Clearpath Lending Mortgage Lending & HMDA Data, 2025
In 2025, Clearpath Lending of Irvine, CA reported 2,656 mortgage applications totaling $917.5 million, up 12% from 2024. The average application was for $345,440, and applicants reported an average income of $117,149. 67% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Virginia Beach-Norfolk-Newport News, VA-NC (77), Phoenix-Mesa-Scottsdale, AZ (72) and Las Vegas-Henderson-Paradise, NV (67) (applications in parentheses).
| Mortgage Company & Address | Clearpath Lending 15615 Alton Parkway Suite 300 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 2,656 |
| Total Mortgage Loan Application Amount | $917,490,000 |
| Average Mortgage Loan Application Amount | $345,440 |
| Highest Mortgage Loan Application Amount | $1,575,000 |
| Average Applicant Income | $117,149 |
| Highest Applicant Income | $391,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpath Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 356 | $ 101,660,000 | $ 285,561 | $ 80,039 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 77 | $ 26,935,000 | $ 349,805 | $ 81,000 |
| Phoenix-Mesa-Scottsdale, AZ | 72 | $ 28,990,000 | $ 402,638 | $ 86,000 |
| Las Vegas-Henderson-Paradise, NV | 67 | $ 27,275,000 | $ 407,089 | $ 102,000 |
| Atlanta-Sandy Springs-Roswell, GA | 50 | $ 17,470,000 | $ 349,400 | $ 85,000 |
| Charlotte-Concord-Gastonia, NC-SC | 47 | $ 17,395,000 | $ 370,106 | $ 95,170 |
| San Antonio-New Braunfels, TX | 47 | $ 18,145,000 | $ 386,063 | $ 122,000 |
| Columbia, SC | 42 | $ 12,490,000 | $ 297,380 | $ 98,000 |
| Riverside-San Bernardino-Ontario, CA | 40 | $ 19,600,000 | $ 490,000 | $ 160,000 |
| Baltimore-Columbia-Towson, MD | 39 | $ 17,365,000 | $ 445,256 | $ 182,000 |
| Houston-The Woodlands-Sugar Land, TX | 38 | $ 15,510,000 | $ 408,157 | $ 57,000 |
| Tampa, FL | 35 | $ 13,615,000 | $ 389,000 | $ 128,000 |
| Fayetteville, NC | 34 | $ 9,530,000 | $ 280,294 | $ 104,000 |
| Indianapolis-Carmel-Anderson, IN | 33 | $ 9,155,000 | $ 277,424 | $ 83,000 |
| Jacksonville, FL | 33 | $ 11,395,000 | $ 345,303 | $ 97,000 |
| Arlington-Alexandria-Reston, VA-WV | 32 | $ 19,440,000 | $ 607,500 | $ 138,000 |
| Albuquerque, NM | 31 | $ 11,575,000 | $ 373,387 | $ 110,000 |
| Washington, DC-MD | 30 | $ 15,220,000 | $ 507,333 | $ 147,000 |
| Columbus, OH | 29 | $ 7,775,000 | $ 268,103 | $ 71,000 |
| Richmond, VA | 29 | $ 10,945,000 | $ 377,413 | $ 113,000 |
| Dallas-Plano-Irving, TX | 28 | $ 13,210,000 | $ 471,785 | $ 213,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 27 | $ 11,185,000 | $ 414,259 | $ 102,000 |
| Tucson, AZ | 27 | $ 9,165,000 | $ 339,444 | $ 78,000 |
| El Paso, TX | 26 | $ 7,180,000 | $ 276,153 | $ 0 |
| Killeen-Temple, TX | 26 | $ 7,450,000 | $ 286,538 | $ 155,000 |
| Orlando-Kissimmee-Sanford, FL | 26 | $ 11,270,000 | $ 433,461 | $ 95,000 |
| Birmingham-Hoover, AL | 25 | $ 7,705,000 | $ 308,200 | $ 144,000 |
| Cincinnati, OH-KY-IN | 25 | $ 6,885,000 | $ 275,400 | $ 64,720 |
| Fort Worth-Arlington, TX | 24 | $ 8,810,000 | $ 367,083 | $ 105,000 |
| Louisville/Jefferson County, KY-IN | 24 | $ 6,570,000 | $ 273,750 | $ 69,333 |
| Camden, NJ | 23 | $ 8,645,000 | $ 375,869 | $ 89,000 |
| Denver-Aurora-Lakewood, CO | 23 | $ 10,235,000 | $ 445,000 | $ 116,000 |
| Cleveland, OH | 22 | $ 5,310,000 | $ 241,363 | $ 94,000 |
| Warren-Troy-Farmington Hills, MI | 22 | $ 5,290,000 | $ 240,454 | $ 95,000 |
| Augusta-Richmond County, GA-SC | 21 | $ 6,925,000 | $ 329,761 | $ 108,000 |
