Countrywide Bank, N.A. Mortgage Lending & HMDA Data, 2006

In 2006, Countrywide Bank, N.A. of Pasadena, CA reported 775,217 mortgage applications totaling $177.2 billion, up 115% from 2005. The average application was for $228,590, and applicants reported an average income of $120,013. 23% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (37,140), Riverside-San Bernardino-Ontario, CA (27,539) and Chicago-Naperville-Joliet, IL (21,674) (applications in parentheses).

Mortgage Company & Address Countrywide Bank, N.A.
35 North Lake, Ms 35-148
Pasadena, CA 91101
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 775,217
Total Mortgage Loan Application Amount $177,207,189,000
Average Mortgage Loan Application Amount $228,590
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $120,013
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Countrywide Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Countrywide Bank, N.A. by Metropolitan Area in 2006

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 37,140 $ 15,650,612,000 $ 421,395 $ 171,000
Riverside-San Bernardino-Ontario, CA 27,539 $ 8,125,963,000 $ 295,071 $ 135,000
Chicago-Naperville-Joliet, IL 21,674 $ 5,110,206,000 $ 235,775 $ 117,000
Phoenix-Mesa-Scottsdale, AZ 21,498 $ 4,782,232,000 $ 222,450 $ 115,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 19,690 $ 5,664,918,000 $ 287,705 $ 119,473
Atlanta-Sandy Springs-Marietta, GA 13,782 $ 2,072,814,000 $ 150,400 $ 98,000
Las Vegas-Paradise, NV 13,438 $ 3,511,789,000 $ 261,332 $ 141,000
New York-White Plains-Wayne, NY-NJ 13,417 $ 4,867,939,000 $ 362,818 $ 155,945
Seattle-Bellevue-Everett, WA 12,953 $ 3,427,229,000 $ 264,589 $ 122,000
Santa Ana-Anaheim-Irvine, CA 12,577 $ 6,859,179,000 $ 545,374 $ 227,000
Denver-Aurora, CO 11,867 $ 2,014,899,000 $ 169,790 $ 108,000
Houston-Sugar Land-Baytown, TX 11,697 $ 1,079,475,000 $ 92,286 $ 112,000
San Diego-Carlsbad-San Marcos, CA 11,341 $ 4,636,357,000 $ 408,813 $ 174,000
Sacramento--Arden-Arcade--Roseville, CA 11,278 $ 3,334,774,000 $ 295,688 $ 127,000
Minneapolis-St. Paul-Bloomington, MN-WI 11,025 $ 2,006,595,000 $ 182,004 $ 104,491
Dallas-Plano-Irving, TX 10,371 $ 1,258,293,000 $ 121,328 $ 114,000
Orlando-Kissimmee, FL 10,284 $ 2,173,855,000 $ 211,382 $ 119,000
Portland-Vancouver-Beaverton, OR-WA 10,172 $ 1,948,772,000 $ 191,581 $ 102,390
Oakland-Fremont-Hayward, CA 10,029 $ 4,688,098,000 $ 467,454 $ 169,000
Tampa-St. Petersburg-Clearwater, FL 8,886 $ 1,694,727,000 $ 190,718 $ 114,000
Miami-Miami Beach-Kendall, FL 8,549 $ 2,682,420,000 $ 313,770 $ 175,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 7,436 $ 2,119,363,000 $ 285,013 $ 150,000
Philadelphia, PA 7,187 $ 1,322,228,000 $ 183,974 $ 105,000
St. Louis, MO-IL 7,147 $ 982,666,000 $ 137,493 $ 84,342
San Jose-Sunnyvale-Santa Clara, CA 6,692 $ 3,728,029,000 $ 557,087 $ 196,000
Edison, NJ 6,659 $ 1,808,960,000 $ 271,656 $ 127,000
Warren-Troy-Farmington Hills, MI 6,360 $ 1,004,134,000 $ 157,882 $ 105,000
Kansas City, MO-KS 6,314 $ 772,459,000 $ 122,340 $ 88,639
Austin-Round Rock, TX 6,258 $ 687,347,000 $ 109,834 $ 142,000
Baltimore-Towson, MD 6,111 $ 1,345,731,000 $ 220,214 $ 104,000
