Countrywide Home Loans Mortgage Lending & HMDA Data, 2008

In 2008, Countrywide Home Loans of Westlake Village, CA reported 75,153 mortgage applications totaling $16.2 billion, down 97% from 2007. The average application was for $215,012, and applicants reported an average income of $87,616. 3% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (3,068), Los Angeles-Long Beach-Glendale, CA (2,696) and Houston-Sugar Land-Baytown, TX (2,196) (applications in parentheses).

Mortgage Company & Address Countrywide Home Loans
30930 Russell Ranch Road Ms Wlrr-148
Westlake Village, CA 91362
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 75,153
Total Mortgage Loan Application Amount $16,158,865,000
Average Mortgage Loan Application Amount $215,012
Highest Mortgage Loan Application Amount $9,750,000
Average Applicant Income $87,616
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Countrywide Home Loans filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Countrywide Home Loans by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,696 $ 1,024,187,000 $ 379,891 $ 139,000
Cook, Illinois 2,099 $ 482,250,000 $ 229,752 $ 87,000
Maricopa, Arizona 1,608 $ 338,498,000 $ 210,508 $ 79,000
Clark, Nevada 1,557 $ 379,675,000 $ 243,850 $ 118,000
Harris, Texas 1,498 $ 192,151,000 $ 128,271 $ 65,000
San Diego, California 1,132 $ 404,232,000 $ 357,095 $ 133,000
Riverside, California 1,086 $ 313,255,000 $ 288,448 $ 111,000
San Bernardino, California 885 $ 239,904,000 $ 271,077 $ 102,000
Bexar, Texas 840 $ 129,645,000 $ 154,339 $ 70,000
Miami-Dade, Florida 775 $ 214,026,000 $ 276,162 $ 142,000
Orange, California 751 $ 329,320,000 $ 438,508 $ 167,000
Broward, Florida 644 $ 153,835,000 $ 238,874 $ 101,000
Dallas, Texas 567 $ 76,444,000 $ 134,821 $ 65,000
Sacramento, California 540 $ 119,712,000 $ 221,688 $ 84,000
Travis, Texas 501 $ 89,023,000 $ 177,690 $ 88,000
Wayne, Michigan 467 $ 55,749,000 $ 119,376 $ 67,000
Orange, Florida 451 $ 96,086,000 $ 213,050 $ 82,000
Fulton, Georgia 443 $ 82,699,000 $ 186,679 $ 76,000
Mecklenburg, North Carolina 427 $ 70,046,000 $ 164,042 $ 73,000
King, Washington 426 $ 120,413,000 $ 282,659 $ 98,000
Duval, Florida 401 $ 63,144,000 $ 157,466 $ 58,000
Salt Lake, Utah 396 $ 95,344,000 $ 240,767 $ 82,000
Hillsborough, Florida 391 $ 70,085,000 $ 179,245 $ 73,000
Philadelphia, Pennsylvania 389 $ 53,107,000 $ 136,521 $ 66,000
Prince George's, Maryland 381 $ 106,307,000 $ 279,020 $ 81,000
Santa Clara, California 380 $ 158,404,000 $ 416,852 $ 140,000
Pima, Arizona 368 $ 66,598,000 $ 180,972 $ 70,000
Tarrant, Texas 363 $ 50,087,000 $ 137,980 $ 65,000
Kern, California 355 $ 72,832,000 $ 205,160 $ 83,000
Suffolk, New York 332 $ 112,952,000 $ 340,216 $ 126,000
Pierce, Washington 328 $ 81,136,000 $ 247,365 $ 77,000
Fairfield, Connecticut 317 $ 113,004,000 $ 356,479 $ 143,000
Wake, North Carolina 309 $ 58,409,000 $ 189,025 $ 79,000
Ventura, California 306 $ 113,193,000 $ 369,911 $ 149,000
Baltimore, Maryland 306 $ 70,782,000 $ 231,313 $ 73,000
Honolulu, Hawaii 296 $ 110,883,000 $ 374,604 $ 103,000
Essex, New Jersey 289 $ 84,083,000 $ 290,944 $ 84,000
Alameda, California 280 $ 102,386,000 $ 365,664 $ 125,000
San Francisco, California 278 $ 197,071,000 $ 708,888 $ 398,000
Gwinnett, Georgia 276 $ 52,424,000 $ 189,942 $ 70,000
DuPage, Illinois 274 $ 67,052,000 $ 244,715 $ 98,000
Palm Beach, Florida 270 $ 74,116,000 $ 274,503 $ 146,000
Oakland, Michigan 269 $ 61,216,000 $ 227,568 $ 104,000
New Castle, Delaware 264 $ 51,875,000 $ 196,496 $ 61,000
Will, Illinois 261 $ 57,467,000 $ 220,180 $ 78,000
Pinal, Arizona 259 $ 43,591,000 $ 168,305 $ 62,000
Milwaukee, Wisconsin 259 $ 36,006,000 $ 139,019 $ 57,000
Contra Costa, California 257 $ 105,476,000 $ 410,412 $ 138,000
Camden, New Jersey 255 $ 49,950,000 $ 195,882 $ 73,000
Lee, Florida 250 $ 48,249,000 $ 192,996 $ 112,000
Bernalillo, New Mexico 249 $ 39,897,000 $ 160,228 $ 74,000
