Constructive Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Constructive Loans, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Constructive Loans, Llc 1801 S Meyers Rd Dover, DE 60181 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 1,312 |
| Total Mortgage Loan Application Amount | $313,960,000 |
| Average Mortgage Loan Application Amount | $257,333 |
| Highest Mortgage Loan Application Amount | $3,125,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Constructive Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Constructive Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Constructive Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Constructive Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Constructive Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Constructive Loans, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 270 | $ 52,210,000 | $ 193,000 | $ 0 |
| Wayne County Michigan | 39 | $ 3,795,000 | $ 97,000 | $ 0 |
| Philadelphia County Pennsylvania | 35 | $ 6,895,000 | $ 197,000 | $ 0 |
| Kings County New York | 32 | $ 32,780,000 | $ 1,024,000 | $ 0 |
| Marion County Indiana | 30 | $ 4,850,000 | $ 161,000 | $ 0 |
| Luzerne County Pennsylvania | 27 | $ 2,345,000 | $ 86,000 | $ 0 |
| Hamilton County Ohio | 26 | $ 2,930,000 | $ 112,000 | $ 0 |
| District of Columbia County District Of Columbia | 24 | $ 6,850,000 | $ 285,000 | $ 0 |
| Miami-Dade County Florida | 22 | $ 6,740,000 | $ 306,000 | $ 0 |
| Erie County New York | 21 | $ 3,495,000 | $ 166,000 | $ 0 |
| Orange County Florida | 20 | $ 3,020,000 | $ 151,000 | $ 0 |
| Lackawanna County Pennsylvania | 20 | $ 1,770,000 | $ 88,000 | $ 0 |
| Baltimore City County Maryland | 19 | $ 2,685,000 | $ 141,000 | $ 0 |
| Harris County Texas | 19 | $ 2,735,000 | $ 143,000 | $ 0 |
| Belmont County Ohio | 18 | $ 1,030,000 | $ 57,000 | $ 0 |
| Kane County Illinois | 17 | $ 2,405,000 | $ 141,000 | $ 0 |
| Essex County New Jersey | 17 | $ 5,495,000 | $ 323,000 | $ 0 |
| Polk County Florida | 16 | $ 2,430,000 | $ 151,000 | $ 0 |
| Seminole County Florida | 16 | $ 2,910,000 | $ 181,000 | $ 0 |
| Cuyahoga County Ohio | 16 | $ 1,790,000 | $ 111,000 | $ 0 |
| Milwaukee County Wisconsin | 16 | $ 2,530,000 | $ 158,000 | $ 0 |
| New Castle County Delaware | 14 | $ 2,010,000 | $ 143,000 | $ 0 |
| Clark County Indiana | 14 | $ 2,060,000 | $ 147,000 | $ 0 |
| Suffolk County New York | 14 | $ 10,420,000 | $ 744,000 | $ 0 |
| Dallas County Texas | 14 | $ 2,470,000 | $ 176,000 | $ 0 |
| Broward County Florida | 13 | $ 7,795,000 | $ 599,000 | $ 0 |
| Queens County New York | 13 | $ 9,385,000 | $ 721,000 | $ 0 |
| Allegheny County Pennsylvania | 13 | $ 1,985,000 | $ 152,000 | $ 0 |
| Will County Illinois | 12 | $ 3,000,000 | $ 250,000 | $ 0 |
| DuPage County Illinois | 11 | $ 2,115,000 | $ 192,000 | $ 0 |
| St. Lucie County Florida | 10 | $ 1,140,000 | $ 114,000 | $ 0 |
| Lake County Illinois | 10 | $ 3,330,000 | $ 333,000 | $ 0 |
| Bronx County New York | 10 | $ 8,130,000 | $ 813,000 | $ 0 |
| Orleans County Louisiana | 9 | $ 1,185,000 | $ 131,000 | $ 0 |
| Chester County Pennsylvania | 9 | $ 895,000 | $ 99,000 | $ 0 |
| Hillsborough County Florida | 8 | $ 2,610,000 | $ 326,000 | $ 0 |
| Pinellas County Florida | 8 | $ 3,960,000 | $ 495,000 | $ 0 |
| Lake County Indiana | 8 | $ 1,100,000 | $ 137,000 | $ 0 |
| St. Bernard County Louisiana | 8 | $ 1,510,000 | $ 188,000 | $ 0 |
| Camden County New Jersey | 8 | $ 1,570,000 | $ 196,000 | $ 0 |
| Nassau County New York | 8 | $ 4,740,000 | $ 592,000 | $ 0 |
| Duval County Florida | 7 | $ 805,000 | $ 115,000 | $ 0 |
| Osceola County Florida | 7 | $ 985,000 | $ 140,000 | $ 0 |
| Jefferson County Louisiana | 7 | $ 895,000 | $ 127,000 | $ 0 |
| Oakland County Michigan | 7 | $ 1,235,000 | $ 176,000 | $ 0 |
| Middlesex County New Jersey | 7 | $ 2,125,000 | $ 303,000 | $ 0 |
| Monmouth County New Jersey | 7 | $ 2,025,000 | $ 289,000 | $ 0 |
| St. Louis City County Missouri | 6 | $ 1,100,000 | $ 183,000 | $ 0 |
| Westchester County New York | 6 | $ 4,940,000 | $ 823,000 | $ 0 |
| Shelby County Tennessee | 6 | $ 380,000 | $ 63,000 | $ 0 |
| Ohio County West Virginia | 6 | $ 610,000 | $ 101,000 | $ 0 |
| Lee County Florida | 5 | $ 1,305,000 | $ 261,000 | $ 0 |
| Volusia County Florida | 5 | $ 1,445,000 | $ 289,000 | $ 0 |
| Fulton County Georgia | 5 | $ 815,000 | $ 163,000 | $ 0 |
| St. Louis County Missouri | 5 | $ 1,655,000 | $ 331,000 | $ 0 |
| Albany County New York | 5 | $ 615,000 | $ 123,000 | $ 0 |
| Schuylkill County Pennsylvania | 5 | $ 535,000 | $ 107,000 | $ 0 |
| Montgomery County Texas | 5 | $ 755,000 | $ 151,000 | $ 0 |
| Tarrant County Texas | 5 | $ 635,000 | $ 127,000 | $ 0 |
| Fairfield County Connecticut | 4 | $ 2,210,000 | $ 552,000 | $ 0 |
| Manatee County Florida | 4 | $ 1,060,000 | $ 265,000 | $ 0 |
| St. Tammany County Louisiana | 4 | $ 420,000 | $ 105,000 | $ 0 |
| Jackson County Missouri | 4 | $ 490,000 | $ 122,000 | $ 0 |
| Gloucester County New Jersey | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Catawba County North Carolina | 4 | $ 640,000 | $ 160,000 | $ 0 |
| Montgomery County Pennsylvania | 4 | $ 830,000 | $ 207,000 | $ 0 |
| Bexar County Texas | 4 | $ 1,060,000 | $ 265,000 | $ 0 |
| Collin County Texas | 4 | $ 1,030,000 | $ 257,000 | $ 0 |
| Maricopa County Arizona | 3 | $ 745,000 | $ 248,000 | $ 0 |
| Hartford County Connecticut | 3 | $ 1,435,000 | $ 478,000 | $ 0 |
| Bay County Florida | 3 | $ 835,000 | $ 278,000 | $ 0 |