Salt Lake City, UT 5,927 $ 1,013,559,000 $ 171,007 $ 110,000
Nassau-Suffolk, NY 5,760 $ 1,772,196,000 $ 307,672 $ 148,000
West Palm Beach-Boca Raton-Boynton Beach, FL 5,261 $ 1,502,035,000 $ 285,503 $ 161,000
Nashville-Davidson--Murfreesboro, TN 5,123 $ 624,469,000 $ 121,895 $ 96,000
Oxnard-Thousand Oaks-Ventura, CA 4,937 $ 2,177,120,000 $ 440,980 $ 173,000
Tucson, AZ 4,849 $ 844,466,000 $ 174,152 $ 92,000
Newark-Union, NJ-PA 4,846 $ 1,339,101,000 $ 276,331 $ 123,345
Camden, NJ 4,742 $ 828,431,000 $ 174,700 $ 93,000
Cincinnati-Middletown, OH-KY-IN 4,682 $ 493,281,000 $ 105,356 $ 87,626
Boston-Quincy, MA 4,592 $ 1,277,932,000 $ 278,295 $ 127,000
Boise City-Nampa, ID 4,586 $ 656,841,000 $ 143,227 $ 103,000
Fort Worth-Arlington, TX 4,496 $ 457,040,000 $ 101,654 $ 96,000
Virginia Beach-Norfolk-Newport News, VA-NC 4,394 $ 846,237,000 $ 192,589 $ 90,943
Charlotte-Gastonia-Concord, NC-SC 4,363 $ 630,916,000 $ 144,606 $ 99,057
Milwaukee-Waukesha-West Allis, WI 4,255 $ 647,909,000 $ 152,270 $ 89,000
Bethesda-Gaithersburg-Frederick, MD 4,157 $ 1,180,224,000 $ 283,912 $ 116,000
Indianapolis-Carmel, IN 4,153 $ 460,373,000 $ 110,853 $ 91,000
San Francisco-San Mateo-Redwood City, CA 4,031 $ 2,541,937,000 $ 630,597 $ 234,000
Cape Coral-Fort Myers, FL 3,988 $ 1,048,136,000 $ 262,822 $ 164,000
Cleveland-Elyria-Mentor, OH 3,807 $ 427,463,000 $ 112,283 $ 87,000
Tacoma, WA 3,795 $ 776,596,000 $ 204,636 $ 99,000
Bakersfield, CA 3,733 $ 771,017,000 $ 206,540 $ 108,000
Jacksonville, FL 3,685 $ 676,944,000 $ 183,702 $ 103,000
San Antonio, TX 3,679 $ 379,805,000 $ 103,235 $ 114,000
Providence-New Bedford-Fall River, RI-MA 3,532 $ 729,566,000 $ 206,558 $ 95,599
Fresno, CA 3,430 $ 724,456,000 $ 211,211 $ 104,000
Cambridge-Newton-Framingham, MA 3,405 $ 936,987,000 $ 275,179 $ 116,000
Columbus, OH 3,347 $ 400,491,000 $ 119,656 $ 92,000
Stockton, CA 3,333 $ 1,069,552,000 $ 320,897 $ 120,000
Detroit-Livonia-Dearborn, MI 3,302 $ 346,221,000 $ 104,851 $ 85,000
Birmingham-Hoover, AL 3,282 $ 355,227,000 $ 108,234 $ 86,000
Louisville-Jefferson County, KY-IN 3,232 $ 389,575,000 $ 120,536 $ 83,746
Richmond, VA 3,081 $ 515,715,000 $ 167,385 $ 88,000
Albuquerque, NM 3,071 $ 443,565,000 $ 144,436 $ 93,000
Pittsburgh, PA 2,836 $ 330,069,000 $ 116,385 $ 81,000
Lake County-Kenosha County, IL-WI 2,749 $ 707,209,000 $ 257,260 $ 129,556
Honolulu, HI 2,713 $ 929,934,000 $ 342,769 $ 140,000
Ogden-Clearfield, UT 2,705 $ 343,038,000 $ 126,816 $ 86,000
Raleigh-Cary, NC 2,701 $ 435,047,000 $ 161,068 $ 101,000
Colorado Springs, CO 2,648 $ 398,405,000 $ 150,455 $ 97,000
Provo-Orem, UT 2,600 $ 426,863,000 $ 164,178 $ 99,000
Hartford-West Hartford-East Hartford, CT 2,483 $ 450,700,000 $ 181,514 $ 92,000
Sarasota-Bradenton-Venice, FL 2,478 $ 714,089,000 $ 288,171 $ 156,000
Grand Rapids-Wyoming, MI 2,410 $ 246,374,000 $ 102,229 $ 80,000
Bridgeport-Stamford-Norwalk, CT 2,369 $ 1,004,755,000 $ 424,126 $ 181,000
Modesto, CA 2,346 $ 648,728,000 $ 276,525 $ 114,000
Oklahoma City, OK 2,315 $ 253,686,000 $ 109,583 $ 91,000
Memphis, TN-MS-AR 2,262 $ 261,274,000 $ 115,505 $ 103,947
Reno-Sparks, NV 2,199 $ 563,792,000 $ 256,385 $ 120,000
Vallejo-Fairfield, CA 2,063 $ 730,030,000 $ 353,868 $ 130,000
