BBVA USA Mortgage Lending & HMDA Data, 2020

In 2020, BBVA USA of Birmingham, AL reported 34,298 mortgage applications totaling $11.6 billion, up 13% from 2019. The average application was for $338,631, and applicants reported an average income of $206,678. 47% of its applications resulted in an originated loan and 27% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (3,949), Phoenix-Mesa-Scottsdale, AZ (2,932) and Dallas-Plano-Irving, TX (2,895) (applications in parentheses).

Mortgage Company & Address BBVA USA
15 South 20th St
Birmingham, AL 35233
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 34,298
Total Mortgage Loan Application Amount $11,614,400,000
Average Mortgage Loan Application Amount $338,631
Highest Mortgage Loan Application Amount $36,605,000
Average Applicant Income $206,678
Highest Applicant Income $9,875,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records BBVA USA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for BBVA USA by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,773 $ 1,082,285,000 $ 390,293 $ 226,000
Harris, Texas 2,575 $ 1,056,755,000 $ 410,390 $ 252,000
Dallas, Texas 1,334 $ 395,100,000 $ 296,176 $ 196,000
Tarrant, Texas 1,175 $ 260,545,000 $ 221,740 $ 161,000
Jefferson, Alabama 1,093 $ 220,565,000 $ 201,797 $ 150,000
Travis, Texas 1,063 $ 497,855,000 $ 468,349 $ 270,000
Los Angeles, California 1,031 $ 849,225,000 $ 823,690 $ 403,000
Bexar, Texas 839 $ 215,945,000 $ 257,383 $ 169,000
San Diego, California 792 $ 525,630,000 $ 663,674 $ 339,000
Collin, Texas 753 $ 199,075,000 $ 264,375 $ 202,000
Hidalgo, Texas 734 $ 99,310,000 $ 135,299 $ 91,000
Riverside, California 706 $ 184,970,000 $ 261,997 $ 161,000
Denton, Texas 591 $ 146,355,000 $ 247,639 $ 213,000
Montgomery, Texas 517 $ 143,605,000 $ 277,765 $ 214,000
Pima, Arizona 486 $ 116,500,000 $ 239,711 $ 160,000
Madison, Alabama 443 $ 87,115,000 $ 196,647 $ 123,000
Denver, Colorado 436 $ 182,800,000 $ 419,266 $ 228,000
Duval, Florida 431 $ 101,905,000 $ 236,438 $ 170,000
Fort Bend, Texas 422 $ 138,590,000 $ 328,412 $ 202,000
Mobile, Alabama 403 $ 57,455,000 $ 142,568 $ 100,000
Shelby, Alabama 369 $ 73,325,000 $ 198,712 $ 169,000
Webb, Texas 369 $ 56,285,000 $ 152,533 $ 121,000
Orange, California 362 $ 308,210,000 $ 851,408 $ 370,000
Cameron, Texas 361 $ 44,595,000 $ 123,531 $ 108,000
Williamson, Texas 351 $ 82,285,000 $ 234,430 $ 163,000
Baldwin, Alabama 332 $ 70,750,000 $ 213,102 $ 132,000
San Joaquin, California 287 $ 66,475,000 $ 231,620 $ 137,000
St. Johns, Florida 282 $ 111,140,000 $ 394,113 $ 211,000
Miami-Dade, Florida 270 $ 198,590,000 $ 735,518 $ 356,000
Montgomery, Alabama 265 $ 35,485,000 $ 133,905 $ 98,000
Sacramento, California 264 $ 145,030,000 $ 549,356 $ 312,000
Stanislaus, California 260 $ 62,170,000 $ 239,115 $ 135,000
Bernalillo, New Mexico 255 $ 78,285,000 $ 307,000 $ 235,000
El Paso, Colorado 250 $ 132,100,000 $ 528,400 $ 281,000
Arapahoe, Colorado 242 $ 81,220,000 $ 335,619 $ 174,000
Adams, Colorado 241 $ 51,865,000 $ 215,207 $ 127,000
Douglas, Colorado 220 $ 92,030,000 $ 418,318 $ 228,000
Contra Costa, California 219 $ 151,385,000 $ 691,255 $ 328,000
Alameda, California 215 $ 149,785,000 $ 696,674 $ 295,000
Jefferson, Colorado 214 $ 66,390,000 $ 310,233 $ 178,000
Galveston, Texas 213 $ 61,305,000 $ 287,816 $ 202,000
Mohave, Arizona 201 $ 45,235,000 $ 225,049 $ 124,000
El Paso, Texas 201 $ 34,045,000 $ 169,378 $ 148,000
Larimer, Colorado 196 $ 71,890,000 $ 366,785 $ 198,000
Merced, California 188 $ 43,460,000 $ 231,170 $ 116,000
Osceola, Florida 185 $ 52,185,000 $ 282,081 $ 192,000
San Bernardino, California 183 $ 74,855,000 $ 409,043 $ 256,000
Brazoria, Texas 162 $ 29,970,000 $ 185,000 $ 158,000
