Clearpath Lending Mortgage Lending & HMDA Data, 2025

In 2025, Clearpath Lending of Irvine, CA reported 2,656 mortgage applications totaling $917.5 million, up 12% from 2024. The average application was for $345,440, and applicants reported an average income of $117,149. 67% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Virginia Beach-Norfolk-Newport News, VA-NC (77), Phoenix-Mesa-Scottsdale, AZ (72) and Las Vegas-Henderson-Paradise, NV (67) (applications in parentheses).

Mortgage Company & Address Clearpath Lending
15615 Alton Parkway Suite 300
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 2,656
Total Mortgage Loan Application Amount $917,490,000
Average Mortgage Loan Application Amount $345,440
Highest Mortgage Loan Application Amount $1,575,000
Average Applicant Income $117,149
Highest Applicant Income $391,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpath Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Clearpath Lending by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Clark, Nevada 67 $ 27,275,000 $ 407,089 $ 102,000
Maricopa, Arizona 56 $ 23,310,000 $ 416,250 $ 90,000
Bexar, Texas 37 $ 13,565,000 $ 366,621 $ 122,000
Pima, Arizona 27 $ 9,165,000 $ 339,444 $ 78,000
Cumberland, North Carolina 27 $ 7,645,000 $ 283,148 $ 100,000
Franklin, Ohio 26 $ 6,850,000 $ 263,461 $ 71,000
Richland, South Carolina 26 $ 7,360,000 $ 283,076 $ 107,000
El Paso, Texas 26 $ 7,180,000 $ 276,153 $ 0
Bell, Texas 25 $ 7,075,000 $ 283,000 $ 155,000
San Bernardino, California 21 $ 8,985,000 $ 427,857 $ 151,000
Marion, Indiana 21 $ 5,255,000 $ 250,238 $ 82,000
Prince George's, Maryland 20 $ 10,440,000 $ 522,000 $ 149,000
Riverside, California 19 $ 10,615,000 $ 558,684 $ 205,000
San Diego, California 18 $ 12,690,000 $ 705,000 $ 133,000
Duval, Florida 18 $ 5,840,000 $ 324,444 $ 60,000
Virginia Beach, Virginia 18 $ 7,100,000 $ 394,444 $ 48,000
Jefferson, Alabama 17 $ 5,175,000 $ 304,411 $ 101,000
El Paso, Colorado 17 $ 7,635,000 $ 449,117 $ 99,000
Pinal, Arizona 16 $ 5,680,000 $ 355,000 $ 73,000
Hillsborough, Florida 16 $ 6,380,000 $ 398,750 $ 120,000
Onslow, North Carolina 16 $ 4,300,000 $ 268,750 $ 47,000
Volusia, Florida 15 $ 4,035,000 $ 269,000 $ 71,000
Wayne, Michigan 15 $ 3,085,000 $ 205,666 $ 83,000
Berkeley, South Carolina 15 $ 5,725,000 $ 381,666 $ 60,000
Montgomery, Texas 15 $ 6,925,000 $ 461,666 $ 0
Norfolk, Virginia 15 $ 4,365,000 $ 291,000 $ 60,000
Pasco, Florida 14 $ 5,530,000 $ 395,000 $ 162,000
Lake, Indiana 14 $ 4,500,000 $ 321,428 $ 122,000
Jefferson, Kentucky 14 $ 3,720,000 $ 265,714 $ 51,000
Bernalillo, New Mexico 14 $ 5,110,000 $ 365,000 $ 96,000
Harris, Texas 14 $ 4,920,000 $ 351,428 $ 57,000
Tarrant, Texas 14 $ 4,660,000 $ 332,857 $ 0
Chesterfield, Virginia 14 $ 6,100,000 $ 435,714 $ 82,000
Los Angeles, California 12 $ 7,080,000 $ 590,000 $ 136,000
Arapahoe, Colorado 12 $ 5,000,000 $ 416,666 $ 152,000
Clay, Florida 12 $ 4,250,000 $ 354,166 $ 101,000
Houston, Georgia 12 $ 3,680,000 $ 306,666 $ 99,000
Anne Arundel, Maryland 12 $ 6,060,000 $ 505,000 $ 248,000
Douglas, Nebraska 12 $ 4,420,000 $ 368,333 $ 40,000
Mecklenburg, North Carolina 12 $ 4,670,000 $ 389,166 $ 67,000
Cuyahoga, Ohio 12 $ 2,610,000 $ 217,500 $ 85,000
Lexington, South Carolina 12 $ 3,950,000 $ 329,166 $ 63,000
Newport News, Virginia 12 $ 4,170,000 $ 347,500 $ 121,000
Macomb, Michigan 11 $ 2,045,000 $ 185,909 $ 112,000
Burlington, New Jersey 11 $ 4,185,000 $ 380,454 $ 98,000
