CU Factory Built Lending, LP Mortgage Lending & HMDA Data, 2008
In 2008, CU Factory Built Lending, LP of San Antonio, TX reported 16,385 mortgage applications totaling $992.2 million, up 2% from 2007. The average application was for $60,554, and applicants reported an average income of $52,324. 21% of its applications resulted in an originated loan and 49% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (574), Riverside-San Bernardino-Ontario, CA (484) and San Diego-Carlsbad-San Marcos, CA (439) (applications in parentheses).
| Mortgage Company & Address | CU Factory Built Lending, LP 6061 Ih-10 West San Antonio, TX 78201 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 16,385 |
| Total Mortgage Loan Application Amount | $992,181,000 |
| Average Mortgage Loan Application Amount | $60,554 |
| Highest Mortgage Loan Application Amount | $840,000 |
| Average Applicant Income | $52,324 |
| Highest Applicant Income | $1,879,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records CU Factory Built Lending, LP filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 574 | $ 46,996,000 | $ 81,874 | $ 73,000 |
| Riverside-San Bernardino-Ontario, CA | 484 | $ 30,517,000 | $ 63,051 | $ 59,000 |
| San Diego-Carlsbad-San Marcos, CA | 439 | $ 33,947,000 | $ 77,328 | $ 61,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 434 | $ 42,599,000 | $ 98,154 | $ 79,000 |
| Santa Ana-Anaheim-Irvine, CA | 434 | $ 37,518,000 | $ 86,447 | $ 79,000 |
| Phoenix-Mesa-Scottsdale, AZ | 385 | $ 21,935,000 | $ 56,974 | $ 58,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 179 | $ 7,656,000 | $ 42,770 | $ 45,966 |
| Portland-Vancouver-Beaverton, OR-WA | 178 | $ 8,278,000 | $ 46,505 | $ 48,651 |
| Oakland-Fremont-Hayward, CA | 175 | $ 14,788,000 | $ 84,502 | $ 65,000 |
| Seattle-Bellevue-Everett, WA | 174 | $ 10,177,000 | $ 58,488 | $ 56,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 150 | $ 9,033,000 | $ 60,220 | $ 59,000 |
| San Antonio, TX | 126 | $ 5,830,000 | $ 46,269 | $ 49,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 124 | $ 11,774,000 | $ 94,951 | $ 63,000 |
| Santa Rosa-Petaluma, CA | 117 | $ 9,899,000 | $ 84,606 | $ 57,000 |
| Warren-Troy-Farmington Hills, MI | 115 | $ 4,935,000 | $ 42,913 | $ 48,000 |
| Baltimore-Towson, MD | 114 | $ 6,956,000 | $ 61,017 | $ 63,000 |
| Houston-Sugar Land-Baytown, TX | 103 | $ 5,081,000 | $ 49,330 | $ 56,000 |
| Rochester, NY | 98 | $ 5,822,000 | $ 59,408 | $ 45,000 |
| Tacoma, WA | 97 | $ 7,275,000 | $ 75,000 | $ 55,000 |
| Eugene-Springfield, OR | 90 | $ 4,245,000 | $ 47,166 | $ 45,000 |
| Albany-Schenectady-Troy, NY | 80 | $ 4,811,000 | $ 60,137 | $ 44,000 |
| Birmingham-Hoover, AL | 78 | $ 3,941,000 | $ 50,525 | $ 45,000 |
| Tampa-St. Petersburg-Clearwater, FL | 78 | $ 3,704,000 | $ 47,487 | $ 48,000 |
| Las Vegas-Paradise, NV | 76 | $ 3,301,000 | $ 43,434 | $ 49,000 |
| Austin-Round Rock, TX | 75 | $ 3,626,000 | $ 48,346 | $ 49,000 |
| Baton Rouge, LA | 73 | $ 3,853,000 | $ 52,780 | $ 51,000 |
| Salem, OR | 73 | $ 3,584,000 | $ 49,095 | $ 54,000 |
| Pittsburgh, PA | 72 | $ 4,423,000 | $ 61,430 | $ 50,000 |
