Community Resource Mortgage Mortgage Lending & HMDA Data, 2006

In 2006, Community Resource Mortgage of Columbia, SC reported 3,441 mortgage applications totaling $564.2 million, up 17% from 2005. The average application was for $163,956, and applicants reported an average income of $94,464. 6% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Columbia, SC (474), Greenville, SC (174) and Charleston-North Charleston, SC (154) (applications in parentheses).

Mortgage Company & Address Community Resource Mortgage
508 Hampton Street
Columbia, SC 29201
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 3,441
Total Mortgage Loan Application Amount $564,173,000
Average Mortgage Loan Application Amount $163,956
Highest Mortgage Loan Application Amount $3,735,000
Average Applicant Income $94,464
Highest Applicant Income $3,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community Resource Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Community Resource Mortgage by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Richland, South Carolina 304 $ 42,195,000 $ 138,799 $ 84,000
Lexington, South Carolina 136 $ 16,439,000 $ 120,875 $ 109,000
Greenville, South Carolina 131 $ 14,314,000 $ 109,267 $ 64,000
Anderson, South Carolina 114 $ 11,134,000 $ 97,666 $ 74,000
Charleston, South Carolina 87 $ 15,705,000 $ 180,517 $ 111,000
Horry, South Carolina 74 $ 18,615,000 $ 251,554 $ 147,000
Shelby, Tennessee 71 $ 8,191,000 $ 115,366 $ 57,000
Spartanburg, South Carolina 68 $ 6,189,000 $ 91,014 $ 51,000
Orangeburg, South Carolina 62 $ 8,745,000 $ 141,048 $ 65,000
Cook, Illinois 59 $ 15,241,000 $ 258,322 $ 254,000
Mecklenburg, North Carolina 40 $ 6,937,000 $ 173,425 $ 123,000
Berkeley, South Carolina 38 $ 5,916,000 $ 155,684 $ 76,000
Pickens, South Carolina 36 $ 4,175,000 $ 115,972 $ 54,000
York, South Carolina 31 $ 4,232,000 $ 136,516 $ 66,000
Jefferson, Alabama 30 $ 3,917,000 $ 130,566 $ 53,000
Sumter, South Carolina 30 $ 4,059,000 $ 135,300 $ 81,000
Dorchester, South Carolina 29 $ 6,208,000 $ 214,068 $ 76,000
Florence, South Carolina 29 $ 3,632,000 $ 125,241 $ 49,000
Oconee, South Carolina 29 $ 3,776,000 $ 130,206 $ 58,000
Mobile, Alabama 28 $ 2,922,000 $ 104,357 $ 50,000
Prince George's, Maryland 28 $ 6,953,000 $ 248,321 $ 99,000
Guilford, North Carolina 27 $ 3,610,000 $ 133,703 $ 59,000
Hartford, Connecticut 26 $ 3,966,000 $ 152,538 $ 66,000
Wake, North Carolina 26 $ 4,986,000 $ 191,769 $ 105,000
Duval, Florida 25 $ 3,191,000 $ 127,640 $ 82,000
Aiken, South Carolina 25 $ 3,347,000 $ 133,880 $ 65,000
Fulton, Georgia 23 $ 6,760,000 $ 293,913 $ 124,000
Greenwood, South Carolina 20 $ 2,415,000 $ 120,750 $ 60,000
Beaufort, South Carolina 19 $ 4,057,000 $ 213,526 $ 111,000
Kershaw, South Carolina 19 $ 2,700,000 $ 142,105 $ 61,000
Humphreys, Tennessee 19 $ 1,481,000 $ 77,947 $ 38,000
Buncombe, North Carolina 17 $ 2,990,000 $ 175,882 $ 96,000
Cobb, Georgia 16 $ 2,591,000 $ 161,937 $ 104,000
Hennepin, Minnesota 16 $ 2,049,000 $ 128,062 $ 128,000
DeKalb, Georgia 15 $ 3,408,000 $ 227,200 $ 78,000
Georgetown, South Carolina 15 $ 4,101,000 $ 273,400 $ 58,000
Davidson, Tennessee 15 $ 1,703,000 $ 113,533 $ 87,000
Haywood, North Carolina 14 $ 2,131,000 $ 152,214 $ 42,000
Colleton, South Carolina 14 $ 1,277,000 $ 91,214 $ 55,000
Hamilton, Tennessee 14 $ 1,424,000 $ 101,714 $ 100,000
Maricopa, Arizona 13 $ 4,429,000 $ 340,692 $ 330,000
Gwinnett, Georgia 13 $ 2,641,000 $ 203,153 $ 99,000
Queens, New York 13 $ 3,692,000 $ 284,000 $ 81,000
Bay, Florida 12 $ 3,855,000 $ 321,250 $ 184,000
Broward, Florida 12 $ 3,150,000 $ 262,500 $ 133,000
Sedgwick, Kansas 12 $ 987,000 $ 82,250 $ 51,000
