Discover Bank Mortgage Lending & HMDA Data, 2014
In 2014, Discover Bank of Greenwood, DE reported 3,429 mortgage applications totaling $159.3 million. The average application was for $46,453, and applicants reported an average income of $85,159. 23% of its applications resulted in an originated loan and 49% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (169), Los Angeles-Long Beach-Glendale, CA (144) and Chicago-Naperville-Arlington Heights, IL (113) (applications in parentheses).
| Mortgage Company & Address | Discover Bank 12 Reads Way Greenwood, DE 19950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 3,429 |
| Total Mortgage Loan Application Amount | $159,290,000 |
| Average Mortgage Loan Application Amount | $46,453 |
| Highest Mortgage Loan Application Amount | $100,000 |
| Average Applicant Income | $85,159 |
| Highest Applicant Income | $1,260,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 144 | $ 8,174,000 | $ 56,763 | $ 102,000 |
| Cook, Illinois | 74 | $ 3,713,000 | $ 50,175 | $ 95,000 |
| Orange, California | 66 | $ 3,685,000 | $ 55,833 | $ 113,000 |
| Maricopa, Arizona | 56 | $ 2,567,000 | $ 45,839 | $ 89,000 |
| Miami-Dade, Florida | 46 | $ 2,095,000 | $ 45,543 | $ 68,000 |
| Broward, Florida | 42 | $ 1,930,000 | $ 45,952 | $ 74,000 |
| San Diego, California | 35 | $ 1,818,000 | $ 51,942 | $ 100,000 |
| Riverside, California | 34 | $ 1,750,000 | $ 51,470 | $ 87,000 |
| Fairfax, Virginia | 33 | $ 1,904,000 | $ 57,696 | $ 110,000 |
| Palm Beach, Florida | 32 | $ 1,348,000 | $ 42,125 | $ 70,000 |
| Wayne, Michigan | 31 | $ 1,309,000 | $ 42,225 | $ 70,000 |
| Philadelphia, Pennsylvania | 30 | $ 1,289,000 | $ 42,966 | $ 57,000 |
| Santa Clara, California | 28 | $ 1,686,000 | $ 60,214 | $ 165,000 |
| Clark, Nevada | 28 | $ 1,416,000 | $ 50,571 | $ 94,000 |
| Suffolk, New York | 26 | $ 1,258,000 | $ 48,384 | $ 115,000 |
| San Bernardino, California | 25 | $ 1,302,000 | $ 52,080 | $ 91,000 |
| Nassau, New York | 25 | $ 1,455,000 | $ 58,200 | $ 113,000 |
| Queens, New York | 25 | $ 1,304,000 | $ 52,160 | $ 79,000 |
| Middlesex, Massachusetts | 24 | $ 1,168,000 | $ 48,666 | $ 110,000 |
| Sacramento, California | 22 | $ 1,024,000 | $ 46,545 | $ 97,000 |
| Oakland, Michigan | 22 | $ 961,000 | $ 43,681 | $ 110,000 |
| Bergen, New Jersey | 20 | $ 952,000 | $ 47,600 | $ 147,000 |
| Monmouth, New Jersey | 20 | $ 1,189,000 | $ 59,450 | $ 129,000 |
| Jefferson, Colorado | 19 | $ 1,034,000 | $ 54,421 | $ 99,000 |
| New Haven, Connecticut | 19 | $ 999,000 | $ 52,578 | $ 119,000 |
| DuPage, Illinois | 19 | $ 908,000 | $ 47,789 | $ 140,000 |
| Alameda, California | 18 | $ 1,116,000 | $ 62,000 | $ 107,000 |
| Middlesex, New Jersey | 18 | $ 759,000 | $ 42,166 | $ 124,000 |
| Erie, New York | 18 | $ 788,000 | $ 43,777 | $ 57,000 |
| Hillsborough, Florida | 17 | $ 680,000 | $ 40,000 | $ 89,000 |
| St. Louis, Missouri | 17 | $ 743,000 | $ 43,705 | $ 107,000 |
| Lake, Illinois | 16 | $ 674,000 | $ 42,125 | $ 127,000 |
| Norfolk, Massachusetts | 16 | $ 903,000 | $ 56,437 | $ 90,000 |
| Allegheny, Pennsylvania | 16 | $ 728,000 | $ 45,500 | $ 85,000 |
| Bucks, Pennsylvania | 16 | $ 671,000 | $ 41,937 | $ 103,000 |
| Denver, Colorado | 15 | $ 795,000 | $ 53,000 | $ 112,000 |
| Pinellas, Florida | 15 | $ 753,000 | $ 50,200 | $ 78,000 |
| Will, Illinois | 15 | $ 718,000 | $ 47,866 | $ 98,000 |
| Essex, New Jersey | 15 | $ 722,000 | $ 48,133 | $ 79,000 |
| Passaic, New Jersey | 15 | $ 682,000 | $ 45,466 | $ 85,000 |
| Richmond, New York | 15 | $ 741,000 | $ 49,400 | $ 93,000 |
| Salt Lake, Utah | 15 | $ 590,000 | $ 39,333 | $ 75,000 |
| Hartford, Connecticut | 14 | $ 678,000 | $ 48,428 | $ 68,000 |
| Essex, Massachusetts | 14 | $ 784,000 | $ 56,000 | $ 90,000 |
| Morris, New Jersey | 14 | $ 591,000 | $ 42,214 | $ 100,000 |
| Kings, New York | 14 | $ 806,000 | $ 57,571 | $ 79,000 |
| Mecklenburg, North Carolina | 14 | $ 520,000 | $ 37,142 | $ 91,000 |
| Ventura, California | 13 | $ 665,000 | $ 51,153 | $ 120,000 |
| Douglas, Colorado | 13 | $ 686,000 | $ 52,769 | $ 145,000 |
| New Castle, Delaware | 12 | $ 502,000 | $ 41,833 | $ 113,000 |
| Sussex, Delaware | 12 | $ 606,000 | $ 50,500 | $ 60,000 |
| Duval, Florida | 12 | $ 497,000 | $ 41,416 | $ 57,000 |
