Credit Suisse Mortgage Lending & HMDA Data, 2007

In 2007, Credit Suisse of Princeton, NJ reported 14,170 mortgage applications totaling $3.8 billion, down 47% from 2006. The average application was for $267,800, and applicants reported an average income of $129,604. 38% of its applications resulted in an originated loan and 59% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (1,469), Chicago-Naperville-Joliet, IL (1,131) and Newark-Union, NJ-PA (682) (applications in parentheses).

Mortgage Company & Address Credit Suisse
302 Carnegie Center 2nd Floor
Princeton, NJ 08540
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  
Total Number of Mortgage Applications 14,170
Total Mortgage Loan Application Amount $3,794,733,000
Average Mortgage Loan Application Amount $267,800
Highest Mortgage Loan Application Amount $3,935,000
Average Applicant Income $129,604
Highest Applicant Income $9,677,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Credit Suisse filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Credit Suisse by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 882 $ 212,207,000 $ 240,597 $ 100,000
Kings, New York 411 $ 195,302,000 $ 475,187 $ 135,000
Essex, New Jersey 372 $ 103,689,000 $ 278,733 $ 100,000
Maricopa, Arizona 369 $ 102,826,000 $ 278,661 $ 149,000
Clark, Nevada 350 $ 111,626,000 $ 318,931 $ 159,000
Miami-Dade, Florida 316 $ 96,875,000 $ 306,566 $ 143,000
Wayne, Michigan 264 $ 28,083,000 $ 106,375 $ 127,000
Queens, New York 239 $ 107,286,000 $ 448,895 $ 125,000
Union, New Jersey 234 $ 66,767,000 $ 285,329 $ 92,000
Horry, South Carolina 225 $ 52,376,000 $ 232,782 $ 206,000
Los Angeles, California 217 $ 93,792,000 $ 432,221 $ 176,000
Hudson, New Jersey 203 $ 62,444,000 $ 307,605 $ 125,000
Bronx, New York 198 $ 72,633,000 $ 366,833 $ 133,000
Orange, Florida 190 $ 46,272,000 $ 243,536 $ 195,000
Broward, Florida 181 $ 47,982,000 $ 265,093 $ 133,000
Palm Beach, Florida 177 $ 47,885,000 $ 270,536 $ 126,000
Fairfield, Connecticut 148 $ 48,551,000 $ 328,047 $ 146,000
Nassau, New York 138 $ 53,937,000 $ 390,847 $ 148,000
Suffolk, New York 137 $ 46,171,000 $ 337,014 $ 120,000
Fulton, Georgia 136 $ 28,491,000 $ 209,492 $ 88,000
Harris, Texas 128 $ 29,369,000 $ 229,445 $ 220,000
Oakland, Michigan 126 $ 29,349,000 $ 232,928 $ 131,000
Middlesex, New Jersey 123 $ 30,233,000 $ 245,796 $ 96,000
Passaic, New Jersey 118 $ 33,761,000 $ 286,110 $ 100,000
New Haven, Connecticut 114 $ 21,220,000 $ 186,140 $ 94,000
San Diego, California 112 $ 50,513,000 $ 451,008 $ 127,000
Salt Lake, Utah 109 $ 29,533,000 $ 270,944 $ 132,000
Lake, Illinois 103 $ 18,925,000 $ 183,737 $ 73,000
Bergen, New Jersey 99 $ 33,519,000 $ 338,575 $ 137,000
Hillsborough, Florida 97 $ 20,725,000 $ 213,659 $ 92,000
Westchester, New York 97 $ 34,340,000 $ 354,020 $ 109,000
DuPage, Illinois 95 $ 21,969,000 $ 231,252 $ 106,000
Riverside, California 93 $ 36,265,000 $ 389,946 $ 179,000
Santa Clara, California 93 $ 43,304,000 $ 465,634 $ 156,000
Cuyahoga, Ohio 92 $ 8,927,000 $ 97,032 $ 132,000
Monmouth, New Jersey 90 $ 31,462,000 $ 349,577 $ 170,000
Lee, Florida 88 $ 21,400,000 $ 243,181 $ 209,000
Osceola, Florida 86 $ 21,148,000 $ 245,906 $ 141,000
Prince George's, Maryland 85 $ 26,144,000 $ 307,576 $ 95,000
New Castle, Delaware 81 $ 12,687,000 $ 156,629 $ 104,000
King, Washington 80 $ 28,876,000 $ 360,950 $ 167,000
Duval, Florida 77 $ 11,063,000 $ 143,675 $ 88,000
Philadelphia, Pennsylvania 77 $ 10,523,000 $ 136,662 $ 110,000
Baltimore City, Maryland 74 $ 10,028,000 $ 135,513 $ 165,000
Orange, California 72 $ 37,112,000 $ 515,444 $ 241,000
Middlesex, Massachusetts 72 $ 22,181,000 $ 308,069 $ 105,000
Mecklenburg, North Carolina 72 $ 11,306,000 $ 157,027 $ 83,000
