Connexus Credit Union Mortgage Lending & HMDA Data, 2018
In 2018, Connexus Credit Union of Wausau, WI reported 1,343 mortgage applications totaling $154.1 million, up 31% from 2017. The average application was for $114,754, and applicants reported an average income of $133,160. 32% of its applications resulted in an originated loan and 41% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (143), Wausau, WI (116) and Miami-Miami Beach-Kendall, FL (28) (applications in parentheses).
| Mortgage Company & Address | Connexus Credit Union 2600 Pine Ridge Wausau, WI 54401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,343 |
| Total Mortgage Loan Application Amount | $154,115,000 |
| Average Mortgage Loan Application Amount | $114,754 |
| Highest Mortgage Loan Application Amount | $5,605,000 |
| Average Applicant Income | $133,160 |
| Highest Applicant Income | $6,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Connexus Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 143 | $ 11,535,000 | $ 80,664 | $ 122,000 |
| Wausau, WI | 116 | $ 10,310,000 | $ 88,879 | $ 73,000 |
| Outside any metro area | 44 | $ 2,540,000 | $ 57,727 | $ 132,795 |
| Miami-Miami Beach-Kendall, FL | 28 | $ 2,240,000 | $ 80,000 | $ 209,000 |
| Chicago-Naperville-Arlington Heights, IL | 21 | $ 1,275,000 | $ 60,714 | $ 202,000 |
| Rockingham County-Strafford County, NH | 18 | $ 1,380,000 | $ 76,666 | $ 164,000 |
| Cincinnati, OH-KY-IN | 16 | $ 960,000 | $ 60,000 | $ 92,250 |
| Riverside-San Bernardino-Ontario, CA | 14 | $ 1,210,000 | $ 86,428 | $ 168,000 |
| Los Angeles-Long Beach-Glendale, CA | 12 | $ 910,000 | $ 75,833 | $ 297,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 11 | $ 565,000 | $ 51,363 | $ 144,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 11 | $ 675,000 | $ 61,363 | $ 106,000 |
| Phoenix-Mesa-Scottsdale, AZ | 11 | $ 785,000 | $ 71,363 | $ 128,000 |
| Atlanta-Sandy Springs-Roswell, GA | 10 | $ 680,000 | $ 68,000 | $ 177,000 |
| Milwaukee-Waukesha-West Allis, WI | 9 | $ 355,000 | $ 39,444 | $ 108,000 |
| New York-Jersey City-White Plains, NY-NJ | 9 | $ 615,000 | $ 68,333 | $ 284,666 |
| Orlando-Kissimmee-Sanford, FL | 9 | $ 475,000 | $ 52,777 | $ 237,000 |
| Tampa-St. Petersburg-Clearwater, FL | 9 | $ 535,000 | $ 59,444 | $ 146,000 |
| Naples-Immokalee-Marco Island, FL | 8 | $ 760,000 | $ 95,000 | $ 305,000 |
| Boston, MA | 7 | $ 315,000 | $ 45,000 | $ 202,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 305,000 | $ 43,571 | $ 181,000 |
| Charlotte-Concord-Gastonia, NC-SC | 7 | $ 545,000 | $ 77,857 | $ 230,714 |
| Las Vegas-Henderson-Paradise, NV | 7 | $ 675,000 | $ 96,428 | $ 152,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 7 | $ 505,000 | $ 72,142 | $ 190,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 7 | $ 455,000 | $ 65,000 | $ 149,714 |
| Seattle-Bellevue-Everett, WA | 6 | $ 310,000 | $ 51,666 | $ 93,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 220,000 | $ 36,666 | $ 204,000 |
| Anaheim-Santa Ana-Irvine, CA | 5 | $ 875,000 | $ 175,000 | $ 198,000 |
| Denver-Aurora-Lakewood, CO | 5 | $ 425,000 | $ 85,000 | $ 145,000 |
| Madison, WI | 5 | $ 195,000 | $ 39,000 | $ 97,000 |
| San Diego-Carlsbad, CA | 5 | $ 735,000 | $ 147,000 | $ 197,000 |
| Newark, NJ-PA | 4 | $ 160,000 | $ 40,000 | $ 135,000 |
| North Port-Sarasota-Bradenton, FL | 4 | $ 160,000 | $ 40,000 | $ 95,000 |
| Oakland-Hayward-Berkeley, CA | 4 | $ 430,000 | $ 107,500 | $ 346,000 |
| Baltimore-Columbia-Towson, MD | 3 | $ 325,000 | $ 108,333 | $ 221,000 |
| Bremerton-Silverdale, WA | 3 | $ 345,000 | $ 115,000 | $ 197,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 245,000 | $ 81,666 | $ 262,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 435,000 | $ 145,000 | $ 192,000 |
| Raleigh, NC | 3 | $ 155,000 | $ 51,666 | $ 73,000 |
| Tucson, AZ | 3 | $ 195,000 | $ 65,000 | $ 248,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 105,000 | $ 35,000 | $ 65,000 |
| Akron, OH | 2 | $ 110,000 | $ 55,000 | $ 135,000 |
| Birmingham-Hoover, AL | 2 | $ 60,000 | $ 30,000 | $ 148,000 |
| Boise City, ID | 2 | $ 90,000 | $ 45,000 | $ 90,000 |
| Boulder, CO | 2 | $ 200,000 | $ 100,000 | $ 314,000 |
| Bridgeport-Stamford-Norwalk, CT | 2 | $ 170,000 | $ 85,000 | $ 273,000 |