Richmond, Georgia 11 $ 1,054,000 $ 95,818 $ 70,000
Wayne, Michigan 11 $ 908,000 $ 82,545 $ 105,000
Cumberland, North Carolina 11 $ 735,000 $ 66,818 $ 66,000
Durham, North Carolina 11 $ 1,400,000 $ 127,272 $ 82,000
Philadelphia, Pennsylvania 11 $ 2,053,000 $ 186,636 $ 75,000
New Haven, Connecticut 10 $ 1,876,000 $ 187,600 $ 105,000
Orange, Florida 10 $ 2,319,000 $ 231,900 $ 159,000
DeSoto, Mississippi 10 $ 1,205,000 $ 120,500 $ 71,000
Clark, Nevada 10 $ 2,746,000 $ 274,600 $ 190,000
Henderson, North Carolina 10 $ 1,687,000 $ 168,700 $ 62,000
Dallas, Texas 10 $ 3,801,000 $ 380,100 $ 57,000
Virginia Beach, Virginia 10 $ 1,772,000 $ 177,200 $ 51,000
Pinal, Arizona 9 $ 1,362,000 $ 151,333 $ 207,000
Pulaski, Arkansas 9 $ 1,394,000 $ 154,888 $ 89,000
New Castle, Delaware 9 $ 1,489,000 $ 165,444 $ 81,000
District of Columbia, District Of Columbia 9 $ 3,051,000 $ 339,000 $ 105,000
Seminole, Florida 9 $ 1,248,000 $ 138,666 $ 88,000
Worcester, Massachusetts 9 $ 1,760,000 $ 195,555 $ 39,000
Kings, New York 9 $ 3,687,000 $ 409,666 $ 164,000
Nassau, New York 9 $ 3,877,000 $ 430,777 $ 178,000
Abbeville, South Carolina 9 $ 835,000 $ 92,777 $ 27,000
Montgomery, Alabama 8 $ 819,000 $ 102,375 $ 62,000
Los Angeles, California 8 $ 5,429,000 $ 678,625 $ 281,000
Hernando, Florida 8 $ 1,461,000 $ 182,625 $ 37,000
Hillsborough, Florida 8 $ 1,372,000 $ 171,500 $ 71,000
Palm Beach, Florida 8 $ 3,693,000 $ 461,625 $ 243,000
Clayton, Georgia 8 $ 790,000 $ 98,750 $ 56,000
Columbia, Georgia 8 $ 879,000 $ 109,875 $ 67,000
Will, Illinois 8 $ 1,527,000 $ 190,875 $ 93,000
Montgomery, Maryland 8 $ 2,409,000 $ 301,125 $ 85,000
Dakota, Minnesota 8 $ 1,411,000 $ 176,375 $ 200,000
Gaston, North Carolina 8 $ 651,000 $ 81,375 $ 55,000
Allegheny, Pennsylvania 8 $ 933,000 $ 116,625 $ 47,000
Harris, Texas 8 $ 682,000 $ 85,250 $ 60,000
Norfolk, Virginia 8 $ 1,021,000 $ 127,625 $ 58,000
Fairfield, Connecticut 7 $ 1,746,000 $ 249,428 $ 113,000
Citrus, Florida 7 $ 1,227,000 $ 175,285 $ 45,000
Ouachita, Louisiana 7 $ 519,000 $ 74,142 $ 46,000
Anne Arundel, Maryland 7 $ 1,353,000 $ 193,285 $ 76,000
Macomb, Michigan 7 $ 1,342,000 $ 191,714 $ 58,000
St. Louis, Missouri 7 $ 787,000 $ 112,428 $ 36,000
Camden, New Jersey 7 $ 1,060,000 $ 151,428 $ 114,000
Suffolk, New York 7 $ 2,601,000 $ 371,571 $ 134,000
New Hanover, North Carolina 7 $ 1,423,000 $ 203,285 $ 91,000
Rutherford, North Carolina 7 $ 771,000 $ 110,142 $ 78,000
Union, North Carolina 7 $ 4,726,000 $ 675,142 $ 211,000
Providence, Rhode Island 7 $ 1,288,000 $ 184,000 $ 51,000
Laurens, South Carolina 7 $ 559,000 $ 79,857 $ 73,000
Madison, Tennessee 7 $ 454,000 $ 64,857 $ 68,000
Madison, Alabama 6 $ 1,360,000 $ 226,666 $ 71,000
Leon, Florida 6 $ 606,000 $ 101,000 $ 46,000
Marion, Florida 6 $ 482,000 $ 80,333 $ 97,000
Miami-Dade, Florida 6 $ 4,805,000 $ 800,833 $ 301,000
Pinellas, Florida 6 $ 938,000 $ 156,333 $ 42,000
Catoosa, Georgia 6 $ 986,000 $ 164,333 $ 284,000
Chatham, Georgia 6 $ 799,000 $ 133,166 $ 74,000
Baltimore City, Maryland 6 $ 820,000 $ 136,666 $ 68,000
Cabarrus, North Carolina 6 $ 1,574,000 $ 262,333 $ 161,000
Forsyth, North Carolina 6 $ 801,000 $ 133,500 $ 31,000
Cuyahoga, Ohio 6 $ 632,000 $ 105,333 $ 50,000
Montgomery, Pennsylvania 6 $ 885,000 $ 147,500 $ 99,000
Cherokee, South Carolina 6 $ 493,000 $ 82,166 $ 70,000
Chesterfield, South Carolina 6 $ 367,000 $ 61,166 $ 39,000
Clarendon, South Carolina 6 $ 869,000 $ 144,833 $ 78,000
Darlington, South Carolina 6 $ 470,000 $ 78,333 $ 46,000
Fairfield, South Carolina 6 $ 594,000 $ 99,000 $ 48,000
McCormick, South Carolina 6 $ 567,000 $ 94,500 $ 38,000
Newberry, South Carolina 6 $ 491,000 $ 81,833 $ 86,000