Dona Ana, New Mexico 11 $ 3,455,000 $ 314,090 $ 84,000
Hamilton, Ohio 11 $ 3,065,000 $ 278,636 $ 30,000
Davidson, Tennessee 11 $ 4,175,000 $ 379,545 $ 71,000
Montgomery, Alabama 10 $ 2,290,000 $ 229,000 $ 72,000
Kern, California 10 $ 3,270,000 $ 327,000 $ 77,000
Sacramento, California 10 $ 5,580,000 $ 558,000 $ 144,000
Charles, Maryland 10 $ 4,780,000 $ 478,000 $ 141,000
Camden, New Jersey 10 $ 3,560,000 $ 356,000 $ 0
Sandoval, New Mexico 10 $ 4,230,000 $ 423,000 $ 115,000
Wake, North Carolina 10 $ 3,760,000 $ 376,000 $ 110,000
Shelby, Tennessee 10 $ 2,790,000 $ 279,000 $ 105,000
Hampton, Virginia 10 $ 3,220,000 $ 322,000 $ 92,000
Cochise, Arizona 9 $ 1,805,000 $ 200,555 $ 93,000
Marion, Florida 9 $ 2,375,000 $ 263,888 $ 0
Polk, Florida 9 $ 3,135,000 $ 348,333 $ 64,000
Columbia, Georgia 9 $ 3,395,000 $ 377,222 $ 108,000
Honolulu, Hawaii 9 $ 5,555,000 $ 617,222 $ 159,000
Baltimore, Maryland 9 $ 4,045,000 $ 449,444 $ 166,000
Oakland, Michigan 9 $ 2,545,000 $ 282,777 $ 96,000
Cleveland, North Carolina 9 $ 2,625,000 $ 291,666 $ 60,000
Gaston, North Carolina 9 $ 2,775,000 $ 308,333 $ 72,000
Harnett, North Carolina 9 $ 3,685,000 $ 409,444 $ 78,000
Milwaukee, Wisconsin 9 $ 2,065,000 $ 229,444 $ 118,000
Madison, Alabama 8 $ 3,070,000 $ 383,750 $ 187,000
Mohave, Arizona 8 $ 2,070,000 $ 258,750 $ 76,000
Yavapai, Arizona 8 $ 2,340,000 $ 292,500 $ 74,000
Yuma, Arizona 8 $ 2,310,000 $ 288,750 $ 0
Benton, Arkansas 8 $ 3,180,000 $ 397,500 $ 141,000
Pulaski, Arkansas 8 $ 1,810,000 $ 226,250 $ 81,000
Brevard, Florida 8 $ 2,910,000 $ 363,750 $ 100,000
Broward, Florida 8 $ 3,750,000 $ 468,750 $ 103,000
Lake, Florida 8 $ 3,210,000 $ 401,250 $ 113,000
Orange, Florida 8 $ 3,000,000 $ 375,000 $ 84,000
Palm Beach, Florida 8 $ 3,190,000 $ 398,750 $ 137,000
Allen, Indiana 8 $ 1,690,000 $ 211,250 $ 0
York, Pennsylvania 8 $ 2,220,000 $ 277,500 $ 124,000
Denton, Texas 8 $ 3,230,000 $ 403,750 $ 211,000
Chesapeake, Virginia 8 $ 3,550,000 $ 443,750 $ 97,000
Henrico, Virginia 8 $ 2,650,000 $ 331,250 $ 170,000
Craighead, Arkansas 7 $ 1,765,000 $ 252,142 $ 84,000
Fresno, California 7 $ 2,885,000 $ 412,142 $ 96,000
San Joaquin, California 7 $ 3,955,000 $ 565,000 $ 0
Weld, Colorado 7 $ 3,235,000 $ 462,142 $ 109,000
Bay, Florida 7 $ 2,655,000 $ 379,285 $ 134,000
Miami-Dade, Florida 7 $ 3,475,000 $ 496,428 $ 111,000
Pinellas, Florida 7 $ 2,935,000 $ 419,285 $ 46,000
Gwinnett, Georgia 7 $ 2,505,000 $ 357,857 $ 96,000
Muscogee, Georgia 7 $ 1,475,000 $ 210,714 $ 60,000
Richmond, Georgia 7 $ 1,915,000 $ 273,571 $ 0
Caddo, Louisiana 7 $ 1,475,000 $ 210,714 $ 89,000
Jefferson, Louisiana 7 $ 2,015,000 $ 287,857 $ 75,000
Harford, Maryland 7 $ 2,355,000 $ 336,428 $ 0
Genesee, Michigan 7 $ 1,645,000 $ 235,000 $ 81,000
Valencia, New Mexico 7 $ 2,235,000 $ 319,285 $ 135,000
Hoke, North Carolina 7 $ 1,885,000 $ 269,285 $ 118,000
Union, North Carolina 7 $ 3,115,000 $ 445,000 $ 120,000
Montgomery, Tennessee 7 $ 2,555,000 $ 365,000 $ 0
Johnson, Texas 7 $ 2,145,000 $ 306,428 $ 105,000
Stafford, Virginia 7 $ 4,455,000 $ 636,428 $ 81,000
Suffolk, Virginia 7 $ 2,645,000 $ 377,857 $ 39,000
Saline, Arkansas 6 $ 1,440,000 $ 240,000 $ 0
Sharp, Arkansas 6 $ 1,380,000 $ 230,000 $ 0
Shasta, California 6 $ 1,650,000 $ 275,000 $ 74,000
Adams, Colorado 6 $ 3,250,000 $ 541,666 $ 93,000
Charlotte, Florida 6 $ 1,360,000 $ 226,666 $ 56,000
Seminole, Florida 6 $ 3,080,000 $ 513,333 $ 105,000
Walton, Florida 6 $ 2,460,000 $ 410,000 $ 205,000