| Dallas-Plano-Irving, TX | 2 | $ 270,000 | $ 135,000 | $ 87,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 100,000 | $ 50,000 | $ 77,000 |
| Gary, IN | 2 | $ 70,000 | $ 35,000 | $ 224,000 |
| Green Bay, WI | 2 | $ 90,000 | $ 45,000 | $ 118,000 |
| Jacksonville, FL | 2 | $ 110,000 | $ 55,000 | $ 80,000 |
| Lancaster, PA | 2 | $ 80,000 | $ 40,000 | $ 96,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 40,000 | $ 20,000 | $ 178,500 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 120,000 | $ 60,000 | $ 109,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 120,000 | $ 60,000 | $ 86,000 |
| Philadelphia, PA | 2 | $ 60,000 | $ 30,000 | $ 111,000 |
| Portland-South Portland, ME | 2 | $ 140,000 | $ 70,000 | $ 114,000 |
| Providence-Warwick, RI-MA | 2 | $ 110,000 | $ 55,000 | $ 324,000 |
| Punta Gorda, FL | 2 | $ 110,000 | $ 55,000 | $ 53,000 |
| Racine, WI | 2 | $ 140,000 | $ 70,000 | $ 166,000 |
| Redding, CA | 2 | $ 540,000 | $ 270,000 | $ 102,000 |
| Salisbury, MD-DE | 2 | $ 80,000 | $ 40,000 | $ 95,500 |
| Santa Fe, NM | 2 | $ 210,000 | $ 105,000 | $ 98,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 60,000 | $ 30,000 | $ 98,000 |
| Stockton-Lodi, CA | 2 | $ 150,000 | $ 75,000 | $ 158,000 |
| Tacoma-Lakewood, WA | 2 | $ 70,000 | $ 35,000 | $ 81,000 |
| Tulsa, OK | 2 | $ 140,000 | $ 70,000 | $ 147,000 |
| Albuquerque, NM | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Asheville, NC | 1 | $ 35,000 | $ 35,000 | $ 233,000 |
| Bakersfield, CA | 1 | $ 85,000 | $ 85,000 | $ 178,000 |
| Bellingham, WA | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Binghamton, NY | 1 | $ 155,000 | $ 155,000 | $ 6,600,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Camden, NJ | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Canton-Massillon, OH | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Carson City, NV | 1 | $ 35,000 | $ 35,000 | $ 73,000 |
| Cedar Rapids, IA | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Charleston-North Charleston, SC | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Chattanooga, TN-GA | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Colorado Springs, CO | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Dayton, OH | 1 | $ 45,000 | $ 45,000 | $ 182,000 |
| Duluth, MN-WI | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Durham-Chapel Hill, NC | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Elgin, IL | 1 | $ 75,000 | $ 75,000 | $ 491,000 |
| Evansville, IN-KY | 1 | $ 55,000 | $ 55,000 | $ 297,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Fort Collins, CO | 1 | $ 55,000 | $ 55,000 | $ 480,000 |
| Fort Worth-Arlington, TX | 1 | $ 65,000 | $ 65,000 | $ 145,000 |
| Gainesville, GA | 1 | $ 45,000 | $ 45,000 | $ 232,000 |
| Glens Falls, NY | 1 | $ 15,000 | $ 15,000 | $ 95,000 |
| Grand Junction, CO | 1 | $ 25,000 | $ 25,000 | $ 102,000 |
| Grants Pass, OR | 1 | $ 15,000 | $ 15,000 | $ 135,000 |
| Greeley, CO | 1 | $ 45,000 | $ 45,000 | $ 157,000 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 35,000 | $ 35,000 | $ 115,000 |
| Jackson, MS | 1 | $ 35,000 | $ 35,000 | $ 245,000 |
| Janesville-Beloit, WI | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Kansas City, MO-KS | 1 | $ 115,000 | $ 115,000 | $ 357,000 |
| Knoxville, TN | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Lewiston-Auburn, ME | 1 | $ 25,000 | $ 25,000 | $ 146,000 |
| Logan, UT-ID | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 85,000 | $ 85,000 | $ 603,000 |
| Mansfield, OH | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Modesto, CA | 1 | $ 65,000 | $ 65,000 | $ 188,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Nassau County-Suffolk County, NY | 1 | $ 115,000 | $ 115,000 | $ 238,000 |
| New Haven-Milford, CT | 1 | $ 55,000 | $ 55,000 | $ 180,000 |
| New Orleans-Metairie, LA | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Niles-Benton Harbor, MI | 1 | $ 105,000 | $ 105,000 | $ 404,000 |
| Norwich-New London, CT | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Ocala, FL | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Ogden-Clearfield, UT | 1 | $ 145,000 | $ 145,000 | $ 155,000 |