| Lee, Florida | 12 | $ 620,000 | $ 51,666 | $ 98,000 |
| Macomb, Michigan | 12 | $ 450,000 | $ 37,500 | $ 64,000 |
| Jackson, Missouri | 12 | $ 551,000 | $ 45,916 | $ 67,000 |
| Union, New Jersey | 12 | $ 551,000 | $ 45,916 | $ 103,000 |
| Cuyahoga, Ohio | 12 | $ 390,000 | $ 32,500 | $ 52,000 |
| Oklahoma, Oklahoma | 12 | $ 753,000 | $ 62,750 | $ 72,000 |
| Contra Costa, California | 11 | $ 706,000 | $ 64,181 | $ 160,000 |
| Arapahoe, Colorado | 11 | $ 552,000 | $ 50,181 | $ 114,000 |
| Fairfield, Connecticut | 11 | $ 519,000 | $ 47,181 | $ 126,000 |
| Orleans, Louisiana | 11 | $ 637,000 | $ 57,909 | $ 62,000 |
| Atlantic, New Jersey | 11 | $ 479,000 | $ 43,545 | $ 52,000 |
| Ocean, New Jersey | 11 | $ 520,000 | $ 47,272 | $ 72,000 |
| Wake, North Carolina | 11 | $ 476,000 | $ 43,272 | $ 67,000 |
| Montgomery, Pennsylvania | 11 | $ 601,000 | $ 54,636 | $ 84,000 |
| Loudoun, Virginia | 11 | $ 673,000 | $ 61,181 | $ 145,000 |
| Prince William, Virginia | 11 | $ 539,000 | $ 49,000 | $ 143,000 |
| King, Washington | 11 | $ 542,000 | $ 49,272 | $ 116,000 |
| San Joaquin, California | 10 | $ 589,000 | $ 58,900 | $ 93,000 |
| Orange, Florida | 10 | $ 484,000 | $ 48,400 | $ 54,000 |
| Fulton, Georgia | 10 | $ 464,000 | $ 46,400 | $ 112,000 |
| Honolulu, Hawaii | 10 | $ 532,000 | $ 53,200 | $ 100,000 |
| Kent, Michigan | 10 | $ 444,000 | $ 44,400 | $ 75,000 |
| Washtenaw, Michigan | 10 | $ 449,000 | $ 44,900 | $ 86,000 |
| Burlington, New Jersey | 10 | $ 436,000 | $ 43,600 | $ 128,000 |
| Westchester, New York | 10 | $ 595,000 | $ 59,500 | $ 124,000 |
| Tulsa, Oklahoma | 10 | $ 455,000 | $ 45,500 | $ 72,000 |
| Chester, Pennsylvania | 10 | $ 420,000 | $ 42,000 | $ 109,000 |
| Snohomish, Washington | 10 | $ 335,000 | $ 33,500 | $ 59,000 |
| San Mateo, California | 9 | $ 468,000 | $ 52,000 | $ 109,000 |
| El Paso, Colorado | 9 | $ 462,000 | $ 51,333 | $ 87,000 |
| Larimer, Colorado | 9 | $ 353,000 | $ 39,222 | $ 84,000 |
| Sarasota, Florida | 9 | $ 410,000 | $ 45,555 | $ 52,000 |
| Volusia, Florida | 9 | $ 388,000 | $ 43,111 | $ 77,000 |
| Kane, Illinois | 9 | $ 320,000 | $ 35,555 | $ 87,000 |
| Lake, Indiana | 9 | $ 340,000 | $ 37,777 | $ 80,000 |
| Marion, Indiana | 9 | $ 362,000 | $ 40,222 | $ 93,000 |
| Suffolk, Massachusetts | 9 | $ 460,000 | $ 51,111 | $ 96,000 |
| Franklin, Ohio | 9 | $ 277,000 | $ 30,777 | $ 51,000 |
| Anchorage, Alaska | 8 | $ 490,000 | $ 61,250 | $ 120,000 |
| Pima, Arizona | 8 | $ 406,000 | $ 50,750 | $ 73,000 |
| Yavapai, Arizona | 8 | $ 260,000 | $ 32,500 | $ 87,000 |
| Brevard, Florida | 8 | $ 424,000 | $ 53,000 | $ 69,000 |
| Johnson, Kansas | 8 | $ 475,000 | $ 59,375 | $ 111,000 |
| Hennepin, Minnesota | 8 | $ 383,000 | $ 47,875 | $ 91,000 |
| Washoe, Nevada | 8 | $ 316,000 | $ 39,500 | $ 64,000 |
| Camden, New Jersey | 8 | $ 290,000 | $ 36,250 | $ 50,000 |
| Delaware, Ohio | 8 | $ 318,000 | $ 39,750 | $ 120,000 |
| Hamilton, Ohio | 8 | $ 414,000 | $ 51,750 | $ 130,000 |
| Multnomah, Oregon | 8 | $ 406,000 | $ 50,750 | $ 92,000 |
| Luzerne, Pennsylvania | 8 | $ 340,000 | $ 42,500 | $ 86,000 |
| Jefferson, Alabama | 7 | $ 282,000 | $ 40,285 | $ 75,000 |
| Pulaski, Arkansas | 7 | $ 274,000 | $ 39,142 | $ 60,000 |
| Placer, California | 7 | $ 354,000 | $ 50,571 | $ 151,000 |
| San Francisco, California | 7 | $ 489,000 | $ 69,857 | $ 124,000 |
| San Luis Obispo, California | 7 | $ 444,000 | $ 63,428 | $ 104,000 |
| Litchfield, Connecticut | 7 | $ 264,000 | $ 37,714 | $ 47,000 |
| District of Columbia, District Of Columbia | 7 | $ 398,000 | $ 56,857 | $ 111,000 |
| Gwinnett, Georgia | 7 | $ 578,000 | $ 82,571 | $ 124,000 |
| Porter, Indiana | 7 | $ 317,000 | $ 45,285 | $ 80,000 |
| Jefferson, Louisiana | 7 | $ 341,000 | $ 48,714 | $ 49,000 |
| Hampden, Massachusetts | 7 | $ 225,000 | $ 32,142 | $ 185,000 |
| Jefferson, Missouri | 7 | $ 238,000 | $ 34,000 | $ 76,000 |
| Hudson, New Jersey | 7 | $ 408,000 | $ 58,285 | $ 106,000 |
| Hamilton, Tennessee | 7 | $ 306,000 | $ 43,714 | $ 133,000 |
| Virginia Beach, Virginia | 7 | $ 414,000 | $ 59,142 | $ 62,000 |
| Milwaukee, Wisconsin | 7 | $ 209,000 | $ 29,857 | $ 53,000 |
| Solano, California | 6 | $ 277,000 | $ 46,166 | $ 95,000 |
| Sonoma, California | 6 | $ 274,000 | $ 45,666 | $ 95,000 |
