CU Factory Built Lending, LP Mortgage Lending & HMDA Data, 2008

In 2008, CU Factory Built Lending, LP of San Antonio, TX reported 16,385 mortgage applications totaling $992.2 million, up 2% from 2007. The average application was for $60,554, and applicants reported an average income of $52,324. 21% of its applications resulted in an originated loan and 49% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (574), Riverside-San Bernardino-Ontario, CA (484) and San Diego-Carlsbad-San Marcos, CA (439) (applications in parentheses).

Mortgage Company & Address CU Factory Built Lending, LP
6061 Ih-10 West
San Antonio, TX 78201
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 16,385
Total Mortgage Loan Application Amount $992,181,000
Average Mortgage Loan Application Amount $60,554
Highest Mortgage Loan Application Amount $840,000
Average Applicant Income $52,324
Highest Applicant Income $1,879,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records CU Factory Built Lending, LP filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for CU Factory Built Lending, LP by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 574 $ 46,996,000 $ 81,874 $ 73,000
San Diego, California 439 $ 33,947,000 $ 77,328 $ 61,000
Orange, California 434 $ 37,518,000 $ 86,447 $ 79,000
Santa Clara, California 429 $ 42,317,000 $ 98,641 $ 80,000
Maricopa, Arizona 267 $ 14,449,000 $ 54,116 $ 57,000
Riverside, California 254 $ 16,169,000 $ 63,657 $ 59,000
San Bernardino, California 230 $ 14,348,000 $ 62,382 $ 60,000
Ventura, California 124 $ 11,774,000 $ 94,951 $ 63,000
Pinal, Arizona 118 $ 7,486,000 $ 63,440 $ 58,000
Sonoma, California 117 $ 9,899,000 $ 84,606 $ 57,000
Alameda, California 111 $ 10,458,000 $ 94,216 $ 66,000
King, Washington 109 $ 6,366,000 $ 58,403 $ 58,000
Pierce, Washington 97 $ 7,275,000 $ 75,000 $ 55,000
Lane, Oregon 90 $ 4,245,000 $ 47,166 $ 45,000
Sacramento, California 82 $ 4,402,000 $ 53,682 $ 59,000
Clark, Nevada 76 $ 3,301,000 $ 43,434 $ 49,000
Snohomish, Washington 65 $ 3,811,000 $ 58,630 $ 53,000
Contra Costa, California 64 $ 4,330,000 $ 67,656 $ 63,000
Anne Arundel, Maryland 62 $ 3,729,000 $ 60,145 $ 61,000
Bexar, Texas 61 $ 2,539,000 $ 41,622 $ 48,000
Marion, Oregon 60 $ 2,805,000 $ 46,750 $ 55,000
Pima, Arizona 56 $ 3,054,000 $ 54,535 $ 47,000
San Luis Obispo, California 52 $ 5,429,000 $ 104,403 $ 71,000
San Mateo, California 51 $ 5,324,000 $ 104,392 $ 79,000
Jackson, Oregon 51 $ 2,886,000 $ 56,588 $ 44,000
Thurston, Washington 50 $ 3,341,000 $ 66,820 $ 50,000
Saratoga, New York 49 $ 3,129,000 $ 63,857 $ 46,000
Napa, California 47 $ 3,440,000 $ 73,191 $ 68,000
Fresno, California 46 $ 2,671,000 $ 58,065 $ 47,000
Hillsborough, Florida 45 $ 2,138,000 $ 47,511 $ 43,000
Washoe, Nevada 45 $ 2,305,000 $ 51,222 $ 51,000
Clark, Washington 44 $ 2,382,000 $ 54,136 $ 45,000
Clackamas, Oregon 43 $ 1,669,000 $ 38,813 $ 53,000
Rapides, Louisiana 42 $ 1,656,000 $ 39,428 $ 45,000
Ontario, New York 42 $ 2,729,000 $ 64,976 $ 45,000
Kern, California 41 $ 2,549,000 $ 62,170 $ 65,000
Oakland, Michigan 40 $ 1,803,000 $ 45,075 $ 48,000
Washtenaw, Michigan 40 $ 1,787,000 $ 44,675 $ 49,000
Wayne, Michigan 40 $ 1,510,000 $ 37,750 $ 35,000
Travis, Texas 40 $ 1,889,000 $ 47,225 $ 53,000
Santa Cruz, California 39 $ 5,192,000 $ 133,128 $ 65,000
Salt Lake, Utah 39 $ 1,538,000 $ 39,435 $ 43,000
Anoka, Minnesota 38 $ 1,492,000 $ 39,263 $ 46,000
Washington, Oregon 37 $ 1,763,000 $ 47,648 $ 49,000