Pinal, Arizona 159 $ 28,505,000 $ 179,276 $ 93,000
Parker, Texas 155 $ 33,785,000 $ 217,967 $ 170,000
Escambia, Florida 154 $ 29,400,000 $ 190,909 $ 131,000
Weld, Colorado 153 $ 38,805,000 $ 253,627 $ 132,000
Bell, Texas 152 $ 28,100,000 $ 184,868 $ 132,000
Clay, Florida 147 $ 28,695,000 $ 195,204 $ 135,000
Santa Clara, California 146 $ 130,040,000 $ 890,684 $ 456,000
Alachua, Florida 146 $ 44,020,000 $ 301,506 $ 255,000
Placer, California 144 $ 107,290,000 $ 745,069 $ 333,000
Lee, Alabama 141 $ 29,525,000 $ 209,397 $ 104,000
Jefferson, Texas 139 $ 22,105,000 $ 159,028 $ 142,000
Fresno, California 137 $ 45,655,000 $ 333,248 $ 205,000
Orange, Florida 123 $ 39,655,000 $ 322,398 $ 271,000
Hays, Texas 122 $ 36,270,000 $ 297,295 $ 166,000
Limestone, Alabama 121 $ 17,965,000 $ 148,471 $ 86,000
San Mateo, California 118 $ 96,040,000 $ 813,898 $ 406,000
Okaloosa, Florida 117 $ 31,765,000 $ 271,495 $ 194,000
McLennan, Texas 117 $ 17,965,000 $ 153,547 $ 123,000
Morgan, Alabama 108 $ 14,250,000 $ 131,944 $ 80,000
Barbour, Alabama 107 $ 12,035,000 $ 112,476 $ 92,000
Lauderdale, Alabama 107 $ 12,595,000 $ 117,710 $ 71,000
Nassau, Florida 104 $ 24,850,000 $ 238,942 $ 259,000
Boulder, Colorado 103 $ 41,585,000 $ 403,737 $ 280,000
Yavapai, Arizona 101 $ 35,045,000 $ 346,980 $ 177,000
Broward, Florida 101 $ 47,385,000 $ 469,158 $ 279,000
Dona Ana, New Mexico 100 $ 23,630,000 $ 236,300 $ 180,000
Tuscaloosa, Alabama 96 $ 19,950,000 $ 207,812 $ 183,000
Ellis, Texas 95 $ 16,415,000 $ 172,789 $ 108,000
DeKalb, Alabama 92 $ 12,250,000 $ 133,152 $ 81,000
Sandoval, New Mexico 86 $ 21,700,000 $ 252,325 $ 162,000
Calhoun, Alabama 84 $ 9,370,000 $ 111,547 $ 86,000
Coconino, Arizona 84 $ 28,560,000 $ 340,000 $ 200,000
Nueces, Texas 84 $ 19,850,000 $ 236,309 $ 186,000
Houston, Alabama 83 $ 12,755,000 $ 153,674 $ 115,000
Brazos, Texas 83 $ 19,985,000 $ 240,783 $ 177,000
Walker, Alabama 82 $ 7,750,000 $ 94,512 $ 90,000
Hood, Texas 80 $ 13,310,000 $ 166,375 $ 194,000
Starr, Texas 80 $ 8,980,000 $ 112,250 $ 97,000
Johnson, Texas 79 $ 15,045,000 $ 190,443 $ 118,000
Maverick, Texas 79 $ 10,205,000 $ 129,177 $ 77,000
St. Clair, Alabama 76 $ 13,400,000 $ 176,315 $ 95,000
Etowah, Alabama 75 $ 8,445,000 $ 112,600 $ 79,000
Ventura, California 73 $ 54,065,000 $ 740,616 $ 366,000
El Dorado, California 72 $ 54,670,000 $ 759,305 $ 319,000
Colbert, Alabama 70 $ 10,230,000 $ 146,142 $ 65,000
Santa Rosa, Florida 65 $ 18,445,000 $ 283,769 $ 217,000
Marion, Florida 62 $ 10,640,000 $ 171,612 $ 109,000
Walton, Florida 61 $ 34,555,000 $ 566,475 $ 360,000
Hillsborough, Florida 58 $ 23,920,000 $ 412,413 $ 394,000
Comal, Texas 58 $ 22,360,000 $ 385,517 $ 203,000
Kaufman, Texas 57 $ 9,005,000 $ 157,982 $ 138,000
San Francisco, California 56 $ 55,490,000 $ 990,892 $ 386,000
Rockwall, Texas 56 $ 11,190,000 $ 199,821 $ 135,000
Palm Beach, Florida 55 $ 15,855,000 $ 288,272 $ 235,000
Kern, California 54 $ 19,020,000 $ 352,222 $ 290,000
Hernando, Florida 52 $ 7,320,000 $ 140,769 $ 74,000
Val Verde, Texas 52 $ 6,700,000 $ 128,846 $ 77,000
Clark, Nevada 51 $ 37,295,000 $ 731,274 $ 346,000
Elmore, Alabama 48 $ 9,880,000 $ 205,833 $ 124,000
Marshall, Alabama 45 $ 9,885,000 $ 219,666 $ 131,000
Hardin, Texas 44 $ 6,290,000 $ 142,954 $ 88,000
Cullman, Alabama 40 $ 9,260,000 $ 231,500 $ 124,000
Kendall, Texas 40 $ 20,840,000 $ 521,000 $ 325,000
Smith, Texas 40 $ 8,950,000 $ 223,750 $ 312,000
Navajo, Arizona 39 $ 12,895,000 $ 330,641 $ 220,000
Jackson, Alabama 37 $ 6,305,000 $ 170,405 $ 112,000
Cochise, Arizona 37 $ 4,795,000 $ 129,594 $ 69,000
Orange, Texas 37 $ 4,385,000 $ 118,513 $ 79,000
Broomfield, Colorado 36 $ 16,240,000 $ 451,111 $ 318,000
Pinellas, Florida 36 $ 11,860,000 $ 329,444 $ 210,000