Dallas, Texas 72 $ 15,005,000 $ 208,402 $ 162,000
Kane, Illinois 70 $ 13,336,000 $ 190,514 $ 68,000
Alameda, California 69 $ 30,782,000 $ 446,115 $ 143,000
Fairfax, Virginia 68 $ 26,731,000 $ 393,102 $ 122,000
Pima, Arizona 67 $ 14,650,000 $ 218,656 $ 120,000
Suffolk, Massachusetts 66 $ 18,200,000 $ 275,757 $ 86,000
Polk, Florida 65 $ 10,855,000 $ 167,000 $ 100,000
Providence, Rhode Island 65 $ 14,122,000 $ 217,261 $ 86,000
Charleston, South Carolina 65 $ 17,037,000 $ 262,107 $ 176,000
Pinal, Arizona 60 $ 10,681,000 $ 178,016 $ 124,000
San Bernardino, California 60 $ 17,879,000 $ 297,983 $ 96,000
Montgomery, Maryland 60 $ 22,549,000 $ 375,816 $ 109,000
Seminole, Florida 59 $ 10,537,000 $ 178,593 $ 100,000
Ocean, New Jersey 56 $ 13,265,000 $ 236,875 $ 115,000
Tarrant, Texas 53 $ 8,777,000 $ 165,603 $ 97,000
Worcester, Massachusetts 51 $ 10,237,000 $ 200,725 $ 88,000
DeKalb, Georgia 50 $ 8,304,000 $ 166,080 $ 101,000
Will, Illinois 50 $ 13,073,000 $ 261,460 $ 95,000
Essex, Massachusetts 50 $ 15,690,000 $ 313,800 $ 88,000
Prince William, Virginia 50 $ 18,887,000 $ 377,740 $ 96,000
Baltimore, Maryland 49 $ 10,811,000 $ 220,632 $ 96,000
Bristol, Massachusetts 49 $ 9,629,000 $ 196,510 $ 82,000
Utah, Utah 49 $ 19,288,000 $ 393,632 $ 186,000
Morris, New Jersey 48 $ 17,082,000 $ 355,875 $ 113,000
Franklin, Ohio 48 $ 5,166,000 $ 107,625 $ 115,000
Contra Costa, California 46 $ 22,321,000 $ 485,239 $ 146,000
Hartford, Connecticut 46 $ 8,442,000 $ 183,521 $ 90,000
District of Columbia, District Of Columbia 44 $ 16,835,000 $ 382,613 $ 145,000
Pinellas, Florida 43 $ 14,957,000 $ 347,837 $ 192,000
Mercer, New Jersey 43 $ 6,304,000 $ 146,604 $ 84,000
Snohomish, Washington 43 $ 11,224,000 $ 261,023 $ 130,000
Gwinnett, Georgia 42 $ 11,190,000 $ 266,428 $ 111,000
San Joaquin, California 41 $ 15,372,000 $ 374,926 $ 125,000
Volusia, Florida 41 $ 6,882,000 $ 167,853 $ 91,000
Richmond, New York 41 $ 14,205,000 $ 346,463 $ 81,000
Cobb, Georgia 40 $ 9,973,000 $ 249,325 $ 114,000
Honolulu, Hawaii 40 $ 16,794,000 $ 419,850 $ 340,000
Somerset, New Jersey 39 $ 11,763,000 $ 301,615 $ 146,000
Multnomah, Oregon 39 $ 13,204,000 $ 338,564 $ 452,000
Beaufort, South Carolina 39 $ 8,492,000 $ 217,743 $ 256,000
Kern, California 37 $ 9,543,000 $ 257,918 $ 85,000
Pierce, Washington 37 $ 8,543,000 $ 230,891 $ 94,000
St. Lucie, Florida 36 $ 6,956,000 $ 193,222 $ 157,000
New York, New York 36 $ 23,885,000 $ 663,472 $ 162,000
Wake, North Carolina 36 $ 6,749,000 $ 187,472 $ 86,000
Sacramento, California 34 $ 9,267,000 $ 272,558 $ 139,000
Plymouth, Massachusetts 34 $ 11,032,000 $ 324,470 $ 91,000
Tulare, California 33 $ 4,833,000 $ 146,454 $ 71,000
Collier, Florida 33 $ 12,685,000 $ 384,393 $ 196,000
Macomb, Michigan 33 $ 4,766,000 $ 144,424 $ 96,000
Clark, Washington 32 $ 9,302,000 $ 290,687 $ 135,000
Norfolk, Massachusetts 31 $ 7,003,000 $ 225,903 $ 81,000
Travis, Texas 31 $ 4,579,000 $ 147,709 $ 93,000
Chatham, Georgia 30 $ 7,598,000 $ 253,266 $ 95,000
Orange, New York 30 $ 6,621,000 $ 220,700 $ 95,000
Clayton, Georgia 29 $ 3,679,000 $ 126,862 $ 79,000
Brevard, Florida 28 $ 4,727,000 $ 168,821 $ 108,000
Pasco, Florida 28 $ 4,909,000 $ 175,321 $ 145,000
Montgomery, Pennsylvania 28 $ 5,516,000 $ 197,000 $ 100,000
Dutchess, New York 27 $ 8,013,000 $ 296,777 $ 192,000
Davidson, Tennessee 26 $ 3,606,000 $ 138,692 $ 120,000
Milwaukee, Wisconsin 26 $ 2,634,000 $ 101,307 $ 72,000
Anne Arundel, Maryland 25 $ 6,324,000 $ 252,960 $ 78,000
Stark, Ohio 25 $ 957,000 $ 38,280 $ 412,000
Loudoun, Virginia 25 $ 8,772,000 $ 350,880 $ 99,000
Fresno, California 24 $ 5,232,000 $ 218,000 $ 180,000
San Mateo, California 24 $ 14,185,000 $ 591,041 $ 156,000