Huntsville, AL 2,038 $ 197,942,000 $ 97,125 $ 89,000
Salinas, CA 2,015 $ 961,411,000 $ 477,127 $ 172,000
Essex County, MA 1,986 $ 496,981,000 $ 250,242 $ 108,000
Santa Rosa-Petaluma, CA 1,982 $ 841,372,000 $ 424,506 $ 190,000
Lakeland, FL 1,981 $ 333,683,000 $ 168,441 $ 93,000
Palm Bay-Melbourne-Titusville, FL 1,940 $ 361,568,000 $ 186,375 $ 110,000
Madison, WI 1,927 $ 285,967,000 $ 148,400 $ 92,000
Naples-Marco Island, FL 1,917 $ 791,060,000 $ 412,655 $ 213,000
Allentown-Bethlehem-Easton, PA-NJ 1,911 $ 282,895,000 $ 148,035 $ 95,549
New Haven-Milford, CT 1,904 $ 380,037,000 $ 199,599 $ 97,000
Santa Barbara-Santa Maria, CA 1,849 $ 1,069,607,000 $ 578,478 $ 251,000
Worcester, MA 1,663 $ 303,270,000 $ 182,363 $ 89,000
Spokane, WA 1,620 $ 226,552,000 $ 139,846 $ 86,000
Tulsa, OK 1,571 $ 180,975,000 $ 115,197 $ 104,000
Fort Collins-Loveland, CO 1,517 $ 202,074,000 $ 133,206 $ 97,000
Visalia-Porterville, CA 1,501 $ 270,750,000 $ 180,379 $ 98,000
Lexington-Fayette, KY 1,472 $ 165,562,000 $ 112,474 $ 93,000
Charleston-North Charleston, SC 1,461 $ 313,292,000 $ 214,436 $ 117,000
Bremerton-Silverdale, WA 1,454 $ 317,495,000 $ 218,359 $ 97,000
Wilmington, DE-MD-NJ 1,450 $ 255,415,000 $ 176,148 $ 92,801
Pensacola-Ferry Pass-Brent, FL 1,446 $ 211,350,000 $ 146,161 $ 111,000
Port St. Lucie-Fort Pierce, FL 1,431 $ 326,013,000 $ 227,821 $ 135,000
Dayton, OH 1,418 $ 106,595,000 $ 75,172 $ 80,000
Deltona-Daytona Beach-Ormond Beach, FL 1,411 $ 257,558,000 $ 182,535 $ 108,000
Knoxville, TN 1,355 $ 151,995,000 $ 112,173 $ 88,000
Salem, OR 1,323 $ 166,750,000 $ 126,039 $ 81,000
Merced, CA 1,308 $ 343,656,000 $ 262,733 $ 110,000
Akron, OH 1,291 $ 126,042,000 $ 97,631 $ 92,000
Gary, IN 1,279 $ 154,473,000 $ 120,776 $ 75,000
Eugene-Springfield, OR 1,224 $ 195,581,000 $ 159,788 $ 86,000
Albany-Schenectady-Troy, NY 1,216 $ 164,433,000 $ 135,224 $ 89,000
Lansing-East Lansing, MI 1,216 $ 105,713,000 $ 86,935 $ 84,000
Portland-South Portland-Biddeford, ME 1,199 $ 226,677,000 $ 189,055 $ 89,000
San Luis Obispo-Paso Robles, CA 1,183 $ 471,453,000 $ 398,523 $ 227,000
New Orleans-Metairie-Kenner, LA 1,182 $ 180,680,000 $ 152,859 $ 108,000
Atlantic City, NJ 1,175 $ 271,303,000 $ 230,896 $ 118,000
Little Rock-North Little Rock, AR 1,139 $ 183,378,000 $ 160,999 $ 85,000
Montgomery, AL 1,127 $ 99,512,000 $ 88,298 $ 83,000
Wilmington, NC 1,127 $ 256,932,000 $ 227,978 $ 132,000
Omaha-Council Bluffs, NE-IA 1,126 $ 125,482,000 $ 111,440 $ 83,371
Greeley, CO 1,103 $ 151,362,000 $ 137,227 $ 90,000
Rockingham County-Strafford County, NH 1,096 $ 224,418,000 $ 204,760 $ 104,000
Trenton-Ewing, NJ 1,087 $ 216,539,000 $ 199,207 $ 106,000
Springfield, MO 1,084 $ 126,031,000 $ 116,264 $ 76,000
Baton Rouge, LA 1,082 $ 135,952,000 $ 125,648 $ 97,000
Olympia, WA 1,061 $ 191,528,000 $ 180,516 $ 95,000
Myrtle Beach-Conway-North Myrtle Beach, SC 1,058 $ 198,169,000 $ 187,305 $ 131,000
Manchester-Nashua, NH 1,048 $ 196,389,000 $ 187,394 $ 111,000
Springfield, MA 1,044 $ 132,971,000 $ 127,366 $ 73,000
Des Moines-West Des Moines, IA 1,040 $ 111,783,000 $ 107,483 $ 74,000
Poughkeepsie-Newburgh-Middletown, NY 1,035 $ 218,128,000 $ 210,751 $ 112,000