Gregg, Texas 36 $ 4,610,000 $ 128,055 $ 91,000
Amador, California 35 $ 10,795,000 $ 308,428 $ 185,000
Lake, Florida 35 $ 9,505,000 $ 271,571 $ 230,000
Polk, Florida 35 $ 8,365,000 $ 239,000 $ 174,000
Santa Barbara, California 33 $ 31,095,000 $ 942,272 $ 611,000
Citrus, Florida 32 $ 4,770,000 $ 149,062 $ 135,000
Harrison, Texas 32 $ 4,530,000 $ 141,562 $ 78,000
Lubbock, Texas 31 $ 6,785,000 $ 218,870 $ 120,000
Blount, Alabama 30 $ 4,040,000 $ 134,666 $ 129,000
Pasco, Florida 30 $ 5,660,000 $ 188,666 $ 161,000
Monterey, California 29 $ 20,745,000 $ 715,344 $ 263,000
Fulton, Georgia 29 $ 18,605,000 $ 641,551 $ 327,000
Santa Fe, New Mexico 29 $ 14,075,000 $ 485,344 $ 331,000
Washington, Texas 28 $ 6,220,000 $ 222,142 $ 130,000
Marin, California 27 $ 29,765,000 $ 1,102,407 $ 519,000
Solano, California 27 $ 13,525,000 $ 500,925 $ 404,000
Sonoma, California 26 $ 20,080,000 $ 772,307 $ 292,000
Grayson, Texas 25 $ 3,645,000 $ 145,800 $ 126,000
Talladega, Alabama 24 $ 3,560,000 $ 148,333 $ 77,000
Gillespie, Texas 24 $ 8,910,000 $ 371,250 $ 136,000
Tallapoosa, Alabama 23 $ 7,375,000 $ 320,652 $ 253,000
Tuolumne, California 23 $ 4,645,000 $ 201,956 $ 142,000
Tyler, Texas 23 $ 3,005,000 $ 130,652 $ 67,000
San Luis Obispo, California 22 $ 17,990,000 $ 817,727 $ 348,000
Lee, Florida 21 $ 10,485,000 $ 499,285 $ 441,000
Burnet, Texas 21 $ 6,975,000 $ 332,142 $ 177,000
Ector, Texas 21 $ 2,625,000 $ 125,000 $ 186,000
Jasper, Texas 21 $ 2,105,000 $ 100,238 $ 59,000
Liberty, Texas 21 $ 2,655,000 $ 126,428 $ 210,000
Calaveras, California 20 $ 5,000,000 $ 250,000 $ 137,000
Seminole, Florida 19 $ 5,125,000 $ 269,736 $ 260,000
Henderson, Texas 19 $ 8,205,000 $ 431,842 $ 261,000
Llano, Texas 19 $ 8,105,000 $ 426,578 $ 208,000
Polk, Texas 19 $ 6,145,000 $ 323,421 $ 255,000
Gila, Arizona 18 $ 2,960,000 $ 164,444 $ 81,000
Madera, California 18 $ 6,980,000 $ 387,777 $ 134,000
Nevada, California 18 $ 12,500,000 $ 694,444 $ 339,000
Falls, Texas 18 $ 1,590,000 $ 88,333 $ 79,000
Tulare, California 17 $ 9,455,000 $ 556,176 $ 350,000
Summit, Colorado 17 $ 10,475,000 $ 616,176 $ 389,000
Bastrop, Texas 17 $ 3,245,000 $ 190,882 $ 126,000
Tom Green, Texas 17 $ 3,835,000 $ 225,588 $ 159,000
Waller, Texas 17 $ 5,165,000 $ 303,823 $ 228,000
King, Washington 17 $ 14,945,000 $ 879,117 $ 400,000
Autauga, Alabama 16 $ 2,240,000 $ 140,000 $ 69,000
Butte, California 16 $ 9,030,000 $ 564,375 $ 441,000
Elbert, Colorado 16 $ 8,320,000 $ 520,000 $ 193,000
Bay, Florida 16 $ 4,560,000 $ 285,000 $ 215,000
Guadalupe, Texas 16 $ 2,740,000 $ 171,250 $ 169,000
Walker, Texas 16 $ 4,500,000 $ 281,250 $ 126,000
Flagler, Florida 15 $ 4,175,000 $ 278,333 $ 169,000
Sarasota, Florida 15 $ 4,555,000 $ 303,666 $ 421,000
Lincoln, New Mexico 15 $ 2,965,000 $ 197,666 $ 150,000
Grimes, Texas 15 $ 2,755,000 $ 183,666 $ 101,000
Kleberg, Texas 15 $ 1,895,000 $ 126,333 $ 90,000
Manatee, Florida 14 $ 4,210,000 $ 300,714 $ 318,000
Austin, Texas 14 $ 2,430,000 $ 173,571 $ 88,000
Kerr, Texas 14 $ 2,230,000 $ 159,285 $ 80,000
Rusk, Texas 14 $ 2,000,000 $ 142,857 $ 88,000
Santa Cruz, California 13 $ 8,055,000 $ 619,615 $ 291,000
Yolo, California 13 $ 7,925,000 $ 609,615 $ 347,000
Collier, Florida 13 $ 5,715,000 $ 439,615 $ 238,000
Valencia, New Mexico 13 $ 2,265,000 $ 174,230 $ 74,000
Bradford, Florida 12 $ 2,220,000 $ 185,000 $ 93,000
Clackamas, Oregon 12 $ 10,360,000 $ 863,333 $ 393,000
Howard, Texas 12 $ 1,640,000 $ 136,666 $ 88,000
Upshur, Texas 12 $ 1,760,000 $ 146,666 $ 120,000
Willacy, Texas 12 $ 1,330,000 $ 110,833 $ 161,000
Dale, Alabama 11 $ 1,325,000 $ 120,454 $ 115,000
Lawrence, Alabama 11 $ 1,145,000 $ 104,090 $ 92,000
Eagle, Colorado 11 $ 6,915,000 $ 628,636 $ 716,000