Denver, Colorado 24 $ 7,500,000 $ 312,500 $ 112,000
Sedgwick, Kansas 24 $ 1,986,000 $ 82,750 $ 103,000
Delaware, Pennsylvania 24 $ 2,643,000 $ 110,125 $ 91,000
Davis, Utah 24 $ 5,078,000 $ 211,583 $ 235,000
Lake, Florida 23 $ 4,960,000 $ 215,652 $ 126,000
Lake, Indiana 23 $ 2,153,000 $ 93,608 $ 106,000
Hennepin, Minnesota 23 $ 6,984,000 $ 303,652 $ 141,000
Hillsborough, New Hampshire 23 $ 4,822,000 $ 209,652 $ 64,000
Albany, New York 23 $ 2,173,000 $ 94,478 $ 154,000
Bucks, Pennsylvania 23 $ 5,785,000 $ 251,521 $ 112,000
Stanislaus, California 22 $ 6,448,000 $ 293,090 $ 127,000
Berkeley, South Carolina 22 $ 3,718,000 $ 169,000 $ 83,000
Collin, Texas 22 $ 4,776,000 $ 217,090 $ 96,000
Flagler, Florida 21 $ 4,639,000 $ 220,904 $ 148,000
Geary, Kansas 21 $ 1,374,000 $ 65,428 $ 158,000
Burlington, New Jersey 21 $ 4,949,000 $ 235,666 $ 99,000
Kent, Rhode Island 21 $ 5,265,000 $ 250,714 $ 129,000
Summit, Ohio 20 $ 2,022,000 $ 101,100 $ 246,000
New London, Connecticut 19 $ 4,518,000 $ 237,789 $ 106,000
Marion, Florida 19 $ 2,805,000 $ 147,631 $ 57,000
Rockland, New York 19 $ 6,993,000 $ 368,052 $ 62,000
Clackamas, Oregon 19 $ 6,054,000 $ 318,631 $ 377,000
Spokane, Washington 19 $ 3,914,000 $ 206,000 $ 94,000
Sarasota, Florida 18 $ 3,812,000 $ 211,777 $ 161,000
McHenry, Illinois 18 $ 4,014,000 $ 223,000 $ 117,000
Atlantic, New Jersey 18 $ 4,879,000 $ 271,055 $ 143,000
Montgomery, Ohio 18 $ 1,360,000 $ 75,555 $ 136,000
Bay, Florida 17 $ 5,902,000 $ 347,176 $ 216,000
Camden, New Jersey 17 $ 2,622,000 $ 154,235 $ 105,000
Gaston, North Carolina 17 $ 866,000 $ 50,941 $ 214,000
Shelby, Tennessee 17 $ 1,838,000 $ 108,117 $ 104,000
San Francisco, California 16 $ 9,018,000 $ 563,625 $ 141,000
Washtenaw, Michigan 16 $ 3,711,000 $ 231,937 $ 214,000
Olmsted, Minnesota 16 $ 2,211,000 $ 138,187 $ 59,000
Sussex, New Jersey 16 $ 4,047,000 $ 252,937 $ 160,000
Union, North Carolina 16 $ 3,184,000 $ 199,000 $ 89,000
Chester, Pennsylvania 16 $ 3,273,000 $ 204,562 $ 87,000
Lehigh, Pennsylvania 16 $ 2,082,000 $ 130,125 $ 85,000
Monroe, Pennsylvania 16 $ 2,868,000 $ 179,250 $ 78,000
Denton, Texas 16 $ 3,475,000 $ 217,187 $ 113,000
El Paso, Texas 16 $ 2,354,000 $ 147,125 $ 84,000
Summit, Utah 16 $ 6,450,000 $ 403,125 $ 353,000
Wasatch, Utah 16 $ 8,389,000 $ 524,312 $ 153,000
Douglas, Colorado 15 $ 6,035,000 $ 402,333 $ 177,000
Hernando, Florida 15 $ 2,494,000 $ 166,266 $ 102,000
Henry, Georgia 15 $ 3,879,000 $ 258,600 $ 139,000
Cape May, New Jersey 15 $ 8,189,000 $ 545,933 $ 202,000
Warren, New Jersey 15 $ 4,074,000 $ 271,600 $ 209,000
Durham, North Carolina 15 $ 1,369,000 $ 91,266 $ 24,000
Allegheny, Pennsylvania 15 $ 1,379,000 $ 91,933 $ 69,000
Monterey, California 14 $ 6,466,000 $ 461,857 $ 160,000
Monroe, Florida 14 $ 6,923,000 $ 494,500 $ 192,000
St. Johns, Florida 14 $ 2,086,000 $ 149,000 $ 83,000
Washington, Oregon 14 $ 3,732,000 $ 266,571 $ 510,000
Georgetown, South Carolina 14 $ 3,241,000 $ 231,500 $ 147,000
Sevier, Tennessee 14 $ 3,082,000 $ 220,142 $ 118,000
Richmond City, Virginia 14 $ 2,050,000 $ 146,428 $ 76,000
Jefferson, Colorado 13 $ 2,218,000 $ 170,615 $ 130,000
Kent, Michigan 13 $ 3,047,000 $ 234,384 $ 153,000
Scott, Missouri 13 $ 402,000 $ 30,923 $ 64,000
St. Louis, Missouri 13 $ 2,579,000 $ 198,384 $ 97,000
Lancaster, Pennsylvania 13 $ 1,516,000 $ 116,615 $ 69,000
Dorchester, South Carolina 13 $ 1,921,000 $ 147,769 $ 48,000
Merced, California 12 $ 2,752,000 $ 229,333 $ 128,000
Adams, Colorado 12 $ 2,268,000 $ 189,000 $ 120,000
Arapahoe, Colorado 12 $ 3,277,000 $ 273,083 $ 135,000
El Paso, Colorado 12 $ 2,216,000 $ 184,666 $ 191,000
Weld, Colorado 12 $ 4,743,000 $ 395,250 $ 83,000
Kent, Delaware 12 $ 2,734,000 $ 227,833 $ 86,000