Gibson, Tennessee 6 $ 527,000 $ 87,833 $ 57,000
Montgomery, Tennessee 6 $ 745,000 $ 124,166 $ 43,000
Fort Bend, Texas 6 $ 695,000 $ 115,833 $ 60,000
Chesapeake, Virginia 6 $ 756,000 $ 126,000 $ 70,000
Loudoun, Virginia 6 $ 2,120,000 $ 353,333 $ 129,000
San Diego, California 5 $ 1,736,000 $ 347,200 $ 143,000
Sarasota, Florida 5 $ 1,076,000 $ 215,200 $ 189,000
Cherokee, Georgia 5 $ 885,000 $ 177,000 $ 74,000
Douglas, Georgia 5 $ 793,000 $ 158,600 $ 57,000
Gilmer, Georgia 5 $ 408,000 $ 81,600 $ 46,000
Canyon, Idaho 5 $ 851,000 $ 170,200 $ 95,000
East Baton Rouge, Louisiana 5 $ 491,000 $ 98,200 $ 48,000
Suffolk, Massachusetts 5 $ 1,191,000 $ 238,200 $ 87,000
Passaic, New Jersey 5 $ 1,806,000 $ 361,200 $ 157,000
Union, New Jersey 5 $ 1,210,000 $ 242,000 $ 62,000
Bernalillo, New Mexico 5 $ 618,000 $ 123,600 $ 300,000
Orange, New York 5 $ 1,223,000 $ 244,600 $ 177,000
McDowell, North Carolina 5 $ 526,000 $ 105,200 $ 41,000
Franklin, Ohio 5 $ 350,000 $ 70,000 $ 51,000
Montgomery, Ohio 5 $ 405,000 $ 81,000 $ 63,000
Bamberg, South Carolina 5 $ 422,000 $ 84,400 $ 32,000
Calhoun, South Carolina 5 $ 362,000 $ 72,400 $ 47,000
Marlboro, South Carolina 5 $ 521,000 $ 104,200 $ 49,000
Knox, Tennessee 5 $ 1,456,000 $ 291,200 $ 93,000
Sumner, Tennessee 5 $ 542,000 $ 108,400 $ 48,000
Williamson, Tennessee 5 $ 737,000 $ 147,400 $ 73,000
Stafford, Virginia 5 $ 1,635,000 $ 327,000 $ 121,000
Riverside, California 4 $ 1,238,000 $ 309,500 $ 137,000
Brevard, Florida 4 $ 802,000 $ 200,500 $ 76,000
Charlotte, Florida 4 $ 780,000 $ 195,000 $ 74,000
Lee, Florida 4 $ 806,000 $ 201,500 $ 128,000
Osceola, Florida 4 $ 883,000 $ 220,750 $ 256,000
Forsyth, Georgia 4 $ 413,000 $ 103,250 $ 106,000
Jackson, Georgia 4 $ 1,648,000 $ 412,000 $ 332,000
DuPage, Illinois 4 $ 734,000 $ 183,500 $ 77,000
Marion, Indiana 4 $ 277,000 $ 69,250 $ 41,000
Jefferson, Kentucky 4 $ 693,000 $ 173,250 $ 61,000
Charles, Maryland 4 $ 1,173,000 $ 293,250 $ 80,000
Plymouth, Massachusetts 4 $ 983,000 $ 245,750 $ 150,000
Oakland, Michigan 4 $ 726,000 $ 181,500 $ 130,000
Ramsey, Minnesota 4 $ 956,000 $ 239,000 $ 285,000
Atlantic, New Jersey 4 $ 482,000 $ 120,500 $ 61,000
Essex, New Jersey 4 $ 908,000 $ 227,000 $ 70,000
Albany, New York 4 $ 245,000 $ 61,250 $ 33,000
Erie, New York 4 $ 406,000 $ 101,500 $ 77,000
Brunswick, North Carolina 4 $ 917,000 $ 229,250 $ 64,000
Hamilton, Ohio 4 $ 396,000 $ 99,000 $ 55,000
Oklahoma, Oklahoma 4 $ 404,000 $ 101,000 $ 53,000
Delaware, Pennsylvania 4 $ 712,000 $ 178,000 $ 56,000
Lee, South Carolina 4 $ 406,000 $ 101,500 $ 38,000
Saluda, South Carolina 4 $ 747,000 $ 186,750 $ 89,000
Minnehaha, South Dakota 4 $ 645,000 $ 161,250 $ 0
Henry, Tennessee 4 $ 250,000 $ 62,500 $ 38,000
Houston, Tennessee 4 $ 313,000 $ 78,250 $ 43,000
Jefferson, Tennessee 4 $ 1,266,000 $ 316,500 $ 1,133,000
Rutherford, Tennessee 4 $ 488,000 $ 122,000 $ 51,000
Bell, Texas 4 $ 493,000 $ 123,250 $ 84,000
Collin, Texas 4 $ 1,752,000 $ 438,000 $ 299,000
Tarrant, Texas 4 $ 421,000 $ 105,250 $ 49,000
Travis, Texas 4 $ 831,000 $ 207,750 $ 156,000
Utah, Utah 4 $ 2,291,000 $ 572,750 $ 184,000
Chesterfield, Virginia 4 $ 863,000 $ 215,750 $ 87,000
Fairfax, Virginia 4 $ 2,451,000 $ 612,750 $ 149,000
Prince William, Virginia 4 $ 580,000 $ 145,000 $ 186,000
Baldwin, Alabama 3 $ 382,000 $ 127,333 $ 304,000
Escambia, Alabama 3 $ 211,000 $ 70,333 $ 16,000
Shelby, Alabama 3 $ 331,000 $ 110,333 $ 26,000
Contra Costa, California 3 $ 610,000 $ 203,333 $ 280,000
San Bernardino, California 3 $ 632,000 $ 210,666 $ 114,000
New London, Connecticut 3 $ 696,000 $ 232,000 $ 97,000
Windham, Connecticut 3 $ 610,000 $ 203,333 $ 51,000
Collier, Florida 3 $ 542,000 $ 180,666 $ 165,000