Brevard, Florida 11 $ 6,235,000 $ 566,818 $ 532,000
Multnomah, Oregon 11 $ 7,365,000 $ 669,545 $ 307,000
Burleson, Texas 11 $ 1,335,000 $ 121,363 $ 110,000
San Augustine, Texas 11 $ 1,165,000 $ 105,909 $ 60,000
Wilson, Texas 11 $ 2,475,000 $ 225,000 $ 135,000
Franklin, Alabama 10 $ 900,000 $ 90,000 $ 31,000
Santa Cruz, Arizona 10 $ 1,390,000 $ 139,000 $ 135,000
Napa, California 10 $ 9,500,000 $ 950,000 $ 437,000
La Plata, Colorado 10 $ 4,790,000 $ 479,000 $ 468,000
Otero, New Mexico 10 $ 1,520,000 $ 152,000 $ 82,000
Bandera, Texas 10 $ 2,110,000 $ 211,000 $ 195,000
Wise, Texas 10 $ 2,360,000 $ 236,000 $ 222,000
Henry, Alabama 9 $ 1,235,000 $ 137,222 $ 97,000
Apache, Arizona 9 $ 1,995,000 $ 221,666 $ 189,000
Teller, Colorado 9 $ 5,365,000 $ 596,111 $ 260,000
Levy, Florida 9 $ 1,795,000 $ 199,444 $ 82,000
Putnam, Florida 9 $ 1,075,000 $ 119,444 $ 69,000
DeKalb, Georgia 9 $ 5,835,000 $ 648,333 $ 171,000
Ada, Idaho 9 $ 4,405,000 $ 489,444 $ 299,000
Davidson, Tennessee 9 $ 4,065,000 $ 451,666 $ 266,000
Hill, Texas 9 $ 795,000 $ 88,333 $ 58,000
Hunt, Texas 9 $ 1,825,000 $ 202,777 $ 184,000
Midland, Texas 9 $ 4,695,000 $ 521,666 $ 540,000
Van Zandt, Texas 9 $ 965,000 $ 107,222 $ 134,000
Chambers, Alabama 8 $ 700,000 $ 87,500 $ 69,000
Cherokee, Alabama 8 $ 1,620,000 $ 202,500 $ 94,000
Russell, Alabama 8 $ 1,200,000 $ 150,000 $ 50,000
Winston, Alabama 8 $ 2,030,000 $ 253,750 $ 160,000
Humboldt, California 8 $ 4,390,000 $ 548,750 $ 320,000
Volusia, Florida 8 $ 1,300,000 $ 162,500 $ 146,000
Sierra, New Mexico 8 $ 800,000 $ 100,000 $ 97,000
Chambers, Texas 8 $ 1,680,000 $ 210,000 $ 278,000
Erath, Texas 8 $ 1,390,000 $ 173,750 $ 140,000
Hale, Texas 8 $ 660,000 $ 82,500 $ 67,000
Medina, Texas 8 $ 1,630,000 $ 203,750 $ 140,000
Palo Pinto, Texas 8 $ 2,270,000 $ 283,750 $ 179,000
Macon, Alabama 7 $ 555,000 $ 79,285 $ 92,000
Yuma, Arizona 7 $ 965,000 $ 137,857 $ 89,000
Mesa, Colorado 7 $ 2,665,000 $ 380,714 $ 229,000
Routt, Colorado 7 $ 3,965,000 $ 566,428 $ 1,596,000
Monroe, Florida 7 $ 4,165,000 $ 595,000 $ 1,949,000
St. Lucie, Florida 7 $ 2,295,000 $ 327,857 $ 183,000
Washoe, Nevada 7 $ 4,035,000 $ 576,428 $ 298,000
Jones, Texas 7 $ 615,000 $ 87,857 $ 56,000
Geneva, Alabama 6 $ 480,000 $ 80,000 $ 68,000
Sutter, California 6 $ 1,650,000 $ 275,000 $ 417,000
Grand, Colorado 6 $ 3,250,000 $ 541,666 $ 412,000
Pueblo, Colorado 6 $ 1,720,000 $ 286,666 $ 256,000
Charlotte, Florida 6 $ 2,250,000 $ 375,000 $ 164,000
Aransas, Texas 6 $ 2,650,000 $ 441,666 $ 185,000
Atascosa, Texas 6 $ 940,000 $ 156,666 $ 98,000
Blanco, Texas 6 $ 2,290,000 $ 381,666 $ 198,000
Cherokee, Texas 6 $ 250,000 $ 41,666 $ 79,000
Milam, Texas 6 $ 610,000 $ 101,666 $ 74,000
Navarro, Texas 6 $ 800,000 $ 133,333 $ 109,000
San Jacinto, Texas 6 $ 760,000 $ 126,666 $ 89,000
Taylor, Texas 6 $ 960,000 $ 160,000 $ 88,000
Pierce, Washington 6 $ 5,420,000 $ 903,333 $ 347,000
Spokane, Washington 6 $ 3,210,000 $ 535,000 $ 176,000
Cleburne, Alabama 5 $ 485,000 $ 97,000 $ 80,000
Pickens, Alabama 5 $ 455,000 $ 91,000 $ 57,000
Mariposa, California 5 $ 1,065,000 $ 213,000 $ 168,000
Chaffee, Colorado 5 $ 1,675,000 $ 335,000 $ 567,000
Park, Colorado 5 $ 1,395,000 $ 279,000 $ 436,000
Gilchrist, Florida 5 $ 405,000 $ 81,000 $ 92,000
Indian River, Florida 5 $ 3,495,000 $ 699,000 $ 497,000
Leon, Florida 5 $ 275,000 $ 55,000 $ 82,000
Cobb, Georgia 5 $ 3,185,000 $ 637,000 $ 621,000
Orleans, Louisiana 5 $ 4,055,000 $ 811,000 $ 368,000
Washington, Oregon 5 $ 2,235,000 $ 447,000 $ 163,000
Williamson, Tennessee 5 $ 3,165,000 $ 633,000 $ 359,000
Bowie, Texas 5 $ 1,165,000 $ 233,000 $ 272,000
Panola, Texas 5 $ 475,000 $ 95,000 $ 64,000
Clark, Washington 5 $ 3,005,000 $ 601,000 $ 275,000