Prescott, AZ 1,031 $ 228,332,000 $ 221,466 $ 105,000
Anchorage, AK 1,012 $ 187,933,000 $ 185,704 $ 117,000
Buffalo-Niagara Falls, NY 1,010 $ 109,054,000 $ 107,974 $ 74,000
Medford, OR 994 $ 195,338,000 $ 196,517 $ 98,000
Fort Walton Beach-Crestview-Destin, FL 975 $ 247,028,000 $ 253,362 $ 169,000
Bend, OR 962 $ 231,047,000 $ 240,173 $ 130,000
Holland-Grand Haven, MI 948 $ 115,248,000 $ 121,569 $ 81,000
Columbia, SC 946 $ 146,564,000 $ 154,930 $ 90,000
Mobile, AL 928 $ 90,167,000 $ 97,162 $ 85,000
Chattanooga, TN-GA 920 $ 93,291,000 $ 101,403 $ 78,106
Greensboro-High Point, NC 901 $ 106,482,000 $ 118,182 $ 82,000
El Paso, TX 876 $ 82,453,000 $ 94,124 $ 90,000
Santa Cruz-Watsonville, CA 871 $ 444,883,000 $ 510,772 $ 186,000
Boulder, CO 870 $ 192,194,000 $ 220,912 $ 117,000
Asheville, NC 866 $ 143,398,000 $ 165,586 $ 103,000
Rochester, NY 841 $ 87,789,000 $ 104,386 $ 81,000
Ocala, FL 815 $ 128,739,000 $ 157,961 $ 78,000
Flint, MI 803 $ 90,718,000 $ 112,973 $ 81,000
Barnstable Town, MA 762 $ 234,249,000 $ 307,413 $ 153,000
Syracuse, NY 760 $ 68,873,000 $ 90,622 $ 82,000
Fayetteville-Springdale-Rogers, AR-MO 747 $ 115,288,000 $ 154,334 $ 79,669
Yuba City, CA 743 $ 162,302,000 $ 218,441 $ 95,000
Coeur D'Alene, ID 741 $ 153,838,000 $ 207,608 $ 131,000
Toledo, OH 741 $ 72,039,000 $ 97,218 $ 85,000
St. George, UT 736 $ 170,858,000 $ 232,144 $ 122,000
Canton-Massillon, OH 723 $ 72,544,000 $ 100,337 $ 82,000
Lancaster, PA 722 $ 82,892,000 $ 114,808 $ 72,000
Fort Wayne, IN 721 $ 56,737,000 $ 78,692 $ 71,000
York-Hanover, PA 717 $ 89,843,000 $ 125,304 $ 76,000
Tuscaloosa, AL 709 $ 78,492,000 $ 110,708 $ 99,000
Ann Arbor, MI 705 $ 105,310,000 $ 149,375 $ 108,000
Madera, CA 696 $ 161,331,000 $ 231,797 $ 103,000
Bellingham, WA 691 $ 142,705,000 $ 206,519 $ 111,000
Wichita, KS 690 $ 64,378,000 $ 93,301 $ 76,000
Ocean City, NJ 679 $ 242,340,000 $ 356,907 $ 188,000
Durham, NC 673 $ 111,637,000 $ 165,879 $ 107,000
Hagerstown-Martinsburg, MD-WV 672 $ 118,422,000 $ 176,223 $ 84,220
Chico, CA 670 $ 132,659,000 $ 197,998 $ 96,000
Green Bay, WI 667 $ 72,195,000 $ 108,238 $ 80,000
Reading, PA 656 $ 77,027,000 $ 117,419 $ 80,000
Auburn-Opelika, AL 645 $ 79,255,000 $ 122,875 $ 102,000
Charlottesville, VA 638 $ 116,621,000 $ 182,791 $ 110,000
El Centro, CA 638 $ 110,780,000 $ 173,636 $ 101,000
Greenville, SC 632 $ 92,598,000 $ 146,515 $ 85,000
Tallahassee, FL 632 $ 96,663,000 $ 152,947 $ 140,000
Grand Junction, CO 628 $ 96,034,000 $ 152,920 $ 92,000
Youngstown-Warren-Boardman, OH-PA 624 $ 49,663,000 $ 79,588 $ 69,355
Panama City-Lynn Haven, FL 616 $ 147,874,000 $ 240,055 $ 182,000
Santa Fe, NM 615 $ 158,591,000 $ 257,871 $ 136,000
Harrisburg-Carlisle, PA 614 $ 69,511,000 $ 113,210 $ 82,000
Savannah, GA 614 $ 92,093,000 $ 149,988 $ 110,000
Napa, CA 609 $ 329,799,000 $ 541,541 $ 207,000
McAllen-Edinburg-Mission, TX 607 $ 52,715,000 $ 86,845 $ 101,000
Punta Gorda, FL 599 $ 134,199,000 $ 224,038 $ 121,000
Kalamazoo-Portage, MI 579 $ 67,178,000 $ 116,024 $ 84,000
Redding, CA 565 $ 116,819,000 $ 206,759 $ 94,000
Scranton--Wilkes-Barre, PA 563 $ 61,508,000 $ 109,250 $ 76,000
Racine, WI 550 $ 73,095,000 $ 132,900 $ 75,000
