Discover Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Discover Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Discover Bank 502 East Market Street Greenwood, DE 19950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,079 |
| Total Mortgage Loan Application Amount | $62,186,000 |
| Average Mortgage Loan Application Amount | $43,172 |
| Highest Mortgage Loan Application Amount | $293,000 |
| Average Applicant Income | $69,137 |
| Highest Applicant Income | $702,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Discover Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Discover Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Discover Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Discover Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Discover Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Discover Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sussex County Delaware | 171 | $ 16,195,000 | $ 94,000 | $ 46,000 |
| New Castle County Delaware | 93 | $ 8,954,000 | $ 96,000 | $ 43,000 |
| Kent County Delaware | 60 | $ 4,506,000 | $ 75,000 | $ 32,000 |
| Los Angeles County California | 23 | $ 1,433,000 | $ 62,000 | $ 96,000 |
| Cook County Illinois | 18 | $ 1,140,000 | $ 63,000 | $ 66,000 |
| Maricopa County Arizona | 16 | $ 707,000 | $ 44,000 | $ 81,000 |
| Clark County Nevada | 11 | $ 563,000 | $ 51,000 | $ 149,000 |
| Queens County New York | 10 | $ 374,000 | $ 37,000 | $ 47,000 |
| Suffolk County New York | 10 | $ 420,000 | $ 42,000 | $ 79,000 |
| Allegheny County Pennsylvania | 8 | $ 324,000 | $ 40,000 | $ 74,000 |
| Riverside County California | 7 | $ 492,000 | $ 70,000 | $ 71,000 |
| San Diego County California | 7 | $ 262,000 | $ 37,000 | $ 68,000 |
| Palm Beach County Florida | 7 | $ 287,000 | $ 41,000 | $ 79,000 |
| Jackson County Missouri | 7 | $ 315,000 | $ 45,000 | $ 36,000 |
| Orange County California | 6 | $ 415,000 | $ 69,000 | $ 98,000 |
| Miami-Dade County Florida | 5 | $ 216,000 | $ 43,000 | $ 51,000 |
| Pinellas County Florida | 5 | $ 156,000 | $ 31,000 | $ 83,000 |
| Fulton County Georgia | 5 | $ 235,000 | $ 47,000 | $ 86,000 |
| DuPage County Illinois | 5 | $ 178,000 | $ 35,000 | $ 106,000 |
| Johnson County Kansas | 5 | $ 150,000 | $ 30,000 | $ 70,000 |
| Montgomery County Maryland | 5 | $ 240,000 | $ 48,000 | $ 115,000 |
| Prince George's County Maryland | 5 | $ 139,000 | $ 27,000 | $ 59,000 |
| Middlesex County Massachusetts | 5 | $ 185,000 | $ 37,000 | $ 51,000 |
| Burlington County New Jersey | 5 | $ 153,000 | $ 30,000 | $ 68,000 |
| Bernalillo County New Mexico | 5 | $ 195,000 | $ 39,000 | $ 84,000 |
| Nassau County New York | 5 | $ 375,000 | $ 75,000 | $ 50,000 |
| Alameda County California | 4 | $ 305,000 | $ 76,000 | $ 96,000 |
| Contra Costa County California | 4 | $ 155,000 | $ 38,000 | $ 63,000 |
| Kern County California | 4 | $ 304,000 | $ 76,000 | $ 60,000 |
| San Bernardino County California | 4 | $ 215,000 | $ 53,000 | $ 91,000 |
| Broward County Florida | 4 | $ 90,000 | $ 22,000 | $ 71,000 |
| Worcester County Massachusetts | 4 | $ 181,000 | $ 45,000 | $ 65,000 |
| Hennepin County Minnesota | 4 | $ 165,000 | $ 41,000 | $ 111,000 |
| Atlantic County New Jersey | 4 | $ 100,000 | $ 25,000 | $ 51,000 |
| Middlesex County New Jersey | 4 | $ 355,000 | $ 88,000 | $ 105,000 |
| Monmouth County New Jersey | 4 | $ 180,000 | $ 45,000 | $ 63,000 |
| Kings County New York | 4 | $ 215,000 | $ 53,000 | $ 61,000 |
| Oklahoma County Oklahoma | 4 | $ 67,000 | $ 16,000 | $ 41,000 |
| Washington County Oregon | 4 | $ 202,000 | $ 50,000 | $ 54,000 |
| Luzerne County Pennsylvania | 4 | $ 84,000 | $ 21,000 | $ 48,000 |
| Providence County Rhode Island | 4 | $ 278,000 | $ 69,000 | $ 86,000 |
| Salt Lake County Utah | 4 | $ 115,000 | $ 28,000 | $ 52,000 |
| Jefferson County Alabama | 3 | $ 85,000 | $ 28,000 | $ 113,000 |
| Fresno County California | 3 | $ 61,000 | $ 20,000 | $ 41,000 |
