Crossline Capital, Inc. Mortgage Lending & HMDA Data, 2014

In 2014, Crossline Capital, Inc. of Lake Forest, CA reported 2,229 mortgage applications totaling $644.5 million, about the same as 2013. The average application was for $289,153, and applicants reported an average income of $92,873. 87% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (734), Riverside-San Bernardino-Ontario, CA (309) and Oxnard-Thousand Oaks-Ventura, CA (265) (applications in parentheses).

Mortgage Company & Address Crossline Capital, Inc.
25520 Commercentre Drive, 2nd Floor
Lake Forest, CA 92630
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  
Total Number of Mortgage Applications 2,229
Total Mortgage Loan Application Amount $644,524,000
Average Mortgage Loan Application Amount $289,153
Highest Mortgage Loan Application Amount $862,000
Average Applicant Income $92,873
Highest Applicant Income $975,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Crossline Capital, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Crossline Capital, Inc. by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 734 $ 236,816,000 $ 322,637 $ 93,000
Ventura, California 265 $ 91,850,000 $ 346,603 $ 106,000
San Bernardino, California 156 $ 37,468,000 $ 240,179 $ 80,000
Riverside, California 153 $ 38,000,000 $ 248,366 $ 76,000
Orange, California 107 $ 39,048,000 $ 364,934 $ 118,000
Maricopa, Arizona 63 $ 14,630,000 $ 232,222 $ 103,000
Santa Barbara, California 61 $ 16,053,000 $ 263,163 $ 108,000
Harris, Texas 60 $ 7,748,000 $ 129,133 $ 107,000
San Luis Obispo, California 40 $ 12,262,000 $ 306,550 $ 101,000
Brazoria, Texas 33 $ 5,104,000 $ 154,666 $ 78,000
San Diego, California 30 $ 10,948,000 $ 364,933 $ 138,000
Sacramento, California 18 $ 4,405,000 $ 244,722 $ 87,000
Galveston, Texas 17 $ 2,267,000 $ 133,352 $ 83,000
Contra Costa, California 16 $ 6,457,000 $ 403,562 $ 93,000
Dallas, Texas 15 $ 1,938,000 $ 129,200 $ 67,000
El Paso, Colorado 12 $ 3,702,000 $ 308,500 $ 75,000
King, Washington 12 $ 4,231,000 $ 352,583 $ 131,000
Kern, California 9 $ 1,286,000 $ 142,888 $ 69,000
San Mateo, California 9 $ 3,531,000 $ 392,333 $ 132,000
Douglas, Colorado 9 $ 2,987,000 $ 331,888 $ 106,000
Tarrant, Texas 9 $ 1,264,000 $ 140,444 $ 76,000
Alameda, California 8 $ 3,034,000 $ 379,250 $ 124,000
Placer, California 7 $ 2,396,000 $ 342,285 $ 123,000
Solano, California 7 $ 2,080,000 $ 297,142 $ 132,000
Sonoma, California 7 $ 2,421,000 $ 345,857 $ 66,000
Adams, Colorado 7 $ 1,669,000 $ 238,428 $ 42,000
Fulton, Georgia 7 $ 1,607,000 $ 229,571 $ 81,000
Multnomah, Oregon 7 $ 1,854,000 $ 264,857 $ 79,000
Denton, Texas 7 $ 1,742,000 $ 248,857 $ 106,000
