Civic Financial Services, LLC Mortgage Lending & HMDA Data, 2023

In 2023, Civic Financial Services, LLC of Glendale, CA reported 2,043 mortgage applications totaling $703.7 million, down 79% from 2022. The average application was for $344,466, and applicants reported an average income of $0. 60% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Baltimore-Columbia-Towson, MD (166), Atlanta-Sandy Springs-Roswell, GA (111) and Philadelphia, PA (77) (applications in parentheses).

Mortgage Company & Address Civic Financial Services, LLC
2015 Manhattan Beach Blvd Ste 106
Glendale, CA 90278
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  
Total Number of Mortgage Applications 2,043
Total Mortgage Loan Application Amount $703,745,000
Average Mortgage Loan Application Amount $344,466
Highest Mortgage Loan Application Amount $3,745,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Civic Financial Services, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Civic Financial Services, LLC by Metropolitan Area in 2023

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Baltimore-Columbia-Towson, MD 166 $ 33,040,000 $ 199,036 $ 0
Atlanta-Sandy Springs-Roswell, GA 111 $ 33,075,000 $ 297,972 $ 0
Outside any metro area 91 $ 22,625,000 $ 248,626 $ 0
Philadelphia, PA 77 $ 23,945,000 $ 310,974 $ 0
Houston-The Woodlands-Sugar Land, TX 60 $ 16,250,000 $ 270,833 $ 0
Charlotte-Concord-Gastonia, NC-SC 59 $ 17,325,000 $ 293,644 $ 0
Dallas-Plano-Irving, TX 49 $ 23,095,000 $ 471,326 $ 0
Jacksonville, FL 45 $ 12,995,000 $ 288,777 $ 0
Chicago-Naperville, IL 41 $ 8,205,000 $ 200,121 $ 0
Phoenix-Mesa-Scottsdale, AZ 41 $ 22,305,000 $ 544,024 $ 0
Los Angeles-Long Beach-Glendale, CA 39 $ 42,115,000 $ 1,079,871 $ 0
Memphis, TN-MS-AR 38 $ 6,470,000 $ 170,263 $ 0
Tampa-St. Petersburg-Clearwater, FL 35 $ 12,865,000 $ 367,571 $ 0
Columbus, OH 34 $ 8,020,000 $ 235,882 $ 0
Riverside-San Bernardino-Ontario, CA 32 $ 24,930,000 $ 779,062 $ 0
Orlando-Kissimmee-Sanford, FL 31 $ 7,945,000 $ 256,290 $ 0
Warren-Troy-Farmington Hills, MI 31 $ 8,325,000 $ 268,548 $ 0
Miami-Miami Beach-Kendall, FL 30 $ 13,350,000 $ 445,000 $ 0
York-Hanover, PA 30 $ 3,540,000 $ 118,000 $ 0
Fort Worth-Arlington, TX 29 $ 8,245,000 $ 284,310 $ 0
Austin-Round Rock, TX 27 $ 23,955,000 $ 887,222 $ 0
Detroit-Dearborn-Livonia, MI 27 $ 4,565,000 $ 169,074 $ 0
Fayetteville, NC 26 $ 6,370,000 $ 245,000 $ 0
San Antonio-New Braunfels, TX 26 $ 7,480,000 $ 287,692 $ 0
Cleveland-Elyria, OH 23 $ 3,625,000 $ 157,608 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 23 $ 6,705,000 $ 291,521 $ 0