Washoe, Nevada 248 $ 49,958,000 $ 201,443 $ 77,000
Williamson, Texas 248 $ 40,813,000 $ 164,568 $ 67,000
Kings, New York 244 $ 91,581,000 $ 375,331 $ 131,000
El Paso, Colorado 243 $ 47,348,000 $ 194,847 $ 61,000
District of Columbia, District Of Columbia 241 $ 58,887,000 $ 244,344 $ 82,000
DeKalb, Georgia 240 $ 38,876,000 $ 161,983 $ 62,000
Fresno, California 238 $ 49,872,000 $ 209,546 $ 90,000
St. Louis, Missouri 236 $ 36,148,000 $ 153,169 $ 63,000
El Paso, Texas 235 $ 30,107,000 $ 128,114 $ 52,000
Queens, New York 234 $ 83,276,000 $ 355,880 $ 109,000
Baltimore City, Maryland 233 $ 35,854,000 $ 153,879 $ 55,000
Ocean, New Jersey 233 $ 61,242,000 $ 262,841 $ 95,000
Marion, Indiana 231 $ 26,627,000 $ 115,268 $ 64,000
Collin, Texas 228 $ 38,909,000 $ 170,653 $ 87,000
Montgomery, Texas 226 $ 32,622,000 $ 144,345 $ 78,000
Monmouth, New Jersey 225 $ 69,780,000 $ 310,133 $ 108,000
New Haven, Connecticut 224 $ 45,921,000 $ 205,004 $ 80,000
Kane, Illinois 221 $ 41,011,000 $ 185,570 $ 67,000
Middlesex, Massachusetts 221 $ 64,633,000 $ 292,457 $ 103,000
Davidson, Tennessee 218 $ 34,716,000 $ 159,247 $ 66,000
Macomb, Michigan 215 $ 36,562,000 $ 170,055 $ 70,000
San Joaquin, California 211 $ 53,931,000 $ 255,597 $ 90,000
Shelby, Tennessee 210 $ 30,072,000 $ 143,200 $ 66,000
Fort Bend, Texas 210 $ 33,391,000 $ 159,004 $ 89,000
Fairfax, Virginia 206 $ 75,697,000 $ 367,461 $ 122,000
Burlington, New Jersey 205 $ 42,348,000 $ 206,575 $ 73,000
Hudson, New Jersey 205 $ 69,992,000 $ 341,424 $ 122,000
Lake, Illinois 204 $ 47,859,000 $ 234,602 $ 96,000
Middlesex, New Jersey 203 $ 60,339,000 $ 297,236 $ 91,000
Pinellas, Florida 200 $ 34,961,000 $ 174,805 $ 79,000
Arapahoe, Colorado 199 $ 40,707,000 $ 204,557 $ 70,000
Brevard, Florida 198 $ 30,395,000 $ 153,510 $ 70,000
Polk, Florida 198 $ 30,590,000 $ 154,494 $ 65,000
Snohomish, Washington 197 $ 51,997,000 $ 263,944 $ 81,000
Denton, Texas 195 $ 33,887,000 $ 173,779 $ 88,000
Hartford, Connecticut 192 $ 38,556,000 $ 200,812 $ 73,000
Franklin, Ohio 191 $ 26,739,000 $ 139,994 $ 62,000
Cuyahoga, Ohio 190 $ 22,859,000 $ 120,310 $ 53,000
Osceola, Florida 186 $ 38,410,000 $ 206,505 $ 84,000
Anne Arundel, Maryland 181 $ 52,843,000 $ 291,950 $ 94,000
Jackson, Missouri 181 $ 24,382,000 $ 134,707 $ 62,000
Multnomah, Oregon 181 $ 39,968,000 $ 220,817 $ 78,000
Washington, Oregon 181 $ 40,628,000 $ 224,464 $ 607,000
Spokane, Washington 181 $ 26,263,000 $ 145,099 $ 56,000
Cobb, Georgia 180 $ 34,620,000 $ 192,333 $ 76,000
Montgomery, Maryland 180 $ 63,234,000 $ 351,300 $ 112,000
Pasco, Florida 178 $ 29,167,000 $ 163,859 $ 62,000
Suffolk, Massachusetts 178 $ 47,987,000 $ 269,589 $ 115,000
Denver, Colorado 176 $ 34,939,000 $ 198,517 $ 73,000
Union, New Jersey 176 $ 53,364,000 $ 303,204 $ 90,000
Nassau, New York 174 $ 67,917,000 $ 390,327 $ 156,000
Utah, Utah 174 $ 43,817,000 $ 251,821 $ 90,000
Passaic, New Jersey 170 $ 52,957,000 $ 311,511 $ 90,000
Jefferson, Alabama 168 $ 20,959,000 $ 124,755 $ 56,000
Madison, Alabama 168 $ 23,968,000 $ 142,666 $ 76,000
Prince William, Virginia 166 $ 52,342,000 $ 315,313 $ 97,000
Ada, Idaho 163 $ 35,417,000 $ 217,282 $ 82,000
Adams, Colorado 158 $ 30,149,000 $ 190,816 $ 63,000
East Baton Rouge, Louisiana 155 $ 21,551,000 $ 139,038 $ 54,000
Bell, Texas 151 $ 19,345,000 $ 128,112 $ 57,000
Virginia Beach, Virginia 149 $ 34,086,000 $ 228,765 $ 69,000
Hidalgo, Texas 147 $ 20,819,000 $ 141,625 $ 77,000
Douglas, Colorado 146 $ 35,349,000 $ 242,116 $ 98,000
Allegheny, Pennsylvania 146 $ 17,373,000 $ 118,993 $ 66,000
Jefferson, Colorado 145 $ 34,951,000 $ 241,041 $ 74,000
Clark, Washington 145 $ 34,613,000 $ 238,710 $ 81,000
Lake, Florida 143 $ 26,159,000 $ 182,930 $ 65,000
Bergen, New Jersey 143 $ 52,070,000 $ 364,125 $ 128,000
Worcester, Massachusetts 142 $ 32,585,000 $ 229,471 $ 72,000
Jefferson, Louisiana 135 $ 21,545,000 $ 159,592 $ 69,000