| Orlando-Kissimmee, FL | 65 | $ 3,338,000 | $ 51,353 | $ 61,000 |
| Philadelphia, PA | 64 | $ 4,151,000 | $ 64,859 | $ 46,000 |
| Utica-Rome, NY | 62 | $ 4,147,000 | $ 66,887 | $ 47,000 |
| St. Louis, MO-IL | 61 | $ 2,321,000 | $ 38,049 | $ 44,065 |
| Beaumont-Port Arthur, TX | 59 | $ 3,011,000 | $ 51,033 | $ 56,000 |
| San Francisco-San Mateo-Redwood City, CA | 56 | $ 5,656,000 | $ 101,000 | $ 77,000 |
| Tucson, AZ | 56 | $ 3,054,000 | $ 54,535 | $ 47,000 |
| Columbus, OH | 54 | $ 1,963,000 | $ 36,351 | $ 39,000 |
| Louisville-Jefferson County, KY-IN | 52 | $ 3,160,000 | $ 60,769 | $ 39,923 |
| San Luis Obispo-Paso Robles, CA | 52 | $ 5,429,000 | $ 104,403 | $ 71,000 |
| Medford, OR | 51 | $ 2,886,000 | $ 56,588 | $ 44,000 |
| Olympia, WA | 50 | $ 3,341,000 | $ 66,820 | $ 50,000 |
| Syracuse, NY | 50 | $ 3,786,000 | $ 75,720 | $ 51,000 |
| Alexandria, LA | 49 | $ 1,929,000 | $ 39,367 | $ 44,000 |
| Denver-Aurora, CO | 48 | $ 1,935,000 | $ 40,312 | $ 48,000 |
| Kansas City, MO-KS | 48 | $ 1,818,000 | $ 37,875 | $ 47,312 |
| Napa, CA | 47 | $ 3,440,000 | $ 73,191 | $ 68,000 |
| Dallas-Plano-Irving, TX | 46 | $ 2,185,000 | $ 47,500 | $ 47,000 |
| Fresno, CA | 46 | $ 2,671,000 | $ 58,065 | $ 47,000 |
| Reno-Sparks, NV | 46 | $ 2,353,000 | $ 51,152 | $ 50,000 |
| Charleston, WV | 44 | $ 2,466,000 | $ 56,045 | $ 42,000 |
| Lafayette, LA | 44 | $ 1,939,000 | $ 44,068 | $ 47,000 |
| Oklahoma City, OK | 44 | $ 2,704,000 | $ 61,454 | $ 50,000 |
| Boise City-Nampa, ID | 43 | $ 1,805,000 | $ 41,976 | $ 43,000 |
| Fort Worth-Arlington, TX | 43 | $ 2,061,000 | $ 47,930 | $ 56,000 |
| Bakersfield, CA | 41 | $ 2,549,000 | $ 62,170 | $ 65,000 |
| Salt Lake City, UT | 41 | $ 1,701,000 | $ 41,487 | $ 44,000 |
| Ann Arbor, MI | 40 | $ 1,787,000 | $ 44,675 | $ 49,000 |
| Detroit-Livonia-Dearborn, MI | 40 | $ 1,510,000 | $ 37,750 | $ 35,000 |
| Santa Cruz-Watsonville, CA | 39 | $ 5,192,000 | $ 133,128 | $ 65,000 |
| Jacksonville, FL | 38 | $ 2,594,000 | $ 68,263 | $ 51,000 |
| Tulsa, OK | 38 | $ 1,784,000 | $ 46,947 | $ 53,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 38 | $ 2,285,000 | $ 60,131 | $ 84,526 |
| Jackson, MS | 37 | $ 1,844,000 | $ 49,837 | $ 58,000 |
| Cape Coral-Fort Myers, FL | 36 | $ 2,624,000 | $ 72,888 | $ 56,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 36 | $ 2,815,000 | $ 78,194 | $ 51,000 |
| Coeur D'Alene, ID | 35 | $ 1,499,000 | $ 42,828 | $ 44,000 |
| Lake Charles, LA | 35 | $ 1,793,000 | $ 51,228 | $ 47,000 |
| Monroe, LA | 35 | $ 1,400,000 | $ 40,000 | $ 43,000 |
| New Orleans-Metairie-Kenner, LA | 35 | $ 1,996,000 | $ 57,028 | $ 44,000 |
| Missoula, MT | 34 | $ 1,421,000 | $ 41,794 | $ 44,000 |
| Prescott, AZ | 34 | $ 1,608,000 | $ 47,294 | $ 50,000 |
| Lancaster, PA | 33 | $ 1,507,000 | $ 45,666 | $ 46,000 |
| Salinas, CA | 33 | $ 2,995,000 | $ 90,757 | $ 72,000 |
| Spokane, WA | 33 | $ 1,787,000 | $ 54,151 | $ 45,000 |
| Wichita, KS | 33 | $ 1,904,000 | $ 57,696 | $ 45,000 |
| Chicago-Naperville-Joliet, IL | 31 | $ 1,592,000 | $ 51,354 | $ 50,000 |
| Cincinnati-Middletown, OH-KY-IN | 31 | $ 1,269,000 | $ 40,935 | $ 40,290 |
| Miami-Miami Beach-Kendall, FL | 31 | $ 1,542,000 | $ 49,741 | $ 41,000 |