Santa Barbara, California 36 $ 2,815,000 $ 78,194 $ 51,000
Lee, Florida 36 $ 2,624,000 $ 72,888 $ 56,000
Kootenai, Idaho 35 $ 1,499,000 $ 42,828 $ 44,000
Macomb, Michigan 35 $ 1,274,000 $ 36,400 $ 47,000
Clinton, New York 35 $ 3,303,000 $ 94,371 $ 45,000
Harris, Texas 35 $ 1,510,000 $ 43,142 $ 56,000
Yavapai, Arizona 34 $ 1,608,000 $ 47,294 $ 50,000
Calcasieu, Louisiana 34 $ 1,712,000 $ 50,352 $ 46,000
Ramsey, Minnesota 34 $ 1,252,000 $ 36,823 $ 41,000
Missoula, Montana 34 $ 1,421,000 $ 41,794 $ 44,000
Monterey, California 33 $ 2,995,000 $ 90,757 $ 72,000
Wright, Minnesota 33 $ 1,469,000 $ 44,515 $ 42,000
Cayuga, New York 33 $ 2,286,000 $ 69,272 $ 45,000
Oneida, New York 33 $ 2,448,000 $ 74,181 $ 46,000
Lancaster, Pennsylvania 33 $ 1,507,000 $ 45,666 $ 46,000
Spokane, Washington 33 $ 1,787,000 $ 54,151 $ 45,000
Sussex, Delaware 32 $ 2,105,000 $ 65,781 $ 63,000
Miami-Dade, Florida 31 $ 1,542,000 $ 49,741 $ 41,000
Butte, California 30 $ 1,587,000 $ 52,900 $ 45,000
San Joaquin, California 30 $ 1,535,000 $ 51,166 $ 52,000
Tulare, California 30 $ 2,001,000 $ 66,700 $ 51,000
Adams, Colorado 30 $ 1,130,000 $ 37,666 $ 48,000
Monroe, Michigan 30 $ 1,153,000 $ 38,433 $ 45,000
Douglas, Oregon 30 $ 1,674,000 $ 55,800 $ 45,000
Kitsap, Washington 30 $ 1,762,000 $ 58,733 $ 53,000
Volusia, Florida 29 $ 1,113,000 $ 38,379 $ 47,000
Livingston, Louisiana 29 $ 1,416,000 $ 48,827 $ 56,000
Herkimer, New York 29 $ 1,699,000 $ 58,586 $ 48,000
Lewis, Washington 29 $ 1,922,000 $ 66,275 $ 57,000
Dakota, Minnesota 28 $ 1,322,000 $ 47,214 $ 52,000
Oswego, New York 28 $ 2,381,000 $ 85,035 $ 59,000
Horry, South Carolina 28 $ 1,498,000 $ 53,500 $ 53,000
Lafayette, Louisiana 27 $ 1,117,000 $ 41,370 $ 51,000
Yellowstone, Montana 27 $ 1,150,000 $ 42,592 $ 46,000
Franklin, Ohio 27 $ 974,000 $ 36,074 $ 37,000
Hardin, Texas 27 $ 1,367,000 $ 50,629 $ 53,000
Shasta, California 26 $ 1,325,000 $ 50,961 $ 47,000
Stanislaus, California 26 $ 1,333,000 $ 51,269 $ 58,000
Ada, Idaho 26 $ 1,020,000 $ 39,230 $ 46,000
Multnomah, Oregon 26 $ 1,064,000 $ 40,923 $ 46,000
Chester, Pennsylvania 26 $ 1,294,000 $ 49,769 $ 44,000
York, Pennsylvania 26 $ 1,280,000 $ 49,230 $ 52,000
Placer, California 25 $ 1,499,000 $ 59,960 $ 55,000
Mesa, Colorado 25 $ 1,923,000 $ 76,920 $ 45,000
Orange, Florida 25 $ 1,156,000 $ 46,240 $ 47,000
Ouachita, Louisiana 25 $ 981,000 $ 39,240 $ 41,000
El Dorado, California 24 $ 1,767,000 $ 73,625 $ 59,000
Weld, Colorado 24 $ 1,159,000 $ 48,291 $ 48,000
Pinellas, Florida 24 $ 1,171,000 $ 48,791 $ 60,000
Wayne, New York 24 $ 1,468,000 $ 61,166 $ 47,000
Montgomery, Texas 24 $ 1,309,000 $ 54,541 $ 61,000
Baldwin, Alabama 23 $ 1,222,000 $ 53,130 $ 52,000
Larimer, Colorado 23 $ 920,000 $ 40,000 $ 41,000
Sedgwick, Kansas 23 $ 1,330,000 $ 57,826 $ 44,000
Chenango, New York 23 $ 1,470,000 $ 63,913 $ 45,000
Deschutes, Oregon 23 $ 1,066,000 $ 46,347 $ 55,000
Linn, Oregon 23 $ 788,000 $ 34,260 $ 44,000
Orange, Texas 23 $ 1,311,000 $ 57,000 $ 60,000
Solano, California 22 $ 1,439,000 $ 65,409 $ 72,000
Broward, Florida 22 $ 1,162,000 $ 52,818 $ 63,000
Livingston, Michigan 22 $ 1,174,000 $ 53,363 $ 51,000
Benton, Washington 22 $ 989,000 $ 44,954 $ 44,000
Cook, Illinois 21 $ 922,000 $ 43,904 $ 47,000
Pike, Kentucky 21 $ 1,387,000 $ 66,047 $ 58,000
Howard, Maryland 21 $ 1,260,000 $ 60,000 $ 90,000
Berks, Pennsylvania 21 $ 1,081,000 $ 51,476 $ 38,000
Cowlitz, Washington 21 $ 1,242,000 $ 59,142 $ 54,000