Stanislaus, California 134 $ 32,183,000 $ 240,171 $ 84,000
Cumberland, North Carolina 132 $ 15,677,000 $ 118,765 $ 53,000
Guilford, North Carolina 132 $ 18,003,000 $ 136,386 $ 57,000
Jefferson, Kentucky 131 $ 18,439,000 $ 140,755 $ 67,000
Gloucester, New Jersey 129 $ 26,584,000 $ 206,077 $ 77,000
Mercer, New Jersey 127 $ 27,929,000 $ 219,913 $ 85,000
Clayton, Georgia 125 $ 17,344,000 $ 138,752 $ 52,000
Lake, Indiana 125 $ 18,044,000 $ 144,352 $ 58,000
St. Charles, Missouri 125 $ 22,209,000 $ 177,672 $ 81,000
Montgomery, Pennsylvania 125 $ 32,408,000 $ 259,264 $ 94,000
Tulare, California 123 $ 21,965,000 $ 178,577 $ 74,000
Polk, Iowa 123 $ 16,609,000 $ 135,032 $ 58,000
Mobile, Alabama 122 $ 14,786,000 $ 121,196 $ 62,000
Atlantic, New Jersey 122 $ 30,507,000 $ 250,057 $ 81,000
Hays, Texas 122 $ 20,608,000 $ 168,918 $ 66,000
Nueces, Texas 121 $ 16,406,000 $ 135,586 $ 82,000
Seminole, Florida 120 $ 22,395,000 $ 186,625 $ 75,000
Hamilton, Ohio 120 $ 16,916,000 $ 140,966 $ 69,000
Clackamas, Oregon 120 $ 31,895,000 $ 265,791 $ 101,000
Galveston, Texas 119 $ 16,330,000 $ 137,226 $ 82,000
Volusia, Florida 118 $ 21,366,000 $ 181,067 $ 91,000
Essex, Massachusetts 118 $ 34,563,000 $ 292,906 $ 106,000
St. Johns, Florida 117 $ 21,619,000 $ 184,777 $ 78,000
Solano, California 116 $ 35,435,000 $ 305,474 $ 97,000
Santa Barbara, California 114 $ 50,346,000 $ 441,631 $ 154,000
York, Pennsylvania 114 $ 19,418,000 $ 170,333 $ 58,000
Montgomery, Alabama 113 $ 12,850,000 $ 113,716 $ 48,000
Sedgwick, Kansas 113 $ 13,206,000 $ 116,867 $ 61,000
Marion, Florida 112 $ 16,098,000 $ 143,732 $ 53,000
St. Tammany, Louisiana 111 $ 17,197,000 $ 154,927 $ 64,000
Bucks, Pennsylvania 109 $ 29,545,000 $ 271,055 $ 100,000
Delaware, Pennsylvania 109 $ 17,679,000 $ 162,192 $ 74,000
Kent, Michigan 108 $ 16,332,000 $ 151,222 $ 68,000
McHenry, Illinois 107 $ 23,214,000 $ 216,953 $ 73,000
Chesterfield, Virginia 107 $ 21,427,000 $ 200,252 $ 69,000
Larimer, Colorado 106 $ 21,631,000 $ 204,066 $ 90,000
Weld, Colorado 105 $ 18,541,000 $ 176,580 $ 65,000
Manatee, Florida 105 $ 20,817,000 $ 198,257 $ 86,000
Onondaga, New York 105 $ 13,788,000 $ 131,314 $ 62,000
Placer, California 104 $ 28,739,000 $ 276,336 $ 94,000
Davis, Utah 104 $ 21,625,000 $ 207,932 $ 72,000
Henry, Georgia 103 $ 19,078,000 $ 185,223 $ 69,000
Providence, Rhode Island 103 $ 21,727,000 $ 210,941 $ 76,000
Winnebago, Illinois 101 $ 12,136,000 $ 120,158 $ 47,000
Sarasota, Florida 100 $ 16,900,000 $ 169,000 $ 72,000
New York, New York 100 $ 65,860,000 $ 658,600 $ 297,000
Morris, New Jersey 99 $ 35,013,000 $ 353,666 $ 140,000
Onslow, North Carolina 99 $ 13,324,000 $ 134,585 $ 48,000
Yavapai, Arizona 98 $ 20,516,000 $ 209,346 $ 73,000
Kitsap, Washington 98 $ 26,508,000 $ 270,489 $ 103,000
Johnson, Kansas 97 $ 19,302,000 $ 198,989 $ 88,000
St. Louis City, Missouri 96 $ 12,322,000 $ 128,354 $ 64,000
Oklahoma, Oklahoma 96 $ 12,030,000 $ 125,312 $ 58,000
Brazoria, Texas 96 $ 13,269,000 $ 138,218 $ 67,000
Erie, New York 95 $ 11,462,000 $ 120,652 $ 67,000
Richmond, New York 94 $ 30,023,000 $ 319,393 $ 103,000
Montgomery, Ohio 94 $ 10,779,000 $ 114,670 $ 60,000
Richland, South Carolina 94 $ 13,057,000 $ 138,904 $ 58,000
Merced, California 93 $ 20,592,000 $ 221,419 $ 82,000
Westchester, New York 92 $ 35,497,000 $ 385,836 $ 151,000
San Mateo, California 91 $ 47,236,000 $ 519,076 $ 158,000
Orleans, Louisiana 91 $ 15,823,000 $ 173,879 $ 85,000
Paulding, Georgia 90 $ 15,314,000 $ 170,155 $ 67,000
Montgomery, Tennessee 90 $ 12,121,000 $ 134,677 $ 51,000
Williamson, Tennessee 90 $ 30,994,000 $ 344,377 $ 136,000
Cameron, Texas 90 $ 8,559,000 $ 95,100 $ 44,000
Charleston, South Carolina 89 $ 20,057,000 $ 225,359 $ 109,000
Henrico, Virginia 89 $ 18,966,000 $ 213,101 $ 74,000
Clay, Florida 88 $ 14,668,000 $ 166,681 $ 58,000
Berkeley, South Carolina 88 $ 16,355,000 $ 185,852 $ 73,000
Knox, Tennessee 88 $ 12,820,000 $ 145,681 $ 66,000