| Oklahoma City, OK | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Pittsburgh, PA | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Port St. Lucie, FL | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Reno, NV | 1 | $ 85,000 | $ 85,000 | $ 181,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 285,000 | $ 285,000 | $ 467,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 85,000 | $ 85,000 | $ 204,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 45,000 | $ 45,000 | $ 216,000 |
| San Rafael, CA | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Santa Maria-Santa Barbara, CA | 1 | $ 105,000 | $ 105,000 | $ 117,000 |
| Sheboygan, WI | 1 | $ 65,000 | $ 65,000 | $ 84,000 |
| Sioux Falls, SD | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Spartanburg, SC | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Spokane-Spokane Valley, WA | 1 | $ 45,000 | $ 45,000 | $ 137,000 |
| Trenton, NJ | 1 | $ 25,000 | $ 25,000 | $ 113,000 |
| Vallejo-Fairfield, CA | 1 | $ 55,000 | $ 55,000 | $ 175,000 |
| Waco, TX | 1 | $ 65,000 | $ 65,000 | $ 62,000 |
| Warner Robins, GA | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Wichita, KS | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Williamsport, PA | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Yuma, AZ | 1 | $ 55,000 | $ 55,000 | $ 336,000 |
Mortgage Loan Application Detail Totals for Connexus Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 409 | $71,865,000 | $175,000 | $5,605,000 | $136,000 | $3,976,000 |
| Other Purpose | 347 | $19,015,000 | $54,000 | $505,000 | $152,000 | $6,600,000 |
| Home Improvement | 226 | $13,720,000 | $60,000 | $505,000 | $145,000 | $1,800,000 |
| Refinancing | 192 | $21,770,000 | $113,000 | $555,000 | $118,000 | $820,000 |
| Cash-out Refinancing | 169 | $27,745,000 | $164,000 | $985,000 | $89,000 | $444,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 896 | $101,030,000 | $112,000 | $1,035,000 | $120,000 | $1,800,000 |
| Not Provided | 273 | $34,705,000 | $127,000 | $5,605,000 | $170,000 | $6,600,000 |
| Hispanic | 70 | $7,140,000 | $102,000 | $725,000 | $146,000 | $1,300,000 |
| Black or African American | 57 | $5,765,000 | $101,000 | $565,000 | $115,000 | $480,000 |
| Asian | 37 | $4,095,000 | $110,000 | $405,000 | $187,000 | $2,688,000 |
| American Indian or Alaskan Native | 6 | $920,000 | $153,000 | $505,000 | $95,000 | $188,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $130,000 | $65,000 | $65,000 | $151,000 | $254,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,343 | $154,115,000 | $114,000 | $5,605,000 | $133,000 | $6,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 551 | $56,135,000 | $101,000 | $985,000 | $118,000 | $2,688,000 |
| Loan Originated | 424 | $43,230,000 | $101,000 | $5,605,000 | $163,000 | $3,976,000 |
| Preapproval Denied by Financial Institution | 157 | $24,625,000 | $156,000 | $885,000 | $74,000 | $463,000 |
| Application Withdrawn By Applicant | 100 | $8,160,000 | $81,000 | $505,000 | $208,000 | $6,600,000 |
| Preapproval Approved but not Accepted | 72 | $16,540,000 | $229,000 | $1,035,000 | $104,000 | $523,000 |
| File Closed For Incompleteness | 27 | $4,825,000 | $178,000 | $605,000 | $122,000 | $336,000 |
| Application Approved But Not Accepted | 12 | $600,000 | $50,000 | $105,000 | $155,000 | $293,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 635 | $73,355,000 | $115,000 | $5,605,000 | $161,000 | $6,600,000 |
| Credit History | 248 | $29,060,000 | $117,000 | $725,000 | $100,000 | $1,300,000 |
| Debt-To-Income Ratio | 235 | $30,825,000 | $131,000 | $985,000 | $80,000 | $369,000 |
| Other | 126 | $8,940,000 | $70,000 | $505,000 | $162,000 | $1,800,000 |
| Collateral | 51 | $3,965,000 | $77,000 | $505,000 | $164,000 | $2,688,000 |
| Credit Application Incomplete | 29 | $4,865,000 | $167,000 | $565,000 | $70,000 | $236,000 |
| Unverifiable Information | 8 | $910,000 | $113,000 | $275,000 | $93,000 | $200,000 |
| Employment History | 6 | $540,000 | $90,000 | $165,000 | $45,000 | $73,000 |
| Mortgage Insurance Denied | 3 | $575,000 | $191,000 | $245,000 | $122,000 | $182,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,080,000 | $540,000 | $885,000 | $261,000 | $463,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Connexus Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Connexus Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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