| Charleston-North Charleston, SC | 19 | $ 6,955,000 | $ 366,052 | $ 60,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 18 | $ 5,320,000 | $ 295,555 | $ 71,000 |
| Little Rock-North Little Rock-Conway, AR | 18 | $ 4,310,000 | $ 239,444 | $ 81,000 |
| San Diego-Carlsbad, CA | 18 | $ 12,690,000 | $ 705,000 | $ 133,000 |
| Colorado Springs, CO | 17 | $ 7,635,000 | $ 449,117 | $ 99,000 |
| Lake County-Porter County-Jasper County, IN | 17 | $ 5,325,000 | $ 313,235 | $ 118,000 |
| Omaha-Council Bluffs, NE-IA | 17 | $ 6,185,000 | $ 363,823 | $ 82,000 |
| Dayton-Springfield-Kettering, OH | 16 | $ 3,750,000 | $ 234,375 | $ 120,000 |
| Jacksonville, NC | 16 | $ 4,300,000 | $ 268,750 | $ 47,000 |
| Detroit-Dearborn-Livonia, MI | 15 | $ 3,085,000 | $ 205,666 | $ 83,000 |
| Raleigh, NC | 15 | $ 5,495,000 | $ 366,333 | $ 105,000 |
| Memphis, TN-MS-AR | 14 | $ 3,620,000 | $ 258,571 | $ 87,857 |
| Knoxville, TN | 13 | $ 4,645,000 | $ 357,307 | $ 94,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 13 | $ 7,095,000 | $ 545,769 | $ 131,000 |
| Los Angeles-Long Beach-Glendale, CA | 12 | $ 7,080,000 | $ 590,000 | $ 136,000 |
| New Orleans-Metairie, LA | 12 | $ 3,620,000 | $ 301,666 | $ 111,000 |
| Warner Robins, GA | 12 | $ 3,680,000 | $ 306,666 | $ 99,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 11 | $ 3,695,000 | $ 335,909 | $ 85,000 |
| Columbus, GA-AL | 11 | $ 2,975,000 | $ 270,454 | $ 60,000 |
| Las Cruces, NM | 11 | $ 3,455,000 | $ 314,090 | $ 84,000 |
| Milwaukee-Waukesha-West Allis, WI | 11 | $ 2,785,000 | $ 253,181 | $ 118,000 |
| Montgomery, AL | 11 | $ 2,665,000 | $ 242,272 | $ 72,000 |
| Winston-Salem, NC | 11 | $ 3,155,000 | $ 286,818 | $ 0 |
| Bakersfield, CA | 10 | $ 3,270,000 | $ 327,000 | $ 77,000 |
| Clarksville, TN-KY | 10 | $ 3,180,000 | $ 318,000 | $ 0 |
| Pittsburgh, PA | 10 | $ 2,540,000 | $ 254,000 | $ 141,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 10 | $ 4,530,000 | $ 453,000 | $ 108,000 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 3,445,000 | $ 382,777 | $ 205,000 |
| Fort Wayne, IN | 9 | $ 2,055,000 | $ 228,333 | $ 0 |
| Greensboro-High Point, NC | 9 | $ 1,935,000 | $ 215,000 | $ 66,000 |
| Huntsville, AL | 9 | $ 3,365,000 | $ 373,888 | $ 187,000 |
| Lakeland-Winter Haven, FL | 9 | $ 3,135,000 | $ 348,333 | $ 64,000 |
| Lakewood-New Brunswick, NJ | 9 | $ 3,675,000 | $ 408,333 | $ 82,000 |
| Marietta, GA | 9 | $ 3,245,000 | $ 360,555 | $ 113,000 |
| Ocala, FL | 9 | $ 2,375,000 | $ 263,888 | $ 0 |
| Panama City, FL | 9 | $ 3,075,000 | $ 341,666 | $ 134,000 |
| Philadelphia, PA | 9 | $ 2,475,000 | $ 275,000 | $ 78,000 |
| Sierra Vista-Douglas, AZ | 9 | $ 1,805,000 | $ 200,555 | $ 93,000 |
| Urban Honolulu, HI | 9 | $ 5,555,000 | $ 617,222 | $ 159,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 3,180,000 | $ 397,500 | $ 141,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 8 | $ 3,750,000 | $ 468,750 | $ 103,000 |
| Fresno, CA | 8 | $ 3,280,000 | $ 410,000 | $ 96,000 |
| Greenville-Anderson-Mauldin, SC | 8 | $ 2,620,000 | $ 327,500 | $ 47,000 |
| Hinesville, GA | 8 | $ 2,040,000 | $ 255,000 | $ 103,000 |
| Lake Havasu City-Kingman, AZ | 8 | $ 2,070,000 | $ 258,750 | $ 76,000 |
| Lexington Park, MD | 8 | $ 3,100,000 | $ 387,500 | $ 118,000 |
| Newark, NJ-PA | 8 | $ 3,650,000 | $ 456,250 | $ 114,000 |
| North Port-Sarasota-Bradenton, FL | 8 | $ 2,970,000 | $ 371,250 | $ 126,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 2,910,000 | $ 363,750 | $ 100,000 |