Plymouth, Massachusetts 87 $ 23,647,000 $ 271,804 $ 88,000
Summit, Ohio 86 $ 11,790,000 $ 137,093 $ 69,000
York, South Carolina 86 $ 13,559,000 $ 157,662 $ 62,000
Loudoun, Virginia 86 $ 31,709,000 $ 368,709 $ 137,000
Okaloosa, Florida 85 $ 18,091,000 $ 212,835 $ 82,000
Maui, Hawaii 85 $ 36,605,000 $ 430,647 $ 140,000
Jefferson, Missouri 85 $ 12,067,000 $ 141,964 $ 56,000
Guadalupe, Texas 85 $ 15,470,000 $ 182,000 $ 74,000
Yolo, California 84 $ 22,284,000 $ 265,285 $ 80,000
Hampden, Massachusetts 84 $ 14,709,000 $ 175,107 $ 65,000
Somerset, New Jersey 84 $ 29,233,000 $ 348,011 $ 135,000
Canyon, Idaho 83 $ 13,419,000 $ 161,674 $ 76,000
Norfolk, Massachusetts 83 $ 27,003,000 $ 325,337 $ 100,000
Genesee, Michigan 83 $ 10,651,000 $ 128,325 $ 74,000
Weber, Utah 83 $ 14,643,000 $ 176,421 $ 74,000
Sussex, Delaware 82 $ 18,830,000 $ 229,634 $ 96,000
Harford, Maryland 82 $ 19,645,000 $ 239,573 $ 70,000
Monroe, New York 82 $ 9,748,000 $ 118,878 $ 67,000
Horry, South Carolina 82 $ 19,946,000 $ 243,243 $ 132,000
Lehigh, Pennsylvania 81 $ 14,252,000 $ 175,950 $ 67,000
Norfolk, Virginia 78 $ 15,187,000 $ 194,705 $ 57,000
Bronx, New York 77 $ 26,595,000 $ 345,389 $ 91,000
Rutherford, Tennessee 76 $ 11,572,000 $ 152,263 $ 57,000
Pulaski, Arkansas 75 $ 11,749,000 $ 156,653 $ 67,000
Durham, North Carolina 75 $ 12,721,000 $ 169,613 $ 64,000
Monterey, California 74 $ 25,258,000 $ 341,324 $ 110,000
Kent, Delaware 74 $ 15,669,000 $ 211,743 $ 55,000
Hamilton, Indiana 74 $ 13,833,000 $ 186,932 $ 99,000
DeSoto, Mississippi 74 $ 10,012,000 $ 135,297 $ 60,000
Orange, New York 73 $ 19,093,000 $ 261,547 $ 109,000
Escambia, Florida 72 $ 10,103,000 $ 140,319 $ 80,000
Tulsa, Oklahoma 72 $ 9,977,000 $ 138,569 $ 67,000
Northampton, Pennsylvania 72 $ 14,481,000 $ 201,125 $ 73,000
Mohave, Arizona 71 $ 14,008,000 $ 197,295 $ 92,000
Bay, Florida 71 $ 13,914,000 $ 195,971 $ 113,000
Santa Rosa, Florida 71 $ 13,296,000 $ 187,267 $ 73,000
Hawaii, Hawaii 71 $ 23,513,000 $ 331,169 $ 123,000
San Luis Obispo, California 70 $ 27,967,000 $ 399,528 $ 136,000
Imperial, California 68 $ 12,878,000 $ 189,382 $ 77,000
Livingston, Louisiana 68 $ 9,784,000 $ 143,882 $ 56,000
Bristol, Massachusetts 68 $ 15,537,000 $ 228,485 $ 75,000
Clay, Missouri 68 $ 9,884,000 $ 145,352 $ 61,000
Butler, Ohio 68 $ 9,441,000 $ 138,838 $ 75,000
Newport News, Virginia 68 $ 12,222,000 $ 179,735 $ 59,000
Collier, Florida 67 $ 21,580,000 $ 322,089 $ 113,000
Cherokee, Georgia 67 $ 13,529,000 $ 201,925 $ 73,000
Union, North Carolina 67 $ 16,060,000 $ 239,701 $ 81,000
Stark, Ohio 67 $ 7,248,000 $ 108,179 $ 47,000
Chesapeake, Virginia 67 $ 14,466,000 $ 215,910 $ 65,000
Iredell, North Carolina 66 $ 10,577,000 $ 160,257 $ 74,000
St. Lucie, Florida 65 $ 10,898,000 $ 167,661 $ 72,000
Douglas, Georgia 65 $ 11,657,000 $ 179,338 $ 68,000
Linn, Iowa 65 $ 8,274,000 $ 127,292 $ 55,000
Thurston, Washington 65 $ 12,793,000 $ 196,815 $ 211,000
Charles, Maryland 64 $ 18,258,000 $ 285,281 $ 86,000
Allen, Indiana 63 $ 6,938,000 $ 110,126 $ 57,000
Santa Fe, New Mexico 63 $ 11,882,000 $ 188,603 $ 62,000
Johnston, North Carolina 63 $ 9,361,000 $ 148,587 $ 64,000
New Hanover, North Carolina 63 $ 12,547,000 $ 199,158 $ 76,000
Dane, Wisconsin 63 $ 11,591,000 $ 183,984 $ 82,000
Shelby, Alabama 62 $ 9,770,000 $ 157,580 $ 78,000
Charlotte, Florida 62 $ 9,774,000 $ 157,645 $ 56,000
Kendall, Illinois 62 $ 13,882,000 $ 223,903 $ 61,000
Harrison, Mississippi 62 $ 9,119,000 $ 147,080 $ 74,000
Gallatin, Montana 62 $ 15,723,000 $ 253,596 $ 100,000
Cleveland, Oklahoma 62 $ 7,714,000 $ 124,419 $ 61,000
Lancaster, Pennsylvania 62 $ 9,490,000 $ 153,064 $ 60,000
McLennan, Texas 62 $ 6,498,000 $ 104,806 $ 50,000
Hampton, Virginia 62 $ 11,135,000 $ 179,596 $ 58,000
El Dorado, California 61 $ 17,840,000 $ 292,459 $ 93,000
Mesa, Colorado 61 $ 12,378,000 $ 202,918 $ 74,000
Chatham, Georgia 61 $ 10,816,000 $ 177,311 $ 86,000