Kent, Michigan 20 $ 697,000 $ 34,850 $ 38,000
Bucks, Pennsylvania 20 $ 1,465,000 $ 73,250 $ 44,000
Comal, Texas 20 $ 932,000 $ 46,600 $ 49,000
Houston, Alabama 19 $ 919,000 $ 48,368 $ 40,000
Yolo, California 19 $ 1,365,000 $ 71,842 $ 59,000
Kent, Delaware 19 $ 1,123,000 $ 59,105 $ 51,000
Charlotte, Florida 19 $ 1,566,000 $ 82,421 $ 53,000
Broome, New York 19 $ 1,361,000 $ 71,631 $ 53,000
Erie, New York 19 $ 1,163,000 $ 61,210 $ 50,000
Yamhill, Oregon 19 $ 933,000 $ 49,105 $ 46,000
El Paso, Texas 19 $ 798,000 $ 42,000 $ 34,000
Yakima, Washington 19 $ 939,000 $ 49,421 $ 35,000
Duval, Florida 18 $ 1,095,000 $ 60,833 $ 54,000
Escambia, Florida 18 $ 1,030,000 $ 57,222 $ 41,000
Polk, Florida 18 $ 857,000 $ 47,611 $ 46,000
Jefferson, Kentucky 18 $ 702,000 $ 39,000 $ 36,000
Washington, Minnesota 18 $ 799,000 $ 44,388 $ 54,000
Lebanon, Pennsylvania 18 $ 992,000 $ 55,111 $ 42,000
Montgomery, Pennsylvania 18 $ 1,392,000 $ 77,333 $ 50,000
Harrison, Texas 18 $ 965,000 $ 53,611 $ 54,000
Grant, Washington 18 $ 741,000 $ 41,166 $ 44,000
Blount, Alabama 17 $ 720,000 $ 42,352 $ 41,000
Escambia, Alabama 17 $ 854,000 $ 50,235 $ 40,000
Polk, Iowa 17 $ 579,000 $ 34,058 $ 50,000
St. Martin, Louisiana 17 $ 822,000 $ 48,352 $ 42,000
Otsego, New York 17 $ 1,355,000 $ 79,705 $ 54,000
Jefferson, Alabama 16 $ 801,000 $ 50,062 $ 51,000
Manatee, Florida 16 $ 1,259,000 $ 78,687 $ 72,000
Osceola, Florida 16 $ 1,085,000 $ 67,812 $ 64,000
Perry, Kentucky 16 $ 763,000 $ 47,687 $ 49,000
Jones, Mississippi 16 $ 759,000 $ 47,437 $ 37,000
Jefferson, Missouri 16 $ 536,000 $ 33,500 $ 46,000
Franklin, New York 16 $ 1,595,000 $ 99,687 $ 47,000
Jefferson, New York 16 $ 1,137,000 $ 71,062 $ 46,000
Denton, Texas 16 $ 734,000 $ 45,875 $ 45,000
Davis, Utah 16 $ 709,000 $ 44,312 $ 45,000
Kanawha, West Virginia 16 $ 882,000 $ 55,125 $ 35,000
McLean, Illinois 15 $ 567,000 $ 37,800 $ 55,000
Ascension, Louisiana 15 $ 852,000 $ 56,800 $ 52,000
Beauregard, Louisiana 15 $ 860,000 $ 57,333 $ 54,000
St. Tammany, Louisiana 15 $ 987,000 $ 65,800 $ 37,000
St. Charles, Missouri 15 $ 508,000 $ 33,866 $ 44,000
Albany, New York 15 $ 840,000 $ 56,000 $ 40,000
Livingston, New York 15 $ 864,000 $ 57,600 $ 43,000
Wood, Ohio 15 $ 587,000 $ 39,133 $ 48,000
Allegheny, Pennsylvania 15 $ 1,140,000 $ 76,000 $ 55,000
Washington, Pennsylvania 15 $ 987,000 $ 65,800 $ 43,000
Gregg, Texas 15 $ 744,000 $ 49,600 $ 51,000
Smith, Texas 15 $ 850,000 $ 56,666 $ 42,000
Harrison, West Virginia 15 $ 744,000 $ 49,600 $ 34,000
Talladega, Alabama 14 $ 815,000 $ 58,214 $ 43,000
Mohave, Arizona 14 $ 867,000 $ 61,928 $ 52,000
Union, Arkansas 14 $ 530,000 $ 37,857 $ 39,000
Mendocino, California 14 $ 1,328,000 $ 94,857 $ 49,000
Collier, Florida 14 $ 1,117,000 $ 79,785 $ 82,000
Johnson, Kansas 14 $ 603,000 $ 43,071 $ 57,000
Baltimore, Maryland 14 $ 866,000 $ 61,857 $ 50,000
Fulton, New York 14 $ 992,000 $ 70,857 $ 44,000
Orange, New York 14 $ 827,000 $ 59,071 $ 85,000
Hancock, Ohio 14 $ 483,000 $ 34,500 $ 35,000
Adams, Pennsylvania 14 $ 766,000 $ 54,714 $ 59,000
Cumberland, Pennsylvania 14 $ 557,000 $ 39,785 $ 45,000
Guadalupe, Texas 14 $ 796,000 $ 56,857 $ 51,000
Henderson, Texas 14 $ 688,000 $ 49,142 $ 58,000
Hidalgo, Texas 14 $ 675,000 $ 48,214 $ 46,000
Johnson, Texas 14 $ 684,000 $ 48,857 $ 58,000
Tarrant, Texas 14 $ 614,000 $ 43,857 $ 49,000
Wise, Virginia 14 $ 975,000 $ 69,642 $ 48,000
Saline, Arkansas 13 $ 635,000 $ 48,846 $ 48,000
White, Arkansas 13 $ 611,000 $ 47,000 $ 52,000