Douglas, Georgia 6 $ 2,100,000 $ 350,000 $ 103,000
Fulton, Georgia 6 $ 1,970,000 $ 328,333 $ 67,000
Henry, Georgia 6 $ 2,090,000 $ 348,333 $ 77,000
Liberty, Georgia 6 $ 1,510,000 $ 251,666 $ 103,000
Paulding, Georgia 6 $ 2,050,000 $ 341,666 $ 103,000
Baltimore City, Maryland 6 $ 1,640,000 $ 273,333 $ 55,000
Montgomery, Maryland 6 $ 2,480,000 $ 413,333 $ 0
Nye, Nevada 6 $ 2,850,000 $ 475,000 $ 0
Durham, North Carolina 6 $ 2,570,000 $ 428,333 $ 39,000
Guilford, North Carolina 6 $ 1,280,000 $ 213,333 $ 66,000
Greene, Ohio 6 $ 1,640,000 $ 273,333 $ 120,000
Montgomery, Ohio 6 $ 1,160,000 $ 193,333 $ 0
Wayne, Ohio 6 $ 1,430,000 $ 238,333 $ 56,000
Monroe, Pennsylvania 6 $ 2,320,000 $ 386,666 $ 0
York, South Carolina 6 $ 2,340,000 $ 390,000 $ 117,000
Hidalgo, Texas 6 $ 1,490,000 $ 248,333 $ 0
Taylor, Texas 6 $ 1,560,000 $ 260,000 $ 0
Portsmouth, Virginia 6 $ 1,520,000 $ 253,333 $ 92,000
Mobile, Alabama 5 $ 1,045,000 $ 209,000 $ 89,000
Shelby, Alabama 5 $ 1,945,000 $ 389,000 $ 273,000
Pueblo, Colorado 5 $ 2,225,000 $ 445,000 $ 82,000
Escambia, Florida 5 $ 1,345,000 $ 269,000 $ 0
Hernando, Florida 5 $ 1,705,000 $ 341,000 $ 101,000
Lee, Florida 5 $ 1,455,000 $ 291,000 $ 111,000
Sarasota, Florida 5 $ 1,775,000 $ 355,000 $ 126,000
St. Lucie, Florida 5 $ 2,005,000 $ 401,000 $ 94,000
DeKalb, Georgia 5 $ 1,995,000 $ 399,000 $ 116,000
Hawaii, Hawaii 5 $ 2,395,000 $ 479,000 $ 140,000
Hamilton, Indiana 5 $ 1,645,000 $ 329,000 $ 100,000
Lafayette, Louisiana 5 $ 1,065,000 $ 213,000 $ 0
Calvert, Maryland 5 $ 1,955,000 $ 391,000 $ 99,000
Sarpy, Nebraska 5 $ 1,765,000 $ 353,000 $ 124,000
Carteret, North Carolina 5 $ 1,455,000 $ 291,000 $ 43,000
Rowan, North Carolina 5 $ 1,535,000 $ 307,000 $ 0
Wilson, North Carolina 5 $ 1,355,000 $ 271,000 $ 90,000
Butler, Ohio 5 $ 1,255,000 $ 251,000 $ 84,000
Stark, Ohio 5 $ 1,255,000 $ 251,000 $ 118,000
Summit, Ohio 5 $ 925,000 $ 185,000 $ 98,000
Trumbull, Ohio 5 $ 1,175,000 $ 235,000 $ 47,000
Clackamas, Oregon 5 $ 2,315,000 $ 463,000 $ 121,000
Lehigh, Pennsylvania 5 $ 1,765,000 $ 353,000 $ 85,000
Philadelphia, Pennsylvania 5 $ 1,255,000 $ 251,000 $ 83,000
Beaufort, South Carolina 5 $ 1,685,000 $ 337,000 $ 46,000
Cherokee, South Carolina 5 $ 1,155,000 $ 231,000 $ 91,000
Greenville, South Carolina 5 $ 1,755,000 $ 351,000 $ 47,000
Spartanburg, South Carolina 5 $ 1,765,000 $ 353,000 $ 127,000
Knox, Tennessee 5 $ 1,945,000 $ 389,000 $ 94,000
Bowie, Texas 5 $ 1,155,000 $ 231,000 $ 0
Collin, Texas 5 $ 3,475,000 $ 695,000 $ 0
McLennan, Texas 5 $ 2,795,000 $ 559,000 $ 0
Nueces, Texas 5 $ 1,335,000 $ 267,000 $ 0
Fairfax, Virginia 5 $ 2,735,000 $ 547,000 $ 0
Loudoun, Virginia 5 $ 4,085,000 $ 817,000 $ 326,000
Prince William, Virginia 5 $ 2,525,000 $ 505,000 $ 103,000
Spotsylvania, Virginia 5 $ 2,945,000 $ 589,000 $ 139,000
Baxter, Arkansas 4 $ 840,000 $ 210,000 $ 55,000
Merced, California 4 $ 2,670,000 $ 667,500 $ 0
Fremont, Colorado 4 $ 1,240,000 $ 310,000 $ 0
Citrus, Florida 4 $ 1,110,000 $ 277,500 $ 0
Osceola, Florida 4 $ 1,980,000 $ 495,000 $ 112,000
Chatham, Georgia 4 $ 1,440,000 $ 360,000 $ 0
Clayton, Georgia 4 $ 1,210,000 $ 302,500 $ 0
Coweta, Georgia 4 $ 1,560,000 $ 390,000 $ 83,000
Newton, Georgia 4 $ 1,100,000 $ 275,000 $ 66,000
Canyon, Idaho 4 $ 1,340,000 $ 335,000 $ 55,000
Delaware, Indiana 4 $ 890,000 $ 222,500 $ 0
St. Joseph, Indiana 4 $ 1,160,000 $ 290,000 $ 143,000
Bullitt, Kentucky 4 $ 1,260,000 $ 315,000 $ 0
Calcasieu, Louisiana 4 $ 820,000 $ 205,000 $ 71,000