| New London, Connecticut | 6 | $ 130,000 | $ 21,666 | $ 75,000 |
| Leon, Florida | 6 | $ 284,000 | $ 47,333 | $ 84,000 |
| St. Lucie, Florida | 6 | $ 260,000 | $ 43,333 | $ 68,000 |
| Cobb, Georgia | 6 | $ 346,000 | $ 57,666 | $ 93,000 |
| Hamilton, Indiana | 6 | $ 264,000 | $ 44,000 | $ 125,000 |
| Barnstable, Massachusetts | 6 | $ 345,000 | $ 57,500 | $ 82,000 |
| Plymouth, Massachusetts | 6 | $ 281,000 | $ 46,833 | $ 87,000 |
| Douglas, Nebraska | 6 | $ 323,000 | $ 53,833 | $ 76,000 |
| Gloucester, New Jersey | 6 | $ 261,000 | $ 43,500 | $ 85,000 |
| Mercer, New Jersey | 6 | $ 323,000 | $ 53,833 | $ 55,000 |
| Somerset, New Jersey | 6 | $ 327,000 | $ 54,500 | $ 150,000 |
| Bronx, New York | 6 | $ 391,000 | $ 65,166 | $ 59,000 |
| Monroe, New York | 6 | $ 227,000 | $ 37,833 | $ 59,000 |
| Marion, Oregon | 6 | $ 235,000 | $ 39,166 | $ 79,000 |
| Berks, Pennsylvania | 6 | $ 297,000 | $ 49,500 | $ 74,000 |
| York, Pennsylvania | 6 | $ 252,000 | $ 42,000 | $ 51,000 |
| Knox, Tennessee | 6 | $ 371,000 | $ 61,833 | $ 79,000 |
| Tuscaloosa, Alabama | 5 | $ 237,000 | $ 47,400 | $ 62,000 |
| Saline, Arkansas | 5 | $ 209,000 | $ 41,800 | $ 86,000 |
| Santa Barbara, California | 5 | $ 159,000 | $ 31,800 | $ 81,000 |
| Tulare, California | 5 | $ 218,000 | $ 43,600 | $ 49,000 |
| Adams, Colorado | 5 | $ 221,000 | $ 44,200 | $ 76,000 |
| Weld, Colorado | 5 | $ 237,000 | $ 47,400 | $ 97,000 |
| Marion, Florida | 5 | $ 210,000 | $ 42,000 | $ 44,000 |
| Osceola, Florida | 5 | $ 289,000 | $ 57,800 | $ 43,000 |
| Polk, Florida | 5 | $ 167,000 | $ 33,400 | $ 73,000 |
| DeKalb, Georgia | 5 | $ 126,000 | $ 25,200 | $ 43,000 |
| Peoria, Illinois | 5 | $ 189,000 | $ 37,800 | $ 94,000 |
| St. Joseph, Indiana | 5 | $ 164,000 | $ 32,800 | $ 94,000 |
| Jefferson, Kentucky | 5 | $ 168,000 | $ 33,600 | $ 42,000 |
| Caddo, Louisiana | 5 | $ 247,000 | $ 49,400 | $ 149,000 |
| York, Maine | 5 | $ 188,000 | $ 37,600 | $ 116,000 |
| Kalamazoo, Michigan | 5 | $ 205,000 | $ 41,000 | $ 66,000 |
| St. Louis, Minnesota | 5 | $ 137,000 | $ 27,400 | $ 64,000 |
| Bernalillo, New Mexico | 5 | $ 171,000 | $ 34,200 | $ 55,000 |
| Durham, North Carolina | 5 | $ 220,000 | $ 44,000 | $ 47,000 |
| Summit, Ohio | 5 | $ 162,000 | $ 32,400 | $ 44,000 |
| Stephens, Oklahoma | 5 | $ 167,000 | $ 33,400 | $ 31,000 |
| Jackson, Oregon | 5 | $ 139,000 | $ 27,800 | $ 40,000 |
| Washington, Oregon | 5 | $ 210,000 | $ 42,000 | $ 66,000 |
| Delaware, Pennsylvania | 5 | $ 199,000 | $ 39,800 | $ 66,000 |
| Washington, Pennsylvania | 5 | $ 357,000 | $ 71,400 | $ 129,000 |
| Providence, Rhode Island | 5 | $ 122,000 | $ 24,400 | $ 53,000 |
| Greenville, South Carolina | 5 | $ 203,000 | $ 40,600 | $ 97,000 |
| Washington, Utah | 5 | $ 250,000 | $ 50,000 | $ 63,000 |
| Hanover, Virginia | 5 | $ 255,000 | $ 51,000 | $ 96,000 |
| Benton, Washington | 5 | $ 262,000 | $ 52,400 | $ 65,000 |
| Baldwin, Alabama | 4 | $ 92,000 | $ 23,000 | $ 66,000 |
| Benton, Arkansas | 4 | $ 221,000 | $ 55,250 | $ 82,000 |
| Kern, California | 4 | $ 148,000 | $ 37,000 | $ 55,000 |
| Nevada, California | 4 | $ 247,000 | $ 61,750 | $ 67,000 |
| Yolo, California | 4 | $ 260,000 | $ 65,000 | $ 144,000 |
| Boulder, Colorado | 4 | $ 265,000 | $ 66,250 | $ 71,000 |
| La Plata, Colorado | 4 | $ 210,000 | $ 52,500 | $ 81,000 |
| Alachua, Florida | 4 | $ 161,000 | $ 40,250 | $ 91,000 |
| Collier, Florida | 4 | $ 177,000 | $ 44,250 | $ 50,000 |
| Manatee, Florida | 4 | $ 142,000 | $ 35,500 | $ 45,000 |
| Fayette, Georgia | 4 | $ 164,000 | $ 41,000 | $ 124,000 |
| Forsyth, Georgia | 4 | $ 165,000 | $ 41,250 | $ 132,000 |
| Ada, Idaho | 4 | $ 158,000 | $ 39,500 | $ 63,000 |
| Madison, Illinois | 4 | $ 163,000 | $ 40,750 | $ 75,000 |
| Allen, Indiana | 4 | $ 152,000 | $ 38,000 | $ 99,000 |
| Hendricks, Indiana | 4 | $ 124,000 | $ 31,000 | $ 135,000 |
| Sedgwick, Kansas | 4 | $ 119,000 | $ 29,750 | $ 113,000 |
| Kenton, Kentucky | 4 | $ 96,000 | $ 24,000 | $ 92,000 |
| East Baton Rouge, Louisiana | 4 | $ 149,000 | $ 37,250 | $ 46,000 |
| Rapides, Louisiana | 4 | $ 221,000 | $ 55,250 | $ 62,000 |
| Worcester, Massachusetts | 4 | $ 235,000 | $ 58,750 | $ 45,000 |
| Genesee, Michigan | 4 | $ 127,000 | $ 31,750 | $ 59,000 |
| Livingston, Michigan | 4 | $ 125,000 | $ 31,250 | $ 97,000 |