| San Francisco County California | 3 | $ 175,000 | $ 58,000 | $ 158,000 |
| Santa Clara County California | 3 | $ 175,000 | $ 58,000 | $ 90,000 |
| Arapahoe County Colorado | 3 | $ 92,000 | $ 30,000 | $ 118,000 |
| El Paso County Colorado | 3 | $ 220,000 | $ 73,000 | $ 103,000 |
| Fairfield County Connecticut | 3 | $ 127,000 | $ 42,000 | $ 65,000 |
| Brevard County Florida | 3 | $ 115,000 | $ 38,000 | $ 57,000 |
| Cobb County Georgia | 3 | $ 130,000 | $ 43,000 | $ 92,000 |
| Madison County Illinois | 3 | $ 52,000 | $ 17,000 | $ 41,000 |
| McLean County Illinois | 3 | $ 88,000 | $ 29,000 | $ 71,000 |
| Will County Illinois | 3 | $ 159,000 | $ 53,000 | $ 72,000 |
| Marshall County Iowa | 3 | $ 30,000 | $ 10,000 | $ 81,000 |
| Rapides County Louisiana | 3 | $ 85,000 | $ 28,000 | $ 98,000 |
| Oakland County Michigan | 3 | $ 75,000 | $ 25,000 | $ 86,000 |
| Ottawa County Michigan | 3 | $ 50,000 | $ 16,000 | $ 128,000 |
| Wayne County Michigan | 3 | $ 87,000 | $ 29,000 | $ 37,000 |
| Dakota County Minnesota | 3 | $ 81,000 | $ 27,000 | $ 64,000 |
| St. Louis County Missouri | 3 | $ 80,000 | $ 26,000 | $ 136,000 |
| Douglas County Nebraska | 3 | $ 37,000 | $ 12,000 | $ 64,000 |
| Washoe County Nevada | 3 | $ 121,000 | $ 40,000 | $ 68,000 |
| Bergen County New Jersey | 3 | $ 110,000 | $ 36,000 | $ 83,000 |
| Gloucester County New Jersey | 3 | $ 215,000 | $ 71,000 | $ 93,000 |
| Ocean County New Jersey | 3 | $ 119,000 | $ 39,000 | $ 78,000 |
| Monroe County New York | 3 | $ 44,000 | $ 14,000 | $ 55,000 |
| Franklin County Ohio | 3 | $ 120,000 | $ 40,000 | $ 74,000 |
| Monroe County Pennsylvania | 3 | $ 126,000 | $ 42,000 | $ 65,000 |
| Montgomery County Pennsylvania | 3 | $ 213,000 | $ 71,000 | $ 133,000 |
| Shelby County Tennessee | 3 | $ 73,000 | $ 24,000 | $ 111,000 |
| Benton County Washington | 3 | $ 90,000 | $ 30,000 | $ 91,000 |
| King County Washington | 3 | $ 125,000 | $ 41,000 | $ 81,000 |
| Pierce County Washington | 3 | $ 197,000 | $ 65,000 | $ 71,000 |
| Kenosha County Wisconsin | 3 | $ 74,000 | $ 24,000 | $ 72,000 |
| Madison County Alabama | 2 | $ 60,000 | $ 30,000 | $ 29,000 |
| Marin County California | 2 | $ 105,000 | $ 52,000 | $ 137,000 |
| San Joaquin County California | 2 | $ 55,000 | $ 27,000 | $ 66,000 |
| Solano County California | 2 | $ 70,000 | $ 35,000 | $ 54,000 |
| Sonoma County California | 2 | $ 115,000 | $ 57,000 | $ 59,000 |
| Tehama County California | 2 | $ 95,000 | $ 47,000 | $ 40,000 |
| Douglas County Colorado | 2 | $ 75,000 | $ 37,000 | $ 94,000 |
| Weld County Colorado | 2 | $ 116,000 | $ 58,000 | $ 49,000 |
| Litchfield County Connecticut | 2 | $ 105,000 | $ 52,000 | $ 194,000 |
| Hillsborough County Florida | 2 | $ 63,000 | $ 31,000 | $ 91,000 |
| Manatee County Florida | 2 | $ 60,000 | $ 30,000 | $ 56,000 |
| Osceola County Florida | 2 | $ 69,000 | $ 34,000 | $ 22,000 |
| Polk County Florida | 2 | $ 40,000 | $ 20,000 | $ 45,000 |
| Seminole County Florida | 2 | $ 50,000 | $ 25,000 | $ 70,000 |
| Bulloch County Georgia | 2 | $ 100,000 | $ 50,000 | $ 60,000 |
| DeKalb County Georgia | 2 | $ 80,000 | $ 40,000 | $ 83,000 |
| Gwinnett County Georgia | 2 | $ 30,000 | $ 15,000 | $ 91,000 |
| Muscogee County Georgia | 2 | $ 24,000 | $ 12,000 | $ 30,000 |
| DeKalb County Illinois | 2 | $ 78,000 | $ 39,000 | $ 72,000 |
| Kane County Illinois | 2 | $ 104,000 | $ 52,000 | $ 70,000 |
| Lake County Illinois | 2 | $ 218,000 | $ 109,000 | $ 107,000 |
| McHenry County Illinois | 2 | $ 90,000 | $ 45,000 | $ 45,000 |
| Douglas County Kansas | 2 | $ 154,000 | $ 77,000 | $ 49,000 |
| Lee County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 55,000 |
| Meade County Kentucky | 2 | $ 35,000 | $ 17,000 | $ 43,000 |
| Jefferson County Louisiana | 2 | $ 42,000 | $ 21,000 | $ 61,000 |
| Lafayette County Louisiana | 2 | $ 115,000 | $ 57,000 | $ 43,000 |
| Cecil County Maryland | 2 | $ 207,000 | $ 103,000 | $ 30,000 |
| Dukes County Massachusetts | 2 | $ 125,000 | $ 62,000 | $ 139,000 |