Sussex, Delaware 12 $ 2,651,000 $ 220,916 $ 148,000
Hawaii, Hawaii 12 $ 4,453,000 $ 371,083 $ 85,000
Kendall, Illinois 12 $ 3,299,000 $ 274,916 $ 121,000
Ramsey, Minnesota 12 $ 2,768,000 $ 230,666 $ 96,000
St. Louis City, Missouri 12 $ 1,421,000 $ 118,416 $ 125,000
Merrimack, New Hampshire 12 $ 2,377,000 $ 198,083 $ 28,000
Saratoga, New York 12 $ 2,114,000 $ 176,166 $ 41,000
Schenectady, New York 12 $ 1,213,000 $ 101,083 $ 79,000
Northampton, Pennsylvania 12 $ 3,110,000 $ 259,166 $ 85,000
Bexar, Texas 12 $ 2,859,000 $ 238,250 $ 184,000
Fort Bend, Texas 12 $ 3,012,000 $ 251,000 $ 73,000
Anchorage, Alaska 11 $ 2,524,000 $ 229,454 $ 80,000
Solano, California 11 $ 4,561,000 $ 414,636 $ 130,000
Ventura, California 11 $ 4,768,000 $ 433,454 $ 128,000
Rockdale, Georgia 11 $ 2,229,000 $ 202,636 $ 92,000
Sangamon, Illinois 11 $ 1,918,000 $ 174,363 $ 162,000
Jefferson, Kentucky 11 $ 1,009,000 $ 91,727 $ 90,000
Barnstable, Massachusetts 11 $ 4,125,000 $ 375,000 $ 61,000
Genesee, Michigan 11 $ 1,582,000 $ 143,818 $ 102,000
Bernalillo, New Mexico 11 $ 2,032,000 $ 184,727 $ 103,000
Hamilton, Ohio 11 $ 1,507,000 $ 137,000 $ 298,000
Lincoln, Oregon 11 $ 3,809,000 $ 346,272 $ 150,000
Montgomery, Texas 11 $ 1,905,000 $ 173,181 $ 740,000
Washington, Utah 11 $ 5,619,000 $ 510,818 $ 173,000
Alexandria, Virginia 11 $ 4,094,000 $ 372,181 $ 137,000
Navajo, Arizona 10 $ 2,975,000 $ 297,500 $ 124,000
Cherokee, Georgia 10 $ 2,185,000 $ 218,500 $ 133,000
Caddo, Louisiana 10 $ 708,000 $ 70,800 $ 63,000
Frederick, Maryland 10 $ 3,606,000 $ 360,600 $ 166,000
Dakota, Minnesota 10 $ 2,722,000 $ 272,200 $ 130,000
Jackson, Missouri 10 $ 806,000 $ 80,600 $ 79,000
Gloucester, New Jersey 10 $ 1,677,000 $ 167,700 $ 83,000
Hunterdon, New Jersey 10 $ 2,633,000 $ 263,300 $ 83,000
Lorain, Ohio 10 $ 981,000 $ 98,100 $ 113,000
Warren, Ohio 10 $ 1,042,000 $ 104,200 $ 247,000
York, Pennsylvania 10 $ 1,582,000 $ 158,200 $ 75,000
Knox, Tennessee 10 $ 816,000 $ 81,600 $ 247,000
Galveston, Texas 10 $ 1,787,000 $ 178,700 $ 101,000
Virginia Beach, Virginia 10 $ 1,877,000 $ 187,700 $ 35,000
Imperial, California 9 $ 2,368,000 $ 263,111 $ 93,000
Middlesex, Connecticut 9 $ 3,050,000 $ 338,888 $ 176,000
Alachua, Florida 9 $ 1,340,000 $ 148,888 $ 86,000
Clay, Florida 9 $ 1,808,000 $ 200,888 $ 36,000
Highlands, Florida 9 $ 1,227,000 $ 136,333 $ 51,000
Manatee, Florida 9 $ 2,861,000 $ 317,888 $ 154,000
Forsyth, Georgia 9 $ 2,312,000 $ 256,888 $ 106,000
Tippecanoe, Indiana 9 $ 715,000 $ 79,444 $ 43,000
Berkshire, Massachusetts 9 $ 1,418,000 $ 157,555 $ 99,000
Calhoun, Michigan 9 $ 595,000 $ 66,111 $ 146,000
Jackson, Michigan 9 $ 797,000 $ 88,555 $ 54,000
Saginaw, Michigan 9 $ 1,318,000 $ 146,444 $ 44,000
Washington, New York 9 $ 839,000 $ 93,222 $ 56,000
Oklahoma, Oklahoma 9 $ 967,000 $ 107,444 $ 130,000
Berks, Pennsylvania 9 $ 1,372,000 $ 152,444 $ 53,000
Henrico, Virginia 9 $ 1,195,000 $ 132,777 $ 33,000
Norfolk, Virginia 9 $ 1,780,000 $ 197,777 $ 82,000
Madera, California 8 $ 1,914,000 $ 239,250 $ 91,000
Indian River, Florida 8 $ 1,795,000 $ 224,375 $ 103,000
Martin, Florida 8 $ 2,466,000 $ 308,250 $ 165,000
Carroll, Georgia 8 $ 715,000 $ 89,375 $ 69,000
Clarke, Georgia 8 $ 895,000 $ 111,875 $ 71,000
Orleans, Louisiana 8 $ 2,879,000 $ 359,875 $ 135,000
York, Maine 8 $ 1,744,000 $ 218,000 $ 118,000
Carroll, Maryland 8 $ 2,361,000 $ 295,125 $ 119,000
Harford, Maryland 8 $ 2,218,000 $ 277,250 $ 71,000
Washington, Maryland 8 $ 2,238,000 $ 279,750 $ 245,000
Hampden, Massachusetts 8 $ 1,223,000 $ 152,875 $ 35,000
Berrien, Michigan 8 $ 2,716,000 $ 339,500 $ 193,000
Ingham, Michigan 8 $ 1,524,000 $ 190,500 $ 108,000
Livingston, Michigan 8 $ 3,127,000 $ 390,875 $ 115,000