Davis, Utah 7 $ 1,587,000 $ 226,714 $ 92,000
Salt Lake, Utah 7 $ 1,765,000 $ 252,142 $ 96,000
Loudoun, Virginia 7 $ 2,861,000 $ 408,714 $ 96,000
El Dorado, California 6 $ 1,758,000 $ 293,000 $ 86,000
Imperial, California 6 $ 780,000 $ 130,000 $ 59,000
Napa, California 6 $ 1,952,000 $ 325,333 $ 100,000
San Joaquin, California 6 $ 1,348,000 $ 224,666 $ 76,000
Santa Clara, California 6 $ 2,904,000 $ 484,000 $ 119,000
Denver, Colorado 6 $ 1,823,000 $ 303,833 $ 55,000
Ector, Texas 6 $ 841,000 $ 140,166 $ 65,000
Fort Bend, Texas 6 $ 743,000 $ 123,833 $ 135,000
Williamson, Texas 6 $ 1,556,000 $ 259,333 $ 80,000
Fairfax, Virginia 6 $ 2,201,000 $ 366,833 $ 72,000
Arapahoe, Colorado 5 $ 1,470,000 $ 294,000 $ 84,000
Jefferson, Colorado 5 $ 1,164,000 $ 232,800 $ 47,000
Larimer, Colorado 5 $ 1,188,000 $ 237,600 $ 72,000
Bexar, Texas 5 $ 691,000 $ 138,200 $ 45,000
Hays, Texas 5 $ 1,285,000 $ 257,000 $ 66,000
Montgomery, Texas 5 $ 1,090,000 $ 218,000 $ 92,000
Mohave, Arizona 4 $ 973,000 $ 243,250 $ 81,000
Fresno, California 4 $ 706,000 $ 176,500 $ 107,000
Shasta, California 4 $ 677,000 $ 169,250 $ 62,000
Cherokee, Georgia 4 $ 670,000 $ 167,500 $ 72,000
Gwinnett, Georgia 4 $ 747,000 $ 186,750 $ 66,000
Wake, North Carolina 4 $ 665,000 $ 166,250 $ 77,000
Travis, Texas 4 $ 1,028,000 $ 257,000 $ 78,000
Clark, Washington 4 $ 920,000 $ 230,000 $ 80,000
Pierce, Washington 4 $ 1,091,000 $ 272,750 $ 78,000
Pima, Arizona 3 $ 1,005,000 $ 335,000 $ 59,000
Nevada, California 3 $ 861,000 $ 287,000 $ 117,000
Santa Cruz, California 3 $ 1,125,000 $ 375,000 $ 70,000
Stanislaus, California 3 $ 690,000 $ 230,000 $ 90,000
Tulare, California 3 $ 723,000 $ 241,000 $ 96,000
Boulder, Colorado 3 $ 870,000 $ 290,000 $ 69,000
Weld, Colorado 3 $ 775,000 $ 258,333 $ 139,000
Cobb, Georgia 3 $ 703,000 $ 234,333 $ 79,000
Anne Arundel, Maryland 3 $ 810,000 $ 270,000 $ 97,000
Clackamas, Oregon 3 $ 690,000 $ 230,000 $ 85,000
Guadalupe, Texas 3 $ 765,000 $ 255,000 $ 126,000
Midland, Texas 3 $ 369,000 $ 123,000 $ 43,000
Snohomish, Washington 3 $ 629,000 $ 209,666 $ 56,000
Butte, California 2 $ 359,000 $ 179,500 $ 110,000
Lake, California 2 $ 653,000 $ 326,500 $ 45,000
Madera, California 2 $ 480,000 $ 240,000 $ 71,000
Monterey, California 2 $ 816,000 $ 408,000 $ 103,000
Siskiyou, California 2 $ 543,000 $ 271,500 $ 60,000
Tehama, California 2 $ 338,000 $ 169,000 $ 51,000
Elbert, Colorado 2 $ 621,000 $ 310,500 $ 30,000
Park, Colorado 2 $ 487,000 $ 243,500 $ 80,000
Pueblo, Colorado 2 $ 535,000 $ 267,500 $ 119,000
Teller, Colorado 2 $ 366,000 $ 183,000 $ 39,000
Orange, Florida 2 $ 578,000 $ 289,000 $ 0
Santa Rosa, Florida 2 $ 251,000 $ 125,500 $ 53,000