| Essex County Massachusetts | 2 | $ 170,000 | $ 85,000 | $ 104,000 |
| Hampden County Massachusetts | 2 | $ 67,000 | $ 33,000 | $ 77,000 |
| Norfolk County Massachusetts | 2 | $ 80,000 | $ 40,000 | $ 139,000 |
| Suffolk County Massachusetts | 2 | $ 50,000 | $ 25,000 | $ 43,000 |
| Bay County Michigan | 2 | $ 50,000 | $ 25,000 | $ 45,000 |
| Macomb County Michigan | 2 | $ 31,000 | $ 15,000 | $ 47,000 |
| Anoka County Minnesota | 2 | $ 36,000 | $ 18,000 | $ 68,000 |
| Ramsey County Minnesota | 2 | $ 171,000 | $ 85,000 | $ 65,000 |
| Scott County Minnesota | 2 | $ 35,000 | $ 17,000 | $ 93,000 |
| St. Louis County Minnesota | 2 | $ 100,000 | $ 50,000 | $ 98,000 |
| DeSoto County Mississippi | 2 | $ 30,000 | $ 15,000 | $ 69,000 |
| Hinds County Mississippi | 2 | $ 80,000 | $ 40,000 | $ 76,000 |
| Jefferson County Missouri | 2 | $ 70,000 | $ 35,000 | $ 53,000 |
| Gallatin County Montana | 2 | $ 60,000 | $ 30,000 | $ 50,000 |
| Hillsborough County New Hampshire | 2 | $ 47,000 | $ 23,000 | $ 71,000 |
| Morris County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 133,000 |
| Passaic County New Jersey | 2 | $ 125,000 | $ 62,000 | $ 89,000 |
| Union County New Jersey | 2 | $ 62,000 | $ 31,000 | $ 175,000 |
| Taos County New Mexico | 2 | $ 190,000 | $ 95,000 | $ 57,000 |
| Columbia County New York | 2 | $ 74,000 | $ 37,000 | $ 80,000 |
| Oneida County New York | 2 | $ 133,000 | $ 66,000 | $ 83,000 |
| Orange County New York | 2 | $ 85,000 | $ 42,000 | $ 92,000 |
| Rensselaer County New York | 2 | $ 55,000 | $ 27,000 | $ 63,000 |
| Richmond County New York | 2 | $ 95,000 | $ 47,000 | $ 58,000 |
| Sullivan County New York | 2 | $ 120,000 | $ 60,000 | $ 58,000 |
| Ulster County New York | 2 | $ 60,000 | $ 30,000 | $ 266,000 |
| Mecklenburg County North Carolina | 2 | $ 105,000 | $ 52,000 | $ 74,000 |
| Brown County Ohio | 2 | $ 324,000 | $ 162,000 | $ 60,000 |
| Cuyahoga County Ohio | 2 | $ 50,000 | $ 25,000 | $ 33,000 |
| Custer County Oklahoma | 2 | $ 50,000 | $ 25,000 | $ 49,000 |
| Tulsa County Oklahoma | 2 | $ 30,000 | $ 15,000 | $ 79,000 |
| Clackamas County Oregon | 2 | $ 170,000 | $ 85,000 | $ 115,000 |
| Clatsop County Oregon | 2 | $ 120,000 | $ 60,000 | $ 108,000 |
| Bucks County Pennsylvania | 2 | $ 95,000 | $ 47,000 | $ 109,000 |
| Dauphin County Pennsylvania | 2 | $ 28,000 | $ 14,000 | $ 31,000 |
| Delaware County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 100,000 |
| Lehigh County Pennsylvania | 2 | $ 44,000 | $ 22,000 | $ 30,000 |
| Philadelphia County Pennsylvania | 2 | $ 83,000 | $ 41,000 | $ 47,000 |
| Venango County Pennsylvania | 2 | $ 40,000 | $ 20,000 | $ 77,000 |
| Custer County South Dakota | 2 | $ 76,000 | $ 38,000 | $ 91,000 |
| Knox County Tennessee | 2 | $ 36,000 | $ 18,000 | $ 58,000 |
| Rutherford County Tennessee | 2 | $ 50,000 | $ 25,000 | $ 54,000 |
| Bennington County Vermont | 2 | $ 32,000 | $ 16,000 | $ 37,000 |
| Franklin County Vermont | 2 | $ 30,000 | $ 15,000 | $ 70,000 |
| Fairfax County Virginia | 2 | $ 95,000 | $ 47,000 | $ 43,000 |
| Spotsylvania County Virginia | 2 | $ 72,000 | $ 36,000 | $ 66,000 |
| Virginia Beach County Virginia | 2 | $ 75,000 | $ 37,000 | $ 140,000 |
| Snohomish County Washington | 2 | $ 41,000 | $ 20,000 | $ 55,000 |
| Natrona County Wyoming | 2 | $ 25,000 | $ 12,000 | $ 60,000 |
| Geneva County Alabama | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Mobile County Alabama | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Walker County Alabama | 1 | $ 10,000 | $ 10,000 | $ 64,000 |
| Mohave County Arizona | 1 | $ 10,000 | $ 10,000 | $ 30,000 |
| Pima County Arizona | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Amador County California | 1 | $ 103,000 | $ 103,000 | $ 42,000 |
| El Dorado County California | 1 | $ 40,000 | $ 40,000 | $ 44,000 |
| Imperial County California | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| Madera County California | 1 | $ 40,000 | $ 40,000 | $ 59,000 |