| Pensacola-Ferry Pass-Brent, FL | 8 | $ 2,020,000 | $ 252,500 | $ 0 |
| Prescott Valley-Prescott, AZ | 8 | $ 2,340,000 | $ 292,500 | $ 74,000 |
| Shreveport-Bossier City, LA | 8 | $ 2,250,000 | $ 281,250 | $ 89,000 |
| Washington-Baltimore-Arlington, DC | 8 | $ 3,150,000 | $ 393,750 | $ 90,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 8 | $ 3,190,000 | $ 398,750 | $ 137,000 |
| York-Hanover, PA | 8 | $ 2,220,000 | $ 277,500 | $ 124,000 |
| Yuma, AZ | 8 | $ 2,310,000 | $ 288,750 | $ 0 |
| Boise City, ID | 7 | $ 2,515,000 | $ 359,285 | $ 67,000 |
| Chattanooga, TN-GA | 7 | $ 3,345,000 | $ 477,857 | $ 190,285 |
| Flint, MI | 7 | $ 1,645,000 | $ 235,000 | $ 81,000 |
| Greeley, CO | 7 | $ 3,235,000 | $ 462,142 | $ 109,000 |
| Jonesboro, AR | 7 | $ 1,765,000 | $ 252,142 | $ 84,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 3,475,000 | $ 496,428 | $ 111,000 |
| St. Petersburg-Clearwater-Largo, FL | 7 | $ 2,935,000 | $ 419,285 | $ 46,000 |
| Stockton-Lodi, CA | 7 | $ 3,955,000 | $ 565,000 | $ 0 |
| Abilene, TX | 6 | $ 1,560,000 | $ 260,000 | $ 0 |
| Asheville, NC | 6 | $ 2,220,000 | $ 370,000 | $ 73,000 |
| Baton Rouge, LA | 6 | $ 2,000,000 | $ 333,333 | $ 147,000 |
| Corpus Christi, TX | 6 | $ 1,710,000 | $ 285,000 | $ 0 |
| Durham-Chapel Hill, NC | 6 | $ 2,570,000 | $ 428,333 | $ 39,000 |
| Hickory-Lenoir-Morganton, NC | 6 | $ 2,150,000 | $ 358,333 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 1,970,000 | $ 328,333 | $ 88,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 1,490,000 | $ 248,333 | $ 0 |
| Punta Gorda, FL | 6 | $ 1,360,000 | $ 226,666 | $ 56,000 |
| Redding, CA | 6 | $ 1,650,000 | $ 275,000 | $ 74,000 |
| Savannah, GA | 6 | $ 2,140,000 | $ 356,666 | $ 167,000 |
| Texarkana, TX-AR | 6 | $ 1,360,000 | $ 226,666 | $ 0 |
| Akron, OH | 5 | $ 925,000 | $ 185,000 | $ 98,000 |
| Austin-Round Rock, TX | 5 | $ 1,775,000 | $ 355,000 | $ 0 |
| Canton-Massillon, OH | 5 | $ 1,255,000 | $ 251,000 | $ 118,000 |
| Cape Coral-Fort Myers, FL | 5 | $ 1,455,000 | $ 291,000 | $ 111,000 |
| Fort Smith, AR-OK | 5 | $ 1,295,000 | $ 259,000 | $ 124,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 1,255,000 | $ 251,000 | $ 0 |
| Harrisburg-Carlisle, PA | 5 | $ 1,635,000 | $ 327,000 | $ 106,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 1,685,000 | $ 337,000 | $ 46,000 |
| Lafayette, LA | 5 | $ 1,065,000 | $ 213,000 | $ 0 |
| Lexington-Fayette, KY | 5 | $ 1,465,000 | $ 293,000 | $ 188,000 |
| Mobile, AL | 5 | $ 1,045,000 | $ 209,000 | $ 89,000 |
| Montgomery County-Bucks County-Chester County, PA | 5 | $ 1,415,000 | $ 283,000 | $ 80,000 |
| Morristown, TN | 5 | $ 1,495,000 | $ 299,000 | $ 62,000 |
| Port St. Lucie, FL | 5 | $ 2,005,000 | $ 401,000 | $ 94,000 |
| Pueblo, CO | 5 | $ 2,225,000 | $ 445,000 | $ 82,000 |
| Spartanburg, SC | 5 | $ 1,765,000 | $ 353,000 | $ 127,000 |
| Waco, TX | 5 | $ 2,795,000 | $ 559,000 | $ 0 |
| Wilmington, NC | 5 | $ 1,395,000 | $ 279,000 | $ 85,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 1,175,000 | $ 235,000 | $ 47,000 |
| Alexandria, LA | 4 | $ 1,140,000 | $ 285,000 | $ 0 |
| Bay City, MI | 4 | $ 750,000 | $ 187,500 | $ 0 |
| Beaumont-Port Arthur, TX | 4 | $ 1,110,000 | $ 277,500 | $ 141,000 |
| Burlington, NC | 4 | $ 1,640,000 | $ 410,000 | $ 0 |
| Eugene, OR | 4 | $ 1,210,000 | $ 302,500 | $ 57,000 |
| Goldsboro, NC | 4 | $ 1,010,000 | $ 252,500 | $ 74,000 |