El Paso, Colorado 13 $ 507,000 $ 39,000 $ 47,000
Palm Beach, Florida 13 $ 472,000 $ 36,307 $ 50,000
Canyon, Idaho 13 $ 488,000 $ 37,538 $ 39,000
Elkhart, Indiana 13 $ 459,000 $ 35,307 $ 39,000
Letcher, Kentucky 13 $ 883,000 $ 67,923 $ 52,000
Acadia, Louisiana 13 $ 689,000 $ 53,000 $ 37,000
Tangipahoa, Louisiana 13 $ 629,000 $ 48,384 $ 41,000
Vernon, Louisiana 13 $ 465,000 $ 35,769 $ 53,000
St. Clair, Michigan 13 $ 458,000 $ 35,230 $ 43,000
Schoharie, New York 13 $ 588,000 $ 45,230 $ 42,000
Sullivan, New York 13 $ 859,000 $ 66,076 $ 52,000
Portage, Ohio 13 $ 484,000 $ 37,230 $ 47,000
Polk, Oregon 13 $ 779,000 $ 59,923 $ 48,000
Butler, Pennsylvania 13 $ 512,000 $ 39,384 $ 50,000
Westmoreland, Pennsylvania 13 $ 734,000 $ 56,461 $ 62,000
Pennington, South Dakota 13 $ 517,000 $ 39,769 $ 42,000
Ector, Texas 13 $ 693,000 $ 53,307 $ 65,000
Hays, Texas 13 $ 541,000 $ 41,615 $ 45,000
Fairfax, Virginia 13 $ 975,000 $ 75,000 $ 90,000
Shelby, Alabama 12 $ 599,000 $ 49,916 $ 44,000
Lake, California 12 $ 955,000 $ 79,583 $ 53,000
Nevada, California 12 $ 1,463,000 $ 121,916 $ 65,000
Lake, Florida 12 $ 557,000 $ 46,416 $ 47,000
Marion, Florida 12 $ 566,000 $ 47,166 $ 56,000
Seminole, Florida 12 $ 540,000 $ 45,000 $ 100,000
Floyd, Kentucky 12 $ 816,000 $ 68,000 $ 45,000
Meade, Kentucky 12 $ 1,078,000 $ 89,833 $ 48,000
Lafourche, Louisiana 12 $ 605,000 $ 50,416 $ 48,000
Carver, Minnesota 12 $ 598,000 $ 49,833 $ 52,000
Lincoln, Mississippi 12 $ 653,000 $ 54,416 $ 54,000
St. Lawrence, New York 12 $ 849,000 $ 70,750 $ 42,000
Tompkins, New York 12 $ 1,114,000 $ 92,833 $ 43,000
Licking, Ohio 12 $ 460,000 $ 38,333 $ 37,000
Lorain, Ohio 12 $ 403,000 $ 33,583 $ 46,000
Creek, Oklahoma 12 $ 665,000 $ 55,416 $ 52,000
Oklahoma, Oklahoma 12 $ 712,000 $ 59,333 $ 37,000
Josephine, Oregon 12 $ 523,000 $ 43,583 $ 37,000
Berkeley, South Carolina 12 $ 773,000 $ 64,416 $ 104,000
Brazoria, Texas 12 $ 641,000 $ 53,416 $ 54,000
Liberty, Texas 12 $ 652,000 $ 54,333 $ 56,000
Upshur, West Virginia 12 $ 762,000 $ 63,500 $ 31,000
Bibb, Alabama 11 $ 597,000 $ 54,272 $ 49,000
Cullman, Alabama 11 $ 630,000 $ 57,272 $ 39,000
Mobile, Alabama 11 $ 521,000 $ 47,363 $ 90,000
Tuscaloosa, Alabama 11 $ 616,000 $ 56,000 $ 50,000
St. Clair, Illinois 11 $ 507,000 $ 46,090 $ 42,000
Allen, Indiana 11 $ 314,000 $ 28,545 $ 42,000
LaPorte, Indiana 11 $ 338,000 $ 30,727 $ 45,000
Johnson, Iowa 11 $ 458,000 $ 41,636 $ 51,000
Lincoln, Louisiana 11 $ 634,000 $ 57,636 $ 56,000
Sabine, Louisiana 11 $ 699,000 $ 63,545 $ 59,000
Vermilion, Louisiana 11 $ 488,000 $ 44,363 $ 55,000
Carroll, Maryland 11 $ 738,000 $ 67,090 $ 48,000
Prince George's, Maryland 11 $ 628,000 $ 57,090 $ 104,000
Copiah, Mississippi 11 $ 512,000 $ 46,545 $ 53,000
Cass, Missouri 11 $ 416,000 $ 37,818 $ 43,000
Douglas, Nevada 11 $ 679,000 $ 61,727 $ 52,000
Essex, New York 11 $ 850,000 $ 77,272 $ 43,000
Madison, New York 11 $ 733,000 $ 66,636 $ 42,000
Onondaga, New York 11 $ 672,000 $ 61,090 $ 39,000
Seneca, New York 11 $ 858,000 $ 78,000 $ 41,000
Wayne, North Carolina 11 $ 605,000 $ 55,000 $ 40,000
Clermont, Ohio 11 $ 494,000 $ 44,909 $ 33,000
Lucas, Ohio 11 $ 452,000 $ 41,090 $ 56,000
Schuylkill, Pennsylvania 11 $ 751,000 $ 68,272 $ 45,000
Angelina, Texas 11 $ 543,000 $ 49,363 $ 40,000
Atascosa, Texas 11 $ 520,000 $ 47,272 $ 59,000
Jasper, Texas 11 $ 483,000 $ 43,909 $ 43,000
Rusk, Texas 11 $ 738,000 $ 67,090 $ 60,000
Etowah, Alabama 10 $ 586,000 $ 58,600 $ 41,000