Coffee, Alabama 4 $ 680,000 $ 170,000 $ 80,000
Lowndes, Alabama 4 $ 230,000 $ 57,500 $ 51,000
Marion, Alabama 4 $ 250,000 $ 62,500 $ 34,000
Pike, Alabama 4 $ 740,000 $ 185,000 $ 66,000
La Paz, Arizona 4 $ 1,010,000 $ 252,500 $ 199,000
Kings, California 4 $ 700,000 $ 175,000 $ 265,000
Shasta, California 4 $ 2,130,000 $ 532,500 $ 242,000
Siskiyou, California 4 $ 1,590,000 $ 397,500 $ 224,000
Garfield, Colorado 4 $ 2,840,000 $ 710,000 $ 425,000
Las Animas, Colorado 4 $ 530,000 $ 132,500 $ 56,000
Rio Grande, Colorado 4 $ 530,000 $ 132,500 $ 169,000
Sumter, Florida 4 $ 530,000 $ 132,500 $ 58,000
Douglas, Georgia 4 $ 940,000 $ 235,000 $ 261,000
Oklahoma, Oklahoma 4 $ 1,970,000 $ 492,500 $ 247,000
Montgomery, Pennsylvania 4 $ 3,190,000 $ 797,500 $ 1,624,000
Lincoln, Tennessee 4 $ 540,000 $ 135,000 $ 49,000
Colorado, Texas 4 $ 520,000 $ 130,000 $ 112,000
Limestone, Texas 4 $ 410,000 $ 102,500 $ 81,000
Robertson, Texas 4 $ 770,000 $ 192,500 $ 157,000
Victoria, Texas 4 $ 800,000 $ 200,000 $ 253,000
Wood, Texas 4 $ 390,000 $ 97,500 $ 74,000
Snohomish, Washington 4 $ 2,180,000 $ 545,000 $ 213,000
Butler, Alabama 3 $ 155,000 $ 51,666 $ 109,000
Covington, Alabama 3 $ 475,000 $ 158,333 $ 54,000
Hale, Alabama 3 $ 155,000 $ 51,666 $ 72,000
Washington, Alabama 3 $ 315,000 $ 105,000 $ 100,000
Imperial, California 3 $ 435,000 $ 145,000 $ 85,000
Mendocino, California 3 $ 1,975,000 $ 658,333 $ 422,000
Mono, California 3 $ 2,175,000 $ 725,000 $ 343,000
Clear Creek, Colorado 3 $ 785,000 $ 261,666 $ 131,000
Montezuma, Colorado 3 $ 1,585,000 $ 528,333 $ 310,000
Pitkin, Colorado 3 $ 2,985,000 $ 995,000 $ 577,000
San Miguel, Colorado 3 $ 8,395,000 $ 2,798,333 $ 1,085,000
Baker, Florida 3 $ 475,000 $ 158,333 $ 138,000
Martin, Florida 3 $ 865,000 $ 288,333 $ 121,000
Forsyth, Georgia 3 $ 1,005,000 $ 335,000 $ 39,000
Quitman, Georgia 3 $ 405,000 $ 135,000 $ 65,000
Johnson, Kansas 3 $ 2,805,000 $ 935,000 $ 288,000
Middlesex, Massachusetts 3 $ 2,675,000 $ 891,666 $ 290,000
Los Alamos, New Mexico 3 $ 1,315,000 $ 438,333 $ 308,000
Hamilton, Ohio 3 $ 1,565,000 $ 521,666 $ 439,000
Tulsa, Oklahoma 3 $ 1,235,000 $ 411,666 $ 277,000
Douglas, Oregon 3 $ 2,285,000 $ 761,666 $ 380,000
Marion, Oregon 3 $ 1,995,000 $ 665,000 $ 353,000
Cooke, Texas 3 $ 795,000 $ 265,000 $ 413,000
Coryell, Texas 3 $ 235,000 $ 78,333 $ 55,000
Fannin, Texas 3 $ 265,000 $ 88,333 $ 84,000
Freestone, Texas 3 $ 215,000 $ 71,666 $ 89,000
Houston, Texas 3 $ 845,000 $ 281,666 $ 143,000
Lampasas, Texas 3 $ 165,000 $ 55,000 $ 63,000
Leon, Texas 3 $ 395,000 $ 131,666 $ 106,000
Montague, Texas 3 $ 325,000 $ 108,333 $ 90,000
Newton, Texas 3 $ 255,000 $ 85,000 $ 79,000
Rains, Texas 3 $ 305,000 $ 101,666 $ 100,000
San Patricio, Texas 3 $ 445,000 $ 148,333 $ 114,000
Titus, Texas 3 $ 695,000 $ 231,666 $ 146,000
Wharton, Texas 3 $ 625,000 $ 208,333 $ 155,000
Chilton, Alabama 2 $ 170,000 $ 85,000 $ 47,000
Clay, Alabama 2 $ 340,000 $ 170,000 $ 152,000
Coosa, Alabama 2 $ 380,000 $ 190,000 $ 112,000
Escambia, Alabama 2 $ 230,000 $ 115,000 $ 99,000
Lamar, Alabama 2 $ 310,000 $ 155,000 $ 65,000
Graham, Arizona 2 $ 230,000 $ 115,000 $ 26,000
Garland, Arkansas 2 $ 660,000 $ 330,000 $ 360,000
Washington, Arkansas 2 $ 660,000 $ 330,000 $ 27,000
Plumas, California 2 $ 760,000 $ 380,000 $ 127,000
Yuba, California 2 $ 2,510,000 $ 1,255,000 $ 308,000
Archuleta, Colorado 2 $ 250,000 $ 125,000 $ 285,000
Custer, Colorado 2 $ 580,000 $ 290,000 $ 164,000
Fremont, Colorado 2 $ 460,000 $ 230,000 $ 85,000
Gunnison, Colorado 2 $ 2,100,000 $ 1,050,000 $ 2,973,000
Huerfano, Colorado 2 $ 410,000 $ 205,000 $ 149,000
Ouray, Colorado 2 $ 950,000 $ 475,000 $ 453,000
Columbia, Florida 2 $ 240,000 $ 120,000 $ 59,000
DeSoto, Florida 2 $ 140,000 $ 70,000 $ 58,000