Lansing-East Lansing, MI 23 $ 9,505,000 $ 413,260 $ 0
Indianapolis-Carmel-Anderson, IN 22 $ 4,330,000 $ 196,818 $ 0
West Palm Beach-Boca Raton-Delray Beach, FL 22 $ 15,110,000 $ 686,818 $ 0
Cincinnati, OH-KY-IN 21 $ 4,215,000 $ 200,714 $ 0
Richmond, VA 20 $ 5,350,000 $ 267,500 $ 0
Washington-Arlington-Alexandria, DC-VA-MD-WV 19 $ 7,235,000 $ 380,789 $ 0
Oklahoma City, OK 18 $ 2,830,000 $ 157,222 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 18 $ 3,320,000 $ 184,444 $ 0
Killeen-Temple, TX 17 $ 2,615,000 $ 153,823 $ 0
Las Vegas-Henderson-Paradise, NV 16 $ 5,790,000 $ 361,875 $ 0
Pittsburgh, PA 16 $ 2,970,000 $ 185,625 $ 0
Harrisburg-Carlisle, PA 14 $ 1,800,000 $ 128,571 $ 0
Montgomery County-Bucks County-Chester County, PA 14 $ 7,940,000 $ 567,142 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 14 $ 7,350,000 $ 525,000 $ 0
Cape Coral-Fort Myers, FL 13 $ 7,225,000 $ 555,769 $ 0
Lakeland-Winter Haven, FL 13 $ 3,255,000 $ 250,384 $ 0
Seattle-Bellevue-Everett, WA 13 $ 13,145,000 $ 1,011,153 $ 0
Columbia, SC 12 $ 4,180,000 $ 348,333 $ 0
Milwaukee-Waukesha-West Allis, WI 12 $ 1,680,000 $ 140,000 $ 0
San Diego-Carlsbad, CA 11 $ 11,615,000 $ 1,055,909 $ 0
Durham-Chapel Hill, NC 10 $ 2,520,000 $ 252,000 $ 0
Sacramento--Roseville--Arden-Arcade, CA 10 $ 7,250,000 $ 725,000 $ 0
Kansas City, MO-KS 9 $ 1,615,000 $ 179,444 $ 0
Tulsa, OK 9 $ 1,955,000 $ 217,222 $ 0
Vallejo-Fairfield, CA 9 $ 3,465,000 $ 385,000 $ 0
Anaheim-Santa Ana-Irvine, CA 8 $ 13,920,000 $ 1,740,000 $ 0
Denver-Aurora-Lakewood, CO 8 $ 3,930,000 $ 491,250 $ 0
Greensboro-High Point, NC 8 $ 1,570,000 $ 196,250 $ 0
Lake County-Kenosha County, IL-WI 8 $ 1,410,000 $ 176,250 $ 0
Newark, NJ-PA 8 $ 3,070,000 $ 383,750 $ 0
Port St. Lucie, FL 8 $ 1,800,000 $ 225,000 $ 0
Portland-Vancouver-Hillsboro, OR-WA 8 $ 5,320,000 $ 665,000 $ 0
Dayton-Springfield-Kettering, OH 7 $ 1,145,000 $ 163,571 $ 0
Gainesville, FL 7 $ 5,645,000 $ 806,428 $ 0
New Orleans-Metairie, LA 7 $ 1,635,000 $ 233,571 $ 0
North Port-Sarasota-Bradenton, FL 7 $ 2,995,000 $ 427,857 $ 0
Palm Bay-Melbourne-Titusville, FL 7 $ 1,975,000 $ 282,142 $ 0
Reading, PA 7 $ 1,495,000 $ 213,571 $ 0
St. Louis, MO-IL 7 $ 1,435,000 $ 205,000 $ 0
Boston, MA 6 $ 2,360,000 $ 393,333 $ 0
Corpus Christi, TX 6 $ 3,050,000 $ 508,333 $ 0
Crestview-Fort Walton Beach-Destin, FL 6 $ 11,300,000 $ 1,883,333 $ 0
Grand Rapids-Wyoming, MI 6 $ 1,620,000 $ 270,000 $ 0
Ocala, FL 6 $ 2,470,000 $ 411,666 $ 0
Rocky Mount, NC 6 $ 1,110,000 $ 185,000 $ 0
South Bend-Mishawaka, IN-MI 6 $ 720,000 $ 120,000 $ 0
