Cmco Mortgage, LLC dba Home Le Mortgage Lending & HMDA Data, 2012

In 2012, Cmco Mortgage, LLC dba Home Le of Middleburg Heights, OH reported 3,661 mortgage applications totaling $686.2 million. The average application was for $187,423, and applicants reported an average income of $83,606. 47% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (620), Louisville/Jefferson County, KY-IN (412) and Tampa-St. Petersburg-Clearwater, FL (212) (applications in parentheses).

Mortgage Company & Address Cmco Mortgage, LLC dba Home Le
7851 Freeway Circle
Middleburg Heights, OH 44130
Federal Regulator * available with data download
Years 2012  
Total Number of Mortgage Applications 3,661
Total Mortgage Loan Application Amount $686,159,000
Average Mortgage Loan Application Amount $187,423
Highest Mortgage Loan Application Amount $1,060,000
Average Applicant Income $83,606
Highest Applicant Income $1,120,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cmco Mortgage, LLC dba Home Le filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cmco Mortgage, LLC dba Home Le by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Atlanta-Sandy Springs-Marietta, GA 620 $ 127,431,000 $ 205,533 $ 91,000
Louisville/Jefferson County, KY-IN 412 $ 72,925,000 $ 177,002 $ 79,291
Tampa-St. Petersburg-Clearwater, FL 212 $ 37,994,000 $ 179,216 $ 86,000
Nashville-Davidson--Murfreesboro--Franklin, TN 194 $ 32,493,000 $ 167,489 $ 67,000
Cape Coral-Fort Myers, FL 170 $ 26,331,000 $ 154,888 $ 91,000
Palm Bay-Melbourne-Titusville, FL 166 $ 30,198,000 $ 181,915 $ 88,000
Cincinnati-Middletown, OH-KY-IN 117 $ 14,073,000 $ 120,282 $ 59,957
Dothan, AL 78 $ 11,222,000 $ 143,871 $ 58,000
Orlando-Kissimmee-Sanford, FL 60 $ 9,742,000 $ 162,366 $ 67,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 57 $ 19,638,000 $ 344,526 $ 142,894
Memphis, TN-MS-AR 52 $ 8,735,000 $ 167,980 $ 83,000
Cleveland-Elyria-Mentor, OH 45 $ 7,051,000 $ 156,688 $ 74,000
Virginia Beach-Norfolk-Newport News, VA-NC 45 $ 12,051,000 $ 267,800 $ 59,000
Indianapolis-Carmel, IN 41 $ 6,696,000 $ 163,317 $ 106,000
Lexington-Fayette, KY 41 $ 6,559,000 $ 159,975 $ 65,000
North Port-Bradenton-Sarasota, FL 38 $ 6,128,000 $ 161,263 $ 80,000
Chicago-Joliet-Naperville, IL 37 $ 8,392,000 $ 226,810 $ 101,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 37 $ 7,754,000 $ 209,567 $ 88,000
Knoxville, TN 33 $ 5,244,000 $ 158,909 $ 68,000
West Palm Beach-Boca Raton-Boynton Beach, FL 33 $ 6,651,000 $ 201,545 $ 98,000
Clarksville, TN-KY 28 $ 4,239,000 $ 151,392 $ 71,928
Los Angeles-Long Beach-Glendale, CA 28 $ 8,992,000 $ 321,142 $ 117,000
Gainesville, GA 26 $ 4,553,000 $ 175,115 $ 68,000