Kennewick-Richland-Pasco, WA 542 $ 62,115,000 $ 114,603 $ 79,000
Rockford, IL 540 $ 54,137,000 $ 100,253 $ 77,000
Lincoln, NE 529 $ 72,205,000 $ 136,493 $ 80,000
Norwich-New London, CT 525 $ 103,131,000 $ 196,440 $ 92,000
Duluth, MN-WI 523 $ 62,040,000 $ 118,623 $ 72,000
Corpus Christi, TX 517 $ 60,696,000 $ 117,400 $ 113,000
Muskegon-Norton Shores, MI 508 $ 45,438,000 $ 89,444 $ 65,000
Flagstaff, AZ 506 $ 122,551,000 $ 242,195 $ 125,000
Lubbock, TX 506 $ 51,781,000 $ 102,333 $ 97,000
Missoula, MT 505 $ 68,874,000 $ 136,384 $ 92,000
Shreveport-Bossier City, LA 498 $ 53,363,000 $ 107,154 $ 73,000
Gainesville, FL 496 $ 71,146,000 $ 143,439 $ 97,000
Logan, UT-ID 495 $ 55,178,000 $ 111,470 $ 74,080
Lynchburg, VA 494 $ 69,082,000 $ 139,842 $ 84,000
Appleton, WI 493 $ 55,022,000 $ 111,606 $ 83,000
Jackson, MS 477 $ 57,453,000 $ 120,446 $ 92,000
Winston-Salem, NC 476 $ 56,941,000 $ 119,623 $ 77,000
Augusta-Richmond County, GA-SC 470 $ 61,828,000 $ 131,548 $ 79,285
Pueblo, CO 458 $ 38,817,000 $ 84,753 $ 73,000
South Bend-Mishawaka, IN-MI 454 $ 41,728,000 $ 91,911 $ 80,460
Hanford-Corcoran, CA 441 $ 75,107,000 $ 170,310 $ 84,000
Amarillo, TX 439 $ 31,555,000 $ 71,879 $ 87,000
Roanoke, VA 438 $ 57,545,000 $ 131,381 $ 80,000
Idaho Falls, ID 423 $ 44,780,000 $ 105,862 $ 78,000
Iowa City, IA 417 $ 52,478,000 $ 125,846 $ 84,000
Cedar Rapids, IA 416 $ 35,372,000 $ 85,028 $ 73,000
Sebastian-Vero Beach, FL 416 $ 89,861,000 $ 216,012 $ 133,000
Billings, MT 393 $ 54,083,000 $ 137,615 $ 83,000
Columbia, MO 393 $ 30,915,000 $ 78,664 $ 74,000
Vineland-Millville-Bridgeton, NJ 387 $ 56,497,000 $ 145,987 $ 72,000
Topeka, KS 386 $ 28,243,000 $ 73,168 $ 67,000
St. Cloud, MN 383 $ 46,764,000 $ 122,099 $ 76,000
Yuma, AZ 373 $ 57,322,000 $ 153,678 $ 82,000
Davenport-Moline-Rock Island, IA-IL 371 $ 27,807,000 $ 74,951 $ 68,188
Sioux Falls, SD 368 $ 49,484,000 $ 134,467 $ 79,000
Dover, DE 359 $ 56,486,000 $ 157,342 $ 91,000
Mount Vernon-Anacortes, WA 359 $ 79,486,000 $ 221,409 $ 95,000
Gulfport-Biloxi, MS 358 $ 49,620,000 $ 138,603 $ 123,000
Burlington-South Burlington, VT 354 $ 62,739,000 $ 177,228 $ 88,000
Yakima, WA 346 $ 35,327,000 $ 102,101 $ 75,000
Wenatchee, WA 343 $ 60,812,000 $ 177,294 $ 105,000
Joplin, MO 338 $ 31,954,000 $ 94,538 $ 65,000
Winchester, VA-WV 337 $ 70,236,000 $ 208,415 $ 89,771
Janesville, WI 336 $ 37,043,000 $ 110,247 $ 77,000
Clarksville, TN-KY 333 $ 25,520,000 $ 76,636 $ 65,801
Oshkosh-Neenah, WI 333 $ 35,565,000 $ 106,801 $ 77,000
College Station-Bryan, TX 332 $ 27,000,000 $ 81,325 $ 127,000
Cheyenne, WY 330 $ 42,241,000 $ 128,003 $ 82,000
Gainesville, GA 329 $ 53,724,000 $ 163,294 $ 93,000
Longview, WA 322 $ 47,318,000 $ 146,950 $ 86,000
Jackson, MI 320 $ 33,626,000 $ 105,081 $ 74,000
Killeen-Temple-Fort Hood, TX 317 $ 29,749,000 $ 93,845 $ 90,000
Niles-Benton Harbor, MI 311 $ 49,289,000 $ 158,485 $ 118,000
Lawrence, KS 310 $ 36,704,000 $ 118,400 $ 76,000
Columbus, GA-AL 308 $ 39,100,000 $ 126,948 $ 91,792
Las Cruces, NM 295 $ 48,462,000 $ 164,277 $ 108,000
Waco, TX 295 $ 27,919,000 $ 94,640 $ 92,000
Evansville, IN-KY 289 $ 21,765,000 $ 75,311 $ 72,256
Brownsville-Harlingen, TX 286 $ 27,964,000 $ 97,776 $ 120,000