| Homosassa Springs, FL | 4 | $ 1,110,000 | $ 277,500 | $ 0 |
| Idaho Falls, ID | 4 | $ 2,940,000 | $ 735,000 | $ 215,000 |
| Lake Charles, LA | 4 | $ 820,000 | $ 205,000 | $ 71,000 |
| Madison, WI | 4 | $ 1,280,000 | $ 320,000 | $ 133,000 |
| Merced, CA | 4 | $ 2,670,000 | $ 667,500 | $ 0 |
| Muncie, IN | 4 | $ 890,000 | $ 222,500 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 4 | $ 1,430,000 | $ 357,500 | $ 151,000 |
| New York-Jersey City-White Plains, NY-NJ | 4 | $ 2,610,000 | $ 652,500 | $ 0 |
| Roanoke, VA | 4 | $ 1,040,000 | $ 260,000 | $ 78,000 |
| Saginaw, MI | 4 | $ 1,020,000 | $ 255,000 | $ 0 |
| Salem, OR | 4 | $ 2,020,000 | $ 505,000 | $ 137,000 |
| San Angelo, TX | 4 | $ 750,000 | $ 187,500 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 820,000 | $ 205,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 4 | $ 1,160,000 | $ 290,000 | $ 143,000 |
| Yuba City, CA | 4 | $ 1,360,000 | $ 340,000 | $ 0 |
| Battle Creek, MI | 3 | $ 655,000 | $ 218,333 | $ 82,000 |
| Brownsville-Harlingen, TX | 3 | $ 725,000 | $ 241,666 | $ 0 |
| Flagstaff, AZ | 3 | $ 1,185,000 | $ 395,000 | $ 0 |
| Hanford-Corcoran, CA | 3 | $ 995,000 | $ 331,666 | $ 91,000 |
| Janesville-Beloit, WI | 3 | $ 605,000 | $ 201,666 | $ 65,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 875,000 | $ 291,666 | $ 0 |
| Lancaster, PA | 3 | $ 865,000 | $ 288,333 | $ 116,000 |
| Lincoln, NE | 3 | $ 2,375,000 | $ 791,666 | $ 237,000 |
| Lubbock, TX | 3 | $ 1,125,000 | $ 375,000 | $ 219,000 |
| Macon-Bibb County, GA | 3 | $ 835,000 | $ 278,333 | $ 134,000 |
| Midland, MI | 3 | $ 735,000 | $ 245,000 | $ 94,000 |
| Monroe, LA | 3 | $ 795,000 | $ 265,000 | $ 117,000 |
| Muskegon, MI | 3 | $ 555,000 | $ 185,000 | $ 0 |
| Oshkosh-Neenah, WI | 3 | $ 915,000 | $ 305,000 | $ 93,000 |
| Racine, WI | 3 | $ 885,000 | $ 295,000 | $ 0 |
| Reno, NV | 3 | $ 1,185,000 | $ 395,000 | $ 101,000 |
| Rocky Mount, NC | 3 | $ 655,000 | $ 218,333 | $ 59,000 |
| Sebring, FL | 3 | $ 875,000 | $ 291,666 | $ 158,000 |
| Sherman-Denison, TX | 3 | $ 725,000 | $ 241,666 | $ 0 |
| Sioux City, IA-NE-SD | 3 | $ 725,000 | $ 241,666 | $ 63,000 |
| Slidell-Mandeville-Covington, LA | 3 | $ 1,135,000 | $ 378,333 | $ 0 |
| Springfield, OH | 3 | $ 515,000 | $ 171,666 | $ 0 |
| Tallahassee, FL | 3 | $ 1,005,000 | $ 335,000 | $ 0 |
| Tulsa, OK | 3 | $ 845,000 | $ 281,666 | $ 70,000 |
| Tuscaloosa, AL | 3 | $ 1,405,000 | $ 468,333 | $ 0 |
| Vallejo-Fairfield, CA | 3 | $ 1,685,000 | $ 561,666 | $ 113,000 |
| Vineland-Bridgeton, NJ | 3 | $ 1,125,000 | $ 375,000 | $ 0 |
| Albany, GA | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Amarillo, TX | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 2 | $ 870,000 | $ 435,000 | $ 0 |
| Billings, MT | 2 | $ 520,000 | $ 260,000 | $ 59,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Boulder, CO | 2 | $ 1,370,000 | $ 685,000 | $ 107,000 |
| Bowling Green, KY | 2 | $ 530,000 | $ 265,000 | $ 95,000 |
| Chambersburg-Waynesboro, PA | 2 | $ 610,000 | $ 305,000 | $ 0 |
| Chicago-Naperville, IL | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Cleveland, TN | 2 | $ 480,000 | $ 240,000 | $ 63,000 |
| College Station-Bryan, TX | 2 | $ 530,000 | $ 265,000 | $ 0 |
| Dalton, GA | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 2 | $ 1,050,000 | $ 525,000 | $ 0 |
| El Centro, CA | 2 | $ 1,050,000 | $ 525,000 | $ 0 |