Fayette, Kentucky 61 $ 9,255,000 $ 151,721 $ 68,000
Chester, Pennsylvania 61 $ 17,099,000 $ 280,311 $ 139,000
Howard, Maryland 60 $ 20,824,000 $ 347,066 $ 106,000
Yellowstone, Montana 60 $ 8,990,000 $ 149,833 $ 70,000
Cumberland, New Jersey 60 $ 10,750,000 $ 179,166 $ 60,000
Berks, Pennsylvania 60 $ 9,083,000 $ 151,383 $ 64,000
Madison, Illinois 59 $ 7,463,000 $ 126,491 $ 52,000
Missoula, Montana 59 $ 10,976,000 $ 186,033 $ 71,000
Cabarrus, North Carolina 59 $ 9,629,000 $ 163,203 $ 101,000
Forsyth, North Carolina 59 $ 8,002,000 $ 135,627 $ 56,000
Spotsylvania, Virginia 59 $ 15,982,000 $ 270,881 $ 74,000
Baldwin, Alabama 58 $ 10,873,000 $ 187,465 $ 101,000
Sussex, New Jersey 58 $ 16,499,000 $ 284,465 $ 128,000
Marion, Oregon 58 $ 10,971,000 $ 189,155 $ 68,000
Sumner, Tennessee 58 $ 10,313,000 $ 177,810 $ 68,000
St. Clair, Illinois 57 $ 7,467,000 $ 131,000 $ 43,000
Lexington, South Carolina 57 $ 8,698,000 $ 152,596 $ 61,000
Litchfield, Connecticut 56 $ 11,366,000 $ 202,964 $ 78,000
Frederick, Maryland 55 $ 15,197,000 $ 276,309 $ 81,000
Barnstable, Massachusetts 55 $ 17,285,000 $ 314,272 $ 163,000
Ingham, Michigan 55 $ 6,055,000 $ 110,090 $ 55,000
Warren, Ohio 55 $ 10,847,000 $ 197,218 $ 77,000
Monroe, Pennsylvania 55 $ 9,834,000 $ 178,800 $ 86,000
Waukesha, Wisconsin 55 $ 11,614,000 $ 211,163 $ 73,000
Pueblo, Colorado 54 $ 6,866,000 $ 127,148 $ 48,000
Newton, Georgia 53 $ 8,363,000 $ 157,792 $ 60,000
Gaston, North Carolina 53 $ 7,741,000 $ 146,056 $ 60,000
Lorain, Ohio 53 $ 7,393,000 $ 139,490 $ 58,000
Racine, Wisconsin 53 $ 8,989,000 $ 169,603 $ 65,000
Hendricks, Indiana 52 $ 7,289,000 $ 140,173 $ 65,000
Hillsborough, New Hampshire 52 $ 11,676,000 $ 224,538 $ 84,000
Jackson, Oregon 52 $ 12,387,000 $ 238,211 $ 89,000
Greenville, South Carolina 52 $ 8,394,000 $ 161,423 $ 71,000
Kaufman, Texas 52 $ 7,821,000 $ 150,403 $ 57,000
Stafford, Virginia 52 $ 15,633,000 $ 300,634 $ 116,000
Sonoma, California 51 $ 19,213,000 $ 376,725 $ 148,000
Forsyth, Georgia 51 $ 11,413,000 $ 223,784 $ 88,000
Washtenaw, Michigan 51 $ 10,046,000 $ 196,980 $ 96,000
Lane, Oregon 51 $ 12,186,000 $ 238,941 $ 86,000
Lee, Alabama 50 $ 7,873,000 $ 157,460 $ 67,000
Westmoreland, Pennsylvania 50 $ 6,962,000 $ 139,240 $ 64,000
Hernando, Florida 49 $ 7,688,000 $ 156,897 $ 53,000
Lake, Ohio 49 $ 8,158,000 $ 166,489 $ 77,000
Madera, California 48 $ 11,603,000 $ 241,729 $ 91,000
Muskegon, Michigan 48 $ 5,806,000 $ 120,958 $ 49,000
Skagit, Washington 48 $ 9,575,000 $ 199,479 $ 65,000
Kenosha, Wisconsin 48 $ 9,688,000 $ 201,833 $ 78,000
Outagamie, Wisconsin 48 $ 6,351,000 $ 132,312 $ 44,000
Terrebonne, Louisiana 47 $ 5,833,000 $ 124,106 $ 45,000
Sandoval, New Mexico 47 $ 9,418,000 $ 200,382 $ 79,000
Dorchester, South Carolina 47 $ 8,626,000 $ 183,531 $ 67,000
Tooele, Utah 47 $ 10,029,000 $ 213,382 $ 58,000
Whatcom, Washington 47 $ 12,042,000 $ 256,212 $ 78,000
Brown, Wisconsin 47 $ 6,658,000 $ 141,659 $ 64,000
Kootenai, Idaho 46 $ 12,888,000 $ 280,173 $ 114,000
Johnson, Indiana 46 $ 6,627,000 $ 144,065 $ 67,000
Hardin, Kentucky 46 $ 6,454,000 $ 140,304 $ 53,000
Rockingham, New Hampshire 46 $ 11,531,000 $ 250,673 $ 105,000
Ellis, Texas 46 $ 6,495,000 $ 141,195 $ 68,000
Tuscaloosa, Alabama 45 $ 6,458,000 $ 143,511 $ 59,000
Boulder, Colorado 45 $ 12,543,000 $ 278,733 $ 110,000
St. Joseph, Indiana 45 $ 5,275,000 $ 117,222 $ 55,000
Greene, Missouri 45 $ 5,553,000 $ 123,400 $ 44,000
Albany, New York 45 $ 8,124,000 $ 180,533 $ 70,000
Lucas, Ohio 45 $ 4,506,000 $ 100,133 $ 51,000
Comanche, Oklahoma 45 $ 5,558,000 $ 123,511 $ 60,000
Washington, Utah 45 $ 12,197,000 $ 271,044 $ 103,000
Rock, Wisconsin 45 $ 6,383,000 $ 141,844 $ 64,000
Cochise, Arizona 44 $ 8,313,000 $ 188,931 $ 57,000
Richmond City, Virginia 44 $ 6,671,000 $ 151,613 $ 63,000
Island, Washington 44 $ 10,916,000 $ 248,090 $ 76,000
New London, Connecticut 43 $ 8,211,000 $ 190,953 $ 82,000
Carroll, Georgia 43 $ 5,661,000 $ 131,651 $ 64,000