| Monroe, Michigan | 4 | $ 198,000 | $ 49,500 | $ 118,000 |
| Clay, Minnesota | 4 | $ 212,000 | $ 53,000 | $ 72,000 |
| Stearns, Minnesota | 4 | $ 138,000 | $ 34,500 | $ 51,000 |
| Madison, Mississippi | 4 | $ 244,000 | $ 61,000 | $ 52,000 |
| Clay, Missouri | 4 | $ 167,000 | $ 41,750 | $ 96,000 |
| St. Charles, Missouri | 4 | $ 135,000 | $ 33,750 | $ 83,000 |
| Rockingham, New Hampshire | 4 | $ 180,000 | $ 45,000 | $ 128,000 |
| Hunterdon, New Jersey | 4 | $ 302,000 | $ 75,500 | $ 109,000 |
| Santa Fe, New Mexico | 4 | $ 202,000 | $ 50,500 | $ 63,000 |
| Chautauqua, New York | 4 | $ 171,000 | $ 42,750 | $ 66,000 |
| Orange, New York | 4 | $ 215,000 | $ 53,750 | $ 98,000 |
| Guilford, North Carolina | 4 | $ 220,000 | $ 55,000 | $ 67,000 |
| Onslow, North Carolina | 4 | $ 212,000 | $ 53,000 | $ 25,000 |
| Lorain, Ohio | 4 | $ 223,000 | $ 55,750 | $ 44,000 |
| Montgomery, Ohio | 4 | $ 105,000 | $ 26,250 | $ 82,000 |
| Warren, Ohio | 4 | $ 166,000 | $ 41,500 | $ 91,000 |
| Cleveland, Oklahoma | 4 | $ 160,000 | $ 40,000 | $ 80,000 |
| Lane, Oregon | 4 | $ 160,000 | $ 40,000 | $ 98,000 |
| Northampton, Pennsylvania | 4 | $ 247,000 | $ 61,750 | $ 89,000 |
| Westmoreland, Pennsylvania | 4 | $ 225,000 | $ 56,250 | $ 63,000 |
| Washington, Rhode Island | 4 | $ 214,000 | $ 53,500 | $ 86,000 |
| Aiken, South Carolina | 4 | $ 221,000 | $ 55,250 | $ 51,000 |
| Minnehaha, South Dakota | 4 | $ 149,000 | $ 37,250 | $ 90,000 |
| Davidson, Tennessee | 4 | $ 220,000 | $ 55,000 | $ 52,000 |
| Utah, Utah | 4 | $ 173,000 | $ 43,250 | $ 95,000 |
| Alexandria, Virginia | 4 | $ 165,000 | $ 41,250 | $ 77,000 |
| Racine, Wisconsin | 4 | $ 173,000 | $ 43,250 | $ 105,000 |
| Mobile, Alabama | 3 | $ 60,000 | $ 20,000 | $ 36,000 |
| Matanuska-Susitna, Alaska | 3 | $ 157,000 | $ 52,333 | $ 78,000 |
| Pinal, Arizona | 3 | $ 152,000 | $ 50,666 | $ 64,000 |
| Fresno, California | 3 | $ 117,000 | $ 39,000 | $ 68,000 |
| Monterey, California | 3 | $ 205,000 | $ 68,333 | $ 92,000 |
| Santa Cruz, California | 3 | $ 166,000 | $ 55,333 | $ 170,000 |
| Middlesex, Connecticut | 3 | $ 170,000 | $ 56,666 | $ 99,000 |
| Charlotte, Florida | 3 | $ 128,000 | $ 42,666 | $ 70,000 |
| Citrus, Florida | 3 | $ 180,000 | $ 60,000 | $ 92,000 |
| Escambia, Florida | 3 | $ 111,000 | $ 37,000 | $ 64,000 |
| Flagler, Florida | 3 | $ 110,000 | $ 36,666 | $ 60,000 |
| Martin, Florida | 3 | $ 146,000 | $ 48,666 | $ 92,000 |
| Pasco, Florida | 3 | $ 80,000 | $ 26,666 | $ 61,000 |
| Santa Rosa, Florida | 3 | $ 60,000 | $ 20,000 | $ 84,000 |
| Sumter, Florida | 3 | $ 118,000 | $ 39,333 | $ 28,000 |
| Chatham, Georgia | 3 | $ 65,000 | $ 21,666 | $ 77,000 |
| Cherokee, Georgia | 3 | $ 92,000 | $ 30,666 | $ 80,000 |
| Harris, Georgia | 3 | $ 84,000 | $ 28,000 | $ 49,000 |
| Kootenai, Idaho | 3 | $ 75,000 | $ 25,000 | $ 49,000 |
| McHenry, Illinois | 3 | $ 185,000 | $ 61,666 | $ 143,000 |
| Tazewell, Illinois | 3 | $ 147,000 | $ 49,000 | $ 64,000 |
| LaPorte, Indiana | 3 | $ 140,000 | $ 46,666 | $ 68,000 |
| Miami, Indiana | 3 | $ 144,000 | $ 48,000 | $ 35,000 |
| Wyandotte, Kansas | 3 | $ 69,000 | $ 23,000 | $ 41,000 |
| Calcasieu, Louisiana | 3 | $ 108,000 | $ 36,000 | $ 46,000 |
| Lafourche, Louisiana | 3 | $ 169,000 | $ 56,333 | $ 66,000 |
| Bristol, Massachusetts | 3 | $ 110,000 | $ 36,666 | $ 79,000 |
| Hampshire, Massachusetts | 3 | $ 135,000 | $ 45,000 | $ 82,000 |
| Barry, Michigan | 3 | $ 128,000 | $ 42,666 | $ 85,000 |
| Berrien, Michigan | 3 | $ 159,000 | $ 53,000 | $ 62,000 |
| Clare, Michigan | 3 | $ 102,000 | $ 34,000 | $ 95,000 |
| Grand Traverse, Michigan | 3 | $ 117,000 | $ 39,000 | $ 127,000 |
| Jackson, Michigan | 3 | $ 80,000 | $ 26,666 | $ 72,000 |
| Lapeer, Michigan | 3 | $ 214,000 | $ 71,333 | $ 94,000 |
| St. Clair, Michigan | 3 | $ 169,000 | $ 56,333 | $ 75,000 |
| Anoka, Minnesota | 3 | $ 147,000 | $ 49,000 | $ 58,000 |
| Ramsey, Minnesota | 3 | $ 140,000 | $ 46,666 | $ 45,000 |
| Boone, Missouri | 3 | $ 105,000 | $ 35,000 | $ 83,000 |
| Silver Bow, Montana | 3 | $ 157,000 | $ 52,333 | $ 32,000 |
| Coos, New Hampshire | 3 | $ 150,000 | $ 50,000 | $ 87,000 |
| Hillsborough, New Hampshire | 3 | $ 108,000 | $ 36,000 | $ 69,000 |
| Cape May, New Jersey | 3 | $ 105,000 | $ 35,000 | $ 52,000 |