| Charlotte County Florida | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Collier County Florida | 3 | $ 3,155,000 | $ 1,051,000 | $ 0 |
| Kendall County Illinois | 3 | $ 645,000 | $ 215,000 | $ 0 |
| McHenry County Illinois | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Macomb County Michigan | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Washtenaw County Michigan | 3 | $ 415,000 | $ 138,000 | $ 0 |
| Atlantic County New Jersey | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Ocean County New Jersey | 3 | $ 965,000 | $ 321,000 | $ 0 |
| Onondaga County New York | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Gaston County North Carolina | 3 | $ 445,000 | $ 148,000 | $ 0 |
| Licking County Ohio | 3 | $ 225,000 | $ 75,000 | $ 0 |
| Delaware County Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Erie County Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Monroe County Pennsylvania | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Westmoreland County Pennsylvania | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Providence County Rhode Island | 3 | $ 925,000 | $ 308,000 | $ 0 |
| Greene County Tennessee | 3 | $ 885,000 | $ 295,000 | $ 0 |
| King County Washington | 3 | $ 1,425,000 | $ 475,000 | $ 0 |
| Montgomery County Alabama | 2 | $ 380,000 | $ 190,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Brevard County Florida | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| Spalding County Georgia | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Winnebago County Illinois | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Floyd County Indiana | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Porter County Indiana | 2 | $ 230,000 | $ 115,000 | $ 0 |
| East Baton Rouge County Louisiana | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Wicomico County Maryland | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Essex County Massachusetts | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Suffolk County Massachusetts | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Hillsborough County New Hampshire | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Union County New Jersey | 2 | $ 660,000 | $ 330,000 | $ 0 |
| New York County New York | 2 | $ 3,960,000 | $ 1,980,000 | $ 0 |
| Orange County New York | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Richmond County New York | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Sullivan County New York | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Montgomery County Ohio | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Washington County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Spartanburg County South Carolina | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Davidson County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Denton County Texas | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Galveston County Texas | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Jim Wells County Texas | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Grays Harbor County Washington | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Matanuska-Susitna County Alaska | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Placer County California | 1 | $ 1,125,000 | $ 1,125,000 | $ 0 |
| Adams County Colorado | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Boulder County Colorado | 1 | $ 765,000 | $ 765,000 | $ 0 |
| Douglas County Colorado | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Middlesex County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 0 |
| New London County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Kent County Delaware | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Flagler County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Highlands County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Levy County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Martin County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Monroe County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pasco County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Putnam County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Sarasota County Florida | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Chatham County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Clarke County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Clayton County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cobb County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hall County Georgia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Peach County Georgia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Richmond County Georgia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bartholomew County Indiana | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Hancock County Indiana | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jackson County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Johnson County Indiana | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Atchison County Kansas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Campbell County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Fayette County Kentucky | 1 | $ 955,000 | $ 955,000 | $ 0 |