Tacoma-Lakewood, WA 6 $ 2,690,000 $ 448,333 $ 0
Urban Honolulu, HI 6 $ 4,260,000 $ 710,000 $ 0
Akron, OH 5 $ 705,000 $ 141,000 $ 0
Beaumont-Port Arthur, TX 5 $ 1,395,000 $ 279,000 $ 0
East Stroudsburg, PA 5 $ 965,000 $ 193,000 $ 0
Evansville, IN-KY 5 $ 405,000 $ 81,000 $ 0
Gary, IN 5 $ 795,000 $ 159,000 $ 0
Kahului-Wailuku-Lahaina, HI 5 $ 1,595,000 $ 319,000 $ 0
Macon-Bibb County, GA 5 $ 635,000 $ 127,000 $ 0
New York-Newark, NY 5 $ 3,145,000 $ 629,000 $ 0
Oakland-Hayward-Berkeley, CA 5 $ 3,155,000 $ 631,000 $ 0
Panama City, FL 5 $ 975,000 $ 195,000 $ 0
Pensacola-Ferry Pass-Brent, FL 5 $ 2,135,000 $ 427,000 $ 0
Pueblo, CO 5 $ 3,325,000 $ 665,000 $ 0
Scranton--Wilkes-Barre--Hazleton, PA 5 $ 765,000 $ 153,000 $ 0
Toledo, OH 5 $ 935,000 $ 187,000 $ 0
Abilene, TX 4 $ 650,000 $ 162,500 $ 0
Allentown-Bethlehem-Easton, PA-NJ 4 $ 660,000 $ 165,000 $ 0
Camden, NJ 4 $ 590,000 $ 147,500 $ 0
Hickory-Lenoir-Morganton, NC 4 $ 560,000 $ 140,000 $ 0
Hinesville, GA 4 $ 630,000 $ 157,500 $ 0
Jacksonville, NC 4 $ 710,000 $ 177,500 $ 0
Knoxville, TN 4 $ 840,000 $ 210,000 $ 0
Minneapolis-St. Paul-Bloomington, MN-WI 4 $ 1,550,000 $ 387,500 $ 0
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 4 $ 2,280,000 $ 570,000 $ 0
New York-Jersey City-White Plains, NY-NJ 4 $ 1,200,000 $ 300,000 $ 0
San Jose-Sunnyvale-Santa Clara, CA 4 $ 5,710,000 $ 1,427,500 $ 0
Springfield, OH 4 $ 390,000 $ 97,500 $ 0
Trenton, NJ 4 $ 520,000 $ 130,000 $ 0
Augusta-Richmond County, GA-SC 3 $ 375,000 $ 125,000 $ 0
Bakersfield, CA 3 $ 855,000 $ 285,000 $ 0
Bridgeport-Stamford-Norwalk, CT 3 $ 1,205,000 $ 401,666 $ 0
Chattanooga, TN-GA 3 $ 585,000 $ 195,000 $ 0
Clarksville, TN-KY 3 $ 675,000 $ 225,000 $ 0
Columbus, GA-AL 3 $ 415,000 $ 138,333 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 3 $ 395,000 $ 131,666 $ 0
Fresno, CA 3 $ 935,000 $ 311,666 $ 0
Gettysburg, PA 3 $ 565,000 $ 188,333 $ 0
Greenville-Anderson-Mauldin, SC 3 $ 515,000 $ 171,666 $ 0
Hagerstown-Martinsburg, MD-WV 3 $ 345,000 $ 115,000 $ 0
Kennewick-Richland, WA 3 $ 1,275,000 $ 425,000 $ 0
McAllen-Edinburg-Mission, TX 3 $ 495,000 $ 165,000 $ 0
Naples-Immokalee-Marco Island, FL 3 $ 2,145,000 $ 715,000 $ 0
Saginaw, MI 3 $ 255,000 $ 85,000 $ 0
Salisbury, MD-DE 3 $ 625,000 $ 208,333 $ 0
Savannah, GA 3 $ 3,195,000 $ 1,065,000 $ 0
Tucson, AZ 3 $ 1,445,000 $ 481,666 $ 0
Wilmington, DE-MD-NJ 3 $ 375,000 $ 125,000 $ 0
Wilmington, NC 3 $ 815,000 $ 271,666 $ 0
Bremerton-Silverdale, WA 2 $ 2,530,000 $ 1,265,000 $ 0
Canton-Massillon, OH 2 $ 290,000 $ 145,000 $ 0
Chambersburg-Waynesboro, PA 2 $ 240,000 $ 120,000 $ 0