Kingsport-Bristol-Bristol, TN-VA 283 $ 23,964,000 $ 84,678 $ 67,901
Bloomington-Normal, IL 282 $ 31,294,000 $ 110,971 $ 81,000
Greenville, NC 281 $ 27,798,000 $ 98,925 $ 84,000
Hickory-Lenoir-Morganton, NC 280 $ 34,591,000 $ 123,539 $ 70,000
Hattiesburg, MS 276 $ 33,895,000 $ 122,807 $ 93,000
Peoria, IL 275 $ 25,992,000 $ 94,516 $ 82,000
Athens-Clarke County, GA 273 $ 33,178,000 $ 121,531 $ 102,000
Decatur, AL 272 $ 29,416,000 $ 108,147 $ 78,000
Monroe, MI 269 $ 26,846,000 $ 99,799 $ 78,000
Rochester, MN 262 $ 30,544,000 $ 116,580 $ 93,000
Rapid City, SD 261 $ 25,991,000 $ 99,582 $ 81,000
Fayetteville, NC 260 $ 27,200,000 $ 104,615 $ 86,000
Champaign-Urbana, IL 259 $ 26,654,000 $ 102,911 $ 82,000
Pocatello, ID 259 $ 26,731,000 $ 103,208 $ 90,000
Fargo, ND-MN 256 $ 28,180,000 $ 110,078 $ 76,156
Springfield, OH 251 $ 12,045,000 $ 47,988 $ 67,000
Corvallis, OR 249 $ 35,930,000 $ 144,297 $ 96,000
Pascagoula, MS 245 $ 30,389,000 $ 124,036 $ 117,000
Bismarck, ND 242 $ 26,463,000 $ 109,351 $ 75,000
Battle Creek, MI 239 $ 20,432,000 $ 85,489 $ 70,000
Sheboygan, WI 239 $ 22,008,000 $ 92,083 $ 70,000
Spartanburg, SC 239 $ 27,251,000 $ 114,020 $ 73,000
Johnson City, TN 238 $ 18,732,000 $ 78,705 $ 72,000
Eau Claire, WI 235 $ 25,534,000 $ 108,655 $ 73,000
Gadsden, AL 227 $ 22,154,000 $ 97,594 $ 66,000
Elizabethtown, KY 225 $ 23,352,000 $ 103,786 $ 86,000
Tyler, TX 225 $ 26,585,000 $ 118,155 $ 106,000
Kingston, NY 224 $ 40,048,000 $ 178,785 $ 97,000
Macon, GA 224 $ 26,748,000 $ 119,410 $ 77,000
Wausau, WI 222 $ 20,027,000 $ 90,211 $ 80,000
Great Falls, MT 218 $ 25,160,000 $ 115,412 $ 91,000
Harrisonburg, VA 209 $ 29,397,000 $ 140,655 $ 79,000
Utica-Rome, NY 202 $ 15,948,000 $ 78,950 $ 73,000
Waterloo-Cedar Falls, IA 199 $ 17,697,000 $ 88,929 $ 72,000
Glens Falls, NY 198 $ 28,508,000 $ 143,979 $ 100,000
Houma-Bayou Cane-Thibodaux, LA 196 $ 24,680,000 $ 125,918 $ 75,000
Warner Robins, GA 195 $ 22,155,000 $ 113,615 $ 79,000
Anderson, SC 192 $ 24,624,000 $ 128,250 $ 103,000
Casper, WY 191 $ 23,844,000 $ 124,837 $ 99,000
Florence-Muscle Shoals, AL 191 $ 21,046,000 $ 110,188 $ 75,000
Charleston, WV 189 $ 16,058,000 $ 84,962 $ 87,000
Lafayette, IN 188 $ 21,354,000 $ 113,585 $ 74,000
Elkhart-Goshen, IN 187 $ 14,990,000 $ 80,160 $ 65,000
Jacksonville, NC 184 $ 29,145,000 $ 158,396 $ 109,000
Lafayette, LA 184 $ 22,397,000 $ 121,722 $ 87,000
Salisbury, MD 181 $ 27,167,000 $ 150,093 $ 83,000
Bowling Green, KY 180 $ 13,591,000 $ 75,505 $ 87,000
Fond Du Lac, WI 177 $ 16,949,000 $ 95,757 $ 80,000
Carson City, NV 173 $ 36,449,000 $ 210,687 $ 100,000
Saginaw-Saginaw Township North, MI 171 $ 13,020,000 $ 76,140 $ 63,000
Decatur, IL 169 $ 16,620,000 $ 98,343 $ 68,000
La Crosse, WI-MN 168 $ 19,056,000 $ 113,428 $ 79,916
Beaumont-Port Arthur, TX 167 $ 13,915,000 $ 83,323 $ 84,000
Laredo, TX 165 $ 18,389,000 $ 111,448 $ 94,000
Huntington-Ashland, WV-KY-OH 162 $ 12,858,000 $ 79,370 $ 79,111
St. Joseph, MO-KS 162 $ 17,417,000 $ 107,512 $ 66,962
Lewiston-Auburn, ME 160 $ 22,316,000 $ 139,475 $ 65,000
Lewiston, ID-WA 159 $ 16,444,000 $ 103,421 $ 85,452
Brunswick, GA 155 $ 30,068,000 $ 193,987 $ 114,000