| Toledo, OH | 31 | $ 1,288,000 | $ 41,548 | $ 51,000 |
| Bremerton-Silverdale, WA | 30 | $ 1,762,000 | $ 58,733 | $ 53,000 |
| Chico, CA | 30 | $ 1,587,000 | $ 52,900 | $ 45,000 |
| Cleveland-Elyria-Mentor, OH | 30 | $ 1,268,000 | $ 42,266 | $ 48,000 |
| Grand Rapids-Wyoming, MI | 30 | $ 1,010,000 | $ 33,666 | $ 33,000 |
| Longview, TX | 30 | $ 1,705,000 | $ 56,833 | $ 51,000 |
| Monroe, MI | 30 | $ 1,153,000 | $ 38,433 | $ 45,000 |
| Stockton, CA | 30 | $ 1,535,000 | $ 51,166 | $ 52,000 |
| Visalia-Porterville, CA | 30 | $ 2,001,000 | $ 66,700 | $ 51,000 |
| Binghamton, NY | 29 | $ 2,079,000 | $ 71,689 | $ 52,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 29 | $ 1,113,000 | $ 38,379 | $ 47,000 |
| Montgomery, AL | 29 | $ 1,353,000 | $ 46,655 | $ 57,000 |
| Billings, MT | 28 | $ 1,190,000 | $ 42,500 | $ 46,000 |
| Dothan, AL | 28 | $ 1,363,000 | $ 48,678 | $ 39,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 28 | $ 1,498,000 | $ 53,500 | $ 53,000 |
| Buffalo-Niagara Falls, NY | 27 | $ 1,687,000 | $ 62,481 | $ 54,000 |
| Harrisburg-Carlisle, PA | 27 | $ 1,085,000 | $ 40,185 | $ 46,000 |
| Little Rock-North Little Rock-Conway, AR | 27 | $ 1,351,000 | $ 50,037 | $ 50,000 |
| Kennewick-Pasco-Richland, WA | 26 | $ 1,299,000 | $ 49,961 | $ 42,000 |
| Modesto, CA | 26 | $ 1,333,000 | $ 51,269 | $ 58,000 |
| Ogden-Clearfield, UT | 26 | $ 1,053,000 | $ 40,500 | $ 45,000 |
| Redding, CA | 26 | $ 1,325,000 | $ 50,961 | $ 47,000 |
| York-Hanover, PA | 26 | $ 1,280,000 | $ 49,230 | $ 52,000 |
| Bradenton-Sarasota-Venice, FL | 25 | $ 1,800,000 | $ 72,000 | $ 65,000 |
| Grand Junction, CO | 25 | $ 1,923,000 | $ 76,920 | $ 45,000 |
| Greeley, CO | 24 | $ 1,159,000 | $ 48,291 | $ 48,000 |
| Pensacola-Ferry Pass-Brent, FL | 24 | $ 1,617,000 | $ 67,375 | $ 44,000 |
| Bend, OR | 23 | $ 1,066,000 | $ 46,347 | $ 55,000 |
| Des Moines-West Des Moines, IA | 23 | $ 778,000 | $ 33,826 | $ 47,000 |
| Fort Collins-Loveland, CO | 23 | $ 920,000 | $ 40,000 | $ 41,000 |
| Augusta-Richmond County, GA-SC | 22 | $ 1,313,000 | $ 59,681 | $ 47,545 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 22 | $ 1,162,000 | $ 52,818 | $ 63,000 |
| Vallejo-Fairfield, CA | 22 | $ 1,439,000 | $ 65,409 | $ 72,000 |
| Charleston-North Charleston-Summerville, SC | 21 | $ 1,212,000 | $ 57,714 | $ 75,000 |
| Evansville, IN-KY | 21 | $ 1,051,000 | $ 50,047 | $ 44,571 |
| Hattiesburg, MS | 21 | $ 896,000 | $ 42,666 | $ 44,000 |
| Houma-Bayou Cane-Thibodaux, LA | 21 | $ 1,148,000 | $ 54,666 | $ 53,000 |
| Indianapolis-Carmel, IN | 21 | $ 834,000 | $ 39,714 | $ 44,000 |
| Longview, WA | 21 | $ 1,242,000 | $ 59,142 | $ 54,000 |
| Memphis, TN-MS-AR | 21 | $ 1,247,000 | $ 59,380 | $ 50,952 |
| Reading, PA | 21 | $ 1,081,000 | $ 51,476 | $ 38,000 |
| Dover, DE | 19 | $ 1,123,000 | $ 59,105 | $ 51,000 |
| El Paso, TX | 19 | $ 798,000 | $ 42,000 | $ 34,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 19 | $ 1,199,000 | $ 63,105 | $ 75,000 |
| Punta Gorda, FL | 19 | $ 1,566,000 | $ 82,421 | $ 53,000 |
| Shreveport-Bossier City, LA | 19 | $ 720,000 | $ 37,894 | $ 40,000 |
| Yakima, WA | 19 | $ 939,000 | $ 49,421 | $ 35,000 |