Charleston-North Charleston, SC 2 $ 510,000 $ 255,000 $ 0
Erie, PA 2 $ 180,000 $ 90,000 $ 0
Hilton Head Island-Bluffton-Beaufort, SC 2 $ 1,140,000 $ 570,000 $ 0
Houma-Thibodaux, LA 2 $ 600,000 $ 300,000 $ 0
Johnson City, TN 2 $ 450,000 $ 225,000 $ 0
Kankakee, IL 2 $ 250,000 $ 125,000 $ 0
Kingsport-Bristol-Bristol, TN-VA 2 $ 340,000 $ 170,000 $ 0
Lawton, OK 2 $ 310,000 $ 155,000 $ 0
Lubbock, TX 2 $ 530,000 $ 265,000 $ 0
Midland, TX 2 $ 520,000 $ 260,000 $ 0
Monroe, MI 2 $ 330,000 $ 165,000 $ 0
Niles-Benton Harbor, MI 2 $ 550,000 $ 275,000 $ 0
Ocean City, NJ 2 $ 910,000 $ 455,000 $ 0
Odessa, TX 2 $ 330,000 $ 165,000 $ 0
Racine, WI 2 $ 190,000 $ 95,000 $ 0
Raleigh, NC 2 $ 310,000 $ 155,000 $ 0
San Francisco-Redwood City-South San Francisco, CA 2 $ 3,190,000 $ 1,595,000 $ 0
Sebring, FL 2 $ 280,000 $ 140,000 $ 0
Sherman-Denison, TX 2 $ 470,000 $ 235,000 $ 0
Spartanburg, SC 2 $ 170,000 $ 85,000 $ 0
Spokane-Spokane Valley, WA 2 $ 480,000 $ 240,000 $ 0
The Villages, FL 2 $ 550,000 $ 275,000 $ 0
Washington-Baltimore-Arlington, DC 2 $ 440,000 $ 220,000 $ 0
Winston-Salem, NC 2 $ 320,000 $ 160,000 $ 0
Youngstown-Warren-Boardman, OH-PA 2 $ 140,000 $ 70,000 $ 0
Yuba City, CA 2 $ 1,390,000 $ 695,000 $ 0
Albany, GA 1 $ 85,000 $ 85,000 $ 0
Asheville, NC 1 $ 205,000 $ 205,000 $ 0
Atlantic City-Hammonton, NJ 1 $ 215,000 $ 215,000 $ 0
Baton Rouge, LA 1 $ 185,000 $ 185,000 $ 0
Battle Creek, MI 1 $ 65,000 $ 65,000 $ 0
Bloomington, IL 1 $ 135,000 $ 135,000 $ 0
Boise City, ID 1 $ 595,000 $ 595,000 $ 0
Boulder, CO 1 $ 1,495,000 $ 1,495,000 $ 0
California-Lexington Park, MD 1 $ 165,000 $ 165,000 $ 0
Cleveland, TN 1 $ 95,000 $ 95,000 $ 0
Coeur D'Alene, ID 1 $ 335,000 $ 335,000 $ 0
College Station-Bryan, TX 1 $ 185,000 $ 185,000 $ 0
Cumberland, MD-WV 1 $ 135,000 $ 135,000 $ 0
Fort Collins, CO 1 $ 335,000 $ 335,000 $ 0
Gainesville, GA 1 $ 505,000 $ 505,000 $ 0
Greenville, NC 1 $ 115,000 $ 115,000 $ 0
Harrisonburg, VA 1 $ 195,000 $ 195,000 $ 0
Homosassa Springs, FL 1 $ 175,000 $ 175,000 $ 0
Jackson, MI 1 $ 165,000 $ 165,000 $ 0
Jackson, TN 1 $ 175,000 $ 175,000 $ 0
Lake Havasu City-Kingman, AZ 1 $ 425,000 $ 425,000 $ 0
Laredo, TX 1 $ 365,000 $ 365,000 $ 0
Longview, WA 1 $ 285,000 $ 285,000 $ 0
Lynchburg, VA 1 $ 125,000 $ 125,000 $ 0
Medford, OR 1 $ 705,000 $ 705,000 $ 0
Michigan City-La Porte, IN 1 $ 95,000 $ 95,000 $ 0
Morristown, TN 1 $ 165,000 $ 165,000 $ 0
Mount Vernon-Anacortes, WA 1 $ 165,000 $ 165,000 $ 0
Muncie, IN 1 $ 125,000 $ 125,000 $ 0
Muskegon, MI 1 $ 125,000 $ 125,000 $ 0
Napa, CA 1 $ 425,000 $ 425,000 $ 0