| Cumberland, New Jersey | 3 | $ 205,000 | $ 68,333 | $ 60,000 |
| Sussex, New Jersey | 3 | $ 130,000 | $ 43,333 | $ 221,000 |
| Warren, New Jersey | 3 | $ 69,000 | $ 23,000 | $ 134,000 |
| Lea, New Mexico | 3 | $ 172,000 | $ 57,333 | $ 69,000 |
| Chemung, New York | 3 | $ 93,000 | $ 31,000 | $ 109,000 |
| Dutchess, New York | 3 | $ 185,000 | $ 61,666 | $ 111,000 |
| New York, New York | 3 | $ 220,000 | $ 73,333 | $ 71,000 |
| Onondaga, New York | 3 | $ 126,000 | $ 42,000 | $ 63,000 |
| Ulster, New York | 3 | $ 142,000 | $ 47,333 | $ 88,000 |
| Buncombe, North Carolina | 3 | $ 178,000 | $ 59,333 | $ 50,000 |
| Iredell, North Carolina | 3 | $ 160,000 | $ 53,333 | $ 87,000 |
| Lincoln, North Carolina | 3 | $ 85,000 | $ 28,333 | $ 68,000 |
| Cass, North Dakota | 3 | $ 176,000 | $ 58,666 | $ 124,000 |
| Lucas, Ohio | 3 | $ 84,000 | $ 28,000 | $ 86,000 |
| Stark, Ohio | 3 | $ 80,000 | $ 26,666 | $ 64,000 |
| Logan, Oklahoma | 3 | $ 169,000 | $ 56,333 | $ 21,000 |
| Rogers, Oklahoma | 3 | $ 155,000 | $ 51,666 | $ 101,000 |
| Clackamas, Oregon | 3 | $ 80,000 | $ 26,666 | $ 84,000 |
| Beaver, Pennsylvania | 3 | $ 116,000 | $ 38,666 | $ 59,000 |
| Carbon, Pennsylvania | 3 | $ 109,000 | $ 36,333 | $ 91,000 |
| Dauphin, Pennsylvania | 3 | $ 101,000 | $ 33,666 | $ 31,000 |
| Lackawanna, Pennsylvania | 3 | $ 80,000 | $ 26,666 | $ 56,000 |
| Lehigh, Pennsylvania | 3 | $ 139,000 | $ 46,333 | $ 122,000 |
| Monroe, Pennsylvania | 3 | $ 130,000 | $ 43,333 | $ 168,000 |
| Berkeley, South Carolina | 3 | $ 115,000 | $ 38,333 | $ 56,000 |
| Spartanburg, South Carolina | 3 | $ 143,000 | $ 47,666 | $ 62,000 |
| Roane, Tennessee | 3 | $ 95,000 | $ 31,666 | $ 136,000 |
| Washington, Tennessee | 3 | $ 91,000 | $ 30,333 | $ 56,000 |
| Wilson, Tennessee | 3 | $ 86,000 | $ 28,666 | $ 78,000 |
| Bedford, Virginia | 3 | $ 216,000 | $ 72,000 | $ 44,000 |
| Chesapeake, Virginia | 3 | $ 164,000 | $ 54,666 | $ 100,000 |
| Frederick, Virginia | 3 | $ 107,000 | $ 35,666 | $ 122,000 |
| Clark, Washington | 3 | $ 127,000 | $ 42,333 | $ 53,000 |
| Spokane, Washington | 3 | $ 155,000 | $ 51,666 | $ 45,000 |
| Whatcom, Washington | 3 | $ 125,000 | $ 41,666 | $ 56,000 |
| Marion, West Virginia | 3 | $ 106,000 | $ 35,333 | $ 94,000 |
| Douglas, Wisconsin | 3 | $ 110,000 | $ 36,666 | $ 69,000 |
| Rock, Wisconsin | 3 | $ 177,000 | $ 59,000 | $ 45,000 |
| Sweetwater, Wyoming | 3 | $ 132,000 | $ 44,000 | $ 95,000 |
| Calhoun, Alabama | 2 | $ 98,000 | $ 49,000 | $ 42,000 |
| Escambia, Alabama | 2 | $ 95,000 | $ 47,500 | $ 87,000 |
| Etowah, Alabama | 2 | $ 51,000 | $ 25,500 | $ 108,000 |
| Houston, Alabama | 2 | $ 140,000 | $ 70,000 | $ 103,000 |
| Lauderdale, Alabama | 2 | $ 65,000 | $ 32,500 | $ 43,000 |
| Lee, Alabama | 2 | $ 65,000 | $ 32,500 | $ 95,000 |
| Madison, Alabama | 2 | $ 126,000 | $ 63,000 | $ 49,000 |
| Montgomery, Alabama | 2 | $ 88,000 | $ 44,000 | $ 47,000 |
| Mohave, Arizona | 2 | $ 66,000 | $ 33,000 | $ 95,000 |
| Garland, Arkansas | 2 | $ 95,000 | $ 47,500 | $ 32,000 |
| Miller, Arkansas | 2 | $ 48,000 | $ 24,000 | $ 26,000 |
| Union, Arkansas | 2 | $ 50,000 | $ 25,000 | $ 69,000 |
| Imperial, California | 2 | $ 130,000 | $ 65,000 | $ 107,000 |
| Madera, California | 2 | $ 91,000 | $ 45,500 | $ 51,000 |
| Marin, California | 2 | $ 90,000 | $ 45,000 | $ 104,000 |
| Mendocino, California | 2 | $ 100,000 | $ 50,000 | $ 64,000 |
| Shasta, California | 2 | $ 47,000 | $ 23,500 | $ 53,000 |
| Stanislaus, California | 2 | $ 45,000 | $ 22,500 | $ 46,000 |
| Broomfield, Colorado | 2 | $ 119,000 | $ 59,500 | $ 179,000 |
| Las Animas, Colorado | 2 | $ 80,000 | $ 40,000 | $ 37,000 |
| Mesa, Colorado | 2 | $ 100,000 | $ 50,000 | $ 86,000 |
| Kent, Delaware | 2 | $ 106,000 | $ 53,000 | $ 82,000 |
| Baker, Florida | 2 | $ 56,000 | $ 28,000 | $ 56,000 |
| Clay, Florida | 2 | $ 50,000 | $ 25,000 | $ 47,000 |
| Hernando, Florida | 2 | $ 84,000 | $ 42,000 | $ 55,000 |
| Indian River, Florida | 2 | $ 71,000 | $ 35,500 | $ 56,000 |
| Lake, Florida | 2 | $ 57,000 | $ 28,500 | $ 74,000 |
| Monroe, Florida | 2 | $ 60,000 | $ 30,000 | $ 65,000 |
| Nassau, Florida | 2 | $ 85,000 | $ 42,500 | $ 42,000 |
| St. Johns, Florida | 2 | $ 180,000 | $ 90,000 | $ 102,000 |
| Camden, Georgia | 2 | $ 52,000 | $ 26,000 | $ 57,000 |