| Atlanta-Sandy Springs-Marietta, GA | 18 | $ 821,000 | $ 45,611 | $ 50,000 |
| Columbia, SC | 18 | $ 773,000 | $ 42,944 | $ 53,000 |
| Lakeland-Winter Haven, FL | 18 | $ 857,000 | $ 47,611 | $ 46,000 |
| Lebanon, PA | 18 | $ 992,000 | $ 55,111 | $ 42,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 18 | $ 675,000 | $ 37,500 | $ 34,333 |
| Amarillo, TX | 17 | $ 888,000 | $ 52,235 | $ 56,000 |
| Asheville, NC | 17 | $ 661,000 | $ 38,882 | $ 51,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 17 | $ 1,005,000 | $ 59,117 | $ 49,000 |
| Omaha-Council Bluffs, NE-IA | 17 | $ 806,000 | $ 47,411 | $ 51,117 |
| Wilmington, DE-MD-NJ | 17 | $ 924,000 | $ 54,352 | $ 46,235 |
| Hagerstown-Martinsburg, MD-WV | 16 | $ 842,000 | $ 52,625 | $ 51,625 |
| Huntington-Ashland, WV-KY-OH | 16 | $ 816,000 | $ 51,000 | $ 42,812 |
| Killeen-Temple-Fort Hood, TX | 16 | $ 799,000 | $ 49,937 | $ 50,000 |
| Lansing-East Lansing, MI | 16 | $ 792,000 | $ 49,500 | $ 48,000 |
| Akron, OH | 15 | $ 621,000 | $ 41,400 | $ 46,000 |
| Albuquerque, NM | 15 | $ 640,000 | $ 42,666 | $ 48,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 15 | $ 928,000 | $ 61,866 | $ 49,000 |
| Bloomington-Normal, IL | 15 | $ 567,000 | $ 37,800 | $ 55,000 |
| Sioux Falls, SD | 15 | $ 646,000 | $ 43,066 | $ 45,000 |
| Tuscaloosa, AL | 15 | $ 801,000 | $ 53,400 | $ 52,000 |
| Tyler, TX | 15 | $ 850,000 | $ 56,666 | $ 42,000 |
| College Station-Bryan, TX | 14 | $ 600,000 | $ 42,857 | $ 56,000 |
| Colorado Springs, CO | 14 | $ 554,000 | $ 39,571 | $ 46,000 |
| Corpus Christi, TX | 14 | $ 676,000 | $ 48,285 | $ 54,000 |
| Lake Havasu City-Kingman, AZ | 14 | $ 867,000 | $ 61,928 | $ 52,000 |
| McAllen-Edinburg-Mission, TX | 14 | $ 675,000 | $ 48,214 | $ 46,000 |
| Naples-Marco Island, FL | 14 | $ 1,117,000 | $ 79,785 | $ 82,000 |
| Rapid City, SD | 14 | $ 547,000 | $ 39,071 | $ 45,000 |
| Abilene, TX | 13 | $ 637,000 | $ 49,000 | $ 57,000 |
| Dayton, OH | 13 | $ 721,000 | $ 55,461 | $ 45,000 |
| Elkhart-Goshen, IN | 13 | $ 459,000 | $ 35,307 | $ 39,000 |
| Greenville-Mauldin-Easley, SC | 13 | $ 638,000 | $ 49,076 | $ 39,000 |
| Odessa, TX | 13 | $ 693,000 | $ 53,307 | $ 65,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 13 | $ 472,000 | $ 36,307 | $ 50,000 |
| Charlotte-Gastonia-Concord, NC-SC | 12 | $ 479,000 | $ 39,916 | $ 49,000 |
| Fort Smith, AR-OK | 12 | $ 630,000 | $ 52,500 | $ 42,000 |
| Fort Wayne, IN | 12 | $ 335,000 | $ 27,916 | $ 41,000 |
| Glens Falls, NY | 12 | $ 1,022,000 | $ 85,166 | $ 42,000 |
| Ithaca, NY | 12 | $ 1,114,000 | $ 92,833 | $ 43,000 |
| Knoxville, TN | 12 | $ 433,000 | $ 36,083 | $ 43,000 |
| Morgantown, WV | 12 | $ 602,000 | $ 50,166 | $ 40,000 |
| Ocala, FL | 12 | $ 566,000 | $ 47,166 | $ 56,000 |
| Owensboro, KY | 12 | $ 1,001,000 | $ 83,416 | $ 44,000 |
| Victoria, TX | 12 | $ 653,000 | $ 54,416 | $ 52,000 |
| Gary, IN | 11 | $ 311,000 | $ 28,272 | $ 43,000 |
| Goldsboro, NC | 11 | $ 605,000 | $ 55,000 | $ 40,000 |
| Iowa City, IA | 11 | $ 458,000 | $ 41,636 | $ 51,000 |
| Michigan City-La Porte, IN | 11 | $ 338,000 | $ 30,727 | $ 45,000 |
| Mobile, AL | 11 | $ 521,000 | $ 47,363 | $ 90,000 |