| Merced County California | 1 | $ 120,000 | $ 120,000 | $ 87,000 |
| Sacramento County California | 1 | $ 30,000 | $ 30,000 | $ 17,000 |
| Shasta County California | 1 | $ 50,000 | $ 50,000 | $ 52,000 |
| Siskiyou County California | 1 | $ 40,000 | $ 40,000 | $ 54,000 |
| Stanislaus County California | 1 | $ 32,000 | $ 32,000 | $ 89,000 |
| Tulare County California | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Ventura County California | 1 | $ 116,000 | $ 116,000 | $ 72,000 |
| Boulder County Colorado | 1 | $ 30,000 | $ 30,000 | $ 113,000 |
| Delta County Colorado | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Denver County Colorado | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Hartford County Connecticut | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| New Haven County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Tolland County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Windham County Connecticut | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Collier County Florida | 1 | $ 29,000 | $ 29,000 | $ 103,000 |
| Marion County Florida | 1 | $ 10,000 | $ 10,000 | $ 90,000 |
| Monroe County Florida | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Pasco County Florida | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| St. Johns County Florida | 1 | $ 126,000 | $ 126,000 | $ 35,000 |
| St. Lucie County Florida | 1 | $ 66,000 | $ 66,000 | $ 62,000 |
| Volusia County Florida | 1 | $ 86,000 | $ 86,000 | $ 41,000 |
| Bartow County Georgia | 1 | $ 55,000 | $ 55,000 | $ 62,000 |
| Carroll County Georgia | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Chatham County Georgia | 1 | $ 80,000 | $ 80,000 | $ 314,000 |
| Clayton County Georgia | 1 | $ 108,000 | $ 108,000 | $ 24,000 |
| Houston County Georgia | 1 | $ 30,000 | $ 30,000 | $ 51,000 |
| Macon County Georgia | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Oconee County Georgia | 1 | $ 10,000 | $ 10,000 | $ 69,000 |
| Paulding County Georgia | 1 | $ 25,000 | $ 25,000 | $ 266,000 |
| Thomas County Georgia | 1 | $ 60,000 | $ 60,000 | $ 64,000 |
| Madison County Idaho | 1 | $ 40,000 | $ 40,000 | $ 64,000 |
| Nez Perce County Idaho | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Owyhee County Idaho | 1 | $ 153,000 | $ 153,000 | $ 54,000 |
| Twin Falls County Idaho | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Brown County Illinois | 1 | $ 18,000 | $ 18,000 | $ 44,000 |
| Greene County Illinois | 1 | $ 12,000 | $ 12,000 | $ 50,000 |
| Jefferson County Illinois | 1 | $ 12,000 | $ 12,000 | $ 80,000 |
| Rock Island County Illinois | 1 | $ 50,000 | $ 50,000 | $ 308,000 |
| Winnebago County Illinois | 1 | $ 19,000 | $ 19,000 | $ 69,000 |
| Woodford County Illinois | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Delaware County Indiana | 1 | $ 20,000 | $ 20,000 | $ 26,000 |
| Knox County Indiana | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Marion County Indiana | 1 | $ 63,000 | $ 63,000 | $ 57,000 |
| Sullivan County Indiana | 1 | $ 30,000 | $ 30,000 | $ 70,000 |
| Union County Indiana | 1 | $ 12,000 | $ 12,000 | $ 66,000 |
| Vigo County Indiana | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Dubuque County Iowa | 1 | $ 10,000 | $ 10,000 | $ 149,000 |
| Fayette County Iowa | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Lucas County Iowa | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Pottawattamie County Iowa | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Scott County Iowa | 1 | $ 32,000 | $ 32,000 | $ 48,000 |
| Wapello County Iowa | 1 | $ 30,000 | $ 30,000 | $ 39,000 |
| Winnebago County Iowa | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Allen County Kansas | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Dickinson County Kansas | 1 | $ 28,000 | $ 28,000 | $ 72,000 |
| Graham County Kansas | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Jefferson County Kansas | 1 | $ 10,000 | $ 10,000 | $ 34,000 |