DeKalb, Georgia 2 $ 572,000 $ 286,000 $ 127,000
Henry, Georgia 2 $ 439,000 $ 219,500 $ 26,000
Harford, Maryland 2 $ 756,000 $ 378,000 $ 0
Guilford, North Carolina 2 $ 338,000 $ 169,000 $ 0
Onslow, North Carolina 2 $ 351,000 $ 175,500 $ 0
Union, North Carolina 2 $ 445,000 $ 222,500 $ 49,000
Deschutes, Oregon 2 $ 895,000 $ 447,500 $ 87,000
Marion, Oregon 2 $ 456,000 $ 228,000 $ 90,000
Chester, Pennsylvania 2 $ 599,000 $ 299,500 $ 120,000
Montgomery, Pennsylvania 2 $ 540,000 $ 270,000 $ 80,000
Collin, Texas 2 $ 468,000 $ 234,000 $ 48,000
McLennan, Texas 2 $ 451,000 $ 225,500 $ 67,000
Nueces, Texas 2 $ 209,000 $ 104,500 $ 164,000
Parker, Texas 2 $ 478,000 $ 239,000 $ 145,000
Fauquier, Virginia 2 $ 918,000 $ 459,000 $ 83,000
Henrico, Virginia 2 $ 633,000 $ 316,500 $ 119,000
Cochise, Arizona 1 $ 272,000 $ 272,000 $ 58,000
Gila, Arizona 1 $ 260,000 $ 260,000 $ 91,000
Pinal, Arizona 1 $ 174,000 $ 174,000 $ 46,000
Yavapai, Arizona 1 $ 203,000 $ 203,000 $ 122,000
Yuma, Arizona 1 $ 180,000 $ 180,000 $ 81,000
Calaveras, California 1 $ 417,000 $ 417,000 $ 250,000
Humboldt, California 1 $ 204,000 $ 204,000 $ 118,000
Kings, California 1 $ 241,000 $ 241,000 $ 61,000
Lassen, California 1 $ 181,000 $ 181,000 $ 70,000
Merced, California 1 $ 168,000 $ 168,000 $ 38,000
San Francisco, California 1 $ 336,000 $ 336,000 $ 88,000
Sutter, California 1 $ 208,000 $ 208,000 $ 65,000
Broomfield, Colorado 1 $ 213,000 $ 213,000 $ 70,000
Fremont, Colorado 1 $ 238,000 $ 238,000 $ 55,000
Garfield, Colorado 1 $ 289,000 $ 289,000 $ 75,000
La Plata, Colorado 1 $ 240,000 $ 240,000 $ 56,000
Mesa, Colorado 1 $ 182,000 $ 182,000 $ 57,000
Bay, Florida 1 $ 304,000 $ 304,000 $ 0
Brevard, Florida 1 $ 276,000 $ 276,000 $ 0
Broward, Florida 1 $ 374,000 $ 374,000 $ 189,000
Charlotte, Florida 1 $ 217,000 $ 217,000 $ 44,000
Clay, Florida 1 $ 202,000 $ 202,000 $ 0
Escambia, Florida 1 $ 186,000 $ 186,000 $ 0
Lake, Florida 1 $ 162,000 $ 162,000 $ 0
Martin, Florida 1 $ 189,000 $ 189,000 $ 0
Bibb, Georgia 1 $ 146,000 $ 146,000 $ 70,000
Chatham, Georgia 1 $ 213,000 $ 213,000 $ 0
Clayton, Georgia 1 $ 77,000 $ 77,000 $ 41,000
Columbia, Georgia 1 $ 226,000 $ 226,000 $ 0
Coweta, Georgia 1 $ 239,000 $ 239,000 $ 92,000
Glynn, Georgia 1 $ 198,000 $ 198,000 $ 0
Lumpkin, Georgia 1 $ 165,000 $ 165,000 $ 59,000
Monroe, Georgia 1 $ 266,000 $ 266,000 $ 95,000
Murray, Georgia 1 $ 191,000 $ 191,000 $ 80,000
Peach, Georgia 1 $ 228,000 $ 228,000 $ 0
Baltimore, Maryland 1 $ 237,000 $ 237,000 $ 0
Calvert, Maryland 1 $ 389,000 $ 389,000 $ 0
Howard, Maryland 1 $ 296,000 $ 296,000 $ 96,000
Montgomery, Maryland 1 $ 245,000 $ 245,000 $ 141,000
Prince George's, Maryland 1 $ 262,000 $ 262,000 $ 187,000