Rapides, Louisiana 4 $ 1,140,000 $ 285,000 $ 0
Howard, Maryland 4 $ 2,680,000 $ 670,000 $ 0
Bay, Michigan 4 $ 750,000 $ 187,500 $ 0
Saginaw, Michigan 4 $ 1,020,000 $ 255,000 $ 0
Bergen, New Jersey 4 $ 2,610,000 $ 652,500 $ 0
Monmouth, New Jersey 4 $ 2,060,000 $ 515,000 $ 82,000
Alamance, North Carolina 4 $ 1,640,000 $ 410,000 $ 0
Buncombe, North Carolina 4 $ 1,390,000 $ 347,500 $ 73,000
Cabarrus, North Carolina 4 $ 1,640,000 $ 410,000 $ 85,000
Davidson, North Carolina 4 $ 1,190,000 $ 297,500 $ 0
Johnston, North Carolina 4 $ 1,520,000 $ 380,000 $ 101,000
Wayne, North Carolina 4 $ 1,010,000 $ 252,500 $ 74,000
Medina, Ohio 4 $ 1,330,000 $ 332,500 $ 99,000
Miami, Ohio 4 $ 950,000 $ 237,500 $ 0
Warren, Ohio 4 $ 1,250,000 $ 312,500 $ 0
Lane, Oregon 4 $ 1,210,000 $ 302,500 $ 57,000
Marion, Oregon 4 $ 2,020,000 $ 505,000 $ 137,000
Delaware, Pennsylvania 4 $ 1,220,000 $ 305,000 $ 68,000
Westmoreland, Pennsylvania 4 $ 840,000 $ 210,000 $ 141,000
Aiken, South Carolina 4 $ 1,510,000 $ 377,500 $ 0
Horry, South Carolina 4 $ 1,430,000 $ 357,500 $ 151,000
Kershaw, South Carolina 4 $ 1,180,000 $ 295,000 $ 0
Maury, Tennessee 4 $ 1,450,000 $ 362,500 $ 111,000
Monroe, Tennessee 4 $ 1,180,000 $ 295,000 $ 57,000
Ellis, Texas 4 $ 1,920,000 $ 480,000 $ 0
Tom Green, Texas 4 $ 750,000 $ 187,500 $ 0
Richmond City, Virginia 4 $ 1,320,000 $ 330,000 $ 177,000
Dane, Wisconsin 4 $ 1,280,000 $ 320,000 $ 133,000
Cullman, Alabama 3 $ 1,235,000 $ 411,666 $ 0
Tuscaloosa, Alabama 3 $ 1,405,000 $ 468,333 $ 0
Coconino, Arizona 3 $ 1,185,000 $ 395,000 $ 0
Santa Cruz, Arizona 3 $ 995,000 $ 331,666 $ 112,000
Crawford, Arkansas 3 $ 695,000 $ 231,666 $ 124,000
Cross, Arkansas 3 $ 605,000 $ 201,666 $ 0
Kings, California 3 $ 995,000 $ 331,666 $ 91,000
Placer, California 3 $ 1,515,000 $ 505,000 $ 118,000
Solano, California 3 $ 1,685,000 $ 561,666 $ 113,000
Yuba, California 3 $ 935,000 $ 311,666 $ 0
Flagler, Florida 3 $ 1,285,000 $ 428,333 $ 0
Highlands, Florida 3 $ 875,000 $ 291,666 $ 158,000
Leon, Florida 3 $ 1,005,000 $ 335,000 $ 0
Manatee, Florida 3 $ 1,195,000 $ 398,333 $ 0
Nassau, Florida 3 $ 1,305,000 $ 435,000 $ 192,000
Okaloosa, Florida 3 $ 985,000 $ 328,333 $ 0
Santa Rosa, Florida 3 $ 675,000 $ 225,000 $ 0
Bibb, Georgia 3 $ 835,000 $ 278,333 $ 134,000
Camden, Georgia 3 $ 745,000 $ 248,333 $ 0
Carroll, Georgia 3 $ 845,000 $ 281,666 $ 85,000
Harris, Georgia 3 $ 1,205,000 $ 401,666 $ 0
Ada, Idaho 3 $ 1,175,000 $ 391,666 $ 92,000
Bonneville, Idaho 3 $ 2,605,000 $ 868,333 $ 292,000
Grant, Indiana 3 $ 1,125,000 $ 375,000 $ 0
Hendricks, Indiana 3 $ 1,475,000 $ 491,666 $ 104,000
Christian, Kentucky 3 $ 625,000 $ 208,333 $ 0
Nelson, Kentucky 3 $ 885,000 $ 295,000 $ 99,000
Ouachita, Louisiana 3 $ 795,000 $ 265,000 $ 117,000
St. Tammany, Louisiana 3 $ 1,135,000 $ 378,333 $ 0
Garrett, Maryland 3 $ 785,000 $ 261,666 $ 0
St. Mary's, Maryland 3 $ 1,145,000 $ 381,666 $ 138,000
Calhoun, Michigan 3 $ 655,000 $ 218,333 $ 82,000
Midland, Michigan 3 $ 735,000 $ 245,000 $ 94,000
Muskegon, Michigan 3 $ 555,000 $ 185,000 $ 0
Adams, Nebraska 3 $ 775,000 $ 258,333 $ 31,000
Dakota, Nebraska 3 $ 725,000 $ 241,666 $ 63,000
Lancaster, Nebraska 3 $ 2,375,000 $ 791,666 $ 237,000
Washoe, Nevada 3 $ 1,185,000 $ 395,000 $ 101,000
Cumberland, New Jersey 3 $ 1,125,000 $ 375,000 $ 0
Middlesex, New Jersey 3 $ 1,235,000 $ 411,666 $ 0
Sussex, New Jersey 3 $ 1,225,000 $ 408,333 $ 114,000
Union, New Jersey 3 $ 1,255,000 $ 418,333 $ 0