Putnam, New York 8 $ 2,061,000 $ 257,625 $ 96,000
Ulster, New York 8 $ 1,989,000 $ 248,625 $ 56,000
Delaware, Ohio 8 $ 1,693,000 $ 211,625 $ 242,000
Westmoreland, Pennsylvania 8 $ 937,000 $ 117,125 $ 265,000
Lexington, South Carolina 8 $ 1,395,000 $ 174,375 $ 77,000
Richland, South Carolina 8 $ 1,213,000 $ 151,625 $ 40,000
Spartanburg, South Carolina 8 $ 415,000 $ 51,875 $ 104,000
Hidalgo, Texas 8 $ 1,313,000 $ 164,125 $ 238,000
Chesapeake, Virginia 8 $ 1,855,000 $ 231,875 $ 74,000
Manassas, Virginia 8 $ 3,063,000 $ 382,875 $ 83,000
Stafford, Virginia 8 $ 2,299,000 $ 287,375 $ 97,000
Skagit, Washington 8 $ 1,201,000 $ 150,125 $ 131,000
Napa, California 7 $ 2,559,000 $ 365,571 $ 266,000
Yolo, California 7 $ 1,988,000 $ 284,000 $ 226,000
Marion, Indiana 7 $ 782,000 $ 111,714 $ 57,000
Howard, Maryland 7 $ 3,909,000 $ 558,428 $ 114,000
Le Sueur, Minnesota 7 $ 1,740,000 $ 248,571 $ 83,000
Lucas, Ohio 7 $ 438,000 $ 62,571 $ 101,000
Portage, Ohio 7 $ 747,000 $ 106,714 $ 61,000
Greenville, South Carolina 7 $ 1,186,000 $ 169,428 $ 68,000
Ellis, Texas 7 $ 1,989,000 $ 284,142 $ 227,000
Chesterfield, Virginia 7 $ 1,805,000 $ 257,857 $ 48,000
Frederick, Virginia 7 $ 1,938,000 $ 276,857 $ 145,000
Thurston, Washington 7 $ 1,447,000 $ 206,714 $ 109,000
Yakima, Washington 7 $ 848,000 $ 121,142 $ 66,000
Yavapai, Arizona 6 $ 3,065,000 $ 510,833 $ 77,000
Crittenden, Arkansas 6 $ 714,000 $ 119,000 $ 54,000
Effingham, Georgia 6 $ 1,076,000 $ 179,333 $ 96,000
Maui, Hawaii 6 $ 3,502,000 $ 583,666 $ 214,000
Johnson, Kansas 6 $ 2,058,000 $ 343,000 $ 144,000
Cumberland, Maine 6 $ 1,416,000 $ 236,000 $ 57,000
Jefferson, Missouri 6 $ 444,000 $ 74,000 $ 117,000
Belknap, New Hampshire 6 $ 940,000 $ 156,666 $ 77,000
Cumberland, New Jersey 6 $ 1,166,000 $ 194,333 $ 43,000
Rensselaer, New York 6 $ 941,000 $ 156,833 $ 110,000
Sullivan, New York 6 $ 777,000 $ 129,500 $ 50,000
Guilford, North Carolina 6 $ 1,109,000 $ 184,833 $ 118,000
New Hanover, North Carolina 6 $ 7,580,000 $ 1,263,333 $ 990,000
Orange, North Carolina 6 $ 1,559,000 $ 259,833 $ 77,000
Marion, Oregon 6 $ 1,647,000 $ 274,500 $ 106,000
Butler, Pennsylvania 6 $ 703,000 $ 117,166 $ 128,000
Dauphin, Pennsylvania 6 $ 532,000 $ 88,666 $ 51,000
Lackawanna, Pennsylvania 6 $ 440,000 $ 73,333 $ 65,000
Luzerne, Pennsylvania 6 $ 640,000 $ 106,666 $ 14,000
Hamilton, Tennessee 6 $ 924,000 $ 154,000 $ 217,000
Williamson, Tennessee 6 $ 1,920,000 $ 320,000 $ 71,000
Brazoria, Texas 6 $ 962,000 $ 160,333 $ 104,000
Weber, Utah 6 $ 1,202,000 $ 200,333 $ 115,000
Baldwin, Alabama 5 $ 685,000 $ 137,000 $ 68,000
Jefferson, Alabama 5 $ 1,157,000 $ 231,400 $ 188,000
Mobile, Alabama 5 $ 622,000 $ 124,400 $ 103,000
Kings, California 5 $ 1,155,000 $ 231,000 $ 65,000
Placer, California 5 $ 2,167,000 $ 433,400 $ 234,000
Santa Cruz, California 5 $ 2,213,000 $ 442,600 $ 105,000
Sonoma, California 5 $ 2,271,000 $ 454,200 $ 79,000
Nassau, Florida 5 $ 1,230,000 $ 246,000 $ 105,000
McLean, Illinois 5 $ 429,000 $ 85,800 $ 38,000
Shawnee, Kansas 5 $ 567,000 $ 113,400 $ 85,000
Jefferson, Louisiana 5 $ 657,000 $ 131,400 $ 41,000
Worcester, Maryland 5 $ 2,020,000 $ 404,000 $ 202,000
Monroe, Michigan 5 $ 580,000 $ 116,000 $ 106,000
Anoka, Minnesota 5 $ 1,489,000 $ 297,800 $ 123,000
Rice, Minnesota 5 $ 1,455,000 $ 291,000 $ 93,000
Scott, Minnesota 5 $ 1,417,000 $ 283,400 $ 186,000
Sherburne, Minnesota 5 $ 1,259,000 $ 251,800 $ 114,000
Salem, New Jersey 5 $ 601,000 $ 120,200 $ 95,000
Chemung, New York 5 $ 195,000 $ 39,000 $ 124,000
Monroe, New York 5 $ 503,000 $ 100,600 $ 44,000
Clark, Ohio 5 $ 395,000 $ 79,000 $ 150,000
Linn, Oregon 5 $ 661,000 $ 132,200 $ 30,000
Washington, Rhode Island 5 $ 1,612,000 $ 322,400 $ 147,000
Orangeburg, South Carolina 5 $ 634,000 $ 126,800 $ 94,000