Polk, Florida 3 $ 457,000 $ 152,333 $ 54,000
St. Johns, Florida 3 $ 715,000 $ 238,333 $ 110,000
St. Lucie, Florida 3 $ 694,000 $ 231,333 $ 93,000
Bibb, Georgia 3 $ 242,000 $ 80,666 $ 76,000
Fayette, Georgia 3 $ 646,000 $ 215,333 $ 94,000
Houston, Georgia 3 $ 479,000 $ 159,666 $ 60,000
Whitfield, Georgia 3 $ 343,000 $ 114,333 $ 48,000
Kane, Illinois 3 $ 428,000 $ 142,666 $ 62,000
Kankakee, Illinois 3 $ 494,000 $ 164,666 $ 74,000
Kendall, Illinois 3 $ 677,000 $ 225,666 $ 97,000
Floyd, Indiana 3 $ 474,000 $ 158,000 $ 54,000
Grant, Indiana 3 $ 243,000 $ 81,000 $ 186,000
Johnson, Iowa 3 $ 329,000 $ 109,666 $ 61,000
Ascension, Louisiana 3 $ 361,000 $ 120,333 $ 162,000
Cecil, Maryland 3 $ 702,000 $ 234,000 $ 78,000
Washington, Maryland 3 $ 985,000 $ 328,333 $ 68,000
Essex, Massachusetts 3 $ 739,000 $ 246,333 $ 69,000
Carver, Minnesota 3 $ 368,000 $ 122,666 $ 317,000
Scott, Minnesota 3 $ 466,000 $ 155,333 $ 336,000
Burlington, New Jersey 3 $ 305,000 $ 101,666 $ 64,000
Gloucester, New Jersey 3 $ 544,000 $ 181,333 $ 73,000
Monmouth, New Jersey 3 $ 595,000 $ 198,333 $ 130,000
Oswego, New York 3 $ 203,000 $ 67,666 $ 51,000
Rockland, New York 3 $ 677,000 $ 225,666 $ 118,000
Westchester, New York 3 $ 893,000 $ 297,666 $ 82,000
Cherokee, North Carolina 3 $ 368,000 $ 122,666 $ 48,000
Clay, North Carolina 3 $ 811,000 $ 270,333 $ 114,000
Jackson, North Carolina 3 $ 657,000 $ 219,000 $ 47,000
Lee, North Carolina 3 $ 474,000 $ 158,000 $ 186,000
Pender, North Carolina 3 $ 494,000 $ 164,666 $ 54,000
Pitt, North Carolina 3 $ 619,000 $ 206,333 $ 79,000
Robeson, North Carolina 3 $ 286,000 $ 95,333 $ 37,000
Lucas, Ohio 3 $ 181,000 $ 60,333 $ 25,000
Luzerne, Pennsylvania 3 $ 559,000 $ 186,333 $ 128,000
Northampton, Pennsylvania 3 $ 616,000 $ 205,333 $ 84,000
Edgefield, South Carolina 3 $ 229,000 $ 76,333 $ 37,000
Putnam, Tennessee 3 $ 416,000 $ 138,666 $ 85,000
Sullivan, Tennessee 3 $ 277,000 $ 92,333 $ 84,000
Henrico, Virginia 3 $ 383,000 $ 127,666 $ 65,000
Newport News, Virginia 3 $ 453,000 $ 151,000 $ 67,000
Petersburg, Virginia 3 $ 340,000 $ 113,333 $ 282,000
Harrison, West Virginia 3 $ 161,000 $ 53,666 $ 29,000
Milwaukee, Wisconsin 3 $ 363,000 $ 121,000 $ 180,000
Elmore, Alabama 2 $ 224,000 $ 112,000 $ 54,000
Marshall, Alabama 2 $ 126,000 $ 63,000 $ 47,000
Tuscaloosa, Alabama 2 $ 173,000 $ 86,500 $ 60,000
Benton, Arkansas 2 $ 352,000 $ 176,000 $ 67,000
Craighead, Arkansas 2 $ 179,000 $ 89,500 $ 89,000
Pope, Arkansas 2 $ 107,000 $ 53,500 $ 91,000
St. Francis, Arkansas 2 $ 186,000 $ 93,000 $ 61,000
Kings, California 2 $ 172,000 $ 86,000 $ 25,000
San Francisco, California 2 $ 626,000 $ 313,000 $ 360,000
San Joaquin, California 2 $ 694,000 $ 347,000 $ 118,000
Shasta, California 2 $ 489,000 $ 244,500 $ 86,000
Solano, California 2 $ 490,000 $ 245,000 $ 135,000
El Paso, Colorado 2 $ 480,000 $ 240,000 $ 120,000
Larimer, Colorado 2 $ 650,000 $ 325,000 $ 240,000
Gilchrist, Florida 2 $ 135,000 $ 67,500 $ 144,000
Lake, Florida 2 $ 260,000 $ 130,000 $ 97,000
Camden, Georgia 2 $ 173,000 $ 86,500 $ 40,000
Coweta, Georgia 2 $ 207,000 $ 103,500 $ 68,000
Dougherty, Georgia 2 $ 154,000 $ 77,000 $ 37,000
Fannin, Georgia 2 $ 1,080,000 $ 540,000 $ 37,000
Glynn, Georgia 2 $ 114,000 $ 57,000 $ 88,000
McIntosh, Georgia 2 $ 238,000 $ 119,000 $ 44,000
Newton, Georgia 2 $ 443,000 $ 221,500 $ 63,000
Walton, Georgia 2 $ 209,000 $ 104,500 $ 62,000
Lake, Illinois 2 $ 120,000 $ 60,000 $ 45,000
St. Clair, Illinois 2 $ 126,000 $ 63,000 $ 32,000
Carroll, Iowa 2 $ 245,000 $ 122,500 $ 100,000
Butler, Kansas 2 $ 250,000 $ 125,000 $ 211,000
Daviess, Kentucky 2 $ 150,000 $ 75,000 $ 38,000
Fayette, Kentucky 2 $ 182,000 $ 91,000 $ 65,000