Montgomery, Alabama 10 $ 390,000 $ 39,000 $ 46,000
St. Clair, Alabama 10 $ 503,000 $ 50,300 $ 40,000
Humboldt, California 10 $ 686,000 $ 68,600 $ 53,000
Tuolumne, California 10 $ 725,000 $ 72,500 $ 57,000
Jefferson, Colorado 10 $ 483,000 $ 48,300 $ 47,000
Nassau, Florida 10 $ 602,000 $ 60,200 $ 46,000
St. Lucie, Florida 10 $ 675,000 $ 67,500 $ 46,000
Champaign, Illinois 10 $ 379,000 $ 37,900 $ 43,000
Black Hawk, Iowa 10 $ 357,000 $ 35,700 $ 35,000
Daviess, Kentucky 10 $ 863,000 $ 86,300 $ 43,000
Franklin, Louisiana 10 $ 632,000 $ 63,200 $ 65,000
La Salle, Louisiana 10 $ 552,000 $ 55,200 $ 49,000
St. Landry, Louisiana 10 $ 370,000 $ 37,000 $ 44,000
Union, Louisiana 10 $ 419,000 $ 41,900 $ 49,000
Genesee, Michigan 10 $ 396,000 $ 39,600 $ 46,000
Forrest, Mississippi 10 $ 463,000 $ 46,300 $ 39,000
Bernalillo, New Mexico 10 $ 441,000 $ 44,100 $ 51,000
Delaware, New York 10 $ 733,000 $ 73,300 $ 51,000
Orleans, New York 10 $ 547,000 $ 54,700 $ 41,000
Tioga, New York 10 $ 718,000 $ 71,800 $ 50,000
Buncombe, North Carolina 10 $ 381,000 $ 38,100 $ 51,000
Franklin, Pennsylvania 10 $ 574,000 $ 57,400 $ 42,000
Minnehaha, South Dakota 10 $ 423,000 $ 42,300 $ 43,000
Midland, Texas 10 $ 457,000 $ 45,700 $ 37,000
Tyler, Texas 10 $ 544,000 $ 54,400 $ 53,000
Williamson, Texas 10 $ 535,000 $ 53,500 $ 39,000
Utah, Utah 10 $ 396,000 $ 39,600 $ 39,000
Weber, Utah 10 $ 344,000 $ 34,400 $ 47,000
Grays Harbor, Washington 10 $ 909,000 $ 90,900 $ 36,000
Skagit, Washington 10 $ 492,000 $ 49,200 $ 56,000
Lewis, West Virginia 10 $ 529,000 $ 52,900 $ 36,000
Autauga, Alabama 9 $ 501,000 $ 55,666 $ 63,000
Marshall, Alabama 9 $ 390,000 $ 43,333 $ 50,000
Cochise, Arizona 9 $ 631,000 $ 70,111 $ 38,000
Hot Spring, Arkansas 9 $ 455,000 $ 50,555 $ 46,000
Amador, California 9 $ 646,000 $ 71,777 $ 52,000
Merced, California 9 $ 834,000 $ 92,666 $ 80,000
Garfield, Colorado 9 $ 605,000 $ 67,222 $ 61,000
New Castle, Delaware 9 $ 392,000 $ 43,555 $ 50,000
Brevard, Florida 9 $ 427,000 $ 47,444 $ 39,000
Sarasota, Florida 9 $ 541,000 $ 60,111 $ 54,000
Hall, Georgia 9 $ 300,000 $ 33,333 $ 39,000
Kankakee, Illinois 9 $ 421,000 $ 46,777 $ 52,000
Linn, Iowa 9 $ 299,000 $ 33,222 $ 41,000
Wyandotte, Kansas 9 $ 325,000 $ 36,111 $ 55,000
Breckinridge, Kentucky 9 $ 650,000 $ 72,222 $ 53,000
Bullitt, Kentucky 9 $ 638,000 $ 70,888 $ 48,000
Harlan, Kentucky 9 $ 419,000 $ 46,555 $ 38,000
Henderson, Kentucky 9 $ 445,000 $ 49,444 $ 36,000
Richland, Louisiana 9 $ 583,000 $ 64,777 $ 61,000
Terrebonne, Louisiana 9 $ 543,000 $ 60,333 $ 60,000
Washington, Maryland 9 $ 459,000 $ 51,000 $ 56,000
Rankin, Mississippi 9 $ 419,000 $ 46,555 $ 48,000
Wayne, Mississippi 9 $ 598,000 $ 66,444 $ 59,000
Cascade, Montana 9 $ 275,000 $ 30,555 $ 31,000
Flathead, Montana 9 $ 360,000 $ 40,000 $ 47,000
Carson City, Nevada 9 $ 338,000 $ 37,555 $ 51,000
Cattaraugus, New York 9 $ 543,000 $ 60,333 $ 51,000
Columbia, New York 9 $ 505,000 $ 56,111 $ 56,000
Montgomery, Ohio 9 $ 413,000 $ 45,888 $ 44,000
Wayne, Ohio 9 $ 228,000 $ 25,333 $ 37,000
Canadian, Oklahoma 9 $ 553,000 $ 61,444 $ 46,000
Benton, Oregon 9 $ 626,000 $ 69,555 $ 43,000
Hood River, Oregon 9 $ 388,000 $ 43,111 $ 47,000
Dauphin, Pennsylvania 9 $ 335,000 $ 37,222 $ 39,000
Greenville, South Carolina 9 $ 364,000 $ 40,444 $ 33,000
Lexington, South Carolina 9 $ 361,000 $ 40,111 $ 47,000
Bell, Texas 9 $ 382,000 $ 42,444 $ 55,000
Fayette, Texas 9 $ 461,000 $ 51,222 $ 55,000