| Texarkana, Tx-Texarkana, AR | 11 | $ 516,000 | $ 46,909 | $ 54,727 |
| Wenatchee, WA | 11 | $ 909,000 | $ 82,636 | $ 73,000 |
| Cedar Rapids, IA | 10 | $ 325,000 | $ 32,500 | $ 43,000 |
| Champaign-Urbana, IL | 10 | $ 379,000 | $ 37,900 | $ 43,000 |
| Flint, MI | 10 | $ 396,000 | $ 39,600 | $ 46,000 |
| Gadsden, AL | 10 | $ 586,000 | $ 58,600 | $ 41,000 |
| Midland, TX | 10 | $ 457,000 | $ 45,700 | $ 37,000 |
| Mount Vernon-Anacortes, WA | 10 | $ 492,000 | $ 49,200 | $ 56,000 |
| Nassau-Suffolk, NY | 10 | $ 1,165,000 | $ 116,500 | $ 86,000 |
| Port St. Lucie, FL | 10 | $ 675,000 | $ 67,500 | $ 46,000 |
| Provo-Orem, UT | 10 | $ 396,000 | $ 39,600 | $ 39,000 |
| Raleigh-Cary, NC | 10 | $ 462,000 | $ 46,200 | $ 38,000 |
| Waterloo-Cedar Falls, IA | 10 | $ 357,000 | $ 35,700 | $ 35,000 |
| Carson City, NV | 9 | $ 338,000 | $ 37,555 | $ 51,000 |
| Corvallis, OR | 9 | $ 626,000 | $ 69,555 | $ 43,000 |
| Gainesville, GA | 9 | $ 300,000 | $ 33,333 | $ 39,000 |
| Great Falls, MT | 9 | $ 275,000 | $ 30,555 | $ 31,000 |
| Kankakee-Bradley, IL | 9 | $ 421,000 | $ 46,777 | $ 52,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 353,000 | $ 39,222 | $ 64,666 |
| Logan, UT-ID | 9 | $ 311,000 | $ 34,555 | $ 43,000 |
| Lubbock, TX | 9 | $ 369,000 | $ 41,000 | $ 47,000 |
| Lynchburg, VA | 9 | $ 453,000 | $ 50,333 | $ 43,000 |
| Merced, CA | 9 | $ 834,000 | $ 92,666 | $ 80,000 |
| Palm Bay-Melbourne-Titusville, FL | 9 | $ 427,000 | $ 47,444 | $ 39,000 |
| Pine Bluff, AR | 9 | $ 483,000 | $ 53,666 | $ 51,000 |
| Yuba City, CA | 9 | $ 456,000 | $ 50,666 | $ 49,000 |
| Boulder, CO | 8 | $ 335,000 | $ 41,875 | $ 60,000 |
| Kalamazoo-Portage, MI | 8 | $ 266,000 | $ 33,250 | $ 45,000 |
| La Crosse, WI-MN | 8 | $ 314,000 | $ 39,250 | $ 41,000 |
| Savannah, GA | 8 | $ 365,000 | $ 45,625 | $ 52,000 |
| Scranton--Wilkes-Barre, PA | 8 | $ 394,000 | $ 49,250 | $ 50,000 |
| Springfield, IL | 8 | $ 279,000 | $ 34,875 | $ 44,000 |
| Springfield, MO | 8 | $ 432,000 | $ 54,000 | $ 63,000 |
| St. Cloud, MN | 8 | $ 280,000 | $ 35,000 | $ 38,000 |
| Yuma, AZ | 8 | $ 496,000 | $ 62,000 | $ 51,000 |
| Anderson, IN | 7 | $ 379,000 | $ 54,142 | $ 46,000 |
| Anderson, SC | 7 | $ 468,000 | $ 66,857 | $ 62,000 |
| Canton-Massillon, OH | 7 | $ 247,000 | $ 35,285 | $ 34,000 |
| Chattanooga, TN-GA | 7 | $ 313,000 | $ 44,714 | $ 38,142 |
| Clarksville, TN-KY | 7 | $ 320,000 | $ 45,714 | $ 43,142 |
| Columbia, MO | 7 | $ 289,000 | $ 41,285 | $ 37,000 |
| Fayetteville, NC | 7 | $ 285,000 | $ 40,714 | $ 51,000 |
| Flagstaff, AZ | 7 | $ 311,000 | $ 44,428 | $ 51,000 |
| Greensboro-High Point, NC | 7 | $ 338,000 | $ 48,285 | $ 41,000 |
| Hanford-Corcoran, CA | 7 | $ 385,000 | $ 55,000 | $ 64,000 |
| Huntsville, AL | 7 | $ 334,000 | $ 47,714 | $ 48,000 |
| Las Cruces, NM | 7 | $ 301,000 | $ 43,000 | $ 40,000 |
| Macon, GA | 7 | $ 306,000 | $ 43,714 | $ 40,000 |
| Pascagoula, MS | 7 | $ 316,000 | $ 45,142 | $ 38,000 |
| Racine, WI | 7 | $ 495,000 | $ 70,714 | $ 49,000 |
| Rochester, MN | 7 | $ 219,000 | $ 31,285 | $ 60,000 |
| Santa Fe, NM | 7 | $ 464,000 | $ 66,285 | $ 78,000 |
| Valdosta, GA | 7 | $ 290,000 | $ 41,428 | $ 40,000 |