Chattanooga, TN-GA 23 $ 3,768,000 $ 163,826 $ 63,000
Miami-Miami Beach-Kendall, FL 23 $ 3,760,000 $ 163,478 $ 84,000
Jacksonville, FL 21 $ 3,538,000 $ 168,476 $ 94,000
Riverside-San Bernardino-Ontario, CA 21 $ 3,616,000 $ 172,190 $ 80,000
Charlotte-Gastonia-Rock Hill, NC-SC 19 $ 4,228,000 $ 222,526 $ 85,000
Bowling Green, KY 17 $ 2,623,000 $ 154,294 $ 57,000
Elizabethtown, KY 17 $ 3,236,000 $ 190,352 $ 62,000
Punta Gorda, FL 17 $ 2,232,000 $ 131,294 $ 61,000
Gary, IN 16 $ 2,397,000 $ 149,812 $ 72,000
New Orleans-Metairie-Kenner, LA 16 $ 3,119,000 $ 194,937 $ 62,000
Columbia, SC 15 $ 2,643,000 $ 176,200 $ 84,000
Birmingham-Hoover, AL 14 $ 2,762,000 $ 197,285 $ 83,000
Richmond, VA 14 $ 2,640,000 $ 188,571 $ 122,000
San Diego-Carlsbad-San Marcos, CA 14 $ 4,801,000 $ 342,928 $ 125,000
Evansville, IN-KY 13 $ 1,976,000 $ 152,000 $ 64,692
Santa Ana-Anaheim-Irvine, CA 13 $ 4,568,000 $ 351,384 $ 96,000
Raleigh-Cary, NC 12 $ 3,498,000 $ 291,500 $ 95,000
Owensboro, KY 11 $ 1,678,000 $ 152,545 $ 56,000
Baltimore-Towson, MD 10 $ 2,684,000 $ 268,400 $ 96,000
Colorado Springs, CO 10 $ 2,469,000 $ 246,900 $ 23,000
Minneapolis-St. Paul-Bloomington, MN-WI 10 $ 3,569,000 $ 356,900 $ 136,000
Oakland-Fremont-Hayward, CA 10 $ 3,890,000 $ 389,000 $ 125,000
Pensacola-Ferry Pass-Brent, FL 10 $ 1,909,000 $ 190,900 $ 107,000
Lakeland-Winter Haven, FL 9 $ 1,025,000 $ 113,888 $ 79,000
Naples-Marco Island, FL 9 $ 1,860,000 $ 206,666 $ 115,000
San Francisco-San Mateo-Redwood City, CA 9 $ 4,150,000 $ 461,111 $ 144,000
St. Louis, MO-IL 9 $ 1,371,000 $ 152,333 $ 80,000
Worcester, MA 9 $ 1,737,000 $ 193,000 $ 72,000
Denver-Aurora-Broomfield, CO 8 $ 2,415,000 $ 301,875 $ 151,000
Greenville-Mauldin-Easley, SC 8 $ 1,211,000 $ 151,375 $ 61,000
Myrtle Beach-North Myrtle Beach-Conway, SC 8 $ 914,000 $ 114,250 $ 70,000
Sacramento--Arden-Arcade--Roseville, CA 8 $ 1,718,000 $ 214,750 $ 114,000
Augusta-Richmond County, GA-SC 7 $ 1,034,000 $ 147,714 $ 56,000
Boston-Quincy, MA 7 $ 2,235,000 $ 319,285 $ 127,000
Hickory-Lenoir-Morganton, NC 7 $ 1,293,000 $ 184,714 $ 52,000
Port St. Lucie, FL 7 $ 921,000 $ 131,571 $ 64,000
San Jose-Sunnyvale-Santa Clara, CA 7 $ 2,559,000 $ 365,571 $ 130,000
Deltona-Daytona Beach-Ormond Beach, FL 6 $ 967,000 $ 161,166 $ 53,000
Fayetteville, NC 6 $ 617,000 $ 102,833 $ 69,000
Gainesville, FL 6 $ 1,276,000 $ 212,666 $ 145,000
Hartford-West Hartford-East Hartford, CT 6 $ 1,436,000 $ 239,333 $ 135,000
Mobile, AL 6 $ 872,000 $ 145,333 $ 100,000
New Haven-Milford, CT 6 $ 1,653,000 $ 275,500 $ 85,000
Oxnard-Thousand Oaks-Ventura, CA 6 $ 2,457,000 $ 409,500 $ 133,000
Panama City-Lynn Haven-Panama City Beach, FL 6 $ 1,036,000 $ 172,666 $ 79,000