Lea, New Mexico 3 $ 755,000 $ 251,666 $ 0
Forsyth, North Carolina 3 $ 785,000 $ 261,666 $ 0
Rockingham, North Carolina 3 $ 655,000 $ 218,333 $ 0
Ashtabula, Ohio 3 $ 625,000 $ 208,333 $ 99,000
Clark, Ohio 3 $ 515,000 $ 171,666 $ 0
Klamath, Oregon 3 $ 935,000 $ 311,666 $ 0
Multnomah, Oregon 3 $ 995,000 $ 331,666 $ 101,000
Carbon, Pennsylvania 3 $ 965,000 $ 321,666 $ 0
Clearfield, Pennsylvania 3 $ 545,000 $ 181,666 $ 77,000
Cumberland, Pennsylvania 3 $ 965,000 $ 321,666 $ 106,000
Lancaster, Pennsylvania 3 $ 865,000 $ 288,333 $ 116,000
Luzerne, Pennsylvania 3 $ 565,000 $ 188,333 $ 0
Montgomery, Pennsylvania 3 $ 775,000 $ 258,333 $ 82,000
Colleton, South Carolina 3 $ 915,000 $ 305,000 $ 0
Dorchester, South Carolina 3 $ 965,000 $ 321,666 $ 0
Hamilton, Tennessee 3 $ 1,545,000 $ 515,000 $ 117,000
Jefferson, Tennessee 3 $ 795,000 $ 265,000 $ 56,000
Rutherford, Tennessee 3 $ 1,455,000 $ 485,000 $ 0
Sullivan, Tennessee 3 $ 805,000 $ 268,333 $ 0
Wilson, Tennessee 3 $ 1,725,000 $ 575,000 $ 146,000
Atascosa, Texas 3 $ 695,000 $ 231,666 $ 0
Cameron, Texas 3 $ 725,000 $ 241,666 $ 0
Comal, Texas 3 $ 1,875,000 $ 625,000 $ 0
Dallas, Texas 3 $ 1,425,000 $ 475,000 $ 0
Galveston, Texas 3 $ 1,075,000 $ 358,333 $ 0
Grayson, Texas 3 $ 725,000 $ 241,666 $ 0
Hunt, Texas 3 $ 885,000 $ 295,000 $ 0
Kaufman, Texas 3 $ 1,005,000 $ 335,000 $ 0
Williamson, Texas 3 $ 1,125,000 $ 375,000 $ 0
Wise, Texas 3 $ 2,005,000 $ 668,333 $ 0
Fredericksburg, Virginia 3 $ 1,735,000 $ 578,333 $ 192,000
Martinsville, Virginia 3 $ 415,000 $ 138,333 $ 0
La Crosse, Wisconsin 3 $ 875,000 $ 291,666 $ 0
Racine, Wisconsin 3 $ 885,000 $ 295,000 $ 0
Rock, Wisconsin 3 $ 605,000 $ 201,666 $ 65,000
Winnebago, Wisconsin 3 $ 915,000 $ 305,000 $ 93,000
Baldwin, Alabama 2 $ 1,050,000 $ 525,000 $ 0
Etowah, Alabama 2 $ 620,000 $ 310,000 $ 91,000
Talladega, Alabama 2 $ 330,000 $ 165,000 $ 0
Graham, Arizona 2 $ 530,000 $ 265,000 $ 40,000
Lonoke, Arkansas 2 $ 580,000 $ 290,000 $ 0
Phillips, Arkansas 2 $ 360,000 $ 180,000 $ 46,000
Sebastian, Arkansas 2 $ 600,000 $ 300,000 $ 0
Alameda, California 2 $ 1,240,000 $ 620,000 $ 121,000
Imperial, California 2 $ 1,050,000 $ 525,000 $ 0
Santa Barbara, California 2 $ 810,000 $ 405,000 $ 0
Stanislaus, California 2 $ 880,000 $ 440,000 $ 161,000
Tulare, California 2 $ 600,000 $ 300,000 $ 127,000
Boulder, Colorado 2 $ 1,370,000 $ 685,000 $ 107,000
Douglas, Colorado 2 $ 1,100,000 $ 550,000 $ 123,000
Jefferson, Colorado 2 $ 630,000 $ 315,000 $ 86,000
Montrose, Colorado 2 $ 500,000 $ 250,000 $ 58,000
Morgan, Colorado 2 $ 780,000 $ 390,000 $ 0
Rio Grande, Colorado 2 $ 780,000 $ 390,000 $ 109,000
Collier, Florida 2 $ 1,180,000 $ 590,000 $ 0
Columbia, Florida 2 $ 370,000 $ 185,000 $ 0
Glades, Florida 2 $ 580,000 $ 290,000 $ 86,000
Washington, Florida 2 $ 420,000 $ 210,000 $ 0
Cherokee, Georgia 2 $ 890,000 $ 445,000 $ 124,000
Effingham, Georgia 2 $ 700,000 $ 350,000 $ 167,000
Floyd, Georgia 2 $ 350,000 $ 175,000 $ 33,000
Long, Georgia 2 $ 530,000 $ 265,000 $ 0
Rockdale, Georgia 2 $ 1,060,000 $ 530,000 $ 0
Tattnall, Georgia 2 $ 470,000 $ 235,000 $ 0
Whitfield, Georgia 2 $ 400,000 $ 200,000 $ 0
Maui, Hawaii 2 $ 1,710,000 $ 855,000 $ 313,000
Cook, Illinois 2 $ 330,000 $ 165,000 $ 0
Clinton, Indiana 2 $ 370,000 $ 185,000 $ 43,000
Howard, Indiana 2 $ 380,000 $ 190,000 $ 0
Porter, Indiana 2 $ 620,000 $ 310,000 $ 100,000
Boone, Kentucky 2 $ 560,000 $ 280,000 $ 58,000
Boyd, Kentucky 2 $ 710,000 $ 355,000 $ 0