Jefferson, Texas 9 $ 333,000 $ 37,000 $ 57,000
Leon, Texas 9 $ 478,000 $ 53,111 $ 51,000
Parker, Texas 9 $ 397,000 $ 44,111 $ 52,000
Randall, Texas 9 $ 404,000 $ 44,888 $ 63,000
Taylor, Texas 9 $ 400,000 $ 44,444 $ 50,000
Cache, Utah 9 $ 311,000 $ 34,555 $ 43,000
Dickenson, Virginia 9 $ 654,000 $ 72,666 $ 44,000
Braxton, West Virginia 9 $ 425,000 $ 47,222 $ 37,000
Cabell, West Virginia 9 $ 401,000 $ 44,555 $ 40,000
Campbell, Wyoming 9 $ 491,000 $ 54,555 $ 57,000
Sweetwater, Wyoming 9 $ 440,000 $ 48,888 $ 54,000
Elmore, Alabama 8 $ 374,000 $ 46,750 $ 62,000
Yuma, Arizona 8 $ 496,000 $ 62,000 $ 51,000
Inyo, California 8 $ 391,000 $ 48,875 $ 64,000
Boulder, Colorado 8 $ 335,000 $ 41,875 $ 60,000
Clay, Florida 8 $ 769,000 $ 96,125 $ 55,000
Walton, Florida 8 $ 471,000 $ 58,875 $ 43,000
Sangamon, Illinois 8 $ 279,000 $ 34,875 $ 44,000
Johnson, Indiana 8 $ 349,000 $ 43,625 $ 46,000
Butler, Kansas 8 $ 461,000 $ 57,625 $ 49,000
Bossier, Louisiana 8 $ 307,000 $ 38,375 $ 46,000
Claiborne, Louisiana 8 $ 486,000 $ 60,750 $ 89,000
Iberia, Louisiana 8 $ 418,000 $ 52,250 $ 72,000
West Carroll, Louisiana 8 $ 418,000 $ 52,250 $ 61,000
Cecil, Maryland 8 $ 532,000 $ 66,500 $ 42,000
Lamar, Mississippi 8 $ 271,000 $ 33,875 $ 44,000
Marshall, Mississippi 8 $ 557,000 $ 69,625 $ 47,000
Warren, Mississippi 8 $ 428,000 $ 53,500 $ 103,000
Gallatin, Montana 8 $ 312,000 $ 39,000 $ 66,000
Cortland, New York 8 $ 663,000 $ 82,875 $ 43,000
Niagara, New York 8 $ 524,000 $ 65,500 $ 63,000
Washington, New York 8 $ 750,000 $ 93,750 $ 41,000
Wake, North Carolina 8 $ 303,000 $ 37,875 $ 40,000
Tulsa, Oklahoma 8 $ 351,000 $ 43,875 $ 52,000
Wagoner, Oklahoma 8 $ 237,000 $ 29,625 $ 63,000
Aiken, South Carolina 8 $ 370,000 $ 46,250 $ 43,000
Bastrop, Texas 8 $ 481,000 $ 60,125 $ 46,000
Bowie, Texas 8 $ 368,000 $ 46,000 $ 61,000
Brazos, Texas 8 $ 319,000 $ 39,875 $ 56,000
Burnet, Texas 8 $ 471,000 $ 58,875 $ 50,000
Dallas, Texas 8 $ 336,000 $ 42,000 $ 43,000
Milam, Texas 8 $ 378,000 $ 47,250 $ 53,000
Polk, Texas 8 $ 245,000 $ 30,625 $ 55,000
Potter, Texas 8 $ 484,000 $ 60,500 $ 48,000
San Jacinto, Texas 8 $ 399,000 $ 49,875 $ 52,000
Van Zandt, Texas 8 $ 420,000 $ 52,500 $ 61,000
Clay, West Virginia 8 $ 410,000 $ 51,250 $ 52,000
Lincoln, West Virginia 8 $ 368,000 $ 46,000 $ 49,000
Marion, West Virginia 8 $ 404,000 $ 50,500 $ 32,000
Monongalia, West Virginia 8 $ 393,000 $ 49,125 $ 35,000
La Crosse, Wisconsin 8 $ 314,000 $ 39,250 $ 41,000
Walker, Alabama 7 $ 401,000 $ 57,285 $ 36,000
Coconino, Arizona 7 $ 311,000 $ 44,428 $ 51,000
Kings, California 7 $ 385,000 $ 55,000 $ 64,000
Montrose, Colorado 7 $ 299,000 $ 42,714 $ 50,000
Pasco, Florida 7 $ 321,000 $ 45,857 $ 41,000
Madison, Indiana 7 $ 379,000 $ 54,142 $ 46,000
Porter, Indiana 7 $ 180,000 $ 25,714 $ 45,000
Vanderburgh, Indiana 7 $ 408,000 $ 58,285 $ 45,000
Hopkins, Kentucky 7 $ 410,000 $ 58,571 $ 39,000
Marion, Kentucky 7 $ 521,000 $ 74,428 $ 34,000
Taylor, Kentucky 7 $ 381,000 $ 54,428 $ 33,000
Allen, Louisiana 7 $ 345,000 $ 49,285 $ 39,000
Grant, Louisiana 7 $ 273,000 $ 39,000 $ 38,000
Iberville, Louisiana 7 $ 377,000 $ 53,857 $ 57,000
Plaquemines, Louisiana 7 $ 350,000 $ 50,000 $ 48,000
St. Charles, Louisiana 7 $ 276,000 $ 39,428 $ 34,000
Barry, Michigan 7 $ 177,000 $ 25,285 $ 22,000
Kalamazoo, Michigan 7 $ 223,000 $ 31,857 $ 43,000
Lenawee, Michigan 7 $ 291,000 $ 41,571 $ 56,000
Olmsted, Minnesota 7 $ 219,000 $ 31,285 $ 60,000
Hinds, Mississippi 7 $ 297,000 $ 42,428 $ 42,000