Scott, Iowa 43 $ 4,636,000 $ 107,813 $ 46,000
Jefferson, New York 43 $ 5,354,000 $ 124,511 $ 54,000
Luzerne, Pennsylvania 43 $ 4,969,000 $ 115,558 $ 51,000
Portsmouth, Virginia 43 $ 7,148,000 $ 166,232 $ 54,000
Anchorage, Alaska 42 $ 9,883,000 $ 235,309 $ 87,000
Middlesex, Connecticut 42 $ 12,477,000 $ 297,071 $ 124,000
Caddo, Louisiana 42 $ 5,648,000 $ 134,476 $ 68,000
Cumberland, Maine 42 $ 9,685,000 $ 230,595 $ 102,000
Ottawa, Michigan 42 $ 6,047,000 $ 143,976 $ 65,000
Dauphin, Pennsylvania 42 $ 5,416,000 $ 128,952 $ 78,000
Webb, Texas 42 $ 4,775,000 $ 113,690 $ 52,000
Yakima, Washington 42 $ 5,318,000 $ 126,619 $ 58,000
Coconino, Arizona 41 $ 8,676,000 $ 211,609 $ 80,000
Flagler, Florida 41 $ 7,878,000 $ 192,146 $ 73,000
Rock Island, Illinois 41 $ 4,323,000 $ 105,439 $ 47,000
Cape May, New Jersey 41 $ 13,584,000 $ 331,317 $ 190,000
Boone, Missouri 40 $ 5,032,000 $ 125,800 $ 50,000
Dona Ana, New Mexico 40 $ 4,432,000 $ 110,800 $ 51,000
Deschutes, Oregon 40 $ 11,045,000 $ 276,125 $ 112,000
Hamilton, Tennessee 40 $ 5,909,000 $ 147,725 $ 59,000
Comal, Texas 40 $ 7,543,000 $ 188,575 $ 82,000
Arlington, Virginia 40 $ 15,121,000 $ 378,025 $ 146,000
Yuma, Arizona 39 $ 6,438,000 $ 165,076 $ 63,000
Rockland, New York 39 $ 13,449,000 $ 344,846 $ 145,000
Kent, Rhode Island 39 $ 9,696,000 $ 248,615 $ 81,000
Brazos, Texas 39 $ 4,537,000 $ 116,333 $ 68,000
Bartow, Georgia 38 $ 5,488,000 $ 144,421 $ 60,000
Kenton, Kentucky 38 $ 5,783,000 $ 152,184 $ 72,000
Jackson, Mississippi 38 $ 4,835,000 $ 127,236 $ 63,000
Beaufort, South Carolina 38 $ 12,661,000 $ 333,184 $ 115,000
St. Bernard, Louisiana 37 $ 4,408,000 $ 119,135 $ 44,000
Lyon, Nevada 37 $ 5,710,000 $ 154,324 $ 55,000
Buncombe, North Carolina 37 $ 6,292,000 $ 170,054 $ 60,000
Pike, Pennsylvania 37 $ 6,889,000 $ 186,189 $ 82,000
Coryell, Texas 37 $ 4,582,000 $ 123,837 $ 49,000
Suffolk, Virginia 37 $ 9,819,000 $ 265,378 $ 70,000
Sutter, California 36 $ 8,637,000 $ 239,916 $ 77,000
Wyandotte, Kansas 36 $ 3,747,000 $ 104,083 $ 51,000
Carroll, Maryland 36 $ 10,139,000 $ 281,638 $ 82,000
Hennepin, Minnesota 36 $ 10,789,000 $ 299,694 $ 141,000
Flathead, Montana 36 $ 11,862,000 $ 329,500 $ 101,000
Ravalli, Montana 36 $ 8,214,000 $ 228,166 $ 76,000
Warren, New Jersey 36 $ 8,698,000 $ 241,611 $ 85,000
Jefferson, Texas 36 $ 3,452,000 $ 95,888 $ 56,000
Kendall, Texas 36 $ 7,828,000 $ 217,444 $ 84,000
Taylor, Texas 36 $ 4,662,000 $ 129,500 $ 61,000
Nassau, Florida 35 $ 6,257,000 $ 178,771 $ 75,000
Shawnee, Kansas 35 $ 4,169,000 $ 119,114 $ 57,000
Trumbull, Ohio 35 $ 3,053,000 $ 87,228 $ 41,000
Washington, Pennsylvania 35 $ 4,974,000 $ 142,114 $ 78,000
Randall, Texas 35 $ 3,747,000 $ 107,057 $ 60,000
Benton, Washington 35 $ 5,007,000 $ 143,057 $ 54,000
Berkeley, West Virginia 35 $ 6,821,000 $ 194,885 $ 73,000
Hall, Georgia 34 $ 5,671,000 $ 166,794 $ 64,000
Muscogee, Georgia 34 $ 3,657,000 $ 107,558 $ 49,000
Calcasieu, Louisiana 34 $ 4,403,000 $ 129,500 $ 68,000
Salem, New Jersey 34 $ 6,610,000 $ 194,411 $ 83,000
Dutchess, New York 34 $ 8,487,000 $ 249,617 $ 99,000
Ulster, New York 34 $ 8,039,000 $ 236,441 $ 84,000
Hinds, Mississippi 33 $ 4,031,000 $ 122,151 $ 64,000
Lewis and Clark, Montana 33 $ 5,687,000 $ 172,333 $ 74,000
Clermont, Ohio 33 $ 4,850,000 $ 146,969 $ 57,000
Yamhill, Oregon 33 $ 6,437,000 $ 195,060 $ 71,000
Spartanburg, South Carolina 33 $ 3,560,000 $ 107,878 $ 58,000
Johnson, Texas 33 $ 3,485,000 $ 105,606 $ 46,000
Winnebago, Wisconsin 33 $ 4,312,000 $ 130,666 $ 52,000
Benton, Arkansas 32 $ 4,575,000 $ 142,968 $ 65,000
Alachua, Florida 32 $ 5,182,000 $ 161,937 $ 85,000
York, Maine 32 $ 9,206,000 $ 287,687 $ 90,000
Livingston, Michigan 32 $ 6,968,000 $ 217,750 $ 81,000
Oneida, New York 32 $ 3,577,000 $ 111,781 $ 61,000
Saratoga, New York 32 $ 6,796,000 $ 212,375 $ 72,000
Harnett, North Carolina 32 $ 4,670,000 $ 145,937 $ 56,000
Mahoning, Ohio 32 $ 3,144,000 $ 98,250 $ 66,000