| Jewell County Kansas | 1 | $ 12,000 | $ 12,000 | $ 16,000 |
| Pottawatomie County Kansas | 1 | $ 80,000 | $ 80,000 | $ 129,000 |
| Pratt County Kansas | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Reno County Kansas | 1 | $ 25,000 | $ 25,000 | $ 69,000 |
| Sedgwick County Kansas | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
| Shawnee County Kansas | 1 | $ 10,000 | $ 10,000 | $ 159,000 |
| Campbell County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
| Hardin County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Jefferson County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 136,000 |
| Livingston County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Magoffin County Kentucky | 1 | $ 12,000 | $ 12,000 | $ 51,000 |
| Morgan County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 63,000 |
| Caddo County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Jefferson Davis County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 55,000 |
| Orleans County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| St. John the Baptist County Louisiana | 1 | $ 50,000 | $ 50,000 | $ 61,000 |
| Terrebonne County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| West Feliciana County Louisiana | 1 | $ 57,000 | $ 57,000 | $ 139,000 |
| York County Maine | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Anne Arundel County Maryland | 1 | $ 35,000 | $ 35,000 | $ 132,000 |
| Baltimore County Maryland | 1 | $ 50,000 | $ 50,000 | $ 10,000 |
| Charles County Maryland | 1 | $ 42,000 | $ 42,000 | $ 57,000 |
| Frederick County Maryland | 1 | $ 57,000 | $ 57,000 | $ 91,000 |
| Harford County Maryland | 1 | $ 233,000 | $ 233,000 | $ 33,000 |
| Howard County Maryland | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Washington County Maryland | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Barnstable County Massachusetts | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Berkshire County Massachusetts | 1 | $ 10,000 | $ 10,000 | $ 60,000 |
| Bristol County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 212,000 |
| Franklin County Massachusetts | 1 | $ 20,000 | $ 20,000 | $ 60,000 |
| Plymouth County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Berrien County Michigan | 1 | $ 22,000 | $ 22,000 | $ 63,000 |
| Cass County Michigan | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Charlevoix County Michigan | 1 | $ 80,000 | $ 80,000 | $ 91,000 |
| Delta County Michigan | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| Dickinson County Michigan | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Gogebic County Michigan | 1 | $ 32,000 | $ 32,000 | $ 102,000 |
| Hillsdale County Michigan | 1 | $ 20,000 | $ 20,000 | $ 175,000 |
| Huron County Michigan | 1 | $ 10,000 | $ 10,000 | $ 15,000 |
| Mecosta County Michigan | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Ogemaw County Michigan | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Saginaw County Michigan | 1 | $ 106,000 | $ 106,000 | $ 107,000 |
| Chippewa County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 45,000 |
| Douglas County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Goodhue County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 121,000 |
| Isanti County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 99,000 |
| Koochiching County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 31,000 |
| Olmsted County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Renville County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 81,000 |
| Roseau County Minnesota | 1 | $ 12,000 | $ 12,000 | $ 76,000 |
| Winona County Minnesota | 1 | $ 30,000 | $ 30,000 | $ 79,000 |
| Coahoma County Mississippi | 1 | $ 32,000 | $ 32,000 | $ 81,000 |
| Lauderdale County Mississippi | 1 | $ 49,000 | $ 49,000 | $ 38,000 |
| Sharkey County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 12,000 |