Gulf, Florida 2 $ 930,000 $ 465,000 $ 240,000
Jackson, Florida 2 $ 130,000 $ 65,000 $ 80,000
Bibb, Georgia 2 $ 240,000 $ 120,000 $ 134,000
Catoosa, Georgia 2 $ 400,000 $ 200,000 $ 111,000
Dade, Georgia 2 $ 310,000 $ 155,000 $ 138,000
Pickens, Georgia 2 $ 480,000 $ 240,000 $ 88,000
Rockdale, Georgia 2 $ 320,000 $ 160,000 $ 55,000
Chaves, New Mexico 2 $ 760,000 $ 380,000 $ 193,000
Colfax, New Mexico 2 $ 1,640,000 $ 820,000 $ 1,164,000
Rio Arriba, New Mexico 2 $ 500,000 $ 250,000 $ 157,000
Payne, Oklahoma 2 $ 350,000 $ 175,000 $ 392,000
Coos, Oregon 2 $ 620,000 $ 310,000 $ 132,000
Deschutes, Oregon 2 $ 1,430,000 $ 715,000 $ 439,000
Jackson, Oregon 2 $ 830,000 $ 415,000 $ 208,000
Lane, Oregon 2 $ 1,180,000 $ 590,000 $ 419,000
Bucks, Pennsylvania 2 $ 2,120,000 $ 1,060,000 $ 428,000
Chester, Pennsylvania 2 $ 830,000 $ 415,000 $ 176,000
Delaware, Pennsylvania 2 $ 1,170,000 $ 585,000 $ 268,000
Philadelphia, Pennsylvania 2 $ 750,000 $ 375,000 $ 660,000
Claiborne, Tennessee 2 $ 310,000 $ 155,000 $ 66,000
Hamilton, Tennessee 2 $ 2,080,000 $ 1,040,000 $ 457,000
Knox, Tennessee 2 $ 850,000 $ 425,000 $ 324,000
Rutherford, Tennessee 2 $ 460,000 $ 230,000 $ 74,000
Sevier, Tennessee 2 $ 480,000 $ 240,000 $ 59,000
Angelina, Texas 2 $ 240,000 $ 120,000 $ 74,000
Bosque, Texas 2 $ 220,000 $ 110,000 $ 54,000
Caldwell, Texas 2 $ 540,000 $ 270,000 $ 95,000
Camp, Texas 2 $ 150,000 $ 75,000 $ 27,000
Clay, Texas 2 $ 330,000 $ 165,000 $ 106,000
Comanche, Texas 2 $ 320,000 $ 160,000 $ 58,000
Gonzales, Texas 2 $ 360,000 $ 180,000 $ 110,000
Jim Wells, Texas 2 $ 260,000 $ 130,000 $ 81,000
Lamar, Texas 2 $ 250,000 $ 125,000 $ 77,000
Lee, Texas 2 $ 620,000 $ 310,000 $ 111,000
Live Oak, Texas 2 $ 400,000 $ 200,000 $ 134,000
Madison, Texas 2 $ 350,000 $ 175,000 $ 127,000
Mason, Texas 2 $ 420,000 $ 210,000 $ 58,000
Matagorda, Texas 2 $ 210,000 $ 105,000 $ 53,000
Nacogdoches, Texas 2 $ 110,000 $ 55,000 $ 98,000
Potter, Texas 2 $ 1,030,000 $ 515,000 $ 408,000
Sabine, Texas 2 $ 210,000 $ 105,000 $ 50,000
Shackelford, Texas 2 $ 910,000 $ 455,000 $ 276,000
Somervell, Texas 2 $ 260,000 $ 130,000 $ 66,000
Trinity, Texas 2 $ 240,000 $ 120,000 $ 49,000
Wilbarger, Texas 2 $ 70,000 $ 35,000 $ 26,000
Zapata, Texas 2 $ 250,000 $ 125,000 $ 76,000
Arlington, Virginia 2 $ 1,610,000 $ 805,000 $ 295,000
Hanover, Virginia 2 $ 590,000 $ 295,000 $ 189,000
Loudoun, Virginia 2 $ 980,000 $ 490,000 $ 200,000
Island, Washington 2 $ 1,660,000 $ 830,000 $ 603,000
Thurston, Washington 2 $ 700,000 $ 350,000 $ 141,000
Whatcom, Washington 2 $ 1,530,000 $ 765,000 $ 370,000
Choctaw, Alabama 1 $ 235,000 $ 235,000 $ 152,000
Conecuh, Alabama 1 $ 45,000 $ 45,000 $ 20,000
Dallas, Alabama 1 $ 95,000 $ 95,000 $ 37,000
Fayette, Alabama 1 $ 135,000 $ 135,000 $ 67,000
Marengo, Alabama 1 $ 55,000 $ 55,000 $ 63,000
Monroe, Alabama 1 $ 95,000 $ 95,000 $ 65,000
Wilcox, Alabama 1 $ 75,000 $ 75,000 $ 87,000
Benton, Arkansas 1 $ 315,000 $ 315,000 $ 1,256,000
Fulton, Arkansas 1 $ 405,000 $ 405,000 $ 398,000
Scott, Arkansas 1 $ 115,000 $ 115,000 $ 30,000
Sebastian, Arkansas 1 $ 415,000 $ 415,000 $ 5,040,000
Lake, California 1 $ 105,000 $ 105,000 $ 29,000
Alamosa, Colorado 1 $ 135,000 $ 135,000 $ 62,000
Lake, Colorado 1 $ 195,000 $ 195,000 $ 220,000
Montrose, Colorado 1 $ 505,000 $ 505,000 $ 118,000
Morgan, Colorado 1 $ 165,000 $ 165,000 $ 60,000
Otero, Colorado 1 $ 55,000 $ 55,000 $ 57,000
Yuma, Colorado 1 $ 95,000 $ 95,000 $ 28,000
Hardee, Florida 1 $ 15,000 $ 15,000 $ 37,000
Holmes, Florida 1 $ 265,000 $ 265,000 $ 118,000
Madison, Florida 1 $ 55,000 $ 55,000 $ 74,000
Union, Florida 1 $ 145,000 $ 145,000 $ 89,000
Wakulla, Florida 1 $ 265,000 $ 265,000 $ 56,000
Washington, Florida 1 $ 45,000 $ 45,000 $ 165,000