| Colquitt, Georgia | 2 | $ 45,000 | $ 22,500 | $ 32,000 |
| Hall, Georgia | 2 | $ 120,000 | $ 60,000 | $ 21,000 |
| Oconee, Georgia | 2 | $ 120,000 | $ 60,000 | $ 38,000 |
| Rockdale, Georgia | 2 | $ 135,000 | $ 67,500 | $ 48,000 |
| Maui, Hawaii | 2 | $ 70,000 | $ 35,000 | $ 105,000 |
| Bonneville, Idaho | 2 | $ 60,000 | $ 30,000 | $ 124,000 |
| Shoshone, Idaho | 2 | $ 150,000 | $ 75,000 | $ 145,000 |
| Champaign, Illinois | 2 | $ 44,000 | $ 22,000 | $ 60,000 |
| LaSalle, Illinois | 2 | $ 102,000 | $ 51,000 | $ 50,000 |
| Livingston, Illinois | 2 | $ 104,000 | $ 52,000 | $ 106,000 |
| Sangamon, Illinois | 2 | $ 77,000 | $ 38,500 | $ 84,000 |
| Wayne, Illinois | 2 | $ 50,000 | $ 25,000 | $ 52,000 |
| Whiteside, Illinois | 2 | $ 45,000 | $ 22,500 | $ 59,000 |
| Clark, Indiana | 2 | $ 45,000 | $ 22,500 | $ 47,000 |
| Clinton, Indiana | 2 | $ 68,000 | $ 34,000 | $ 46,000 |
| Elkhart, Indiana | 2 | $ 41,000 | $ 20,500 | $ 63,000 |
| Johnson, Indiana | 2 | $ 140,000 | $ 70,000 | $ 35,000 |
| Monroe, Indiana | 2 | $ 60,000 | $ 30,000 | $ 82,000 |
| Tippecanoe, Indiana | 2 | $ 69,000 | $ 34,500 | $ 72,000 |
| White, Indiana | 2 | $ 140,000 | $ 70,000 | $ 38,000 |
| Brown, Kansas | 2 | $ 80,000 | $ 40,000 | $ 38,000 |
| Butler, Kansas | 2 | $ 75,000 | $ 37,500 | $ 67,000 |
| Finney, Kansas | 2 | $ 50,000 | $ 25,000 | $ 55,000 |
| Leavenworth, Kansas | 2 | $ 63,000 | $ 31,500 | $ 77,000 |
| Rice, Kansas | 2 | $ 80,000 | $ 40,000 | $ 62,000 |
| Sumner, Kansas | 2 | $ 67,000 | $ 33,500 | $ 60,000 |
| Campbell, Kentucky | 2 | $ 60,000 | $ 30,000 | $ 67,000 |
| Fayette, Kentucky | 2 | $ 53,000 | $ 26,500 | $ 135,000 |
| Franklin, Kentucky | 2 | $ 138,000 | $ 69,000 | $ 62,000 |
| Mercer, Kentucky | 2 | $ 62,000 | $ 31,000 | $ 72,000 |
| Lafayette, Louisiana | 2 | $ 95,000 | $ 47,500 | $ 45,000 |
| St. Tammany, Louisiana | 2 | $ 40,000 | $ 20,000 | $ 37,000 |
| Tangipahoa, Louisiana | 2 | $ 100,000 | $ 50,000 | $ 41,000 |
| West Baton Rouge, Louisiana | 2 | $ 89,000 | $ 44,500 | $ 24,000 |
| Androscoggin, Maine | 2 | $ 45,000 | $ 22,500 | $ 31,000 |
| Cumberland, Maine | 2 | $ 70,000 | $ 35,000 | $ 97,000 |
| Berkshire, Massachusetts | 2 | $ 65,000 | $ 32,500 | $ 100,000 |
| Huron, Michigan | 2 | $ 58,000 | $ 29,000 | $ 34,000 |
| Isabella, Michigan | 2 | $ 40,000 | $ 20,000 | $ 41,000 |
| Ottawa, Michigan | 2 | $ 87,000 | $ 43,500 | $ 80,000 |
| Saginaw, Michigan | 2 | $ 66,000 | $ 33,000 | $ 31,000 |
| Morrison, Minnesota | 2 | $ 100,000 | $ 50,000 | $ 96,000 |
| Pope, Minnesota | 2 | $ 160,000 | $ 80,000 | $ 71,000 |
| Scott, Minnesota | 2 | $ 125,000 | $ 62,500 | $ 134,000 |
| Washington, Minnesota | 2 | $ 44,000 | $ 22,000 | $ 151,000 |
| Wright, Minnesota | 2 | $ 95,000 | $ 47,500 | $ 144,000 |
| Hinds, Mississippi | 2 | $ 45,000 | $ 22,500 | $ 43,000 |
| Rankin, Mississippi | 2 | $ 106,000 | $ 53,000 | $ 36,000 |
| Tate, Mississippi | 2 | $ 69,000 | $ 34,500 | $ 27,000 |
| Andrew, Missouri | 2 | $ 50,000 | $ 25,000 | $ 84,000 |
| Crawford, Missouri | 2 | $ 45,000 | $ 22,500 | $ 43,000 |
| Howell, Missouri | 2 | $ 107,000 | $ 53,500 | $ 25,000 |
| Marion, Missouri | 2 | $ 95,000 | $ 47,500 | $ 19,000 |
| Platte, Missouri | 2 | $ 112,000 | $ 56,000 | $ 124,000 |
| St. Louis City, Missouri | 2 | $ 50,000 | $ 25,000 | $ 74,000 |
| Yellowstone, Montana | 2 | $ 140,000 | $ 70,000 | $ 74,000 |
| Gage, Nebraska | 2 | $ 68,000 | $ 34,000 | $ 36,000 |
| Hall, Nebraska | 2 | $ 50,000 | $ 25,000 | $ 93,000 |
| Scotts Bluff, Nebraska | 2 | $ 58,000 | $ 29,000 | $ 19,000 |
| Salem, New Jersey | 2 | $ 90,000 | $ 45,000 | $ 33,000 |
| Dona Ana, New Mexico | 2 | $ 85,000 | $ 42,500 | $ 33,000 |
| Livingston, New York | 2 | $ 160,000 | $ 80,000 | $ 18,000 |
| Madison, New York | 2 | $ 129,000 | $ 64,500 | $ 111,000 |
| Oneida, New York | 2 | $ 103,000 | $ 51,500 | $ 32,000 |
| Putnam, New York | 2 | $ 126,000 | $ 63,000 | $ 54,000 |
| Schenectady, New York | 2 | $ 69,000 | $ 34,500 | $ 82,000 |
| Seneca, New York | 2 | $ 72,000 | $ 36,000 | $ 25,000 |
| Cabarrus, North Carolina | 2 | $ 93,000 | $ 46,500 | $ 76,000 |
| Forsyth, North Carolina | 2 | $ 51,000 | $ 25,500 | $ 162,000 |
| Franklin, North Carolina | 2 | $ 59,000 | $ 29,500 | $ 124,000 |
| Haywood, North Carolina | 2 | $ 89,000 | $ 44,500 | $ 90,000 |