Muhlenberg, Kentucky 2 $ 102,000 $ 51,000 $ 14,000
Caddo, Louisiana 2 $ 119,000 $ 59,500 $ 56,000
Calcasieu, Louisiana 2 $ 271,000 $ 135,500 $ 57,000
Jefferson, Louisiana 2 $ 370,000 $ 185,000 $ 120,000
Livingston, Louisiana 2 $ 205,000 $ 102,500 $ 53,000
Orleans, Louisiana 2 $ 263,000 $ 131,500 $ 42,000
Frederick, Maryland 2 $ 514,000 $ 257,000 $ 71,000
Barnstable, Massachusetts 2 $ 910,000 $ 455,000 $ 831,000
Montcalm, Michigan 2 $ 179,000 $ 89,500 $ 72,000
Anoka, Minnesota 2 $ 265,000 $ 132,500 $ 290,000
Clay, Minnesota 2 $ 230,000 $ 115,000 $ 180,000
St. Louis, Minnesota 2 $ 206,000 $ 103,000 $ 47,000
Hinds, Mississippi 2 $ 303,000 $ 151,500 $ 108,000
Lauderdale, Mississippi 2 $ 242,000 $ 121,000 $ 44,000
Marshall, Mississippi 2 $ 128,000 $ 64,000 $ 40,000
Rankin, Mississippi 2 $ 103,000 $ 51,500 $ 31,000
Simpson, Mississippi 2 $ 115,000 $ 57,500 $ 11,000
Warren, Mississippi 2 $ 320,000 $ 160,000 $ 43,000
Dodge, Nebraska 2 $ 129,000 $ 64,500 $ 50,000
Hillsborough, New Hampshire 2 $ 532,000 $ 266,000 $ 96,000
Merrimack, New Hampshire 2 $ 415,000 $ 207,500 $ 27,000
Cumberland, New Jersey 2 $ 258,000 $ 129,000 $ 27,000
Hudson, New Jersey 2 $ 597,000 $ 298,500 $ 582,000
Mercer, New Jersey 2 $ 786,000 $ 393,000 $ 147,000
Middlesex, New Jersey 2 $ 822,000 $ 411,000 $ 131,000
Ocean, New Jersey 2 $ 414,000 $ 207,000 $ 234,000
Bronx, New York 2 $ 780,000 $ 390,000 $ 96,000
Delaware, New York 2 $ 132,000 $ 66,000 $ 45,000
Dutchess, New York 2 $ 800,000 $ 400,000 $ 210,000
Monroe, New York 2 $ 1,443,000 $ 721,500 $ 278,000
Oneida, New York 2 $ 154,000 $ 77,000 $ 47,000
Richmond, New York 2 $ 564,000 $ 282,000 $ 147,000
Washington, New York 2 $ 243,000 $ 121,500 $ 135,000
Caldwell, North Carolina 2 $ 648,000 $ 324,000 $ 105,000
Carteret, North Carolina 2 $ 133,000 $ 66,500 $ 120,000
Chatham, North Carolina 2 $ 204,000 $ 102,000 $ 38,000
Cleveland, North Carolina 2 $ 169,000 $ 84,500 $ 149,000
Davidson, North Carolina 2 $ 234,000 $ 117,000 $ 43,000
Iredell, North Carolina 2 $ 184,000 $ 92,000 $ 60,000
Macon, North Carolina 2 $ 429,000 $ 214,500 $ 89,000
Moore, North Carolina 2 $ 398,000 $ 199,000 $ 60,000
Orange, North Carolina 2 $ 345,000 $ 172,500 $ 28,000
Rowan, North Carolina 2 $ 259,000 $ 129,500 $ 57,000
Cass, North Dakota 2 $ 191,000 $ 95,500 $ 58,000
Clermont, Ohio 2 $ 296,000 $ 148,000 $ 68,000
Clinton, Ohio 2 $ 189,000 $ 94,500 $ 105,000
Portage, Ohio 2 $ 237,000 $ 118,500 $ 119,000
Summit, Ohio 2 $ 332,000 $ 166,000 $ 35,000
Canadian, Oklahoma 2 $ 308,000 $ 154,000 $ 58,000
Cleveland, Oklahoma 2 $ 164,000 $ 82,000 $ 65,000
Columbia, Oregon 2 $ 688,000 $ 344,000 $ 84,000
Lane, Oregon 2 $ 405,000 $ 202,500 $ 114,000
Marion, Oregon 2 $ 287,000 $ 143,500 $ 129,000
Bucks, Pennsylvania 2 $ 350,000 $ 175,000 $ 52,000
Chester, Pennsylvania 2 $ 772,000 $ 386,000 $ 225,000
Cumberland, Pennsylvania 2 $ 374,000 $ 187,000 $ 102,000
Lancaster, Pennsylvania 2 $ 130,000 $ 65,000 $ 56,000
Lawrence, Pennsylvania 2 $ 163,000 $ 81,500 $ 81,000
Mercer, Pennsylvania 2 $ 253,000 $ 126,500 $ 102,000
Susquehanna, Pennsylvania 2 $ 196,000 $ 98,000 $ 60,000
Washington, Pennsylvania 2 $ 390,000 $ 195,000 $ 79,000
Westmoreland, Pennsylvania 2 $ 100,000 $ 50,000 $ 78,000
Bradley, Tennessee 2 $ 101,000 $ 50,500 $ 57,000
Carter, Tennessee 2 $ 260,000 $ 130,000 $ 13,000
Clay, Tennessee 2 $ 350,000 $ 175,000 $ 52,000
Dyer, Tennessee 2 $ 128,000 $ 64,000 $ 49,000
Fayette, Tennessee 2 $ 328,000 $ 164,000 $ 43,000
Hardeman, Tennessee 2 $ 236,000 $ 118,000 $ 61,000
Washington, Tennessee 2 $ 335,000 $ 167,500 $ 34,000
Brazoria, Texas 2 $ 355,000 $ 177,500 $ 198,000
Galveston, Texas 2 $ 418,000 $ 209,000 $ 106,000