Butts, Georgia 1 $ 285,000 $ 285,000 $ 106,000
Camden, Georgia 1 $ 75,000 $ 75,000 $ 58,000
Clay, Georgia 1 $ 185,000 $ 185,000 $ 58,000
Columbia, Georgia 1 $ 205,000 $ 205,000 $ 532,000
Gwinnett, Georgia 1 $ 265,000 $ 265,000 $ 36,000
Lowndes, Georgia 1 $ 155,000 $ 155,000 $ 52,000
Monroe, Georgia 1 $ 265,000 $ 265,000 $ 128,000
Muscogee, Georgia 1 $ 195,000 $ 195,000 $ 0
Putnam, Georgia 1 $ 515,000 $ 515,000 $ 576,000
Towns, Georgia 1 $ 655,000 $ 655,000 $ 372,000
Walton, Georgia 1 $ 125,000 $ 125,000 $ 55,000
Washington, Georgia 1 $ 105,000 $ 105,000 $ 32,000
Wilcox, Georgia 1 $ 145,000 $ 145,000 $ 63,000
Bannock, Idaho 1 $ 225,000 $ 225,000 $ 75,000
Kootenai, Idaho 1 $ 155,000 $ 155,000 $ 275,000
Teton, Idaho 1 $ 545,000 $ 545,000 $ 263,000
Barton, Kansas 1 $ 65,000 $ 65,000 $ 26,000
Sedgwick, Kansas 1 $ 645,000 $ 645,000 $ 475,000
Jessamine, Kentucky 1 $ 45,000 $ 45,000 $ 392,000
Caddo, Louisiana 1 $ 295,000 $ 295,000 $ 91,000
Jefferson, Louisiana 1 $ 645,000 $ 645,000 $ 243,000
Lafayette, Louisiana 1 $ 755,000 $ 755,000 $ 367,000
Washington, Louisiana 1 $ 45,000 $ 45,000 $ 99,000
Baltimore, Maryland 1 $ 555,000 $ 555,000 $ 816,000
Barnstable, Massachusetts 1 $ 595,000 $ 595,000 $ 449,000
Norfolk, Massachusetts 1 $ 355,000 $ 355,000 $ 109,000
Plymouth, Massachusetts 1 $ 775,000 $ 775,000 $ 322,000
Worcester, Massachusetts 1 $ 525,000 $ 525,000 $ 361,000
Carson City, Nevada 1 $ 385,000 $ 385,000 $ 350,000
Churchill, Nevada 1 $ 165,000 $ 165,000 $ 79,000
Elko, Nevada 1 $ 475,000 $ 475,000 $ 525,000
White Pine, Nevada 1 $ 255,000 $ 255,000 $ 325,000
Catron, New Mexico 1 $ 105,000 $ 105,000 $ 20,000
Eddy, New Mexico 1 $ 85,000 $ 85,000 $ 86,000
Roosevelt, New Mexico 1 $ 185,000 $ 185,000 $ 163,000
San Juan, New Mexico 1 $ 485,000 $ 485,000 $ 500,000
Union, New Mexico 1 $ 45,000 $ 45,000 $ 16,000
Kings, New York 1 $ 905,000 $ 905,000 $ 0
Athens, Ohio 1 $ 155,000 $ 155,000 $ 93,000
Cuyahoga, Ohio 1 $ 715,000 $ 715,000 $ 425,000
Delaware, Ohio 1 $ 585,000 $ 585,000 $ 282,000
Knox, Ohio 1 $ 455,000 $ 455,000 $ 0
Lorain, Ohio 1 $ 485,000 $ 485,000 $ 130,000
Mahoning, Ohio 1 $ 585,000 $ 585,000 $ 720,000
Scioto, Ohio 1 $ 145,000 $ 145,000 $ 300,000
Summit, Ohio 1 $ 175,000 $ 175,000 $ 86,000
Warren, Ohio 1 $ 515,000 $ 515,000 $ 422,000
Carter, Oklahoma 1 $ 215,000 $ 215,000 $ 176,000
Cleveland, Oklahoma 1 $ 165,000 $ 165,000 $ 234,000
McCurtain, Oklahoma 1 $ 285,000 $ 285,000 $ 695,000
Osage, Oklahoma 1 $ 285,000 $ 285,000 $ 104,000
Wagoner, Oklahoma 1 $ 325,000 $ 325,000 $ 150,000
Benton, Oregon 1 $ 575,000 $ 575,000 $ 463,000
Clatsop, Oregon 1 $ 385,000 $ 385,000 $ 260,000
Klamath, Oregon 1 $ 205,000 $ 205,000 $ 323,000
Yamhill, Oregon 1 $ 455,000 $ 455,000 $ 341,000
Allegheny, Pennsylvania 1 $ 875,000 $ 875,000 $ 360,000
Dauphin, Pennsylvania 1 $ 105,000 $ 105,000 $ 163,000
Luzerne, Pennsylvania 1 $ 265,000 $ 265,000 $ 90,000
Union, Pennsylvania 1 $ 345,000 $ 345,000 $ 250,000
Humacao, Puerto Rico 1 $ 475,000 $ 475,000 $ 600,000
Benton, Tennessee 1 $ 225,000 $ 225,000 $ 161,000
Coffee, Tennessee 1 $ 175,000 $ 175,000 $ 323,000
Humphreys, Tennessee 1 $ 275,000 $ 275,000 $ 123,000
Marshall, Tennessee 1 $ 205,000 $ 205,000 $ 236,000
Shelby, Tennessee 1 $ 335,000 $ 335,000 $ 240,000
Andrews, Texas 1 $ 185,000 $ 185,000 $ 144,000
Bee, Texas 1 $ 75,000 $ 75,000 $ 54,000
Brown, Texas 1 $ 105,000 $ 105,000 $ 48,000
Callahan, Texas 1 $ 25,000 $ 25,000 $ 18,000
Childress, Texas 1 $ 705,000 $ 705,000 $ 700,000
Coleman, Texas 1 $ 105,000 $ 105,000 $ 101,000
Deaf Smith, Texas 1 $ 85,000 $ 85,000 $ 168,000
Dimmit, Texas 1 $ 165,000 $ 165,000 $ 142,000
Duval, Texas 1 $ 65,000 $ 65,000 $ 106,000
Edwards, Texas 1 $ 45,000 $ 45,000 $ 26,000