| Hoke, North Carolina | 2 | $ 50,000 | $ 25,000 | $ 34,000 |
| Jackson, North Carolina | 2 | $ 136,000 | $ 68,000 | $ 47,000 |
| Macon, North Carolina | 2 | $ 105,000 | $ 52,500 | $ 58,000 |
| Orange, North Carolina | 2 | $ 125,000 | $ 62,500 | $ 295,000 |
| Grand Forks, North Dakota | 2 | $ 71,000 | $ 35,500 | $ 71,000 |
| Butler, Ohio | 2 | $ 70,000 | $ 35,000 | $ 74,000 |
| Clermont, Ohio | 2 | $ 66,000 | $ 33,000 | $ 112,000 |
| Fairfield, Ohio | 2 | $ 120,000 | $ 60,000 | $ 94,000 |
| Lake, Ohio | 2 | $ 82,000 | $ 41,000 | $ 55,000 |
| Mahoning, Ohio | 2 | $ 86,000 | $ 43,000 | $ 35,000 |
| Union, Ohio | 2 | $ 45,000 | $ 22,500 | $ 68,000 |
| Lincoln, Oklahoma | 2 | $ 108,000 | $ 54,000 | $ 75,000 |
| Wagoner, Oklahoma | 2 | $ 80,000 | $ 40,000 | $ 46,000 |
| Cambria, Pennsylvania | 2 | $ 53,000 | $ 26,500 | $ 44,000 |
| Centre, Pennsylvania | 2 | $ 79,000 | $ 39,500 | $ 31,000 |
| Clearfield, Pennsylvania | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Fayette, Pennsylvania | 2 | $ 85,000 | $ 42,500 | $ 45,000 |
| Juniata, Pennsylvania | 2 | $ 95,000 | $ 47,500 | $ 81,000 |
| Lancaster, Pennsylvania | 2 | $ 94,000 | $ 47,000 | $ 69,000 |
| Pike, Pennsylvania | 2 | $ 96,000 | $ 48,000 | $ 133,000 |
| Snyder, Pennsylvania | 2 | $ 65,000 | $ 32,500 | $ 37,000 |
| Wayne, Pennsylvania | 2 | $ 74,000 | $ 37,000 | $ 50,000 |
| Wyoming, Pennsylvania | 2 | $ 105,000 | $ 52,500 | $ 138,000 |
| Bristol, Rhode Island | 2 | $ 95,000 | $ 47,500 | $ 64,000 |
| Anderson, South Carolina | 2 | $ 67,000 | $ 33,500 | $ 101,000 |
| Barnwell, South Carolina | 2 | $ 50,000 | $ 25,000 | $ 31,000 |
| Charleston, South Carolina | 2 | $ 55,000 | $ 27,500 | $ 70,000 |
| Lancaster, South Carolina | 2 | $ 83,000 | $ 41,500 | $ 62,000 |
| Lexington, South Carolina | 2 | $ 78,000 | $ 39,000 | $ 31,000 |
| York, South Carolina | 2 | $ 60,000 | $ 30,000 | $ 39,000 |
| Brown, South Dakota | 2 | $ 61,000 | $ 30,500 | $ 72,000 |
| Anderson, Tennessee | 2 | $ 40,000 | $ 20,000 | $ 84,000 |
| Bradley, Tennessee | 2 | $ 135,000 | $ 67,500 | $ 62,000 |
| Carroll, Tennessee | 2 | $ 52,000 | $ 26,000 | $ 40,000 |
| Cumberland, Tennessee | 2 | $ 69,000 | $ 34,500 | $ 52,000 |
| Fayette, Tennessee | 2 | $ 50,000 | $ 25,000 | $ 187,000 |
| Obion, Tennessee | 2 | $ 120,000 | $ 60,000 | $ 31,000 |
| Rutherford, Tennessee | 2 | $ 67,000 | $ 33,500 | $ 162,000 |
| Sequatchie, Tennessee | 2 | $ 133,000 | $ 66,500 | $ 38,000 |
| Shelby, Tennessee | 2 | $ 91,000 | $ 45,500 | $ 66,000 |
| Tipton, Tennessee | 2 | $ 70,000 | $ 35,000 | $ 86,000 |
| Box Elder, Utah | 2 | $ 58,000 | $ 29,000 | $ 61,000 |
| Chesterfield, Virginia | 2 | $ 180,000 | $ 90,000 | $ 119,000 |
| Clarke, Virginia | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| Culpeper, Virginia | 2 | $ 133,000 | $ 66,500 | $ 85,000 |
| Franklin, Virginia | 2 | $ 102,000 | $ 51,000 | $ 45,000 |
| Greene, Virginia | 2 | $ 65,000 | $ 32,500 | $ 60,000 |
| Henrico, Virginia | 2 | $ 70,000 | $ 35,000 | $ 56,000 |
| Portsmouth, Virginia | 2 | $ 90,000 | $ 45,000 | $ 59,000 |
| Winchester, Virginia | 2 | $ 80,000 | $ 40,000 | $ 17,000 |
| Pierce, Washington | 2 | $ 90,000 | $ 45,000 | $ 80,000 |
| San Juan, Washington | 2 | $ 63,000 | $ 31,500 | $ 102,000 |
| Skagit, Washington | 2 | $ 72,000 | $ 36,000 | $ 95,000 |
| Stevens, Washington | 2 | $ 60,000 | $ 30,000 | $ 59,000 |
| Thurston, Washington | 2 | $ 48,000 | $ 24,000 | $ 52,000 |
| Berkeley, West Virginia | 2 | $ 50,000 | $ 25,000 | $ 54,000 |
| Grant, West Virginia | 2 | $ 85,000 | $ 42,500 | $ 32,000 |
| Jefferson, West Virginia | 2 | $ 73,000 | $ 36,500 | $ 58,000 |
| Kanawha, West Virginia | 2 | $ 77,000 | $ 38,500 | $ 51,000 |
| Raleigh, West Virginia | 2 | $ 60,000 | $ 30,000 | $ 26,000 |
| Eau Claire, Wisconsin | 2 | $ 61,000 | $ 30,500 | $ 53,000 |
| Marathon, Wisconsin | 2 | $ 62,000 | $ 31,000 | $ 87,000 |
| Sheboygan, Wisconsin | 2 | $ 53,000 | $ 26,500 | $ 74,000 |
| Trempealeau, Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 155,000 |
| Washington, Wisconsin | 2 | $ 85,000 | $ 42,500 | $ 52,000 |
| Waukesha, Wisconsin | 2 | $ 83,000 | $ 41,500 | $ 42,000 |
| Laramie, Wyoming | 2 | $ 79,000 | $ 39,500 | $ 63,000 |
| Chambers, Alabama | 1 | $ 25,000 | $ 25,000 | $ 35,000 |