Alexandria, Virginia 32 $ 11,598,000 $ 362,437 $ 123,000
Butte, California 31 $ 6,688,000 $ 215,741 $ 70,000
Leon, Florida 31 $ 4,324,000 $ 139,483 $ 70,000
Vanderburgh, Indiana 31 $ 3,074,000 $ 99,161 $ 43,000
Cass, Missouri 31 $ 4,257,000 $ 137,322 $ 84,000
Franklin, Missouri 31 $ 4,219,000 $ 136,096 $ 46,000
Coweta, Georgia 30 $ 5,284,000 $ 176,133 $ 61,000
Rockdale, Georgia 30 $ 7,319,000 $ 243,966 $ 85,000
Black Hawk, Iowa 30 $ 3,140,000 $ 104,666 $ 57,000
Washington, Maryland 30 $ 6,322,000 $ 210,733 $ 72,000
Eaton, Michigan 30 $ 4,410,000 $ 147,000 $ 68,000
Forrest, Mississippi 30 $ 3,574,000 $ 119,133 $ 52,000
Davidson, North Carolina 30 $ 4,254,000 $ 141,800 $ 59,000
Delaware, Ohio 30 $ 5,733,000 $ 191,100 $ 96,000
Lubbock, Texas 30 $ 2,706,000 $ 90,200 $ 40,000
Cullman, Alabama 29 $ 3,246,000 $ 111,931 $ 51,000
Kings, California 29 $ 5,124,000 $ 176,689 $ 61,000
Yuba, California 29 $ 6,704,000 $ 231,172 $ 72,000
Kauai, Hawaii 29 $ 11,901,000 $ 410,379 $ 137,000
Bonneville, Idaho 29 $ 5,011,000 $ 172,793 $ 70,000
Porter, Indiana 29 $ 4,516,000 $ 155,724 $ 69,000
Berrien, Michigan 29 $ 7,563,000 $ 260,793 $ 112,000
Clark, Ohio 29 $ 2,872,000 $ 99,034 $ 54,000
Licking, Ohio 29 $ 3,263,000 $ 112,517 $ 51,000
Linn, Oregon 29 $ 4,407,000 $ 151,965 $ 60,000
Sevier, Tennessee 29 $ 6,666,000 $ 229,862 $ 85,000
Laramie, Wyoming 29 $ 5,036,000 $ 173,655 $ 56,000
Elmore, Alabama 28 $ 3,501,000 $ 125,035 $ 54,000
Pottawattamie, Iowa 28 $ 3,395,000 $ 121,250 $ 58,000
Bullitt, Kentucky 28 $ 3,740,000 $ 133,571 $ 65,000
St. Mary's, Maryland 28 $ 7,528,000 $ 268,857 $ 75,000
Carson City, Nevada 28 $ 3,819,000 $ 136,392 $ 59,000
Brunswick, North Carolina 28 $ 5,017,000 $ 179,178 $ 67,000
Haywood, North Carolina 28 $ 4,472,000 $ 159,714 $ 71,000
Navajo, Arizona 27 $ 4,307,000 $ 159,518 $ 45,000
Santa Cruz, California 27 $ 10,948,000 $ 405,481 $ 125,000
Windham, Connecticut 27 $ 4,600,000 $ 170,370 $ 61,000
Walton, Florida 27 $ 13,069,000 $ 484,037 $ 192,000
Fayette, Georgia 27 $ 6,619,000 $ 245,148 $ 112,000
Twin Falls, Idaho 27 $ 3,999,000 $ 148,111 $ 67,000
Leavenworth, Kansas 27 $ 3,924,000 $ 145,333 $ 79,000
Cecil, Maryland 27 $ 5,712,000 $ 211,555 $ 80,000
Cascade, Montana 27 $ 3,532,000 $ 130,814 $ 54,000
Rensselaer, New York 27 $ 3,817,000 $ 141,370 $ 63,000
Henderson, North Carolina 27 $ 5,213,000 $ 193,074 $ 73,000
Pitt, North Carolina 27 $ 4,440,000 $ 164,444 $ 71,000
Randolph, North Carolina 27 $ 3,511,000 $ 130,037 $ 57,000
Medina, Ohio 27 $ 4,413,000 $ 163,444 $ 73,000
Beaver, Pennsylvania 27 $ 2,868,000 $ 106,222 $ 54,000
Lackawanna, Pennsylvania 27 $ 3,110,000 $ 115,185 $ 54,000
Wilson, Tennessee 27 $ 5,055,000 $ 187,222 $ 72,000
San Patricio, Texas 27 $ 3,398,000 $ 125,851 $ 68,000
Hanover, Virginia 27 $ 5,768,000 $ 213,629 $ 78,000
Walworth, Wisconsin 27 $ 5,416,000 $ 200,592 $ 78,000
Humboldt, California 26 $ 6,081,000 $ 233,884 $ 101,000
Bibb, Georgia 26 $ 3,268,000 $ 125,692 $ 66,000
DeKalb, Illinois 26 $ 4,797,000 $ 184,500 $ 66,000
LaSalle, Illinois 26 $ 2,749,000 $ 105,730 $ 58,000
Clark, Indiana 26 $ 3,692,000 $ 142,000 $ 64,000
Rankin, Mississippi 26 $ 3,481,000 $ 133,884 $ 59,000
Valencia, New Mexico 26 $ 3,462,000 $ 133,153 $ 58,000
Hoke, North Carolina 26 $ 3,785,000 $ 145,576 $ 53,000
Carbon, Pennsylvania 26 $ 3,429,000 $ 131,884 $ 65,000
Cumberland, Pennsylvania 26 $ 4,340,000 $ 166,923 $ 68,000
Fayette, Pennsylvania 26 $ 2,712,000 $ 104,307 $ 57,000
Potter, Texas 26 $ 1,745,000 $ 67,115 $ 31,000
Frederick, Virginia 26 $ 6,304,000 $ 242,461 $ 62,000
Cowlitz, Washington 26 $ 4,896,000 $ 188,307 $ 67,000
Jefferson, Wisconsin 26 $ 4,288,000 $ 164,923 $ 73,000
Limestone, Alabama 25 $ 3,925,000 $ 157,000 $ 80,000
Faulkner, Arkansas 25 $ 3,029,000 $ 121,160 $ 53,000
Washington, Arkansas 25 $ 3,625,000 $ 145,000 $ 60,000
Shasta, California 25 $ 5,989,000 $ 239,560 $ 71,000