Hampden, Massachusetts 1 $ 267,000 $ 267,000 $ 106,000
Middlesex, Massachusetts 1 $ 251,000 $ 251,000 $ 52,000
Rockingham, New Hampshire 1 $ 116,000 $ 116,000 $ 48,000
Chaves, New Mexico 1 $ 240,000 $ 240,000 $ 83,000
Lea, New Mexico 1 $ 112,000 $ 112,000 $ 44,000
Alamance, North Carolina 1 $ 195,000 $ 195,000 $ 59,000
Ashe, North Carolina 1 $ 172,000 $ 172,000 $ 0
Cabarrus, North Carolina 1 $ 172,000 $ 172,000 $ 0
Davidson, North Carolina 1 $ 249,000 $ 249,000 $ 0
Granville, North Carolina 1 $ 156,000 $ 156,000 $ 0
Haywood, North Carolina 1 $ 123,000 $ 123,000 $ 41,000
Hoke, North Carolina 1 $ 205,000 $ 205,000 $ 59,000
New Hanover, North Carolina 1 $ 132,000 $ 132,000 $ 0
Northampton, North Carolina 1 $ 203,000 $ 203,000 $ 0
Rowan, North Carolina 1 $ 182,000 $ 182,000 $ 35,000
Vance, North Carolina 1 $ 367,000 $ 367,000 $ 89,000
Polk, Oregon 1 $ 262,000 $ 262,000 $ 96,000
Washington, Oregon 1 $ 318,000 $ 318,000 $ 83,000
Berks, Pennsylvania 1 $ 171,000 $ 171,000 $ 97,000
Bucks, Pennsylvania 1 $ 345,000 $ 345,000 $ 125,000
Delaware, Pennsylvania 1 $ 368,000 $ 368,000 $ 106,000
Lackawanna, Pennsylvania 1 $ 315,000 $ 315,000 $ 155,000
Lancaster, Pennsylvania 1 $ 182,000 $ 182,000 $ 137,000
Bastrop, Texas 1 $ 65,000 $ 65,000 $ 30,000
Bosque, Texas 1 $ 64,000 $ 64,000 $ 32,000
Brazos, Texas 1 $ 307,000 $ 307,000 $ 0
Brewster, Texas 1 $ 415,000 $ 415,000 $ 0
Comal, Texas 1 $ 282,000 $ 282,000 $ 112,000
Hood, Texas 1 $ 188,000 $ 188,000 $ 118,000
Jefferson, Texas 1 $ 89,000 $ 89,000 $ 86,000
Kendall, Texas 1 $ 203,000 $ 203,000 $ 90,000
Liberty, Texas 1 $ 75,000 $ 75,000 $ 133,000
Medina, Texas 1 $ 326,000 $ 326,000 $ 113,000
Navarro, Texas 1 $ 340,000 $ 340,000 $ 140,000
Rockwall, Texas 1 $ 231,000 $ 231,000 $ 79,000
San Augustine, Texas 1 $ 188,000 $ 188,000 $ 925,000
Walker, Texas 1 $ 120,000 $ 120,000 $ 72,000
Waller, Texas 1 $ 280,000 $ 280,000 $ 108,000
Weber, Utah 1 $ 413,000 $ 413,000 $ 204,000
Arlington, Virginia 1 $ 360,000 $ 360,000 $ 127,000
Bedford, Virginia 1 $ 244,000 $ 244,000 $ 32,000
Chesapeake, Virginia 1 $ 333,000 $ 333,000 $ 66,000
Chesterfield, Virginia 1 $ 330,000 $ 330,000 $ 0
Dinwiddie, Virginia 1 $ 225,000 $ 225,000 $ 51,000
Fredericksburg, Virginia 1 $ 275,000 $ 275,000 $ 139,000
Gloucester, Virginia 1 $ 245,000 $ 245,000 $ 0
Isle of Wight, Virginia 1 $ 233,000 $ 233,000 $ 0
Lancaster, Virginia 1 $ 256,000 $ 256,000 $ 74,000
Norfolk, Virginia 1 $ 349,000 $ 349,000 $ 109,000
Pittsylvania, Virginia 1 $ 150,000 $ 150,000 $ 0
Prince William, Virginia 1 $ 355,000 $ 355,000 $ 106,000
Richmond City, Virginia 1 $ 272,000 $ 272,000 $ 96,000
Suffolk, Virginia 1 $ 306,000 $ 306,000 $ 0
