2 $ 1,234,000 $ 617,000 $ 1,047,000
Mecklenburg, North Carolina 2 $ 630,000 $ 315,000 $ 232,000
Clackamas, Oregon 2 $ 1,744,000 $ 872,000 $ 1,316,000
Montgomery, Pennsylvania 2 $ 2,619,000 $ 1,309,500 $ 667,000
Dallas, Texas 2 $ 1,815,000 $ 907,500 $ 2,631,000
Travis, Texas 2 $ 2,516,000 $ 1,258,000 $ 1,280,000
Mason, Washington 2 $ 440,000 $ 220,000 $ 134,000
Spokane, Washington 2 $ 729,000 $ 364,500 $ 348,000
La Paz, Arizona 1 $ 1,000,000 $ 1,000,000 $ 760,000
Pinal, Arizona 1 $ 292,000 $ 292,000 $ 153,000
Yuma, Arizona 1 $ 1,020,000 $ 1,020,000 $ 203,000
Fresno, California 1 $ 2,500,000 $ 2,500,000 $ 674,000
Humboldt, California 1 $ 240,000 $ 240,000 $ 0
Kern, California 1 $ 184,000 $ 184,000 $ 252,000
Mono, California 1 $ 592,000 $ 592,000 $ 1,316,000
Solano, California 1 $ 22,000,000 $ 22,000,000 $ 0
Stanislaus, California 1 $ 1,122,000 $ 1,122,000 $ 190,000
Tuolumne, California 1 $ 500,000 $ 500,000 $ 318,000
Douglas, Colorado 1 $ 300,000 $ 300,000 $ 105,000
San Miguel, Colorado 1 $ 1,430,000 $ 1,430,000 $ 0
Summit, Colorado 1 $ 1,400,000 $ 1,400,000 $ 550,000
Charlotte, Florida 1 $ 1,680,000 $ 1,680,000 $ 570,000
Collier, Florida 1 $ 500,000 $ 500,000 $ 2,004,000
Monroe, Florida 1 $ 785,000 $ 785,000 $ 3,500,000
Osceola, Florida 1 $ 427,000 $ 427,000 $ 0
Fayette, Georgia 1 $ 548,000 $ 548,000 $ 317,000
Gwinnett, Georgia 1 $ 15,308,000 $ 15,308,000 $ 0
Oconee, Georgia 1 $ 412,000 $ 412,000 $ 0
Kauai, Hawaii 1 $ 1,100,000 $ 1,100,000 $ 833,000
Ada, Idaho 1 $ 156,000 $ 156,000 $ 108,000
Bonner, Idaho 1 $ 250,000 $ 250,000 $ 584,000
DuPage, Illinois 1 $ 2,500,000 $ 2,500,000 $ 895,000
Marion, Indiana 1 $ 100,000 $ 100,000 $ 22,000
Cerro Gordo, Iowa 1 $ 260,000 $ 260,000 $ 235,000
Osceola, Iowa 1 $ 105,000 $ 105,000 $ 371,000
Baltimore, Maryland 1 $ 525,000 $ 525,000 $ 74,000
Cecil, Maryland 1 $ 300,000 $ 300,000 $ 31,000
St. Mary's, Maryland 1 $ 632,000 $ 632,000 $ 0
Middlesex, Massachusetts 1 $ 175,000 $ 175,000 $ 199,000
Norfolk, Massachusetts 1 $ 352,000 $ 352,000 $ 271,000
Plymouth, Massachusetts 1 $ 1,100,000 $ 1,100,000 $ 4,219,000
Suffolk, Massachusetts 1 $ 1,758,000 $ 1,758,000 $ 880,000
Oakland, Michigan 1 $ 881,000 $ 881,000 $ 4,835,000
Wayne, Michigan 1 $ 479,000 $ 479,000 $ 144,000
Ramsey, Minnesota 1 $ 750,000 $ 750,000 $ 212,000
Flathead, Montana 1 $ 2,500,000 $ 2,500,000 $ 129,000
Powell, Montana 1 $ 1,425,000 $ 1,425,000 $ 1,474,000
Lyon, Nevada 1 $ 650,000 $ 650,000 $ 397,000
Hudson, New Jersey 1 $ 650,000 $ 650,000 $ 285,000
Mercer, New Jersey 1 $ 640,000 $ 640,000 $ 310,000
Middlesex, New Jersey 1 $ 412,000 $ 412,000 $ 186,000
Somerset, New Jersey 1 $ 505,000 $ 505,000 $ 121,000
Sussex, New Jersey 1 $ 395,000 $ 395,000 $ 684,000
Columbia, New York 1 $ 525,000 $ 525,000 $ 0
Dutchess, New York 1 $ 240,000 $ 240,000 $ 96,000
Greene, New York 1 $ 216,000 $ 216,000 $ 80,000
Putnam, New York 1 $ 1,105,000 $ 1,105,000 $ 2,608,000
Tompkins, New York 1 $ 377,000 $ 377,000 $ 299,000
Ulster, New York 1 $ 518,000 $ 518,000 $ 169,000
Craven, North Carolina 1 $ 776,000 $ 776,000 $ 173,000
Franklin, North Carolina 1 $ 1,500,000 $ 1,500,000 $ 1,928,000
Gaston, North Carolina 1 $ 464,000 $ 464,000 $ 0
Orange, North Carolina 1 $ 4,680,000 $ 4,680,000 $ 464,000
Franklin, Ohio 1 $ 700,000 $ 700,000 $ 1,984,000
Jackson, Oregon 1 $ 250,000 $ 250,000 $ 182,000
Marion, Oregon 1 $ 188,000 $ 188,000 $ 635,000
Multnomah, Oregon 1 $ 768,000 $ 768,000 $ 549,000
Yamhill, Oregon 1 $ 373,000 $ 373,000 $ 105,000
Allegheny, Pennsylvania 1 $ 7,500,000 $ 7,500,000 $ 0
Delaware, Pennsylvania 1 $ 1,000,000 $ 1,000,000 $ 536,000
Beaufort, South Carolina 1 $ 1,000,000 $ 1,000,000 $ 31,000