| Waco, TX | 7 | $ 308,000 | $ 44,000 | $ 50,000 |
| Winchester, VA-WV | 7 | $ 445,000 | $ 63,571 | $ 50,000 |
| Auburn-Opelika, AL | 6 | $ 239,000 | $ 39,833 | $ 60,000 |
| Bellingham, WA | 6 | $ 434,000 | $ 72,333 | $ 43,000 |
| Bismarck, ND | 6 | $ 256,000 | $ 42,666 | $ 38,000 |
| Eau Claire, WI | 6 | $ 261,000 | $ 43,500 | $ 36,000 |
| Farmington, NM | 6 | $ 360,000 | $ 60,000 | $ 63,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 299,000 | $ 49,833 | $ 31,000 |
| Grand Forks, ND-MN | 6 | $ 264,000 | $ 44,000 | $ 36,666 |
| Green Bay, WI | 6 | $ 197,000 | $ 32,833 | $ 51,000 |
| Hot Springs, AR | 6 | $ 308,000 | $ 51,333 | $ 50,000 |
| Jackson, MI | 6 | $ 544,000 | $ 90,666 | $ 35,000 |
| Joplin, MO | 6 | $ 263,000 | $ 43,833 | $ 35,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 243,000 | $ 40,500 | $ 41,500 |
| Madera, CA | 6 | $ 380,000 | $ 63,333 | $ 54,000 |
| Oshkosh-Neenah, WI | 6 | $ 244,000 | $ 40,666 | $ 52,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 6 | $ 306,000 | $ 51,000 | $ 58,000 |
| Richmond, VA | 6 | $ 222,000 | $ 37,000 | $ 45,000 |
| Wheeling, WV-OH | 6 | $ 225,000 | $ 37,500 | $ 22,333 |
| Anniston-Oxford, AL | 5 | $ 301,000 | $ 60,200 | $ 60,000 |
| Charlottesville, VA | 5 | $ 165,000 | $ 33,000 | $ 48,000 |
| Cheyenne, WY | 5 | $ 191,000 | $ 38,200 | $ 52,000 |
| Cleveland, TN | 5 | $ 176,000 | $ 35,200 | $ 34,000 |
| Columbus, GA-AL | 5 | $ 158,000 | $ 31,600 | $ 43,800 |
| Columbus, IN | 5 | $ 175,000 | $ 35,000 | $ 35,000 |
| El Centro, CA | 5 | $ 433,000 | $ 86,600 | $ 44,000 |
| Gulfport-Biloxi, MS | 5 | $ 305,000 | $ 61,000 | $ 34,000 |
| Johnson City, TN | 5 | $ 279,000 | $ 55,800 | $ 40,000 |
| Kingston, NY | 5 | $ 234,000 | $ 46,800 | $ 42,000 |
| Lexington-Fayette, KY | 5 | $ 127,000 | $ 25,400 | $ 43,000 |
| Madison, WI | 5 | $ 204,000 | $ 40,800 | $ 40,000 |
| Morristown, TN | 5 | $ 523,000 | $ 104,600 | $ 43,000 |
| Pocatello, ID | 5 | $ 227,000 | $ 45,400 | $ 59,000 |
| Rocky Mount, NC | 5 | $ 207,000 | $ 41,400 | $ 47,000 |
| San Angelo, TX | 5 | $ 221,000 | $ 44,200 | $ 33,000 |
| Sheboygan, WI | 5 | $ 176,000 | $ 35,200 | $ 53,000 |
| Sioux City, IA-NE-SD | 5 | $ 166,000 | $ 33,200 | $ 42,400 |
| Tallahassee, FL | 5 | $ 255,000 | $ 51,000 | $ 40,000 |
| Topeka, KS | 5 | $ 170,000 | $ 34,000 | $ 51,000 |
| Wichita Falls, TX | 5 | $ 235,000 | $ 47,000 | $ 38,000 |
| Bloomington, IN | 4 | $ 210,000 | $ 52,500 | $ 58,000 |
| Elizabethtown, KY | 4 | $ 343,000 | $ 85,750 | $ 55,000 |
| Florence, SC | 4 | $ 200,000 | $ 50,000 | $ 34,000 |
| Fort Walton Beach-Crestview-Destin, FL | 4 | $ 223,000 | $ 55,750 | $ 36,000 |
| Gainesville, FL | 4 | $ 418,000 | $ 104,500 | $ 52,000 |
| Greenville, NC | 4 | $ 200,000 | $ 50,000 | $ 36,000 |
| Hinesville-Fort Stewart, GA | 4 | $ 200,000 | $ 50,000 | $ 54,000 |
| Holland-Grand Haven, MI | 4 | $ 116,000 | $ 29,000 | $ 40,000 |
| Idaho Falls, ID | 4 | $ 126,000 | $ 31,500 | $ 35,000 |
| Jonesboro, AR | 4 | $ 229,000 | $ 57,250 | $ 51,000 |
| Lima, OH | 4 | $ 149,000 | $ 37,250 | $ 22,000 |
| Niles-Benton Harbor, MI | 4 | $ 131,000 | $ 32,750 | $ 67,000 |