Warren, Virginia 1 $ 359,000 $ 359,000 $ 208,000
Cowlitz, Washington 1 $ 285,000 $ 285,000 $ 169,000
Island, Washington 1 $ 117,000 $ 117,000 $ 86,000
Kitsap, Washington 1 $ 405,000 $ 405,000 $ 0
Okanogan, Washington 1 $ 384,000 $ 384,000 $ 75,000
Spokane, Washington 1 $ 196,000 $ 196,000 $ 142,000
Thurston, Washington 1 $ 336,000 $ 336,000 $ 86,000
Walla Walla, Washington 1 $ 304,000 $ 304,000 $ 257,000
Whatcom, Washington 1 $ 350,000 $ 350,000 $ 79,000

Mortgage Loan Application Detail Totals for Crossline Capital, Inc. in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,234 $357,895,000 $290,000 $862,000 $92,000 $925,000
Refinancing 993 $286,265,000 $288,000 $854,000 $94,000 $975,000
Home Improvement 2 $364,000 $182,000 $286,000 $72,000 $74,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 779 $232,968,000 $299,000 $854,000 $95,000 $975,000
Hispanic 724 $200,883,000 $277,000 $862,000 $78,000 $975,000
White 565 $160,203,000 $283,000 $800,000 $104,000 $925,000
Asian 95 $31,775,000 $334,000 $626,000 $122,000 $606,000
Black or African American 54 $15,027,000 $278,000 $600,000 $91,000 $257,000
Native Hawaiian or Other Pacific Islander 7 $2,398,000 $342,000 $549,000 $114,000 $186,000
American Indian or Alaskan Native 5 $1,270,000 $254,000 $364,000 $55,000 $67,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,340 $380,543,000 $283,000 $800,000 $107,000 $975,000
FHA-insured (Federal Housing Administration) 664 $195,159,000 $293,000 $862,000 $77,000 $317,000
VA-guaranteed (Veterans Administration) 211 $66,885,000 $316,000 $854,000 $59,000 $257,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $1,937,000 $138,000 $327,000 $44,000 $80,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,929 $558,814,000 $289,000 $862,000 $94,000 $975,000
Application Withdrawn By Applicant 181 $50,679,000 $279,000 $626,000 $86,000 $604,000
Application Denied By Financial Institution 94 $27,260,000 $290,000 $800,000 $87,000 $686,000
Application Approved But Not Accepted 15 $4,793,000 $319,000 $550,000 $98,000 $244,000
File Closed For Incompleteness 10 $2,978,000 $297,000 $609,000 $96,000 $226,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 8 $1,916,000 $239,000 $413,000 $74,000 $204,000
Credit History 4 $1,094,000 $273,000 $417,000 $86,000 $184,000
Collateral 3 $590,000 $196,000 $263,000 $97,000 $146,000
Other 2 $543,000 $271,000 $280,000 $183,000 $330,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Crossline Capital, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Crossline Capital, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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