McLennan, Texas 2 $ 340,000 $ 170,000 $ 100,000
Parker, Texas 2 $ 600,000 $ 300,000 $ 180,000
Williamson, Texas 2 $ 253,000 $ 126,500 $ 102,000
Salt Lake, Utah 2 $ 330,000 $ 165,000 $ 74,000
Albemarle, Virginia 2 $ 1,784,000 $ 892,000 $ 376,000
Alexandria, Virginia 2 $ 676,000 $ 338,000 $ 104,000
Essex, Virginia 2 $ 183,000 $ 91,500 $ 81,000
Hampton, Virginia 2 $ 152,000 $ 76,000 $ 29,000
Louisa, Virginia 2 $ 2,132,000 $ 1,066,000 $ 275,000
Mecklenburg, Virginia 2 $ 121,000 $ 60,500 $ 21,000
Portsmouth, Virginia 2 $ 260,000 $ 130,000 $ 50,000
Powhatan, Virginia 2 $ 406,000 $ 203,000 $ 56,000
Prince George, Virginia 2 $ 324,000 $ 162,000 $ 63,000
Roanoke City, Virginia 2 $ 365,000 $ 182,500 $ 69,000
Spotsylvania, Virginia 2 $ 565,000 $ 282,500 $ 75,000
Wise, Virginia 2 $ 311,000 $ 155,500 $ 90,000
Clark, Washington 2 $ 181,000 $ 90,500 $ 186,000
King, Washington 2 $ 524,000 $ 262,000 $ 81,000
Grant, West Virginia 2 $ 257,000 $ 128,500 $ 48,000
Jefferson, West Virginia 2 $ 1,035,000 $ 517,500 $ 1,528,000
Rock, Wisconsin 2 $ 291,000 $ 145,500 $ 96,000
St. Croix, Wisconsin 2 $ 271,000 $ 135,500 $ 189,000
Natrona, Wyoming 2 $ 259,000 $ 129,500 $ 0
Autauga, Alabama 1 $ 375,000 $ 375,000 $ 77,000
Blount, Alabama 1 $ 158,000 $ 158,000 $ 64,000
Chambers, Alabama 1 $ 81,000 $ 81,000 $ 54,000
Dallas, Alabama 1 $ 135,000 $ 135,000 $ 39,000
Etowah, Alabama 1 $ 119,000 $ 119,000 $ 62,000
Jackson, Alabama 1 $ 100,000 $ 100,000 $ 48,000
Lee, Alabama 1 $ 117,000 $ 117,000 $ 180,000
Lowndes, Alabama 1 $ 92,000 $ 92,000 $ 34,000
Monroe, Alabama 1 $ 138,000 $ 138,000 $ 54,000
Morgan, Alabama 1 $ 40,000 $ 40,000 $ 26,000
Perry, Alabama 1 $ 120,000 $ 120,000 $ 62,000
Russell, Alabama 1 $ 184,000 $ 184,000 $ 42,000
Sumter, Alabama 1 $ 65,000 $ 65,000 $ 32,000
Talladega, Alabama 1 $ 40,000 $ 40,000 $ 34,000
Washington, Alabama 1 $ 40,000 $ 40,000 $ 22,000
Santa Cruz, Arizona 1 $ 200,000 $ 200,000 $ 78,000
Yuma, Arizona 1 $ 150,000 $ 150,000 $ 144,000
Cross, Arkansas 1 $ 122,000 $ 122,000 $ 74,000
Greene, Arkansas 1 $ 153,000 $ 153,000 $ 88,000
Howard, Arkansas 1 $ 112,000 $ 112,000 $ 156,000
Independence, Arkansas 1 $ 68,000 $ 68,000 $ 64,000
Jefferson, Arkansas 1 $ 80,000 $ 80,000 $ 48,000
Mississippi, Arkansas 1 $ 57,000 $ 57,000 $ 26,000
Sevier, Arkansas 1 $ 92,000 $ 92,000 $ 120,000
White, Arkansas 1 $ 244,000 $ 244,000 $ 183,000
Calaveras, California 1 $ 610,000 $ 610,000 $ 146,000
Del Norte, California 1 $ 117,000 $ 117,000 $ 125,000
Fresno, California 1 $ 90,000 $ 90,000 $ 94,000
Orange, California 1 $ 120,000 $ 120,000 $ 20,000
Sacramento, California 1 $ 280,000 $ 280,000 $ 85,000
Sonoma, California 1 $ 343,000 $ 343,000 $ 144,000
Tehama, California 1 $ 241,000 $ 241,000 $ 95,000
Tulare, California 1 $ 329,000 $ 329,000 $ 159,000
Arapahoe, Colorado 1 $ 205,000 $ 205,000 $ 248,000
Boulder, Colorado 1 $ 112,000 $ 112,000 $ 36,000
Summit, Colorado 1 $ 18,000 $ 18,000 $ 37,000
Middlesex, Connecticut 1 $ 392,000 $ 392,000 $ 106,000
Tolland, Connecticut 1 $ 85,000 $ 85,000 $ 53,000
Sussex, Delaware 1 $ 900,000 $ 900,000 $ 123,000
Clay, Florida 1 $ 172,000 $ 172,000 $ 90,000
Dixie, Florida 1 $ 200,000 $ 200,000 $ 96,000
Escambia, Florida 1 $ 140,000 $ 140,000 $ 48,000
Flagler, Florida 1 $ 169,000 $ 169,000 $ 140,000
Monroe, Florida 1 $ 980,000 $ 980,000 $ 264,000
Nassau, Florida 1 $ 100,000 $ 100,000 $ 120,000
Okaloosa, Florida 1 $ 227,000 $ 227,000 $ 78,000
Okeechobee, Florida 1 $ 115,000 $ 115,000 $ 35,000
Pasco, Florida 1 $ 228,000 $ 228,000 $ 213,000
Putnam, Florida 1 $ 163,000 $ 163,000 $ 53,000
Santa Rosa, Florida 1 $ 250,000 $ 250,000 $ 70,000
Volusia, Florida 1 $ 154,000 $ 154,000 $ 44,000