Fayette, Kentucky 2 $ 460,000 $ 230,000 $ 0
Grayson, Kentucky 2 $ 390,000 $ 195,000 $ 0
Hardin, Kentucky 2 $ 570,000 $ 285,000 $ 0
Kenton, Kentucky 2 $ 450,000 $ 225,000 $ 0
Madison, Kentucky 2 $ 600,000 $ 300,000 $ 83,000
Marshall, Kentucky 2 $ 250,000 $ 125,000 $ 0
Woodford, Kentucky 2 $ 720,000 $ 360,000 $ 188,000
Ascension, Louisiana 2 $ 1,000,000 $ 500,000 $ 147,000
Beauregard, Louisiana 2 $ 360,000 $ 180,000 $ 0
Lincoln, Louisiana 2 $ 200,000 $ 100,000 $ 87,000
Livingston, Louisiana 2 $ 460,000 $ 230,000 $ 0
Orleans, Louisiana 2 $ 600,000 $ 300,000 $ 184,000
St. Bernard, Louisiana 2 $ 710,000 $ 355,000 $ 0
Frederick, Maryland 2 $ 670,000 $ 335,000 $ 90,000
Allegan, Michigan 2 $ 540,000 $ 270,000 $ 109,000
Clinton, Michigan 2 $ 710,000 $ 355,000 $ 93,000
Kalamazoo, Michigan 2 $ 380,000 $ 190,000 $ 0
Kent, Michigan 2 $ 740,000 $ 370,000 $ 0
Mason, Michigan 2 $ 450,000 $ 225,000 $ 0
Montcalm, Michigan 2 $ 320,000 $ 160,000 $ 0
Ravalli, Montana 2 $ 890,000 $ 445,000 $ 0
Yellowstone, Montana 2 $ 520,000 $ 260,000 $ 59,000
Burt, Nebraska 2 $ 370,000 $ 185,000 $ 0
Elko, Nevada 2 $ 520,000 $ 260,000 $ 0
Essex, New Jersey 2 $ 1,170,000 $ 585,000 $ 0
Gloucester, New Jersey 2 $ 900,000 $ 450,000 $ 54,000
Ocean, New Jersey 2 $ 380,000 $ 190,000 $ 0
Warren, New Jersey 2 $ 790,000 $ 395,000 $ 0
San Juan, New Mexico 2 $ 410,000 $ 205,000 $ 60,000
Sierra, New Mexico 2 $ 510,000 $ 255,000 $ 0
Alexander, North Carolina 2 $ 990,000 $ 495,000 $ 0
Burke, North Carolina 2 $ 690,000 $ 345,000 $ 0
Granville, North Carolina 2 $ 620,000 $ 310,000 $ 64,000
Haywood, North Carolina 2 $ 660,000 $ 330,000 $ 0
Henderson, North Carolina 2 $ 830,000 $ 415,000 $ 0
Lee, North Carolina 2 $ 830,000 $ 415,000 $ 103,000
Lenoir, North Carolina 2 $ 470,000 $ 235,000 $ 0
Nash, North Carolina 2 $ 490,000 $ 245,000 $ 59,000
New Hanover, North Carolina 2 $ 650,000 $ 325,000 $ 105,000
Pender, North Carolina 2 $ 480,000 $ 240,000 $ 75,000
Pitt, North Carolina 2 $ 670,000 $ 335,000 $ 110,000
Wilkes, North Carolina 2 $ 410,000 $ 205,000 $ 61,000
Yadkin, North Carolina 2 $ 380,000 $ 190,000 $ 0
Knox, Ohio 2 $ 470,000 $ 235,000 $ 75,000
Lake, Ohio 2 $ 520,000 $ 260,000 $ 0
Lucas, Ohio 2 $ 300,000 $ 150,000 $ 57,000
Marion, Ohio 2 $ 390,000 $ 195,000 $ 55,000
Ross, Ohio 2 $ 370,000 $ 185,000 $ 0
Wagoner, Oklahoma 2 $ 580,000 $ 290,000 $ 90,000
Beaver, Pennsylvania 2 $ 460,000 $ 230,000 $ 0
Berks, Pennsylvania 2 $ 590,000 $ 295,000 $ 0
Bucks, Pennsylvania 2 $ 640,000 $ 320,000 $ 79,000
Fayette, Pennsylvania 2 $ 390,000 $ 195,000 $ 0
Franklin, Pennsylvania 2 $ 610,000 $ 305,000 $ 0
Huntingdon, Pennsylvania 2 $ 600,000 $ 300,000 $ 0
Jefferson, Pennsylvania 2 $ 510,000 $ 255,000 $ 0
Lycoming, Pennsylvania 2 $ 430,000 $ 215,000 $ 0
Anderson, South Carolina 2 $ 630,000 $ 315,000 $ 0
Chester, South Carolina 2 $ 550,000 $ 275,000 $ 0
Orangeburg, South Carolina 2 $ 900,000 $ 450,000 $ 0
Bedford, Tennessee 2 $ 520,000 $ 260,000 $ 0
Bradley, Tennessee 2 $ 480,000 $ 240,000 $ 63,000
Cheatham, Tennessee 2 $ 640,000 $ 320,000 $ 0
Clay, Tennessee 2 $ 500,000 $ 250,000 $ 0
Hamblen, Tennessee 2 $ 700,000 $ 350,000 $ 78,000
Humphreys, Tennessee 2 $ 460,000 $ 230,000 $ 0
Lincoln, Tennessee 2 $ 430,000 $ 215,000 $ 0
McMinn, Tennessee 2 $ 360,000 $ 180,000 $ 0
Roane, Tennessee 2 $ 770,000 $ 385,000 $ 0
Tipton, Tennessee 2 $ 410,000 $ 205,000 $ 0
Williamson, Tennessee 2 $ 1,250,000 $ 625,000 $ 0
Ector, Texas 2 $ 310,000 $ 155,000 $ 0