| Buchanan County Missouri | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Clay County Missouri | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| Greene County Missouri | 1 | $ 109,000 | $ 109,000 | $ 46,000 |
| Jasper County Missouri | 1 | $ 10,000 | $ 10,000 | $ 32,000 |
| Johnson County Missouri | 1 | $ 10,000 | $ 10,000 | $ 138,000 |
| Phelps County Missouri | 1 | $ 10,000 | $ 10,000 | $ 41,000 |
| Scott County Missouri | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| St. Francois County Missouri | 1 | $ 50,000 | $ 50,000 | $ 51,000 |
| Webster County Missouri | 1 | $ 25,000 | $ 25,000 | $ 36,000 |
| Fergus County Montana | 1 | $ 42,000 | $ 42,000 | $ 80,000 |
| Missoula County Montana | 1 | $ 41,000 | $ 41,000 | $ 58,000 |
| Yellowstone County Montana | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Harlan County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Holt County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 41,000 |
| Carson City County Nevada | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Elko County Nevada | 1 | $ 35,000 | $ 35,000 | $ 34,000 |
| Nye County Nevada | 1 | $ 50,000 | $ 50,000 | $ 69,000 |
| Rockingham County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Sullivan County New Hampshire | 1 | $ 35,000 | $ 35,000 | $ 32,000 |
| Hudson County New Jersey | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Hunterdon County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 87,000 |
| Somerset County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Sussex County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Curry County New Mexico | 1 | $ 12,000 | $ 12,000 | $ 27,000 |
| Guadalupe County New Mexico | 1 | $ 20,000 | $ 20,000 | $ 49,000 |
| Lea County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Otero County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Quay County New Mexico | 1 | $ 40,000 | $ 40,000 | $ 71,000 |
| Sandoval County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Santa Fe County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 108,000 |
| Albany County New York | 1 | $ 76,000 | $ 76,000 | $ 73,000 |
| Bronx County New York | 1 | $ 20,000 | $ 20,000 | $ 42,000 |
| Cayuga County New York | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Jefferson County New York | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| New York County New York | 1 | $ 150,000 | $ 150,000 | $ 600,000 |
| Onondaga County New York | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Oswego County New York | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Rockland County New York | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Saratoga County New York | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Schenectady County New York | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| St. Lawrence County New York | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Buncombe County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 33,000 |
| Burke County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Cabarrus County North Carolina | 1 | $ 12,000 | $ 12,000 | $ 26,000 |
| Cumberland County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| Gaston County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 91,000 |
| Granville County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Guilford County North Carolina | 1 | $ 10,000 | $ 10,000 | $ 42,000 |
| Rowan County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 108,000 |
| Wilson County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Yadkin County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 86,000 |
| Carroll County Ohio | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Crawford County Ohio | 1 | $ 20,000 | $ 20,000 | $ 69,000 |
| Delaware County Ohio | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Fulton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Greene County Ohio | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Mahoning County Ohio | 1 | $ 47,000 | $ 47,000 | $ 75,000 |