Kaufman, Texas 5 $ 680,000 $ 136,000 $ 154,000
Williamson, Texas 5 $ 963,000 $ 192,600 $ 54,000
Arlington, Virginia 5 $ 2,607,000 $ 521,400 $ 197,000
Suffolk, Virginia 5 $ 471,000 $ 94,200 $ 61,000
Benton, Arkansas 4 $ 1,218,000 $ 304,500 $ 190,000
Shasta, California 4 $ 1,185,000 $ 296,250 $ 38,000
Tuolumne, California 4 $ 1,049,000 $ 262,250 $ 231,000
Boulder, Colorado 4 $ 1,469,000 $ 367,250 $ 123,000
Eagle, Colorado 4 $ 1,233,000 $ 308,250 $ 163,000
Mesa, Colorado 4 $ 1,171,000 $ 292,750 $ 134,000
Litchfield, Connecticut 4 $ 1,189,000 $ 297,250 $ 75,000
Charlotte, Florida 4 $ 803,000 $ 200,750 $ 62,000
Escambia, Florida 4 $ 1,643,000 $ 410,750 $ 618,000
Leon, Florida 4 $ 601,000 $ 150,250 $ 50,000
Bartow, Georgia 4 $ 293,000 $ 73,250 $ 60,000
Fayette, Georgia 4 $ 1,836,000 $ 459,000 $ 119,000
Glynn, Georgia 4 $ 907,000 $ 226,750 $ 161,000
Newton, Georgia 4 $ 744,000 $ 186,000 $ 257,000
Paulding, Georgia 4 $ 755,000 $ 188,750 $ 77,000
Richmond, Georgia 4 $ 745,000 $ 186,250 $ 149,000
Ada, Idaho 4 $ 1,953,000 $ 488,250 $ 216,000
DeKalb, Illinois 4 $ 716,000 $ 179,000 $ 60,000
Winnebago, Illinois 4 $ 394,000 $ 98,500 $ 43,000
Polk, Iowa 4 $ 682,000 $ 170,500 $ 115,000
Lafayette, Louisiana 4 $ 444,000 $ 111,000 $ 62,000
Nantucket, Massachusetts 4 $ 2,853,000 $ 713,250 $ 88,000
Barry, Michigan 4 $ 789,000 $ 197,250 $ 126,000
Jackson, Mississippi 4 $ 512,000 $ 128,000 $ 0
Stoddard, Missouri 4 $ 111,000 $ 27,750 $ 103,000
Webster, Missouri 4 $ 552,000 $ 138,000 $ 108,000
Nye, Nevada 4 $ 758,000 $ 189,500 $ 106,000
Sandoval, New Mexico 4 $ 986,000 $ 246,500 $ 160,000
Broome, New York 4 $ 427,000 $ 106,750 $ 16,000
Niagara, New York 4 $ 204,000 $ 51,000 $ 183,000
Onondaga, New York 4 $ 400,000 $ 100,000 $ 115,000
Warren, New York 4 $ 386,000 $ 96,500 $ 31,000
Buncombe, North Carolina 4 $ 1,846,000 $ 461,500 $ 144,000
Cabarrus, North Carolina 4 $ 759,000 $ 189,750 $ 123,000
Chatham, North Carolina 4 $ 1,362,000 $ 340,500 $ 155,000
Iredell, North Carolina 4 $ 514,000 $ 128,500 $ 137,000
Johnston, North Carolina 4 $ 329,000 $ 82,250 $ 113,000
Erie, Ohio 4 $ 205,000 $ 51,250 $ 104,000
Greene, Ohio 4 $ 393,000 $ 98,250 $ 109,000
Wagoner, Oklahoma 4 $ 412,000 $ 103,000 $ 176,000
Lane, Oregon 4 $ 1,289,000 $ 322,250 $ 150,000
Carbon, Pennsylvania 4 $ 538,000 $ 134,500 $ 118,000
Cumberland, Pennsylvania 4 $ 369,000 $ 92,250 $ 20,000
Bradley, Tennessee 4 $ 733,000 $ 183,250 $ 449,000
Rutherford, Tennessee 4 $ 584,000 $ 146,000 $ 131,000
Bastrop, Texas 4 $ 188,000 $ 47,000 $ 0
Cameron, Texas 4 $ 442,000 $ 110,500 $ 42,000
Chambers, Texas 4 $ 532,000 $ 133,000 $ 78,000
Johnson, Texas 4 $ 1,194,000 $ 298,500 $ 220,000
Hanover, Virginia 4 $ 624,000 $ 156,000 $ 38,000
Kenosha, Wisconsin 4 $ 597,000 $ 149,250 $ 94,000
Madison, Alabama 3 $ 273,000 $ 91,000 $ 28,000
Gila, Arizona 3 $ 981,000 $ 327,000 $ 190,000
Mohave, Arizona 3 $ 1,404,000 $ 468,000 $ 186,000
Lake, California 3 $ 829,000 $ 276,333 $ 17,000
Santa Barbara, California 3 $ 1,776,000 $ 592,000 $ 277,000
Pueblo, Colorado 3 $ 183,000 $ 61,000 $ 132,000
Tolland, Connecticut 3 $ 423,000 $ 141,000 $ 38,000
Windham, Connecticut 3 $ 1,029,000 $ 343,000 $ 144,000
Citrus, Florida 3 $ 482,000 $ 160,666 $ 125,000
Columbia, Florida 3 $ 531,000 $ 177,000 $ 44,000
Okaloosa, Florida 3 $ 329,000 $ 109,666 $ 22,000
Okeechobee, Florida 3 $ 406,000 $ 135,333 $ 160,000
Barrow, Georgia 3 $ 386,000 $ 128,666 $ 122,000
Catoosa, Georgia 3 $ 413,000 $ 137,666 $ 494,000
Crisp, Georgia 3 $ 211,000 $ 70,333 $ 136,000
Douglas, Georgia 3 $ 478,000 $ 159,333 $ 48,000
Hall, Georgia 3 $ 947,000 $ 315,666 $ 69,000
Liberty, Georgia 3 $ 211,000 $ 70,333 $ 154,000