Monroe, Florida 25 $ 13,674,000 $ 546,960 $ 223,000
Barrow, Georgia 25 $ 3,925,000 $ 157,000 $ 57,000
Peoria, Illinois 25 $ 3,163,000 $ 126,520 $ 63,000
Ascension, Louisiana 25 $ 3,853,000 $ 154,120 $ 68,000
Calvert, Maryland 25 $ 7,886,000 $ 315,440 $ 91,000
Grand Traverse, Michigan 25 $ 3,561,000 $ 142,440 $ 54,000
St. Clair, Michigan 25 $ 3,391,000 $ 135,640 $ 80,000
Niagara, New York 25 $ 2,449,000 $ 97,960 $ 64,000
Miami, Ohio 25 $ 2,897,000 $ 115,880 $ 56,000
Washington, Tennessee 25 $ 3,582,000 $ 143,280 $ 56,000
Smith, Texas 25 $ 2,833,000 $ 113,320 $ 60,000
Roanoke City, Virginia 25 $ 2,706,000 $ 108,240 $ 44,000
Citrus, Florida 24 $ 4,260,000 $ 177,500 $ 77,000
Madison, Indiana 24 $ 2,892,000 $ 120,500 $ 89,000
Campbell, Kentucky 24 $ 3,779,000 $ 157,458 $ 80,000
Bossier, Louisiana 24 $ 3,593,000 $ 149,708 $ 58,000
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Mortgage Loan Application Detail Totals for Countrywide Home Loans in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 42,158 $9,269,667,000 $219,000 $9,750,000 $86,000 $9,999,000
Home Purchase 31,496 $6,591,797,000 $209,000 $6,000,000 $90,000 $9,999,000
Home Improvement 1,499 $297,401,000 $198,000 $3,800,000 $83,000 $4,500,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 40,784 $8,711,219,000 $213,000 $6,000,000 $93,000 $9,999,000
Not Provided 11,035 $2,427,430,000 $219,000 $9,750,000 $89,000 $9,999,000
Hispanic 10,171 $2,203,851,000 $216,000 $2,500,000 $74,000 $2,000,000
Black or African American 9,232 $1,687,280,000 $182,000 $2,923,000 $65,000 $1,537,000
Asian 3,131 $954,105,000 $304,000 $5,000,000 $123,000 $2,112,000
Native Hawaiian or Other Pacific Islander 423 $107,293,000 $253,000 $974,000 $87,000 $959,000
American Indian or Alaskan Native 377 $67,687,000 $179,000 $727,000 $99,000 $9,999,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 44,448 $10,957,338,000 $246,000 $9,750,000 $109,000 $9,999,000
FHA-insured (Federal Housing Administration) 26,553 $4,407,554,000 $165,000 $685,000 $57,000 $9,999,000
VA-guaranteed (Veterans Administration) 3,751 $746,256,000 $198,000 $649,000 $59,000 $434,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 401 $47,717,000 $118,000 $325,000 $40,000 $103,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 37,091 $6,822,067,000 $183,000 $4,714,000 $68,000 $9,999,000
Application Denied By Financial Institution 22,742 $5,770,663,000 $253,000 $9,750,000 $107,000 $9,999,000
Application Withdrawn By Applicant 9,773 $2,357,825,000 $241,000 $5,550,000 $114,000 $5,040,000
Application Approved But Not Accepted 2,653 $632,183,000 $238,000 $2,296,000 $108,000 $1,664,000
Loan Originated 2,478 $474,951,000 $191,000 $820,000 $79,000 $900,000
File Closed For Incompleteness 393 $95,597,000 $243,000 $2,000,000 $130,000 $9,999,000
Preapproval Denied by Financial Institution 23 $5,579,000 $242,000 $824,000 $115,000 $450,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 7,283 $1,815,954,000 $249,000 $3,800,000 $107,000 $3,000,000
Other 3,931 $997,938,000 $253,000 $6,000,000 $115,000 $3,611,000
Credit Application Incomplete 3,623 $1,047,556,000 $289,000 $5,000,000 $122,000 $9,999,000
Unverifiable Information 3,178 $899,715,000 $283,000 $9,750,000 $122,000 $3,673,000
Debt-To-Income Ratio 2,231 $504,663,000 $226,000 $4,000,000 $76,000 $1,550,000
Credit History 1,500 $286,203,000 $190,000 $2,000,000 $75,000 $850,000
Insufficient Cash (Downpayment, Closing Cost) 702 $157,568,000 $224,000 $2,500,000 $97,000 $1,469,000
Employment History 261 $55,168,000 $211,000 $1,139,000 $87,000 $850,000
Mortgage Insurance Denied 56 $11,477,000 $204,000 $680,000 $76,000 $222,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Countrywide Home Loans's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Countrywide Home Loans's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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