Peabody, MA 6 $ 1,829,000 $ 304,833 $ 153,000
Seattle-Bellevue-Everett, WA 6 $ 2,084,000 $ 347,333 $ 112,000
Cambridge-Newton-Framingham, MA 5 $ 1,719,000 $ 343,800 $ 129,000
Crestview-Fort Walton Beach-Destin, FL 5 $ 1,426,000 $ 285,200 $ 164,000
Fort Wayne, IN 5 $ 821,000 $ 164,200 $ 67,000
Ocala, FL 5 $ 686,000 $ 137,200 $ 117,000
Palm Coast, FL 5 $ 572,000 $ 114,400 $ 44,000
South Bend-Mishawaka, IN-MI 5 $ 738,000 $ 147,600 $ 80,000
Tallahassee, FL 5 $ 953,000 $ 190,600 $ 71,000
Vallejo-Fairfield, CA 5 $ 1,060,000 $ 212,000 $ 67,000
Akron, OH 4 $ 1,101,000 $ 275,250 $ 88,000
Albany, GA 4 $ 796,000 $ 199,000 $ 78,000
Athens-Clarke County, GA 4 $ 1,046,000 $ 261,500 $ 130,000
Bakersfield-Delano, CA 4 $ 884,000 $ 221,000 $ 123,000
Bethesda-Rockville-Frederick, MD 4 $ 622,000 $ 155,500 $ 150,000
Bridgeport-Stamford-Norwalk, CT 4 $ 788,000 $ 197,000 $ 108,000
Champaign-Urbana, IL 4 $ 808,000 $ 202,000 $ 101,000
Cleveland, TN 4 $ 712,000 $ 178,000 $ 63,000
Greeley, CO 4 $ 862,000 $ 215,500 $ 119,000
Jackson, TN 4 $ 757,000 $ 189,250 $ 94,000
Kingsport-Bristol-Bristol, TN-VA 4 $ 884,000 $ 221,000 $ 170,500
Lake County-Kenosha County, IL-WI 4 $ 1,027,000 $ 256,750 $ 127,000
Montgomery, AL 4 $ 522,000 $ 130,500 $ 53,000
Norwich-New London, CT 4 $ 604,000 $ 151,000 $ 74,000
Terre Haute, IN 4 $ 670,000 $ 167,500 $ 26,000
Wilmington, NC 4 $ 657,000 $ 164,250 $ 131,000
Winston-Salem, NC 4 $ 572,000 $ 143,000 $ 52,000
Bloomington, IN 3 $ 510,000 $ 170,000 $ 64,000
Elkhart-Goshen, IN 3 $ 273,000 $ 91,000 $ 63,000
Houma-Bayou Cane-Thibodaux, LA 3 $ 414,000 $ 138,000 $ 77,000
Morristown, TN 3 $ 704,000 $ 234,666 $ 76,000
Portland-Vancouver-Hillsboro, OR-WA 3 $ 531,000 $ 177,000 $ 71,000
Providence-New Bedford-Fall River, RI-MA 3 $ 753,000 $ 251,000 $ 93,000
Salinas, CA 3 $ 1,192,000 $ 397,333 $ 136,000
Santa Barbara-Santa Maria-Goleta, CA 3 $ 1,258,000 $ 419,333 $ 53,000
Santa Rosa-Petaluma, CA 3 $ 1,220,000 $ 406,666 $ 174,000
Savannah, GA 3 $ 667,000 $ 222,333 $ 92,000
Sebastian-Vero Beach, FL 3 $ 482,000 $ 160,666 $ 144,000
Anderson, IN 2 $ 198,000 $ 99,000 $ 73,000
Anderson, SC 2 $ 209,000 $ 104,500 $ 48,000
Auburn-Opelika, AL 2 $ 386,000 $ 193,000 $ 78,000
Barnstable Town, MA 2 $ 367,000 $ 183,500 $ 125,000
Baton Rouge, LA 2 $ 278,000 $ 139,000 $ 72,000
Blacksburg-Christiansburg-Radford, VA 2 $ 261,000 $ 130,500 $ 44,000
Bloomington-Normal, IL 2 $ 229,000 $ 114,500 $ 51,000
Burlington, NC 2 $ 497,000 $ 248,500 $ 77,000
Chico, CA 2 $ 472,000 $ 236,000 $ 57,000
Columbus, OH 2 $ 220,000 $ 110,000 $ 67,000
Dallas-Plano-Irving, TX 2 $ 314,000 $ 157,000 $ 36,000
Detroit-Livonia-Dearborn, MI 2 $ 317,000 $ 158,500 $ 36,000