Guadalupe, Texas 2 $ 1,200,000 $ 600,000 $ 0
Hays, Texas 2 $ 650,000 $ 325,000 $ 0
Henderson, Texas 2 $ 350,000 $ 175,000 $ 0
Hood, Texas 2 $ 960,000 $ 480,000 $ 0
Jefferson, Texas 2 $ 560,000 $ 280,000 $ 141,000
Kleberg, Texas 2 $ 370,000 $ 185,000 $ 0
Lubbock, Texas 2 $ 910,000 $ 455,000 $ 219,000
Orange, Texas 2 $ 550,000 $ 275,000 $ 0
Rockwall, Texas 2 $ 1,270,000 $ 635,000 $ 215,000
Smith, Texas 2 $ 380,000 $ 190,000 $ 0
Walker, Texas 2 $ 360,000 $ 180,000 $ 0
Waller, Texas 2 $ 1,120,000 $ 560,000 $ 0
Wichita, Texas 2 $ 570,000 $ 285,000 $ 0
Danville, Virginia 2 $ 380,000 $ 190,000 $ 0
Franklin, Virginia 2 $ 540,000 $ 270,000 $ 0
Henry, Virginia 2 $ 400,000 $ 200,000 $ 35,000
Louisa, Virginia 2 $ 720,000 $ 360,000 $ 0
Montgomery, Virginia 2 $ 370,000 $ 185,000 $ 0
Washington, Virginia 2 $ 960,000 $ 480,000 $ 0
Westmoreland, Virginia 2 $ 800,000 $ 400,000 $ 84,000
Burnett, Wisconsin 2 $ 680,000 $ 340,000 $ 0
Manitowoc, Wisconsin 2 $ 520,000 $ 260,000 $ 53,000
St. Croix, Wisconsin 2 $ 540,000 $ 270,000 $ 0
Walworth, Wisconsin 2 $ 810,000 $ 405,000 $ 0
Bibb, Alabama 1 $ 125,000 $ 125,000 $ 0
Coffee, Alabama 1 $ 235,000 $ 235,000 $ 0
Dale, Alabama 1 $ 175,000 $ 175,000 $ 77,000
Elmore, Alabama 1 $ 375,000 $ 375,000 $ 0
Houston, Alabama 1 $ 255,000 $ 255,000 $ 0
Limestone, Alabama 1 $ 295,000 $ 295,000 $ 0
Morgan, Alabama 1 $ 355,000 $ 355,000 $ 128,000
Russell, Alabama 1 $ 295,000 $ 295,000 $ 0
St. Clair, Alabama 1 $ 205,000 $ 205,000 $ 0
Tallapoosa, Alabama 1 $ 355,000 $ 355,000 $ 159,000
Walker, Alabama 1 $ 255,000 $ 255,000 $ 0
Gila, Arizona 1 $ 435,000 $ 435,000 $ 94,000
Navajo, Arizona 1 $ 335,000 $ 335,000 $ 0
Cleveland, Arkansas 1 $ 295,000 $ 295,000 $ 108,000
Crittenden, Arkansas 1 $ 145,000 $ 145,000 $ 60,000
Faulkner, Arkansas 1 $ 195,000 $ 195,000 $ 0
Garland, Arkansas 1 $ 145,000 $ 145,000 $ 0
Grant, Arkansas 1 $ 285,000 $ 285,000 $ 0
Greene, Arkansas 1 $ 235,000 $ 235,000 $ 0
Independence, Arkansas 1 $ 105,000 $ 105,000 $ 0
Johnson, Arkansas 1 $ 215,000 $ 215,000 $ 0
Lawrence, Arkansas 1 $ 175,000 $ 175,000 $ 0
Miller, Arkansas 1 $ 205,000 $ 205,000 $ 0
Pope, Arkansas 1 $ 225,000 $ 225,000 $ 0
St. Francis, Arkansas 1 $ 135,000 $ 135,000 $ 0
Union, Arkansas 1 $ 155,000 $ 155,000 $ 0
White, Arkansas 1 $ 205,000 $ 205,000 $ 96,000
Calaveras, California 1 $ 415,000 $ 415,000 $ 0
Madera, California 1 $ 395,000 $ 395,000 $ 0
Nevada, California 1 $ 705,000 $ 705,000 $ 139,000
Siskiyou, California 1 $ 255,000 $ 255,000 $ 0
Sonoma, California 1 $ 475,000 $ 475,000 $ 0
Sutter, California 1 $ 425,000 $ 425,000 $ 0
Ventura, California 1 $ 695,000 $ 695,000 $ 154,000
Delta, Colorado 1 $ 205,000 $ 205,000 $ 52,000
Denver, Colorado 1 $ 255,000 $ 255,000 $ 0
Garfield, Colorado 1 $ 475,000 $ 475,000 $ 0
Gunnison, Colorado 1 $ 495,000 $ 495,000 $ 0
La Plata, Colorado 1 $ 515,000 $ 515,000 $ 0
Larimer, Colorado 1 $ 225,000 $ 225,000 $ 0
Mesa, Colorado 1 $ 335,000 $ 335,000 $ 0
Otero, Colorado 1 $ 225,000 $ 225,000 $ 0
Alachua, Florida 1 $ 345,000 $ 345,000 $ 0
Jackson, Florida 1 $ 175,000 $ 175,000 $ 0
Levy, Florida 1 $ 245,000 $ 245,000 $ 0
Bartow, Georgia 1 $ 305,000 $ 305,000 $ 0
Berrien, Georgia 1 $ 175,000 $ 175,000 $ 0
Bulloch, Georgia 1 $ 485,000 $ 485,000 $ 0
Burke, Georgia 1 $ 105,000 $ 105,000 $ 0
Catoosa, Georgia 1 $ 965,000 $ 965,000 $ 288,000
Crisp, Georgia 1 $ 165,000 $ 165,000 $ 0
Dade, Georgia 1 $ 405,000 $ 405,000 $ 0
Dougherty, Georgia 1 $ 155,000 $ 155,000 $ 0