Lauderdale, Mississippi 7 $ 400,000 $ 57,142 $ 54,000
Dona Ana, New Mexico 7 $ 301,000 $ 43,000 $ 40,000
Otero, New Mexico 7 $ 354,000 $ 50,571 $ 46,000
Santa Fe, New Mexico 7 $ 464,000 $ 66,285 $ 78,000
Monroe, New York 7 $ 214,000 $ 30,571 $ 43,000
Suffolk, New York 7 $ 986,000 $ 140,857 $ 86,000
Butler, Ohio 7 $ 259,000 $ 37,000 $ 45,000
Scioto, Ohio 7 $ 316,000 $ 45,142 $ 30,000
Stark, Ohio 7 $ 247,000 $ 35,285 $ 34,000
Cleveland, Oklahoma 7 $ 406,000 $ 58,000 $ 52,000
Logan, Oklahoma 7 $ 444,000 $ 63,428 $ 75,000
Pottawatomie, Oklahoma 7 $ 352,000 $ 50,285 $ 47,000
Clatsop, Oregon 7 $ 346,000 $ 49,428 $ 42,000
Coos, Oregon 7 $ 444,000 $ 63,428 $ 74,000
Fayette, Pennsylvania 7 $ 618,000 $ 88,285 $ 49,000
Northampton, Pennsylvania 7 $ 522,000 $ 74,571 $ 51,000
Wayne, Pennsylvania 7 $ 292,000 $ 41,714 $ 42,000
Anderson, South Carolina 7 $ 468,000 $ 66,857 $ 62,000
Dorchester, South Carolina 7 $ 305,000 $ 43,571 $ 36,000
Orangeburg, South Carolina 7 $ 400,000 $ 57,142 $ 42,000
Henry, Tennessee 7 $ 485,000 $ 69,285 $ 31,000
Sevier, Tennessee 7 $ 247,000 $ 35,285 $ 26,000
Brown, Texas 7 $ 327,000 $ 46,714 $ 132,000
Grimes, Texas 7 $ 320,000 $ 45,714 $ 64,000
Jim Wells, Texas 7 $ 304,000 $ 43,428 $ 78,000
Kaufman, Texas 7 $ 343,000 $ 49,000 $ 38,000
Kerr, Texas 7 $ 285,000 $ 40,714 $ 26,000
McLennan, Texas 7 $ 308,000 $ 44,000 $ 50,000
Nacogdoches, Texas 7 $ 347,000 $ 49,571 $ 49,000
Newton, Texas 7 $ 353,000 $ 50,428 $ 53,000
Sabine, Texas 7 $ 313,000 $ 44,714 $ 70,000
Victoria, Texas 7 $ 347,000 $ 49,571 $ 56,000
Walker, Texas 7 $ 345,000 $ 49,285 $ 40,000
Wilson, Texas 7 $ 356,000 $ 50,857 $ 48,000
Frederick, Virginia 7 $ 445,000 $ 63,571 $ 50,000
Mason, Washington 7 $ 901,000 $ 128,714 $ 88,000
Whitman, Washington 7 $ 410,000 $ 58,571 $ 44,000
Berkeley, West Virginia 7 $ 383,000 $ 54,714 $ 46,000
Racine, Wisconsin 7 $ 495,000 $ 70,714 $ 49,000
Lee, Alabama 6 $ 239,000 $ 39,833 $ 60,000
Limestone, Alabama 6 $ 272,000 $ 45,333 $ 48,000
Garland, Arkansas 6 $ 308,000 $ 51,333 $ 50,000
Pope, Arkansas 6 $ 211,000 $ 35,166 $ 31,000
Pulaski, Arkansas 6 $ 263,000 $ 43,833 $ 42,000
Madera, California 6 $ 380,000 $ 63,333 $ 54,000
Santa Rosa, Florida 6 $ 587,000 $ 97,833 $ 53,000
Suwannee, Florida 6 $ 458,000 $ 76,333 $ 48,000
Bulloch, Georgia 6 $ 466,000 $ 77,666 $ 40,000
Pottawattamie, Iowa 6 $ 318,000 $ 53,000 $ 60,000
Hart, Kentucky 6 $ 284,000 $ 47,333 $ 44,000
Knox, Kentucky 6 $ 300,000 $ 50,000 $ 48,000
Martin, Kentucky 6 $ 287,000 $ 47,833 $ 41,000
Caddo, Louisiana 6 $ 200,000 $ 33,333 $ 32,000
East Feliciana, Louisiana 6 $ 410,000 $ 68,333 $ 39,000
Natchitoches, Louisiana 6 $ 376,000 $ 62,666 $ 48,000
Webster, Louisiana 6 $ 320,000 $ 53,333 $ 71,000
Harford, Maryland 6 $ 363,000 $ 60,500 $ 45,000
Ingham, Michigan 6 $ 210,000 $ 35,000 $ 39,000
Jackson, Michigan 6 $ 544,000 $ 90,666 $ 35,000
Benton, Minnesota 6 $ 175,000 $ 29,166 $ 33,000
Clarke, Mississippi 6 $ 288,000 $ 48,000 $ 49,000
Jasper, Mississippi 6 $ 384,000 $ 64,000 $ 41,000
Pike, Mississippi 6 $ 340,000 $ 56,666 $ 63,000
Scott, Mississippi 6 $ 258,000 $ 43,000 $ 31,000
Boone, Missouri 6 $ 228,000 $ 38,000 $ 40,000
Greene, Missouri 6 $ 293,000 $ 48,833 $ 60,000
Jackson, Missouri 6 $ 209,000 $ 34,833 $ 34,000
Lewis and Clark, Montana 6 $ 334,000 $ 55,666 $ 54,000
Ravalli, Montana 6 $ 333,000 $ 55,500 $ 45,000
Douglas, Nebraska 6 $ 172,000 $ 28,666 $ 46,000
Lea, New Mexico 6 $ 274,000 $ 45,666 $ 79,000