| Medina County Ohio | 1 | $ 100,000 | $ 100,000 | $ 109,000 |
| Wood County Ohio | 1 | $ 14,000 | $ 14,000 | $ 48,000 |
| Adair County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 20,000 |
| Atoka County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Canadian County Oklahoma | 1 | $ 30,000 | $ 30,000 | $ 111,000 |
| Creek County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Kay County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 150,000 |
| Jackson County Oregon | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Lincoln County Oregon | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Butler County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 59,000 |
| Cambria County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 107,000 |
| Clinton County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 54,000 |
| Cumberland County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 96,000 |
| Erie County Pennsylvania | 1 | $ 27,000 | $ 27,000 | $ 30,000 |
| Lawrence County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
| McKean County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 262,000 |
| Pike County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Somerset County Pennsylvania | 1 | $ 26,000 | $ 26,000 | $ 19,000 |
| Susquehanna County Pennsylvania | 1 | $ 13,000 | $ 13,000 | $ 165,000 |
| Washington County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 40,000 |
| Westmoreland County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 63,000 |
| York County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Newport County Rhode Island | 1 | $ 45,000 | $ 45,000 | $ 83,000 |
| Darlington County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 123,000 |
| Greenville County South Carolina | 1 | $ 12,000 | $ 12,000 | $ 26,000 |
| Horry County South Carolina | 1 | $ 24,000 | $ 24,000 | $ 53,000 |
| Minnehaha County South Dakota | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Cheatham County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Cumberland County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 46,000 |
| Gibson County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Monroe County Tennessee | 1 | $ 20,000 | $ 20,000 | $ 165,000 |
| Scott County Tennessee | 1 | $ 28,000 | $ 28,000 | $ 18,000 |
| Sevier County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 99,000 |
| Wilson County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 27,000 |
| Emery County Utah | 1 | $ 40,000 | $ 40,000 | $ 37,000 |
| Rutland County Vermont | 1 | $ 21,000 | $ 21,000 | $ 38,000 |
| Albemarle County Virginia | 1 | $ 10,000 | $ 10,000 | $ 56,000 |
| Alexandria County Virginia | 1 | $ 20,000 | $ 20,000 | $ 20,000 |
| Arlington County Virginia | 1 | $ 40,000 | $ 40,000 | $ 65,000 |
| Augusta County Virginia | 1 | $ 70,000 | $ 70,000 | $ 75,000 |
| Campbell County Virginia | 1 | $ 20,000 | $ 20,000 | $ 118,000 |
| Chesapeake County Virginia | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Chesterfield County Virginia | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Henrico County Virginia | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| Loudoun County Virginia | 1 | $ 25,000 | $ 25,000 | $ 522,000 |
| Montgomery County Virginia | 1 | $ 28,000 | $ 28,000 | $ 109,000 |
| Prince William County Virginia | 1 | $ 17,000 | $ 17,000 | $ 28,000 |
| Stafford County Virginia | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Clark County Washington | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Kitsap County Washington | 1 | $ 60,000 | $ 60,000 | $ 86,000 |
| Klickitat County Washington | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Mason County Washington | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Spokane County Washington | 1 | $ 20,000 | $ 20,000 | $ 45,000 |