| Shelby County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Harford County Maryland | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Washington County Maryland | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lapeer County Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Livingston County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Van Buren County Michigan | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Pearl River County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Camden County Missouri | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Belknap County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Valencia County New Mexico | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Dutchess County New York | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Fulton County New York | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Monroe County New York | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Niagara County New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Oneida County New York | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Otsego County New York | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Schenectady County New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Avery County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Burke County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Perquimans County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Union County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Brown County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Fayette County Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Franklin County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Greene County Ohio | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jefferson County Ohio | 1 | $ 785,000 | $ 785,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Miami County Ohio | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Summit County Ohio | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Trumbull County Ohio | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Haskell County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Dauphin County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 1,315,000 | $ 1,315,000 | $ 0 |
| York County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Cheatham County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Bastrop County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Brazoria County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Falls County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hunt County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| McLennan County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Midland County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Nueces County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Terry County Texas | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Travis County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Kitsap County Washington | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Skagit County Washington | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Snohomish County Washington | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Raleigh County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Racine County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Fremont County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 0 |
Mortgage Loan Application Detail Totals for Constructive Loans, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 735 | $158,385,000 | $215,000 | $2,215,000 | $0 | $0 |
| Home Purchase | 395 | $99,905,000 | $252,000 | $2,125,000 | $0 | $0 |
| Refinancing | 182 | $55,670,000 | $305,000 | $3,125,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,117 | $276,625,000 | $247,000 | $3,125,000 | $0 | $0 |
| Not Provided | 59 | $12,415,000 | $210,000 | $2,105,000 | $0 | $0 |
| Black or African American | 56 | $8,360,000 | $149,000 | $565,000 | $0 | $0 |
| White | 36 | $8,700,000 | $241,000 | $1,825,000 | $0 | $0 |
| Hispanic | 29 | $5,165,000 | $178,000 | $375,000 | $0 | $0 |
| Asian | 14 | $2,600,000 | $185,000 | $315,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $95,000 | $95,000 | $95,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,312 | $313,960,000 | $239,000 | $3,125,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 820 | $190,490,000 | $232,000 | $2,505,000 | $0 | $0 |
| Application Approved But Not Accepted | 254 | $53,200,000 | $209,000 | $3,125,000 | $0 | $0 |
| Application Withdrawn By Applicant | 179 | $50,665,000 | $283,000 | $2,125,000 | $0 | $0 |
| Application Denied By Financial Institution | 57 | $19,165,000 | $336,000 | $1,855,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $440,000 | $220,000 | $365,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,255 | $294,795,000 | $234,000 | $3,125,000 | $0 | $0 |
| Collateral | 24 | $6,560,000 | $273,000 | $1,815,000 | $0 | $0 |
| Credit History | 17 | $9,865,000 | $580,000 | $1,855,000 | $0 | $0 |
| Other | 9 | $1,235,000 | $137,000 | $355,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $525,000 | $175,000 | $375,000 | $0 | $0 |
| Unverifiable Information | 2 | $350,000 | $175,000 | $195,000 | $0 | $0 |
| Debt-To-Income Ratio | 2 | $630,000 | $315,000 | $415,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Constructive Loans, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Constructive Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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