Berkeley, South Carolina 1 $ 1,411,000 $ 1,411,000 $ 0
Georgetown, South Carolina 1 $ 100,000 $ 100,000 $ 57,000
Greenville, South Carolina 1 $ 217,000 $ 217,000 $ 532,000
Cheatham, Tennessee 1 $ 145,000 $ 145,000 $ 95,000
Sumner, Tennessee 1 $ 177,000 $ 177,000 $ 211,000
Kane, Utah 1 $ 185,000 $ 185,000 $ 134,000
Salt Lake, Utah 1 $ 399,000 $ 399,000 $ 1,500,000
Utah, Utah 1 $ 1,072,000 $ 1,072,000 $ 369,000
Alexandria, Virginia 1 $ 1,088,000 $ 1,088,000 $ 516,000
James City, Virginia 1 $ 1,140,000 $ 1,140,000 $ 578,000
Loudoun, Virginia 1 $ 500,000 $ 500,000 $ 524,000
Nelson, Virginia 1 $ 445,000 $ 445,000 $ 522,000
Richmond City, Virginia 1 $ 535,000 $ 535,000 $ 333,000
Clallam, Washington 1 $ 880,000 $ 880,000 $ 599,000
Clark, Washington 1 $ 1,120,000 $ 1,120,000 $ 0
Dane, Wisconsin 1 $ 240,000 $ 240,000 $ 62,000
Milwaukee, Wisconsin 1 $ 510,000 $ 510,000 $ 0
Ozaukee, Wisconsin 1 $ 1,808,000 $ 1,808,000 $ 9,758,000

Mortgage Loan Application Detail Totals for City National Bank in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,377 $2,115,228,000 $1,536,000 $22,000,000 $627,000 $9,999,000
Refinancing 988 $1,364,826,000 $1,381,000 $35,000,000 $606,000 $9,999,000
Home Improvement 139 $143,230,000 $1,030,000 $9,750,000 $541,000 $5,279,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,436 $2,033,471,000 $1,416,000 $21,450,000 $775,000 $9,999,000
Not applicable 589 $999,482,000 $1,696,000 $35,000,000 $43,000 $4,818,000
Not Provided 231 $301,057,000 $1,303,000 $25,000,000 $757,000 $9,999,000
Asian 85 $101,531,000 $1,194,000 $4,000,000 $600,000 $9,999,000
Hispanic 79 $72,843,000 $922,000 $5,800,000 $462,000 $3,500,000
Black or African American 71 $106,973,000 $1,506,000 $14,625,000 $1,793,000 $9,999,000
Native Hawaiian or Other Pacific Islander 10 $5,919,000 $591,000 $1,020,000 $691,000 $3,963,000
American Indian or Alaskan Native 3 $2,008,000 $669,000 $1,000,000 $620,000 $803,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,504 $3,623,284,000 $1,446,000 $35,000,000 $614,000 $9,999,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,499 $2,181,207,000 $1,455,000 $35,000,000 $678,000 $9,999,000
Application Approved But Not Accepted 230 $408,122,000 $1,774,000 $13,975,000 $890,000 $9,999,000
Loan Purchased By The Institution 213 $52,682,000 $247,000 $812,000 $0 $0
Application Denied By Financial Institution 208 $280,411,000 $1,348,000 $7,500,000 $307,000 $2,690,000
Preapproval Approved but not Accepted 201 $374,988,000 $1,865,000 $21,450,000 $881,000 $9,999,000
Application Withdrawn By Applicant 81 $210,339,000 $2,596,000 $19,400,000 $457,000 $3,963,000
Preapproval Denied by Financial Institution 47 $66,784,000 $1,420,000 $7,500,000 $316,000 $2,236,000
File Closed For Incompleteness 25 $48,751,000 $1,950,000 $15,000,000 $948,000 $8,199,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 113 $176,069,000 $1,558,000 $7,500,000 $268,000 $2,690,000
Credit History 42 $43,031,000 $1,024,000 $4,000,000 $373,000 $2,236,000
Collateral 35 $54,910,000 $1,568,000 $7,500,000 $477,000 $2,690,000
Insufficient Cash (Downpayment, Closing Cost) 31 $25,306,000 $816,000 $2,250,000 $206,000 $640,000
Other 29 $43,440,000 $1,497,000 $4,250,000 $316,000 $2,148,000
Unverifiable Information 1 $1,050,000 $1,050,000 $1,050,000 $40,000 $40,000
Employment History 1 $1,310,000 $1,310,000 $1,310,000 $180,000 $180,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into City National Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess City National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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