| Panama City-Lynn Haven, FL | 4 | $ 369,000 | $ 92,250 | $ 48,000 |
| Salisbury, MD | 4 | $ 187,000 | $ 46,750 | $ 40,000 |
| Sebastian-Vero Beach, FL | 4 | $ 290,000 | $ 72,500 | $ 52,000 |
| Springfield, OH | 4 | $ 205,000 | $ 51,250 | $ 36,000 |
| Williamsport, PA | 4 | $ 183,000 | $ 45,750 | $ 41,000 |
| Wilmington, NC | 4 | $ 289,000 | $ 72,250 | $ 62,000 |
| Albany, GA | 3 | $ 93,000 | $ 31,000 | $ 57,000 |
| Altoona, PA | 3 | $ 114,000 | $ 38,000 | $ 44,000 |
| Ames, IA | 3 | $ 125,000 | $ 41,666 | $ 42,000 |
| Athens-Clarke County, GA | 3 | $ 139,000 | $ 46,333 | $ 42,000 |
| Duluth, MN-WI | 3 | $ 85,000 | $ 28,333 | $ 50,000 |
| Elmira, NY | 3 | $ 184,000 | $ 61,333 | $ 32,000 |
| Erie, PA | 3 | $ 105,000 | $ 35,000 | $ 33,000 |
| Fargo, ND-MN | 3 | $ 89,000 | $ 29,666 | $ 34,000 |
| Florence-Muscle Shoals, AL | 3 | $ 90,000 | $ 30,000 | $ 28,000 |
| Jacksonville, NC | 3 | $ 96,000 | $ 32,000 | $ 53,000 |
| Lafayette, IN | 3 | $ 120,000 | $ 40,000 | $ 39,000 |
| Mansfield, OH | 3 | $ 164,000 | $ 54,666 | $ 41,000 |
| New York-White Plains-Wayne, NY-NJ | 3 | $ 234,000 | $ 78,000 | $ 83,000 |
| Sherman-Denison, TX | 3 | $ 139,000 | $ 46,333 | $ 96,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 96,000 | $ 32,000 | $ 66,333 |
| Spartanburg, SC | 3 | $ 97,000 | $ 32,333 | $ 43,000 |
| State College, PA | 3 | $ 84,000 | $ 28,000 | $ 30,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 237,000 | $ 79,000 | $ 51,333 |
| Appleton, WI | 2 | $ 63,000 | $ 31,500 | $ 50,000 |
| Bethesda-Frederick-Gaithersburg, MD | 2 | $ 66,000 | $ 33,000 | $ 125,000 |
| Bowling Green, KY | 2 | $ 160,000 | $ 80,000 | $ 47,000 |
| Brownsville-Harlingen, TX | 2 | $ 70,000 | $ 35,000 | $ 39,000 |
| Brunswick, GA | 2 | $ 96,000 | $ 48,000 | $ 31,000 |
| Burlington-South Burlington, VT | 2 | $ 221,000 | $ 110,500 | $ 40,000 |
| Casper, WY | 2 | $ 73,000 | $ 36,500 | $ 44,000 |
| Cumberland, MD-WV | 2 | $ 160,000 | $ 80,000 | $ 36,000 |
| Danville, VA | 2 | $ 82,000 | $ 41,000 | $ 45,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 86,000 | $ 43,000 | $ 51,000 |
| Decatur, AL | 2 | $ 154,000 | $ 77,000 | $ 43,000 |
| Durham, NC | 2 | $ 68,000 | $ 34,000 | $ 45,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 106,000 | $ 53,000 | $ 25,000 |
| Jefferson City, MO | 2 | $ 45,000 | $ 22,500 | $ 37,000 |
| Laredo, TX | 2 | $ 73,000 | $ 36,500 | $ 28,000 |
| Lawrence, KS | 2 | $ 63,000 | $ 31,500 | $ 40,000 |
| Muskegon-Norton Shores, MI | 2 | $ 115,000 | $ 57,500 | $ 64,000 |
| Newark-Union, NJ-PA | 2 | $ 187,000 | $ 93,500 | $ 37,000 |
| Peoria, IL | 2 | $ 66,000 | $ 33,000 | $ 41,000 |
| Rockingham County-Strafford County, NH | 2 | $ 93,000 | $ 46,500 | $ 68,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 64,000 | $ 32,000 | $ 39,000 |
| St. Joseph, MO-KS | 2 | $ 82,000 | $ 41,000 | $ 30,000 |
| Terre Haute, IN | 2 | $ 108,000 | $ 54,000 | $ 27,000 |
| Winston-Salem, NC | 2 | $ 50,000 | $ 25,000 | $ 35,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 101,000 | $ 50,500 | $ 38,500 |
| Battle Creek, MI | 1 | $ 12,000 | $ 12,000 | $ 37,000 |