| Elizabethtown-Fort Knox, KY | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Evansville, IN-KY | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Farmington, NM | 2 | $ 410,000 | $ 205,000 | $ 60,000 |
| Gadsden, AL | 2 | $ 620,000 | $ 310,000 | $ 91,000 |
| Gainesville, FL | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Greenville, NC | 2 | $ 670,000 | $ 335,000 | $ 110,000 |
| Huntington-Ashland, WV-KY-OH | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 1,710,000 | $ 855,000 | $ 313,000 |
| Kalamazoo-Portage, MI | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Kokomo, IN | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Lansing-East Lansing, MI | 2 | $ 710,000 | $ 355,000 | $ 93,000 |
| Longview, TX | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Modesto, CA | 2 | $ 880,000 | $ 440,000 | $ 161,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 1,180,000 | $ 590,000 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 1,240,000 | $ 620,000 | $ 121,000 |
| Odessa, TX | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Reading, PA | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Rome, GA | 2 | $ 350,000 | $ 175,000 | $ 33,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 810,000 | $ 405,000 | $ 0 |
| Toledo, OH | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Tyler, TX | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Visalia-Porterville, CA | 2 | $ 600,000 | $ 300,000 | $ 127,000 |
| Wichita Falls, TX | 2 | $ 570,000 | $ 285,000 | $ 0 |
| Williamsport, PA | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Wilmington, DE-MD-NJ | 2 | $ 530,000 | $ 265,000 | $ 99,000 |
| Ann Arbor, MI | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Appleton, WI | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Bend-Redmond, OR | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Bozeman, MT | 1 | $ 275,000 | $ 275,000 | $ 47,000 |
| Charlottesville, VA | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Columbus, IN | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Decatur, AL | 1 | $ 355,000 | $ 355,000 | $ 128,000 |
| Dothan, AL | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Eau Claire, WI | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Elgin, IL | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Erie, PA | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Florence, SC | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Fort Collins, CO | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Gainesville, GA | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Gettysburg, PA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Grand Island, NE | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Grand Junction, CO | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Great Falls, MT | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Green Bay, WI | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Hot Springs, AR | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Lawton, OK | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Lebanon, PA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 355,000 | $ 355,000 | $ 66,000 |
| Lima, OH | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Lynchburg, VA | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Mansfield, OH | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Medford, OR | 1 | $ 455,000 | $ 455,000 | $ 90,000 |
| Monroe, MI | 1 | $ 115,000 | $ 115,000 | $ 161,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 695,000 | $ 695,000 | $ 154,000 |