Dothan, AL 155 $ 15,882,000 $ 102,464 $ 76,000
Erie, PA 155 $ 13,703,000 $ 88,406 $ 63,000
Sherman-Denison, TX 151 $ 15,115,000 $ 100,099 $ 97,000
Jackson, TN 149 $ 10,926,000 $ 73,328 $ 78,000
Fort Smith, AR-OK 147 $ 16,881,000 $ 114,836 $ 79,020
Abilene, TX 143 $ 10,664,000 $ 74,573 $ 84,000
Burlington, NC 143 $ 16,942,000 $ 118,475 $ 76,000
Lawton, OK 141 $ 12,749,000 $ 90,418 $ 79,000
Texarkana, Tx-Texarkana, AR 139 $ 14,983,000 $ 107,791 $ 81,230
Grand Forks, ND-MN 136 $ 14,829,000 $ 109,036 $ 68,264
Bangor, ME 135 $ 14,214,000 $ 105,288 $ 69,000
Kokomo, IN 130 $ 10,909,000 $ 83,915 $ 68,000
Binghamton, NY 128 $ 12,865,000 $ 100,507 $ 76,000
Midland, TX 127 $ 11,653,000 $ 91,755 $ 103,000
Bloomington, IN 126 $ 12,190,000 $ 96,746 $ 121,000
Cleveland, TN 126 $ 13,795,000 $ 109,484 $ 73,000
Springfield, IL 125 $ 11,991,000 $ 95,928 $ 74,000
Monroe, LA 124 $ 12,839,000 $ 103,540 $ 105,000
Blacksburg-Christiansburg-Radford, VA 122 $ 13,521,000 $ 110,827 $ 90,000
Sioux City, IA-NE-SD 122 $ 12,478,000 $ 102,278 $ 69,401
Fairbanks, AK 120 $ 16,137,000 $ 134,475 $ 106,000
Michigan City-La Porte, IN 118 $ 13,706,000 $ 116,152 $ 89,000
Florence, SC 116 $ 14,105,000 $ 121,594 $ 74,000
Anderson, IN 115 $ 9,107,000 $ 79,191 $ 64,000
Jonesboro, AR 111 $ 14,318,000 $ 128,990 $ 60,000
Kankakee-Bradley, IL 111 $ 15,857,000 $ 142,855 $ 70,000
Hot Springs, AR 110 $ 17,648,000 $ 160,436 $ 93,000
Jefferson City, MO 110 $ 8,846,000 $ 80,418 $ 72,000
Albany, GA 109 $ 11,975,000 $ 109,862 $ 92,000
Longview, TX 108 $ 8,706,000 $ 80,611 $ 86,000
Dalton, GA 107 $ 10,286,000 $ 96,130 $ 59,000
Farmington, NM 106 $ 13,975,000 $ 131,839 $ 85,000
Rome, GA 106 $ 14,041,000 $ 132,462 $ 84,000
Lake Charles, LA 97 $ 10,943,000 $ 112,814 $ 73,000
Lebanon, PA 96 $ 11,076,000 $ 115,375 $ 75,000
State College, PA 96 $ 11,956,000 $ 124,541 $ 82,000
Morristown, TN 94 $ 10,879,000 $ 115,734 $ 69,000
Owensboro, KY 93 $ 7,051,000 $ 75,817 $ 75,000
Dubuque, IA 92 $ 8,037,000 $ 87,358 $ 64,000
Bay City, MI 91 $ 7,513,000 $ 82,560 $ 65,000
Valdosta, GA 91 $ 12,588,000 $ 138,329 $ 97,000
Columbus, IN 90 $ 9,150,000 $ 101,666 $ 69,000
San Angelo, TX 90 $ 5,831,000 $ 64,788 $ 87,000
Odessa, TX 87 $ 6,800,000 $ 78,160 $ 75,000
Anniston-Oxford, AL 85 $ 5,588,000 $ 65,741 $ 81,000
Parkersburg-Marietta-Vienna, WV-OH 84 $ 7,819,000 $ 93,083 $ 60,666
Muncie, IN 83 $ 7,254,000 $ 87,397 $ 66,000
Pittsfield, MA 83 $ 14,479,000 $ 174,445 $ 95,000
Johnstown, PA 80 $ 6,920,000 $ 86,500 $ 63,000
Rocky Mount, NC 80 $ 9,710,000 $ 121,375 $ 117,000
Alexandria, LA 79 $ 7,975,000 $ 100,949 $ 75,000
Terre Haute, IN 79 $ 5,666,000 $ 71,721 $ 58,000
Danville, IL 75 $ 5,238,000 $ 69,840 $ 47,000
Mansfield, OH 75 $ 5,967,000 $ 79,560 $ 66,000
Wichita Falls, TX 72 $ 6,810,000 $ 94,583 $ 83,000
Sandusky, OH 70 $ 8,770,000 $ 125,285 $ 87,000
Williamsport, PA 70 $ 5,973,000 $ 85,328 $ 68,000
Altoona, PA 66 $ 5,101,000 $ 77,287 $ 62,000
Lima, OH 63 $ 4,663,000 $ 74,015 $ 64,000
Danville, VA 62 $ 8,645,000 $ 139,435 $ 75,000
Hinesville-Fort Stewart, GA 60 $ 6,561,000 $ 109,350 $ 68,000
Ames, IA 55 $ 5,528,000 $ 100,509 $ 76,000
Cumberland, MD-WV 55 $ 5,632,000 $ 102,400 $ 70,181