| Cherokee, Alabama | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Coffee, Alabama | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Colbert, Alabama | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Dale, Alabama | 1 | $ 60,000 | $ 60,000 | $ 58,000 |
| DeKalb, Alabama | 1 | $ 45,000 | $ 45,000 | $ 50,000 |
| Elmore, Alabama | 1 | $ 31,000 | $ 31,000 | $ 89,000 |
| Franklin, Alabama | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Marshall, Alabama | 1 | $ 35,000 | $ 35,000 | $ 130,000 |
| Shelby, Alabama | 1 | $ 47,000 | $ 47,000 | $ 20,000 |
| Tallapoosa, Alabama | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Winston, Alabama | 1 | $ 20,000 | $ 20,000 | $ 172,000 |
| Kenai Peninsula, Alaska | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Navajo, Arizona | 1 | $ 30,000 | $ 30,000 | $ 16,000 |
| Conway, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Craighead, Arkansas | 1 | $ 40,000 | $ 40,000 | $ 50,000 |
| Crawford, Arkansas | 1 | $ 50,000 | $ 50,000 | $ 158,000 |
| Crittenden, Arkansas | 1 | $ 37,000 | $ 37,000 | $ 65,000 |
| Mississippi, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Ouachita, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 124,000 |
| Phillips, Arkansas | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Pope, Arkansas | 1 | $ 30,000 | $ 30,000 | $ 58,000 |
| St. Francis, Arkansas | 1 | $ 46,000 | $ 46,000 | $ 50,000 |
| Van Buren, Arkansas | 1 | $ 59,000 | $ 59,000 | $ 85,000 |
| Washington, Arkansas | 1 | $ 20,000 | $ 20,000 | $ 25,000 |
| Butte, California | 1 | $ 59,000 | $ 59,000 | $ 46,000 |
| El Dorado, California | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Humboldt, California | 1 | $ 60,000 | $ 60,000 | $ 130,000 |
| Lake, California | 1 | $ 44,000 | $ 44,000 | $ 44,000 |
| Napa, California | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Siskiyou, California | 1 | $ 77,000 | $ 77,000 | $ 50,000 |
| Sutter, California | 1 | $ 20,000 | $ 20,000 | $ 82,000 |
| Eagle, Colorado | 1 | $ 20,000 | $ 20,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,468 | $102,667,000 | $41,000 | $100,000 | $86,000 | $1,260,000 |
| Refinancing | 961 | $56,623,000 | $58,000 | $100,000 | $83,000 | $550,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,828 | $83,282,000 | $45,000 | $100,000 | $86,000 | $825,000 |
| Not Provided | 855 | $39,904,000 | $46,000 | $100,000 | $85,000 | $1,260,000 |
| Hispanic | 243 | $11,198,000 | $46,000 | $100,000 | $77,000 | $409,000 |
| Asian | 223 | $12,037,000 | $53,000 | $100,000 | $103,000 | $415,000 |
| Black or African American | 212 | $9,394,000 | $44,000 | $100,000 | $68,000 | $211,000 |
| American Indian or Alaskan Native | 53 | $2,447,000 | $46,000 | $100,000 | $72,000 | $343,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $1,028,000 | $68,000 | $100,000 | $136,000 | $288,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,429 | $159,290,000 | $46,000 | $100,000 | $85,000 | $1,260,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,692 | $77,350,000 | $45,000 | $100,000 | $76,000 | $825,000 |
| Loan Originated | 790 | $38,133,000 | $48,000 | $100,000 | $96,000 | $409,000 |
| Application Withdrawn By Applicant | 471 | $21,800,000 | $46,000 | $100,000 | $97,000 | $1,260,000 |
| File Closed For Incompleteness | 444 | $20,486,000 | $46,000 | $100,000 | $89,000 | $513,000 |
| Application Approved But Not Accepted | 32 | $1,521,000 | $47,000 | $100,000 | $88,000 | $206,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 838 | $40,710,000 | $48,000 | $100,000 | $60,000 | $300,000 |
| Collateral | 358 | $15,119,000 | $42,000 | $100,000 | $92,000 | $500,000 |
| Credit History | 289 | $11,650,000 | $40,000 | $100,000 | $87,000 | $792,000 |
| Credit Application Incomplete | 140 | $6,246,000 | $44,000 | $100,000 | $93,000 | $825,000 |
| Other | 45 | $2,419,000 | $53,000 | $100,000 | $138,000 | $781,000 |
| Unverifiable Information | 13 | $782,000 | $60,000 | $100,000 | $69,000 | $251,000 |
| Employment History | 8 | $331,000 | $41,000 | $100,000 | $40,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $93,000 | $93,000 | $93,000 | $78,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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