| Thurston County Washington | 1 | $ 28,000 | $ 28,000 | $ 78,000 |
| Hancock County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 28,000 |
| Jackson County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 16,000 |
| Jefferson County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 103,000 |
| Wood County West Virginia | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
| Brown County Wisconsin | 1 | $ 53,000 | $ 53,000 | $ 75,000 |
| Burnett County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 34,000 |
| Dane County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 71,000 |
| Door County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Dunn County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Eau Claire County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 109,000 |
| Grant County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
| Iowa County Wisconsin | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| Manitowoc County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 85,000 |
| Marathon County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 51,000 |
| Marquette County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 70,000 |
| Milwaukee County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Walworth County Wisconsin | 1 | $ 10,000 | $ 10,000 | $ 20,000 |
| Albany County Wyoming | 1 | $ 113,000 | $ 113,000 | $ 52,000 |
| Fremont County Wyoming | 1 | $ 22,000 | $ 22,000 | $ 36,000 |
| Park County Wyoming | 1 | $ 60,000 | $ 60,000 | $ 18,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement (one-to-four family) | 487 | $19,152,000 | $35,795 | $250,000 | $68,477 | $600,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 328 | $18,548,000 | $48,439 | $233,000 | $71,682 | $702,000 |
| Home Purchase (one-to-four family) | 264 | $24,486,000 | $97,500 | $293,000 | $31,500 | $109,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 744 | $43,403,000 | $38,340 | $293,000 | $70,022 | $702,000 |
| Information not provided by applicant in mail or telephone application | 177 | $9,792,000 | $48,250 | $280,000 | $68,944 | $312,000 |
| Hispanic | 59 | $3,770,000 | $49,692 | $185,000 | $79,615 | $600,000 |
| Black | 47 | $2,489,000 | $40,900 | $161,000 | $65,300 | $168,000 |
| Asian or Pacific Islander | 27 | $1,409,000 | $51,153 | $150,000 | $69,615 | $157,000 |
| Other | 16 | $971,000 | $62,727 | $135,000 | $72,181 | $165,000 |
| American Indian or Alaskan Native | 9 | $352,000 | $39,111 | $65,000 | $49,000 | $87,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,072 | $61,687,000 | $40,244 | $293,000 | $68,400 | $702,000 |
| FHA-insured (Federal Housing Administration) | 7 | $499,000 | $71,000 | $82,000 | $26,000 | $32,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 594 | $32,243,000 | $39,933 | $293,000 | $70,200 | $600,000 |
| Application Denied By Financial Institution | 225 | $10,252,000 | $42,024 | $249,000 | $65,024 | $702,000 |
| Loan Purchased By The Institution | 171 | $14,653,000 | $94,000 | $172,000 | $29,000 | $60,000 |
| Application Withdrawn By Applicant | 81 | $4,145,000 | $41,181 | $180,000 | $71,181 | $235,000 |
| Application Approved But Not Accepted | 8 | $893,000 | $111,000 | $219,000 | $53,000 | $76,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 79 | $3,394,000 | $42,724 | $144,000 | $76,172 | $522,000 |
| Unverifiable Information | 40 | $1,547,000 | $34,142 | $125,000 | $59,619 | $217,000 |
| Credit Application Incomplete | 36 | $1,599,000 | $48,826 | $233,000 | $61,347 | $159,000 |
| Credit History | 29 | $1,659,000 | $51,125 | $249,000 | $65,375 | $175,000 |
| Debt-To-Income Ratio | 26 | $1,337,000 | $45,736 | $163,000 | $87,473 | $702,000 |
| Employment History | 12 | $510,000 | $39,100 | $108,000 | $74,100 | $273,000 |
| Collateral | 3 | $206,000 | $68,000 | $95,000 | $31,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.