Fayette, Texas 1 $ 625,000 $ 625,000 $ 220,000
Frio, Texas 1 $ 75,000 $ 75,000 $ 37,000
Garza, Texas 1 $ 105,000 $ 105,000 $ 202,000
Gray, Texas 1 $ 95,000 $ 95,000 $ 92,000
Hamilton, Texas 1 $ 45,000 $ 45,000 $ 250,000
Haskell, Texas 1 $ 15,000 $ 15,000 $ 11,000
Hockley, Texas 1 $ 25,000 $ 25,000 $ 62,000
Hopkins, Texas 1 $ 195,000 $ 195,000 $ 108,000
Kimble, Texas 1 $ 245,000 $ 245,000 $ 135,000
La Salle, Texas 1 $ 75,000 $ 75,000 $ 145,000
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Mortgage Loan Application Detail Totals for BBVA USA in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,779 $4,678,305,000 $532,000 $36,605,000 $240,000 $8,200,000
Refinancing 7,547 $3,232,615,000 $428,000 $5,005,000 $261,000 $9,875,000
Cash-out Refinancing 6,719 $2,080,575,000 $309,000 $8,045,000 $187,000 $7,500,000
Other Purpose 5,975 $945,885,000 $158,000 $7,385,000 $156,000 $8,493,000
Home Improvement 5,278 $677,020,000 $128,000 $8,005,000 $156,000 $6,840,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,490 $6,406,310,000 $346,000 $8,045,000 $213,000 $9,875,000
Hispanic 7,224 $1,597,290,000 $221,000 $5,005,000 $137,000 $5,280,000
Not Provided 3,583 $1,779,955,000 $496,000 $8,005,000 $285,000 $7,680,000
Asian 2,255 $1,035,385,000 $459,000 $4,015,000 $270,000 $8,621,000
Black or African American 2,052 $422,590,000 $205,000 $3,125,000 $146,000 $9,760,000
American Indian or Alaskan Native 238 $68,290,000 $286,000 $3,005,000 $288,000 $7,500,000
Native Hawaiian or Other Pacific Islander 43 $12,175,000 $283,000 $1,205,000 $177,000 $495,000
Not applicable 4 $43,440,000 $10,860,000 $36,605,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 33,447 $11,454,575,000 $342,000 $36,605,000 $210,000 $9,875,000
FHA-insured (Federal Housing Administration) 682 $121,760,000 $178,000 $655,000 $77,000 $2,160,000
VA-guaranteed (Veterans Administration) 118 $29,440,000 $249,000 $735,000 $73,000 $229,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 51 $8,625,000 $169,000 $305,000 $50,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,018 $6,470,430,000 $403,000 $36,605,000 $226,000 $8,200,000
Application Denied By Financial Institution 9,129 $1,814,865,000 $198,000 $8,045,000 $142,000 $9,760,000
Application Withdrawn By Applicant 5,957 $2,387,225,000 $400,000 $8,005,000 $262,000 $9,875,000
File Closed For Incompleteness 2,194 $695,650,000 $317,000 $3,755,000 $229,000 $5,040,000
Loan Purchased By The Institution 768 $180,320,000 $234,000 $705,000 $72,000 $612,000
Application Approved But Not Accepted 232 $65,910,000 $284,000 $3,005,000 $217,000 $5,251,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 25,169 $9,799,535,000 $389,000 $36,605,000 $230,000 $9,875,000
Debt-To-Income Ratio 4,689 $1,022,715,000 $218,000 $8,005,000 $85,000 $2,988,000
Credit History 2,244 $373,150,000 $166,000 $7,385,000 $199,000 $9,760,000
Collateral 1,649 $273,225,000 $165,000 $8,045,000 $206,000 $3,970,000
Unverifiable Information 218 $63,700,000 $292,000 $3,005,000 $182,000 $3,337,000
Other 202 $50,340,000 $249,000 $2,305,000 $221,000 $4,009,000
Credit Application Incomplete 70 $12,380,000 $176,000 $1,345,000 $167,000 $822,000
Insufficient Cash (Downpayment, Closing Cost) 33 $12,655,000 $383,000 $1,545,000 $184,000 $783,000
Employment History 22 $5,420,000 $246,000 $975,000 $143,000 $461,000
Mortgage Insurance Denied 2 $1,280,000 $640,000 $1,065,000 $830,000 $1,140,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into BBVA USA's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess BBVA USA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet with aggregated HMDA statistics today.

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