Washington, Florida 1 $ 150,000 $ 150,000 $ 63,000
Barrow, Georgia 1 $ 106,000 $ 106,000 $ 0
Bartow, Georgia 1 $ 158,000 $ 158,000 $ 60,000
Clarke, Georgia 1 $ 40,000 $ 40,000 $ 0
Effingham, Georgia 1 $ 90,000 $ 90,000 $ 44,000
Elbert, Georgia 1 $ 36,000 $ 36,000 $ 102,000
Franklin, Georgia 1 $ 110,000 $ 110,000 $ 26,000
Gordon, Georgia 1 $ 131,000 $ 131,000 $ 40,000
Hall, Georgia 1 $ 130,000 $ 130,000 $ 44,000
Hart, Georgia 1 $ 80,000 $ 80,000 $ 58,000
Henry, Georgia 1 $ 129,000 $ 129,000 $ 54,000
Jones, Georgia 1 $ 224,000 $ 224,000 $ 34,000
Laurens, Georgia 1 $ 82,000 $ 82,000 $ 51,000
Lee, Georgia 1 $ 47,000 $ 47,000 $ 72,000
Macon, Georgia 1 $ 52,000 $ 52,000 $ 26,000
Madison, Georgia 1 $ 144,000 $ 144,000 $ 94,000
McDuffie, Georgia 1 $ 55,000 $ 55,000 $ 41,000
Montgomery, Georgia 1 $ 75,000 $ 75,000 $ 38,000
Murray, Georgia 1 $ 100,000 $ 100,000 $ 33,000
Muscogee, Georgia 1 $ 96,000 $ 96,000 $ 30,000
Oconee, Georgia 1 $ 212,000 $ 212,000 $ 70,000
Paulding, Georgia 1 $ 128,000 $ 128,000 $ 48,000
Rockdale, Georgia 1 $ 157,000 $ 157,000 $ 82,000
Troup, Georgia 1 $ 149,000 $ 149,000 $ 94,000
Union, Georgia 1 $ 192,000 $ 192,000 $ 207,000
Walker, Georgia 1 $ 85,000 $ 85,000 $ 71,000
Ada, Idaho 1 $ 143,000 $ 143,000 $ 3,600,000
Elmore, Idaho 1 $ 131,000 $ 131,000 $ 35,000
Nez Perce, Idaho 1 $ 120,000 $ 120,000 $ 36,000
Twin Falls, Idaho 1 $ 128,000 $ 128,000 $ 180,000
Grundy, Illinois 1 $ 220,000 $ 220,000 $ 186,000
Jackson, Illinois 1 $ 117,000 $ 117,000 $ 104,000
Livingston, Illinois 1 $ 147,000 $ 147,000 $ 56,000
Madison, Illinois 1 $ 120,000 $ 120,000 $ 36,000
McHenry, Illinois 1 $ 190,000 $ 190,000 $ 45,000
McLean, Illinois 1 $ 135,000 $ 135,000 $ 64,000
Allen, Indiana 1 $ 90,000 $ 90,000 $ 21,000
Clark, Indiana 1 $ 93,000 $ 93,000 $ 59,000
Crawford, Indiana 1 $ 118,000 $ 118,000 $ 54,000
Hamilton, Indiana 1 $ 559,000 $ 559,000 $ 120,000
Harrison, Indiana 1 $ 80,000 $ 80,000 $ 66,000
Lake, Indiana 1 $ 49,000 $ 49,000 $ 49,000
Lawrence, Indiana 1 $ 83,000 $ 83,000 $ 74,000
Polk, Iowa 1 $ 60,000 $ 60,000 $ 183,000
Scott, Iowa 1 $ 50,000 $ 50,000 $ 144,000
Chase, Kansas 1 $ 65,000 $ 65,000 $ 0
Reno, Kansas 1 $ 49,000 $ 49,000 $ 0
Sumner, Kansas 1 $ 95,000 $ 95,000 $ 70,000
Allen, Kentucky 1 $ 121,000 $ 121,000 $ 58,000
Ballard, Kentucky 1 $ 53,000 $ 53,000 $ 327,000
Boyle, Kentucky 1 $ 151,000 $ 151,000 $ 43,000
Campbell, Kentucky 1 $ 70,000 $ 70,000 $ 52,000
Christian, Kentucky 1 $ 79,000 $ 79,000 $ 47,000
Estill, Kentucky 1 $ 119,000 $ 119,000 $ 52,000
Garrard, Kentucky 1 $ 50,000 $ 50,000 $ 36,000
Hardin, Kentucky 1 $ 64,000 $ 64,000 $ 44,000
Kenton, Kentucky 1 $ 275,000 $ 275,000 $ 90,000
Knox, Kentucky 1 $ 85,000 $ 85,000 $ 29,000
Lyon, Kentucky 1 $ 72,000 $ 72,000 $ 39,000
Marshall, Kentucky 1 $ 417,000 $ 417,000 $ 130,000
McCracken, Kentucky 1 $ 149,000 $ 149,000 $ 63,000
Nelson, Kentucky 1 $ 117,000 $ 117,000 $ 24,000
Rowan, Kentucky 1 $ 50,000 $ 50,000 $ 16,000
Bossier, Louisiana 1 $ 220,000 $ 220,000 $ 170,000
East Feliciana, Louisiana 1 $ 140,000 $ 140,000 $ 47,000
Franklin, Louisiana 1 $ 55,000 $ 55,000 $ 32,000
Rapides, Louisiana 1 $ 100,000 $ 100,000 $ 28,000
Cumberland, Maine 1 $ 342,000 $ 342,000 $ 95,000
Oxford, Maine 1 $ 106,000 $ 106,000 $ 51,000
Waldo, Maine 1 $ 266,000 $ 266,000 $ 96,000
York, Maine 1 $ 75,000 $ 75,000 $ 75,000
Baltimore, Maryland 1 $ 55,000 $ 55,000 $ 115,000
Calvert, Maryland 1 $ 383,000 $ 383,000 $ 113,000
Garrett, Maryland 1 $ 100,000 $ 100,000 $ 0
Kent, Maryland 1 $ 252,000 $ 252,000 $ 42,000
St. Mary's, Maryland 1 $ 308,000 $ 308,000 $ 0
Hampden, Massachusetts 1 $ 155,000 $ 155,000 $ 58,000