Weirton-Steubenville, WV-OH 55 $ 4,210,000 $ 76,545 $ 66,090
Goldsboro, NC 53 $ 5,812,000 $ 109,660 $ 67,000
Sumter, SC 53 $ 5,588,000 $ 105,433 $ 64,000
Wheeling, WV-OH 52 $ 4,533,000 $ 87,173 $ 65,692
Ithaca, NY 50 $ 10,594,000 $ 211,880 $ 187,000
Morgantown, WV 50 $ 6,183,000 $ 123,660 $ 100,000
Victoria, TX 48 $ 3,835,000 $ 79,895 $ 102,000
Pine Bluff, AR 34 $ 3,371,000 $ 99,147 $ 55,000
Elmira, NY 22 $ 1,767,000 $ 80,318 $ 76,000

Mortgage Loan Application Detail Totals for Countrywide Bank, N.A. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 393,573 $80,848,409,000 $205,000 $10,000,000 $125,000 $9,999,000
Refinancing 338,586 $88,009,510,000 $259,000 $10,000,000 $116,000 $9,999,000
Home Improvement 43,058 $8,349,270,000 $193,000 $5,700,000 $106,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 374,025 $76,562,264,000 $204,000 $3,840,000 $97,000 $9,999,000
White 238,185 $55,217,219,000 $231,000 $10,000,000 $143,000 $9,999,000
Hispanic 65,863 $18,109,198,000 $274,000 $6,380,000 $126,000 $9,999,000
Not Provided 41,955 $11,910,521,000 $283,000 $6,300,000 $159,000 $9,999,000
Black or African American 25,901 $5,462,109,000 $210,000 $4,500,000 $115,000 $9,999,000
Asian 25,117 $8,793,978,000 $350,000 $10,000,000 $165,000 $9,999,000
Native Hawaiian or Other Pacific Islander 2,595 $808,689,000 $311,000 $5,466,000 $156,000 $1,930,000
American Indian or Alaskan Native 1,576 $343,211,000 $217,000 $2,450,000 $130,000 $3,420,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 772,660 $176,841,995,000 $228,000 $10,000,000 $120,000 $9,999,000
FHA-insured (Federal Housing Administration) 2,101 $271,705,000 $129,000 $578,000 $50,000 $864,000
VA-guaranteed (Veterans Administration) 448 $92,673,000 $206,000 $581,000 $72,000 $400,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $816,000 $102,000 $235,000 $48,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 374,025 $76,562,264,000 $204,000 $3,840,000 $97,000 $9,999,000
Loan Originated 177,301 $36,362,199,000 $205,000 $10,000,000 $128,000 $9,999,000
Application Denied By Financial Institution 115,882 $36,195,399,000 $312,000 $4,238,000 $156,000 $9,999,000
Application Approved But Not Accepted 71,143 $18,270,995,000 $256,000 $5,180,000 $141,000 $9,999,000
Application Withdrawn By Applicant 36,866 $9,816,332,000 $266,000 $10,000,000 $162,000 $9,999,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 54,450 $18,995,515,000 $348,000 $4,238,000 $163,000 $9,999,000
Collateral 42,745 $11,494,549,000 $268,000 $3,000,000 $157,000 $9,999,000
Credit History 10,060 $3,045,566,000 $302,000 $3,000,000 $142,000 $4,264,000
Unverifiable Information 5,416 $1,475,485,000 $272,000 $2,470,000 $94,000 $3,120,000
Debt-To-Income Ratio 2,599 $889,199,000 $342,000 $3,000,000 $130,000 $1,440,000
Insufficient Cash (Downpayment, Closing Cost) 604 $293,442,000 $485,000 $3,000,000 $217,000 $7,273,000
Employment History 8 $1,643,000 $205,000 $360,000 $89,000 $175,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Bank, N.A.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Countrywide Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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