Fannin, Georgia 1 $ 715,000 $ 715,000 $ 196,000
Fayette, Georgia 1 $ 435,000 $ 435,000 $ 0
Franklin, Georgia 1 $ 375,000 $ 375,000 $ 0
Gilmer, Georgia 1 $ 615,000 $ 615,000 $ 101,000
Habersham, Georgia 1 $ 315,000 $ 315,000 $ 0
Hall, Georgia 1 $ 145,000 $ 145,000 $ 60,000
Lamar, Georgia 1 $ 205,000 $ 205,000 $ 57,000
Lee, Georgia 1 $ 295,000 $ 295,000 $ 0
Meriwether, Georgia 1 $ 375,000 $ 375,000 $ 0
Mitchell, Georgia 1 $ 175,000 $ 175,000 $ 0
Montgomery, Georgia 1 $ 225,000 $ 225,000 $ 43,000
Pierce, Georgia 1 $ 355,000 $ 355,000 $ 68,000
Putnam, Georgia 1 $ 285,000 $ 285,000 $ 0
Spalding, Georgia 1 $ 225,000 $ 225,000 $ 0
Stephens, Georgia 1 $ 165,000 $ 165,000 $ 0
Troup, Georgia 1 $ 165,000 $ 165,000 $ 79,000
Upson, Georgia 1 $ 605,000 $ 605,000 $ 210,000
Walker, Georgia 1 $ 265,000 $ 265,000 $ 0
Ware, Georgia 1 $ 265,000 $ 265,000 $ 0
White, Georgia 1 $ 365,000 $ 365,000 $ 0
Bannock, Idaho 1 $ 525,000 $ 525,000 $ 97,000
Jefferson, Idaho 1 $ 335,000 $ 335,000 $ 62,000
Latah, Idaho 1 $ 485,000 $ 485,000 $ 0
Nez Perce, Idaho 1 $ 355,000 $ 355,000 $ 66,000
Kane, Illinois 1 $ 385,000 $ 385,000 $ 0
Bartholomew, Indiana 1 $ 265,000 $ 265,000 $ 0
Cass, Indiana 1 $ 215,000 $ 215,000 $ 0
Decatur, Indiana 1 $ 165,000 $ 165,000 $ 0
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Mortgage Loan Application Detail Totals for Clearpath Lending in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,087 $714,845,000 $342,000 $1,575,000 $122,000 $199,000
Cash-out Refinancing 507 $180,185,000 $355,000 $1,215,000 $95,000 $385,000
Home Purchase 62 $22,460,000 $362,000 $1,205,000 $135,000 $391,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,413 $463,355,000 $327,000 $1,215,000 $100,000 $326,000
Black or African American 888 $315,790,000 $355,000 $1,575,000 $96,000 $385,000
Hispanic 274 $100,610,000 $367,000 $925,000 $106,000 $257,000
Asian 36 $19,130,000 $531,000 $1,265,000 $151,000 $391,000
Native Hawaiian or Other Pacific Islander 29 $12,785,000 $440,000 $1,085,000 $139,000 $313,000
American Indian or Alaskan Native 12 $3,680,000 $306,000 $465,000 $92,000 $118,000
Not Provided 4 $2,140,000 $535,000 $705,000 $118,000 $170,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 2,546 $881,970,000 $346,000 $1,575,000 $99,000 $385,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 110 $35,520,000 $322,000 $805,000 $116,000 $391,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,785 $606,815,000 $339,000 $1,575,000 $100,000 $385,000
Application Withdrawn By Applicant 605 $219,085,000 $362,000 $1,565,000 $106,000 $391,000
Application Denied By Financial Institution 245 $82,475,000 $336,000 $1,425,000 $93,000 $237,000
File Closed For Incompleteness 21 $9,115,000 $434,000 $885,000 $132,000 $248,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,411 $835,015,000 $346,000 $1,575,000 $102,000 $391,000
Other 166 $56,300,000 $339,000 $1,425,000 $99,000 $237,000
Credit History 44 $13,690,000 $311,000 $695,000 $100,000 $171,000
Debt-To-Income Ratio 25 $9,265,000 $370,000 $645,000 $81,000 $219,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,675,000 $335,000 $415,000 $108,000 $132,000
Employment History 4 $1,160,000 $290,000 $335,000 $63,000 $146,000
Mortgage Insurance Denied 1 $385,000 $385,000 $385,000 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearpath Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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