Walton, Georgia 3 $ 957,000 $ 319,000 $ 80,000
Valley, Idaho 3 $ 2,522,000 $ 840,666 $ 538,000
Boone, Illinois 3 $ 570,000 $ 190,000 $ 68,000
Macon, Illinois 3 $ 384,000 $ 128,000 $ 77,000
Madison, Illinois 3 $ 459,000 $ 153,000 $ 0
Rock Island, Illinois 3 $ 210,000 $ 70,000 $ 28,000
St. Joseph, Indiana 3 $ 303,000 $ 101,000 $ 62,000
Douglas, Kansas 3 $ 460,000 $ 153,333 $ 73,000
Kennebec, Maine 3 $ 262,000 $ 87,333 $ 48,000
Calvert, Maryland 3 $ 611,000 $ 203,666 $ 82,000
Cecil, Maryland 3 $ 358,000 $ 119,333 $ 45,000
Charles, Maryland 3 $ 760,000 $ 253,333 $ 53,000
Cheboygan, Michigan 3 $ 515,000 $ 171,666 $ 61,000
Kalkaska, Michigan 3 $ 723,000 $ 241,000 $ 48,000
Lapeer, Michigan 3 $ 465,000 $ 155,000 $ 104,000
Muskegon, Michigan 3 $ 280,000 $ 93,333 $ 56,000
Kanabec, Minnesota 3 $ 533,000 $ 177,666 $ 154,000
Washington, Minnesota 3 $ 812,000 $ 270,666 $ 37,000
Lee, Mississippi 3 $ 386,000 $ 128,666 $ 85,000
Rankin, Mississippi 3 $ 255,000 $ 85,000 $ 79,000
Boone, Missouri 3 $ 291,000 $ 97,000 $ 55,000
Greene, Missouri 3 $ 488,000 $ 162,666 $ 0
Johnson, Missouri 3 $ 475,000 $ 158,333 $ 105,000
Washoe, Nevada 3 $ 736,000 $ 245,333 $ 286,000
Rockingham, New Hampshire 3 $ 923,000 $ 307,666 $ 360,000
Santa Fe, New Mexico 3 $ 1,252,000 $ 417,333 $ 340,000
Erie, New York 3 $ 314,000 $ 104,666 $ 50,000
Fulton, New York 3 $ 299,000 $ 99,666 $ 88,000
Montgomery, New York 3 $ 118,000 $ 39,333 $ 57,000
Butler, Ohio 3 $ 265,000 $ 88,333 $ 245,000
Licking, Ohio 3 $ 502,000 $ 167,333 $ 143,000
Pottawatomie, Oklahoma 3 $ 384,000 $ 128,000 $ 60,000
Rogers, Oklahoma 3 $ 499,000 $ 166,333 $ 114,000
Coos, Oregon 3 $ 961,000 $ 320,333 $ 106,000
Deschutes, Oregon 3 $ 369,000 $ 123,000 $ 177,000
Yamhill, Oregon 3 $ 567,000 $ 189,000 $ 60,000
Armstrong, Pennsylvania 3 $ 356,000 $ 118,666 $ 30,000
Bradford, Pennsylvania 3 $ 316,000 $ 105,333 $ 95,000
Lebanon, Pennsylvania 3 $ 555,000 $ 185,000 $ 0
Laurens, South Carolina 3 $ 341,000 $ 113,666 $ 69,000
Robertson, Tennessee 3 $ 376,000 $ 125,333 $ 64,000
Sullivan, Tennessee 3 $ 1,675,000 $ 558,333 $ 29,000
Sumner, Tennessee 3 $ 469,000 $ 156,333 $ 30,000
Tipton, Tennessee 3 $ 396,000 $ 132,000 $ 195,000
Henderson, Texas 3 $ 1,227,000 $ 409,000 $ 0
Lee, Texas 3 $ 571,000 $ 190,333 $ 76,000
Rockwall, Texas 3 $ 832,000 $ 277,333 $ 141,000
Windham, Vermont 3 $ 683,000 $ 227,666 $ 52,000
Albemarle, Virginia 3 $ 627,000 $ 209,000 $ 49,000
Culpeper, Virginia 3 $ 661,000 $ 220,333 $ 94,000
Northampton, Virginia 3 $ 1,616,000 $ 538,666 $ 387,000
Petersburg, Virginia 3 $ 378,000 $ 126,000 $ 82,000
Portsmouth, Virginia 3 $ 401,000 $ 133,666 $ 108,000
Roanoke, Virginia 3 $ 776,000 $ 258,666 $ 136,000
Cowlitz, Washington 3 $ 465,000 $ 155,000 $ 1,614,000
Berkeley, West Virginia 3 $ 419,000 $ 139,666 $ 46,000
Dodge, Wisconsin 3 $ 452,000 $ 150,666 $ 45,000
Racine, Wisconsin 3 $ 347,000 $ 115,666 $ 17,000
Chambers, Alabama 2 $ 84,000 $ 42,000 $ 17,000
Limestone, Alabama 2 $ 220,000 $ 110,000 $ 80,000
Montgomery, Alabama 2 $ 162,000 $ 81,000 $ 117,000
Shelby, Alabama 2 $ 323,000 $ 161,500 $ 107,000
Fairbanks North Star, Alaska 2 $ 674,000 $ 337,000 $ 105,000
Cochise, Arizona 2 $ 469,000 $ 234,500 $ 195,000
Santa Cruz, Arizona 2 $ 403,000 $ 201,500 $ 120,000
Independence, Arkansas 2 $ 180,000 $ 90,000 $ 900,000
Washington, Arkansas 2 $ 1,178,000 $ 589,000 $ 245,000
San Benito, California 2 $ 910,000 $ 455,000 $ 151,000
San Luis Obispo, California 2 $ 501,000 $ 250,500 $ 38,000
Sutter, California 2 $ 517,000 $ 258,500 $ 70,000
Garfield, Colorado 2 $ 264,000 $ 132,000 $ 87,000
Kit Carson, Colorado 2 $ 315,000 $ 157,500 $ 87,000
Larimer, Colorado 2 $ 634,000 $ 317,000 $ 100,000
Pitkin, Colorado 2 $ 2,539,000 $ 1,269,500 $ 3,446,000