Fresno, CA 2 $ 525,000 $ 262,500 $ 107,000
Greensboro-High Point, NC 2 $ 403,000 $ 201,500 $ 86,000
Huntsville, AL 2 $ 277,000 $ 138,500 $ 73,000
Kalamazoo-Portage, MI 2 $ 324,000 $ 162,000 $ 92,000
Lynchburg, VA 2 $ 302,000 $ 151,000 $ 67,000
Modesto, CA 2 $ 316,000 $ 158,000 $ 75,000
Pittsfield, MA 2 $ 937,000 $ 468,500 $ 220,000
Redding, CA 2 $ 348,000 $ 174,000 $ 51,000
Sandusky, OH 2 $ 312,000 $ 156,000 $ 146,000
Spokane, WA 2 $ 334,000 $ 167,000 $ 54,000
Springfield, MA 2 $ 460,000 $ 230,000 $ 625,000
Stockton, CA 2 $ 439,000 $ 219,500 $ 68,000
Warner Robins, GA 2 $ 360,000 $ 180,000 $ 71,000
Warren-Troy-Farmington Hills, MI 2 $ 553,000 $ 276,500 $ 109,000
Yuba City, CA 2 $ 395,000 $ 197,500 $ 54,000
Asheville, NC 1 $ 209,000 $ 209,000 $ 84,000
Battle Creek, MI 1 $ 111,000 $ 111,000 $ 70,000
Bremerton-Silverdale, WA 1 $ 157,000 $ 157,000 $ 42,000
Brunswick, GA 1 $ 81,000 $ 81,000 $ 64,000
Canton-Massillon, OH 1 $ 92,000 $ 92,000 $ 39,000
Charleston-North Charleston-Summerville, SC 1 $ 322,000 $ 322,000 $ 60,000
Charlottesville, VA 1 $ 227,000 $ 227,000 $ 75,000
Columbus, GA-AL 1 $ 143,000 $ 143,000 $ 36,000
Cumberland, MD-WV 1 $ 150,000 $ 150,000 $ 132,000
Dalton, GA 1 $ 161,000 $ 161,000 $ 53,000
Dayton, OH 1 $ 145,000 $ 145,000 $ 0
Durham-Chapel Hill, NC 1 $ 355,000 $ 355,000 $ 129,000
Flint, MI 1 $ 117,000 $ 117,000 $ 50,000
Florence, SC 1 $ 96,000 $ 96,000 $ 68,000
Fort Collins-Loveland, CO 1 $ 200,000 $ 200,000 $ 63,000
Hagerstown-Martinsburg, MD-WV 1 $ 270,000 $ 270,000 $ 77,000
Hanford-Corcoran, CA 1 $ 202,000 $ 202,000 $ 73,000
Harrisonburg, VA 1 $ 140,000 $ 140,000 $ 72,000
Houston-Sugar Land-Baytown, TX 1 $ 158,000 $ 158,000 $ 132,000
Huntington-Ashland, WV-KY-OH 1 $ 133,000 $ 133,000 $ 90,000
Jackson, MI 1 $ 135,000 $ 135,000 $ 33,000
Jackson, MS 1 $ 160,000 $ 160,000 $ 62,000
Johnson City, TN 1 $ 101,000 $ 101,000 $ 43,000
Kennewick-Pasco-Richland, WA 1 $ 157,000 $ 157,000 $ 191,000
Lafayette, IN 1 $ 170,000 $ 170,000 $ 92,000
Lafayette, LA 1 $ 294,000 $ 294,000 $ 107,000
Lake Charles, LA 1 $ 151,000 $ 151,000 $ 90,000
Lansing-East Lansing, MI 1 $ 150,000 $ 150,000 $ 94,000
Macon, GA 1 $ 150,000 $ 150,000 $ 96,000
Napa, CA 1 $ 585,000 $ 585,000 $ 115,000
Peoria, IL 1 $ 116,000 $ 116,000 $ 77,000
Phoenix-Mesa-Glendale, AZ 1 $ 310,000 $ 310,000 $ 86,000
Roanoke, VA 1 $ 162,000 $ 162,000 $ 49,000
Rockford, IL 1 $ 67,000 $ 67,000 $ 27,000
San Luis Obispo-Paso Robles, CA 1 $ 435,000 $ 435,000 $ 91,000
Santa Cruz-Watsonville, CA 1 $ 300,000 $ 300,000 $ 182,000
Shreveport-Bossier City, LA 1 $ 152,000 $ 152,000 $ 43,000
Tacoma, WA 1 $ 379,000 $ 379,000 $ 0
Valdosta, GA 1 $ 100,000 $ 100,000 $ 110,000