| Bay City, MI | 1 | $ 51,000 | $ 51,000 | $ 65,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 39,000 | $ 39,000 | $ 50,000 |
| Burlington, NC | 1 | $ 213,000 | $ 213,000 | $ 59,000 |
| Cambridge-Newton-Framingham, MA | 1 | $ 150,000 | $ 150,000 | $ 79,000 |
| Camden, NJ | 1 | $ 47,000 | $ 47,000 | $ 83,000 |
| Dalton, GA | 1 | $ 79,000 | $ 79,000 | $ 41,000 |
| Danville, IL | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Edison-New Brunswick, NJ | 1 | $ 84,000 | $ 84,000 | $ 14,000 |
| Fond Du Lac, WI | 1 | $ 18,000 | $ 18,000 | $ 24,000 |
| Janesville, WI | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| Kokomo, IN | 1 | $ 30,000 | $ 30,000 | $ 29,000 |
| Lawton, OK | 1 | $ 51,000 | $ 51,000 | $ 42,000 |
| Lewiston, ID-WA | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Lewiston-Auburn, ME | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| Lincoln, NE | 1 | $ 51,000 | $ 51,000 | $ 52,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 36,000 | $ 36,000 | $ 76,000 |
| Muncie, IN | 1 | $ 34,000 | $ 34,000 | $ 28,000 |
| Palm Coast, FL | 1 | $ 37,000 | $ 37,000 | $ 27,000 |
| Providence-New Bedford-Fall River, RI-MA | 1 | $ 87,000 | $ 87,000 | $ 54,000 |
| Roanoke, VA | 1 | $ 32,000 | $ 32,000 | $ 46,000 |
| Rockford, IL | 1 | $ 43,000 | $ 43,000 | $ 31,000 |
| Rome, GA | 1 | $ 69,000 | $ 69,000 | $ 45,000 |
| Springfield, MA | 1 | $ 40,000 | $ 40,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for CU Factory Built Lending, LP in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,047 | $623,642,000 | $62,000 | $840,000 | $50,000 | $1,074,000 |
| Refinancing | 6,280 | $365,186,000 | $58,000 | $619,000 | $56,000 | $1,879,000 |
| Home Improvement | 58 | $3,353,000 | $57,000 | $170,000 | $57,000 | $168,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,044 | $723,695,000 | $60,000 | $840,000 | $51,000 | $1,296,000 |
| Not Provided | 2,925 | $180,180,000 | $61,000 | $558,000 | $58,000 | $1,879,000 |
| Hispanic | 876 | $54,582,000 | $62,000 | $225,000 | $52,000 | $500,000 |
| Black or African American | 324 | $18,803,000 | $58,000 | $280,000 | $43,000 | $649,000 |
| Asian | 140 | $9,424,000 | $67,000 | $238,000 | $57,000 | $300,000 |
| American Indian or Alaskan Native | 59 | $4,231,000 | $71,000 | $500,000 | $59,000 | $820,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $1,266,000 | $74,000 | $171,000 | $59,000 | $114,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,385 | $992,181,000 | $60,000 | $840,000 | $52,000 | $1,879,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 7,998 | $488,708,000 | $61,000 | $840,000 | $49,000 | $1,879,000 |
| Application Approved But Not Accepted | 4,792 | $294,846,000 | $61,000 | $500,000 | $57,000 | $1,296,000 |
| Loan Originated | 3,424 | $196,996,000 | $57,000 | $330,000 | $53,000 | $483,000 |
| Application Withdrawn By Applicant | 171 | $11,631,000 | $68,000 | $253,000 | $65,000 | $399,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into CU Factory Built Lending, LP's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess CU Factory Built Lending, LP's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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