Walton, Florida 2 $ 725,000 $ 362,500 $ 111,000
Columbia, Georgia 2 $ 179,000 $ 89,500 $ 816,000
Gilmer, Georgia 2 $ 848,000 $ 424,000 $ 129,000
Polk, Georgia 2 $ 224,000 $ 112,000 $ 0
Spalding, Georgia 2 $ 342,000 $ 171,000 $ 36,000
Canyon, Idaho 2 $ 296,000 $ 148,000 $ 244,000
Kootenai, Idaho 2 $ 285,000 $ 142,500 $ 96,000
Clinton, Illinois 2 $ 191,000 $ 95,500 $ 54,000
LaSalle, Illinois 2 $ 173,000 $ 86,500 $ 36,000
Montgomery, Illinois 2 $ 125,000 $ 62,500 $ 44,000
Randolph, Illinois 2 $ 104,000 $ 52,000 $ 50,000
Whiteside, Illinois 2 $ 131,000 $ 65,500 $ 83,000
Hendricks, Indiana 2 $ 300,000 $ 150,000 $ 225,000
Wabash, Indiana 2 $ 210,000 $ 105,000 $ 48,000
Dubuque, Iowa 2 $ 234,000 $ 117,000 $ 99,000
Ringgold, Iowa 2 $ 368,000 $ 184,000 $ 318,000
Barren, Kentucky 2 $ 82,000 $ 41,000 $ 144,000
Ascension, Louisiana 2 $ 559,000 $ 279,500 $ 21,000
East Baton Rouge, Louisiana 2 $ 411,000 $ 205,500 $ 163,000
Richland, Louisiana 2 $ 490,000 $ 245,000 $ 40,000
St. Tammany, Louisiana 2 $ 485,000 $ 242,500 $ 80,000
Androscoggin, Maine 2 $ 133,000 $ 66,500 $ 229,000
Lincoln, Maine 2 $ 648,000 $ 324,000 $ 135,000
Oxford, Maine 2 $ 225,000 $ 112,500 $ 76,000
St. Mary's, Maryland 2 $ 285,000 $ 142,500 $ 94,000
Wicomico, Maryland 2 $ 559,000 $ 279,500 $ 64,000
Dukes, Massachusetts 2 $ 1,312,000 $ 656,000 $ 192,000
Bay, Michigan 2 $ 126,000 $ 63,000 $ 30,000
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Mortgage Loan Application Detail Totals for Credit Suisse in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,155 $2,146,860,000 $263,000 $2,000,000 $133,000 $9,677,000
Refinancing 6,015 $1,647,873,000 $273,000 $3,935,000 $125,000 $6,000,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,275 $1,642,914,000 $261,000 $3,000,000 $154,000 $9,677,000
Hispanic 3,620 $969,970,000 $267,000 $1,532,000 $98,000 $1,980,000
Black or African American 2,253 $547,999,000 $243,000 $2,000,000 $105,000 $1,657,000
Not Provided 1,319 $396,633,000 $300,000 $3,935,000 $134,000 $4,158,000
Asian 563 $192,298,000 $341,000 $1,172,000 $155,000 $3,524,000
Native Hawaiian or Other Pacific Islander 105 $35,042,000 $333,000 $1,000,000 $112,000 $600,000
American Indian or Alaskan Native 35 $9,877,000 $282,000 $984,000 $94,000 $480,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,170 $3,794,733,000 $267,000 $3,935,000 $130,000 $9,677,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 8,341 $2,383,245,000 $285,000 $2,305,000 $136,000 $9,677,000
Loan Originated 5,335 $1,292,562,000 $242,000 $3,935,000 $120,000 $3,996,000
Application Approved But Not Accepted 427 $101,054,000 $236,000 $865,000 $119,000 $3,524,000
Application Withdrawn By Applicant 67 $17,872,000 $266,000 $808,000 $153,000 $1,451,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 3,323 $830,391,000 $249,000 $1,540,000 $123,000 $9,677,000
Collateral 1,111 $367,659,000 $330,000 $1,820,000 $158,000 $4,158,000
Other 1,039 $303,086,000 $291,000 $2,000,000 $161,000 $6,000,000
Unverifiable Information 1,033 $333,163,000 $322,000 $1,885,000 $151,000 $1,800,000
Credit History 1,018 $291,050,000 $285,000 $1,999,000 $116,000 $1,267,000
Debt-To-Income Ratio 583 $183,370,000 $314,000 $1,400,000 $132,000 $2,769,000
Employment History 183 $58,746,000 $321,000 $2,305,000 $135,000 $900,000
Insufficient Cash (Downpayment, Closing Cost) 48 $14,074,000 $293,000 $788,000 $173,000 $780,000
Mortgage Insurance Denied 3 $1,706,000 $568,000 $837,000 $186,000 $330,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Suisse's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Credit Suisse's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

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