Winchester, VA-WV 1 $ 415,000 $ 415,000 $ 156,000

Mortgage Loan Application Detail Totals for Cmco Mortgage, LLC dba Home Le in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,189 $440,654,000 $201,000 $1,060,000 $87,000 $1,120,000
Home Purchase 1,447 $241,570,000 $166,000 $1,000,000 $78,000 $511,000
Home Improvement 25 $3,935,000 $157,000 $417,000 $111,000 $1,040,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,651 $507,031,000 $191,000 $1,060,000 $85,000 $1,040,000
Not Provided 531 $96,040,000 $180,000 $989,000 $87,000 $1,120,000
Black or African American 250 $40,157,000 $160,000 $417,000 $64,000 $452,000
Hispanic 155 $25,220,000 $162,000 $626,000 $64,000 $252,000
Asian 55 $13,347,000 $242,000 $649,000 $112,000 $291,000
American Indian or Alaskan Native 16 $3,876,000 $242,000 $632,000 $114,000 $240,000
Native Hawaiian or Other Pacific Islander 3 $488,000 $162,000 $185,000 $76,000 $100,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,991 $409,829,000 $205,000 $1,060,000 $105,000 $1,120,000
FHA-insured (Federal Housing Administration) 1,209 $191,065,000 $158,000 $780,000 $58,000 $450,000
VA-guaranteed (Veterans Administration) 359 $71,802,000 $200,000 $685,000 $65,000 $301,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 102 $13,463,000 $131,000 $250,000 $43,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,708 $317,106,000 $185,000 $650,000 $82,000 $452,000
File Closed For Incompleteness 1,352 $263,805,000 $195,000 $1,060,000 $90,000 $1,120,000
Application Denied By Financial Institution 285 $48,017,000 $168,000 $602,000 $67,000 $533,000
Application Withdrawn By Applicant 224 $41,233,000 $184,000 $1,000,000 $87,000 $600,000
Application Approved But Not Accepted 92 $15,998,000 $173,000 $417,000 $70,000 $306,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 124 $19,579,000 $157,000 $602,000 $74,000 $533,000
Collateral 62 $9,775,000 $157,000 $357,000 $78,000 $511,000
Debt-To-Income Ratio 49 $10,357,000 $211,000 $585,000 $50,000 $181,000
Credit History 18 $2,354,000 $130,000 $373,000 $42,000 $82,000
Employment History 13 $2,851,000 $219,000 $417,000 $54,000 $102,000
Unverifiable Information 13 $2,085,000 $160,000 $385,000 $68,000 $263,000
Insufficient Cash (Downpayment, Closing Cost) 5 $691,000 $138,000 $183,000 $48,000 $199,000
Mortgage Insurance Denied 1 $325,000 $325,000 $325,000 $91,000 $91,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cmco Mortgage, LLC dba Home Le's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cmco Mortgage, LLC dba Home Le's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet with aggregated HMDA statistics today.

Download the Ohio Lender List