San Juan, New Mexico 6 $ 360,000 $ 60,000 $ 63,000
Chautauqua, New York 6 $ 420,000 $ 70,000 $ 60,000
Greene, New York 6 $ 403,000 $ 67,166 $ 46,000
Lewis, New York 6 $ 374,000 $ 62,333 $ 46,000
Cumberland, North Carolina 6 $ 255,000 $ 42,500 $ 51,000
Geauga, Ohio 6 $ 353,000 $ 58,833 $ 50,000
Ross, Ohio 6 $ 261,000 $ 43,500 $ 32,000
Beaver, Pennsylvania 6 $ 238,000 $ 39,666 $ 35,000
Luzerne, Pennsylvania 6 $ 328,000 $ 54,666 $ 52,000
Beaufort, South Carolina 6 $ 289,000 $ 48,166 $ 55,000
Cherokee, South Carolina 6 $ 247,000 $ 41,166 $ 50,000
Gibson, Tennessee 6 $ 337,000 $ 56,166 $ 34,000
Sumner, Tennessee 6 $ 185,000 $ 30,833 $ 38,000
Bandera, Texas 6 $ 333,000 $ 55,500 $ 42,000
Collin, Texas 6 $ 331,000 $ 55,166 $ 48,000
Ellis, Texas 6 $ 228,000 $ 38,000 $ 67,000
Hill, Texas 6 $ 294,000 $ 49,000 $ 99,000
Lee, Texas 6 $ 299,000 $ 49,833 $ 57,000
Lubbock, Texas 6 $ 263,000 $ 43,833 $ 54,000
Medina, Texas 6 $ 309,000 $ 51,500 $ 40,000
Nueces, Texas 6 $ 262,000 $ 43,666 $ 61,000
Wise, Texas 6 $ 366,000 $ 61,000 $ 74,000
Lee, Virginia 6 $ 472,000 $ 78,666 $ 40,000
Chelan, Washington 6 $ 493,000 $ 82,166 $ 85,000
Stevens, Washington 6 $ 485,000 $ 80,833 $ 97,000
Whatcom, Washington 6 $ 434,000 $ 72,333 $ 43,000
Boone, West Virginia 6 $ 308,000 $ 51,333 $ 35,000
Fayette, West Virginia 6 $ 335,000 $ 55,833 $ 33,000
Logan, West Virginia 6 $ 278,000 $ 46,333 $ 53,000
Mingo, West Virginia 6 $ 372,000 $ 62,000 $ 43,000
Putnam, West Virginia 6 $ 498,000 $ 83,000 $ 46,000
Eau Claire, Wisconsin 6 $ 261,000 $ 43,500 $ 36,000
Kenosha, Wisconsin 6 $ 241,000 $ 40,166 $ 59,000
Winnebago, Wisconsin 6 $ 244,000 $ 40,666 $ 52,000
Butler, Alabama 5 $ 302,000 $ 60,400 $ 42,000
Calhoun, Alabama 5 $ 301,000 $ 60,200 $ 60,000
Cherokee, Alabama 5 $ 236,000 $ 47,200 $ 35,000
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Mortgage Loan Application Detail Totals for CU Factory Built Lending, LP in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,047 $623,642,000 $62,000 $840,000 $50,000 $1,074,000
Refinancing 6,280 $365,186,000 $58,000 $619,000 $56,000 $1,879,000
Home Improvement 58 $3,353,000 $57,000 $170,000 $57,000 $168,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 12,044 $723,695,000 $60,000 $840,000 $51,000 $1,296,000
Not Provided 2,925 $180,180,000 $61,000 $558,000 $58,000 $1,879,000
Hispanic 876 $54,582,000 $62,000 $225,000 $52,000 $500,000
Black or African American 324 $18,803,000 $58,000 $280,000 $43,000 $649,000
Asian 140 $9,424,000 $67,000 $238,000 $57,000 $300,000
American Indian or Alaskan Native 59 $4,231,000 $71,000 $500,000 $59,000 $820,000
Native Hawaiian or Other Pacific Islander 17 $1,266,000 $74,000 $171,000 $59,000 $114,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,385 $992,181,000 $60,000 $840,000 $52,000 $1,879,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 7,998 $488,708,000 $61,000 $840,000 $49,000 $1,879,000
Application Approved But Not Accepted 4,792 $294,846,000 $61,000 $500,000 $57,000 $1,296,000
Loan Originated 3,424 $196,996,000 $57,000 $330,000 $53,000 $483,000
Application Withdrawn By Applicant 171 $11,631,000 $68,000 $253,000 $65,000 $399,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into CU Factory Built Lending, LP's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess CU Factory Built Lending, LP's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

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