New Bern, NC 1 $ 255,000 $ 255,000 $ 0
New Haven-Milford, CT 1 $ 255,000 $ 255,000 $ 0
Olympia-Tumwater, WA 1 $ 285,000 $ 285,000 $ 0
Oxnard-Thousand Oaks-Ventura, CA 1 $ 205,000 $ 205,000 $ 0
Provo-Orem, UT 1 $ 725,000 $ 725,000 $ 0
Punta Gorda, FL 1 $ 575,000 $ 575,000 $ 0
Reno, NV 1 $ 245,000 $ 245,000 $ 0
Salem, OR 1 $ 235,000 $ 235,000 $ 0
Salt Lake City, UT 1 $ 1,845,000 $ 1,845,000 $ 0
Shreveport-Bossier City, LA 1 $ 155,000 $ 155,000 $ 0
Sumter, SC 1 $ 145,000 $ 145,000 $ 0
Tallahassee, FL 1 $ 165,000 $ 165,000 $ 0
Texarkana, TX-AR 1 $ 185,000 $ 185,000 $ 0
Tyler, TX 1 $ 155,000 $ 155,000 $ 0
Waco, TX 1 $ 165,000 $ 165,000 $ 0
Wheeling, WV-OH 1 $ 125,000 $ 125,000 $ 0
Yakima, WA 1 $ 255,000 $ 255,000 $ 0

Mortgage Loan Application Detail Totals for Civic Financial Services, LLC in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,409 $429,095,000 $304,000 $3,745,000 $0 $0
Cash-out Refinancing 327 $154,255,000 $471,000 $2,955,000 $0 $0
Refinancing 275 $107,045,000 $389,000 $2,975,000 $0 $0
Home Improvement 32 $13,350,000 $417,000 $2,255,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,859 $633,255,000 $340,000 $3,745,000 $0 $0
Not Provided 92 $32,800,000 $356,000 $2,235,000 $0 $0
White 34 $16,520,000 $485,000 $2,805,000 $0 $0
Black or African American 28 $6,900,000 $246,000 $1,155,000 $0 $0
Hispanic 18 $5,530,000 $307,000 $1,045,000 $0 $0
Asian 9 $8,045,000 $893,000 $2,195,000 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,043 $703,745,000 $344,000 $3,745,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,219 $371,225,000 $304,000 $2,665,000 $0 $0
Application Withdrawn By Applicant 441 $179,135,000 $406,000 $2,975,000 $0 $0
Application Denied By Financial Institution 243 $101,785,000 $418,000 $3,745,000 $0 $0
File Closed For Incompleteness 77 $28,595,000 $371,000 $2,745,000 $0 $0
Application Approved But Not Accepted 63 $23,005,000 $365,000 $1,975,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,800 $601,960,000 $334,000 $2,975,000 $0 $0
Collateral 90 $36,830,000 $409,000 $3,745,000 $0 $0
Other 70 $31,130,000 $444,000 $2,275,000 $0 $0
Credit History 36 $15,820,000 $439,000 $1,755,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 24 $7,400,000 $308,000 $1,185,000 $0 $0
Unverifiable Information 23 $10,605,000 $461,000 $1,605,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Civic Financial Services, LLC's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Civic Financial Services, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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