Middlesex, Massachusetts 1 $ 523,000 $ 523,000 $ 300,000
Norfolk, Massachusetts 1 $ 249,000 $ 249,000 $ 53,000
Berrien, Michigan 1 $ 99,000 $ 99,000 $ 30,000
Clinton, Michigan 1 $ 110,000 $ 110,000 $ 24,000
Ingham, Michigan 1 $ 41,000 $ 41,000 $ 57,000
Livingston, Michigan 1 $ 265,000 $ 265,000 $ 102,000
Tuscola, Michigan 1 $ 82,000 $ 82,000 $ 20,000
Crow Wing, Minnesota 1 $ 1,320,000 $ 1,320,000 $ 500,000
Lyon, Minnesota 1 $ 128,000 $ 128,000 $ 29,000
Mille Lacs, Minnesota 1 $ 127,000 $ 127,000 $ 156,000
Olmsted, Minnesota 1 $ 72,000 $ 72,000 $ 50,000
Washington, Minnesota 1 $ 168,000 $ 168,000 $ 92,000
Winona, Minnesota 1 $ 212,000 $ 212,000 $ 93,000
Alcorn, Mississippi 1 $ 70,000 $ 70,000 $ 28,000
Choctaw, Mississippi 1 $ 108,000 $ 108,000 $ 21,000
George, Mississippi 1 $ 265,000 $ 265,000 $ 86,000
Greene, Mississippi 1 $ 60,000 $ 60,000 $ 19,000
Harrison, Mississippi 1 $ 217,000 $ 217,000 $ 55,000
Holmes, Mississippi 1 $ 84,000 $ 84,000 $ 23,000
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Mortgage Loan Application Detail Totals for Community Resource Mortgage in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,733 $312,284,000 $180,000 $3,450,000 $94,000 $3,000,000
Home Purchase 1,698 $250,898,000 $147,000 $3,735,000 $95,000 $3,600,000
Home Improvement 10 $991,000 $99,000 $210,000 $84,000 $420,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,962 $337,383,000 $171,000 $3,735,000 $105,000 $3,600,000
Black or African American 996 $146,160,000 $146,000 $1,800,000 $70,000 $996,000
Not Provided 302 $44,038,000 $145,000 $1,732,000 $89,000 $1,488,000
Hispanic 103 $19,522,000 $189,000 $2,000,000 $89,000 $1,104,000
Asian 44 $10,689,000 $242,000 $2,925,000 $181,000 $2,544,000
American Indian or Alaskan Native 18 $3,325,000 $184,000 $722,000 $101,000 $341,000
Native Hawaiian or Other Pacific Islander 16 $3,056,000 $191,000 $496,000 $154,000 $864,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,432 $562,569,000 $163,000 $3,735,000 $94,000 $3,600,000
VA-guaranteed (Veterans Administration) 7 $963,000 $137,000 $258,000 $52,000 $73,000
FHA-insured (Federal Housing Administration) 1 $130,000 $130,000 $130,000 $43,000 $43,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $511,000 $511,000 $511,000 $155,000 $155,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 2,228 $359,323,000 $161,000 $2,925,000 $91,000 $3,600,000
Application Denied By Financial Institution 937 $158,839,000 $169,000 $3,735,000 $97,000 $2,159,000
Loan Originated 208 $33,641,000 $161,000 $960,000 $119,000 $1,200,000
File Closed For Incompleteness 57 $9,817,000 $172,000 $504,000 $88,000 $400,000
Application Approved But Not Accepted 11 $2,553,000 $232,000 $475,000 $117,000 $198,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 287 $44,062,000 $153,000 $2,320,000 $89,000 $1,602,000
Employment History 157 $25,148,000 $160,000 $3,450,000 $89,000 $1,010,000
Debt-To-Income Ratio 132 $20,887,000 $158,000 $1,200,000 $87,000 $968,000
Other 127 $24,352,000 $191,000 $2,240,000 $110,000 $1,320,000
Collateral 93 $17,465,000 $187,000 $1,000,000 $123,000 $1,800,000
Credit Application Incomplete 42 $9,207,000 $219,000 $3,735,000 $121,000 $2,159,000
Insufficient Cash (Downpayment, Closing Cost) 32 $6,151,000 $192,000 $1,732,000 $93,000 $394,000
Unverifiable Information 31 $3,884,000 $125,000 $511,000 $82,000 $340,000
Mortgage Insurance Denied 3 $385,000 $128,000 $202,000 $57,000 $94,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Resource Mortgage's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Community Resource Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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