| Paducah, KY-IL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Pinehurst-Southern Pines, NC | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Pocatello, ID | 1 | $ 525,000 | $ 525,000 | $ 97,000 |
| Salisbury, MD-DE | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Sandusky, OH | 1 | $ 455,000 | $ 455,000 | $ 193,000 |
| Santa Fe, NM | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Sheboygan, WI | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Spokane-Spokane Valley, WA | 1 | $ 405,000 | $ 405,000 | $ 161,000 |
| Staunton-Waynesboro, VA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Tacoma-Lakewood, WA | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Terre Haute, IN | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Traverse City, MI | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Wausau, WI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 685,000 | $ 685,000 | $ 0 |
Mortgage Loan Application Detail Totals for Clearpath Lending in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,087 | $714,845,000 | $342,000 | $1,575,000 | $122,000 | $199,000 |
| Cash-out Refinancing | 507 | $180,185,000 | $355,000 | $1,215,000 | $95,000 | $385,000 |
| Home Purchase | 62 | $22,460,000 | $362,000 | $1,205,000 | $135,000 | $391,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,413 | $463,355,000 | $327,000 | $1,215,000 | $100,000 | $326,000 |
| Black or African American | 888 | $315,790,000 | $355,000 | $1,575,000 | $96,000 | $385,000 |
| Hispanic | 274 | $100,610,000 | $367,000 | $925,000 | $106,000 | $257,000 |
| Asian | 36 | $19,130,000 | $531,000 | $1,265,000 | $151,000 | $391,000 |
| Native Hawaiian or Other Pacific Islander | 29 | $12,785,000 | $440,000 | $1,085,000 | $139,000 | $313,000 |
| American Indian or Alaskan Native | 12 | $3,680,000 | $306,000 | $465,000 | $92,000 | $118,000 |
| Not Provided | 4 | $2,140,000 | $535,000 | $705,000 | $118,000 | $170,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 2,546 | $881,970,000 | $346,000 | $1,575,000 | $99,000 | $385,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 110 | $35,520,000 | $322,000 | $805,000 | $116,000 | $391,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,785 | $606,815,000 | $339,000 | $1,575,000 | $100,000 | $385,000 |
| Application Withdrawn By Applicant | 605 | $219,085,000 | $362,000 | $1,565,000 | $106,000 | $391,000 |
| Application Denied By Financial Institution | 245 | $82,475,000 | $336,000 | $1,425,000 | $93,000 | $237,000 |
| File Closed For Incompleteness | 21 | $9,115,000 | $434,000 | $885,000 | $132,000 | $248,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,411 | $835,015,000 | $346,000 | $1,575,000 | $102,000 | $391,000 |
| Other | 166 | $56,300,000 | $339,000 | $1,425,000 | $99,000 | $237,000 |
| Credit History | 44 | $13,690,000 | $311,000 | $695,000 | $100,000 | $171,000 |
| Debt-To-Income Ratio | 25 | $9,265,000 | $370,000 | $645,000 | $81,000 | $219,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,675,000 | $335,000 | $415,000 | $108,000 | $132,000 |
| Employment History | 4 | $1,160,000 | $290,000 | $335,000 | $63,000 | $146,000 |
| Mortgage Insurance Denied | 1 | $385,000 | $385,000 | $385,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpath Lending's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearpath Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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